Home > Haymarket Co-operative Bank > Income and Expense
Haymarket Co-operative Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,842,000 | 2,561 |
| Total interest expense | $6,859,000 | 2,203 |
| Net interest income | $5,983,000 | 2,914 |
| Provision for loan and lease losses | $-841,000 | 10,884 |
| Total noninterest income | $266,000 | 7,038 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $18,000 | 9,171 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $248,000 | 4,384 |
| Total noninterest expense | $3,995,000 | 3,183 |
| Salaries and employee benefits | $1,911,000 | 3,445 |
| Premises and equipment expense | $434,000 | 4,162 |
| Additional noninterest expense | $1,650,000 | 2,496 |
| Pre-tax net operating income | $3,095,000 | 2,418 |
| Securities gains (losses) | $-66,000 | 10,696 |
| Applicable income taxes | $890,000 | 2,683 |
| Income before extraordinary items | $2,139,000 | 2,428 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,139,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-389,000 | 10,867 |
| Cash dividends | $230,000 | 5,100 |
| Sale, conversion, retirement of capital stock, net | $-137,000 | 10,786 |
| Net operating income | $2,185,860 | 2,324 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,907,000 | 2,593 |
| Total interest expense | $7,675,000 | 2,048 |
| Net interest income | $5,232,000 | 3,397 |
| Provision for loan and lease losses | $-594,000 | 11,396 |
| Total noninterest income | $122,000 | 9,497 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $20,000 | 9,580 |
| Trading account gains and fees | $-96,000 | 4,678 |
| Additional Noninterest Income | $198,000 | 5,190 |
| Total noninterest expense | $3,758,000 | 3,535 |
| Salaries and employee benefits | $1,685,000 | 3,879 |
| Premises and equipment expense | $426,000 | 4,317 |
| Additional noninterest expense | $1,647,000 | 2,892 |
| Pre-tax net operating income | $2,190,000 | 3,176 |
| Securities gains (losses) | $-19,000 | 10,606 |
| Applicable income taxes | $549,000 | 3,849 |
| Income before extraordinary items | $1,622,000 | 2,968 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,622,000 | 2,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-610,000 | 11,424 |
| Cash dividends | $194,000 | 5,566 |
| Sale, conversion, retirement of capital stock, net | $-719,000 | 11,416 |
| Net operating income | $1,636,250 | 2,906 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,289,000 | 2,718 |
| Total interest expense | $6,515,000 | 2,387 |
| Net interest income | $5,774,000 | 3,077 |
| Provision for loan and lease losses | $79,000 | 5,161 |
| Total noninterest income | $813,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $64,000 | 8,787 |
| Trading account gains and fees | $86,000 | 292 |
| Additional Noninterest Income | $663,000 | 2,381 |
| Total noninterest expense | $4,427,000 | 3,026 |
| Salaries and employee benefits | $1,704,000 | 3,818 |
| Premises and equipment expense | $553,000 | 3,451 |
| Additional noninterest expense | $2,170,000 | 2,244 |
| Pre-tax net operating income | $2,081,000 | 3,363 |
| Securities gains (losses) | $-263,000 | 11,729 |
| Applicable income taxes | $314,000 | 5,842 |
| Income before extraordinary items | $1,504,000 | 3,242 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,504,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $806,000 | 1,021 |
| Cash dividends | $146,000 | 6,150 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 687 |
| Net operating income | $1,722,290 | 2,826 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,382,000 | 2,665 |
| Total interest expense | $5,964,000 | 2,096 |
| Net interest income | $5,418,000 | 3,310 |
| Provision for loan and lease losses | $305,000 | 2,214 |
| Total noninterest income | $690,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $194,000 | 5,987 |
| Trading account gains and fees | $-75,000 | 4,863 |
| Additional Noninterest Income | $571,000 | 2,690 |
| Total noninterest expense | $4,897,000 | 2,829 |
| Salaries and employee benefits | $1,834,000 | 3,557 |
| Premises and equipment expense | $547,000 | 3,537 |
| Additional noninterest expense | $2,516,000 | 2,122 |
| Pre-tax net operating income | $906,000 | 6,367 |
| Securities gains (losses) | $290,000 | 391 |
| Applicable income taxes | $-109,000 | 12,313 |
| Income before extraordinary items | $1,305,000 | 3,572 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,305,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,727 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,015,000 | 4,533 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,942,000 | 2,385 |
| Total interest expense | $8,100,000 | 1,630 |
| Net interest income | $4,842,000 | 3,675 |
| Provision for loan and lease losses | $2,382,000 | 723 |
| Total noninterest income | $977,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $122,000 | 7,788 |
| Trading account gains and fees | $276,000 | 207 |
| Additional Noninterest Income | $579,000 | 2,952 |
| Total noninterest expense | $5,559,000 | 2,573 |
| Salaries and employee benefits | $1,831,000 | 3,548 |
| Premises and equipment expense | $559,000 | 3,532 |
| Additional noninterest expense | $3,169,000 | 1,834 |
| Pre-tax net operating income | $-2,122,000 | 13,094 |
| Securities gains (losses) | $419,000 | 1,014 |
| Applicable income taxes | $-124,000 | 12,981 |
| Income before extraordinary items | $-1,579,000 | 13,062 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,579,000 | 13,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,367,000 | 657 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-144,000 | 13,206 |
| Net operating income | $-1,968,670 | 13,059 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,338,000 | 2,441 |
| Total interest expense | $10,364,000 | 1,672 |
| Net interest income | $3,974,000 | 4,474 |
| Provision for loan and lease losses | $1,954,000 | 1,173 |
| Total noninterest income | $2,823,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | $837,000 | 144 |
| Additional Noninterest Income | $1,883,000 | 1,294 |
| Total noninterest expense | $7,894,000 | 1,908 |
| Salaries and employee benefits | $1,877,000 | 3,398 |
| Premises and equipment expense | $499,000 | 3,971 |
| Additional noninterest expense | $5,518,000 | 1,208 |
| Pre-tax net operating income | $-3,051,000 | 13,722 |
| Securities gains (losses) | $925,000 | 695 |
| Applicable income taxes | $-534,000 | 13,764 |
| Income before extraordinary items | $-1,592,000 | 13,630 |
| Extraordinary gains, net | $-110,000 | 13,660 |
| Net income | $-1,702,000 | 13,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,611,000 | 1,139 |
| Cash dividends | $204,000 | 4,945 |
| Sale, conversion, retirement of capital stock, net | $-258,000 | 13,847 |
| Net operating income | $-2,285,750 | 13,654 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.