Home > Haxtun Community Bank > Income and Expense

Haxtun Community Bank, Income and Expense

2003-12-31 (YTD Data)		Rank
Total interest income	$205,000	9,073
Total interest expense	$42,000	9,051
Net interest income	$163,000	9,065
Provision for loan and lease losses	$0	7,651
Total noninterest income	$13,000	9,042
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$11,000	7,926
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,000	8,983
Total noninterest expense	$105,000	9,159
Salaries and employee benefits	$53,000	9,146
Premises and equipment expense	$7,000	9,132
Additional noninterest expense	$45,000	9,134
Pre-tax net operating income	$71,000	8,308
Securities gains (losses)	$0	4,500
Applicable income taxes	$20,000	6,788
Income before extraordinary items	$51,000	8,450
Extraordinary gains, net	$0	54
Net income	$51,000	8,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,027
Cash dividends	$1,100,000	2,179
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$51,000	8,349
2003-09-30 (YTD Data)		Rank
Total interest income	$980,000	8,370
Total interest expense	$234,000	8,523
Net interest income	$746,000	8,174
Provision for loan and lease losses	$300,000	2,501
Total noninterest income	$59,000	8,581
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$42,000	7,400
Trading account gains and fees	$0	153
Additional Noninterest Income	$17,000	8,372
Total noninterest expense	$463,000	8,623
Salaries and employee benefits	$276,000	8,527
Premises and equipment expense	$57,000	8,438
Additional noninterest expense	$130,000	8,631
Pre-tax net operating income	$42,000	8,485
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$42,000	8,556
Extraordinary gains, net	$0	40
Net income	$42,000	8,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$209,000	2,150
Cash dividends	$105,000	4,663
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$42,000	8,450
2003-06-30 (YTD Data)		Rank
Total interest income	$659,000	8,416
Total interest expense	$165,000	8,548
Net interest income	$494,000	8,224
Provision for loan and lease losses	$0	7,324
Total noninterest income	$38,000	8,624
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$28,000	7,416
Trading account gains and fees	$0	150
Additional Noninterest Income	$10,000	8,463
Total noninterest expense	$318,000	8,614
Salaries and employee benefits	$189,000	8,527
Premises and equipment expense	$38,000	8,441
Additional noninterest expense	$91,000	8,578
Pre-tax net operating income	$214,000	7,097
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$214,000	6,847
Extraordinary gains, net	$0	30
Net income	$214,000	6,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$105,000	4,183
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$214,000	6,645
2003-03-31 (YTD Data)		Rank
Total interest income	$335,000	8,460
Total interest expense	$82,000	8,643
Net interest income	$253,000	8,231
Provision for loan and lease losses	$0	6,934
Total noninterest income	$21,000	8,569
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$14,000	7,374
Trading account gains and fees	$0	134
Additional Noninterest Income	$7,000	8,228
Total noninterest expense	$164,000	8,613
Salaries and employee benefits	$97,000	8,531
Premises and equipment expense	$20,000	8,398
Additional noninterest expense	$47,000	8,571
Pre-tax net operating income	$110,000	7,039
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$110,000	6,717
Extraordinary gains, net	$0	21
Net income	$110,000	6,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$110,000	6,547
2002-12-31 (YTD Data)		Rank
Total interest income	$1,432,000	8,460
Total interest expense	$428,000	8,569
Net interest income	$1,004,000	8,252
Provision for loan and lease losses	$25,000	7,318
Total noninterest income	$127,000	8,098
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$60,000	7,347
Trading account gains and fees	$0	153
Additional Noninterest Income	$67,000	7,151
Total noninterest expense	$738,000	8,475
Salaries and employee benefits	$405,000	8,494
Premises and equipment expense	$75,000	8,522
Additional noninterest expense	$258,000	8,114
Pre-tax net operating income	$368,000	7,297
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$368,000	6,987
Extraordinary gains, net	$0	70
Net income	$368,000	6,988
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-37,000	9,089
Cash dividends	$249,000	4,631
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$368,000	6,863
2001-12-31 (YTD Data)		Rank
Total interest income	$1,677,000	8,552
Total interest expense	$709,000	8,609
Net interest income	$968,000	8,357
Provision for loan and lease losses	$15,000	7,716
Total noninterest income	$71,000	8,893
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$57,000	7,450
Trading account gains and fees	$0	177
Additional Noninterest Income	$14,000	8,971
Total noninterest expense	$668,000	8,756
Salaries and employee benefits	$399,000	8,632
Premises and equipment expense	$66,000	8,862
Additional noninterest expense	$203,000	8,630
Pre-tax net operating income	$356,000	7,167
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$356,000	6,804
Extraordinary gains, net	$0	105
Net income	$356,000	6,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,506
Cash dividends	$291,000	4,453
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$356,000	6,681
2000-12-31 (YTD Data)		Rank
Total interest income	$1,762,000	8,671
Total interest expense	$770,000	8,710
Net interest income	$992,000	8,499
Provision for loan and lease losses	$107,000	5,170
Total noninterest income	$62,000	9,152
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$50,000	7,624
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	9,315
Total noninterest expense	$649,000	8,968
Salaries and employee benefits	$384,000	8,832
Premises and equipment expense	$60,000	9,173
Additional noninterest expense	$205,000	8,746
Pre-tax net operating income	$298,000	7,904
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$298,000	7,487
Extraordinary gains, net	$0	38
Net income	$298,000	7,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,007
Cash dividends	$210,000	5,046
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$298,000	7,491
1999-12-31 (YTD Data)		Rank
Total interest income	$1,670,000	8,871
Total interest expense	$739,000	8,851
Net interest income	$931,000	8,788
Provision for loan and lease losses	$20,000	7,660
Total noninterest income	$54,000	9,529
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$42,000	8,025
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	9,637
Total noninterest expense	$619,000	9,267
Salaries and employee benefits	$366,000	9,088
Premises and equipment expense	$59,000	9,453
Additional noninterest expense	$194,000	9,088
Pre-tax net operating income	$346,000	7,859
Securities gains (losses)	$0	3,155
Applicable income taxes	$-22,000	9,727
Income before extraordinary items	$368,000	7,172
Extraordinary gains, net	$0	35
Net income	$368,000	7,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,628
Cash dividends	$345,000	4,257
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$368,000	7,146
1998-12-31 (YTD Data)		Rank
Total interest income	$1,736,000	9,013
Total interest expense	$757,000	9,054
Net interest income	$979,000	8,845
Provision for loan and lease losses	$70,000	5,864
Total noninterest income	$53,000	9,805
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$38,000	8,333
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	9,739
Total noninterest expense	$584,000	9,491
Salaries and employee benefits	$350,000	9,298
Premises and equipment expense	$57,000	9,657
Additional noninterest expense	$177,000	9,383
Pre-tax net operating income	$378,000	7,992
Securities gains (losses)	$21,000	2,394
Applicable income taxes	$66,000	8,056
Income before extraordinary items	$333,000	7,630
Extraordinary gains, net	$0	32
Net income	$333,000	7,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,991
Cash dividends	$306,000	4,504
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$315,570	7,677
1997-12-31 (YTD Data)		Rank
Total interest income	$1,709,000	9,416
Total interest expense	$743,000	9,431
Net interest income	$966,000	9,263
Provision for loan and lease losses	$0	8,829
Total noninterest income	$55,000	10,192
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$45,000	8,532
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	10,416
Total noninterest expense	$548,000	9,947
Salaries and employee benefits	$342,000	9,651
Premises and equipment expense	$46,000	10,292
Additional noninterest expense	$160,000	9,882
Pre-tax net operating income	$473,000	8,073
Securities gains (losses)	$0	3,944
Applicable income taxes	$104,000	8,335
Income before extraordinary items	$369,000	7,859
Extraordinary gains, net	$0	44
Net income	$369,000	7,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$-428,000	10,832
Net operating income	$369,000	7,806
1996-12-31 (YTD Data)		Rank
Total interest income	$1,638,000	9,921
Total interest expense	$697,000	9,971
Net interest income	$941,000	9,722
Provision for loan and lease losses	$21,000	7,918
Total noninterest income	$59,000	10,697
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$44,000	8,999
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	10,709
Total noninterest expense	$512,000	10,537
Salaries and employee benefits	$330,000	10,109
Premises and equipment expense	$42,000	10,856
Additional noninterest expense	$140,000	10,671
Pre-tax net operating income	$467,000	8,133
Securities gains (losses)	$0	4,148
Applicable income taxes	$84,000	9,042
Income before extraordinary items	$383,000	7,772
Extraordinary gains, net	$0	53
Net income	$383,000	7,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,612
Cash dividends	$318,000	4,386
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$383,000	7,709
1995-12-31 (YTD Data)		Rank
Total interest income	$1,598,000	10,351
Total interest expense	$645,000	10,509
Net interest income	$953,000	10,069
Provision for loan and lease losses	$20,000	7,637
Total noninterest income	$56,000	11,248
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$44,000	9,427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	11,383
Total noninterest expense	$522,000	10,930
Salaries and employee benefits	$324,000	10,555
Premises and equipment expense	$43,000	11,294
Additional noninterest expense	$155,000	10,999
Pre-tax net operating income	$467,000	8,640
Securities gains (losses)	$0	3,831
Applicable income taxes	$98,000	9,217
Income before extraordinary items	$369,000	8,324
Extraordinary gains, net	$0	65
Net income	$369,000	8,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$318,000	4,392
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$369,000	8,308
1994-12-31 (YTD Data)		Rank
Total interest income	$1,517,000	10,714
Total interest expense	$501,000	11,095
Net interest income	$1,016,000	10,334
Provision for loan and lease losses	$25,000	7,401
Total noninterest income	$55,000	11,823
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$43,000	9,936
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	11,965
Total noninterest expense	$569,000	11,273
Salaries and employee benefits	$345,000	10,788
Premises and equipment expense	$46,000	11,772
Additional noninterest expense	$178,000	11,428
Pre-tax net operating income	$477,000	8,814
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$59,000	10,250
Income before extraordinary items	$419,000	8,005
Extraordinary gains, net	$0	249
Net income	$419,000	8,013
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$318,000	4,317
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$418,120	8,054
1993-12-31 (YTD Data)		Rank
Total interest income	$1,626,000	10,954
Total interest expense	$570,000	11,317
Net interest income	$1,056,000	10,576
Provision for loan and lease losses	$0	10,371
Total noninterest income	$53,000	12,462
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$43,000	10,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	12,761
Total noninterest expense	$594,000	11,686
Salaries and employee benefits	$372,000	10,914
Premises and equipment expense	$55,000	12,039
Additional noninterest expense	$167,000	12,191
Pre-tax net operating income	$515,000	8,564
Securities gains (losses)	$4,000	6,316
Applicable income taxes	$95,000	9,865
Income before extraordinary items	$424,000	8,195
Extraordinary gains, net	$0	3,149
Net income	$424,000	8,361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$318,000	4,250
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$420,720	7,957
1992-12-31 (YTD Data)		Rank
Total interest income	$1,838,000	11,216
Total interest expense	$736,000	11,647
Net interest income	$1,102,000	10,690
Provision for loan and lease losses	$27,000	10,147
Total noninterest income	$60,000	12,846
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$49,000	10,360
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	13,290
Total noninterest expense	$574,000	12,228
Salaries and employee benefits	$353,000	11,407
Premises and equipment expense	$43,000	12,949
Additional noninterest expense	$178,000	12,547
Pre-tax net operating income	$561,000	7,985
Securities gains (losses)	$2,000	7,695
Applicable income taxes	$104,000	9,806
Income before extraordinary items	$459,000	7,659
Extraordinary gains, net	$0	1,422
Net income	$459,000	7,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	8,662
Cash dividends	$964,000	1,619
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$457,360	7,318

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.