Home > Hawthorn Bank > Income and Expense

Hawthorn Bank, Income and Expense

2003-09-30 (YTD Data)		Rank
Total interest income	$1,364,000	7,841
Total interest expense	$407,000	7,740
Net interest income	$957,000	7,754
Provision for loan and lease losses	$-59,000	9,106
Total noninterest income	$109,000	7,909
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$75,000	6,610
Trading account gains and fees	$0	153
Additional Noninterest Income	$34,000	7,714
Total noninterest expense	$1,270,000	6,520
Salaries and employee benefits	$709,000	6,424
Premises and equipment expense	$156,000	6,687
Additional noninterest expense	$405,000	6,303
Pre-tax net operating income	$-145,000	8,787
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$-145,000	8,863
Extraordinary gains, net	$0	40
Net income	$-145,000	8,864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,281
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-145,000	8,796
2003-06-30 (YTD Data)		Rank
Total interest income	$919,000	7,873
Total interest expense	$280,000	7,792
Net interest income	$639,000	7,767
Provision for loan and lease losses	$0	7,324
Total noninterest income	$71,000	7,950
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$49,000	6,621
Trading account gains and fees	$0	150
Additional Noninterest Income	$22,000	7,723
Total noninterest expense	$866,000	6,463
Salaries and employee benefits	$467,000	6,493
Premises and equipment expense	$108,000	6,577
Additional noninterest expense	$291,000	6,078
Pre-tax net operating income	$-156,000	8,886
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$-156,000	8,972
Extraordinary gains, net	$0	30
Net income	$-156,000	8,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,353
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-156,000	8,894
2003-03-31 (YTD Data)		Rank
Total interest income	$466,000	7,890
Total interest expense	$148,000	7,788
Net interest income	$318,000	7,807
Provision for loan and lease losses	$0	6,934
Total noninterest income	$35,000	7,955
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$24,000	6,593
Trading account gains and fees	$0	134
Additional Noninterest Income	$11,000	7,783
Total noninterest expense	$443,000	6,392
Salaries and employee benefits	$235,000	6,482
Premises and equipment expense	$56,000	6,474
Additional noninterest expense	$152,000	5,884
Pre-tax net operating income	$-90,000	8,966
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-90,000	9,023
Extraordinary gains, net	$0	21
Net income	$-90,000	9,019
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	3,468
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-90,000	8,951
2002-12-31 (YTD Data)		Rank
Total interest income	$2,353,000	7,482
Total interest expense	$790,000	7,546
Net interest income	$1,563,000	7,327
Provision for loan and lease losses	$25,000	7,318
Total noninterest income	$145,000	7,893
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$94,000	6,675
Trading account gains and fees	$0	153
Additional Noninterest Income	$51,000	7,577
Total noninterest expense	$1,837,000	6,186
Salaries and employee benefits	$1,026,000	6,041
Premises and equipment expense	$231,000	6,384
Additional noninterest expense	$580,000	6,061
Pre-tax net operating income	$-154,000	8,801
Securities gains (losses)	$62,000	2,209
Applicable income taxes	$-84,000	9,045
Income before extraordinary items	$-8,000	8,744
Extraordinary gains, net	$0	70
Net income	$-8,000	8,746
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,433
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-47,680	8,724
2001-12-31 (YTD Data)		Rank
Total interest income	$3,771,000	6,525
Total interest expense	$1,999,000	6,101
Net interest income	$1,772,000	6,842
Provision for loan and lease losses	$474,000	2,318
Total noninterest income	$175,000	7,574
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$127,000	6,132
Trading account gains and fees	$0	177
Additional Noninterest Income	$48,000	7,736
Total noninterest expense	$1,805,000	6,119
Salaries and employee benefits	$1,007,000	5,948
Premises and equipment expense	$220,000	6,494
Additional noninterest expense	$578,000	5,982
Pre-tax net operating income	$-332,000	9,057
Securities gains (losses)	$88,000	1,855
Applicable income taxes	$-4,000	8,955
Income before extraordinary items	$-240,000	9,086
Extraordinary gains, net	$0	105
Net income	$-240,000	9,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$599,000	1,368
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-326,240	9,091
2000-12-31 (YTD Data)		Rank
Total interest income	$4,692,000	5,951
Total interest expense	$2,488,000	5,572
Net interest income	$2,204,000	6,265
Provision for loan and lease losses	$249,000	3,262
Total noninterest income	$198,000	7,300
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$137,000	5,948
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	7,442
Total noninterest expense	$1,967,000	5,739
Salaries and employee benefits	$1,144,000	5,410
Premises and equipment expense	$210,000	6,607
Additional noninterest expense	$613,000	5,698
Pre-tax net operating income	$186,000	8,418
Securities gains (losses)	$6,000	1,308
Applicable income taxes	$60,000	7,071
Income before extraordinary items	$132,000	8,515
Extraordinary gains, net	$0	38
Net income	$132,000	8,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	3,263
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$127,860	8,540
1999-12-31 (YTD Data)		Rank
Total interest income	$4,168,000	6,218
Total interest expense	$2,216,000	5,623
Net interest income	$1,952,000	6,729
Provision for loan and lease losses	$60,000	6,124
Total noninterest income	$217,000	7,290
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$97,000	6,771
Trading account gains and fees	NA	NA
Additional Noninterest Income	$120,000	6,180
Total noninterest expense	$1,786,000	6,110
Salaries and employee benefits	$1,073,000	5,614
Premises and equipment expense	$185,000	7,053
Additional noninterest expense	$528,000	6,292
Pre-tax net operating income	$323,000	7,964
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$110,000	6,786
Income before extraordinary items	$214,000	8,189
Extraordinary gains, net	$0	35
Net income	$214,000	8,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,444
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$213,340	8,168
1998-12-31 (YTD Data)		Rank
Total interest income	$3,850,000	6,603
Total interest expense	$2,162,000	5,903
Net interest income	$1,688,000	7,315
Provision for loan and lease losses	$47,000	6,746
Total noninterest income	$217,000	7,373
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$99,000	6,870
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	6,242
Total noninterest expense	$1,558,000	6,524
Salaries and employee benefits	$942,000	6,021
Premises and equipment expense	$178,000	7,088
Additional noninterest expense	$438,000	6,905
Pre-tax net operating income	$300,000	8,400
Securities gains (losses)	$15,000	2,661
Applicable income taxes	$63,000	8,107
Income before extraordinary items	$252,000	8,238
Extraordinary gains, net	$0	32
Net income	$252,000	8,237
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	9,508
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$240,000	8,239
1997-12-31 (YTD Data)		Rank
Total interest income	$3,408,000	7,278
Total interest expense	$1,968,000	6,320
Net interest income	$1,440,000	8,126
Provision for loan and lease losses	$2,000	8,765
Total noninterest income	$190,000	7,963
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$119,000	6,786
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	7,666
Total noninterest expense	$1,382,000	7,081
Salaries and employee benefits	$832,000	6,619
Premises and equipment expense	$139,000	8,048
Additional noninterest expense	$411,000	7,258
Pre-tax net operating income	$246,000	9,313
Securities gains (losses)	$38,000	1,502
Applicable income taxes	$82,000	8,717
Income before extraordinary items	$202,000	9,133
Extraordinary gains, net	$0	44
Net income	$202,000	9,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	3,076
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$299,000	613
Net operating income	$175,020	9,327
1996-12-31 (YTD Data)		Rank
Total interest income	$2,913,000	8,109
Total interest expense	$1,641,000	7,233
Net interest income	$1,272,000	8,839
Provision for loan and lease losses	$196,000	3,471
Total noninterest income	$164,000	8,793
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$138,000	6,695
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	10,065
Total noninterest expense	$1,213,000	7,952
Salaries and employee benefits	$657,000	7,801
Premises and equipment expense	$148,000	8,108
Additional noninterest expense	$408,000	7,815
Pre-tax net operating income	$27,000	10,689
Securities gains (losses)	$4,000	3,123
Applicable income taxes	$-189,000	11,260
Income before extraordinary items	$220,000	9,108
Extraordinary gains, net	$0	53
Net income	$220,000	9,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	10,905
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$286,000	535
Net operating income	$216,000	9,098
1995-12-31 (YTD Data)		Rank
Total interest income	$2,354,000	9,179
Total interest expense	$1,340,000	8,148
Net interest income	$1,014,000	9,903
Provision for loan and lease losses	$6,000	8,588
Total noninterest income	$176,000	8,856
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$123,000	7,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	9,088
Total noninterest expense	$1,133,000	8,449
Salaries and employee benefits	$574,000	8,536
Premises and equipment expense	$149,000	8,299
Additional noninterest expense	$410,000	8,093
Pre-tax net operating income	$51,000	11,300
Securities gains (losses)	$15,000	2,090
Applicable income taxes	$10,000	10,932
Income before extraordinary items	$56,000	11,254
Extraordinary gains, net	$0	65
Net income	$56,000	11,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	10,798
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$112,000	547
Net operating income	$43,250	11,294
1994-12-31 (YTD Data)		Rank
Total interest income	$1,734,000	10,296
Total interest expense	$884,000	9,202
Net interest income	$850,000	10,881
Provision for loan and lease losses	$583,000	1,370
Total noninterest income	$147,000	9,754
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$100,000	8,093
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	9,769
Total noninterest expense	$1,012,000	9,294
Salaries and employee benefits	$483,000	9,546
Premises and equipment expense	$154,000	8,443
Additional noninterest expense	$375,000	9,083
Pre-tax net operating income	$-598,000	12,407
Securities gains (losses)	$0	3,600
Applicable income taxes	$-82,000	12,272
Income before extraordinary items	$-516,000	12,358
Extraordinary gains, net	$0	249
Net income	$-516,000	12,356
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$531,000	1,322
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$238,000	663
Net operating income	$-516,000	12,366
1993-12-31 (YTD Data)		Rank
Total interest income	$911,000	12,483
Total interest expense	$481,000	11,773
Net interest income	$430,000	12,740
Provision for loan and lease losses	$36,000	8,112
Total noninterest income	$118,000	10,884
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$79,000	9,041
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	10,733
Total noninterest expense	$751,000	10,916
Salaries and employee benefits	$341,000	11,238
Premises and equipment expense	$139,000	9,201
Additional noninterest expense	$271,000	10,808
Pre-tax net operating income	$-239,000	12,727
Securities gains (losses)	$66,000	3,051
Applicable income taxes	$0	12,141
Income before extraordinary items	$-173,000	12,736
Extraordinary gains, net	$0	3,149
Net income	$-173,000	12,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-239,000	12,712
1992-12-31 (YTD Data)		Rank
Total interest income	$162,000	13,871
Total interest expense	$24,000	13,875
Net interest income	$138,000	13,820
Provision for loan and lease losses	$84,000	7,767
Total noninterest income	$12,000	13,778
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$8,000	11,638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	13,723
Total noninterest expense	$444,000	12,934
Salaries and employee benefits	$229,000	12,842
Premises and equipment expense	$57,000	12,412
Additional noninterest expense	$158,000	12,822
Pre-tax net operating income	$-378,000	13,224
Securities gains (losses)	$0	8,369
Applicable income taxes	$0	12,680
Income before extraordinary items	$-378,000	13,313
Extraordinary gains, net	$0	1,422
Net income	$-378,000	13,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$3,250,000	234
Net operating income	$-378,000	13,209

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.