Home > Hawkeye State Bank > Income and Expense

Hawkeye State Bank, Income and Expense

2003-06-30 (YTD Data)		Rank
Total interest income	$4,241,000	3,329
Total interest expense	$1,827,000	2,565
Net interest income	$2,414,000	3,801
Provision for loan and lease losses	$371,000	1,502
Total noninterest income	$620,000	3,269
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$153,000	4,233
Trading account gains and fees	$0	150
Additional Noninterest Income	$467,000	2,543
Total noninterest expense	$1,141,000	5,513
Salaries and employee benefits	$448,000	6,617
Premises and equipment expense	$113,000	6,446
Additional noninterest expense	$580,000	3,803
Pre-tax net operating income	$1,522,000	2,551
Securities gains (losses)	$0	3,782
Applicable income taxes	$48,000	5,948
Income before extraordinary items	$1,474,000	2,143
Extraordinary gains, net	$0	30
Net income	$1,474,000	2,141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	2,557
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,474,000	2,022
2003-03-31 (YTD Data)		Rank
Total interest income	$2,297,000	3,128
Total interest expense	$921,000	2,607
Net interest income	$1,376,000	3,414
Provision for loan and lease losses	$295,000	981
Total noninterest income	$292,000	3,305
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$73,000	4,284
Trading account gains and fees	$0	134
Additional Noninterest Income	$219,000	2,564
Total noninterest expense	$548,000	5,648
Salaries and employee benefits	$221,000	6,675
Premises and equipment expense	$59,000	6,332
Additional noninterest expense	$268,000	4,001
Pre-tax net operating income	$825,000	2,406
Securities gains (losses)	$0	2,891
Applicable income taxes	$35,000	5,559
Income before extraordinary items	$790,000	1,992
Extraordinary gains, net	$0	21
Net income	$790,000	1,990
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	1,538
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$790,000	1,876
2002-12-31 (YTD Data)		Rank
Total interest income	$9,877,000	3,050
Total interest expense	$4,366,000	2,549
Net interest income	$5,511,000	3,377
Provision for loan and lease losses	$5,303,000	370
Total noninterest income	$842,000	3,859
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$314,000	4,129
Trading account gains and fees	$0	153
Additional Noninterest Income	$528,000	3,188
Total noninterest expense	$2,000,000	5,868
Salaries and employee benefits	$1,031,000	6,020
Premises and equipment expense	$229,000	6,404
Additional noninterest expense	$740,000	5,207
Pre-tax net operating income	$-950,000	9,108
Securities gains (losses)	$28,000	2,890
Applicable income taxes	$0	7,681
Income before extraordinary items	$-922,000	9,161
Extraordinary gains, net	$0	70
Net income	$-922,000	9,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,262,000	315
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-950,000	9,135
2001-12-31 (YTD Data)		Rank
Total interest income	$11,646,000	2,910
Total interest expense	$7,488,000	2,143
Net interest income	$4,158,000	4,011
Provision for loan and lease losses	$160,000	4,638
Total noninterest income	$605,000	4,555
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$279,000	4,346
Trading account gains and fees	$0	177
Additional Noninterest Income	$326,000	3,933
Total noninterest expense	$1,754,000	6,230
Salaries and employee benefits	$969,000	6,098
Premises and equipment expense	$180,000	7,067
Additional noninterest expense	$605,000	5,802
Pre-tax net operating income	$2,849,000	2,387
Securities gains (losses)	$21,000	3,115
Applicable income taxes	$155,000	5,396
Income before extraordinary items	$2,715,000	1,931
Extraordinary gains, net	$0	105
Net income	$2,715,000	1,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,506
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,695,050	1,871
2000-12-31 (YTD Data)		Rank
Total interest income	$12,748,000	2,736
Total interest expense	$7,742,000	2,194
Net interest income	$5,006,000	3,460
Provision for loan and lease losses	$0	8,337
Total noninterest income	$435,000	5,300
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$287,000	4,181
Trading account gains and fees	$0	180
Additional Noninterest Income	$148,000	5,512
Total noninterest expense	$1,686,000	6,298
Salaries and employee benefits	$936,000	6,175
Premises and equipment expense	$214,000	6,555
Additional noninterest expense	$536,000	6,160
Pre-tax net operating income	$3,755,000	1,949
Securities gains (losses)	$-2,000	7,578
Applicable income taxes	$208,000	5,313
Income before extraordinary items	$3,545,000	1,493
Extraordinary gains, net	$0	38
Net income	$3,545,000	1,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,432
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,546,880	1,480
1999-12-31 (YTD Data)		Rank
Total interest income	$10,110,000	3,192
Total interest expense	$5,776,000	2,544
Net interest income	$4,334,000	3,903
Provision for loan and lease losses	$60,000	6,124
Total noninterest income	$461,000	5,212
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$283,000	4,144
Trading account gains and fees	$0	173
Additional Noninterest Income	$178,000	5,203
Total noninterest expense	$1,700,000	6,295
Salaries and employee benefits	$925,000	6,201
Premises and equipment expense	$129,000	8,053
Additional noninterest expense	$646,000	5,540
Pre-tax net operating income	$3,035,000	2,393
Securities gains (losses)	$5,000	2,145
Applicable income taxes	$178,000	5,942
Income before extraordinary items	$2,862,000	1,856
Extraordinary gains, net	$0	35
Net income	$2,862,000	1,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	9,531
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,857,300	1,827
1998-12-31 (YTD Data)		Rank
Total interest income	$8,483,000	3,717
Total interest expense	$4,839,000	3,090
Net interest income	$3,644,000	4,437
Provision for loan and lease losses	$130,000	4,466
Total noninterest income	$510,000	4,875
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$282,000	4,120
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	4,641
Total noninterest expense	$1,427,000	6,889
Salaries and employee benefits	$764,000	6,846
Premises and equipment expense	$118,000	8,318
Additional noninterest expense	$545,000	6,124
Pre-tax net operating income	$2,597,000	2,684
Securities gains (losses)	$8,000	3,124
Applicable income taxes	$143,000	6,938
Income before extraordinary items	$2,462,000	2,113
Extraordinary gains, net	$0	32
Net income	$2,462,000	2,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,598
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,454,400	2,056
1997-12-31 (YTD Data)		Rank
Total interest income	$6,680,000	4,676
Total interest expense	$3,725,000	3,934
Net interest income	$2,955,000	5,363
Provision for loan and lease losses	$30,000	7,369
Total noninterest income	$386,000	5,836
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$287,000	4,218
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	6,819
Total noninterest expense	$1,331,000	7,231
Salaries and employee benefits	$687,000	7,392
Premises and equipment expense	$172,000	7,344
Additional noninterest expense	$472,000	6,733
Pre-tax net operating income	$1,980,000	3,565
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$418,000	4,747
Income before extraordinary items	$1,563,000	3,242
Extraordinary gains, net	$0	44
Net income	$1,563,000	3,242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	9,989
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,562,210	3,172
1996-12-31 (YTD Data)		Rank
Total interest income	$5,863,000	5,268
Total interest expense	$3,189,000	4,529
Net interest income	$2,674,000	5,923
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$429,000	5,711
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$284,000	4,396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	6,070
Total noninterest expense	$1,370,000	7,465
Salaries and employee benefits	$754,000	7,232
Premises and equipment expense	$164,000	7,747
Additional noninterest expense	$452,000	7,459
Pre-tax net operating income	$1,673,000	3,988
Securities gains (losses)	$8,000	2,673
Applicable income taxes	$631,000	3,434
Income before extraordinary items	$1,050,000	4,304
Extraordinary gains, net	$0	53
Net income	$1,050,000	4,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	10,644
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$-20,000	11,316
Net operating income	$1,044,880	4,268
1995-12-31 (YTD Data)		Rank
Total interest income	$4,737,000	6,210
Total interest expense	$2,366,000	5,783
Net interest income	$2,371,000	6,534
Provision for loan and lease losses	$-7,000	11,389
Total noninterest income	$527,000	4,991
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$313,000	4,153
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	4,932
Total noninterest expense	$1,424,000	7,515
Salaries and employee benefits	$790,000	7,158
Premises and equipment expense	$155,000	8,146
Additional noninterest expense	$479,000	7,436
Pre-tax net operating income	$1,481,000	4,502
Securities gains (losses)	$0	3,831
Applicable income taxes	$527,000	4,024
Income before extraordinary items	$954,000	4,776
Extraordinary gains, net	$0	65
Net income	$954,000	4,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	11,229
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$954,000	4,771
1994-12-31 (YTD Data)		Rank
Total interest income	$3,647,000	7,134
Total interest expense	$1,550,000	6,753
Net interest income	$2,097,000	7,335
Provision for loan and lease losses	$0	9,146
Total noninterest income	$794,000	3,744
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$319,000	4,146
Trading account gains and fees	NA	NA
Additional Noninterest Income	$475,000	3,046
Total noninterest expense	$1,502,000	7,589
Salaries and employee benefits	$812,000	7,138
Premises and equipment expense	$172,000	8,034
Additional noninterest expense	$518,000	7,682
Pre-tax net operating income	$1,389,000	4,700
Securities gains (losses)	$0	3,600
Applicable income taxes	$487,000	4,137
Income before extraordinary items	$902,000	4,904
Extraordinary gains, net	$0	249
Net income	$902,000	4,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,077
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$902,000	4,964
1993-12-31 (YTD Data)		Rank
Total interest income	$3,324,000	7,796
Total interest expense	$1,491,000	7,230
Net interest income	$1,833,000	8,155
Provision for loan and lease losses	$0	10,371
Total noninterest income	$961,000	3,446
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$254,000	5,049
Trading account gains and fees	NA	NA
Additional Noninterest Income	$707,000	2,581
Total noninterest expense	$1,470,000	7,930
Salaries and employee benefits	$777,000	7,459
Premises and equipment expense	$202,000	7,645
Additional noninterest expense	$491,000	8,311
Pre-tax net operating income	$1,324,000	4,799
Securities gains (losses)	$29,000	4,143
Applicable income taxes	$473,000	4,381
Income before extraordinary items	$880,000	5,184
Extraordinary gains, net	$0	3,149
Net income	$880,000	5,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	12,527
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$861,150	5,043
1992-12-31 (YTD Data)		Rank
Total interest income	$3,153,000	8,712
Total interest expense	$1,699,000	7,895
Net interest income	$1,454,000	9,437
Provision for loan and lease losses	$0	11,756
Total noninterest income	$780,000	4,045
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$192,000	6,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$588,000	2,861
Total noninterest expense	$1,262,000	8,798
Salaries and employee benefits	$643,000	8,429
Premises and equipment expense	$175,000	8,439
Additional noninterest expense	$444,000	9,041
Pre-tax net operating income	$972,000	5,742
Securities gains (losses)	$0	8,369
Applicable income taxes	$350,000	5,355
Income before extraordinary items	$622,000	6,421
Extraordinary gains, net	$82,000	820
Net income	$704,000	5,961
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	13,343
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$622,000	6,061

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.