Home > Haven Savings Bank > Income and Expense

Haven Savings Bank, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$20,936,0001,227
Total interest expense$15,097,000714
Net interest income$5,839,0002,282
Provision for loan and lease losses$235,0001,539
Total noninterest income$801,0002,187
Gross Fiduciary activities income$0937
Service charges on deposit accounts$93,0002,696
Trading account gains and feesNANA
Additional Noninterest Income$708,0001,887
Total noninterest expense$10,463,0001,230
Salaries and employee benefits$6,512,0001,146
Premises and equipment expense$1,113,0001,154
Additional noninterest expense$708,0001,909
Pre-tax net operating income$-4,058,0004,420
Securities gains (losses)$0804
Applicable income taxes$2,0003,210
Income before extraordinary items$-4,060,0004,359
Extraordinary gains, net$020
Net income$-4,060,0004,403
Minority interest net income$069
Net income of bank and minority interests.$-4,060,0004,403
Net charge-offs$-20,0004,099
Cash dividends$02,872
Sale, conversion, retirement of capital stock, net$0478
Net operating income$-4,060,0004,406
2025-03-31 (YTD Data)Rank
Total interest income$10,571,0001,211
Total interest expense$7,758,000695
Net interest income$2,813,0002,316
Provision for loan and lease losses$02,775
Total noninterest income$297,0002,449
Gross Fiduciary activities income$0918
Service charges on deposit accounts$48,0002,679
Trading account gains and feesNANA
Additional Noninterest Income$249,0002,167
Total noninterest expense$5,334,0001,206
Salaries and employee benefits$3,299,0001,140
Premises and equipment expense$592,0001,102
Additional noninterest expense$249,0002,167
Pre-tax net operating income$-2,224,0004,461
Securities gains (losses)$0665
Applicable income taxes$2,0003,107
Income before extraordinary items$-2,226,0004,439
Extraordinary gains, net$047
Net income$-2,226,0004,438
Minority interest net income$065
Net income of bank and minority interests.$-2,226,0004,439
Net charge-offs$9,0001,700
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$-2,226,0004,447
2024-12-31 (YTD Data)Rank
Total interest income$43,197,0001,180
Total interest expense$33,858,000682
Net interest income$9,339,0002,500
Provision for loan and lease losses$03,269
Total noninterest income$1,754,0002,140
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$161,0002,911
Trading account gains and feesNANA
Additional Noninterest Income$1,593,0001,791
Total noninterest expense$21,141,0001,190
Salaries and employee benefits$13,348,0001,082
Premises and equipment expense$2,007,0001,226
Additional noninterest expense$1,593,0001,791
Pre-tax net operating income$-10,048,0004,493
Securities gains (losses)$0940
Applicable income taxes$-2,202,0004,464
Income before extraordinary items$-7,846,0004,469
Extraordinary gains, net$053
Net income$-7,846,0004,469
Minority interest net income$090
Net income of bank and minority interests.$-7,846,0004,469
Net charge-offs$29,0002,328
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$-7,846,0004,475
2024-09-30 (YTD Data)Rank
Total interest income$32,428,0001,168
Total interest expense$25,424,000685
Net interest income$7,004,0002,491
Provision for loan and lease losses$03,100
Total noninterest income$1,326,0002,123
Gross Fiduciary activities income$0972
Service charges on deposit accounts$116,0002,950
Trading account gains and feesNANA
Additional Noninterest Income$1,210,0001,784
Total noninterest expense$15,920,0001,174
Salaries and employee benefits$10,164,0001,071
Premises and equipment expense$1,431,0001,279
Additional noninterest expense$1,210,0001,784
Pre-tax net operating income$-7,590,0004,523
Securities gains (losses)$0930
Applicable income taxes$-1,581,0004,500
Income before extraordinary items$-6,009,0004,500
Extraordinary gains, net$051
Net income$-6,009,0004,500
Minority interest net income$082
Net income of bank and minority interests.$-6,009,0004,500
Net charge-offs$29,0001,969
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$-6,009,0004,504
2024-06-30 (YTD Data)Rank
Total interest income$21,447,0001,166
Total interest expense$16,857,000681
Net interest income$4,590,0002,494
Provision for loan and lease losses$02,935
Total noninterest income$802,0002,203
Gross Fiduciary activities income$0962
Service charges on deposit accounts$73,0002,990
Trading account gains and feesNANA
Additional Noninterest Income$729,0001,842
Total noninterest expense$10,715,0001,163
Salaries and employee benefits$6,816,0001,072
Premises and equipment expense$946,0001,283
Additional noninterest expense$729,0001,842
Pre-tax net operating income$-5,323,0004,548
Securities gains (losses)$0628
Applicable income taxes$-1,086,0004,529
Income before extraordinary items$-4,237,0004,528
Extraordinary gains, net$052
Net income$-4,237,0004,529
Minority interest net income$084
Net income of bank and minority interests.$-4,237,0004,530
Net charge-offs$02,587
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$-4,237,0004,531
2024-03-31 (YTD Data)Rank
Total interest income$10,662,0001,161
Total interest expense$8,275,000684
Net interest income$2,387,0002,451
Provision for loan and lease losses$02,578
Total noninterest income$430,0002,083
Gross Fiduciary activities income$0895
Service charges on deposit accounts$37,0002,971
Trading account gains and feesNANA
Additional Noninterest Income$393,0001,730
Total noninterest expense$5,360,0001,168
Salaries and employee benefits$3,407,0001,070
Premises and equipment expense$489,0001,260
Additional noninterest expense$393,0001,730
Pre-tax net operating income$-2,543,0004,575
Securities gains (losses)$0689
Applicable income taxes$-512,0004,545
Income before extraordinary items$-2,031,0004,552
Extraordinary gains, net$051
Net income$-2,031,0004,552
Minority interest net income$072
Net income of bank and minority interests.$-2,031,0004,552
Net charge-offs$02,217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$-2,031,0004,557
2023-12-31 (YTD Data)Rank
Total interest income$41,160,0001,101
Total interest expense$26,496,000648
Net interest income$14,664,0001,842
Provision for loan and lease losses$276,0001,736
Total noninterest income$1,852,0002,099
Gross Fiduciary activities income$0981
Service charges on deposit accounts$152,0002,978
Trading account gains and feesNANA
Additional Noninterest Income$1,700,0001,760
Total noninterest expense$20,375,0001,196
Salaries and employee benefits$13,508,0001,041
Premises and equipment expense$1,800,0001,331
Additional noninterest expense$1,700,0001,760
Pre-tax net operating income$-4,135,0004,562
Securities gains (losses)$0988
Applicable income taxes$-1,155,0004,551
Income before extraordinary items$-2,980,0004,533
Extraordinary gains, net$054
Net income$-2,980,0004,532
Minority interest net income$088
Net income of bank and minority interests.$-2,980,0004,533
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-2,980,0004,542
2023-09-30 (YTD Data)Rank
Total interest income$30,541,0001,088
Total interest expense$18,426,000648
Net interest income$12,115,0001,713
Provision for loan and lease losses$276,0001,410
Total noninterest income$1,302,0002,154
Gross Fiduciary activities income$0950
Service charges on deposit accounts$113,0003,004
Trading account gains and feesNANA
Additional Noninterest Income$1,189,0001,825
Total noninterest expense$15,971,0001,152
Salaries and employee benefits$10,720,0001,007
Premises and equipment expense$1,353,0001,338
Additional noninterest expense$1,189,0001,825
Pre-tax net operating income$-2,830,0004,557
Securities gains (losses)$0849
Applicable income taxes$-897,0004,587
Income before extraordinary items$-1,933,0004,559
Extraordinary gains, net$052
Net income$-1,933,0004,557
Minority interest net income$081
Net income of bank and minority interests.$-1,933,0004,559
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-1,933,0004,564
2023-06-30 (YTD Data)Rank
Total interest income$20,069,0001,073
Total interest expense$11,154,000629
Net interest income$8,915,0001,605
Provision for loan and lease losses$276,0001,118
Total noninterest income$647,0002,398
Gross Fiduciary activities income$0931
Service charges on deposit accounts$75,0003,002
Trading account gains and feesNANA
Additional Noninterest Income$572,0002,067
Total noninterest expense$10,725,0001,131
Salaries and employee benefits$7,195,000996
Premises and equipment expense$921,0001,305
Additional noninterest expense$572,0002,064
Pre-tax net operating income$-1,439,0004,576
Securities gains (losses)$0938
Applicable income taxes$-430,0004,604
Income before extraordinary items$-1,009,0004,590
Extraordinary gains, net$051
Net income$-1,009,0004,588
Minority interest net income$081
Net income of bank and minority interests.$-1,009,0004,589
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-1,009,0004,592
2023-03-31 (YTD Data)Rank
Total interest income$9,689,0001,091
Total interest expense$4,917,000622
Net interest income$4,772,0001,535
Provision for loan and lease losses$239,000803
Total noninterest income$324,0002,403
Gross Fiduciary activities income$0913
Service charges on deposit accounts$43,0002,877
Trading account gains and feesNANA
Additional Noninterest Income$281,0002,071
Total noninterest expense$5,391,0001,145
Salaries and employee benefits$3,620,0001,016
Premises and equipment expense$495,0001,257
Additional noninterest expense$281,0002,071
Pre-tax net operating income$-534,0004,618
Securities gains (losses)$0950
Applicable income taxes$-160,0004,604
Income before extraordinary items$-374,0004,583
Extraordinary gains, net$04
Net income$-374,0004,583
Minority interest net income$048
Net income of bank and minority interests.$-374,0004,583
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-374,0004,593
2022-12-31 (YTD Data)Rank
Total interest income$33,262,0001,051
Total interest expense$5,991,000691
Net interest income$27,271,0001,117
Provision for loan and lease losses$539,0001,191
Total noninterest income$566,0003,413
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$117,0003,311
Trading account gains and feesNANA
Additional Noninterest Income$449,0003,145
Total noninterest expense$21,393,0001,123
Salaries and employee benefits$14,518,000986
Premises and equipment expense$1,839,0001,312
Additional noninterest expense$449,0003,145
Pre-tax net operating income$5,905,0001,841
Securities gains (losses)$0691
Applicable income taxes$1,628,0001,214
Income before extraordinary items$4,277,0002,021
Extraordinary gains, net$05
Net income$4,277,0002,020
Minority interest net income$063
Net income of bank and minority interests.$4,277,0002,020
Net charge-offs$2,0002,471
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,277,0002,045
2022-09-30 (YTD Data)Rank
Total interest income$24,106,0001,044
Total interest expense$3,096,000719
Net interest income$21,010,0001,075
Provision for loan and lease losses$329,0001,191
Total noninterest income$74,0004,445
Gross Fiduciary activities income$0968
Service charges on deposit accounts$87,0003,334
Trading account gains and feesNANA
Additional Noninterest Income$-13,0004,729
Total noninterest expense$15,992,0001,131
Salaries and employee benefits$10,504,0001,020
Premises and equipment expense$1,432,0001,277
Additional noninterest expense$-13,0004,729
Pre-tax net operating income$4,763,0001,754
Securities gains (losses)$0740
Applicable income taxes$1,346,0001,154
Income before extraordinary items$3,417,0001,923
Extraordinary gains, net$04
Net income$3,417,0001,922
Minority interest net income$057
Net income of bank and minority interests.$3,417,0001,922
Net charge-offs$2,0002,177
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,417,0001,960
2022-06-30 (YTD Data)Rank
Total interest income$15,582,0001,023
Total interest expense$1,700,000687
Net interest income$13,882,0001,057
Provision for loan and lease losses$166,0001,239
Total noninterest income$-101,0004,753
Gross Fiduciary activities income$0925
Service charges on deposit accounts$56,0003,394
Trading account gains and feesNANA
Additional Noninterest Income$-157,0004,754
Total noninterest expense$10,469,0001,132
Salaries and employee benefits$6,864,0001,025
Premises and equipment expense$994,0001,202
Additional noninterest expense$2,611,0001,293
Pre-tax net operating income$3,146,0001,672
Securities gains (losses)$0687
Applicable income taxes$890,0001,092
Income before extraordinary items$2,256,0001,843
Extraordinary gains, net$04
Net income$2,256,0001,844
Minority interest net income$060
Net income of bank and minority interests.$2,256,0001,843
Net charge-offs$2,0001,931
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,256,0001,885
2022-03-31 (YTD Data)Rank
Total interest income$7,521,0001,031
Total interest expense$840,000654
Net interest income$6,681,0001,062
Provision for loan and lease losses$02,285
Total noninterest income$-19,0004,775
Gross Fiduciary activities income$0892
Service charges on deposit accounts$25,0003,486
Trading account gains and feesNANA
Additional Noninterest Income$-44,0004,778
Total noninterest expense$5,262,0001,130
Salaries and employee benefits$3,454,0001,031
Premises and equipment expense$535,0001,125
Additional noninterest expense$1,273,0001,310
Pre-tax net operating income$1,400,0001,725
Securities gains (losses)$0623
Applicable income taxes$394,0001,117
Income before extraordinary items$1,006,0001,914
Extraordinary gains, net$04
Net income$1,006,0001,913
Minority interest net income$050
Net income of bank and minority interests.$1,006,0001,914
Net charge-offs$2,0001,559
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,006,0001,930
2021-12-31 (YTD Data)Rank
Total interest income$29,816,0001,056
Total interest expense$5,382,000503
Net interest income$24,434,0001,151
Provision for loan and lease losses$03,064
Total noninterest income$1,293,0002,706
Gross Fiduciary activities income$0994
Service charges on deposit accounts$109,0003,355
Trading account gains and feesNANA
Additional Noninterest Income$1,184,0002,456
Total noninterest expense$21,189,0001,118
Salaries and employee benefits$14,254,000973
Premises and equipment expense$1,963,0001,231
Additional noninterest expense$4,972,0001,340
Pre-tax net operating income$4,538,0002,181
Securities gains (losses)$02,062
Applicable income taxes$541,0002,040
Income before extraordinary items$3,997,0002,167
Extraordinary gains, net$010
Net income$3,997,0002,168
Minority interest net income$074
Net income of bank and minority interests.$3,997,0002,168
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,997,0002,140
2021-09-30 (YTD Data)Rank
Total interest income$21,932,0001,103
Total interest expense$4,396,000490
Net interest income$17,536,0001,216
Provision for loan and lease losses$02,963
Total noninterest income$803,0002,943
Gross Fiduciary activities income$0957
Service charges on deposit accounts$73,0003,509
Trading account gains and feesNANA
Additional Noninterest Income$730,0002,685
Total noninterest expense$15,777,0001,133
Salaries and employee benefits$10,486,0001,008
Premises and equipment expense$1,501,0001,228
Additional noninterest expense$3,790,0001,317
Pre-tax net operating income$2,562,0002,639
Securities gains (losses)$69,000941
Applicable income taxes$64,0003,114
Income before extraordinary items$2,567,0002,479
Extraordinary gains, net$08
Net income$2,567,0002,479
Minority interest net income$069
Net income of bank and minority interests.$2,567,0002,479
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,499,3802,480
2021-06-30 (YTD Data)Rank
Total interest income$14,175,0001,124
Total interest expense$3,241,000470
Net interest income$10,934,0001,264
Provision for loan and lease losses$02,862
Total noninterest income$622,0002,753
Gross Fiduciary activities income$0951
Service charges on deposit accounts$47,0003,515
Trading account gains and feesNANA
Additional Noninterest Income$575,0002,492
Total noninterest expense$10,510,0001,128
Salaries and employee benefits$6,992,000997
Premises and equipment expense$1,007,0001,210
Additional noninterest expense$2,511,0001,308
Pre-tax net operating income$1,046,0003,201
Securities gains (losses)$67,000792
Applicable income taxes$312,0001,991
Income before extraordinary items$801,0003,391
Extraordinary gains, net$06
Net income$801,0003,390
Minority interest net income$067
Net income of bank and minority interests.$801,0003,391
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$748,0703,445
2021-03-31 (YTD Data)Rank
Total interest income$6,966,0001,139
Total interest expense$1,857,000436
Net interest income$5,109,0001,343
Provision for loan and lease losses$02,741
Total noninterest income$260,0002,933
Gross Fiduciary activities income$0922
Service charges on deposit accounts$24,0003,483
Trading account gains and feesNANA
Additional Noninterest Income$236,0002,683
Total noninterest expense$5,232,0001,117
Salaries and employee benefits$3,461,0001,001
Premises and equipment expense$516,0001,190
Additional noninterest expense$1,255,0001,291
Pre-tax net operating income$137,0004,303
Securities gains (losses)$23,000849
Applicable income taxes$4,0003,431
Income before extraordinary items$156,0004,204
Extraordinary gains, net$03
Net income$156,0004,203
Minority interest net income$055
Net income of bank and minority interests.$156,0004,204
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$133,6904,261
2020-12-31 (YTD Data)Rank
Total interest income$32,217,000997
Total interest expense$12,346,000415
Net interest income$19,871,0001,293
Provision for loan and lease losses$897,0001,727
Total noninterest income$1,255,0002,633
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$115,0003,419
Trading account gains and feesNANA
Additional Noninterest Income$1,140,0002,350
Total noninterest expense$21,207,0001,070
Salaries and employee benefits$14,435,000936
Premises and equipment expense$1,919,0001,221
Additional noninterest expense$4,853,0001,319
Pre-tax net operating income$-978,0004,906
Securities gains (losses)$12,0002,262
Applicable income taxes$-405,0004,944
Income before extraordinary items$-561,0004,885
Extraordinary gains, net$04
Net income$-561,0004,885
Minority interest net income$072
Net income of bank and minority interests.$-561,0004,885
Net charge-offs$03,443
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-570,4804,877
2020-09-30 (YTD Data)Rank
Total interest income$24,761,000984
Total interest expense$9,993,000421
Net interest income$14,768,0001,290
Provision for loan and lease losses$632,0001,762
Total noninterest income$770,0002,814
Gross Fiduciary activities income$0981
Service charges on deposit accounts$87,0003,423
Trading account gains and feesNANA
Additional Noninterest Income$683,0002,528
Total noninterest expense$15,927,0001,049
Salaries and employee benefits$10,851,000915
Premises and equipment expense$1,422,0001,239
Additional noninterest expense$3,654,0001,291
Pre-tax net operating income$-1,021,0004,935
Securities gains (losses)$12,0002,078
Applicable income taxes$-336,0004,971
Income before extraordinary items$-673,0004,914
Extraordinary gains, net$04
Net income$-673,0004,914
Minority interest net income$065
Net income of bank and minority interests.$-673,0004,914
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-682,4804,910
2020-06-30 (YTD Data)Rank
Total interest income$16,898,000976
Total interest expense$7,045,000439
Net interest income$9,853,0001,289
Provision for loan and lease losses$1,712,000783
Total noninterest income$261,0003,552
Gross Fiduciary activities income$0970
Service charges on deposit accounts$62,0003,372
Trading account gains and feesNANA
Additional Noninterest Income$199,0003,305
Total noninterest expense$10,445,0001,057
Salaries and employee benefits$7,121,000925
Premises and equipment expense$934,0001,244
Additional noninterest expense$2,390,0001,295
Pre-tax net operating income$-2,043,0005,007
Securities gains (losses)$11,0001,847
Applicable income taxes$-120,0004,938
Income before extraordinary items$-1,912,0004,995
Extraordinary gains, net$04
Net income$-1,912,0004,995
Minority interest net income$065
Net income of bank and minority interests.$-1,912,0004,995
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-1,922,3405,002
2020-03-31 (YTD Data)Rank
Total interest income$8,903,000933
Total interest expense$3,708,000460
Net interest income$5,195,0001,206
Provision for loan and lease losses$36,0002,755
Total noninterest income$-431,0005,093
Gross Fiduciary activities income$0941
Service charges on deposit accounts$37,0003,417
Trading account gains and feesNANA
Additional Noninterest Income$-468,0005,100
Total noninterest expense$4,998,0001,105
Salaries and employee benefits$3,299,000990
Premises and equipment expense$475,0001,236
Additional noninterest expense$1,224,0001,290
Pre-tax net operating income$-270,0004,934
Securities gains (losses)$4,0001,484
Applicable income taxes$-102,0004,953
Income before extraordinary items$-164,0004,877
Extraordinary gains, net$04
Net income$-164,0004,876
Minority interest net income$056
Net income of bank and minority interests.$-164,0004,877
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-167,1604,908
2019-12-31 (YTD Data)Rank
Total interest income$35,971,000936
Total interest expense$15,344,000470
Net interest income$20,627,0001,224
Provision for loan and lease losses$333,0001,854
Total noninterest income$1,769,0002,104
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$154,0003,473
Trading account gains and feesNANA
Additional Noninterest Income$1,615,0001,734
Total noninterest expense$20,759,0001,053
Salaries and employee benefits$13,824,000926
Premises and equipment expense$1,990,0001,174
Additional noninterest expense$4,945,0001,259
Pre-tax net operating income$1,304,0003,567
Securities gains (losses)$142,000760
Applicable income taxes$219,0002,568
Income before extraordinary items$1,227,0003,536
Extraordinary gains, net$011
Net income$1,227,0003,537
Minority interest net income$076
Net income of bank and minority interests.$1,227,0003,537
Net charge-offs$175,0001,792
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,106,3003,630
2019-09-30 (YTD Data)Rank
Total interest income$27,183,000930
Total interest expense$11,426,000483
Net interest income$15,757,0001,217
Provision for loan and lease losses$333,0001,515
Total noninterest income$1,197,0002,232
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$109,0003,579
Trading account gains and feesNANA
Additional Noninterest Income$1,088,0001,817
Total noninterest expense$15,783,0001,042
Salaries and employee benefits$10,604,000903
Premises and equipment expense$1,480,0001,194
Additional noninterest expense$3,699,0001,265
Pre-tax net operating income$838,0003,826
Securities gains (losses)$142,000639
Applicable income taxes$132,0002,781
Income before extraordinary items$848,0003,731
Extraordinary gains, net$011
Net income$848,0003,730
Minority interest net income$072
Net income of bank and minority interests.$848,0003,731
Net charge-offs$186,0001,348
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$724,4603,876
2019-06-30 (YTD Data)Rank
Total interest income$18,202,000926
Total interest expense$7,382,000486
Net interest income$10,820,0001,193
Provision for loan and lease losses$208,0001,541
Total noninterest income$980,0001,979
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$70,0003,630
Trading account gains and feesNANA
Additional Noninterest Income$910,0001,578
Total noninterest expense$10,568,0001,041
Salaries and employee benefits$7,074,000900
Premises and equipment expense$1,009,0001,172
Additional noninterest expense$2,485,0001,271
Pre-tax net operating income$1,024,0003,066
Securities gains (losses)$01,702
Applicable income taxes$182,0002,271
Income before extraordinary items$842,0003,179
Extraordinary gains, net$011
Net income$842,0003,177
Minority interest net income$069
Net income of bank and minority interests.$842,0003,177
Net charge-offs$85,0001,500
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$842,0003,152
2019-03-31 (YTD Data)Rank
Total interest income$9,050,000927
Total interest expense$3,520,000493
Net interest income$5,530,0001,160
Provision for loan and lease losses$164,0001,097
Total noninterest income$617,0001,699
Gross Fiduciary activities income$0972
Service charges on deposit accounts$34,0003,669
Trading account gains and feesNANA
Additional Noninterest Income$583,0001,308
Total noninterest expense$5,330,0001,026
Salaries and employee benefits$3,560,000897
Premises and equipment expense$528,0001,136
Additional noninterest expense$1,242,0001,255
Pre-tax net operating income$653,0002,682
Securities gains (losses)$01,087
Applicable income taxes$70,0002,410
Income before extraordinary items$583,0002,665
Extraordinary gains, net$05
Net income$583,0002,664
Minority interest net income$052
Net income of bank and minority interests.$583,0002,664
Net charge-offs$75,0001,025
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$583,0002,639
2018-12-31 (YTD Data)Rank
Total interest income$34,109,000924
Total interest expense$10,580,000490
Net interest income$23,529,0001,087
Provision for loan and lease losses$250,0002,131
Total noninterest income$837,0003,090
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$138,0003,777
Trading account gains and feesNANA
Additional Noninterest Income$699,0002,654
Total noninterest expense$21,270,0001,016
Salaries and employee benefits$13,863,000898
Premises and equipment expense$1,991,0001,176
Additional noninterest expense$5,416,0001,167
Pre-tax net operating income$2,846,0002,588
Securities gains (losses)$01,125
Applicable income taxes$801,0001,585
Income before extraordinary items$2,045,0002,901
Extraordinary gains, net$06
Net income$2,045,0002,900
Minority interest net income$072
Net income of bank and minority interests.$2,045,0002,900
Net charge-offs$90,0002,219
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,045,0002,896
2018-09-30 (YTD Data)Rank
Total interest income$25,197,000924
Total interest expense$7,428,000486
Net interest income$17,769,0001,075
Provision for loan and lease losses$118,0002,486
Total noninterest income$969,0002,549
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$103,0003,812
Trading account gains and feesNANA
Additional Noninterest Income$866,0002,104
Total noninterest expense$16,025,0001,005
Salaries and employee benefits$10,443,000899
Premises and equipment expense$1,492,0001,176
Additional noninterest expense$4,090,0001,163
Pre-tax net operating income$2,595,0002,337
Securities gains (losses)$01,118
Applicable income taxes$731,0001,456
Income before extraordinary items$1,864,0002,636
Extraordinary gains, net$05
Net income$1,864,0002,635
Minority interest net income$066
Net income of bank and minority interests.$1,864,0002,635
Net charge-offs$-20,0004,663
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,864,0002,627
2018-06-30 (YTD Data)Rank
Total interest income$16,576,000928
Total interest expense$4,668,000484
Net interest income$11,908,0001,070
Provision for loan and lease losses$120,0002,009
Total noninterest income$590,0002,665
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$66,0003,870
Trading account gains and feesNANA
Additional Noninterest Income$524,0002,225
Total noninterest expense$10,684,0001,006
Salaries and employee benefits$7,007,000891
Premises and equipment expense$1,011,0001,171
Additional noninterest expense$2,666,0001,180
Pre-tax net operating income$1,694,0002,340
Securities gains (losses)$0961
Applicable income taxes$482,0001,445
Income before extraordinary items$1,212,0002,654
Extraordinary gains, net$06
Net income$1,212,0002,653
Minority interest net income$065
Net income of bank and minority interests.$1,212,0002,653
Net charge-offs$-20,0004,745
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,212,0002,645
2018-03-31 (YTD Data)Rank
Total interest income$8,237,000918
Total interest expense$2,143,000497
Net interest income$6,094,0001,051
Provision for loan and lease losses$123,0001,307
Total noninterest income$242,0002,901
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$33,0003,908
Trading account gains and feesNANA
Additional Noninterest Income$209,0002,422
Total noninterest expense$5,374,0001,009
Salaries and employee benefits$3,529,000892
Premises and equipment expense$532,0001,128
Additional noninterest expense$1,313,0001,190
Pre-tax net operating income$839,0002,311
Securities gains (losses)$0735
Applicable income taxes$316,0001,180
Income before extraordinary items$523,0002,824
Extraordinary gains, net$07
Net income$523,0002,824
Minority interest net income$052
Net income of bank and minority interests.$523,0002,824
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$523,0002,812
2017-12-31 (YTD Data)Rank
Total interest income$31,621,000911
Total interest expense$7,200,000494
Net interest income$24,421,0001,025
Provision for loan and lease losses$295,0002,015
Total noninterest income$1,569,0002,340
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$129,0004,049
Trading account gains and feesNANA
Additional Noninterest Income$1,440,0001,868
Total noninterest expense$20,725,0001,025
Salaries and employee benefits$13,521,000891
Premises and equipment expense$1,968,0001,185
Additional noninterest expense$5,236,0001,208
Pre-tax net operating income$4,970,0001,725
Securities gains (losses)$02,243
Applicable income taxes$2,305,0001,172
Income before extraordinary items$2,665,0002,231
Extraordinary gains, net$09
Net income$2,665,0002,231
Minority interest net income$076
Net income of bank and minority interests.$2,665,0002,231
Net charge-offs$99,0002,438
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,665,0002,211
2017-09-30 (YTD Data)Rank
Total interest income$23,412,000921
Total interest expense$5,222,000494
Net interest income$18,190,0001,029
Provision for loan and lease losses$156,0002,266
Total noninterest income$1,163,0002,369
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$97,0004,071
Trading account gains and feesNANA
Additional Noninterest Income$1,066,0001,907
Total noninterest expense$15,124,0001,049
Salaries and employee benefits$10,059,000901
Premises and equipment expense$1,473,0001,202
Additional noninterest expense$3,592,0001,286
Pre-tax net operating income$4,073,0001,620
Securities gains (losses)$02,274
Applicable income taxes$1,438,0001,154
Income before extraordinary items$2,635,0001,945
Extraordinary gains, net$09
Net income$2,635,0001,945
Minority interest net income$071
Net income of bank and minority interests.$2,635,0001,945
Net charge-offs$1,0003,697
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,635,0001,917
2017-06-30 (YTD Data)Rank
Total interest income$15,410,000925
Total interest expense$3,348,000499
Net interest income$12,062,0001,031
Provision for loan and lease losses$125,0001,998
Total noninterest income$780,0002,391
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$62,0004,137
Trading account gains and feesNANA
Additional Noninterest Income$718,0001,901
Total noninterest expense$10,068,0001,057
Salaries and employee benefits$6,800,000897
Premises and equipment expense$1,010,0001,171
Additional noninterest expense$2,258,0001,349
Pre-tax net operating income$2,649,0001,622
Securities gains (losses)$01,906
Applicable income taxes$932,0001,156
Income before extraordinary items$1,717,0001,935
Extraordinary gains, net$011
Net income$1,717,0001,935
Minority interest net income$071
Net income of bank and minority interests.$1,717,0001,935
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,717,0001,909
2017-03-31 (YTD Data)Rank
Total interest income$7,605,000922
Total interest expense$1,626,000496
Net interest income$5,979,0001,034
Provision for loan and lease losses$03,537
Total noninterest income$413,0002,295
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$30,0004,204
Trading account gains and feesNANA
Additional Noninterest Income$383,0001,799
Total noninterest expense$5,005,0001,072
Salaries and employee benefits$3,452,000889
Premises and equipment expense$521,0001,147
Additional noninterest expense$1,032,0001,456
Pre-tax net operating income$1,387,0001,516
Securities gains (losses)$01,153
Applicable income taxes$486,0001,102
Income before extraordinary items$901,0001,795
Extraordinary gains, net$08
Net income$901,0001,794
Minority interest net income$055
Net income of bank and minority interests.$901,0001,795
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$901,0001,784
2016-12-31 (YTD Data)Rank
Total interest income$30,555,000884
Total interest expense$6,784,000444
Net interest income$23,771,0001,017
Provision for loan and lease losses$105,0003,072
Total noninterest income$1,157,0002,814
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$151,0003,967
Trading account gains and fees$0170
Additional Noninterest Income$1,006,0002,398
Total noninterest expense$20,618,0001,025
Salaries and employee benefits$13,548,000867
Premises and equipment expense$1,977,0001,192
Additional noninterest expense$5,093,0001,239
Pre-tax net operating income$4,205,0001,871
Securities gains (losses)$03,212
Applicable income taxes$1,269,0001,420
Income before extraordinary items$2,936,0002,149
Extraordinary gains, net$05
Net income$2,936,0002,147
Minority interest net income$082
Net income of bank and minority interests.$2,936,0002,148
Net charge-offs$68,0002,921
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,936,0002,090
2016-09-30 (YTD Data)Rank
Total interest income$22,842,000880
Total interest expense$5,134,000436
Net interest income$17,708,0001,026
Provision for loan and lease losses$105,0002,676
Total noninterest income$965,0002,674
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$115,0003,977
Trading account gains and fees$0169
Additional Noninterest Income$850,0002,248
Total noninterest expense$15,224,0001,037
Salaries and employee benefits$9,997,000883
Premises and equipment expense$1,487,0001,199
Additional noninterest expense$3,740,0001,268
Pre-tax net operating income$3,344,0001,804
Securities gains (losses)$03,160
Applicable income taxes$986,0001,420
Income before extraordinary items$2,358,0002,050
Extraordinary gains, net$05
Net income$2,358,0002,049
Minority interest net income$071
Net income of bank and minority interests.$2,358,0002,050
Net charge-offs$-1,0004,445
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,358,0001,976
2016-06-30 (YTD Data)Rank
Total interest income$15,227,000881
Total interest expense$3,422,000428
Net interest income$11,805,0001,026
Provision for loan and lease losses$106,0002,251
Total noninterest income$630,0002,692
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$76,0003,990
Trading account gains and fees$0157
Additional Noninterest Income$554,0002,255
Total noninterest expense$10,166,0001,035
Salaries and employee benefits$6,712,000880
Premises and equipment expense$990,0001,198
Additional noninterest expense$2,464,0001,288
Pre-tax net operating income$2,163,0001,822
Securities gains (losses)$02,835
Applicable income taxes$577,0001,529
Income before extraordinary items$1,586,0002,021
Extraordinary gains, net$016
Net income$1,586,0002,021
Minority interest net income$071
Net income of bank and minority interests.$1,586,0002,021
Net charge-offs$-1,0004,332
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,586,0001,955
2016-03-31 (YTD Data)Rank
Total interest income$7,596,000883
Total interest expense$1,673,000434
Net interest income$5,923,0001,016
Provision for loan and lease losses$03,656
Total noninterest income$275,0002,861
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$38,0003,981
Trading account gains and fees$0142
Additional Noninterest Income$237,0002,408
Total noninterest expense$5,144,0001,025
Salaries and employee benefits$3,382,000875
Premises and equipment expense$518,0001,156
Additional noninterest expense$1,244,0001,267
Pre-tax net operating income$1,054,0001,850
Securities gains (losses)$02,077
Applicable income taxes$195,0001,868
Income before extraordinary items$859,0001,867
Extraordinary gains, net$012
Net income$859,0001,868
Minority interest net income$062
Net income of bank and minority interests.$859,0001,868
Net charge-offs$-1,0004,102
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$859,0001,823
2015-12-31 (YTD Data)Rank
Total interest income$30,721,000838
Total interest expense$6,243,000433
Net interest income$24,478,000935
Provision for loan and lease losses$365,0001,687
Total noninterest income$1,108,0002,907
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$151,0004,131
Trading account gains and fees$0159
Additional Noninterest Income$957,0002,431
Total noninterest expense$20,341,0001,014
Salaries and employee benefits$12,955,000876
Premises and equipment expense$2,015,0001,173
Additional noninterest expense$5,371,0001,196
Pre-tax net operating income$4,880,0001,610
Securities gains (losses)$03,216
Applicable income taxes$1,695,0001,137
Income before extraordinary items$3,185,0001,948
Extraordinary gains, net$023
Net income$3,185,0001,949
Minority interest net income$081
Net income of bank and minority interests.$3,185,0001,950
Net charge-offs$182,0002,072
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,185,0001,908
2015-09-30 (YTD Data)Rank
Total interest income$22,760,000851
Total interest expense$4,588,000451
Net interest income$18,172,000953
Provision for loan and lease losses$293,0001,543
Total noninterest income$676,0003,258
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$112,0004,189
Trading account gains and fees$0153
Additional Noninterest Income$564,0002,756
Total noninterest expense$15,148,0001,030
Salaries and employee benefits$9,639,000892
Premises and equipment expense$1,536,0001,175
Additional noninterest expense$3,973,0001,215
Pre-tax net operating income$3,407,0001,723
Securities gains (losses)$03,031
Applicable income taxes$1,170,0001,231
Income before extraordinary items$2,237,0002,081
Extraordinary gains, net$021
Net income$2,237,0002,082
Minority interest net income$078
Net income of bank and minority interests.$2,237,0002,082
Net charge-offs$74,0002,434
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,237,0002,029
2015-06-30 (YTD Data)Rank
Total interest income$15,151,000848
Total interest expense$3,003,000452
Net interest income$12,148,000941
Provision for loan and lease losses$293,0001,182
Total noninterest income$710,0002,592
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$76,0004,165
Trading account gains and fees$0157
Additional Noninterest Income$634,0002,093
Total noninterest expense$10,041,0001,036
Salaries and employee benefits$6,391,000896
Premises and equipment expense$1,037,0001,166
Additional noninterest expense$2,613,0001,225
Pre-tax net operating income$2,524,0001,564
Securities gains (losses)$02,636
Applicable income taxes$869,0001,126
Income before extraordinary items$1,655,0001,888
Extraordinary gains, net$022
Net income$1,655,0001,891
Minority interest net income$075
Net income of bank and minority interests.$1,655,0001,891
Net charge-offs$72,0002,015
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,655,0001,846
2015-03-31 (YTD Data)Rank
Total interest income$7,648,000838
Total interest expense$1,474,000456
Net interest income$6,174,000915
Provision for loan and lease losses$293,000674
Total noninterest income$379,0002,468
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$39,0004,103
Trading account gains and fees$0152
Additional Noninterest Income$340,0001,959
Total noninterest expense$5,035,0001,031
Salaries and employee benefits$3,205,000893
Premises and equipment expense$547,0001,108
Additional noninterest expense$1,283,0001,227
Pre-tax net operating income$1,225,0001,569
Securities gains (losses)$02,027
Applicable income taxes$427,0001,136
Income before extraordinary items$798,0001,933
Extraordinary gains, net$013
Net income$798,0001,935
Minority interest net income$064
Net income of bank and minority interests.$798,0001,936
Net charge-offs$64,0001,396
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$798,0001,868
2014-12-31 (YTD Data)Rank
Total interest income$31,010,000803
Total interest expense$6,153,000450
Net interest income$24,857,000881
Provision for loan and lease losses$817,0001,006
Total noninterest income$2,153,0001,998
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$188,0004,010
Trading account gains and fees$0180
Additional Noninterest Income$1,965,0001,480
Total noninterest expense$19,755,0001,033
Salaries and employee benefits$12,352,000891
Premises and equipment expense$1,922,0001,246
Additional noninterest expense$5,481,0001,203
Pre-tax net operating income$6,438,0001,241
Securities gains (losses)$03,259
Applicable income taxes$1,815,0001,055
Income before extraordinary items$4,623,0001,397
Extraordinary gains, net$017
Net income$4,623,0001,396
Minority interest net income$084
Net income of bank and minority interests.$4,623,0001,396
Net charge-offs$169,0002,653
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,623,0001,372
2014-09-30 (YTD Data)Rank
Total interest income$23,287,000805
Total interest expense$4,677,000450
Net interest income$18,610,000888
Provision for loan and lease losses$578,0001,026
Total noninterest income$969,0002,744
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$143,0004,037
Trading account gains and fees$0174
Additional Noninterest Income$826,0002,215
Total noninterest expense$14,475,0001,061
Salaries and employee benefits$8,988,000915
Premises and equipment expense$1,449,0001,245
Additional noninterest expense$4,038,0001,216
Pre-tax net operating income$4,526,0001,314
Securities gains (losses)$02,980
Applicable income taxes$1,603,000952
Income before extraordinary items$2,923,0001,617
Extraordinary gains, net$015
Net income$2,923,0001,617
Minority interest net income$081
Net income of bank and minority interests.$2,923,0001,617
Net charge-offs$163,0002,207
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,923,0001,595
2014-06-30 (YTD Data)Rank
Total interest income$15,535,000803
Total interest expense$3,143,000451
Net interest income$12,392,000880
Provision for loan and lease losses$387,0001,038
Total noninterest income$721,0002,553
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$94,0004,049
Trading account gains and fees$0172
Additional Noninterest Income$627,0001,990
Total noninterest expense$9,528,0001,067
Salaries and employee benefits$5,760,000945
Premises and equipment expense$1,057,0001,151
Additional noninterest expense$2,711,0001,195
Pre-tax net operating income$3,198,0001,235
Securities gains (losses)$02,580
Applicable income taxes$1,146,000876
Income before extraordinary items$2,052,0001,505
Extraordinary gains, net$020
Net income$2,052,0001,508
Minority interest net income$080
Net income of bank and minority interests.$2,052,0001,507
Net charge-offs$162,0001,772
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,052,0001,474
2014-03-31 (YTD Data)Rank
Total interest income$7,939,000793
Total interest expense$1,562,000452
Net interest income$6,377,000860
Provision for loan and lease losses$-2,0006,368
Total noninterest income$327,0002,680
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$45,0004,116
Trading account gains and fees$0147
Additional Noninterest Income$282,0002,089
Total noninterest expense$4,844,0001,059
Salaries and employee benefits$2,906,000947
Premises and equipment expense$574,0001,090
Additional noninterest expense$1,364,0001,169
Pre-tax net operating income$1,862,0001,042
Securities gains (losses)$01,715
Applicable income taxes$674,000741
Income before extraordinary items$1,188,0001,272
Extraordinary gains, net$016
Net income$1,188,0001,273
Minority interest net income$066
Net income of bank and minority interests.$1,188,0001,273
Net charge-offs$14,0002,677
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,188,0001,240
2013-12-31 (YTD Data)Rank
Total interest income$25,349,000998
Total interest expense$6,041,000524
Net interest income$19,308,0001,137
Provision for loan and lease losses$645,0001,560
Total noninterest income$1,363,0002,742
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$143,0004,652
Trading account gains and fees$0184
Additional Noninterest Income$1,220,0002,112
Total noninterest expense$16,303,0001,237
Salaries and employee benefits$10,205,0001,066
Premises and equipment expense$1,190,0001,931
Additional noninterest expense$4,908,0001,364
Pre-tax net operating income$3,723,0001,817
Securities gains (losses)$03,182
Applicable income taxes$1,441,0001,151
Income before extraordinary items$2,282,0002,349
Extraordinary gains, net$029
Net income$2,282,0002,353
Minority interest net income$090
Net income of bank and minority interests.$2,282,0002,352
Net charge-offs$308,0002,550
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,282,0002,305
2013-09-30 (YTD Data)Rank
Total interest income$17,937,0001,065
Total interest expense$4,502,000542
Net interest income$13,435,0001,222
Provision for loan and lease losses$-2,0006,438
Total noninterest income$935,0002,912
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$101,0004,803
Trading account gains and fees$0180
Additional Noninterest Income$834,0002,301
Total noninterest expense$11,083,0001,347
Salaries and employee benefits$7,143,0001,148
Premises and equipment expense$860,0002,009
Additional noninterest expense$3,080,0001,581
Pre-tax net operating income$3,289,0001,616
Securities gains (losses)$03,040
Applicable income taxes$1,129,0001,148
Income before extraordinary items$2,160,0001,990
Extraordinary gains, net$025
Net income$2,160,0001,997
Minority interest net income$084
Net income of bank and minority interests.$2,160,0001,996
Net charge-offs$216,0002,475
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,160,0001,934
2013-06-30 (YTD Data)Rank
Total interest income$11,888,0001,066
Total interest expense$3,050,000545
Net interest income$8,838,0001,231
Provision for loan and lease losses$-1,0006,554
Total noninterest income$773,0002,600
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$72,0004,675
Trading account gains and fees$0157
Additional Noninterest Income$701,0002,011
Total noninterest expense$7,427,0001,342
Salaries and employee benefits$4,731,0001,162
Premises and equipment expense$712,0001,662
Additional noninterest expense$1,984,0001,614
Pre-tax net operating income$2,185,0001,598
Securities gains (losses)$02,791
Applicable income taxes$729,0001,165
Income before extraordinary items$1,456,0001,965
Extraordinary gains, net$022
Net income$1,456,0001,971
Minority interest net income$082
Net income of bank and minority interests.$1,456,0001,971
Net charge-offs$-18,0006,300
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,456,0001,894
2013-03-31 (YTD Data)Rank
Total interest income$5,997,0001,063
Total interest expense$1,559,000552
Net interest income$4,438,0001,229
Provision for loan and lease losses$04,409
Total noninterest income$408,0002,524
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$38,0004,575
Trading account gains and fees$0148
Additional Noninterest Income$370,0001,951
Total noninterest expense$3,650,0001,368
Salaries and employee benefits$2,354,0001,165
Premises and equipment expense$295,0001,987
Additional noninterest expense$1,001,0001,616
Pre-tax net operating income$1,196,0001,477
Securities gains (losses)$01,966
Applicable income taxes$415,0001,061
Income before extraordinary items$781,0001,820
Extraordinary gains, net$010
Net income$781,0001,821
Minority interest net income$076
Net income of bank and minority interests.$781,0001,822
Net charge-offs$1,0004,010
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$781,0001,749
2012-12-31 (YTD Data)Rank
Total interest income$26,847,000976
Total interest expense$7,384,000568
Net interest income$19,463,0001,124
Provision for loan and lease losses$542,0002,613
Total noninterest income$1,131,0003,055
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$158,0004,685
Trading account gains and fees$0166
Additional Noninterest Income$973,0002,407
Total noninterest expense$14,597,0001,358
Salaries and employee benefits$9,393,0001,120
Premises and equipment expense$1,195,0001,946
Additional noninterest expense$4,009,0001,672
Pre-tax net operating income$5,455,0001,274
Securities gains (losses)$03,810
Applicable income taxes$1,986,000885
Income before extraordinary items$3,469,0001,646
Extraordinary gains, net$029
Net income$3,469,0001,646
Minority interest net income$093
Net income of bank and minority interests.$3,469,0001,647
Net charge-offs$564,0002,492
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,469,0001,556
2012-09-30 (YTD Data)Rank
Total interest income$20,409,000982
Total interest expense$5,697,000578
Net interest income$14,712,0001,131
Provision for loan and lease losses$417,0002,530
Total noninterest income$832,0003,091
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$119,0004,744
Trading account gains and fees$0157
Additional Noninterest Income$713,0002,437
Total noninterest expense$10,752,0001,382
Salaries and employee benefits$7,011,0001,120
Premises and equipment expense$919,0001,937
Additional noninterest expense$2,822,0001,761
Pre-tax net operating income$4,375,0001,228
Securities gains (losses)$03,575
Applicable income taxes$1,622,000843
Income before extraordinary items$2,753,0001,594
Extraordinary gains, net$020
Net income$2,753,0001,595
Minority interest net income$086
Net income of bank and minority interests.$2,753,0001,595
Net charge-offs$509,0002,163
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,753,0001,512
2012-06-30 (YTD Data)Rank
Total interest income$13,720,000983
Total interest expense$3,889,000591
Net interest income$9,831,0001,132
Provision for loan and lease losses$217,0002,874
Total noninterest income$512,0003,204
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$84,0004,638
Trading account gains and fees$0153
Additional Noninterest Income$428,0002,555
Total noninterest expense$7,172,0001,379
Salaries and employee benefits$4,682,0001,111
Premises and equipment expense$608,0001,939
Additional noninterest expense$1,882,0001,769
Pre-tax net operating income$2,954,0001,202
Securities gains (losses)$03,178
Applicable income taxes$1,114,000814
Income before extraordinary items$1,840,0001,588
Extraordinary gains, net$019
Net income$1,840,0001,587
Minority interest net income$084
Net income of bank and minority interests.$1,840,0001,588
Net charge-offs$278,0002,400
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,840,0001,509
2012-03-31 (YTD Data)Rank
Total interest income$6,961,000975
Total interest expense$1,962,000605
Net interest income$4,999,0001,112
Provision for loan and lease losses$215,0001,937
Total noninterest income$368,0002,607
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$44,0004,536
Trading account gains and fees$0148
Additional Noninterest Income$324,0002,010
Total noninterest expense$3,539,0001,385
Salaries and employee benefits$2,333,0001,115
Premises and equipment expense$309,0001,935
Additional noninterest expense$897,0001,847
Pre-tax net operating income$1,613,0001,089
Securities gains (losses)$02,210
Applicable income taxes$637,000717
Income before extraordinary items$976,0001,495
Extraordinary gains, net$019
Net income$976,0001,496
Minority interest net income$078
Net income of bank and minority interests.$976,0001,496
Net charge-offs$186,0001,915
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$976,0001,406
2011-12-31 (YTD Data)Rank
Total interest income$28,366,000981
Total interest expense$8,204,000703
Net interest income$20,162,0001,104
Provision for loan and lease losses$1,146,0002,225
Total noninterest income$910,0003,278
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$169,0004,682
Trading account gains and fees$0146
Additional Noninterest Income$741,0002,565
Total noninterest expense$14,177,0001,377
Salaries and employee benefits$8,836,0001,113
Premises and equipment expense$1,588,0001,561
Additional noninterest expense$3,753,0001,799
Pre-tax net operating income$5,749,0001,043
Securities gains (losses)$03,838
Applicable income taxes$2,112,000748
Income before extraordinary items$3,637,0001,357
Extraordinary gains, net$029
Net income$3,637,0001,357
Minority interest net income$096
Net income of bank and minority interests.$3,637,0001,357
Net charge-offs$731,0002,735
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,637,0001,292
2011-09-30 (YTD Data)Rank
Total interest income$21,371,000993
Total interest expense$6,203,000738
Net interest income$15,168,0001,105
Provision for loan and lease losses$650,0002,545
Total noninterest income$703,0003,249
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$128,0004,686
Trading account gains and fees$33,000122
Additional Noninterest Income$542,0002,584
Total noninterest expense$10,467,0001,402
Salaries and employee benefits$6,536,0001,137
Premises and equipment expense$1,113,0001,695
Additional noninterest expense$2,818,0001,802
Pre-tax net operating income$4,754,000979
Securities gains (losses)$03,555
Applicable income taxes$1,777,000694
Income before extraordinary items$2,977,0001,300
Extraordinary gains, net$021
Net income$2,977,0001,300
Minority interest net income$087
Net income of bank and minority interests.$2,977,0001,300
Net charge-offs$22,0005,495
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,977,0001,235
2011-06-30 (YTD Data)Rank
Total interest income$14,356,000995
Total interest expense$4,175,000766
Net interest income$10,181,0001,094
Provision for loan and lease losses$400,0002,592
Total noninterest income$555,0002,933
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$88,0004,617
Trading account gains and fees$99,000103
Additional Noninterest Income$368,0002,561
Total noninterest expense$7,023,0001,410
Salaries and employee benefits$4,298,0001,167
Premises and equipment expense$751,0001,683
Additional noninterest expense$1,974,0001,739
Pre-tax net operating income$3,313,000910
Securities gains (losses)$02,914
Applicable income taxes$1,248,000637
Income before extraordinary items$2,065,0001,203
Extraordinary gains, net$015
Net income$2,065,0001,203
Minority interest net income$089
Net income of bank and minority interests.$2,065,0001,203
Net charge-offs$2,0005,706
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,065,0001,161
2011-03-31 (YTD Data)Rank
Total interest income$7,100,0001,016
Total interest expense$2,086,000799
Net interest income$5,014,0001,109
Provision for loan and lease losses$200,0002,421
Total noninterest income$278,0002,951
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$45,0004,534
Trading account gains and fees$71,000101
Additional Noninterest Income$162,0002,770
Total noninterest expense$3,470,0001,426
Salaries and employee benefits$2,118,0001,187
Premises and equipment expense$379,0001,702
Additional noninterest expense$973,0001,746
Pre-tax net operating income$1,622,000936
Securities gains (losses)$01,772
Applicable income taxes$617,000621
Income before extraordinary items$1,005,0001,228
Extraordinary gains, net$09
Net income$1,005,0001,227
Minority interest net income$086
Net income of bank and minority interests.$1,005,0001,228
Net charge-offs$2,0004,883
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,005,0001,197
2010-12-31 (YTD Data)Rank
Total interest income$31,392,000971
Total interest expense$10,547,000770
Net interest income$20,845,0001,065
Provision for loan and lease losses$395,0004,470
Total noninterest income$1,091,0003,082
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$196,0004,447
Trading account gains and fees$19,000156
Additional Noninterest Income$876,0002,370
Total noninterest expense$13,215,0001,498
Salaries and employee benefits$8,061,0001,219
Premises and equipment expense$1,452,0001,764
Additional noninterest expense$3,702,0001,921
Pre-tax net operating income$8,326,000645
Securities gains (losses)$03,793
Applicable income taxes$3,123,000527
Income before extraordinary items$5,203,000848
Extraordinary gains, net$029
Net income$5,203,000848
Minority interest net income$0111
Net income of bank and minority interests.$5,203,000849
Net charge-offs$427,0003,859
Cash dividends$200,0003,268
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,203,000814
2010-09-30 (YTD Data)Rank
Total interest income$24,116,000964
Total interest expense$8,309,000748
Net interest income$15,807,0001,053
Provision for loan and lease losses$195,0004,919
Total noninterest income$816,0003,118
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$152,0004,449
Trading account gains and fees$0165
Additional Noninterest Income$664,0002,350
Total noninterest expense$9,699,0001,516
Salaries and employee benefits$5,889,0001,251
Premises and equipment expense$1,086,0001,783
Additional noninterest expense$2,724,0001,909
Pre-tax net operating income$6,729,000631
Securities gains (losses)$03,651
Applicable income taxes$2,538,000494
Income before extraordinary items$4,191,000825
Extraordinary gains, net$023
Net income$4,191,000825
Minority interest net income$0110
Net income of bank and minority interests.$4,191,000826
Net charge-offs$06,672
Cash dividends$200,0002,697
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,191,000785
2010-06-30 (YTD Data)Rank
Total interest income$16,389,000961
Total interest expense$5,788,000743
Net interest income$10,601,0001,048
Provision for loan and lease losses$95,0005,214
Total noninterest income$550,0003,038
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$105,0004,402
Trading account gains and fees$0152
Additional Noninterest Income$445,0002,258
Total noninterest expense$6,340,0001,558
Salaries and employee benefits$3,844,0001,280
Premises and equipment expense$723,0001,812
Additional noninterest expense$1,773,0001,945
Pre-tax net operating income$4,716,000591
Securities gains (losses)$03,184
Applicable income taxes$1,784,000430
Income before extraordinary items$2,932,000766
Extraordinary gains, net$019
Net income$2,932,000761
Minority interest net income$0105
Net income of bank and minority interests.$2,932,000766
Net charge-offs$06,372
Cash dividends$200,0002,292
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,932,000741
2010-03-31 (YTD Data)Rank
Total interest income$8,219,000975
Total interest expense$2,998,000756
Net interest income$5,221,0001,076
Provision for loan and lease losses$06,552
Total noninterest income$278,0003,018
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$52,0004,405
Trading account gains and fees$0175
Additional Noninterest Income$226,0002,216
Total noninterest expense$3,104,0001,616
Salaries and employee benefits$1,927,0001,298
Premises and equipment expense$359,0001,881
Additional noninterest expense$818,0002,074
Pre-tax net operating income$2,395,000566
Securities gains (losses)$02,284
Applicable income taxes$860,000428
Income before extraordinary items$1,535,000718
Extraordinary gains, net$016
Net income$1,535,000721
Minority interest net income$091
Net income of bank and minority interests.$1,535,000722
Net charge-offs$05,610
Cash dividends$200,0001,369
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,535,000691
2009-12-31 (YTD Data)Rank
Total interest income$34,120,000993
Total interest expense$15,984,000722
Net interest income$18,136,0001,234
Provision for loan and lease losses$103,0006,391
Total noninterest income$1,140,0003,078
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$227,0004,414
Trading account gains and fees$0211
Additional Noninterest Income$913,0002,262
Total noninterest expense$13,223,0001,567
Salaries and employee benefits$7,448,0001,343
Premises and equipment expense$1,317,0002,026
Additional noninterest expense$4,458,0001,661
Pre-tax net operating income$5,950,000724
Securities gains (losses)$03,754
Applicable income taxes$2,151,000533
Income before extraordinary items$3,799,000912
Extraordinary gains, net$034
Net income$3,799,000911
Minority interest net income$0115
Net income of bank and minority interests.$3,799,000911
Net charge-offs$20,0006,658
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,799,000903
2009-09-30 (YTD Data)Rank
Total interest income$25,680,0001,006
Total interest expense$12,713,000721
Net interest income$12,967,0001,285
Provision for loan and lease losses$100,0005,952
Total noninterest income$779,0003,324
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$168,0004,460
Trading account gains and fees$0212
Additional Noninterest Income$611,0002,488
Total noninterest expense$9,526,0001,604
Salaries and employee benefits$5,421,0001,411
Premises and equipment expense$976,0002,069
Additional noninterest expense$3,129,0001,717
Pre-tax net operating income$4,120,000819
Securities gains (losses)$03,497
Applicable income taxes$1,505,000595
Income before extraordinary items$2,615,0001,036
Extraordinary gains, net$027
Net income$2,615,0001,034
Minority interest net income$0118
Net income of bank and minority interests.$2,615,0001,036
Net charge-offs$20,0006,232
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,615,0001,021
2009-06-30 (YTD Data)Rank
Total interest income$17,202,0001,020
Total interest expense$9,167,000706
Net interest income$8,035,0001,382
Provision for loan and lease losses$100,0005,300
Total noninterest income$524,0003,308
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$111,0004,448
Trading account gains and fees$0193
Additional Noninterest Income$413,0002,509
Total noninterest expense$6,547,0001,591
Salaries and employee benefits$3,608,0001,441
Premises and equipment expense$649,0002,108
Additional noninterest expense$2,290,0001,595
Pre-tax net operating income$1,912,0001,199
Securities gains (losses)$03,136
Applicable income taxes$666,000859
Income before extraordinary items$1,246,0001,491
Extraordinary gains, net$021
Net income$1,246,0001,488
Minority interest net income$0112
Net income of bank and minority interests.$1,246,0001,490
Net charge-offs$20,0005,615
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,246,0001,466
2009-03-31 (YTD Data)Rank
Total interest income$8,597,0001,030
Total interest expense$4,793,000698
Net interest income$3,804,0001,460
Provision for loan and lease losses$100,0003,845
Total noninterest income$256,0003,330
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$55,0004,417
Trading account gains and fees$0171
Additional Noninterest Income$201,0002,509
Total noninterest expense$3,138,0001,606
Salaries and employee benefits$1,828,0001,437
Premises and equipment expense$343,0002,038
Additional noninterest expense$967,0001,677
Pre-tax net operating income$822,0001,556
Securities gains (losses)$02,434
Applicable income taxes$280,0001,118
Income before extraordinary items$542,0001,974
Extraordinary gains, net$015
Net income$542,0001,976
Minority interest net income$0102
Net income of bank and minority interests.$542,0001,976
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$542,0001,864
2008-12-31 (YTD Data)Rank
Total interest income$34,555,0001,106
Total interest expense$20,278,000774
Net interest income$14,277,0001,567
Provision for loan and lease losses$100,0006,027
Total noninterest income$923,0003,586
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$235,0004,488
Trading account gains and fees$0154
Additional Noninterest Income$688,0002,687
Total noninterest expense$11,672,0001,672
Salaries and employee benefits$7,289,0001,402
Premises and equipment expense$1,358,0002,011
Additional noninterest expense$3,025,0001,996
Pre-tax net operating income$3,428,0001,586
Securities gains (losses)$56,0001,521
Applicable income taxes$114,0003,289
Income before extraordinary items$3,370,0001,235
Extraordinary gains, net$039
Net income$3,370,0001,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,315,6801,332
2008-09-30 (YTD Data)Rank
Total interest income$25,752,0001,139
Total interest expense$15,449,000791
Net interest income$10,303,0001,637
Provision for loan and lease losses$06,991
Total noninterest income$682,0003,693
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$173,0004,560
Trading account gains and fees$0148
Additional Noninterest Income$509,0002,783
Total noninterest expense$8,653,0001,681
Salaries and employee benefits$5,388,0001,459
Premises and equipment expense$1,024,0001,999
Additional noninterest expense$2,241,0001,948
Pre-tax net operating income$2,332,0002,049
Securities gains (losses)$03,106
Applicable income taxes$834,0001,328
Income before extraordinary items$1,498,0002,332
Extraordinary gains, net$031
Net income$1,498,0002,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,498,0002,446
2008-06-30 (YTD Data)Rank
Total interest income$17,044,0001,161
Total interest expense$10,780,000789
Net interest income$6,264,0001,788
Provision for loan and lease losses$06,671
Total noninterest income$457,0003,718
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$111,0004,642
Trading account gains and fees$0149
Additional Noninterest Income$346,0002,794
Total noninterest expense$5,733,0001,688
Salaries and employee benefits$3,572,0001,475
Premises and equipment expense$677,0002,005
Additional noninterest expense$1,484,0001,942
Pre-tax net operating income$988,0002,984
Securities gains (losses)$03,233
Applicable income taxes$330,0002,094
Income before extraordinary items$658,0003,437
Extraordinary gains, net$021
Net income$658,0003,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$658,0003,390
2008-03-31 (YTD Data)Rank
Total interest income$8,422,0001,208
Total interest expense$5,671,000804
Net interest income$2,751,0002,029
Provision for loan and lease losses$06,080
Total noninterest income$220,0003,798
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$55,0004,609
Trading account gains and fees$0158
Additional Noninterest Income$165,0002,884
Total noninterest expense$2,825,0001,711
Salaries and employee benefits$1,759,0001,518
Premises and equipment expense$354,0001,922
Additional noninterest expense$712,0001,978
Pre-tax net operating income$146,0005,486
Securities gains (losses)$02,688
Applicable income taxes$27,0004,129
Income before extraordinary items$119,0005,582
Extraordinary gains, net$015
Net income$119,0005,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$119,0005,480
2007-12-31 (YTD Data)Rank
Total interest income$34,170,0001,233
Total interest expense$24,506,000807
Net interest income$9,664,0002,308
Provision for loan and lease losses$06,851
Total noninterest income$933,0003,675
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$166,0005,248
Trading account gains and fees$0178
Additional Noninterest Income$767,0002,617
Total noninterest expense$11,187,0001,650
Salaries and employee benefits$6,985,0001,446
Premises and equipment expense$1,386,0001,883
Additional noninterest expense$2,816,0001,962
Pre-tax net operating income$-590,0007,862
Securities gains (losses)$02,146
Applicable income taxes$-277,0008,193
Income before extraordinary items$-313,0007,791
Extraordinary gains, net$039
Net income$-313,0007,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-313,0007,771
2007-09-30 (YTD Data)Rank
Total interest income$25,663,0001,232
Total interest expense$18,633,000788
Net interest income$7,030,0002,392
Provision for loan and lease losses$06,528
Total noninterest income$678,0003,749
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$99,0005,649
Trading account gains and fees$0184
Additional Noninterest Income$579,0002,618
Total noninterest expense$8,458,0001,614
Salaries and employee benefits$5,197,0001,459
Premises and equipment expense$1,051,0001,851
Additional noninterest expense$2,210,0001,823
Pre-tax net operating income$-750,0008,203
Securities gains (losses)$01,655
Applicable income taxes$-323,0008,382
Income before extraordinary items$-427,0008,098
Extraordinary gains, net$033
Net income$-427,0008,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-427,0008,082
2007-06-30 (YTD Data)Rank
Total interest income$17,242,0001,246
Total interest expense$12,561,000789
Net interest income$4,681,0002,415
Provision for loan and lease losses$06,209
Total noninterest income$368,0004,212
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$62,0005,767
Trading account gains and fees$0168
Additional Noninterest Income$306,0002,981
Total noninterest expense$5,672,0001,623
Salaries and employee benefits$3,504,0001,468
Premises and equipment expense$695,0001,885
Additional noninterest expense$1,473,0001,837
Pre-tax net operating income$-623,0008,351
Securities gains (losses)$01,444
Applicable income taxes$-230,0008,474
Income before extraordinary items$-393,0008,262
Extraordinary gains, net$029
Net income$-393,0008,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-393,0008,252
2007-03-31 (YTD Data)Rank
Total interest income$8,645,0001,226
Total interest expense$6,288,000777
Net interest income$2,357,0002,408
Provision for loan and lease losses$05,779
Total noninterest income$184,0004,205
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$30,0005,797
Trading account gains and fees$0195
Additional Noninterest Income$154,0002,966
Total noninterest expense$2,958,0001,553
Salaries and employee benefits$1,870,0001,374
Premises and equipment expense$357,0001,856
Additional noninterest expense$731,0001,829
Pre-tax net operating income$-417,0008,480
Securities gains (losses)$01,187
Applicable income taxes$-113,0008,521
Income before extraordinary items$-304,0008,443
Extraordinary gains, net$022
Net income$-304,0008,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-304,0008,432
2006-12-31 (YTD Data)Rank
Total interest income$34,080,0001,157
Total interest expense$21,799,000772
Net interest income$12,281,0001,885
Provision for loan and lease losses$06,850
Total noninterest income$727,0004,276
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$123,0005,855
Trading account gains and fees$0130
Additional Noninterest Income$604,0003,004
Total noninterest expense$11,216,0001,577
Salaries and employee benefits$6,818,0001,449
Premises and equipment expense$1,350,0001,864
Additional noninterest expense$3,048,0001,732
Pre-tax net operating income$1,792,0003,904
Securities gains (losses)$01,687
Applicable income taxes$538,0003,047
Income before extraordinary items$1,254,0004,186
Extraordinary gains, net$051
Net income$1,254,0004,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,254,0004,155
2006-09-30 (YTD Data)Rank
Total interest income$25,338,0001,175
Total interest expense$15,560,000785
Net interest income$9,778,0001,784
Provision for loan and lease losses$06,685
Total noninterest income$502,0004,467
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$94,0005,887
Trading account gains and fees$0126
Additional Noninterest Income$408,0003,185
Total noninterest expense$8,405,0001,598
Salaries and employee benefits$5,078,0001,463
Premises and equipment expense$1,002,0001,890
Additional noninterest expense$2,325,0001,691
Pre-tax net operating income$1,875,0003,249
Securities gains (losses)$01,388
Applicable income taxes$576,0002,657
Income before extraordinary items$1,299,0003,542
Extraordinary gains, net$045
Net income$1,299,0003,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,299,0003,527
2006-06-30 (YTD Data)Rank
Total interest income$16,696,0001,167
Total interest expense$9,816,000786
Net interest income$6,880,0001,682
Provision for loan and lease losses$06,419
Total noninterest income$330,0004,494
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$57,0006,055
Trading account gains and fees$0126
Additional Noninterest Income$273,0003,180
Total noninterest expense$5,469,0001,637
Salaries and employee benefits$3,287,0001,516
Premises and equipment expense$639,0001,976
Additional noninterest expense$1,543,0001,714
Pre-tax net operating income$1,741,0002,570
Securities gains (losses)$01,185
Applicable income taxes$555,0002,158
Income before extraordinary items$1,186,0002,814
Extraordinary gains, net$039
Net income$1,186,0002,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,186,0002,805
2006-03-31 (YTD Data)Rank
Total interest income$8,291,0001,141
Total interest expense$4,674,000781
Net interest income$3,617,0001,582
Provision for loan and lease losses$06,013
Total noninterest income$168,0004,368
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$31,0005,867
Trading account gains and fees$0115
Additional Noninterest Income$137,0003,134
Total noninterest expense$2,628,0001,708
Salaries and employee benefits$1,518,0001,636
Premises and equipment expense$319,0001,987
Additional noninterest expense$791,0001,653
Pre-tax net operating income$1,157,0002,046
Securities gains (losses)$0955
Applicable income taxes$354,0001,806
Income before extraordinary items$803,0002,177
Extraordinary gains, net$021
Net income$803,0002,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$803,0002,156
2005-12-31 (YTD Data)Rank
Total interest income$32,788,0001,001
Total interest expense$15,447,000733
Net interest income$17,341,0001,252
Provision for loan and lease losses$07,120
Total noninterest income$699,0004,381
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$121,0005,986
Trading account gains and fees$0138
Additional Noninterest Income$578,0003,126
Total noninterest expense$11,067,0001,551
Salaries and employee benefits$6,778,0001,373
Premises and equipment expense$1,211,0001,980
Additional noninterest expense$3,078,0001,643
Pre-tax net operating income$6,973,0001,373
Securities gains (losses)$02,296
Applicable income taxes$2,330,0001,205
Income before extraordinary items$4,643,0001,521
Extraordinary gains, net$046
Net income$4,643,0001,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,643,0001,497
2005-09-30 (YTD Data)Rank
Total interest income$24,601,000976
Total interest expense$11,112,000712
Net interest income$13,489,0001,180
Provision for loan and lease losses$06,899
Total noninterest income$519,0004,441
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$91,0006,020
Trading account gains and fees$0126
Additional Noninterest Income$428,0003,161
Total noninterest expense$8,213,0001,557
Salaries and employee benefits$5,007,0001,378
Premises and equipment expense$907,0001,976
Additional noninterest expense$2,299,0001,633
Pre-tax net operating income$5,795,0001,230
Securities gains (losses)$02,317
Applicable income taxes$1,937,0001,102
Income before extraordinary items$3,858,0001,390
Extraordinary gains, net$035
Net income$3,858,0001,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,858,0001,366
2005-06-30 (YTD Data)Rank
Total interest income$16,472,000948
Total interest expense$7,063,000712
Net interest income$9,409,0001,122
Provision for loan and lease losses$06,626
Total noninterest income$341,0004,438
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$62,0005,950
Trading account gains and fees$0116
Additional Noninterest Income$279,0003,197
Total noninterest expense$5,454,0001,550
Salaries and employee benefits$3,336,0001,374
Premises and equipment expense$605,0001,969
Additional noninterest expense$1,513,0001,633
Pre-tax net operating income$4,296,0001,095
Securities gains (losses)$02,146
Applicable income taxes$1,446,000987
Income before extraordinary items$2,850,0001,234
Extraordinary gains, net$030
Net income$2,850,0001,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,850,0001,206
2005-03-31 (YTD Data)Rank
Total interest income$8,176,000934
Total interest expense$3,352,000721
Net interest income$4,824,0001,080
Provision for loan and lease losses$06,226
Total noninterest income$139,0004,902
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$29,0006,046
Trading account gains and fees$0115
Additional Noninterest Income$110,0003,560
Total noninterest expense$2,783,0001,519
Salaries and employee benefits$1,692,0001,366
Premises and equipment expense$323,0001,865
Additional noninterest expense$768,0001,604
Pre-tax net operating income$2,180,0001,060
Securities gains (losses)$01,685
Applicable income taxes$748,000952
Income before extraordinary items$1,432,0001,208
Extraordinary gains, net$024
Net income$1,432,0001,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,432,0001,181
2004-12-31 (YTD Data)Rank
Total interest income$32,407,000861
Total interest expense$12,853,000640
Net interest income$19,554,0001,014
Provision for loan and lease losses$07,314
Total noninterest income$857,0003,886
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$147,0005,822
Trading account gains and fees$0138
Additional Noninterest Income$710,0002,686
Total noninterest expense$10,541,0001,546
Salaries and employee benefits$6,666,0001,319
Premises and equipment expense$1,178,0001,946
Additional noninterest expense$2,697,0001,815
Pre-tax net operating income$9,870,000897
Securities gains (losses)$03,819
Applicable income taxes$3,284,000842
Income before extraordinary items$6,586,0001,005
Extraordinary gains, net$034
Net income$6,586,0001,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,887
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,586,000973
2004-09-30 (YTD Data)Rank
Total interest income$24,296,000850
Total interest expense$9,539,000634
Net interest income$14,757,000997
Provision for loan and lease losses$07,100
Total noninterest income$593,0004,115
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$114,0005,801
Trading account gains and fees$0134
Additional Noninterest Income$479,0002,875
Total noninterest expense$7,574,0001,604
Salaries and employee benefits$4,696,0001,412
Premises and equipment expense$881,0001,963
Additional noninterest expense$1,997,0001,794
Pre-tax net operating income$7,776,000859
Securities gains (losses)$03,710
Applicable income taxes$2,607,000817
Income before extraordinary items$5,169,000963
Extraordinary gains, net$026
Net income$5,169,000964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,169,000931
2004-06-30 (YTD Data)Rank
Total interest income$16,204,000839
Total interest expense$6,346,000625
Net interest income$9,858,000983
Provision for loan and lease losses$06,885
Total noninterest income$388,0004,163
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$80,0005,723
Trading account gains and fees$0130
Additional Noninterest Income$308,0002,942
Total noninterest expense$5,002,0001,616
Salaries and employee benefits$3,112,0001,413
Premises and equipment expense$554,0002,071
Additional noninterest expense$1,336,0001,792
Pre-tax net operating income$5,244,000831
Securities gains (losses)$03,413
Applicable income taxes$1,755,000803
Income before extraordinary items$3,489,000938
Extraordinary gains, net$021
Net income$3,489,000939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,489,000902
2004-03-31 (YTD Data)Rank
Total interest income$8,120,000861
Total interest expense$3,193,000632
Net interest income$4,927,000994
Provision for loan and lease losses$06,501
Total noninterest income$202,0004,039
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$42,0005,572
Trading account gains and fees$0121
Additional Noninterest Income$160,0002,829
Total noninterest expense$2,475,0001,648
Salaries and employee benefits$1,548,0001,434
Premises and equipment expense$276,0002,100
Additional noninterest expense$651,0001,821
Pre-tax net operating income$2,654,000822
Securities gains (losses)$02,934
Applicable income taxes$898,000801
Income before extraordinary items$1,756,000924
Extraordinary gains, net$016
Net income$1,756,000924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,756,000879
2003-12-31 (YTD Data)Rank
Total interest income$32,596,000859
Total interest expense$13,926,000643
Net interest income$18,670,0001,034
Provision for loan and lease losses$07,651
Total noninterest income$618,0004,878
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$137,0006,036
Trading account gains and fees$0160
Additional Noninterest Income$481,0003,652
Total noninterest expense$9,894,0001,630
Salaries and employee benefits$6,027,0001,419
Premises and equipment expense$1,101,0002,067
Additional noninterest expense$2,766,0001,756
Pre-tax net operating income$9,394,000903
Securities gains (losses)$04,500
Applicable income taxes$3,258,000864
Income before extraordinary items$6,136,0001,046
Extraordinary gains, net$054
Net income$6,136,0001,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,260
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,136,000985
2003-09-30 (YTD Data)Rank
Total interest income$24,443,000879
Total interest expense$10,601,000661
Net interest income$13,842,0001,058
Provision for loan and lease losses$07,481
Total noninterest income$431,0005,116
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$100,0006,127
Trading account gains and fees$0153
Additional Noninterest Income$331,0003,882
Total noninterest expense$7,193,0001,687
Salaries and employee benefits$4,306,0001,502
Premises and equipment expense$824,0002,090
Additional noninterest expense$2,063,0001,749
Pre-tax net operating income$7,080,000933
Securities gains (losses)$04,204
Applicable income taxes$2,480,000901
Income before extraordinary items$4,600,0001,091
Extraordinary gains, net$040
Net income$4,600,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,600,0001,019
2003-06-30 (YTD Data)Rank
Total interest income$16,399,000893
Total interest expense$7,189,000667
Net interest income$9,210,0001,057
Provision for loan and lease losses$07,324
Total noninterest income$243,0005,545
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$68,0006,077
Trading account gains and fees$0150
Additional Noninterest Income$175,0004,284
Total noninterest expense$4,798,0001,675
Salaries and employee benefits$2,853,0001,511
Premises and equipment expense$548,0002,086
Additional noninterest expense$1,397,0001,716
Pre-tax net operating income$4,655,000940
Securities gains (losses)$03,782
Applicable income taxes$1,649,000913
Income before extraordinary items$3,006,0001,121
Extraordinary gains, net$030
Net income$3,006,0001,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,006,0001,030
2003-03-31 (YTD Data)Rank
Total interest income$8,110,000911
Total interest expense$3,603,000674
Net interest income$4,507,0001,085
Provision for loan and lease losses$06,934
Total noninterest income$197,0004,200
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$35,0005,954
Trading account gains and fees$0134
Additional Noninterest Income$162,0003,072
Total noninterest expense$2,457,0001,632
Salaries and employee benefits$1,382,0001,543
Premises and equipment expense$287,0001,984
Additional noninterest expense$788,0001,505
Pre-tax net operating income$2,247,000987
Securities gains (losses)$02,891
Applicable income taxes$756,000993
Income before extraordinary items$1,491,0001,119
Extraordinary gains, net$021
Net income$1,491,0001,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,491,0001,033
2002-12-31 (YTD Data)Rank
Total interest income$32,904,000926
Total interest expense$15,710,000721
Net interest income$17,194,0001,123
Provision for loan and lease losses$08,089
Total noninterest income$393,0005,823
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$145,0005,892
Trading account gains and fees$0153
Additional Noninterest Income$248,0004,629
Total noninterest expense$8,751,0001,733
Salaries and employee benefits$5,253,0001,542
Premises and equipment expense$832,0002,590
Additional noninterest expense$2,666,0001,754
Pre-tax net operating income$8,836,000960
Securities gains (losses)$04,537
Applicable income taxes$3,334,000849
Income before extraordinary items$5,502,0001,142
Extraordinary gains, net$070
Net income$5,502,0001,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,689
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,502,0001,095
2001-12-31 (YTD Data)Rank
Total interest income$33,304,0001,027
Total interest expense$21,085,000773
Net interest income$12,219,0001,454
Provision for loan and lease losses$08,228
Total noninterest income$374,0005,859
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$145,0005,867
Trading account gains and fees$0177
Additional Noninterest Income$229,0004,650
Total noninterest expense$7,938,0001,823
Salaries and employee benefits$4,814,0001,567
Premises and equipment expense$727,0002,865
Additional noninterest expense$2,397,0001,890
Pre-tax net operating income$4,655,0001,549
Securities gains (losses)$04,612
Applicable income taxes$1,679,0001,362
Income before extraordinary items$2,976,0001,769
Extraordinary gains, net$0105
Net income$2,976,0001,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0009,298
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,976,0001,698
2000-12-31 (YTD Data)Rank
Total interest income$32,110,0001,088
Total interest expense$20,198,000879
Net interest income$11,912,0001,474
Provision for loan and lease losses$08,337
Total noninterest income$282,0006,456
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$233,0004,711
Trading account gains and fees$0180
Additional Noninterest Income$49,0007,858
Total noninterest expense$7,251,0001,919
Salaries and employee benefits$4,185,0001,715
Premises and equipment expense$779,0002,640
Additional noninterest expense$2,287,0001,908
Pre-tax net operating income$4,943,0001,498
Securities gains (losses)$01,956
Applicable income taxes$1,783,0001,290
Income before extraordinary items$3,160,0001,661
Extraordinary gains, net$038
Net income$3,160,0001,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0009,470
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,160,0001,652
1999-12-31 (YTD Data)Rank
Total interest income$29,518,0001,110
Total interest expense$17,371,000906
Net interest income$12,147,0001,443
Provision for loan and lease losses$36,0006,998
Total noninterest income$329,0006,179
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$238,0004,655
Trading account gains and fees$0173
Additional Noninterest Income$91,0006,849
Total noninterest expense$7,472,0001,855
Salaries and employee benefits$4,164,0001,652
Premises and equipment expense$922,0002,218
Additional noninterest expense$2,386,0001,842
Pre-tax net operating income$4,968,0001,518
Securities gains (losses)$03,155
Applicable income taxes$1,774,0001,375
Income before extraordinary items$3,194,0001,669
Extraordinary gains, net$035
Net income$3,194,0001,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0009,311
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,194,0001,638
1998-12-31 (YTD Data)Rank
Total interest income$29,190,0001,111
Total interest expense$18,085,000877
Net interest income$11,105,0001,530
Provision for loan and lease losses$40,0006,927
Total noninterest income$337,0006,133
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$253,0004,450
Trading account gains and fees$0224
Additional Noninterest Income$84,0007,070
Total noninterest expense$7,063,0001,839
Salaries and employee benefits$3,751,0001,768
Premises and equipment expense$825,0002,372
Additional noninterest expense$2,487,0001,718
Pre-tax net operating income$4,339,0001,698
Securities gains (losses)$04,449
Applicable income taxes$1,547,0001,577
Income before extraordinary items$2,792,0001,878
Extraordinary gains, net$032
Net income$2,792,0001,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0009,791
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,792,0001,802
1997-12-31 (YTD Data)Rank
Total interest income$26,553,0001,264
Total interest expense$16,031,0001,018
Net interest income$10,522,0001,656
Provision for loan and lease losses$136,0004,347
Total noninterest income$315,0006,493
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$255,0004,591
Trading account gains and fees$0239
Additional Noninterest Income$60,0008,023
Total noninterest expense$6,519,0001,979
Salaries and employee benefits$3,504,0001,871
Premises and equipment expense$784,0002,465
Additional noninterest expense$2,231,0001,905
Pre-tax net operating income$4,182,0001,818
Securities gains (losses)$03,944
Applicable income taxes$1,498,0001,704
Income before extraordinary items$2,684,0001,964
Extraordinary gains, net$044
Net income$2,684,0001,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,751
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,684,0001,909
1996-12-31 (YTD Data)Rank
Total interest income$23,821,0001,428
Total interest expense$13,675,0001,199
Net interest income$10,146,0001,748
Provision for loan and lease losses$45,0006,812
Total noninterest income$283,0007,154
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$216,0005,293
Trading account gains and fees$0262
Additional Noninterest Income$67,0008,207
Total noninterest expense$7,958,0001,783
Salaries and employee benefits$3,128,0002,128
Premises and equipment expense$697,0002,807
Additional noninterest expense$4,133,0001,321
Pre-tax net operating income$2,426,0002,844
Securities gains (losses)$04,148
Applicable income taxes$880,0002,631
Income before extraordinary items$1,546,0003,107
Extraordinary gains, net$053
Net income$1,546,0003,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,600
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,546,0003,068
1995-12-31 (YTD Data)Rank
Total interest income$22,516,0001,515
Total interest expense$12,598,0001,320
Net interest income$9,918,0001,800
Provision for loan and lease losses$537,0001,489
Total noninterest income$300,0007,078
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$212,0005,481
Trading account gains and fees$0522
Additional Noninterest Income$88,0007,639
Total noninterest expense$6,091,0002,232
Salaries and employee benefits$2,950,0002,238
Premises and equipment expense$677,0002,900
Additional noninterest expense$2,464,0002,019
Pre-tax net operating income$3,590,0002,054
Securities gains (losses)$03,831
Applicable income taxes$1,286,0001,897
Income before extraordinary items$2,304,0002,196
Extraordinary gains, net$065
Net income$2,304,0002,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,241
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,304,0002,166
1994-12-31 (YTD Data)Rank
Total interest income$19,314,0001,600
Total interest expense$8,886,0001,460
Net interest income$10,428,0001,735
Provision for loan and lease losses$492,0001,564
Total noninterest income$291,0007,362
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$194,0005,987
Trading account gains and fees$0475
Additional Noninterest Income$97,0007,607
Total noninterest expense$5,694,0002,466
Salaries and employee benefits$2,820,0002,375
Premises and equipment expense$608,0003,235
Additional noninterest expense$2,266,0002,317
Pre-tax net operating income$4,533,0001,583
Securities gains (losses)$03,600
Applicable income taxes$1,652,0001,421
Income before extraordinary items$2,881,0001,699
Extraordinary gains, net$0249
Net income$2,881,0001,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,578
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,881,0001,707
1993-12-31 (YTD Data)Rank
Total interest income$19,579,0001,611
Total interest expense$9,039,0001,475
Net interest income$10,540,0001,722
Provision for loan and lease losses$220,0003,693
Total noninterest income$563,0005,174
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$182,0006,334
Trading account gains and fees$0532
Additional Noninterest Income$381,0003,878
Total noninterest expense$5,331,0002,685
Salaries and employee benefits$2,375,0002,787
Premises and equipment expense$585,0003,411
Additional noninterest expense$2,371,0002,355
Pre-tax net operating income$5,552,0001,252
Securities gains (losses)$07,477
Applicable income taxes$2,009,0001,209
Income before extraordinary items$3,543,0001,438
Extraordinary gains, net$298,000734
Net income$3,841,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0003,470
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,543,0001,350
1992-12-31 (YTD Data)Rank
Total interest income$21,693,0001,649
Total interest expense$12,161,0001,454
Net interest income$9,532,0001,919
Provision for loan and lease losses$323,0003,961
Total noninterest income$566,0005,183
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$566,0002,945
Total noninterest expense$4,802,0002,978
Salaries and employee benefits$2,166,0002,972
Premises and equipment expense$704,0002,908
Additional noninterest expense$1,932,0002,879
Pre-tax net operating income$4,973,0001,278
Securities gains (losses)$08,369
Applicable income taxes$1,801,0001,230
Income before extraordinary items$3,172,0001,474
Extraordinary gains, net$01,422
Net income$3,172,0001,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0005,646
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,172,0001,359

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.