Home > Hastings State Bank > Income and Expense
Hastings State Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 4,264 |
| Total interest expense | $656,000 | 4,044 |
| Net interest income | $3,276,000 | 4,237 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $590,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $162,000 | 4,171 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $428,000 | 3,174 |
| Total noninterest expense | $3,622,000 | 3,582 |
| Salaries and employee benefits | $1,934,000 | 3,511 |
| Premises and equipment expense | $485,000 | 3,238 |
| Additional noninterest expense | $1,203,000 | 3,656 |
| Pre-tax net operating income | $244,000 | 5,519 |
| Securities gains (losses) | $424,000 | 857 |
| Applicable income taxes | $19,000 | 4,178 |
| Income before extraordinary items | $649,000 | 4,222 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $649,000 | 4,222 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $649,000 | 4,222 |
| Net charge-offs | $-28,000 | 6,818 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $237,720 | 5,381 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 4,230 |
| Total interest expense | $453,000 | 4,058 |
| Net interest income | $2,235,000 | 4,185 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $430,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $104,000 | 4,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $326,000 | 2,959 |
| Total noninterest expense | $2,473,000 | 3,532 |
| Salaries and employee benefits | $1,409,000 | 3,302 |
| Premises and equipment expense | $323,000 | 3,250 |
| Additional noninterest expense | $741,000 | 3,845 |
| Pre-tax net operating income | $192,000 | 5,344 |
| Securities gains (losses) | $365,000 | 735 |
| Applicable income taxes | $19,000 | 4,020 |
| Income before extraordinary items | $538,000 | 3,843 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $538,000 | 3,845 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $538,000 | 3,846 |
| Net charge-offs | $-112,000 | 7,104 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $183,950 | 5,235 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 4,237 |
| Total interest expense | $235,000 | 4,079 |
| Net interest income | $1,127,000 | 4,184 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $275,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $49,000 | 4,333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $226,000 | 2,478 |
| Total noninterest expense | $1,162,000 | 3,718 |
| Salaries and employee benefits | $664,000 | 3,480 |
| Premises and equipment expense | $159,000 | 3,310 |
| Additional noninterest expense | $339,000 | 4,058 |
| Pre-tax net operating income | $240,000 | 4,234 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $9,000 | 4,034 |
| Income before extraordinary items | $231,000 | 4,139 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $231,000 | 4,142 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $231,000 | 4,142 |
| Net charge-offs | $-85,000 | 7,161 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $231,000 | 3,994 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,015,000 | 4,053 |
| Total interest expense | $1,452,000 | 3,527 |
| Net interest income | $4,563,000 | 4,166 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $253,000 | 5,448 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $248,000 | 3,977 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $5,000 | 6,615 |
| Total noninterest expense | $5,277,000 | 3,392 |
| Salaries and employee benefits | $2,770,000 | 3,305 |
| Premises and equipment expense | $766,000 | 3,005 |
| Additional noninterest expense | $1,741,000 | 3,499 |
| Pre-tax net operating income | $-461,000 | 6,384 |
| Securities gains (losses) | $700,000 | 604 |
| Applicable income taxes | $9,000 | 4,328 |
| Income before extraordinary items | $230,000 | 5,455 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $230,000 | 5,457 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $230,000 | 5,457 |
| Net charge-offs | $-610,000 | 7,336 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-442,000 | 6,413 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,599,000 | 4,035 |
| Total interest expense | $1,166,000 | 3,480 |
| Net interest income | $3,433,000 | 4,177 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $120,000 | 6,096 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $196,000 | 3,886 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-76,000 | 7,041 |
| Total noninterest expense | $4,038,000 | 3,353 |
| Salaries and employee benefits | $2,105,000 | 3,278 |
| Premises and equipment expense | $592,000 | 2,968 |
| Additional noninterest expense | $1,341,000 | 3,422 |
| Pre-tax net operating income | $-485,000 | 6,595 |
| Securities gains (losses) | $612,000 | 552 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $127,000 | 5,792 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 5,793 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $127,000 | 5,793 |
| Net charge-offs | $-116,000 | 7,326 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-485,000 | 6,630 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,121,000 | 4,027 |
| Total interest expense | $817,000 | 3,455 |
| Net interest income | $2,304,000 | 4,174 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $270,000 | 4,328 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $132,000 | 3,851 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 4,088 |
| Total noninterest expense | $2,963,000 | 3,128 |
| Salaries and employee benefits | $1,389,000 | 3,331 |
| Premises and equipment expense | $397,000 | 2,976 |
| Additional noninterest expense | $1,177,000 | 2,778 |
| Pre-tax net operating income | $-389,000 | 6,722 |
| Securities gains (losses) | $195,000 | 751 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-194,000 | 6,623 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-194,000 | 6,623 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-194,000 | 6,623 |
| Net charge-offs | $-102,000 | 7,380 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-389,000 | 6,765 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 3,945 |
| Total interest expense | $423,000 | 3,476 |
| Net interest income | $1,208,000 | 4,031 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $125,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $70,000 | 4,124 |
| Total noninterest expense | $1,319,000 | 3,431 |
| Salaries and employee benefits | $625,000 | 3,607 |
| Premises and equipment expense | $202,000 | 2,961 |
| Additional noninterest expense | $492,000 | 3,232 |
| Pre-tax net operating income | $14,000 | 6,170 |
| Securities gains (losses) | $37,000 | 859 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $51,000 | 5,688 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $51,000 | 5,687 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $51,000 | 5,688 |
| Net charge-offs | $-103,000 | 7,450 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $14,000 | 6,162 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,181,000 | 3,844 |
| Total interest expense | $1,997,000 | 3,577 |
| Net interest income | $5,184,000 | 3,858 |
| Provision for loan and lease losses | $1,579,000 | 2,393 |
| Total noninterest income | $531,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $256,000 | 3,962 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $275,000 | 4,085 |
| Total noninterest expense | $5,980,000 | 3,120 |
| Salaries and employee benefits | $2,873,000 | 3,234 |
| Premises and equipment expense | $836,000 | 2,886 |
| Additional noninterest expense | $2,271,000 | 2,912 |
| Pre-tax net operating income | $-1,844,000 | 6,732 |
| Securities gains (losses) | $-581,000 | 7,442 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,425,000 | 6,921 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,425,000 | 6,921 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,425,000 | 6,922 |
| Net charge-offs | $1,118,000 | 2,533 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,844,000 | 6,791 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,542,000 | 3,837 |
| Total interest expense | $1,541,000 | 3,641 |
| Net interest income | $4,001,000 | 3,839 |
| Provision for loan and lease losses | $1,579,000 | 1,913 |
| Total noninterest income | $422,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $200,000 | 3,953 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $222,000 | 3,996 |
| Total noninterest expense | $4,325,000 | 3,210 |
| Salaries and employee benefits | $2,027,000 | 3,403 |
| Premises and equipment expense | $611,000 | 2,990 |
| Additional noninterest expense | $1,687,000 | 2,878 |
| Pre-tax net operating income | $-1,481,000 | 6,951 |
| Securities gains (losses) | $-608,000 | 7,606 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,089,000 | 7,150 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,089,000 | 7,148 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,089,000 | 7,150 |
| Net charge-offs | $1,015,000 | 2,179 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,481,000 | 7,008 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 3,807 |
| Total interest expense | $1,053,000 | 3,666 |
| Net interest income | $2,733,000 | 3,777 |
| Provision for loan and lease losses | $1,193,000 | 1,760 |
| Total noninterest income | $298,000 | 4,276 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $124,000 | 4,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $174,000 | 3,737 |
| Total noninterest expense | $2,909,000 | 3,193 |
| Salaries and employee benefits | $1,368,000 | 3,406 |
| Premises and equipment expense | $380,000 | 3,167 |
| Additional noninterest expense | $1,161,000 | 2,788 |
| Pre-tax net operating income | $-1,071,000 | 7,041 |
| Securities gains (losses) | $-403,000 | 7,671 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,474,000 | 7,234 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,474,000 | 7,233 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,474,000 | 7,234 |
| Net charge-offs | $857,000 | 1,876 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,071,000 | 7,091 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 3,814 |
| Total interest expense | $531,000 | 3,770 |
| Net interest income | $1,396,000 | 3,755 |
| Provision for loan and lease losses | $856,000 | 1,306 |
| Total noninterest income | $137,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $60,000 | 4,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 3,982 |
| Total noninterest expense | $1,380,000 | 3,370 |
| Salaries and employee benefits | $596,000 | 3,839 |
| Premises and equipment expense | $200,000 | 3,115 |
| Additional noninterest expense | $584,000 | 2,769 |
| Pre-tax net operating income | $-703,000 | 7,298 |
| Securities gains (losses) | $-488,000 | 7,831 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,191,000 | 7,515 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,191,000 | 7,516 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,191,000 | 7,516 |
| Net charge-offs | $-27,000 | 7,705 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-703,000 | 7,352 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,504,000 | 3,666 |
| Total interest expense | $3,465,000 | 3,074 |
| Net interest income | $5,039,000 | 3,931 |
| Provision for loan and lease losses | $1,769,000 | 2,645 |
| Total noninterest income | $559,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $308,000 | 3,833 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $251,000 | 4,270 |
| Total noninterest expense | $5,805,000 | 3,262 |
| Salaries and employee benefits | $2,434,000 | 3,766 |
| Premises and equipment expense | $764,000 | 3,249 |
| Additional noninterest expense | $2,607,000 | 2,648 |
| Pre-tax net operating income | $-1,976,000 | 6,626 |
| Securities gains (losses) | $406,000 | 1,007 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,570,000 | 6,596 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,570,000 | 6,597 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,570,000 | 6,597 |
| Net charge-offs | $1,484,000 | 2,382 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,976,000 | 6,745 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 3,670 |
| Total interest expense | $2,753,000 | 3,055 |
| Net interest income | $3,723,000 | 3,970 |
| Provision for loan and lease losses | $1,212,000 | 2,505 |
| Total noninterest income | $428,000 | 4,533 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $239,000 | 3,785 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $189,000 | 4,383 |
| Total noninterest expense | $4,129,000 | 3,420 |
| Salaries and employee benefits | $1,681,000 | 4,044 |
| Premises and equipment expense | $631,000 | 3,019 |
| Additional noninterest expense | $1,817,000 | 2,789 |
| Pre-tax net operating income | $-1,190,000 | 6,740 |
| Securities gains (losses) | $139,000 | 1,569 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,051,000 | 6,772 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,051,000 | 6,773 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,051,000 | 6,773 |
| Net charge-offs | $1,467,000 | 1,796 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,190,000 | 6,832 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 3,715 |
| Total interest expense | $1,903,000 | 3,082 |
| Net interest income | $2,385,000 | 4,056 |
| Provision for loan and lease losses | $992,000 | 2,079 |
| Total noninterest income | $288,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $163,000 | 3,727 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $125,000 | 4,425 |
| Total noninterest expense | $2,836,000 | 3,365 |
| Salaries and employee benefits | $1,125,000 | 4,061 |
| Premises and equipment expense | $411,000 | 3,107 |
| Additional noninterest expense | $1,300,000 | 2,641 |
| Pre-tax net operating income | $-1,155,000 | 7,096 |
| Securities gains (losses) | $8,000 | 2,641 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,147,000 | 7,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,147,000 | 7,198 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,147,000 | 7,199 |
| Net charge-offs | $988,000 | 1,640 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,155,000 | 7,205 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 3,705 |
| Total interest expense | $964,000 | 3,141 |
| Net interest income | $1,216,000 | 4,022 |
| Provision for loan and lease losses | $220,000 | 2,730 |
| Total noninterest income | $146,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $84,000 | 3,610 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $62,000 | 4,465 |
| Total noninterest expense | $1,275,000 | 3,593 |
| Salaries and employee benefits | $501,000 | 4,453 |
| Premises and equipment expense | $199,000 | 3,234 |
| Additional noninterest expense | $575,000 | 2,660 |
| Pre-tax net operating income | $-133,000 | 6,742 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-133,000 | 6,888 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-133,000 | 6,889 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-133,000 | 6,889 |
| Net charge-offs | $470,000 | 1,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-133,000 | 6,810 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,096,000 | 3,495 |
| Total interest expense | $4,741,000 | 3,104 |
| Net interest income | $5,355,000 | 3,766 |
| Provision for loan and lease losses | $2,037,000 | 1,768 |
| Total noninterest income | $615,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $372,000 | 3,600 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $243,000 | 4,494 |
| Total noninterest expense | $4,691,000 | 3,757 |
| Salaries and employee benefits | $2,131,000 | 4,247 |
| Premises and equipment expense | $711,000 | 3,476 |
| Additional noninterest expense | $1,849,000 | 3,070 |
| Pre-tax net operating income | $-758,000 | 6,902 |
| Securities gains (losses) | $71,000 | 1,367 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-687,000 | 6,826 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-687,000 | 6,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,992,000 | 1,000 |
| Cash dividends | $126,000 | 4,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-758,000 | 6,992 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,828,000 | 3,481 |
| Total interest expense | $3,724,000 | 3,083 |
| Net interest income | $4,104,000 | 3,736 |
| Provision for loan and lease losses | $1,068,000 | 1,759 |
| Total noninterest income | $468,000 | 4,473 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $288,000 | 3,564 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $180,000 | 4,640 |
| Total noninterest expense | $3,454,000 | 3,804 |
| Salaries and employee benefits | $1,618,000 | 4,225 |
| Premises and equipment expense | $535,000 | 3,485 |
| Additional noninterest expense | $1,301,000 | 3,152 |
| Pre-tax net operating income | $50,000 | 6,588 |
| Securities gains (losses) | $71,000 | 1,185 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $121,000 | 6,074 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $121,000 | 6,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,572,000 | 978 |
| Cash dividends | $126,000 | 4,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $50,000 | 6,572 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 3,465 |
| Total interest expense | $2,682,000 | 3,001 |
| Net interest income | $2,665,000 | 3,802 |
| Provision for loan and lease losses | $993,000 | 1,236 |
| Total noninterest income | $317,000 | 4,511 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $193,000 | 3,553 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $124,000 | 4,654 |
| Total noninterest expense | $2,212,000 | 3,934 |
| Salaries and employee benefits | $1,069,000 | 4,298 |
| Premises and equipment expense | $351,000 | 3,541 |
| Additional noninterest expense | $792,000 | 3,390 |
| Pre-tax net operating income | $-223,000 | 7,352 |
| Securities gains (losses) | $71,000 | 1,196 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-152,000 | 7,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-152,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $670,000 | 1,095 |
| Cash dividends | $126,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-223,000 | 7,421 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 3,390 |
| Total interest expense | $1,476,000 | 2,918 |
| Net interest income | $1,361,000 | 3,739 |
| Provision for loan and lease losses | $968,000 | 634 |
| Total noninterest income | $177,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $102,000 | 3,412 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $75,000 | 4,329 |
| Total noninterest expense | $1,115,000 | 3,918 |
| Salaries and employee benefits | $530,000 | 4,347 |
| Premises and equipment expense | $174,000 | 3,583 |
| Additional noninterest expense | $411,000 | 3,236 |
| Pre-tax net operating income | $-545,000 | 8,111 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-545,000 | 8,170 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-545,000 | 8,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 629 |
| Cash dividends | $76,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-545,000 | 8,157 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,799,000 | 3,335 |
| Total interest expense | $6,173,000 | 2,945 |
| Net interest income | $5,626,000 | 3,677 |
| Provision for loan and lease losses | $6,850,000 | 318 |
| Total noninterest income | $694,000 | 4,323 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $429,000 | 3,388 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $265,000 | 4,467 |
| Total noninterest expense | $3,891,000 | 4,208 |
| Salaries and employee benefits | $2,073,000 | 4,283 |
| Premises and equipment expense | $735,000 | 3,313 |
| Additional noninterest expense | $1,083,000 | 4,385 |
| Pre-tax net operating income | $-4,421,000 | 8,432 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-4,416,000 | 8,441 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,416,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,053,000 | 266 |
| Cash dividends | $1,360,000 | 2,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-4,421,000 | 8,438 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,773,000 | 3,362 |
| Total interest expense | $4,581,000 | 2,959 |
| Net interest income | $4,192,000 | 3,699 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $520,000 | 4,323 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $328,000 | 3,350 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $192,000 | 4,557 |
| Total noninterest expense | $2,989,000 | 4,108 |
| Salaries and employee benefits | $1,592,000 | 4,191 |
| Premises and equipment expense | $573,000 | 3,189 |
| Additional noninterest expense | $824,000 | 4,289 |
| Pre-tax net operating income | $1,498,000 | 3,480 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,499,000 | 2,969 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,499,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,637 |
| Cash dividends | $1,055,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,498,000 | 2,958 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,683,000 | 3,453 |
| Total interest expense | $2,935,000 | 3,056 |
| Net interest income | $2,748,000 | 3,774 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $337,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $215,000 | 3,366 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $122,000 | 4,722 |
| Total noninterest expense | $1,975,000 | 4,161 |
| Salaries and employee benefits | $1,068,000 | 4,207 |
| Premises and equipment expense | $378,000 | 3,225 |
| Additional noninterest expense | $529,000 | 4,416 |
| Pre-tax net operating income | $960,000 | 3,618 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $962,000 | 3,114 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $962,000 | 3,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 1,121 |
| Cash dividends | $750,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $960,000 | 3,100 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 3,500 |
| Total interest expense | $1,423,000 | 3,122 |
| Net interest income | $1,352,000 | 3,813 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $170,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $103,000 | 3,387 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $67,000 | 4,543 |
| Total noninterest expense | $1,001,000 | 4,142 |
| Salaries and employee benefits | $545,000 | 4,169 |
| Premises and equipment expense | $199,000 | 3,126 |
| Additional noninterest expense | $257,000 | 4,446 |
| Pre-tax net operating income | $446,000 | 3,767 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $448,000 | 3,244 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $448,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,228 |
| Cash dividends | $375,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $446,000 | 3,229 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,984,000 | 3,570 |
| Total interest expense | $4,618,000 | 3,238 |
| Net interest income | $5,366,000 | 3,816 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $626,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $419,000 | 3,437 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $207,000 | 5,061 |
| Total noninterest expense | $3,888,000 | 4,068 |
| Salaries and employee benefits | $2,045,000 | 4,193 |
| Premises and equipment expense | $718,000 | 3,276 |
| Additional noninterest expense | $1,125,000 | 4,139 |
| Pre-tax net operating income | $1,804,000 | 3,882 |
| Securities gains (losses) | $8,000 | 1,147 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,812,000 | 3,333 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,812,000 | 3,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,196 |
| Cash dividends | $1,500,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,804,000 | 3,318 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,257,000 | 3,641 |
| Total interest expense | $3,256,000 | 3,287 |
| Net interest income | $4,001,000 | 3,846 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $487,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $321,000 | 3,419 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $166,000 | 4,928 |
| Total noninterest expense | $2,916,000 | 4,060 |
| Salaries and employee benefits | $1,508,000 | 4,216 |
| Premises and equipment expense | $565,000 | 3,156 |
| Additional noninterest expense | $843,000 | 4,115 |
| Pre-tax net operating income | $1,347,000 | 4,025 |
| Securities gains (losses) | $8,000 | 944 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,355,000 | 3,425 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,355,000 | 3,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,234 |
| Cash dividends | $1,125,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,347,000 | 3,429 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 3,723 |
| Total interest expense | $2,021,000 | 3,347 |
| Net interest income | $2,598,000 | 3,935 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $341,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $208,000 | 3,467 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $133,000 | 4,544 |
| Total noninterest expense | $1,931,000 | 4,093 |
| Salaries and employee benefits | $1,004,000 | 4,244 |
| Premises and equipment expense | $380,000 | 3,123 |
| Additional noninterest expense | $547,000 | 4,200 |
| Pre-tax net operating income | $858,000 | 4,163 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $858,000 | 3,570 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $858,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,314 |
| Cash dividends | $750,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $858,000 | 3,555 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 3,798 |
| Total interest expense | $945,000 | 3,400 |
| Net interest income | $1,261,000 | 4,021 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $158,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $101,000 | 3,453 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,857 |
| Total noninterest expense | $981,000 | 4,070 |
| Salaries and employee benefits | $509,000 | 4,232 |
| Premises and equipment expense | $190,000 | 3,138 |
| Additional noninterest expense | $282,000 | 4,091 |
| Pre-tax net operating income | $363,000 | 4,507 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $363,000 | 3,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $363,000 | 3,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,328 |
| Cash dividends | $375,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $363,000 | 3,915 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,916,000 | 3,789 |
| Total interest expense | $2,973,000 | 3,356 |
| Net interest income | $4,943,000 | 3,986 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $603,000 | 4,774 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $376,000 | 3,693 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $227,000 | 4,920 |
| Total noninterest expense | $3,524,000 | 4,266 |
| Salaries and employee benefits | $1,865,000 | 4,351 |
| Premises and equipment expense | $570,000 | 3,811 |
| Additional noninterest expense | $1,089,000 | 4,140 |
| Pre-tax net operating income | $1,722,000 | 4,059 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,728,000 | 3,466 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,728,000 | 3,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 1,914 |
| Cash dividends | $1,425,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,722,000 | 3,437 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 3,828 |
| Total interest expense | $2,095,000 | 3,390 |
| Net interest income | $3,654,000 | 4,032 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $480,000 | 4,658 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $305,000 | 3,522 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $175,000 | 4,897 |
| Total noninterest expense | $2,572,000 | 4,324 |
| Salaries and employee benefits | $1,373,000 | 4,383 |
| Premises and equipment expense | $392,000 | 4,027 |
| Additional noninterest expense | $807,000 | 4,153 |
| Pre-tax net operating income | $1,337,000 | 4,048 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,331,000 | 3,426 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,331,000 | 3,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,534 |
| Cash dividends | $1,050,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,337,000 | 3,369 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,737,000 | 3,824 |
| Total interest expense | $1,313,000 | 3,396 |
| Net interest income | $2,424,000 | 4,028 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $331,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $179,000 | 3,755 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $1,686,000 | 4,364 |
| Salaries and employee benefits | $902,000 | 4,412 |
| Premises and equipment expense | $254,000 | 4,103 |
| Additional noninterest expense | $530,000 | 4,178 |
| Pre-tax net operating income | $919,000 | 3,936 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $925,000 | 3,280 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $925,000 | 3,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,898 |
| Cash dividends | $700,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $919,000 | 3,255 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 3,883 |
| Total interest expense | $620,000 | 3,423 |
| Net interest income | $1,200,000 | 4,066 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $144,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,776 |
| Total noninterest expense | $844,000 | 4,383 |
| Salaries and employee benefits | $443,000 | 4,496 |
| Premises and equipment expense | $135,000 | 3,965 |
| Additional noninterest expense | $266,000 | 4,163 |
| Pre-tax net operating income | $425,000 | 4,107 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $425,000 | 3,470 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $425,000 | 3,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $350,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $425,000 | 3,433 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,056,000 | 3,779 |
| Total interest expense | $2,276,000 | 3,281 |
| Net interest income | $4,780,000 | 3,939 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $631,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $374,000 | 3,795 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $257,000 | 4,577 |
| Total noninterest expense | $3,344,000 | 4,324 |
| Salaries and employee benefits | $1,748,000 | 4,430 |
| Premises and equipment expense | $535,000 | 3,877 |
| Additional noninterest expense | $1,061,000 | 4,138 |
| Pre-tax net operating income | $1,767,000 | 3,837 |
| Securities gains (losses) | $94,000 | 1,287 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,861,000 | 3,107 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,861,000 | 3,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,420 |
| Cash dividends | $1,275,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,767,000 | 3,167 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,242,000 | 3,779 |
| Total interest expense | $1,691,000 | 3,260 |
| Net interest income | $3,551,000 | 3,961 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $499,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $278,000 | 3,846 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $221,000 | 4,315 |
| Total noninterest expense | $2,410,000 | 4,422 |
| Salaries and employee benefits | $1,211,000 | 4,649 |
| Premises and equipment expense | $399,000 | 3,882 |
| Additional noninterest expense | $800,000 | 4,081 |
| Pre-tax net operating income | $1,415,000 | 3,726 |
| Securities gains (losses) | $93,000 | 1,219 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,508,000 | 2,940 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,508,000 | 2,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,829 |
| Cash dividends | $775,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,415,000 | 3,043 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 3,846 |
| Total interest expense | $1,118,000 | 3,262 |
| Net interest income | $2,306,000 | 4,044 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $303,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $183,000 | 3,867 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $120,000 | 4,788 |
| Total noninterest expense | $1,638,000 | 4,386 |
| Salaries and employee benefits | $809,000 | 4,679 |
| Premises and equipment expense | $276,000 | 3,787 |
| Additional noninterest expense | $553,000 | 3,994 |
| Pre-tax net operating income | $821,000 | 4,040 |
| Securities gains (losses) | $42,000 | 1,561 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $863,000 | 3,325 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $863,000 | 3,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,904 |
| Cash dividends | $350,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $821,000 | 3,376 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 3,913 |
| Total interest expense | $561,000 | 3,289 |
| Net interest income | $1,113,000 | 4,147 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $143,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 3,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $797,000 | 4,494 |
| Salaries and employee benefits | $397,000 | 4,768 |
| Premises and equipment expense | $131,000 | 3,970 |
| Additional noninterest expense | $269,000 | 4,077 |
| Pre-tax net operating income | $384,000 | 4,183 |
| Securities gains (losses) | $26,000 | 1,575 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $410,000 | 3,437 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $410,000 | 3,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 1,873 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $384,000 | 3,496 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,705,000 | 3,956 |
| Total interest expense | $2,585,000 | 3,261 |
| Net interest income | $4,120,000 | 4,274 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $643,000 | 4,784 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $367,000 | 3,836 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $276,000 | 4,669 |
| Total noninterest expense | $3,153,000 | 4,459 |
| Salaries and employee benefits | $1,548,000 | 4,753 |
| Premises and equipment expense | $459,000 | 4,325 |
| Additional noninterest expense | $1,146,000 | 3,865 |
| Pre-tax net operating income | $1,310,000 | 4,467 |
| Securities gains (losses) | $34,000 | 2,826 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,344,000 | 3,830 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,344,000 | 3,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $1,100,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,310,000 | 3,729 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,036,000 | 4,009 |
| Total interest expense | $1,994,000 | 3,298 |
| Net interest income | $3,042,000 | 4,349 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $488,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $271,000 | 3,891 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $217,000 | 4,626 |
| Total noninterest expense | $2,231,000 | 4,616 |
| Salaries and employee benefits | $1,092,000 | 4,934 |
| Premises and equipment expense | $309,000 | 4,620 |
| Additional noninterest expense | $830,000 | 3,966 |
| Pre-tax net operating income | $1,074,000 | 4,372 |
| Securities gains (losses) | $-46,000 | 9,069 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,028,000 | 3,917 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,028,000 | 3,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,905 |
| Cash dividends | $720,000 | 2,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,074,000 | 3,643 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 3,978 |
| Total interest expense | $1,377,000 | 3,295 |
| Net interest income | $2,042,000 | 4,333 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $320,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $173,000 | 3,955 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $147,000 | 4,602 |
| Total noninterest expense | $1,484,000 | 4,630 |
| Salaries and employee benefits | $742,000 | 4,870 |
| Premises and equipment expense | $194,000 | 4,796 |
| Additional noninterest expense | $548,000 | 3,969 |
| Pre-tax net operating income | $728,000 | 4,324 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $728,000 | 3,756 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $728,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $460,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $728,000 | 3,561 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 3,925 |
| Total interest expense | $716,000 | 3,253 |
| Net interest income | $1,033,000 | 4,295 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $158,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $83,000 | 3,993 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 4,475 |
| Total noninterest expense | $767,000 | 4,498 |
| Salaries and employee benefits | $388,000 | 4,714 |
| Premises and equipment expense | $98,000 | 4,773 |
| Additional noninterest expense | $281,000 | 3,856 |
| Pre-tax net operating income | $349,000 | 4,396 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $349,000 | 3,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $349,000 | 3,629 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 3,681 |
| Total interest expense | $3,219,000 | 3,329 |
| Net interest income | $4,679,000 | 3,859 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $623,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $327,000 | 4,042 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $296,000 | 4,287 |
| Total noninterest expense | $3,042,000 | 4,412 |
| Salaries and employee benefits | $1,562,000 | 4,540 |
| Premises and equipment expense | $413,000 | 4,538 |
| Additional noninterest expense | $1,067,000 | 3,971 |
| Pre-tax net operating income | $1,960,000 | 3,483 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,960,000 | 2,842 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,960,000 | 2,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,150 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,960,000 | 2,758 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,620,000 | 4,176 |
| Total interest expense | $3,551,000 | 4,161 |
| Net interest income | $4,069,000 | 4,069 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $693,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $367,000 | 3,633 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $326,000 | 3,933 |
| Total noninterest expense | $2,892,000 | 4,461 |
| Salaries and employee benefits | $1,438,000 | 4,660 |
| Premises and equipment expense | $420,000 | 4,441 |
| Additional noninterest expense | $1,034,000 | 3,951 |
| Pre-tax net operating income | $1,670,000 | 3,602 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,670,000 | 2,970 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,670,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,946 |
| Cash dividends | $1,450,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,670,000 | 2,872 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,875,000 | 4,656 |
| Total interest expense | $3,416,000 | 4,467 |
| Net interest income | $3,459,000 | 4,641 |
| Provision for loan and lease losses | $140,000 | 4,540 |
| Total noninterest income | $674,000 | 4,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,827 |
| Total noninterest expense | $2,712,000 | 4,579 |
| Salaries and employee benefits | $1,345,000 | 4,769 |
| Premises and equipment expense | $360,000 | 4,840 |
| Additional noninterest expense | $1,007,000 | 3,979 |
| Pre-tax net operating income | $1,281,000 | 4,542 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,281,000 | 3,678 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,281,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,380 |
| Cash dividends | $1,167,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,281,000 | 3,668 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,701,000 | 4,571 |
| Total interest expense | $3,067,000 | 4,517 |
| Net interest income | $3,634,000 | 4,526 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $608,000 | 4,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,069 |
| Total noninterest expense | $2,559,000 | 4,793 |
| Salaries and employee benefits | $1,228,000 | 5,077 |
| Premises and equipment expense | $362,000 | 4,853 |
| Additional noninterest expense | $969,000 | 4,123 |
| Pre-tax net operating income | $1,623,000 | 3,886 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $13,000 | 8,404 |
| Income before extraordinary items | $1,610,000 | 3,071 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,610,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,930 |
| Cash dividends | $1,270,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,610,000 | 3,036 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,479,000 | 4,687 |
| Total interest expense | $3,095,000 | 4,606 |
| Net interest income | $3,384,000 | 4,712 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $538,000 | 4,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 3,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,630 |
| Total noninterest expense | $2,436,000 | 4,857 |
| Salaries and employee benefits | $1,212,000 | 5,038 |
| Premises and equipment expense | $359,000 | 4,803 |
| Additional noninterest expense | $865,000 | 4,421 |
| Pre-tax net operating income | $1,426,000 | 4,348 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,426,000 | 3,388 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,426,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,165 |
| Cash dividends | $1,250,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,426,000 | 3,299 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,356,000 | 4,846 |
| Total interest expense | $2,925,000 | 4,826 |
| Net interest income | $3,431,000 | 4,800 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $542,000 | 4,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 3,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,581 |
| Total noninterest expense | $2,368,000 | 4,999 |
| Salaries and employee benefits | $1,188,000 | 5,145 |
| Premises and equipment expense | $361,000 | 4,786 |
| Additional noninterest expense | $819,000 | 4,639 |
| Pre-tax net operating income | $1,545,000 | 4,383 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $190,000 | 7,017 |
| Income before extraordinary items | $1,355,000 | 3,669 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,355,000 | 3,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,260 |
| Cash dividends | $1,300,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,355,000 | 3,596 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,180,000 | 5,067 |
| Total interest expense | $2,780,000 | 5,106 |
| Net interest income | $3,400,000 | 4,943 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $554,000 | 4,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 4,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,648 |
| Total noninterest expense | $2,220,000 | 5,504 |
| Salaries and employee benefits | $1,124,000 | 5,498 |
| Premises and equipment expense | $378,000 | 4,742 |
| Additional noninterest expense | $718,000 | 5,642 |
| Pre-tax net operating income | $1,674,000 | 3,985 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $495,000 | 4,182 |
| Income before extraordinary items | $1,179,000 | 3,929 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,179,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $900,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,179,000 | 3,883 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,800,000 | 5,351 |
| Total interest expense | $2,622,000 | 5,352 |
| Net interest income | $3,178,000 | 5,242 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $450,000 | 5,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,887 |
| Total noninterest expense | $2,108,000 | 5,759 |
| Salaries and employee benefits | $1,099,000 | 5,603 |
| Premises and equipment expense | $354,000 | 4,980 |
| Additional noninterest expense | $655,000 | 6,161 |
| Pre-tax net operating income | $1,510,000 | 4,432 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $469,000 | 4,396 |
| Income before extraordinary items | $1,041,000 | 4,437 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,041,000 | 4,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 11,478 |
| Cash dividends | $850,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,041,000 | 4,431 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 5,374 |
| Total interest expense | $2,069,000 | 5,465 |
| Net interest income | $3,259,000 | 5,250 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $460,000 | 5,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,902 |
| Total noninterest expense | $2,097,000 | 5,969 |
| Salaries and employee benefits | $1,041,000 | 5,899 |
| Premises and equipment expense | $394,000 | 4,638 |
| Additional noninterest expense | $662,000 | 6,591 |
| Pre-tax net operating income | $1,562,000 | 4,263 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $483,000 | 4,166 |
| Income before extraordinary items | $1,079,000 | 4,245 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,079,000 | 4,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $805,000 | 2,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,079,000 | 4,296 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,156,000 | 5,621 |
| Total interest expense | $2,040,000 | 5,735 |
| Net interest income | $3,116,000 | 5,493 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $410,000 | 6,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,048 |
| Total noninterest expense | $2,055,000 | 6,188 |
| Salaries and employee benefits | $984,000 | 6,221 |
| Premises and equipment expense | $387,000 | 4,845 |
| Additional noninterest expense | $684,000 | 6,673 |
| Pre-tax net operating income | $1,411,000 | 4,569 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $499,000 | 4,204 |
| Income before extraordinary items | $912,000 | 5,043 |
| Extraordinary gains, net | $-20,000 | 12,458 |
| Net income | $892,000 | 5,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $555,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $912,000 | 4,818 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 6,181 |
| Total interest expense | $2,396,000 | 6,191 |
| Net interest income | $2,803,000 | 6,043 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $422,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 6,237 |
| Total noninterest expense | $1,956,000 | 6,491 |
| Salaries and employee benefits | $930,000 | 6,452 |
| Premises and equipment expense | $411,000 | 4,702 |
| Additional noninterest expense | $615,000 | 7,375 |
| Pre-tax net operating income | $1,209,000 | 4,890 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $421,000 | 4,603 |
| Income before extraordinary items | $788,000 | 5,423 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $788,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 13,212 |
| Cash dividends | $255,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $788,000 | 5,111 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.