Home > Harvest Home Savings Bank > Income and Expense
Harvest Home Savings Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,538,000 | 4,654 |
| Total interest expense | $4,211,000 | 3,431 |
| Net interest income | $2,327,000 | 6,064 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $99,000 | 8,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $1,564,000 | 6,618 |
| Salaries and employee benefits | $905,000 | 6,278 |
| Premises and equipment expense | $143,000 | 7,784 |
| Additional noninterest expense | $516,000 | 6,393 |
| Pre-tax net operating income | $850,000 | 5,753 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $289,000 | 4,900 |
| Income before extraordinary items | $561,000 | 6,097 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $561,000 | 6,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 734 |
| Net operating income | $561,000 | 6,069 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,363,000 | 4,783 |
| Total interest expense | $4,122,000 | 3,587 |
| Net interest income | $2,241,000 | 6,229 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $64,000 | 9,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,838 |
| Total noninterest expense | $1,469,000 | 6,781 |
| Salaries and employee benefits | $866,000 | 6,374 |
| Premises and equipment expense | $125,000 | 8,162 |
| Additional noninterest expense | $478,000 | 6,590 |
| Pre-tax net operating income | $824,000 | 5,995 |
| Securities gains (losses) | $37,000 | 1,967 |
| Applicable income taxes | $262,000 | 5,533 |
| Income before extraordinary items | $599,000 | 6,060 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $599,000 | 6,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 677 |
| Net operating income | $573,100 | 6,084 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,172,000 | 4,953 |
| Total interest expense | $3,957,000 | 3,711 |
| Net interest income | $2,215,000 | 6,501 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $50,000 | 10,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $1,407,000 | 7,018 |
| Salaries and employee benefits | $853,000 | 6,523 |
| Premises and equipment expense | $106,000 | 8,826 |
| Additional noninterest expense | $448,000 | 6,945 |
| Pre-tax net operating income | $846,000 | 6,346 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $288,000 | 5,839 |
| Income before extraordinary items | $559,000 | 6,607 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $559,000 | 6,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 687 |
| Net operating income | $558,340 | 6,560 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,181,000 | 5,788 |
| Total interest expense | $3,150,000 | 4,574 |
| Net interest income | $2,031,000 | 7,080 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $68,000 | 10,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,237 |
| Total noninterest expense | $1,811,000 | 6,358 |
| Salaries and employee benefits | $831,000 | 6,827 |
| Premises and equipment expense | $111,000 | 8,998 |
| Additional noninterest expense | $869,000 | 4,876 |
| Pre-tax net operating income | $288,000 | 9,213 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $100,000 | 8,748 |
| Income before extraordinary items | $194,000 | 9,353 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $194,000 | 9,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-73,000 | 11,338 |
| Net operating income | $190,040 | 9,336 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 6,266 |
| Total interest expense | $2,724,000 | 5,183 |
| Net interest income | $1,949,000 | 7,417 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $44,000 | 11,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,604 |
| Total noninterest expense | $1,260,000 | 7,991 |
| Salaries and employee benefits | $681,000 | 7,848 |
| Premises and equipment expense | $100,000 | 9,626 |
| Additional noninterest expense | $479,000 | 7,436 |
| Pre-tax net operating income | $724,000 | 7,203 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $256,000 | 6,556 |
| Income before extraordinary items | $468,000 | 7,498 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $468,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $875,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 539 |
| Net operating income | $468,000 | 7,461 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,276,000 | 6,382 |
| Total interest expense | $2,398,000 | 4,817 |
| Net interest income | $1,878,000 | 7,864 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $44,000 | 12,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $1,273,000 | 8,348 |
| Salaries and employee benefits | $661,000 | 8,188 |
| Premises and equipment expense | $105,000 | 9,868 |
| Additional noninterest expense | $507,000 | 7,773 |
| Pre-tax net operating income | $637,000 | 7,794 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $187,000 | 7,575 |
| Income before extraordinary items | $450,000 | 7,713 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $450,000 | 7,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,540,000 | 218 |
| Net operating income | $450,000 | 7,758 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 6,226 |
| Total interest expense | $2,564,000 | 4,705 |
| Net interest income | $2,009,000 | 7,645 |
| Provision for loan and lease losses | $59,000 | 7,168 |
| Total noninterest income | $54,000 | 12,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $1,257,000 | 8,666 |
| Salaries and employee benefits | $659,000 | 8,309 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $484,000 | 8,389 |
| Pre-tax net operating income | $747,000 | 7,106 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $271,000 | 6,473 |
| Income before extraordinary items | $476,000 | 7,734 |
| Extraordinary gains, net | $-75,000 | 12,848 |
| Net income | $401,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $476,000 | 7,482 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 6,383 |
| Total interest expense | $3,161,000 | 4,937 |
| Net interest income | $1,842,000 | 8,212 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $76,000 | 12,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $1,093,000 | 9,545 |
| Salaries and employee benefits | $530,000 | 9,485 |
| Premises and equipment expense | $216,000 | 7,482 |
| Additional noninterest expense | $347,000 | 10,227 |
| Pre-tax net operating income | $825,000 | 6,450 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $300,000 | 5,919 |
| Income before extraordinary items | $532,000 | 7,056 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $532,000 | 7,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $527,520 | 6,729 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.