Home > Harvest Community Bank > Income and Expense
Harvest Community Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 3,905 |
| Total interest expense | $860,000 | 2,682 |
| Net interest income | $3,876,000 | 4,054 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $100,000 | 5,492 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $20,000 | 5,570 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $80,000 | 5,100 |
| Total noninterest expense | $5,702,000 | 2,934 |
| Salaries and employee benefits | $2,016,000 | 3,818 |
| Premises and equipment expense | $653,000 | 2,866 |
| Additional noninterest expense | $3,033,000 | 1,966 |
| Pre-tax net operating income | $-1,726,000 | 5,869 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $4,000 | 4,104 |
| Income before extraordinary items | $-1,729,000 | 5,871 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,729,000 | 5,870 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,729,000 | 5,870 |
| Net charge-offs | $359,000 | 1,363 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-1,730,000 | 5,870 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 3,908 |
| Total interest expense | $654,000 | 2,655 |
| Net interest income | $2,939,000 | 4,073 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $57,000 | 5,673 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $15,000 | 5,633 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $42,000 | 5,341 |
| Total noninterest expense | $4,354,000 | 2,907 |
| Salaries and employee benefits | $1,544,000 | 3,773 |
| Premises and equipment expense | $488,000 | 2,882 |
| Additional noninterest expense | $2,322,000 | 1,916 |
| Pre-tax net operating income | $-1,358,000 | 5,935 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $4,000 | 4,144 |
| Income before extraordinary items | $-1,361,000 | 5,936 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,361,000 | 5,936 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,361,000 | 5,936 |
| Net charge-offs | $206,000 | 1,429 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-1,362,000 | 5,934 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 3,820 |
| Total interest expense | $445,000 | 2,635 |
| Net interest income | $2,099,000 | 3,972 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $83,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $11,000 | 5,661 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $72,000 | 4,753 |
| Total noninterest expense | $2,883,000 | 2,933 |
| Salaries and employee benefits | $1,037,000 | 3,792 |
| Premises and equipment expense | $315,000 | 2,947 |
| Additional noninterest expense | $1,531,000 | 1,941 |
| Pre-tax net operating income | $-701,000 | 5,999 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $2,000 | 4,190 |
| Income before extraordinary items | $-702,000 | 6,002 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-702,000 | 6,001 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-702,000 | 6,001 |
| Net charge-offs | $209,000 | 1,097 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-703,000 | 5,999 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 3,870 |
| Total interest expense | $230,000 | 2,574 |
| Net interest income | $1,013,000 | 4,051 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $45,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $6,000 | 5,671 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $39,000 | 4,661 |
| Total noninterest expense | $1,482,000 | 2,901 |
| Salaries and employee benefits | $516,000 | 3,826 |
| Premises and equipment expense | $166,000 | 2,875 |
| Additional noninterest expense | $800,000 | 1,859 |
| Pre-tax net operating income | $-424,000 | 6,056 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-424,000 | 6,056 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-424,000 | 6,056 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-424,000 | 6,056 |
| Net charge-offs | $23,000 | 1,894 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-424,000 | 6,055 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,780,000 | 3,525 |
| Total interest expense | $1,226,000 | 2,084 |
| Net interest income | $4,554,000 | 3,789 |
| Provision for loan and lease losses | $4,449,000 | 236 |
| Total noninterest income | $219,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $25,000 | 5,757 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $194,000 | 4,493 |
| Total noninterest expense | $6,666,000 | 2,649 |
| Salaries and employee benefits | $1,983,000 | 3,921 |
| Premises and equipment expense | $733,000 | 2,729 |
| Additional noninterest expense | $3,950,000 | 1,547 |
| Pre-tax net operating income | $-6,342,000 | 6,174 |
| Securities gains (losses) | $356,000 | 479 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $-5,988,000 | 6,167 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,988,000 | 6,167 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-5,988,000 | 6,167 |
| Net charge-offs | $6,084,000 | 161 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $640,000 | 275 |
| Net operating income | $-6,344,000 | 6,167 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 3,498 |
| Total interest expense | $970,000 | 2,014 |
| Net interest income | $3,490,000 | 3,791 |
| Provision for loan and lease losses | $4,424,000 | 182 |
| Total noninterest income | $211,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $19,000 | 5,834 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 4,194 |
| Total noninterest expense | $5,072,000 | 2,634 |
| Salaries and employee benefits | $1,506,000 | 3,917 |
| Premises and equipment expense | $570,000 | 2,695 |
| Additional noninterest expense | $2,996,000 | 1,528 |
| Pre-tax net operating income | $-5,795,000 | 6,262 |
| Securities gains (losses) | $356,000 | 418 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $-5,441,000 | 6,256 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,441,000 | 6,257 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-5,441,000 | 6,257 |
| Net charge-offs | $4,822,000 | 146 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-5,797,000 | 6,256 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 3,453 |
| Total interest expense | $665,000 | 1,981 |
| Net interest income | $2,385,000 | 3,748 |
| Provision for loan and lease losses | $2,779,000 | 195 |
| Total noninterest income | $159,000 | 4,806 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $12,000 | 5,905 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $147,000 | 4,046 |
| Total noninterest expense | $3,458,000 | 2,619 |
| Salaries and employee benefits | $988,000 | 3,979 |
| Premises and equipment expense | $392,000 | 2,641 |
| Additional noninterest expense | $2,078,000 | 1,486 |
| Pre-tax net operating income | $-3,693,000 | 6,339 |
| Securities gains (losses) | $281,000 | 404 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $-3,414,000 | 6,331 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-3,414,000 | 6,331 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-3,414,000 | 6,331 |
| Net charge-offs | $3,453,000 | 137 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-3,695,000 | 6,333 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 3,385 |
| Total interest expense | $335,000 | 1,986 |
| Net interest income | $1,242,000 | 3,645 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $72,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $7,000 | 5,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $65,000 | 4,202 |
| Total noninterest expense | $1,407,000 | 3,035 |
| Salaries and employee benefits | $479,000 | 4,073 |
| Premises and equipment expense | $207,000 | 2,582 |
| Additional noninterest expense | $721,000 | 2,048 |
| Pre-tax net operating income | $-123,000 | 6,246 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $-125,000 | 6,261 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-125,000 | 6,261 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-125,000 | 6,262 |
| Net charge-offs | $1,368,000 | 174 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-125,000 | 6,247 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,881,000 | 3,221 |
| Total interest expense | $1,140,000 | 2,348 |
| Net interest income | $5,741,000 | 3,345 |
| Provision for loan and lease losses | $3,100,000 | 319 |
| Total noninterest income | $306,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $30,000 | 6,007 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $276,000 | 4,123 |
| Total noninterest expense | $6,394,000 | 2,794 |
| Salaries and employee benefits | $2,112,000 | 3,881 |
| Premises and equipment expense | $698,000 | 2,923 |
| Additional noninterest expense | $3,584,000 | 1,730 |
| Pre-tax net operating income | $-3,447,000 | 6,472 |
| Securities gains (losses) | $11,000 | 2,605 |
| Applicable income taxes | $-1,415,000 | 6,440 |
| Income before extraordinary items | $-2,021,000 | 6,421 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-2,021,000 | 6,420 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,021,000 | 6,420 |
| Net charge-offs | $2,103,000 | 490 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,028,040 | 6,425 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,165,000 | 3,248 |
| Total interest expense | $828,000 | 2,450 |
| Net interest income | $4,337,000 | 3,363 |
| Provision for loan and lease losses | $1,350,000 | 499 |
| Total noninterest income | $233,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $23,000 | 6,070 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $210,000 | 4,140 |
| Total noninterest expense | $4,690,000 | 2,848 |
| Salaries and employee benefits | $1,630,000 | 3,836 |
| Premises and equipment expense | $519,000 | 2,967 |
| Additional noninterest expense | $2,541,000 | 1,812 |
| Pre-tax net operating income | $-1,470,000 | 6,504 |
| Securities gains (losses) | $11,000 | 2,296 |
| Applicable income taxes | $-597,000 | 6,525 |
| Income before extraordinary items | $-862,000 | 6,464 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-862,000 | 6,463 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-862,000 | 6,463 |
| Net charge-offs | $220,000 | 1,898 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-869,040 | 6,464 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 3,180 |
| Total interest expense | $545,000 | 2,494 |
| Net interest income | $2,994,000 | 3,276 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $158,000 | 4,977 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $15,000 | 6,119 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $143,000 | 4,103 |
| Total noninterest expense | $2,637,000 | 3,221 |
| Salaries and employee benefits | $1,077,000 | 3,868 |
| Premises and equipment expense | $354,000 | 2,938 |
| Additional noninterest expense | $1,206,000 | 2,477 |
| Pre-tax net operating income | $515,000 | 4,128 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $172,000 | 2,552 |
| Income before extraordinary items | $354,000 | 4,490 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $354,000 | 4,494 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $354,000 | 4,495 |
| Net charge-offs | $67,000 | 2,535 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $346,630 | 4,476 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 3,206 |
| Total interest expense | $271,000 | 2,528 |
| Net interest income | $1,484,000 | 3,297 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $77,000 | 4,994 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $8,000 | 6,133 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $69,000 | 4,116 |
| Total noninterest expense | $1,392,000 | 3,135 |
| Salaries and employee benefits | $540,000 | 3,899 |
| Premises and equipment expense | $187,000 | 2,883 |
| Additional noninterest expense | $665,000 | 2,245 |
| Pre-tax net operating income | $169,000 | 4,720 |
| Securities gains (losses) | $11,000 | 1,130 |
| Applicable income taxes | $40,000 | 3,106 |
| Income before extraordinary items | $140,000 | 4,774 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $140,000 | 4,776 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $140,000 | 4,775 |
| Net charge-offs | $16,000 | 2,612 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $131,420 | 4,811 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 3,115 |
| Total interest expense | $1,182,000 | 2,596 |
| Net interest income | $6,234,000 | 3,177 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $320,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $29,000 | 6,300 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $291,000 | 4,129 |
| Total noninterest expense | $5,393,000 | 3,229 |
| Salaries and employee benefits | $2,217,000 | 3,848 |
| Premises and equipment expense | $624,000 | 3,220 |
| Additional noninterest expense | $2,552,000 | 2,408 |
| Pre-tax net operating income | $1,161,000 | 3,830 |
| Securities gains (losses) | $32,000 | 2,090 |
| Applicable income taxes | $331,000 | 2,538 |
| Income before extraordinary items | $862,000 | 4,157 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $862,000 | 4,159 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $862,000 | 4,160 |
| Net charge-offs | $279,000 | 2,653 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $838,960 | 4,152 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,683,000 | 3,093 |
| Total interest expense | $905,000 | 2,627 |
| Net interest income | $4,778,000 | 3,134 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $241,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $22,000 | 6,358 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $219,000 | 4,192 |
| Total noninterest expense | $4,096,000 | 3,197 |
| Salaries and employee benefits | $1,678,000 | 3,817 |
| Premises and equipment expense | $467,000 | 3,261 |
| Additional noninterest expense | $1,951,000 | 2,354 |
| Pre-tax net operating income | $923,000 | 3,819 |
| Securities gains (losses) | $32,000 | 1,957 |
| Applicable income taxes | $270,000 | 2,514 |
| Income before extraordinary items | $685,000 | 4,092 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $685,000 | 4,096 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $685,000 | 4,096 |
| Net charge-offs | $278,000 | 2,197 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $661,960 | 4,085 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 3,084 |
| Total interest expense | $611,000 | 2,670 |
| Net interest income | $3,199,000 | 3,130 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $160,000 | 5,156 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $14,000 | 6,410 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $146,000 | 4,244 |
| Total noninterest expense | $2,842,000 | 3,117 |
| Salaries and employee benefits | $1,103,000 | 3,880 |
| Premises and equipment expense | $306,000 | 3,310 |
| Additional noninterest expense | $1,433,000 | 2,165 |
| Pre-tax net operating income | $517,000 | 4,092 |
| Securities gains (losses) | $32,000 | 1,789 |
| Applicable income taxes | $145,000 | 2,726 |
| Income before extraordinary items | $404,000 | 4,306 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $404,000 | 4,308 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $404,000 | 4,309 |
| Net charge-offs | $263,000 | 1,817 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $380,320 | 4,290 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 3,143 |
| Total interest expense | $309,000 | 2,722 |
| Net interest income | $1,567,000 | 3,193 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $124,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $51,000 | 4,059 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $73,000 | 4,232 |
| Total noninterest expense | $1,444,000 | 3,097 |
| Salaries and employee benefits | $545,000 | 3,951 |
| Premises and equipment expense | $157,000 | 3,279 |
| Additional noninterest expense | $742,000 | 2,096 |
| Pre-tax net operating income | $247,000 | 4,145 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $61,000 | 2,849 |
| Income before extraordinary items | $186,000 | 4,393 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $186,000 | 4,396 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $186,000 | 4,395 |
| Net charge-offs | $208,000 | 1,328 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $186,000 | 4,295 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,369,000 | 2,990 |
| Total interest expense | $1,556,000 | 2,631 |
| Net interest income | $6,813,000 | 3,049 |
| Provision for loan and lease losses | $540,000 | 2,617 |
| Total noninterest income | $485,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $199,000 | 4,275 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $286,000 | 4,098 |
| Total noninterest expense | $5,633,000 | 3,177 |
| Salaries and employee benefits | $2,270,000 | 3,816 |
| Premises and equipment expense | $584,000 | 3,451 |
| Additional noninterest expense | $2,779,000 | 2,335 |
| Pre-tax net operating income | $1,125,000 | 3,833 |
| Securities gains (losses) | $521,000 | 912 |
| Applicable income taxes | $489,000 | 2,200 |
| Income before extraordinary items | $1,157,000 | 3,638 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,157,000 | 3,639 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,157,000 | 3,641 |
| Net charge-offs | $722,000 | 2,191 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 902 |
| Net operating income | $792,300 | 4,113 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 3,065 |
| Total interest expense | $1,225,000 | 2,641 |
| Net interest income | $5,019,000 | 3,149 |
| Provision for loan and lease losses | $400,000 | 2,581 |
| Total noninterest income | $362,000 | 4,603 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $149,000 | 4,333 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $213,000 | 4,160 |
| Total noninterest expense | $4,126,000 | 3,255 |
| Salaries and employee benefits | $1,743,000 | 3,761 |
| Premises and equipment expense | $424,000 | 3,574 |
| Additional noninterest expense | $1,959,000 | 2,465 |
| Pre-tax net operating income | $855,000 | 3,924 |
| Securities gains (losses) | $501,000 | 750 |
| Applicable income taxes | $413,000 | 2,129 |
| Income before extraordinary items | $943,000 | 3,539 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $943,000 | 3,539 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $943,000 | 3,541 |
| Net charge-offs | $600,000 | 1,976 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 841 |
| Net operating income | $592,300 | 4,211 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 3,048 |
| Total interest expense | $848,000 | 2,645 |
| Net interest income | $3,388,000 | 3,125 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $246,000 | 4,567 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $97,000 | 4,365 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 4,089 |
| Total noninterest expense | $2,814,000 | 3,216 |
| Salaries and employee benefits | $1,200,000 | 3,703 |
| Premises and equipment expense | $286,000 | 3,543 |
| Additional noninterest expense | $1,328,000 | 2,441 |
| Pre-tax net operating income | $420,000 | 4,376 |
| Securities gains (losses) | $479,000 | 569 |
| Applicable income taxes | $241,000 | 2,275 |
| Income before extraordinary items | $658,000 | 3,460 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $658,000 | 3,461 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $658,000 | 3,461 |
| Net charge-offs | $693,000 | 1,466 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 775 |
| Net operating income | $308,330 | 4,586 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 3,028 |
| Total interest expense | $441,000 | 2,654 |
| Net interest income | $1,711,000 | 3,109 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $150,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $45,000 | 4,489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $105,000 | 3,629 |
| Total noninterest expense | $1,514,000 | 3,024 |
| Salaries and employee benefits | $615,000 | 3,667 |
| Premises and equipment expense | $150,000 | 3,460 |
| Additional noninterest expense | $749,000 | 2,155 |
| Pre-tax net operating income | $197,000 | 4,542 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $42,000 | 3,207 |
| Income before extraordinary items | $155,000 | 4,792 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $155,000 | 4,795 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $155,000 | 4,796 |
| Net charge-offs | $608,000 | 963 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 713 |
| Net operating income | $155,000 | 4,649 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,692,000 | 3,104 |
| Total interest expense | $2,112,000 | 2,655 |
| Net interest income | $6,580,000 | 3,228 |
| Provision for loan and lease losses | $4,229,000 | 906 |
| Total noninterest income | $485,000 | 4,453 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $207,000 | 4,321 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $278,000 | 3,986 |
| Total noninterest expense | $6,706,000 | 2,759 |
| Salaries and employee benefits | $2,429,000 | 3,638 |
| Premises and equipment expense | $618,000 | 3,510 |
| Additional noninterest expense | $3,659,000 | 1,838 |
| Pre-tax net operating income | $-3,870,000 | 6,989 |
| Securities gains (losses) | $80,000 | 2,236 |
| Applicable income taxes | $-1,715,000 | 7,237 |
| Income before extraordinary items | $-2,075,000 | 6,842 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,075,000 | 6,842 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,075,000 | 6,842 |
| Net charge-offs | $3,245,000 | 1,134 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 947 |
| Net operating income | $-2,126,200 | 6,837 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,542,000 | 3,129 |
| Total interest expense | $1,636,000 | 2,684 |
| Net interest income | $4,906,000 | 3,260 |
| Provision for loan and lease losses | $478,000 | 2,934 |
| Total noninterest income | $340,000 | 4,601 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $155,000 | 4,337 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $185,000 | 4,211 |
| Total noninterest expense | $4,444,000 | 3,089 |
| Salaries and employee benefits | $1,831,000 | 3,622 |
| Premises and equipment expense | $465,000 | 3,535 |
| Additional noninterest expense | $2,148,000 | 2,304 |
| Pre-tax net operating income | $324,000 | 5,027 |
| Securities gains (losses) | $80,000 | 1,980 |
| Applicable income taxes | $87,000 | 3,306 |
| Income before extraordinary items | $317,000 | 4,978 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $317,000 | 4,978 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $317,000 | 4,978 |
| Net charge-offs | $639,000 | 2,400 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 896 |
| Net operating income | $254,600 | 5,132 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,391,000 | 3,148 |
| Total interest expense | $1,115,000 | 2,719 |
| Net interest income | $3,276,000 | 3,268 |
| Provision for loan and lease losses | $434,000 | 2,498 |
| Total noninterest income | $240,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $103,000 | 4,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $137,000 | 4,105 |
| Total noninterest expense | $2,815,000 | 3,262 |
| Salaries and employee benefits | $1,215,000 | 3,667 |
| Premises and equipment expense | $314,000 | 3,534 |
| Additional noninterest expense | $1,286,000 | 2,573 |
| Pre-tax net operating income | $267,000 | 4,764 |
| Securities gains (losses) | $80,000 | 1,291 |
| Applicable income taxes | $75,000 | 3,085 |
| Income before extraordinary items | $272,000 | 4,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $272,000 | 4,591 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $272,000 | 4,593 |
| Net charge-offs | $510,000 | 2,119 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 844 |
| Net operating income | $209,600 | 4,862 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 3,165 |
| Total interest expense | $564,000 | 2,769 |
| Net interest income | $1,627,000 | 3,274 |
| Provision for loan and lease losses | $319,000 | 1,858 |
| Total noninterest income | $105,000 | 4,833 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 4,679 |
| Total noninterest expense | $1,326,000 | 3,414 |
| Salaries and employee benefits | $580,000 | 3,826 |
| Premises and equipment expense | $158,000 | 3,562 |
| Additional noninterest expense | $588,000 | 2,761 |
| Pre-tax net operating income | $87,000 | 5,289 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $19,000 | 3,477 |
| Income before extraordinary items | $68,000 | 5,453 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $68,000 | 5,452 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $68,000 | 5,453 |
| Net charge-offs | $296,000 | 1,767 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 788 |
| Net operating income | $68,000 | 5,406 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,294,000 | 3,135 |
| Total interest expense | $2,586,000 | 2,911 |
| Net interest income | $6,708,000 | 3,191 |
| Provision for loan and lease losses | $1,431,000 | 2,521 |
| Total noninterest income | $698,000 | 3,946 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $303,000 | 3,619 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $395,000 | 3,539 |
| Total noninterest expense | $5,215,000 | 3,489 |
| Salaries and employee benefits | $2,563,000 | 3,517 |
| Premises and equipment expense | $633,000 | 3,577 |
| Additional noninterest expense | $2,019,000 | 3,237 |
| Pre-tax net operating income | $760,000 | 3,806 |
| Securities gains (losses) | $24,000 | 3,022 |
| Applicable income taxes | $160,000 | 2,884 |
| Income before extraordinary items | $624,000 | 4,018 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $624,000 | 4,017 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $624,000 | 4,018 |
| Net charge-offs | $1,696,000 | 2,042 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 1,093 |
| Net operating income | $604,800 | 3,925 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,074,000 | 3,165 |
| Total interest expense | $1,976,000 | 2,981 |
| Net interest income | $5,098,000 | 3,190 |
| Provision for loan and lease losses | $986,000 | 2,531 |
| Total noninterest income | $541,000 | 3,912 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $251,000 | 3,488 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $290,000 | 3,597 |
| Total noninterest expense | $3,997,000 | 3,420 |
| Salaries and employee benefits | $1,937,000 | 3,527 |
| Premises and equipment expense | $471,000 | 3,647 |
| Additional noninterest expense | $1,589,000 | 3,054 |
| Pre-tax net operating income | $656,000 | 3,828 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $193,000 | 2,592 |
| Income before extraordinary items | $463,000 | 4,263 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $463,000 | 4,264 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $463,000 | 4,264 |
| Net charge-offs | $1,540,000 | 1,761 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,024 |
| Net operating income | $463,000 | 4,099 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 3,215 |
| Total interest expense | $1,349,000 | 3,030 |
| Net interest income | $3,333,000 | 3,233 |
| Provision for loan and lease losses | $766,000 | 2,253 |
| Total noninterest income | $373,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $183,000 | 3,329 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $190,000 | 3,578 |
| Total noninterest expense | $2,615,000 | 3,498 |
| Salaries and employee benefits | $1,261,000 | 3,615 |
| Premises and equipment expense | $315,000 | 3,672 |
| Additional noninterest expense | $1,039,000 | 3,093 |
| Pre-tax net operating income | $325,000 | 4,292 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $103,000 | 2,758 |
| Income before extraordinary items | $222,000 | 4,746 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $222,000 | 4,746 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $222,000 | 4,746 |
| Net charge-offs | $1,548,000 | 1,344 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 946 |
| Net operating income | $222,000 | 4,603 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 3,220 |
| Total interest expense | $703,000 | 3,054 |
| Net interest income | $1,680,000 | 3,242 |
| Provision for loan and lease losses | $591,000 | 1,664 |
| Total noninterest income | $187,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $87,000 | 3,420 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 3,522 |
| Total noninterest expense | $1,287,000 | 3,576 |
| Salaries and employee benefits | $611,000 | 3,765 |
| Premises and equipment expense | $168,000 | 3,571 |
| Additional noninterest expense | $508,000 | 3,140 |
| Pre-tax net operating income | $-11,000 | 6,331 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-3,000 | 7,031 |
| Income before extraordinary items | $-8,000 | 6,433 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-8,000 | 6,435 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-8,000 | 6,434 |
| Net charge-offs | $1,361,000 | 845 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 904 |
| Net operating income | $-8,000 | 6,340 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,179,000 | 3,192 |
| Total interest expense | $4,168,000 | 2,646 |
| Net interest income | $6,011,000 | 3,464 |
| Provision for loan and lease losses | $1,020,000 | 3,470 |
| Total noninterest income | $836,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $407,000 | 3,292 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $429,000 | 3,444 |
| Total noninterest expense | $5,230,000 | 3,540 |
| Salaries and employee benefits | $2,362,000 | 3,858 |
| Premises and equipment expense | $638,000 | 3,724 |
| Additional noninterest expense | $2,230,000 | 3,040 |
| Pre-tax net operating income | $597,000 | 3,775 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $75,000 | 3,034 |
| Income before extraordinary items | $522,000 | 3,809 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $522,000 | 3,807 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $522,000 | 3,808 |
| Net charge-offs | $151,000 | 5,326 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 1,205 |
| Net operating income | $522,000 | 3,748 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,683,000 | 3,229 |
| Total interest expense | $3,347,000 | 2,612 |
| Net interest income | $4,336,000 | 3,575 |
| Provision for loan and lease losses | $520,000 | 3,738 |
| Total noninterest income | $665,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $300,000 | 3,347 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $365,000 | 3,338 |
| Total noninterest expense | $3,833,000 | 3,616 |
| Salaries and employee benefits | $1,777,000 | 3,892 |
| Premises and equipment expense | $475,000 | 3,767 |
| Additional noninterest expense | $1,581,000 | 3,151 |
| Pre-tax net operating income | $648,000 | 3,461 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $130,000 | 2,683 |
| Income before extraordinary items | $518,000 | 3,630 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $518,000 | 3,628 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $518,000 | 3,630 |
| Net charge-offs | $89,000 | 5,162 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,126 |
| Net operating income | $518,000 | 3,541 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 3,229 |
| Total interest expense | $2,309,000 | 2,632 |
| Net interest income | $2,868,000 | 3,587 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $334,000 | 4,215 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $190,000 | 3,410 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $144,000 | 4,200 |
| Total noninterest expense | $2,497,000 | 3,724 |
| Salaries and employee benefits | $1,171,000 | 3,958 |
| Premises and equipment expense | $318,000 | 3,768 |
| Additional noninterest expense | $1,008,000 | 3,278 |
| Pre-tax net operating income | $555,000 | 3,137 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $136,000 | 2,362 |
| Income before extraordinary items | $419,000 | 3,405 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $419,000 | 3,401 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $419,000 | 3,403 |
| Net charge-offs | $39,000 | 5,127 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,087 |
| Net operating income | $419,000 | 3,287 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,571,000 | 3,260 |
| Total interest expense | $1,184,000 | 2,663 |
| Net interest income | $1,387,000 | 3,672 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $158,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $88,000 | 3,501 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $70,000 | 4,238 |
| Total noninterest expense | $1,220,000 | 3,719 |
| Salaries and employee benefits | $578,000 | 4,016 |
| Premises and equipment expense | $159,000 | 3,817 |
| Additional noninterest expense | $483,000 | 3,095 |
| Pre-tax net operating income | $265,000 | 3,537 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $64,000 | 2,663 |
| Income before extraordinary items | $201,000 | 3,855 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $201,000 | 3,856 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $201,000 | 3,856 |
| Net charge-offs | $43,000 | 3,708 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 980 |
| Net operating income | $201,000 | 3,700 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,109,000 | 3,247 |
| Total interest expense | $5,457,000 | 2,750 |
| Net interest income | $5,652,000 | 3,629 |
| Provision for loan and lease losses | $540,000 | 3,686 |
| Total noninterest income | $682,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $351,000 | 3,713 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $331,000 | 3,925 |
| Total noninterest expense | $4,666,000 | 3,776 |
| Salaries and employee benefits | $2,312,000 | 3,995 |
| Premises and equipment expense | $669,000 | 3,621 |
| Additional noninterest expense | $1,685,000 | 3,321 |
| Pre-tax net operating income | $1,128,000 | 3,541 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $305,000 | 2,379 |
| Income before extraordinary items | $821,000 | 3,654 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $821,000 | 3,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 4,536 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,245 |
| Net operating income | $822,460 | 3,777 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,438,000 | 3,273 |
| Total interest expense | $4,251,000 | 2,749 |
| Net interest income | $4,187,000 | 3,686 |
| Provision for loan and lease losses | $199,000 | 4,232 |
| Total noninterest income | $517,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $257,000 | 3,793 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $260,000 | 3,951 |
| Total noninterest expense | $3,449,000 | 3,808 |
| Salaries and employee benefits | $1,722,000 | 4,043 |
| Premises and equipment expense | $495,000 | 3,664 |
| Additional noninterest expense | $1,232,000 | 3,315 |
| Pre-tax net operating income | $1,056,000 | 3,581 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $318,000 | 2,394 |
| Income before extraordinary items | $739,000 | 3,716 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $739,000 | 3,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,724 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,110 |
| Net operating income | $738,300 | 3,860 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,677,000 | 3,296 |
| Total interest expense | $2,971,000 | 2,734 |
| Net interest income | $2,706,000 | 3,773 |
| Provision for loan and lease losses | $164,000 | 3,469 |
| Total noninterest income | $340,000 | 4,354 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $160,000 | 3,937 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $180,000 | 3,971 |
| Total noninterest expense | $2,284,000 | 3,839 |
| Salaries and employee benefits | $1,136,000 | 4,116 |
| Premises and equipment expense | $321,000 | 3,757 |
| Additional noninterest expense | $827,000 | 3,269 |
| Pre-tax net operating income | $598,000 | 4,030 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $171,000 | 2,866 |
| Income before extraordinary items | $427,000 | 4,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $427,000 | 4,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,788 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,007 |
| Net operating income | $427,000 | 4,277 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 3,366 |
| Total interest expense | $1,573,000 | 2,757 |
| Net interest income | $1,284,000 | 3,901 |
| Provision for loan and lease losses | $57,000 | 3,660 |
| Total noninterest income | $161,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $64,000 | 4,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,825 |
| Total noninterest expense | $1,109,000 | 3,935 |
| Salaries and employee benefits | $561,000 | 4,172 |
| Premises and equipment expense | $155,000 | 3,877 |
| Additional noninterest expense | $393,000 | 3,362 |
| Pre-tax net operating income | $279,000 | 4,314 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $79,000 | 3,067 |
| Income before extraordinary items | $200,000 | 4,661 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $200,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 895 |
| Net operating income | $200,000 | 4,566 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,889,000 | 3,309 |
| Total interest expense | $6,607,000 | 2,770 |
| Net interest income | $5,282,000 | 3,828 |
| Provision for loan and lease losses | $136,000 | 4,456 |
| Total noninterest income | $615,000 | 4,587 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $227,000 | 4,647 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $388,000 | 3,790 |
| Total noninterest expense | $4,362,000 | 3,854 |
| Salaries and employee benefits | $2,203,000 | 4,073 |
| Premises and equipment expense | $651,000 | 3,626 |
| Additional noninterest expense | $1,508,000 | 3,402 |
| Pre-tax net operating income | $1,399,000 | 4,027 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $475,000 | 2,803 |
| Income before extraordinary items | $924,000 | 4,491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $924,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,981 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,245 |
| Net operating income | $924,000 | 4,485 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,816,000 | 3,344 |
| Total interest expense | $4,901,000 | 2,792 |
| Net interest income | $3,915,000 | 3,875 |
| Provision for loan and lease losses | $85,000 | 4,429 |
| Total noninterest income | $470,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $161,000 | 4,776 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $309,000 | 3,681 |
| Total noninterest expense | $3,274,000 | 3,843 |
| Salaries and employee benefits | $1,645,000 | 4,080 |
| Premises and equipment expense | $441,000 | 3,886 |
| Additional noninterest expense | $1,188,000 | 3,221 |
| Pre-tax net operating income | $1,026,000 | 4,296 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $353,000 | 2,968 |
| Income before extraordinary items | $673,000 | 4,773 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $673,000 | 4,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,997 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,116 |
| Net operating income | $673,000 | 4,757 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 3,405 |
| Total interest expense | $3,192,000 | 2,843 |
| Net interest income | $2,583,000 | 3,928 |
| Provision for loan and lease losses | $61,000 | 3,977 |
| Total noninterest income | $280,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $106,000 | 4,826 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $174,000 | 4,057 |
| Total noninterest expense | $2,218,000 | 3,806 |
| Salaries and employee benefits | $1,096,000 | 4,118 |
| Premises and equipment expense | $327,000 | 3,624 |
| Additional noninterest expense | $795,000 | 3,210 |
| Pre-tax net operating income | $584,000 | 4,725 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $197,000 | 3,296 |
| Income before extraordinary items | $387,000 | 5,143 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $387,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,022 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $387,000 | 5,133 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,832,000 | 3,446 |
| Total interest expense | $1,547,000 | 2,905 |
| Net interest income | $1,285,000 | 3,943 |
| Provision for loan and lease losses | $33,000 | 3,661 |
| Total noninterest income | $122,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $47,000 | 5,004 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $75,000 | 4,329 |
| Total noninterest expense | $1,079,000 | 3,895 |
| Salaries and employee benefits | $559,000 | 4,082 |
| Premises and equipment expense | $169,000 | 3,562 |
| Additional noninterest expense | $351,000 | 3,526 |
| Pre-tax net operating income | $295,000 | 4,691 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $101,000 | 3,256 |
| Income before extraordinary items | $194,000 | 5,135 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $194,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $194,000 | 5,124 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,174,000 | 3,523 |
| Total interest expense | $5,305,000 | 2,874 |
| Net interest income | $4,869,000 | 4,083 |
| Provision for loan and lease losses | $227,000 | 3,298 |
| Total noninterest income | $469,000 | 5,270 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $201,000 | 4,976 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $268,000 | 4,514 |
| Total noninterest expense | $3,956,000 | 4,030 |
| Salaries and employee benefits | $1,909,000 | 4,423 |
| Premises and equipment expense | $610,000 | 3,719 |
| Additional noninterest expense | $1,437,000 | 3,403 |
| Pre-tax net operating income | $1,155,000 | 4,866 |
| Securities gains (losses) | $-6,000 | 7,127 |
| Applicable income taxes | $435,000 | 3,325 |
| Income before extraordinary items | $714,000 | 5,461 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $714,000 | 5,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $717,840 | 5,443 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,323,000 | 3,617 |
| Total interest expense | $3,772,000 | 2,925 |
| Net interest income | $3,551,000 | 4,199 |
| Provision for loan and lease losses | $183,000 | 3,023 |
| Total noninterest income | $351,000 | 5,286 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $148,000 | 5,057 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $203,000 | 4,511 |
| Total noninterest expense | $2,922,000 | 4,054 |
| Salaries and employee benefits | $1,413,000 | 4,444 |
| Premises and equipment expense | $421,000 | 3,973 |
| Additional noninterest expense | $1,088,000 | 3,379 |
| Pre-tax net operating income | $797,000 | 5,231 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $310,000 | 3,537 |
| Income before extraordinary items | $487,000 | 5,814 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $487,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,960 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $487,000 | 5,816 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 3,706 |
| Total interest expense | $2,384,000 | 2,941 |
| Net interest income | $2,261,000 | 4,358 |
| Provision for loan and lease losses | $111,000 | 3,180 |
| Total noninterest income | $233,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $94,000 | 5,152 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $139,000 | 4,445 |
| Total noninterest expense | $1,929,000 | 4,097 |
| Salaries and employee benefits | $910,000 | 4,581 |
| Premises and equipment expense | $269,000 | 4,089 |
| Additional noninterest expense | $750,000 | 3,299 |
| Pre-tax net operating income | $454,000 | 5,629 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $180,000 | 3,760 |
| Income before extraordinary items | $274,000 | 6,198 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $274,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $274,000 | 6,205 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 3,770 |
| Total interest expense | $1,167,000 | 2,868 |
| Net interest income | $1,059,000 | 4,546 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $96,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,890 |
| Total noninterest expense | $933,000 | 4,205 |
| Salaries and employee benefits | $445,000 | 4,681 |
| Premises and equipment expense | $147,000 | 3,848 |
| Additional noninterest expense | $341,000 | 3,517 |
| Pre-tax net operating income | $172,000 | 6,137 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $46,000 | 4,590 |
| Income before extraordinary items | $126,000 | 6,317 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $126,000 | 6,314 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,237,000 | 4,044 |
| Total interest expense | $3,126,000 | 3,222 |
| Net interest income | $4,111,000 | 4,541 |
| Provision for loan and lease losses | $217,000 | 3,456 |
| Total noninterest income | $429,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $165,000 | 5,440 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $264,000 | 4,612 |
| Total noninterest expense | $3,551,000 | 4,243 |
| Salaries and employee benefits | $1,658,000 | 4,745 |
| Premises and equipment expense | $494,000 | 4,218 |
| Additional noninterest expense | $1,399,000 | 3,412 |
| Pre-tax net operating income | $772,000 | 5,960 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-237,000 | 8,697 |
| Income before extraordinary items | $1,009,000 | 4,814 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,009,000 | 4,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,030 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,009,000 | 4,789 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 4,133 |
| Total interest expense | $2,145,000 | 3,304 |
| Net interest income | $3,029,000 | 4,606 |
| Provision for loan and lease losses | $181,000 | 3,121 |
| Total noninterest income | $323,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 5,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $202,000 | 4,587 |
| Total noninterest expense | $2,605,000 | 4,285 |
| Salaries and employee benefits | $1,215,000 | 4,785 |
| Premises and equipment expense | $355,000 | 4,325 |
| Additional noninterest expense | $1,035,000 | 3,416 |
| Pre-tax net operating income | $566,000 | 6,149 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $45,000 | 5,867 |
| Income before extraordinary items | $521,000 | 5,801 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $521,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $521,000 | 5,774 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 4,248 |
| Total interest expense | $1,263,000 | 3,502 |
| Net interest income | $1,986,000 | 4,641 |
| Provision for loan and lease losses | $140,000 | 2,787 |
| Total noninterest income | $191,000 | 5,842 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $71,000 | 5,702 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $120,000 | 4,809 |
| Total noninterest expense | $1,702,000 | 4,336 |
| Salaries and employee benefits | $780,000 | 4,891 |
| Premises and equipment expense | $235,000 | 4,321 |
| Additional noninterest expense | $687,000 | 3,411 |
| Pre-tax net operating income | $335,000 | 6,368 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $30,000 | 5,873 |
| Income before extraordinary items | $305,000 | 6,085 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $305,000 | 6,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $305,000 | 6,033 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 4,431 |
| Total interest expense | $536,000 | 3,836 |
| Net interest income | $989,000 | 4,656 |
| Provision for loan and lease losses | $67,000 | 2,712 |
| Total noninterest income | $76,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $820,000 | 4,476 |
| Salaries and employee benefits | $364,000 | 5,144 |
| Premises and equipment expense | $123,000 | 4,245 |
| Additional noninterest expense | $333,000 | 3,502 |
| Pre-tax net operating income | $178,000 | 6,211 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $16,000 | 5,817 |
| Income before extraordinary items | $162,000 | 5,937 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $162,000 | 5,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $162,000 | 5,897 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,884,000 | 4,925 |
| Total interest expense | $1,701,000 | 4,145 |
| Net interest income | $3,183,000 | 5,235 |
| Provision for loan and lease losses | $153,000 | 4,196 |
| Total noninterest income | $253,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $136,000 | 5,966 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $117,000 | 6,149 |
| Total noninterest expense | $3,034,000 | 4,623 |
| Salaries and employee benefits | $1,400,000 | 5,175 |
| Premises and equipment expense | $468,000 | 4,293 |
| Additional noninterest expense | $1,166,000 | 3,845 |
| Pre-tax net operating income | $249,000 | 7,616 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $28,000 | 6,390 |
| Income before extraordinary items | $222,000 | 7,533 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $222,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $6,144,000 | 195 |
| Net operating income | $221,110 | 7,504 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 5,105 |
| Total interest expense | $1,177,000 | 4,342 |
| Net interest income | $2,271,000 | 5,374 |
| Provision for loan and lease losses | $113,000 | 4,082 |
| Total noninterest income | $169,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $118,000 | 5,739 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 7,030 |
| Total noninterest expense | $2,146,000 | 4,774 |
| Salaries and employee benefits | $1,034,000 | 5,203 |
| Premises and equipment expense | $336,000 | 4,412 |
| Additional noninterest expense | $776,000 | 4,172 |
| Pre-tax net operating income | $181,000 | 7,780 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $19,000 | 6,539 |
| Income before extraordinary items | $163,000 | 7,704 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $163,000 | 7,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $162,100 | 7,657 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 5,264 |
| Total interest expense | $724,000 | 4,577 |
| Net interest income | $1,462,000 | 5,483 |
| Provision for loan and lease losses | $53,000 | 4,639 |
| Total noninterest income | $111,000 | 7,053 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $74,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $1,394,000 | 4,896 |
| Salaries and employee benefits | $680,000 | 5,285 |
| Premises and equipment expense | $218,000 | 4,496 |
| Additional noninterest expense | $496,000 | 4,340 |
| Pre-tax net operating income | $126,000 | 7,716 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $114,000 | 7,643 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $114,000 | 7,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $114,000 | 7,571 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 5,363 |
| Total interest expense | $360,000 | 4,624 |
| Net interest income | $711,000 | 5,577 |
| Provision for loan and lease losses | $28,000 | 4,432 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $672,000 | 5,046 |
| Salaries and employee benefits | $333,000 | 5,370 |
| Premises and equipment expense | $110,000 | 4,512 |
| Additional noninterest expense | $229,000 | 4,609 |
| Pre-tax net operating income | $58,000 | 7,792 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $58,000 | 7,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $58,000 | 7,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $58,000 | 7,548 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 5,905 |
| Total interest expense | $1,317,000 | 5,289 |
| Net interest income | $2,365,000 | 6,075 |
| Provision for loan and lease losses | $155,000 | 4,520 |
| Total noninterest income | $195,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $136,000 | 6,056 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $59,000 | 7,340 |
| Total noninterest expense | $2,329,000 | 5,474 |
| Salaries and employee benefits | $1,122,000 | 5,863 |
| Premises and equipment expense | $387,000 | 4,837 |
| Additional noninterest expense | $820,000 | 4,965 |
| Pre-tax net operating income | $76,000 | 8,291 |
| Securities gains (losses) | $29,000 | 2,952 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $103,000 | 8,205 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $103,000 | 8,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,439 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 803 |
| Net operating income | $74,580 | 8,249 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 6,076 |
| Total interest expense | $976,000 | 5,456 |
| Net interest income | $1,684,000 | 6,290 |
| Provision for loan and lease losses | $130,000 | 4,216 |
| Total noninterest income | $130,000 | 7,633 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $91,000 | 6,296 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,544 |
| Total noninterest expense | $1,732,000 | 5,482 |
| Salaries and employee benefits | $831,000 | 5,890 |
| Premises and equipment expense | $276,000 | 5,002 |
| Additional noninterest expense | $625,000 | 4,874 |
| Pre-tax net operating income | $-48,000 | 8,717 |
| Securities gains (losses) | $29,000 | 2,717 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-19,000 | 8,760 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-19,000 | 8,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 640 |
| Net operating income | $-48,000 | 8,714 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 6,235 |
| Total interest expense | $646,000 | 5,593 |
| Net interest income | $1,057,000 | 6,471 |
| Provision for loan and lease losses | $99,000 | 3,909 |
| Total noninterest income | $86,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $58,000 | 6,356 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $28,000 | 7,414 |
| Total noninterest expense | $1,138,000 | 5,525 |
| Salaries and employee benefits | $541,000 | 5,976 |
| Premises and equipment expense | $182,000 | 5,012 |
| Additional noninterest expense | $415,000 | 4,872 |
| Pre-tax net operating income | $-94,000 | 8,813 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-94,000 | 8,912 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-94,000 | 8,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,864 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 508 |
| Net operating income | $-94,000 | 8,823 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $816,000 | 6,396 |
| Total interest expense | $309,000 | 5,851 |
| Net interest income | $507,000 | 6,607 |
| Provision for loan and lease losses | $62,000 | 3,213 |
| Total noninterest income | $41,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 6,375 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $596,000 | 5,358 |
| Salaries and employee benefits | $269,000 | 5,991 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $234,000 | 4,436 |
| Pre-tax net operating income | $-110,000 | 8,979 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-110,000 | 9,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-110,000 | 9,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 332 |
| Net operating income | $-110,000 | 8,975 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 7,113 |
| Total interest expense | $1,127,000 | 6,598 |
| Net interest income | $1,610,000 | 7,253 |
| Provision for loan and lease losses | $74,000 | 6,206 |
| Total noninterest income | $146,000 | 7,879 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $97,000 | 6,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,624 |
| Total noninterest expense | $1,678,000 | 6,502 |
| Salaries and employee benefits | $896,000 | 6,538 |
| Premises and equipment expense | $234,000 | 6,344 |
| Additional noninterest expense | $548,000 | 6,236 |
| Pre-tax net operating income | $4,000 | 8,613 |
| Securities gains (losses) | $78,000 | 1,993 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $82,000 | 8,416 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $82,000 | 8,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,742 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,012,000 | 371 |
| Net operating income | $4,000 | 8,631 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 8,229 |
| Total interest expense | $912,000 | 8,190 |
| Net interest income | $1,072,000 | 8,145 |
| Provision for loan and lease losses | $136,000 | 4,973 |
| Total noninterest income | $107,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $74,000 | 7,088 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $33,000 | 8,253 |
| Total noninterest expense | $1,368,000 | 7,079 |
| Salaries and employee benefits | $718,000 | 7,126 |
| Premises and equipment expense | $211,000 | 6,642 |
| Additional noninterest expense | $439,000 | 6,860 |
| Pre-tax net operating income | $-325,000 | 9,050 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-325,000 | 9,140 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-325,000 | 9,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-325,000 | 9,088 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 9,492 |
| Total interest expense | $418,000 | 9,385 |
| Net interest income | $456,000 | 9,517 |
| Provision for loan and lease losses | $97,000 | 5,392 |
| Total noninterest income | $57,000 | 9,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 7,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $1,278,000 | 7,309 |
| Salaries and employee benefits | $608,000 | 7,663 |
| Premises and equipment expense | $161,000 | 7,398 |
| Additional noninterest expense | $509,000 | 6,360 |
| Pre-tax net operating income | $-862,000 | 9,684 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-862,000 | 9,699 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-862,000 | 9,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $4,609,000 | 233 |
| Net operating income | $-862,000 | 9,696 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.