Home > Hartwick State Bank > Income and Expense
Hartwick State Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 5,791 |
| Total interest expense | $62,000 | 5,697 |
| Net interest income | $667,000 | 5,788 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $38,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $30,000 | 5,441 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $8,000 | 5,707 |
| Total noninterest expense | $666,000 | 5,774 |
| Salaries and employee benefits | $492,000 | 5,650 |
| Premises and equipment expense | $56,000 | 5,731 |
| Additional noninterest expense | $118,000 | 5,879 |
| Pre-tax net operating income | $39,000 | 5,586 |
| Securities gains (losses) | $5,000 | 2,878 |
| Applicable income taxes | $11,000 | 3,980 |
| Income before extraordinary items | $33,000 | 5,626 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $33,000 | 5,624 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $33,000 | 5,625 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $29,250 | 5,608 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $552,000 | 5,858 |
| Total interest expense | $46,000 | 5,760 |
| Net interest income | $506,000 | 5,854 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $30,000 | 5,813 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $24,000 | 5,478 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $6,000 | 5,783 |
| Total noninterest expense | $440,000 | 5,874 |
| Salaries and employee benefits | $307,000 | 5,771 |
| Premises and equipment expense | $43,000 | 5,784 |
| Additional noninterest expense | $90,000 | 5,941 |
| Pre-tax net operating income | $96,000 | 5,514 |
| Securities gains (losses) | $5,000 | 2,808 |
| Applicable income taxes | $8,000 | 4,054 |
| Income before extraordinary items | $93,000 | 5,539 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $93,000 | 5,538 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $93,000 | 5,539 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $88,400 | 5,516 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $372,000 | 5,928 |
| Total interest expense | $31,000 | 5,833 |
| Net interest income | $341,000 | 5,923 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $21,000 | 5,884 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $16,000 | 5,529 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 5,822 |
| Total noninterest expense | $294,000 | 5,946 |
| Salaries and employee benefits | $205,000 | 5,841 |
| Premises and equipment expense | $27,000 | 5,869 |
| Additional noninterest expense | $62,000 | 6,004 |
| Pre-tax net operating income | $68,000 | 5,564 |
| Securities gains (losses) | $5,000 | 2,477 |
| Applicable income taxes | $5,000 | 4,087 |
| Income before extraordinary items | $68,000 | 5,582 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 5,580 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $68,000 | 5,581 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $63,350 | 5,554 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $187,000 | 5,988 |
| Total interest expense | $16,000 | 5,871 |
| Net interest income | $171,000 | 5,982 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $10,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $7,000 | 5,613 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $3,000 | 5,856 |
| Total noninterest expense | $148,000 | 6,001 |
| Salaries and employee benefits | $102,000 | 5,898 |
| Premises and equipment expense | $14,000 | 5,899 |
| Additional noninterest expense | $32,000 | 6,064 |
| Pre-tax net operating income | $33,000 | 5,598 |
| Securities gains (losses) | $5,000 | 1,720 |
| Applicable income taxes | $3,000 | 4,042 |
| Income before extraordinary items | $35,000 | 5,585 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $35,000 | 5,585 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $35,000 | 5,585 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $30,400 | 5,583 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 6,037 |
| Total interest expense | $66,000 | 5,930 |
| Net interest income | $681,000 | 6,028 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $38,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $32,000 | 5,671 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $6,000 | 5,950 |
| Total noninterest expense | $657,000 | 6,028 |
| Salaries and employee benefits | $484,000 | 5,878 |
| Premises and equipment expense | $46,000 | 6,042 |
| Additional noninterest expense | $127,000 | 6,126 |
| Pre-tax net operating income | $62,000 | 5,750 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $11,000 | 4,073 |
| Income before extraordinary items | $53,000 | 5,797 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $53,000 | 5,800 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $53,000 | 5,800 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $100,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $51,340 | 5,767 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $552,000 | 6,129 |
| Total interest expense | $50,000 | 6,014 |
| Net interest income | $502,000 | 6,122 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $27,000 | 6,077 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $23,000 | 5,763 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,040 |
| Total noninterest expense | $422,000 | 6,156 |
| Salaries and employee benefits | $303,000 | 6,038 |
| Premises and equipment expense | $32,000 | 6,149 |
| Additional noninterest expense | $87,000 | 6,229 |
| Pre-tax net operating income | $107,000 | 5,709 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $8,000 | 4,197 |
| Income before extraordinary items | $101,000 | 5,726 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 5,729 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $101,000 | 5,729 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $99,140 | 5,693 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $357,000 | 6,201 |
| Total interest expense | $33,000 | 6,080 |
| Net interest income | $324,000 | 6,200 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $20,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $16,000 | 5,797 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,000 | 6,081 |
| Total noninterest expense | $279,000 | 6,229 |
| Salaries and employee benefits | $202,000 | 6,107 |
| Premises and equipment expense | $18,000 | 6,239 |
| Additional noninterest expense | $59,000 | 6,296 |
| Pre-tax net operating income | $65,000 | 5,765 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $5,000 | 4,231 |
| Income before extraordinary items | $61,000 | 5,797 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $61,000 | 5,798 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $61,000 | 5,799 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $60,080 | 5,755 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $176,000 | 6,277 |
| Total interest expense | $17,000 | 6,122 |
| Net interest income | $159,000 | 6,272 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $11,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $8,000 | 5,829 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 6,096 |
| Total noninterest expense | $141,000 | 6,299 |
| Salaries and employee benefits | $101,000 | 6,172 |
| Premises and equipment expense | $8,000 | 6,302 |
| Additional noninterest expense | $32,000 | 6,350 |
| Pre-tax net operating income | $29,000 | 5,797 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $3,000 | 4,151 |
| Income before extraordinary items | $27,000 | 5,837 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $27,000 | 5,838 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $27,000 | 5,838 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $26,100 | 5,797 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 6,336 |
| Total interest expense | $71,000 | 6,224 |
| Net interest income | $698,000 | 6,322 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $36,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $28,000 | 6,038 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,000 | 6,185 |
| Total noninterest expense | $682,000 | 6,330 |
| Salaries and employee benefits | $489,000 | 6,167 |
| Premises and equipment expense | $44,000 | 6,370 |
| Additional noninterest expense | $149,000 | 6,422 |
| Pre-tax net operating income | $52,000 | 5,969 |
| Securities gains (losses) | $7,000 | 2,776 |
| Applicable income taxes | $15,000 | 4,112 |
| Income before extraordinary items | $44,000 | 6,020 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $44,000 | 6,020 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $44,000 | 6,021 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $38,750 | 6,002 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 6,404 |
| Total interest expense | $54,000 | 6,295 |
| Net interest income | $531,000 | 6,393 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $27,000 | 6,372 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $21,000 | 6,113 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $6,000 | 6,260 |
| Total noninterest expense | $435,000 | 6,448 |
| Salaries and employee benefits | $300,000 | 6,333 |
| Premises and equipment expense | $31,000 | 6,462 |
| Additional noninterest expense | $104,000 | 6,512 |
| Pre-tax net operating income | $123,000 | 5,830 |
| Securities gains (losses) | $5,000 | 2,558 |
| Applicable income taxes | $10,000 | 4,197 |
| Income before extraordinary items | $118,000 | 5,836 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $118,000 | 5,835 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $118,000 | 5,836 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $113,400 | 5,825 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $397,000 | 6,460 |
| Total interest expense | $36,000 | 6,352 |
| Net interest income | $361,000 | 6,452 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $16,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $14,000 | 6,157 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,000 | 6,364 |
| Total noninterest expense | $285,000 | 6,520 |
| Salaries and employee benefits | $200,000 | 6,398 |
| Premises and equipment expense | $14,000 | 6,580 |
| Additional noninterest expense | $71,000 | 6,563 |
| Pre-tax net operating income | $92,000 | 5,799 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $7,000 | 4,195 |
| Income before extraordinary items | $85,000 | 5,816 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $85,000 | 5,818 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $85,000 | 5,819 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $85,000 | 5,774 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $200,000 | 6,527 |
| Total interest expense | $18,000 | 6,418 |
| Net interest income | $182,000 | 6,516 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $10,000 | 6,468 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $7,000 | 6,191 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,000 | 6,315 |
| Total noninterest expense | $143,000 | 6,593 |
| Salaries and employee benefits | $100,000 | 6,465 |
| Premises and equipment expense | $7,000 | 6,638 |
| Additional noninterest expense | $36,000 | 6,637 |
| Pre-tax net operating income | $49,000 | 5,760 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $4,000 | 4,102 |
| Income before extraordinary items | $45,000 | 5,757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $45,000 | 5,757 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $45,000 | 5,758 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $45,000 | 5,726 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $785,000 | 6,605 |
| Total interest expense | $94,000 | 6,456 |
| Net interest income | $691,000 | 6,608 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $38,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $29,000 | 6,300 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,000 | 6,357 |
| Total noninterest expense | $660,000 | 6,618 |
| Salaries and employee benefits | $482,000 | 6,439 |
| Premises and equipment expense | $45,000 | 6,649 |
| Additional noninterest expense | $133,000 | 6,731 |
| Pre-tax net operating income | $69,000 | 6,032 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $19,000 | 4,121 |
| Income before extraordinary items | $50,000 | 6,130 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $50,000 | 6,131 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $50,000 | 6,133 |
| Net charge-offs | $2,000 | 5,363 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $50,000 | 6,090 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $590,000 | 6,683 |
| Total interest expense | $74,000 | 6,521 |
| Net interest income | $516,000 | 6,684 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $28,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $21,000 | 6,389 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,000 | 6,461 |
| Total noninterest expense | $427,000 | 6,738 |
| Salaries and employee benefits | $300,000 | 6,611 |
| Premises and equipment expense | $34,000 | 6,720 |
| Additional noninterest expense | $93,000 | 6,812 |
| Pre-tax net operating income | $117,000 | 5,941 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $14,000 | 4,224 |
| Income before extraordinary items | $103,000 | 6,005 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $103,000 | 6,007 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $103,000 | 6,007 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $103,000 | 5,944 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $399,000 | 6,727 |
| Total interest expense | $53,000 | 6,546 |
| Net interest income | $346,000 | 6,733 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $19,000 | 6,658 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $14,000 | 6,410 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,480 |
| Total noninterest expense | $281,000 | 6,796 |
| Salaries and employee benefits | $200,000 | 6,660 |
| Premises and equipment expense | $17,000 | 6,825 |
| Additional noninterest expense | $64,000 | 6,854 |
| Pre-tax net operating income | $84,000 | 5,899 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $9,000 | 4,224 |
| Income before extraordinary items | $75,000 | 5,992 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $75,000 | 5,993 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $75,000 | 5,994 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $75,000 | 5,903 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $204,000 | 6,789 |
| Total interest expense | $29,000 | 6,571 |
| Net interest income | $175,000 | 6,791 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $9,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $6,000 | 6,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,532 |
| Total noninterest expense | $140,000 | 6,869 |
| Salaries and employee benefits | $100,000 | 6,721 |
| Premises and equipment expense | $8,000 | 6,893 |
| Additional noninterest expense | $32,000 | 6,925 |
| Pre-tax net operating income | $44,000 | 5,910 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $39,000 | 5,988 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $39,000 | 5,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $39,000 | 5,990 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $39,000 | 5,902 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 6,830 |
| Total interest expense | $173,000 | 6,520 |
| Net interest income | $742,000 | 6,844 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $38,000 | 6,690 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $30,000 | 6,528 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $8,000 | 6,432 |
| Total noninterest expense | $718,000 | 6,824 |
| Salaries and employee benefits | $532,000 | 6,585 |
| Premises and equipment expense | $44,000 | 6,925 |
| Additional noninterest expense | $142,000 | 6,983 |
| Pre-tax net operating income | $62,000 | 6,010 |
| Securities gains (losses) | $15,000 | 3,269 |
| Applicable income taxes | $19,000 | 4,232 |
| Income before extraordinary items | $58,000 | 6,168 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $58,000 | 6,162 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $58,000 | 6,164 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $300,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $46,750 | 6,044 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $702,000 | 6,919 |
| Total interest expense | $141,000 | 6,578 |
| Net interest income | $561,000 | 6,942 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $29,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $23,000 | 6,601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,000 | 6,558 |
| Total noninterest expense | $428,000 | 7,021 |
| Salaries and employee benefits | $295,000 | 6,881 |
| Premises and equipment expense | $32,000 | 7,016 |
| Additional noninterest expense | $101,000 | 7,086 |
| Pre-tax net operating income | $162,000 | 5,818 |
| Securities gains (losses) | $15,000 | 2,991 |
| Applicable income taxes | $14,000 | 4,284 |
| Income before extraordinary items | $163,000 | 5,878 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $163,000 | 5,877 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $163,000 | 5,877 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $149,200 | 5,784 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $478,000 | 6,968 |
| Total interest expense | $100,000 | 6,614 |
| Net interest income | $378,000 | 6,994 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $20,000 | 6,848 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $15,000 | 6,650 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,592 |
| Total noninterest expense | $278,000 | 7,090 |
| Salaries and employee benefits | $197,000 | 6,942 |
| Premises and equipment expense | $17,000 | 7,121 |
| Additional noninterest expense | $64,000 | 7,170 |
| Pre-tax net operating income | $120,000 | 5,764 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $10,000 | 4,237 |
| Income before extraordinary items | $110,000 | 5,885 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $110,000 | 5,885 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $110,000 | 5,885 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $110,000 | 5,722 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $246,000 | 7,017 |
| Total interest expense | $51,000 | 6,676 |
| Net interest income | $195,000 | 7,035 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $11,000 | 6,905 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $7,000 | 6,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $142,000 | 7,146 |
| Salaries and employee benefits | $98,000 | 7,005 |
| Premises and equipment expense | $10,000 | 7,136 |
| Additional noninterest expense | $34,000 | 7,204 |
| Pre-tax net operating income | $64,000 | 5,786 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $59,000 | 5,878 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $59,000 | 5,878 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $59,000 | 5,878 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $59,000 | 5,734 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 7,063 |
| Total interest expense | $262,000 | 6,676 |
| Net interest income | $763,000 | 7,099 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $45,000 | 6,815 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $38,000 | 6,514 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $7,000 | 6,582 |
| Total noninterest expense | $730,000 | 7,088 |
| Salaries and employee benefits | $530,000 | 6,851 |
| Premises and equipment expense | $56,000 | 7,136 |
| Additional noninterest expense | $144,000 | 7,256 |
| Pre-tax net operating income | $78,000 | 5,831 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $23,000 | 4,072 |
| Income before extraordinary items | $55,000 | 6,013 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $55,000 | 6,015 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $55,000 | 6,015 |
| Net charge-offs | $2,000 | 6,349 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $55,000 | 5,895 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $774,000 | 7,139 |
| Total interest expense | $207,000 | 6,735 |
| Net interest income | $567,000 | 7,180 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $35,000 | 6,913 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $29,000 | 6,549 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $6,000 | 6,732 |
| Total noninterest expense | $446,000 | 7,242 |
| Salaries and employee benefits | $302,000 | 7,093 |
| Premises and equipment expense | $41,000 | 7,216 |
| Additional noninterest expense | $103,000 | 7,337 |
| Pre-tax net operating income | $156,000 | 5,622 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $17,000 | 4,099 |
| Income before extraordinary items | $139,000 | 5,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 5,753 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $139,000 | 5,753 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $139,000 | 5,606 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $520,000 | 7,200 |
| Total interest expense | $152,000 | 6,734 |
| Net interest income | $368,000 | 7,255 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $23,000 | 6,989 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $19,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,808 |
| Total noninterest expense | $310,000 | 7,295 |
| Salaries and employee benefits | $220,000 | 7,107 |
| Premises and equipment expense | $19,000 | 7,368 |
| Additional noninterest expense | $71,000 | 7,403 |
| Pre-tax net operating income | $81,000 | 5,784 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $11,000 | 4,065 |
| Income before extraordinary items | $70,000 | 5,888 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 5,887 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $70,000 | 5,888 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $70,000 | 5,808 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $264,000 | 7,242 |
| Total interest expense | $94,000 | 6,584 |
| Net interest income | $170,000 | 7,340 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $13,000 | 7,036 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $154,000 | 7,355 |
| Salaries and employee benefits | $109,000 | 7,169 |
| Premises and equipment expense | $9,000 | 7,426 |
| Additional noninterest expense | $36,000 | 7,467 |
| Pre-tax net operating income | $29,000 | 6,003 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $23,000 | 6,084 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $23,000 | 6,083 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $23,000 | 6,084 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $23,000 | 6,050 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 7,268 |
| Total interest expense | $330,000 | 6,975 |
| Net interest income | $841,000 | 7,286 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $52,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $44,000 | 6,321 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,821 |
| Total noninterest expense | $795,000 | 7,296 |
| Salaries and employee benefits | $557,000 | 7,016 |
| Premises and equipment expense | $74,000 | 7,288 |
| Additional noninterest expense | $164,000 | 7,498 |
| Pre-tax net operating income | $98,000 | 5,481 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $23,000 | 3,959 |
| Income before extraordinary items | $75,000 | 5,700 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $75,000 | 5,701 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $75,000 | 5,701 |
| Net charge-offs | $-2,000 | 7,326 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $75,000 | 5,564 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $890,000 | 7,370 |
| Total interest expense | $252,000 | 7,091 |
| Net interest income | $638,000 | 7,380 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $38,000 | 7,192 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $31,000 | 6,442 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,000 | 6,979 |
| Total noninterest expense | $458,000 | 7,533 |
| Salaries and employee benefits | $290,000 | 7,418 |
| Premises and equipment expense | $53,000 | 7,389 |
| Additional noninterest expense | $115,000 | 7,610 |
| Pre-tax net operating income | $218,000 | 5,189 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $17,000 | 4,065 |
| Income before extraordinary items | $201,000 | 5,294 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $201,000 | 5,296 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $201,000 | 5,297 |
| Net charge-offs | $-2,000 | 7,281 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $201,000 | 5,137 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $608,000 | 7,418 |
| Total interest expense | $172,000 | 7,149 |
| Net interest income | $436,000 | 7,424 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $25,000 | 7,259 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $20,000 | 6,495 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 7,045 |
| Total noninterest expense | $287,000 | 7,639 |
| Salaries and employee benefits | $193,000 | 7,482 |
| Premises and equipment expense | $22,000 | 7,647 |
| Additional noninterest expense | $72,000 | 7,694 |
| Pre-tax net operating income | $174,000 | 5,068 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $11,000 | 4,050 |
| Income before extraordinary items | $163,000 | 5,138 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $163,000 | 5,141 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $163,000 | 5,140 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $163,000 | 4,985 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $313,000 | 7,488 |
| Total interest expense | $88,000 | 7,249 |
| Net interest income | $225,000 | 7,498 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $13,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $9,000 | 6,608 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $143,000 | 7,744 |
| Salaries and employee benefits | $97,000 | 7,576 |
| Premises and equipment expense | $12,000 | 7,697 |
| Additional noninterest expense | $34,000 | 7,813 |
| Pre-tax net operating income | $95,000 | 5,113 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $89,000 | 5,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 5,129 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $89,000 | 5,128 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $89,000 | 5,008 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 7,564 |
| Total interest expense | $408,000 | 7,341 |
| Net interest income | $845,000 | 7,583 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $46,000 | 7,432 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $38,000 | 6,680 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,000 | 7,239 |
| Total noninterest expense | $787,000 | 7,630 |
| Salaries and employee benefits | $552,000 | 7,307 |
| Premises and equipment expense | $54,000 | 7,756 |
| Additional noninterest expense | $181,000 | 7,802 |
| Pre-tax net operating income | $104,000 | 5,080 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $17,000 | 3,730 |
| Income before extraordinary items | $87,000 | 5,209 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $87,000 | 5,208 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $87,000 | 5,208 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $87,000 | 5,139 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $938,000 | 7,654 |
| Total interest expense | $313,000 | 7,426 |
| Net interest income | $625,000 | 7,665 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $34,000 | 7,556 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $28,000 | 6,729 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,000 | 7,405 |
| Total noninterest expense | $456,000 | 7,850 |
| Salaries and employee benefits | $289,000 | 7,731 |
| Premises and equipment expense | $43,000 | 7,818 |
| Additional noninterest expense | $124,000 | 7,907 |
| Pre-tax net operating income | $203,000 | 4,912 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $13,000 | 3,954 |
| Income before extraordinary items | $190,000 | 4,897 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $190,000 | 4,896 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $190,000 | 4,897 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $190,000 | 4,838 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $622,000 | 7,742 |
| Total interest expense | $210,000 | 7,532 |
| Net interest income | $412,000 | 7,734 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $22,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $17,000 | 6,819 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,000 | 7,481 |
| Total noninterest expense | $306,000 | 7,929 |
| Salaries and employee benefits | $194,000 | 7,805 |
| Premises and equipment expense | $23,000 | 7,965 |
| Additional noninterest expense | $89,000 | 7,942 |
| Pre-tax net operating income | $128,000 | 5,046 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $9,000 | 4,050 |
| Income before extraordinary items | $119,000 | 5,066 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 5,064 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $119,000 | 5,065 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $119,000 | 4,977 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 7,787 |
| Total interest expense | $106,000 | 7,603 |
| Net interest income | $209,000 | 7,755 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $12,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $139,000 | 8,026 |
| Salaries and employee benefits | $97,000 | 7,859 |
| Premises and equipment expense | $10,000 | 8,040 |
| Additional noninterest expense | $32,000 | 8,095 |
| Pre-tax net operating income | $82,000 | 5,223 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $78,000 | 5,262 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $78,000 | 5,267 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $78,000 | 5,266 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $78,000 | 5,091 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 7,818 |
| Total interest expense | $504,000 | 7,657 |
| Net interest income | $787,000 | 7,816 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $46,000 | 7,766 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 6,802 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $8,000 | 7,741 |
| Total noninterest expense | $744,000 | 7,869 |
| Salaries and employee benefits | $509,000 | 7,643 |
| Premises and equipment expense | $97,000 | 7,651 |
| Additional noninterest expense | $138,000 | 8,112 |
| Pre-tax net operating income | $89,000 | 6,053 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $19,000 | 4,294 |
| Income before extraordinary items | $70,000 | 5,975 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $70,000 | 5,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $60,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $70,000 | 6,122 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 7,907 |
| Total interest expense | $387,000 | 7,754 |
| Net interest income | $582,000 | 7,914 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $36,000 | 7,884 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $29,000 | 6,849 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 7,869 |
| Total noninterest expense | $428,000 | 8,108 |
| Salaries and employee benefits | $286,000 | 7,976 |
| Premises and equipment expense | $41,000 | 8,076 |
| Additional noninterest expense | $101,000 | 8,176 |
| Pre-tax net operating income | $190,000 | 6,069 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $15,000 | 4,720 |
| Income before extraordinary items | $175,000 | 5,830 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $175,000 | 5,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $60,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $175,000 | 6,007 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $645,000 | 7,957 |
| Total interest expense | $266,000 | 7,823 |
| Net interest income | $379,000 | 7,978 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $25,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $20,000 | 6,861 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $277,000 | 8,186 |
| Salaries and employee benefits | $191,000 | 8,027 |
| Premises and equipment expense | $19,000 | 8,260 |
| Additional noninterest expense | $67,000 | 8,239 |
| Pre-tax net operating income | $127,000 | 6,256 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $10,000 | 4,982 |
| Income before extraordinary items | $117,000 | 6,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $60,000 | 4,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $117,000 | 6,168 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $327,000 | 8,014 |
| Total interest expense | $138,000 | 7,880 |
| Net interest income | $189,000 | 8,027 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $13,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $140,000 | 8,226 |
| Salaries and employee benefits | $95,000 | 8,071 |
| Premises and equipment expense | $11,000 | 8,240 |
| Additional noninterest expense | $34,000 | 8,263 |
| Pre-tax net operating income | $62,000 | 6,449 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $57,000 | 6,472 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $57,000 | 6,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $57,000 | 6,376 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 8,057 |
| Total interest expense | $524,000 | 7,924 |
| Net interest income | $728,000 | 8,058 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $54,000 | 8,000 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $46,000 | 6,816 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,000 | 8,113 |
| Total noninterest expense | $693,000 | 8,103 |
| Salaries and employee benefits | $503,000 | 7,798 |
| Premises and equipment expense | $37,000 | 8,347 |
| Additional noninterest expense | $153,000 | 8,239 |
| Pre-tax net operating income | $89,000 | 7,178 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $19,000 | 5,444 |
| Income before extraordinary items | $70,000 | 7,259 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $70,000 | 7,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $70,000 | 7,232 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $930,000 | 8,126 |
| Total interest expense | $386,000 | 7,985 |
| Net interest income | $544,000 | 8,119 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $40,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,852 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,000 | 8,162 |
| Total noninterest expense | $424,000 | 8,249 |
| Salaries and employee benefits | $293,000 | 8,065 |
| Premises and equipment expense | $23,000 | 8,395 |
| Additional noninterest expense | $108,000 | 8,286 |
| Pre-tax net operating income | $160,000 | 7,102 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $15,000 | 5,595 |
| Income before extraordinary items | $145,000 | 7,055 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $145,000 | 7,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $145,000 | 7,045 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $610,000 | 8,197 |
| Total interest expense | $253,000 | 8,036 |
| Net interest income | $357,000 | 8,203 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $26,000 | 8,117 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $22,000 | 6,923 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,000 | 8,223 |
| Total noninterest expense | $274,000 | 8,322 |
| Salaries and employee benefits | $195,000 | 8,126 |
| Premises and equipment expense | $12,000 | 8,486 |
| Additional noninterest expense | $67,000 | 8,369 |
| Pre-tax net operating income | $109,000 | 7,187 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $99,000 | 7,128 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $99,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $99,000 | 7,117 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 8,262 |
| Total interest expense | $125,000 | 8,092 |
| Net interest income | $175,000 | 8,270 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $13,000 | 8,149 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $142,000 | 8,345 |
| Salaries and employee benefits | $98,000 | 8,151 |
| Premises and equipment expense | $6,000 | 8,513 |
| Additional noninterest expense | $38,000 | 8,309 |
| Pre-tax net operating income | $46,000 | 7,339 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $41,000 | 7,286 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $41,000 | 7,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $41,000 | 7,279 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 8,161 |
| Total interest expense | $446,000 | 8,004 |
| Net interest income | $714,000 | 8,185 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $61,000 | 8,121 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $51,000 | 6,878 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,253 |
| Total noninterest expense | $673,000 | 8,206 |
| Salaries and employee benefits | $495,000 | 7,882 |
| Premises and equipment expense | $40,000 | 8,450 |
| Additional noninterest expense | $138,000 | 8,410 |
| Pre-tax net operating income | $102,000 | 7,700 |
| Securities gains (losses) | $-9,000 | 7,249 |
| Applicable income taxes | $19,000 | 5,938 |
| Income before extraordinary items | $74,000 | 7,774 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $74,000 | 7,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $81,200 | 7,732 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $855,000 | 8,240 |
| Total interest expense | $323,000 | 8,076 |
| Net interest income | $532,000 | 8,275 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $46,000 | 8,202 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $38,000 | 6,969 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,304 |
| Total noninterest expense | $414,000 | 8,411 |
| Salaries and employee benefits | $287,000 | 8,202 |
| Premises and equipment expense | $27,000 | 8,542 |
| Additional noninterest expense | $100,000 | 8,479 |
| Pre-tax net operating income | $164,000 | 7,572 |
| Securities gains (losses) | $-9,000 | 7,556 |
| Applicable income taxes | $15,000 | 6,081 |
| Income before extraordinary items | $140,000 | 7,533 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $140,000 | 7,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $148,100 | 7,493 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $557,000 | 8,297 |
| Total interest expense | $208,000 | 8,106 |
| Net interest income | $349,000 | 8,338 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $29,000 | 8,298 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,374 |
| Total noninterest expense | $277,000 | 8,444 |
| Salaries and employee benefits | $192,000 | 8,242 |
| Premises and equipment expense | $19,000 | 8,552 |
| Additional noninterest expense | $66,000 | 8,516 |
| Pre-tax net operating income | $101,000 | 7,687 |
| Securities gains (losses) | $-6,000 | 7,728 |
| Applicable income taxes | $10,000 | 6,127 |
| Income before extraordinary items | $85,000 | 7,642 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $85,000 | 7,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $90,340 | 7,613 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 8,325 |
| Total interest expense | $100,000 | 8,129 |
| Net interest income | $174,000 | 8,374 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $14,000 | 8,305 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $136,000 | 8,473 |
| Salaries and employee benefits | $95,000 | 8,273 |
| Premises and equipment expense | $8,000 | 8,606 |
| Additional noninterest expense | $33,000 | 8,530 |
| Pre-tax net operating income | $52,000 | 7,674 |
| Securities gains (losses) | $-6,000 | 8,127 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $41,000 | 7,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $46,340 | 7,597 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 8,266 |
| Total interest expense | $354,000 | 8,036 |
| Net interest income | $721,000 | 8,316 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $63,000 | 8,320 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $55,000 | 7,001 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,464 |
| Total noninterest expense | $689,000 | 8,258 |
| Salaries and employee benefits | $484,000 | 7,950 |
| Premises and equipment expense | $72,000 | 8,203 |
| Additional noninterest expense | $133,000 | 8,571 |
| Pre-tax net operating income | $95,000 | 8,016 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $18,000 | 6,362 |
| Income before extraordinary items | $73,000 | 8,057 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $73,000 | 8,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $76,200 | 8,015 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $799,000 | 8,309 |
| Total interest expense | $257,000 | 8,066 |
| Net interest income | $542,000 | 8,352 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $47,000 | 8,366 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 7,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,472 |
| Total noninterest expense | $399,000 | 8,516 |
| Salaries and employee benefits | $274,000 | 8,293 |
| Premises and equipment expense | $29,000 | 8,602 |
| Additional noninterest expense | $96,000 | 8,596 |
| Pre-tax net operating income | $190,000 | 7,667 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $17,000 | 6,363 |
| Income before extraordinary items | $169,000 | 7,606 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $169,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $172,640 | 7,561 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $523,000 | 8,337 |
| Total interest expense | $167,000 | 8,050 |
| Net interest income | $356,000 | 8,385 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $31,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $26,000 | 7,089 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $267,000 | 8,514 |
| Salaries and employee benefits | $181,000 | 8,310 |
| Premises and equipment expense | $19,000 | 8,606 |
| Additional noninterest expense | $67,000 | 8,562 |
| Pre-tax net operating income | $120,000 | 7,736 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $112,000 | 7,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $112,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $112,000 | 7,613 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $261,000 | 8,416 |
| Total interest expense | $83,000 | 8,071 |
| Net interest income | $178,000 | 8,470 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $15,000 | 8,445 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $134,000 | 8,578 |
| Salaries and employee benefits | $88,000 | 8,420 |
| Premises and equipment expense | $12,000 | 8,542 |
| Additional noninterest expense | $34,000 | 8,610 |
| Pre-tax net operating income | $59,000 | 7,779 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $55,000 | 7,676 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $55,000 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $55,000 | 7,645 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 8,377 |
| Total interest expense | $333,000 | 7,943 |
| Net interest income | $682,000 | 8,462 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $66,000 | 8,440 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $57,000 | 7,178 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $665,000 | 8,378 |
| Salaries and employee benefits | $489,000 | 8,007 |
| Premises and equipment expense | $39,000 | 8,731 |
| Additional noninterest expense | $137,000 | 8,655 |
| Pre-tax net operating income | $83,000 | 8,156 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $17,000 | 6,599 |
| Income before extraordinary items | $66,000 | 8,225 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $66,000 | 8,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $55,000 | 5,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $66,000 | 8,181 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $758,000 | 8,431 |
| Total interest expense | $251,000 | 7,969 |
| Net interest income | $507,000 | 8,513 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $48,000 | 8,511 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $41,000 | 7,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $402,000 | 8,639 |
| Salaries and employee benefits | $283,000 | 8,365 |
| Premises and equipment expense | $25,000 | 8,805 |
| Additional noninterest expense | $94,000 | 8,739 |
| Pre-tax net operating income | $153,000 | 7,899 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $14,000 | 6,683 |
| Income before extraordinary items | $139,000 | 7,850 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $139,000 | 7,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $139,000 | 7,805 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $505,000 | 8,490 |
| Total interest expense | $168,000 | 8,036 |
| Net interest income | $337,000 | 8,565 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $32,000 | 8,558 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $27,000 | 7,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $268,000 | 8,690 |
| Salaries and employee benefits | $189,000 | 8,420 |
| Premises and equipment expense | $15,000 | 8,886 |
| Additional noninterest expense | $64,000 | 8,783 |
| Pre-tax net operating income | $101,000 | 7,917 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $9,000 | 6,693 |
| Income before extraordinary items | $92,000 | 7,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $92,000 | 7,796 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $254,000 | 8,536 |
| Total interest expense | $83,000 | 8,121 |
| Net interest income | $171,000 | 8,589 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $16,000 | 8,578 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $134,000 | 8,719 |
| Salaries and employee benefits | $94,000 | 8,461 |
| Premises and equipment expense | $7,000 | 8,909 |
| Additional noninterest expense | $33,000 | 8,795 |
| Pre-tax net operating income | $53,000 | 7,880 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $48,000 | 7,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $48,000 | 7,758 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 8,542 |
| Total interest expense | $419,000 | 8,045 |
| Net interest income | $624,000 | 8,662 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $61,000 | 8,696 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $51,000 | 7,419 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,000 | 8,762 |
| Total noninterest expense | $603,000 | 8,650 |
| Salaries and employee benefits | $446,000 | 8,257 |
| Premises and equipment expense | $35,000 | 8,959 |
| Additional noninterest expense | $122,000 | 8,910 |
| Pre-tax net operating income | $82,000 | 8,272 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $7,000 | 7,138 |
| Income before extraordinary items | $75,000 | 8,350 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $75,000 | 8,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $60,000 | 5,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $75,000 | 8,240 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $781,000 | 8,635 |
| Total interest expense | $325,000 | 8,125 |
| Net interest income | $456,000 | 8,760 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $45,000 | 8,774 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $37,000 | 7,509 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $391,000 | 8,831 |
| Salaries and employee benefits | $280,000 | 8,512 |
| Premises and equipment expense | $27,000 | 8,976 |
| Additional noninterest expense | $84,000 | 8,993 |
| Pre-tax net operating income | $110,000 | 8,178 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $6,000 | 7,203 |
| Income before extraordinary items | $104,000 | 8,193 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $104,000 | 8,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $104,000 | 8,059 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $520,000 | 8,681 |
| Total interest expense | $221,000 | 8,198 |
| Net interest income | $299,000 | 8,800 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $30,000 | 8,793 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $24,000 | 7,541 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $264,000 | 8,842 |
| Salaries and employee benefits | $188,000 | 8,531 |
| Premises and equipment expense | $16,000 | 9,035 |
| Additional noninterest expense | $60,000 | 8,969 |
| Pre-tax net operating income | $65,000 | 8,269 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $61,000 | 8,326 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $61,000 | 8,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $61,000 | 8,195 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $264,000 | 8,734 |
| Total interest expense | $112,000 | 8,273 |
| Net interest income | $152,000 | 8,835 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $16,000 | 8,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $133,000 | 8,873 |
| Salaries and employee benefits | $93,000 | 8,589 |
| Premises and equipment expense | $9,000 | 9,017 |
| Additional noninterest expense | $31,000 | 8,995 |
| Pre-tax net operating income | $35,000 | 8,230 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $33,000 | 8,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $33,000 | 8,087 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 8,733 |
| Total interest expense | $502,000 | 8,374 |
| Net interest income | $634,000 | 8,839 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $59,000 | 8,888 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $49,000 | 7,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,905 |
| Total noninterest expense | $597,000 | 8,774 |
| Salaries and employee benefits | $433,000 | 8,387 |
| Premises and equipment expense | $48,000 | 8,935 |
| Additional noninterest expense | $116,000 | 9,098 |
| Pre-tax net operating income | $96,000 | 8,327 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $18,000 | 7,092 |
| Income before extraordinary items | $78,000 | 8,429 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $78,000 | 8,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $2,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $78,000 | 8,340 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 8,984 |
| Total interest expense | $606,000 | 8,816 |
| Net interest income | $598,000 | 9,040 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $63,000 | 9,008 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $50,000 | 7,603 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,000 | 9,003 |
| Total noninterest expense | $561,000 | 9,033 |
| Salaries and employee benefits | $411,000 | 8,571 |
| Premises and equipment expense | $32,000 | 9,385 |
| Additional noninterest expense | $118,000 | 9,264 |
| Pre-tax net operating income | $100,000 | 8,329 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $23,000 | 7,236 |
| Income before extraordinary items | $81,000 | 8,440 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $81,000 | 8,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $3,000 | 6,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $77,880 | 8,356 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 9,248 |
| Total interest expense | $617,000 | 9,021 |
| Net interest income | $556,000 | 9,356 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $41,000 | 9,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $502,000 | 9,391 |
| Salaries and employee benefits | $370,000 | 8,904 |
| Premises and equipment expense | $30,000 | 9,671 |
| Additional noninterest expense | $102,000 | 9,616 |
| Pre-tax net operating income | $95,000 | 8,813 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $21,000 | 7,823 |
| Income before extraordinary items | $72,000 | 8,873 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $72,000 | 8,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $2,000 | 6,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $73,540 | 8,847 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,134,000 | 9,486 |
| Total interest expense | $566,000 | 9,294 |
| Net interest income | $568,000 | 9,562 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $37,000 | 9,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,637 |
| Total noninterest expense | $455,000 | 9,747 |
| Salaries and employee benefits | $320,000 | 9,355 |
| Premises and equipment expense | $27,000 | 10,017 |
| Additional noninterest expense | $108,000 | 9,867 |
| Pre-tax net operating income | $150,000 | 8,807 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $29,000 | 8,032 |
| Income before extraordinary items | $118,000 | 8,840 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $118,000 | 8,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $11,000 | 7,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $120,400 | 8,794 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 9,786 |
| Total interest expense | $536,000 | 9,613 |
| Net interest income | $536,000 | 9,850 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $32,000 | 10,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $445,000 | 9,936 |
| Salaries and employee benefits | $311,000 | 9,567 |
| Premises and equipment expense | $27,000 | 10,222 |
| Additional noninterest expense | $107,000 | 10,077 |
| Pre-tax net operating income | $123,000 | 9,315 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $20,000 | 8,879 |
| Income before extraordinary items | $108,000 | 9,290 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $108,000 | 9,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $11,000 | 7,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $103,800 | 9,246 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 10,254 |
| Total interest expense | $514,000 | 10,067 |
| Net interest income | $536,000 | 10,309 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $30,000 | 10,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $439,000 | 10,367 |
| Salaries and employee benefits | $289,000 | 10,028 |
| Premises and equipment expense | $51,000 | 10,179 |
| Additional noninterest expense | $99,000 | 10,545 |
| Pre-tax net operating income | $127,000 | 9,959 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $17,000 | 9,778 |
| Income before extraordinary items | $104,000 | 9,938 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $104,000 | 9,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $15,000 | 7,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $109,160 | 9,864 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 10,794 |
| Total interest expense | $505,000 | 10,584 |
| Net interest income | $509,000 | 10,874 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $28,000 | 11,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,116 |
| Total noninterest expense | $431,000 | 10,865 |
| Salaries and employee benefits | $284,000 | 10,476 |
| Premises and equipment expense | $50,000 | 10,636 |
| Additional noninterest expense | $97,000 | 11,112 |
| Pre-tax net operating income | $106,000 | 10,337 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $12,000 | 10,336 |
| Income before extraordinary items | $92,000 | 10,290 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $92,000 | 10,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $10,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $93,760 | 10,228 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 11,299 |
| Total interest expense | $515,000 | 10,967 |
| Net interest income | $475,000 | 11,457 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $26,000 | 11,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,753 |
| Total noninterest expense | $401,000 | 11,431 |
| Salaries and employee benefits | $273,000 | 10,974 |
| Premises and equipment expense | $33,000 | 11,548 |
| Additional noninterest expense | $95,000 | 11,656 |
| Pre-tax net operating income | $100,000 | 11,091 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $13,000 | 10,879 |
| Income before extraordinary items | $97,000 | 10,955 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $97,000 | 10,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $85,000 | 7,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $88,200 | 11,013 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 11,804 |
| Total interest expense | $429,000 | 11,445 |
| Net interest income | $519,000 | 11,948 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $32,000 | 12,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 10,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $409,000 | 11,999 |
| Salaries and employee benefits | $270,000 | 11,476 |
| Premises and equipment expense | $24,000 | 12,357 |
| Additional noninterest expense | $115,000 | 12,162 |
| Pre-tax net operating income | $142,000 | 11,331 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $13,000 | 11,303 |
| Income before extraordinary items | $128,000 | 11,078 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $128,000 | 11,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $-221,000 | 12,532 |
| Net operating income | $128,910 | 11,119 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 12,311 |
| Total interest expense | $463,000 | 11,871 |
| Net interest income | $530,000 | 12,466 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $21,000 | 13,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,123 |
| Total noninterest expense | $401,000 | 12,640 |
| Salaries and employee benefits | $272,000 | 11,958 |
| Premises and equipment expense | $26,000 | 12,948 |
| Additional noninterest expense | $103,000 | 12,900 |
| Pre-tax net operating income | $150,000 | 11,471 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $27,000 | 11,459 |
| Income before extraordinary items | $133,000 | 11,420 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $133,000 | 11,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 12,163 |
| Cash dividends | $131,000 | 6,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $124,700 | 11,311 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 12,714 |
| Total interest expense | $584,000 | 12,367 |
| Net interest income | $565,000 | 12,862 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $20,000 | 13,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 11,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,675 |
| Total noninterest expense | $384,000 | 13,244 |
| Salaries and employee benefits | $260,000 | 12,500 |
| Premises and equipment expense | $23,000 | 13,601 |
| Additional noninterest expense | $101,000 | 13,517 |
| Pre-tax net operating income | $201,000 | 11,068 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $43,000 | 11,451 |
| Income before extraordinary items | $161,000 | 11,115 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $161,000 | 11,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $158,630 | 10,812 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.