Home > Hartland Bank > Income and Expense
Hartland Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,585,000 | 1,499 |
| Total interest expense | $8,078,000 | 1,888 |
| Net interest income | $13,507,000 | 1,256 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $1,921,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,425,000 | 865 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $496,000 | 2,997 |
| Total noninterest expense | $8,620,000 | 1,544 |
| Salaries and employee benefits | $4,873,000 | 1,349 |
| Premises and equipment expense | $1,196,000 | 1,647 |
| Additional noninterest expense | $2,551,000 | 1,683 |
| Pre-tax net operating income | $6,448,000 | 1,159 |
| Securities gains (losses) | $20,000 | 2,430 |
| Applicable income taxes | $2,205,000 | 1,141 |
| Income before extraordinary items | $4,263,000 | 1,252 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,263,000 | 1,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 10,306 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $-642,000 | 10,405 |
| Net operating income | $4,249,800 | 1,210 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,106,000 | 1,826 |
| Total interest expense | $6,497,000 | 2,313 |
| Net interest income | $11,609,000 | 1,485 |
| Provision for loan and lease losses | $244,000 | 2,993 |
| Total noninterest income | $1,605,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,046,000 | 1,210 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $559,000 | 2,623 |
| Total noninterest expense | $7,036,000 | 1,840 |
| Salaries and employee benefits | $3,836,000 | 1,708 |
| Premises and equipment expense | $938,000 | 2,097 |
| Additional noninterest expense | $2,262,000 | 1,881 |
| Pre-tax net operating income | $5,934,000 | 1,310 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $1,908,000 | 1,382 |
| Income before extraordinary items | $4,032,000 | 1,356 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,032,000 | 1,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $421,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 899 |
| Net operating income | $4,027,920 | 1,318 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,192,000 | 2,220 |
| Total interest expense | $5,035,000 | 2,978 |
| Net interest income | $10,157,000 | 1,747 |
| Provision for loan and lease losses | $409,000 | 2,051 |
| Total noninterest income | $1,720,000 | 2,077 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $995,000 | 1,347 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $725,000 | 2,239 |
| Total noninterest expense | $5,904,000 | 2,336 |
| Salaries and employee benefits | $3,179,000 | 2,101 |
| Premises and equipment expense | $782,000 | 2,504 |
| Additional noninterest expense | $1,943,000 | 2,523 |
| Pre-tax net operating income | $5,564,000 | 1,283 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $1,856,000 | 1,321 |
| Income before extraordinary items | $3,732,000 | 1,331 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,732,000 | 1,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-140,000 | 11,279 |
| Cash dividends | $421,000 | 3,764 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 865 |
| Net operating income | $3,715,920 | 1,304 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,985,000 | 2,788 |
| Total interest expense | $4,039,000 | 3,651 |
| Net interest income | $7,946,000 | 2,265 |
| Provision for loan and lease losses | $133,000 | 3,890 |
| Total noninterest income | $1,349,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $839,000 | 1,607 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $510,000 | 2,840 |
| Total noninterest expense | $4,648,000 | 2,897 |
| Salaries and employee benefits | $2,396,000 | 2,788 |
| Premises and equipment expense | $586,000 | 3,271 |
| Additional noninterest expense | $1,666,000 | 2,791 |
| Pre-tax net operating income | $4,514,000 | 1,633 |
| Securities gains (losses) | $19,000 | 1,949 |
| Applicable income taxes | $1,466,000 | 1,677 |
| Income before extraordinary items | $3,067,000 | 1,661 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,067,000 | 1,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,054,080 | 1,648 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,818,000 | 3,406 |
| Total interest expense | $2,471,000 | 4,703 |
| Net interest income | $6,347,000 | 2,854 |
| Provision for loan and lease losses | $226,000 | 2,813 |
| Total noninterest income | $1,232,000 | 2,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $764,000 | 1,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $468,000 | 3,078 |
| Total noninterest expense | $4,100,000 | 3,348 |
| Salaries and employee benefits | $2,070,000 | 3,178 |
| Premises and equipment expense | $620,000 | 3,171 |
| Additional noninterest expense | $1,410,000 | 3,510 |
| Pre-tax net operating income | $3,253,000 | 2,185 |
| Securities gains (losses) | $-107,000 | 11,569 |
| Applicable income taxes | $1,008,000 | 2,225 |
| Income before extraordinary items | $2,138,000 | 2,273 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,138,000 | 2,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,468 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,210,760 | 2,231 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,728,000 | 4,472 |
| Total interest expense | $1,962,000 | 5,925 |
| Net interest income | $4,766,000 | 3,732 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $1,004,000 | 3,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $679,000 | 2,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 4,273 |
| Total noninterest expense | $3,544,000 | 3,868 |
| Salaries and employee benefits | $1,623,000 | 3,974 |
| Premises and equipment expense | $637,000 | 3,137 |
| Additional noninterest expense | $1,284,000 | 3,965 |
| Pre-tax net operating income | $2,202,000 | 3,020 |
| Securities gains (losses) | $83,000 | 2,753 |
| Applicable income taxes | $718,000 | 3,046 |
| Income before extraordinary items | $1,567,000 | 3,113 |
| Extraordinary gains, net | $-159,000 | 13,016 |
| Net income | $1,408,000 | 3,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,509,730 | 3,062 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,699,000 | 5,730 |
| Total interest expense | $2,045,000 | 7,014 |
| Net interest income | $3,654,000 | 4,821 |
| Provision for loan and lease losses | $56,000 | 8,797 |
| Total noninterest income | $920,000 | 3,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $723,000 | 1,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,724 |
| Total noninterest expense | $3,046,000 | 4,470 |
| Salaries and employee benefits | $1,348,000 | 4,672 |
| Premises and equipment expense | $452,000 | 4,332 |
| Additional noninterest expense | $1,246,000 | 4,206 |
| Pre-tax net operating income | $1,472,000 | 4,103 |
| Securities gains (losses) | $85,000 | 3,276 |
| Applicable income taxes | $464,000 | 4,248 |
| Income before extraordinary items | $1,093,000 | 4,151 |
| Extraordinary gains, net | $173,000 | 497 |
| Net income | $1,266,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 5,022 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,033,500 | 4,050 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.