Home > Hartland Bank > Income and Expense

Hartland Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$21,585,0001,499
Total interest expense$8,078,0001,888
Net interest income$13,507,0001,256
Provision for loan and lease losses$360,0002,235
Total noninterest income$1,921,0001,896
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,425,000865
Trading account gains and fees$0224
Additional Noninterest Income$496,0002,997
Total noninterest expense$8,620,0001,544
Salaries and employee benefits$4,873,0001,349
Premises and equipment expense$1,196,0001,647
Additional noninterest expense$2,551,0001,683
Pre-tax net operating income$6,448,0001,159
Securities gains (losses)$20,0002,430
Applicable income taxes$2,205,0001,141
Income before extraordinary items$4,263,0001,252
Extraordinary gains, net$032
Net income$4,263,0001,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-135,00010,306
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$-642,00010,405
Net operating income$4,249,8001,210
1997-12-31 (YTD Data)Rank
Total interest income$18,106,0001,826
Total interest expense$6,497,0002,313
Net interest income$11,609,0001,485
Provision for loan and lease losses$244,0002,993
Total noninterest income$1,605,0002,085
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,046,0001,210
Trading account gains and fees$0239
Additional Noninterest Income$559,0002,623
Total noninterest expense$7,036,0001,840
Salaries and employee benefits$3,836,0001,708
Premises and equipment expense$938,0002,097
Additional noninterest expense$2,262,0001,881
Pre-tax net operating income$5,934,0001,310
Securities gains (losses)$6,0002,665
Applicable income taxes$1,908,0001,382
Income before extraordinary items$4,032,0001,356
Extraordinary gains, net$044
Net income$4,032,0001,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,573
Cash dividends$421,0003,838
Sale, conversion, retirement of capital stock, net$25,000899
Net operating income$4,027,9201,318
1996-12-31 (YTD Data)Rank
Total interest income$15,192,0002,220
Total interest expense$5,035,0002,978
Net interest income$10,157,0001,747
Provision for loan and lease losses$409,0002,051
Total noninterest income$1,720,0002,077
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$995,0001,347
Trading account gains and fees$0262
Additional Noninterest Income$725,0002,239
Total noninterest expense$5,904,0002,336
Salaries and employee benefits$3,179,0002,101
Premises and equipment expense$782,0002,504
Additional noninterest expense$1,943,0002,523
Pre-tax net operating income$5,564,0001,283
Securities gains (losses)$24,0001,866
Applicable income taxes$1,856,0001,321
Income before extraordinary items$3,732,0001,331
Extraordinary gains, net$053
Net income$3,732,0001,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-140,00011,279
Cash dividends$421,0003,764
Sale, conversion, retirement of capital stock, net$11,000865
Net operating income$3,715,9201,304
1995-12-31 (YTD Data)Rank
Total interest income$11,985,0002,788
Total interest expense$4,039,0003,651
Net interest income$7,946,0002,265
Provision for loan and lease losses$133,0003,890
Total noninterest income$1,349,0002,470
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$839,0001,607
Trading account gains and fees$0522
Additional Noninterest Income$510,0002,840
Total noninterest expense$4,648,0002,897
Salaries and employee benefits$2,396,0002,788
Premises and equipment expense$586,0003,271
Additional noninterest expense$1,666,0002,791
Pre-tax net operating income$4,514,0001,633
Securities gains (losses)$19,0001,949
Applicable income taxes$1,466,0001,677
Income before extraordinary items$3,067,0001,661
Extraordinary gains, net$065
Net income$3,067,0001,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,354
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,054,0801,648
1994-12-31 (YTD Data)Rank
Total interest income$8,818,0003,406
Total interest expense$2,471,0004,703
Net interest income$6,347,0002,854
Provision for loan and lease losses$226,0002,813
Total noninterest income$1,232,0002,688
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$764,0001,773
Trading account gains and feesNANA
Additional Noninterest Income$468,0003,078
Total noninterest expense$4,100,0003,348
Salaries and employee benefits$2,070,0003,178
Premises and equipment expense$620,0003,171
Additional noninterest expense$1,410,0003,510
Pre-tax net operating income$3,253,0002,185
Securities gains (losses)$-107,00011,569
Applicable income taxes$1,008,0002,225
Income before extraordinary items$2,138,0002,273
Extraordinary gains, net$0249
Net income$2,138,0002,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,468
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,210,7602,231
1993-12-31 (YTD Data)Rank
Total interest income$6,728,0004,472
Total interest expense$1,962,0005,925
Net interest income$4,766,0003,732
Provision for loan and lease losses$24,0008,778
Total noninterest income$1,004,0003,328
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$679,0002,012
Trading account gains and feesNANA
Additional Noninterest Income$325,0004,273
Total noninterest expense$3,544,0003,868
Salaries and employee benefits$1,623,0003,974
Premises and equipment expense$637,0003,137
Additional noninterest expense$1,284,0003,965
Pre-tax net operating income$2,202,0003,020
Securities gains (losses)$83,0002,753
Applicable income taxes$718,0003,046
Income before extraordinary items$1,567,0003,113
Extraordinary gains, net$-159,00013,016
Net income$1,408,0003,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0006,463
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,509,7303,062
1992-12-31 (YTD Data)Rank
Total interest income$5,699,0005,730
Total interest expense$2,045,0007,014
Net interest income$3,654,0004,821
Provision for loan and lease losses$56,0008,797
Total noninterest income$920,0003,555
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$723,0001,869
Trading account gains and feesNANA
Additional Noninterest Income$197,0005,724
Total noninterest expense$3,046,0004,470
Salaries and employee benefits$1,348,0004,672
Premises and equipment expense$452,0004,332
Additional noninterest expense$1,246,0004,206
Pre-tax net operating income$1,472,0004,103
Securities gains (losses)$85,0003,276
Applicable income taxes$464,0004,248
Income before extraordinary items$1,093,0004,151
Extraordinary gains, net$173,000497
Net income$1,266,0003,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0005,022
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,033,5004,050

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.