Home > Hartford Savings Bank > Income and Expense
Hartford Savings Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,299,000 | 3,506 |
| Total interest expense | $660,000 | 3,872 |
| Net interest income | $5,639,000 | 3,408 |
| Provision for loan and lease losses | $375,000 | 2,178 |
| Total noninterest income | $717,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $105,000 | 5,181 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $612,000 | 3,094 |
| Total noninterest expense | $5,511,000 | 3,174 |
| Salaries and employee benefits | $2,732,000 | 3,312 |
| Premises and equipment expense | $781,000 | 2,748 |
| Additional noninterest expense | $1,998,000 | 2,968 |
| Pre-tax net operating income | $470,000 | 5,064 |
| Securities gains (losses) | $84,000 | 1,450 |
| Applicable income taxes | $156,000 | 3,123 |
| Income before extraordinary items | $398,000 | 5,154 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $398,000 | 5,157 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $398,000 | 5,157 |
| Net charge-offs | $1,447,000 | 964 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $337,520 | 5,275 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 3,497 |
| Total interest expense | $516,000 | 3,868 |
| Net interest income | $4,283,000 | 3,408 |
| Provision for loan and lease losses | $345,000 | 1,939 |
| Total noninterest income | $597,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $81,000 | 5,187 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $516,000 | 2,966 |
| Total noninterest expense | $4,203,000 | 3,134 |
| Salaries and employee benefits | $2,093,000 | 3,289 |
| Premises and equipment expense | $618,000 | 2,660 |
| Additional noninterest expense | $1,492,000 | 2,991 |
| Pre-tax net operating income | $332,000 | 5,236 |
| Securities gains (losses) | $65,000 | 1,480 |
| Applicable income taxes | $98,000 | 3,329 |
| Income before extraordinary items | $299,000 | 5,265 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $299,000 | 5,266 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $299,000 | 5,267 |
| Net charge-offs | $1,231,000 | 865 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $250,250 | 5,377 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,257,000 | 3,469 |
| Total interest expense | $358,000 | 3,831 |
| Net interest income | $2,899,000 | 3,375 |
| Provision for loan and lease losses | $315,000 | 1,593 |
| Total noninterest income | $476,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $53,000 | 5,209 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $423,000 | 2,717 |
| Total noninterest expense | $2,829,000 | 3,127 |
| Salaries and employee benefits | $1,442,000 | 3,232 |
| Premises and equipment expense | $412,000 | 2,678 |
| Additional noninterest expense | $975,000 | 3,028 |
| Pre-tax net operating income | $231,000 | 5,156 |
| Securities gains (losses) | $65,000 | 1,357 |
| Applicable income taxes | $71,000 | 3,253 |
| Income before extraordinary items | $225,000 | 5,135 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $225,000 | 5,137 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $225,000 | 5,138 |
| Net charge-offs | $470,000 | 1,301 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $175,600 | 5,276 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 3,647 |
| Total interest expense | $189,000 | 3,800 |
| Net interest income | $1,335,000 | 3,578 |
| Provision for loan and lease losses | $180,000 | 1,441 |
| Total noninterest income | $301,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $25,000 | 5,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $276,000 | 2,336 |
| Total noninterest expense | $1,395,000 | 3,176 |
| Salaries and employee benefits | $729,000 | 3,229 |
| Premises and equipment expense | $212,000 | 2,648 |
| Additional noninterest expense | $454,000 | 3,192 |
| Pre-tax net operating income | $61,000 | 5,720 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $15,000 | 3,753 |
| Income before extraordinary items | $46,000 | 5,906 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $46,000 | 5,908 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $46,000 | 5,908 |
| Net charge-offs | $397,000 | 886 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $46,000 | 5,824 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,505,000 | 3,281 |
| Total interest expense | $1,089,000 | 3,416 |
| Net interest income | $6,416,000 | 3,212 |
| Provision for loan and lease losses | $4,000,000 | 611 |
| Total noninterest income | $786,000 | 3,677 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $108,000 | 5,326 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $678,000 | 2,940 |
| Total noninterest expense | $5,705,000 | 3,145 |
| Salaries and employee benefits | $2,969,000 | 3,149 |
| Premises and equipment expense | $813,000 | 2,703 |
| Additional noninterest expense | $1,923,000 | 3,187 |
| Pre-tax net operating income | $-2,503,000 | 6,848 |
| Securities gains (losses) | $170,000 | 1,834 |
| Applicable income taxes | $-1,051,000 | 6,970 |
| Income before extraordinary items | $-1,282,000 | 6,757 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,282,000 | 6,754 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,282,000 | 6,755 |
| Net charge-offs | $1,629,000 | 1,340 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,390,800 | 6,744 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,752,000 | 3,285 |
| Total interest expense | $873,000 | 3,369 |
| Net interest income | $4,879,000 | 3,212 |
| Provision for loan and lease losses | $3,730,000 | 515 |
| Total noninterest income | $616,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $81,000 | 5,392 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $535,000 | 2,851 |
| Total noninterest expense | $4,284,000 | 3,166 |
| Salaries and employee benefits | $2,245,000 | 3,155 |
| Premises and equipment expense | $625,000 | 2,686 |
| Additional noninterest expense | $1,414,000 | 3,262 |
| Pre-tax net operating income | $-2,519,000 | 7,011 |
| Securities gains (losses) | $170,000 | 1,564 |
| Applicable income taxes | $-1,028,000 | 7,091 |
| Income before extraordinary items | $-1,321,000 | 6,931 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,321,000 | 6,927 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,321,000 | 6,929 |
| Net charge-offs | $1,568,000 | 1,075 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,429,800 | 6,918 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,911,000 | 3,250 |
| Total interest expense | $626,000 | 3,311 |
| Net interest income | $3,285,000 | 3,203 |
| Provision for loan and lease losses | $1,738,000 | 719 |
| Total noninterest income | $392,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $51,000 | 5,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $341,000 | 2,887 |
| Total noninterest expense | $2,863,000 | 3,175 |
| Salaries and employee benefits | $1,499,000 | 3,160 |
| Premises and equipment expense | $417,000 | 2,689 |
| Additional noninterest expense | $947,000 | 3,270 |
| Pre-tax net operating income | $-924,000 | 6,950 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-319,000 | 7,105 |
| Income before extraordinary items | $-605,000 | 6,905 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-605,000 | 6,904 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-605,000 | 6,905 |
| Net charge-offs | $200,000 | 2,753 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-605,000 | 6,871 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,992,000 | 3,225 |
| Total interest expense | $346,000 | 3,178 |
| Net interest income | $1,646,000 | 3,204 |
| Provision for loan and lease losses | $228,000 | 1,835 |
| Total noninterest income | $184,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $25,000 | 5,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $159,000 | 2,993 |
| Total noninterest expense | $1,452,000 | 3,134 |
| Salaries and employee benefits | $758,000 | 3,151 |
| Premises and equipment expense | $217,000 | 2,621 |
| Additional noninterest expense | $477,000 | 3,212 |
| Pre-tax net operating income | $150,000 | 4,931 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $23,000 | 3,599 |
| Income before extraordinary items | $127,000 | 5,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $127,000 | 5,084 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $127,000 | 5,085 |
| Net charge-offs | $174,000 | 1,967 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $127,000 | 4,932 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,760,000 | 3,093 |
| Total interest expense | $2,080,000 | 2,691 |
| Net interest income | $6,680,000 | 3,185 |
| Provision for loan and lease losses | $1,085,000 | 2,304 |
| Total noninterest income | $720,000 | 3,728 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $104,000 | 5,456 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $616,000 | 2,823 |
| Total noninterest expense | $5,940,000 | 3,084 |
| Salaries and employee benefits | $3,178,000 | 2,971 |
| Premises and equipment expense | $840,000 | 2,807 |
| Additional noninterest expense | $1,922,000 | 3,247 |
| Pre-tax net operating income | $375,000 | 5,037 |
| Securities gains (losses) | $57,000 | 2,497 |
| Applicable income taxes | $40,000 | 3,847 |
| Income before extraordinary items | $392,000 | 4,966 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $392,000 | 4,968 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $392,000 | 4,967 |
| Net charge-offs | $670,000 | 2,834 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $340,130 | 5,013 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,571,000 | 3,119 |
| Total interest expense | $1,657,000 | 2,654 |
| Net interest income | $4,914,000 | 3,256 |
| Provision for loan and lease losses | $815,000 | 2,246 |
| Total noninterest income | $492,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $78,000 | 5,490 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $414,000 | 2,980 |
| Total noninterest expense | $4,502,000 | 3,059 |
| Salaries and employee benefits | $2,408,000 | 2,947 |
| Premises and equipment expense | $657,000 | 2,732 |
| Additional noninterest expense | $1,437,000 | 3,264 |
| Pre-tax net operating income | $89,000 | 5,854 |
| Securities gains (losses) | $57,000 | 2,250 |
| Applicable income taxes | $11,000 | 4,231 |
| Income before extraordinary items | $135,000 | 5,770 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 5,771 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $135,000 | 5,771 |
| Net charge-offs | $598,000 | 2,473 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $82,560 | 5,860 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 3,065 |
| Total interest expense | $1,157,000 | 2,634 |
| Net interest income | $3,376,000 | 3,189 |
| Provision for loan and lease losses | $545,000 | 2,211 |
| Total noninterest income | $288,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $49,000 | 5,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $239,000 | 3,218 |
| Total noninterest expense | $3,055,000 | 3,052 |
| Salaries and employee benefits | $1,622,000 | 2,938 |
| Premises and equipment expense | $445,000 | 2,694 |
| Additional noninterest expense | $988,000 | 3,240 |
| Pre-tax net operating income | $64,000 | 5,863 |
| Securities gains (losses) | $-3,000 | 6,961 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $60,000 | 5,949 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $60,000 | 5,948 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $60,000 | 5,949 |
| Net charge-offs | $370,000 | 2,444 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $62,940 | 5,853 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 3,037 |
| Total interest expense | $604,000 | 2,625 |
| Net interest income | $1,698,000 | 3,157 |
| Provision for loan and lease losses | $364,000 | 1,748 |
| Total noninterest income | $124,000 | 4,534 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $24,000 | 5,566 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,570 |
| Total noninterest expense | $1,556,000 | 3,008 |
| Salaries and employee benefits | $822,000 | 2,929 |
| Premises and equipment expense | $227,000 | 2,691 |
| Additional noninterest expense | $507,000 | 3,143 |
| Pre-tax net operating income | $-98,000 | 6,680 |
| Securities gains (losses) | $-3,000 | 7,054 |
| Applicable income taxes | $-9,000 | 6,994 |
| Income before extraordinary items | $-92,000 | 6,703 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-92,000 | 6,703 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-92,000 | 6,703 |
| Net charge-offs | $320,000 | 1,684 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-89,270 | 6,686 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,769,000 | 3,016 |
| Total interest expense | $3,361,000 | 2,350 |
| Net interest income | $6,408,000 | 3,308 |
| Provision for loan and lease losses | $1,110,000 | 2,893 |
| Total noninterest income | $843,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $116,000 | 5,293 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $727,000 | 2,635 |
| Total noninterest expense | $5,847,000 | 3,179 |
| Salaries and employee benefits | $3,070,000 | 3,047 |
| Premises and equipment expense | $809,000 | 2,966 |
| Additional noninterest expense | $1,968,000 | 3,302 |
| Pre-tax net operating income | $294,000 | 4,919 |
| Securities gains (losses) | $225,000 | 1,496 |
| Applicable income taxes | $48,000 | 3,655 |
| Income before extraordinary items | $471,000 | 4,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $471,000 | 4,392 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $471,000 | 4,391 |
| Net charge-offs | $781,000 | 3,027 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $266,250 | 4,911 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,424,000 | 3,043 |
| Total interest expense | $2,635,000 | 2,349 |
| Net interest income | $4,789,000 | 3,358 |
| Provision for loan and lease losses | $810,000 | 2,828 |
| Total noninterest income | $568,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $85,000 | 5,397 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $483,000 | 2,810 |
| Total noninterest expense | $4,377,000 | 3,186 |
| Salaries and employee benefits | $2,322,000 | 3,047 |
| Premises and equipment expense | $604,000 | 3,016 |
| Additional noninterest expense | $1,451,000 | 3,322 |
| Pre-tax net operating income | $170,000 | 5,360 |
| Securities gains (losses) | $225,000 | 1,281 |
| Applicable income taxes | $37,000 | 3,726 |
| Income before extraordinary items | $358,000 | 4,621 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $358,000 | 4,624 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $358,000 | 4,624 |
| Net charge-offs | $785,000 | 2,490 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $153,250 | 5,327 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,012,000 | 3,039 |
| Total interest expense | $1,813,000 | 2,370 |
| Net interest income | $3,199,000 | 3,364 |
| Provision for loan and lease losses | $540,000 | 2,750 |
| Total noninterest income | $331,000 | 4,053 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $53,000 | 5,511 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $278,000 | 2,958 |
| Total noninterest expense | $2,933,000 | 3,172 |
| Salaries and employee benefits | $1,566,000 | 3,029 |
| Premises and equipment expense | $405,000 | 3,026 |
| Additional noninterest expense | $962,000 | 3,301 |
| Pre-tax net operating income | $57,000 | 5,761 |
| Securities gains (losses) | $225,000 | 878 |
| Applicable income taxes | $28,000 | 3,609 |
| Income before extraordinary items | $254,000 | 4,568 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $254,000 | 4,568 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $254,000 | 4,568 |
| Net charge-offs | $460,000 | 2,542 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $51,500 | 5,780 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 3,080 |
| Total interest expense | $949,000 | 2,368 |
| Net interest income | $1,576,000 | 3,422 |
| Provision for loan and lease losses | $270,000 | 2,574 |
| Total noninterest income | $162,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $24,000 | 5,677 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $138,000 | 2,988 |
| Total noninterest expense | $1,482,000 | 3,181 |
| Salaries and employee benefits | $789,000 | 3,051 |
| Premises and equipment expense | $211,000 | 3,000 |
| Additional noninterest expense | $482,000 | 3,284 |
| Pre-tax net operating income | $-14,000 | 6,350 |
| Securities gains (losses) | $38,000 | 1,256 |
| Applicable income taxes | $-5,000 | 7,067 |
| Income before extraordinary items | $29,000 | 6,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 6,001 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $29,000 | 6,000 |
| Net charge-offs | $128,000 | 2,898 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-9,000 | 6,348 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,879,000 | 3,004 |
| Total interest expense | $4,929,000 | 2,293 |
| Net interest income | $5,950,000 | 3,495 |
| Provision for loan and lease losses | $1,020,000 | 3,470 |
| Total noninterest income | $777,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $100,000 | 5,753 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $677,000 | 2,719 |
| Total noninterest expense | $5,705,000 | 3,306 |
| Salaries and employee benefits | $3,032,000 | 3,150 |
| Premises and equipment expense | $823,000 | 3,063 |
| Additional noninterest expense | $1,850,000 | 3,534 |
| Pre-tax net operating income | $2,000 | 5,397 |
| Securities gains (losses) | $9,000 | 3,295 |
| Applicable income taxes | $-39,000 | 6,408 |
| Income before extraordinary items | $50,000 | 5,347 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $50,000 | 5,346 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $50,000 | 5,346 |
| Net charge-offs | $543,000 | 3,678 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $41,000 | 5,322 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,271,000 | 3,011 |
| Total interest expense | $3,863,000 | 2,289 |
| Net interest income | $4,408,000 | 3,524 |
| Provision for loan and lease losses | $750,000 | 3,186 |
| Total noninterest income | $615,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $77,000 | 5,761 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $538,000 | 2,701 |
| Total noninterest expense | $4,288,000 | 3,308 |
| Salaries and employee benefits | $2,282,000 | 3,169 |
| Premises and equipment expense | $618,000 | 3,081 |
| Additional noninterest expense | $1,388,000 | 3,480 |
| Pre-tax net operating income | $-15,000 | 5,708 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $-32,000 | 6,760 |
| Income before extraordinary items | $18,000 | 5,702 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $18,000 | 5,702 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $18,000 | 5,702 |
| Net charge-offs | $543,000 | 2,923 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $17,360 | 5,648 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,553,000 | 3,023 |
| Total interest expense | $2,650,000 | 2,316 |
| Net interest income | $2,903,000 | 3,551 |
| Provision for loan and lease losses | $330,000 | 3,562 |
| Total noninterest income | $466,000 | 3,557 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $52,000 | 5,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $414,000 | 2,503 |
| Total noninterest expense | $2,868,000 | 3,342 |
| Salaries and employee benefits | $1,521,000 | 3,195 |
| Premises and equipment expense | $422,000 | 3,044 |
| Additional noninterest expense | $925,000 | 3,477 |
| Pre-tax net operating income | $171,000 | 4,820 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $15,000 | 3,839 |
| Income before extraordinary items | $157,000 | 4,822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 4,819 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $157,000 | 4,819 |
| Net charge-offs | $36,000 | 5,192 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $156,090 | 4,738 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 3,028 |
| Total interest expense | $1,346,000 | 2,368 |
| Net interest income | $1,462,000 | 3,525 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $213,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $187,000 | 2,609 |
| Total noninterest expense | $1,392,000 | 3,337 |
| Salaries and employee benefits | $763,000 | 3,229 |
| Premises and equipment expense | $221,000 | 2,999 |
| Additional noninterest expense | $408,000 | 3,521 |
| Pre-tax net operating income | $133,000 | 4,673 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $13,000 | 3,831 |
| Income before extraordinary items | $120,000 | 4,684 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $120,000 | 4,688 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $120,000 | 4,687 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $120,000 | 4,521 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,691,000 | 3,112 |
| Total interest expense | $6,277,000 | 2,423 |
| Net interest income | $5,414,000 | 3,743 |
| Provision for loan and lease losses | $153,000 | 5,534 |
| Total noninterest income | $546,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $121,000 | 5,644 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $425,000 | 3,480 |
| Total noninterest expense | $5,391,000 | 3,360 |
| Salaries and employee benefits | $2,865,000 | 3,383 |
| Premises and equipment expense | $836,000 | 3,067 |
| Additional noninterest expense | $1,690,000 | 3,310 |
| Pre-tax net operating income | $416,000 | 5,107 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $21,000 | 4,257 |
| Income before extraordinary items | $395,000 | 4,770 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $395,000 | 4,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,752 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $395,000 | 4,937 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,905,000 | 3,135 |
| Total interest expense | $4,821,000 | 2,455 |
| Net interest income | $4,084,000 | 3,748 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $421,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $94,000 | 5,629 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $327,000 | 3,540 |
| Total noninterest expense | $4,091,000 | 3,327 |
| Salaries and employee benefits | $2,185,000 | 3,388 |
| Premises and equipment expense | $632,000 | 3,063 |
| Additional noninterest expense | $1,274,000 | 3,213 |
| Pre-tax net operating income | $289,000 | 5,680 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $287,000 | 5,273 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $287,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,913 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $287,000 | 5,449 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,065,000 | 3,121 |
| Total interest expense | $3,299,000 | 2,492 |
| Net interest income | $2,766,000 | 3,706 |
| Provision for loan and lease losses | $68,000 | 4,798 |
| Total noninterest income | $279,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $62,000 | 5,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $217,000 | 3,608 |
| Total noninterest expense | $2,631,000 | 3,425 |
| Salaries and employee benefits | $1,458,000 | 3,412 |
| Premises and equipment expense | $434,000 | 2,986 |
| Additional noninterest expense | $739,000 | 3,567 |
| Pre-tax net operating income | $346,000 | 5,060 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $59,000 | 3,925 |
| Income before extraordinary items | $287,000 | 5,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $287,000 | 5,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,007 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $287,000 | 5,013 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 3,199 |
| Total interest expense | $1,709,000 | 2,565 |
| Net interest income | $1,328,000 | 3,808 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $142,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $32,000 | 5,589 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $110,000 | 3,594 |
| Total noninterest expense | $1,335,000 | 3,401 |
| Salaries and employee benefits | $736,000 | 3,411 |
| Premises and equipment expense | $230,000 | 2,853 |
| Additional noninterest expense | $369,000 | 3,522 |
| Pre-tax net operating income | $123,000 | 5,731 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $15,000 | 4,552 |
| Income before extraordinary items | $108,000 | 5,735 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $108,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,679 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $108,000 | 5,643 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,324,000 | 3,208 |
| Total interest expense | $7,268,000 | 2,533 |
| Net interest income | $5,056,000 | 3,967 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $518,000 | 4,962 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $148,000 | 5,446 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $370,000 | 3,882 |
| Total noninterest expense | $5,018,000 | 3,433 |
| Salaries and employee benefits | $2,700,000 | 3,509 |
| Premises and equipment expense | $842,000 | 2,961 |
| Additional noninterest expense | $1,476,000 | 3,468 |
| Pre-tax net operating income | $520,000 | 5,925 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $55,000 | 4,874 |
| Income before extraordinary items | $465,000 | 5,807 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $465,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,272 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $465,000 | 5,801 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,278,000 | 3,201 |
| Total interest expense | $5,464,000 | 2,523 |
| Net interest income | $3,814,000 | 3,955 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $391,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $112,000 | 5,447 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $279,000 | 3,889 |
| Total noninterest expense | $3,786,000 | 3,395 |
| Salaries and employee benefits | $2,040,000 | 3,472 |
| Premises and equipment expense | $639,000 | 2,914 |
| Additional noninterest expense | $1,107,000 | 3,411 |
| Pre-tax net operating income | $392,000 | 6,202 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $44,000 | 5,031 |
| Income before extraordinary items | $348,000 | 6,062 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $348,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,369 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $348,000 | 6,048 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,124,000 | 3,240 |
| Total interest expense | $3,632,000 | 2,546 |
| Net interest income | $2,492,000 | 4,032 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $258,000 | 5,012 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $73,000 | 5,514 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $185,000 | 3,927 |
| Total noninterest expense | $2,514,000 | 3,424 |
| Salaries and employee benefits | $1,351,000 | 3,525 |
| Premises and equipment expense | $423,000 | 2,958 |
| Additional noninterest expense | $740,000 | 3,393 |
| Pre-tax net operating income | $218,000 | 6,530 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $25,000 | 5,215 |
| Income before extraordinary items | $193,000 | 6,423 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $193,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,764 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $193,000 | 6,420 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 3,242 |
| Total interest expense | $1,815,000 | 2,526 |
| Net interest income | $1,228,000 | 4,079 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $126,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $37,000 | 5,442 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $89,000 | 3,989 |
| Total noninterest expense | $1,253,000 | 3,453 |
| Salaries and employee benefits | $664,000 | 3,602 |
| Premises and equipment expense | $216,000 | 2,929 |
| Additional noninterest expense | $373,000 | 3,363 |
| Pre-tax net operating income | $92,000 | 6,761 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $12,000 | 5,224 |
| Income before extraordinary items | $80,000 | 6,711 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $80,000 | 6,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $80,000 | 6,694 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,866,000 | 3,127 |
| Total interest expense | $6,878,000 | 2,319 |
| Net interest income | $4,988,000 | 4,011 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $506,000 | 5,111 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $147,000 | 5,561 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $359,000 | 3,945 |
| Total noninterest expense | $4,811,000 | 3,457 |
| Salaries and employee benefits | $2,510,000 | 3,599 |
| Premises and equipment expense | $814,000 | 2,964 |
| Additional noninterest expense | $1,487,000 | 3,311 |
| Pre-tax net operating income | $647,000 | 6,063 |
| Securities gains (losses) | $353,000 | 300 |
| Applicable income taxes | $124,000 | 4,783 |
| Income before extraordinary items | $876,000 | 5,007 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $876,000 | 5,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $565,360 | 5,936 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,802,000 | 3,124 |
| Total interest expense | $5,030,000 | 2,306 |
| Net interest income | $3,772,000 | 4,013 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $379,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $106,000 | 5,698 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $273,000 | 3,916 |
| Total noninterest expense | $3,628,000 | 3,426 |
| Salaries and employee benefits | $1,912,000 | 3,563 |
| Premises and equipment expense | $612,000 | 2,955 |
| Additional noninterest expense | $1,104,000 | 3,350 |
| Pre-tax net operating income | $496,000 | 6,235 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $95,000 | 4,971 |
| Income before extraordinary items | $402,000 | 6,225 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $402,000 | 6,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $401,190 | 6,228 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,761,000 | 3,131 |
| Total interest expense | $3,213,000 | 2,296 |
| Net interest income | $2,548,000 | 3,991 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $246,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $60,000 | 5,971 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $186,000 | 3,880 |
| Total noninterest expense | $2,426,000 | 3,427 |
| Salaries and employee benefits | $1,280,000 | 3,570 |
| Premises and equipment expense | $412,000 | 2,928 |
| Additional noninterest expense | $734,000 | 3,345 |
| Pre-tax net operating income | $350,000 | 6,157 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $67,000 | 4,971 |
| Income before extraordinary items | $284,000 | 6,134 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $284,000 | 6,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $283,190 | 6,140 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 3,153 |
| Total interest expense | $1,533,000 | 2,292 |
| Net interest income | $1,271,000 | 4,002 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $116,000 | 5,287 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $87,000 | 3,969 |
| Total noninterest expense | $1,217,000 | 3,426 |
| Salaries and employee benefits | $642,000 | 3,579 |
| Premises and equipment expense | $211,000 | 2,882 |
| Additional noninterest expense | $364,000 | 3,364 |
| Pre-tax net operating income | $161,000 | 6,268 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $31,000 | 4,987 |
| Income before extraordinary items | $130,000 | 6,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $130,000 | 6,252 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,680,000 | 2,976 |
| Total interest expense | $5,036,000 | 2,181 |
| Net interest income | $5,644,000 | 3,601 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $682,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $111,000 | 6,128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $571,000 | 3,147 |
| Total noninterest expense | $4,924,000 | 3,280 |
| Salaries and employee benefits | $2,630,000 | 3,335 |
| Premises and equipment expense | $788,000 | 2,931 |
| Additional noninterest expense | $1,506,000 | 3,222 |
| Pre-tax net operating income | $1,366,000 | 4,608 |
| Securities gains (losses) | $36,000 | 1,038 |
| Applicable income taxes | $269,000 | 4,271 |
| Income before extraordinary items | $1,133,000 | 4,495 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,133,000 | 4,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,103,840 | 4,512 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,895,000 | 2,961 |
| Total interest expense | $3,600,000 | 2,168 |
| Net interest income | $4,295,000 | 3,549 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $568,000 | 4,189 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 6,160 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $484,000 | 2,947 |
| Total noninterest expense | $3,695,000 | 3,252 |
| Salaries and employee benefits | $2,003,000 | 3,269 |
| Premises and equipment expense | $586,000 | 2,943 |
| Additional noninterest expense | $1,106,000 | 3,243 |
| Pre-tax net operating income | $1,141,000 | 4,442 |
| Securities gains (losses) | $36,000 | 995 |
| Applicable income taxes | $226,000 | 4,239 |
| Income before extraordinary items | $951,000 | 4,306 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $951,000 | 4,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $921,840 | 4,351 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,190,000 | 2,937 |
| Total interest expense | $2,253,000 | 2,183 |
| Net interest income | $2,937,000 | 3,453 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $243,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $52,000 | 6,240 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $191,000 | 3,839 |
| Total noninterest expense | $2,463,000 | 3,240 |
| Salaries and employee benefits | $1,350,000 | 3,217 |
| Premises and equipment expense | $390,000 | 2,912 |
| Additional noninterest expense | $723,000 | 3,275 |
| Pre-tax net operating income | $699,000 | 4,629 |
| Securities gains (losses) | $36,000 | 904 |
| Applicable income taxes | $142,000 | 4,334 |
| Income before extraordinary items | $593,000 | 4,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $593,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $563,840 | 4,531 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 2,965 |
| Total interest expense | $1,047,000 | 2,234 |
| Net interest income | $1,487,000 | 3,435 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $113,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,957 |
| Total noninterest expense | $1,246,000 | 3,215 |
| Salaries and employee benefits | $681,000 | 3,205 |
| Premises and equipment expense | $206,000 | 2,807 |
| Additional noninterest expense | $359,000 | 3,299 |
| Pre-tax net operating income | $345,000 | 4,632 |
| Securities gains (losses) | $20,000 | 797 |
| Applicable income taxes | $71,000 | 4,271 |
| Income before extraordinary items | $294,000 | 4,432 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $294,000 | 4,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $277,800 | 4,545 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,724,000 | 2,906 |
| Total interest expense | $4,001,000 | 2,038 |
| Net interest income | $5,723,000 | 3,415 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $530,000 | 5,128 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $124,000 | 6,118 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $406,000 | 3,687 |
| Total noninterest expense | $4,793,000 | 3,244 |
| Salaries and employee benefits | $2,608,000 | 3,233 |
| Premises and equipment expense | $746,000 | 2,962 |
| Additional noninterest expense | $1,439,000 | 3,233 |
| Pre-tax net operating income | $1,424,000 | 4,386 |
| Securities gains (losses) | $45,000 | 1,827 |
| Applicable income taxes | $286,000 | 4,248 |
| Income before extraordinary items | $1,183,000 | 4,237 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,183,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,146,550 | 4,248 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,219,000 | 2,898 |
| Total interest expense | $2,999,000 | 1,999 |
| Net interest income | $4,220,000 | 3,449 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $400,000 | 5,128 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $93,000 | 6,165 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $307,000 | 3,684 |
| Total noninterest expense | $3,525,000 | 3,284 |
| Salaries and employee benefits | $1,931,000 | 3,238 |
| Premises and equipment expense | $553,000 | 2,980 |
| Additional noninterest expense | $1,041,000 | 3,305 |
| Pre-tax net operating income | $1,068,000 | 4,448 |
| Securities gains (losses) | $30,000 | 2,041 |
| Applicable income taxes | $217,000 | 4,323 |
| Income before extraordinary items | $881,000 | 4,337 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $881,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,626 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $857,000 | 4,345 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,771,000 | 2,913 |
| Total interest expense | $1,991,000 | 1,974 |
| Net interest income | $2,780,000 | 3,467 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $280,000 | 4,994 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $57,000 | 6,308 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $223,000 | 3,541 |
| Total noninterest expense | $2,352,000 | 3,283 |
| Salaries and employee benefits | $1,291,000 | 3,239 |
| Premises and equipment expense | $373,000 | 2,962 |
| Additional noninterest expense | $688,000 | 3,350 |
| Pre-tax net operating income | $690,000 | 4,490 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $139,000 | 4,375 |
| Income before extraordinary items | $564,000 | 4,413 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $564,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $553,600 | 4,377 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 2,934 |
| Total interest expense | $997,000 | 1,990 |
| Net interest income | $1,382,000 | 3,476 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $152,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $122,000 | 3,315 |
| Total noninterest expense | $1,192,000 | 3,240 |
| Salaries and employee benefits | $655,000 | 3,204 |
| Premises and equipment expense | $189,000 | 2,959 |
| Additional noninterest expense | $348,000 | 3,305 |
| Pre-tax net operating income | $333,000 | 4,562 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $66,000 | 4,439 |
| Income before extraordinary items | $267,000 | 4,581 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $267,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $267,000 | 4,448 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,947,000 | 3,129 |
| Total interest expense | $3,817,000 | 2,318 |
| Net interest income | $5,130,000 | 3,620 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $636,000 | 4,823 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $139,000 | 6,007 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $497,000 | 3,596 |
| Total noninterest expense | $4,270,000 | 3,510 |
| Salaries and employee benefits | $2,205,000 | 3,610 |
| Premises and equipment expense | $710,000 | 3,049 |
| Additional noninterest expense | $1,355,000 | 3,368 |
| Pre-tax net operating income | $1,460,000 | 4,190 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $293,000 | 4,318 |
| Income before extraordinary items | $1,170,000 | 4,200 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,170,000 | 4,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,167,600 | 4,041 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,626,000 | 3,202 |
| Total interest expense | $2,821,000 | 2,436 |
| Net interest income | $3,805,000 | 3,661 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $510,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $97,000 | 6,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $413,000 | 3,473 |
| Total noninterest expense | $3,113,000 | 3,593 |
| Salaries and employee benefits | $1,610,000 | 3,687 |
| Premises and equipment expense | $531,000 | 3,052 |
| Additional noninterest expense | $972,000 | 3,472 |
| Pre-tax net operating income | $1,175,000 | 4,135 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $236,000 | 4,379 |
| Income before extraordinary items | $942,000 | 4,140 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $942,000 | 4,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $939,600 | 3,974 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,336,000 | 3,274 |
| Total interest expense | $1,847,000 | 2,546 |
| Net interest income | $2,489,000 | 3,712 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $309,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $58,000 | 6,356 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $251,000 | 3,621 |
| Total noninterest expense | $1,984,000 | 3,716 |
| Salaries and employee benefits | $1,026,000 | 3,830 |
| Premises and equipment expense | $335,000 | 3,196 |
| Additional noninterest expense | $623,000 | 3,603 |
| Pre-tax net operating income | $796,000 | 4,074 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $160,000 | 4,394 |
| Income before extraordinary items | $639,000 | 4,114 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $639,000 | 4,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $636,600 | 3,929 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 3,274 |
| Total interest expense | $925,000 | 2,598 |
| Net interest income | $1,251,000 | 3,680 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $134,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 6,375 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $106,000 | 3,823 |
| Total noninterest expense | $955,000 | 3,811 |
| Salaries and employee benefits | $512,000 | 3,835 |
| Premises and equipment expense | $160,000 | 3,310 |
| Additional noninterest expense | $283,000 | 3,827 |
| Pre-tax net operating income | $421,000 | 3,918 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $84,000 | 4,263 |
| Income before extraordinary items | $337,000 | 3,913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $337,000 | 3,731 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,678,000 | 3,407 |
| Total interest expense | $4,023,000 | 2,732 |
| Net interest income | $4,655,000 | 3,873 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $445,000 | 5,513 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $125,000 | 6,171 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $320,000 | 4,117 |
| Total noninterest expense | $3,675,000 | 3,796 |
| Salaries and employee benefits | $1,977,000 | 3,771 |
| Premises and equipment expense | $694,000 | 3,023 |
| Additional noninterest expense | $1,004,000 | 4,165 |
| Pre-tax net operating income | $1,389,000 | 4,311 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $222,000 | 4,965 |
| Income before extraordinary items | $1,168,000 | 4,157 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,168,000 | 4,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,967 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,167,160 | 4,060 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,724,000 | 3,730 |
| Total interest expense | $5,089,000 | 3,109 |
| Net interest income | $3,635,000 | 4,447 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $310,000 | 6,331 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $125,000 | 6,167 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $185,000 | 5,092 |
| Total noninterest expense | $3,357,000 | 3,962 |
| Salaries and employee benefits | $1,730,000 | 4,037 |
| Premises and equipment expense | $659,000 | 3,106 |
| Additional noninterest expense | $968,000 | 4,177 |
| Pre-tax net operating income | $552,000 | 6,354 |
| Securities gains (losses) | $269,000 | 959 |
| Applicable income taxes | $133,000 | 5,630 |
| Income before extraordinary items | $688,000 | 5,271 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $688,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $462,040 | 6,129 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,179,000 | 4,058 |
| Total interest expense | $5,218,000 | 3,184 |
| Net interest income | $2,961,000 | 5,205 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $259,000 | 6,679 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $89,000 | 6,788 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $170,000 | 5,188 |
| Total noninterest expense | $3,122,000 | 4,095 |
| Salaries and employee benefits | $1,575,000 | 4,191 |
| Premises and equipment expense | $635,000 | 3,119 |
| Additional noninterest expense | $912,000 | 4,292 |
| Pre-tax net operating income | $62,000 | 8,932 |
| Securities gains (losses) | $377,000 | 301 |
| Applicable income taxes | $25,000 | 7,722 |
| Income before extraordinary items | $414,000 | 6,766 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $414,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,044 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $59,620 | 8,911 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,640,000 | 4,098 |
| Total interest expense | $4,560,000 | 3,187 |
| Net interest income | $3,080,000 | 5,052 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $182,000 | 7,697 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $89,000 | 6,944 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $93,000 | 6,795 |
| Total noninterest expense | $2,991,000 | 4,220 |
| Salaries and employee benefits | $1,427,000 | 4,523 |
| Premises and equipment expense | $654,000 | 3,046 |
| Additional noninterest expense | $910,000 | 4,344 |
| Pre-tax net operating income | $235,000 | 8,407 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,000 | 8,654 |
| Income before extraordinary items | $232,000 | 8,064 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $232,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,540 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $232,000 | 8,038 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,599,000 | 4,120 |
| Total interest expense | $4,833,000 | 3,100 |
| Net interest income | $2,766,000 | 5,457 |
| Provision for loan and lease losses | $39,000 | 7,011 |
| Total noninterest income | $207,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $62,000 | 7,728 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $145,000 | 5,772 |
| Total noninterest expense | $2,810,000 | 4,367 |
| Salaries and employee benefits | $1,301,000 | 4,758 |
| Premises and equipment expense | $560,000 | 3,380 |
| Additional noninterest expense | $949,000 | 4,131 |
| Pre-tax net operating income | $124,000 | 9,311 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-95,000 | 10,219 |
| Income before extraordinary items | $219,000 | 8,481 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $219,000 | 8,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $219,000 | 8,402 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,607,000 | 4,161 |
| Total interest expense | $4,608,000 | 3,218 |
| Net interest income | $2,999,000 | 5,304 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $124,000 | 8,990 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $39,000 | 8,702 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $85,000 | 7,227 |
| Total noninterest expense | $2,162,000 | 5,354 |
| Salaries and employee benefits | $1,136,000 | 5,331 |
| Premises and equipment expense | $248,000 | 6,083 |
| Additional noninterest expense | $778,000 | 4,826 |
| Pre-tax net operating income | $925,000 | 6,067 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $266,000 | 6,081 |
| Income before extraordinary items | $659,000 | 6,072 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $659,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $659,000 | 6,027 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,304,000 | 4,401 |
| Total interest expense | $4,295,000 | 3,469 |
| Net interest income | $3,009,000 | 5,432 |
| Provision for loan and lease losses | $49,000 | 6,675 |
| Total noninterest income | $104,000 | 9,819 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $50,000 | 8,845 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $2,523,000 | 4,966 |
| Salaries and employee benefits | $986,000 | 6,055 |
| Premises and equipment expense | $170,000 | 7,625 |
| Additional noninterest expense | $1,367,000 | 3,382 |
| Pre-tax net operating income | $541,000 | 7,722 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $120,000 | 8,404 |
| Income before extraordinary items | $419,000 | 7,462 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $419,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $420,560 | 7,395 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 4,464 |
| Total interest expense | $4,368,000 | 3,409 |
| Net interest income | $2,790,000 | 5,826 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $96,000 | 10,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $1,873,000 | 6,295 |
| Salaries and employee benefits | $910,000 | 6,514 |
| Premises and equipment expense | $170,000 | 7,815 |
| Additional noninterest expense | $793,000 | 5,283 |
| Pre-tax net operating income | $977,000 | 6,094 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $342,000 | 5,536 |
| Income before extraordinary items | $640,000 | 6,373 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $640,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $636,750 | 6,388 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 4,430 |
| Total interest expense | $3,442,000 | 3,496 |
| Net interest income | $3,209,000 | 5,308 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $111,000 | 10,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $1,765,000 | 6,782 |
| Salaries and employee benefits | $878,000 | 6,762 |
| Premises and equipment expense | $160,000 | 8,293 |
| Additional noninterest expense | $727,000 | 6,149 |
| Pre-tax net operating income | $1,519,000 | 4,368 |
| Securities gains (losses) | $-17,000 | 10,215 |
| Applicable income taxes | $539,000 | 3,827 |
| Income before extraordinary items | $963,000 | 4,655 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $963,000 | 4,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $973,880 | 4,667 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 4,491 |
| Total interest expense | $3,612,000 | 3,473 |
| Net interest income | $3,087,000 | 5,527 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $87,000 | 11,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $1,576,000 | 7,570 |
| Salaries and employee benefits | $768,000 | 7,508 |
| Premises and equipment expense | $165,000 | 8,511 |
| Additional noninterest expense | $643,000 | 6,987 |
| Pre-tax net operating income | $1,562,000 | 4,164 |
| Securities gains (losses) | $90,000 | 2,648 |
| Applicable income taxes | $632,000 | 3,434 |
| Income before extraordinary items | $1,020,000 | 4,627 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,020,000 | 4,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $962,400 | 4,590 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,732,000 | 4,986 |
| Total interest expense | $4,146,000 | 3,944 |
| Net interest income | $2,586,000 | 6,425 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $185,000 | 9,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $185,000 | 5,932 |
| Total noninterest expense | $1,446,000 | 8,113 |
| Salaries and employee benefits | $657,000 | 8,330 |
| Premises and equipment expense | $277,000 | 6,329 |
| Additional noninterest expense | $512,000 | 8,343 |
| Pre-tax net operating income | $1,277,000 | 4,672 |
| Securities gains (losses) | $120,000 | 2,718 |
| Applicable income taxes | $533,000 | 3,779 |
| Income before extraordinary items | $864,000 | 5,065 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $864,000 | 5,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $787,200 | 5,114 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.