Home > Hartford-Carlisle Savings Bank > Income and Expense

Hartford-Carlisle Savings Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$4,201,0006,304
Total interest expense$1,922,0006,314
Net interest income$2,279,0006,169
Provision for loan and lease losses$260,0002,922
Total noninterest income$295,0006,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0005,635
Trading account gains and feesNANA
Additional Noninterest Income$127,0006,070
Total noninterest expense$1,130,0007,735
Salaries and employee benefits$634,0007,567
Premises and equipment expense$82,0009,110
Additional noninterest expense$414,0007,106
Pre-tax net operating income$1,184,0004,927
Securities gains (losses)$04,449
Applicable income taxes$212,0006,057
Income before extraordinary items$972,0004,609
Extraordinary gains, net$032
Net income$972,0004,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,204
Cash dividends$802,0002,581
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$972,0004,510
1997-12-31 (YTD Data)Rank
Total interest income$3,067,0007,677
Total interest expense$1,358,0007,696
Net interest income$1,709,0007,536
Provision for loan and lease losses$155,0004,057
Total noninterest income$218,0007,615
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$133,0006,493
Trading account gains and feesNANA
Additional Noninterest Income$85,0007,227
Total noninterest expense$1,105,0007,987
Salaries and employee benefits$647,0007,623
Premises and equipment expense$161,0007,570
Additional noninterest expense$297,0008,349
Pre-tax net operating income$667,0007,130
Securities gains (losses)$-17,00010,300
Applicable income taxes$249,0006,269
Income before extraordinary items$401,0007,627
Extraordinary gains, net$044
Net income$401,0007,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0009,945
Cash dividends$242,0005,012
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$411,8807,510
1996-12-31 (YTD Data)Rank
Total interest income$1,129,00010,626
Total interest expense$493,00010,613
Net interest income$636,00010,558
Provision for loan and lease losses$106,0004,950
Total noninterest income$111,0009,686
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$71,0008,245
Trading account gains and feesNANA
Additional Noninterest Income$40,0009,363
Total noninterest expense$591,00010,198
Salaries and employee benefits$335,00010,074
Premises and equipment expense$91,0009,522
Additional noninterest expense$165,00010,368
Pre-tax net operating income$50,00010,600
Securities gains (losses)$20,0002,000
Applicable income taxes$2,00010,509
Income before extraordinary items$68,00010,473
Extraordinary gains, net$053
Net income$68,00010,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$1,087,0002,017
Sale, conversion, retirement of capital stock, net$0953
Net operating income$48,60010,538
1995-12-31 (YTD Data)Rank
Total interest income$2,234,0009,363
Total interest expense$878,0009,703
Net interest income$1,356,0008,910
Provision for loan and lease losses$08,958
Total noninterest income$224,0008,081
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$141,0006,862
Trading account gains and feesNANA
Additional Noninterest Income$83,0007,842
Total noninterest expense$1,085,0008,632
Salaries and employee benefits$541,0008,774
Premises and equipment expense$145,0008,397
Additional noninterest expense$399,0008,206
Pre-tax net operating income$495,0008,467
Securities gains (losses)$-3,0009,402
Applicable income taxes$161,0008,078
Income before extraordinary items$331,0008,656
Extraordinary gains, net$065
Net income$331,0008,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,354
Cash dividends$300,0004,483
Sale, conversion, retirement of capital stock, net$0809
Net operating income$333,0108,597
1994-12-31 (YTD Data)Rank
Total interest income$2,065,0009,675
Total interest expense$823,0009,487
Net interest income$1,242,0009,643
Provision for loan and lease losses$42,0006,508
Total noninterest income$248,0007,979
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$165,0006,552
Trading account gains and feesNANA
Additional Noninterest Income$83,0008,126
Total noninterest expense$1,081,0009,050
Salaries and employee benefits$486,0009,522
Premises and equipment expense$145,0008,686
Additional noninterest expense$450,0008,314
Pre-tax net operating income$367,0009,597
Securities gains (losses)$03,600
Applicable income taxes$112,0009,094
Income before extraordinary items$255,0009,638
Extraordinary gains, net$0249
Net income$255,0009,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,752
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$255,0009,704
1993-12-31 (YTD Data)Rank
Total interest income$2,287,0009,608
Total interest expense$919,0009,476
Net interest income$1,368,0009,514
Provision for loan and lease losses$010,371
Total noninterest income$217,0008,897
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$166,0006,698
Trading account gains and feesNANA
Additional Noninterest Income$51,00010,038
Total noninterest expense$1,161,0009,055
Salaries and employee benefits$531,0009,371
Premises and equipment expense$174,0008,281
Additional noninterest expense$456,0008,657
Pre-tax net operating income$424,0009,224
Securities gains (losses)$31,0004,064
Applicable income taxes$150,0008,653
Income before extraordinary items$305,0009,424
Extraordinary gains, net$03,149
Net income$305,0009,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0005,302
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$284,2309,386
1992-12-31 (YTD Data)Rank
Total interest income$2,501,0009,919
Total interest expense$1,151,0009,788
Net interest income$1,350,0009,797
Provision for loan and lease losses$20,00010,574
Total noninterest income$314,0007,532
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0006,671
Trading account gains and feesNANA
Additional Noninterest Income$146,0006,738
Total noninterest expense$1,281,0008,725
Salaries and employee benefits$585,0008,950
Premises and equipment expense$151,0009,075
Additional noninterest expense$545,0008,031
Pre-tax net operating income$363,0009,551
Securities gains (losses)$116,0002,773
Applicable income taxes$126,0009,216
Income before extraordinary items$353,0008,684
Extraordinary gains, net$01,422
Net income$353,0008,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0009,510
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$267,1609,342

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.