Home > Hart County Bank and Trust Company > Income and Expense
Hart County Bank and Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 4,435 |
| Total interest expense | $42,000 | 4,458 |
| Net interest income | $1,154,000 | 4,427 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $34,000 | 4,460 |
| Gross Fiduciary activities income | $4,000 | 902 |
| Service charges on deposit accounts | $17,000 | 4,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,387 |
| Total noninterest expense | $713,000 | 4,484 |
| Salaries and employee benefits | $303,000 | 4,495 |
| Premises and equipment expense | $178,000 | 4,034 |
| Additional noninterest expense | $13,000 | 4,400 |
| Pre-tax net operating income | $475,000 | 3,967 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $130,000 | 2,667 |
| Income before extraordinary items | $345,000 | 4,022 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $345,000 | 4,061 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $345,000 | 4,024 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $300,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $345,000 | 4,043 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $890,000 | 4,454 |
| Total interest expense | $31,000 | 4,481 |
| Net interest income | $859,000 | 4,446 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $27,000 | 4,472 |
| Gross Fiduciary activities income | $4,000 | 865 |
| Service charges on deposit accounts | $13,000 | 4,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 4,408 |
| Total noninterest expense | $519,000 | 4,511 |
| Salaries and employee benefits | $226,000 | 4,518 |
| Premises and equipment expense | $134,000 | 4,039 |
| Additional noninterest expense | $10,000 | 4,427 |
| Pre-tax net operating income | $367,000 | 4,044 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $97,000 | 2,718 |
| Income before extraordinary items | $270,000 | 4,072 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $270,000 | 4,111 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $270,000 | 4,072 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $300,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $270,000 | 4,100 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $590,000 | 4,476 |
| Total interest expense | $21,000 | 4,516 |
| Net interest income | $569,000 | 4,478 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $21,000 | 4,483 |
| Gross Fiduciary activities income | $4,000 | 841 |
| Service charges on deposit accounts | $9,000 | 4,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,450 |
| Total noninterest expense | $342,000 | 4,541 |
| Salaries and employee benefits | $145,000 | 4,554 |
| Premises and equipment expense | $90,000 | 4,046 |
| Additional noninterest expense | $8,000 | 4,442 |
| Pre-tax net operating income | $248,000 | 4,084 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $65,000 | 2,752 |
| Income before extraordinary items | $183,000 | 4,120 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $183,000 | 4,160 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $183,000 | 4,119 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $300,000 | 2,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $183,000 | 4,141 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $299,000 | 4,530 |
| Total interest expense | $12,000 | 4,558 |
| Net interest income | $287,000 | 4,506 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $14,000 | 4,493 |
| Gross Fiduciary activities income | $4,000 | 834 |
| Service charges on deposit accounts | $4,000 | 4,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 4,436 |
| Total noninterest expense | $208,000 | 4,573 |
| Salaries and employee benefits | $73,000 | 4,621 |
| Premises and equipment expense | $79,000 | 3,604 |
| Additional noninterest expense | $6,000 | 4,436 |
| Pre-tax net operating income | $93,000 | 4,228 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $93,000 | 4,163 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $93,000 | 4,163 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $93,000 | 4,163 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $93,000 | 4,190 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 4,504 |
| Total interest expense | $75,000 | 4,474 |
| Net interest income | $1,098,000 | 4,492 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $33,000 | 4,610 |
| Gross Fiduciary activities income | $1,000 | 979 |
| Service charges on deposit accounts | $18,000 | 4,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 4,542 |
| Total noninterest expense | $776,000 | 4,609 |
| Salaries and employee benefits | $277,000 | 4,659 |
| Premises and equipment expense | $265,000 | 3,769 |
| Additional noninterest expense | $14,000 | 4,542 |
| Pre-tax net operating income | $355,000 | 4,283 |
| Securities gains (losses) | $4,000 | 540 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $359,000 | 4,231 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $359,000 | 4,230 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $359,000 | 4,231 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $355,000 | 4,248 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $852,000 | 4,531 |
| Total interest expense | $58,000 | 4,458 |
| Net interest income | $794,000 | 4,523 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $26,000 | 4,634 |
| Gross Fiduciary activities income | $1,000 | 945 |
| Service charges on deposit accounts | $14,000 | 4,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 4,566 |
| Total noninterest expense | $565,000 | 4,643 |
| Salaries and employee benefits | $199,000 | 4,702 |
| Premises and equipment expense | $201,000 | 3,784 |
| Additional noninterest expense | $11,000 | 4,566 |
| Pre-tax net operating income | $255,000 | 4,307 |
| Securities gains (losses) | $4,000 | 563 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $259,000 | 4,244 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $259,000 | 4,243 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $259,000 | 4,243 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $255,000 | 4,278 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $554,000 | 4,586 |
| Total interest expense | $39,000 | 4,497 |
| Net interest income | $515,000 | 4,579 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $18,000 | 4,648 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $11,000 | 4,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 4,616 |
| Total noninterest expense | $349,000 | 4,679 |
| Salaries and employee benefits | $127,000 | 4,731 |
| Premises and equipment expense | $31,000 | 4,622 |
| Additional noninterest expense | $191,000 | 4,480 |
| Pre-tax net operating income | $184,000 | 4,232 |
| Securities gains (losses) | $4,000 | 504 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $188,000 | 4,158 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $188,000 | 4,158 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $188,000 | 4,158 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $184,000 | 4,201 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $276,000 | 4,601 |
| Total interest expense | $20,000 | 4,492 |
| Net interest income | $256,000 | 4,585 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $9,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $5,000 | 4,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 4,611 |
| Total noninterest expense | $154,000 | 4,724 |
| Salaries and employee benefits | $64,000 | 4,756 |
| Premises and equipment expense | $34,000 | 4,346 |
| Additional noninterest expense | $56,000 | 4,671 |
| Pre-tax net operating income | $111,000 | 4,091 |
| Securities gains (losses) | $4,000 | 477 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $115,000 | 3,993 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $115,000 | 3,992 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $115,000 | 3,993 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $111,000 | 4,041 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 4,631 |
| Total interest expense | $102,000 | 4,510 |
| Net interest income | $1,033,000 | 4,618 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $38,000 | 4,719 |
| Gross Fiduciary activities income | $1,000 | 958 |
| Service charges on deposit accounts | $19,000 | 4,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,696 |
| Total noninterest expense | $685,000 | 4,747 |
| Salaries and employee benefits | $227,000 | 4,801 |
| Premises and equipment expense | $181,000 | 4,209 |
| Additional noninterest expense | $277,000 | 4,661 |
| Pre-tax net operating income | $386,000 | 4,325 |
| Securities gains (losses) | $1,000 | 2,004 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $387,000 | 4,312 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $387,000 | 4,311 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $387,000 | 4,312 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $386,000 | 4,290 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $853,000 | 4,708 |
| Total interest expense | $81,000 | 4,579 |
| Net interest income | $772,000 | 4,695 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $30,000 | 4,792 |
| Gross Fiduciary activities income | $2,000 | 906 |
| Service charges on deposit accounts | $14,000 | 4,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 4,751 |
| Total noninterest expense | $523,000 | 4,817 |
| Salaries and employee benefits | $170,000 | 4,882 |
| Premises and equipment expense | $135,000 | 4,261 |
| Additional noninterest expense | $218,000 | 4,714 |
| Pre-tax net operating income | $279,000 | 4,443 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $279,000 | 4,415 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $279,000 | 4,414 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $279,000 | 4,415 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $279,000 | 4,404 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $564,000 | 4,747 |
| Total interest expense | $58,000 | 4,595 |
| Net interest income | $506,000 | 4,736 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $21,000 | 4,820 |
| Gross Fiduciary activities income | $1,000 | 917 |
| Service charges on deposit accounts | $9,000 | 4,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 4,761 |
| Total noninterest expense | $370,000 | 4,839 |
| Salaries and employee benefits | $115,000 | 4,918 |
| Premises and equipment expense | $97,000 | 4,223 |
| Additional noninterest expense | $158,000 | 4,711 |
| Pre-tax net operating income | $157,000 | 4,510 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $157,000 | 4,499 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $157,000 | 4,498 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $157,000 | 4,499 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $157,000 | 4,483 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $282,000 | 4,768 |
| Total interest expense | $31,000 | 4,611 |
| Net interest income | $251,000 | 4,764 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $13,000 | 4,802 |
| Gross Fiduciary activities income | $1,000 | 885 |
| Service charges on deposit accounts | $5,000 | 4,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 4,743 |
| Total noninterest expense | $202,000 | 4,837 |
| Salaries and employee benefits | $61,000 | 4,941 |
| Premises and equipment expense | $39,000 | 4,399 |
| Additional noninterest expense | $102,000 | 4,590 |
| Pre-tax net operating income | $62,000 | 4,565 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $62,000 | 4,550 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $62,000 | 4,550 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $62,000 | 4,550 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $62,000 | 4,538 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 4,798 |
| Total interest expense | $164,000 | 4,654 |
| Net interest income | $1,018,000 | 4,788 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $38,000 | 4,858 |
| Gross Fiduciary activities income | $1,000 | 991 |
| Service charges on deposit accounts | $18,000 | 4,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,808 |
| Total noninterest expense | $833,000 | 4,844 |
| Salaries and employee benefits | $264,000 | 4,952 |
| Premises and equipment expense | $231,000 | 4,108 |
| Additional noninterest expense | $338,000 | 4,710 |
| Pre-tax net operating income | $223,000 | 4,498 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $28,000 | 3,346 |
| Income before extraordinary items | $195,000 | 4,551 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $195,000 | 4,551 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $195,000 | 4,551 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $195,000 | 4,511 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $879,000 | 4,844 |
| Total interest expense | $126,000 | 4,697 |
| Net interest income | $753,000 | 4,840 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $30,000 | 4,877 |
| Gross Fiduciary activities income | $1,000 | 952 |
| Service charges on deposit accounts | $14,000 | 4,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,821 |
| Total noninterest expense | $631,000 | 4,866 |
| Salaries and employee benefits | $195,000 | 4,984 |
| Premises and equipment expense | $188,000 | 4,044 |
| Additional noninterest expense | $248,000 | 4,748 |
| Pre-tax net operating income | $152,000 | 4,569 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $152,000 | 4,577 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $152,000 | 4,576 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $152,000 | 4,577 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $152,000 | 4,550 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 4,886 |
| Total interest expense | $86,000 | 4,738 |
| Net interest income | $499,000 | 4,877 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $20,000 | 4,900 |
| Gross Fiduciary activities income | $1,000 | 937 |
| Service charges on deposit accounts | $9,000 | 4,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 4,820 |
| Total noninterest expense | $434,000 | 4,889 |
| Salaries and employee benefits | $129,000 | 5,016 |
| Premises and equipment expense | $121,000 | 4,100 |
| Additional noninterest expense | $184,000 | 4,708 |
| Pre-tax net operating income | $85,000 | 4,599 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $85,000 | 4,609 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $85,000 | 4,609 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $85,000 | 4,609 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $85,000 | 4,575 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 4,919 |
| Total interest expense | $42,000 | 4,822 |
| Net interest income | $258,000 | 4,910 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $12,000 | 4,918 |
| Gross Fiduciary activities income | $1,000 | 904 |
| Service charges on deposit accounts | $5,000 | 4,749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 4,817 |
| Total noninterest expense | $209,000 | 4,952 |
| Salaries and employee benefits | $63,000 | 5,070 |
| Premises and equipment expense | $65,000 | 4,047 |
| Additional noninterest expense | $81,000 | 4,829 |
| Pre-tax net operating income | $61,000 | 4,476 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $61,000 | 4,448 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $61,000 | 4,448 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $61,000 | 4,448 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $61,000 | 4,440 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 5,009 |
| Total interest expense | $115,000 | 4,993 |
| Net interest income | $1,007,000 | 4,993 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $50,000 | 4,987 |
| Gross Fiduciary activities income | $2,000 | 989 |
| Service charges on deposit accounts | $28,000 | 4,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 4,932 |
| Total noninterest expense | $692,000 | 5,073 |
| Salaries and employee benefits | $304,000 | 5,109 |
| Premises and equipment expense | $91,000 | 4,900 |
| Additional noninterest expense | $297,000 | 4,929 |
| Pre-tax net operating income | $365,000 | 4,577 |
| Securities gains (losses) | $-1,000 | 4,531 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $364,000 | 4,556 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $364,000 | 4,558 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $364,000 | 4,558 |
| Net charge-offs | $-14,000 | 4,526 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $365,000 | 4,537 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $817,000 | 5,090 |
| Total interest expense | $82,000 | 5,073 |
| Net interest income | $735,000 | 5,075 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $39,000 | 5,055 |
| Gross Fiduciary activities income | $2,000 | 956 |
| Service charges on deposit accounts | $22,000 | 4,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,994 |
| Total noninterest expense | $520,000 | 5,131 |
| Salaries and employee benefits | $232,000 | 5,173 |
| Premises and equipment expense | $78,000 | 4,908 |
| Additional noninterest expense | $210,000 | 5,027 |
| Pre-tax net operating income | $254,000 | 4,722 |
| Securities gains (losses) | $2,000 | 1,990 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $256,000 | 4,678 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $256,000 | 4,677 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $256,000 | 4,677 |
| Net charge-offs | $-14,000 | 4,515 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $254,000 | 4,669 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $526,000 | 5,151 |
| Total interest expense | $53,000 | 5,119 |
| Net interest income | $473,000 | 5,132 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $30,000 | 5,064 |
| Gross Fiduciary activities income | $2,000 | 940 |
| Service charges on deposit accounts | $17,000 | 4,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 5,018 |
| Total noninterest expense | $352,000 | 5,178 |
| Salaries and employee benefits | $153,000 | 5,224 |
| Premises and equipment expense | $49,000 | 4,962 |
| Additional noninterest expense | $150,000 | 5,034 |
| Pre-tax net operating income | $151,000 | 4,790 |
| Securities gains (losses) | $2,000 | 1,537 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $153,000 | 4,757 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $153,000 | 4,755 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $153,000 | 4,755 |
| Net charge-offs | $-6,000 | 4,333 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $151,000 | 4,749 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $260,000 | 5,213 |
| Total interest expense | $26,000 | 5,169 |
| Net interest income | $234,000 | 5,194 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $18,000 | 5,053 |
| Gross Fiduciary activities income | $2,000 | 906 |
| Service charges on deposit accounts | $10,000 | 4,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,041 |
| Total noninterest expense | $174,000 | 5,239 |
| Salaries and employee benefits | $74,000 | 5,287 |
| Premises and equipment expense | $23,000 | 5,037 |
| Additional noninterest expense | $77,000 | 5,066 |
| Pre-tax net operating income | $78,000 | 4,810 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $78,000 | 4,774 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $78,000 | 4,773 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $78,000 | 4,773 |
| Net charge-offs | $-6,000 | 4,462 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $78,000 | 4,764 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 5,238 |
| Total interest expense | $77,000 | 5,235 |
| Net interest income | $959,000 | 5,217 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $50,000 | 5,216 |
| Gross Fiduciary activities income | $2,000 | 1,038 |
| Service charges on deposit accounts | $29,000 | 4,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 5,135 |
| Total noninterest expense | $600,000 | 5,317 |
| Salaries and employee benefits | $300,000 | 5,333 |
| Premises and equipment expense | $60,000 | 5,227 |
| Additional noninterest expense | $240,000 | 5,237 |
| Pre-tax net operating income | $409,000 | 4,746 |
| Securities gains (losses) | $-10,000 | 4,411 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $399,000 | 4,703 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $399,000 | 4,702 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $399,000 | 4,702 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $409,000 | 4,693 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $729,000 | 5,324 |
| Total interest expense | $53,000 | 5,307 |
| Net interest income | $676,000 | 5,307 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $39,000 | 5,273 |
| Gross Fiduciary activities income | $2,000 | 991 |
| Service charges on deposit accounts | $22,000 | 5,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 5,196 |
| Total noninterest expense | $406,000 | 5,407 |
| Salaries and employee benefits | $227,000 | 5,387 |
| Premises and equipment expense | $14,000 | 5,447 |
| Additional noninterest expense | $165,000 | 5,315 |
| Pre-tax net operating income | $309,000 | 4,836 |
| Securities gains (losses) | $-10,000 | 4,769 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $299,000 | 4,791 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $299,000 | 4,789 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $299,000 | 4,790 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $309,000 | 4,769 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $514,000 | 5,363 |
| Total interest expense | $35,000 | 5,360 |
| Net interest income | $479,000 | 5,347 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $27,000 | 5,327 |
| Gross Fiduciary activities income | $1,000 | 997 |
| Service charges on deposit accounts | $14,000 | 5,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 5,239 |
| Total noninterest expense | $280,000 | 5,464 |
| Salaries and employee benefits | $152,000 | 5,457 |
| Premises and equipment expense | $4,000 | 5,523 |
| Additional noninterest expense | $124,000 | 5,337 |
| Pre-tax net operating income | $226,000 | 4,808 |
| Securities gains (losses) | $11,000 | 582 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $237,000 | 4,686 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $237,000 | 4,685 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $237,000 | 4,685 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $226,000 | 4,726 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $282,000 | 5,387 |
| Total interest expense | $18,000 | 5,399 |
| Net interest income | $264,000 | 5,364 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $17,000 | 5,328 |
| Gross Fiduciary activities income | $1,000 | 957 |
| Service charges on deposit accounts | $8,000 | 5,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 5,200 |
| Total noninterest expense | $174,000 | 5,462 |
| Salaries and employee benefits | $81,000 | 5,502 |
| Premises and equipment expense | $16,000 | 5,379 |
| Additional noninterest expense | $77,000 | 5,284 |
| Pre-tax net operating income | $107,000 | 4,840 |
| Securities gains (losses) | $7,000 | 490 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $114,000 | 4,717 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $114,000 | 4,716 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $114,000 | 4,717 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $107,000 | 4,766 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 5,476 |
| Total interest expense | $67,000 | 5,468 |
| Net interest income | $945,000 | 5,459 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $57,000 | 5,444 |
| Gross Fiduciary activities income | $1,000 | 1,092 |
| Service charges on deposit accounts | $33,000 | 5,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 5,340 |
| Total noninterest expense | $632,000 | 5,559 |
| Salaries and employee benefits | $321,000 | 5,566 |
| Premises and equipment expense | $107,000 | 5,252 |
| Additional noninterest expense | $204,000 | 5,531 |
| Pre-tax net operating income | $370,000 | 4,920 |
| Securities gains (losses) | $4,000 | 1,851 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $374,000 | 4,717 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $374,000 | 4,717 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $374,000 | 4,717 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $370,000 | 4,710 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $773,000 | 5,535 |
| Total interest expense | $51,000 | 5,523 |
| Net interest income | $722,000 | 5,518 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $39,000 | 5,534 |
| Gross Fiduciary activities income | $1,000 | 1,049 |
| Service charges on deposit accounts | $26,000 | 5,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 5,479 |
| Total noninterest expense | $504,000 | 5,597 |
| Salaries and employee benefits | $239,000 | 5,629 |
| Premises and equipment expense | $100,000 | 5,139 |
| Additional noninterest expense | $165,000 | 5,568 |
| Pre-tax net operating income | $257,000 | 5,062 |
| Securities gains (losses) | $4,000 | 1,878 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $261,000 | 4,979 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $261,000 | 4,979 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $261,000 | 4,979 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $257,000 | 4,974 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $498,000 | 5,597 |
| Total interest expense | $33,000 | 5,573 |
| Net interest income | $465,000 | 5,582 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $29,000 | 5,549 |
| Gross Fiduciary activities income | $1,000 | 1,033 |
| Service charges on deposit accounts | $17,000 | 5,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 5,458 |
| Total noninterest expense | $324,000 | 5,657 |
| Salaries and employee benefits | $159,000 | 5,683 |
| Premises and equipment expense | $65,000 | 5,193 |
| Additional noninterest expense | $100,000 | 5,649 |
| Pre-tax net operating income | $170,000 | 5,075 |
| Securities gains (losses) | $5,000 | 1,441 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $175,000 | 4,973 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $175,000 | 4,973 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $175,000 | 4,973 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $170,000 | 4,979 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $250,000 | 5,651 |
| Total interest expense | $16,000 | 5,634 |
| Net interest income | $234,000 | 5,636 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $18,000 | 5,574 |
| Gross Fiduciary activities income | $1,000 | 986 |
| Service charges on deposit accounts | $10,000 | 5,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 5,466 |
| Total noninterest expense | $169,000 | 5,710 |
| Salaries and employee benefits | $83,000 | 5,736 |
| Premises and equipment expense | $37,000 | 5,136 |
| Additional noninterest expense | $49,000 | 5,717 |
| Pre-tax net operating income | $83,000 | 5,084 |
| Securities gains (losses) | $5,000 | 811 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $88,000 | 4,959 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $88,000 | 4,959 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $88,000 | 4,959 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $83,000 | 4,988 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 5,713 |
| Total interest expense | $63,000 | 5,693 |
| Net interest income | $920,000 | 5,694 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $65,000 | 5,661 |
| Gross Fiduciary activities income | $3,000 | 1,090 |
| Service charges on deposit accounts | $38,000 | 5,336 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $24,000 | 5,565 |
| Total noninterest expense | $706,000 | 5,755 |
| Salaries and employee benefits | $330,000 | 5,793 |
| Premises and equipment expense | $146,000 | 5,220 |
| Additional noninterest expense | $230,000 | 5,735 |
| Pre-tax net operating income | $279,000 | 5,196 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $14,000 | 3,941 |
| Income before extraordinary items | $265,000 | 5,175 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $265,000 | 5,174 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $265,000 | 5,174 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $60,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $265,000 | 5,141 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $741,000 | 5,778 |
| Total interest expense | $45,000 | 5,763 |
| Net interest income | $696,000 | 5,758 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $46,000 | 5,735 |
| Gross Fiduciary activities income | $2,000 | 1,060 |
| Service charges on deposit accounts | $27,000 | 5,420 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $17,000 | 5,623 |
| Total noninterest expense | $535,000 | 5,807 |
| Salaries and employee benefits | $243,000 | 5,851 |
| Premises and equipment expense | $113,000 | 5,230 |
| Additional noninterest expense | $179,000 | 5,775 |
| Pre-tax net operating income | $207,000 | 5,283 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $207,000 | 5,244 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $207,000 | 5,244 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $207,000 | 5,244 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $207,000 | 5,194 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $497,000 | 5,845 |
| Total interest expense | $31,000 | 5,833 |
| Net interest income | $466,000 | 5,822 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $32,000 | 5,799 |
| Gross Fiduciary activities income | $2,000 | 1,041 |
| Service charges on deposit accounts | $18,000 | 5,468 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 5,683 |
| Total noninterest expense | $360,000 | 5,871 |
| Salaries and employee benefits | $160,000 | 5,928 |
| Premises and equipment expense | $75,000 | 5,285 |
| Additional noninterest expense | $125,000 | 5,824 |
| Pre-tax net operating income | $138,000 | 5,326 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $138,000 | 5,283 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 5,283 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $138,000 | 5,283 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $138,000 | 5,225 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 5,907 |
| Total interest expense | $16,000 | 5,871 |
| Net interest income | $227,000 | 5,891 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $16,000 | 5,833 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $9,000 | 5,488 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $6,000 | 5,724 |
| Total noninterest expense | $177,000 | 5,937 |
| Salaries and employee benefits | $80,000 | 5,991 |
| Premises and equipment expense | $41,000 | 5,228 |
| Additional noninterest expense | $56,000 | 5,914 |
| Pre-tax net operating income | $66,000 | 5,342 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $66,000 | 5,302 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $66,000 | 5,303 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $66,000 | 5,303 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $66,000 | 5,243 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $897,000 | 5,975 |
| Total interest expense | $72,000 | 5,887 |
| Net interest income | $825,000 | 5,969 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $86,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $51,000 | 5,372 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $35,000 | 5,646 |
| Total noninterest expense | $749,000 | 5,976 |
| Salaries and employee benefits | $351,000 | 6,029 |
| Premises and equipment expense | $156,000 | 5,374 |
| Additional noninterest expense | $242,000 | 5,946 |
| Pre-tax net operating income | $162,000 | 5,548 |
| Securities gains (losses) | $-1,000 | 5,649 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $161,000 | 5,557 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $161,000 | 5,559 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $161,000 | 5,560 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $200,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $162,000 | 5,515 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $640,000 | 6,082 |
| Total interest expense | $56,000 | 5,956 |
| Net interest income | $584,000 | 6,074 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $51,000 | 5,947 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $36,000 | 5,504 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 5,883 |
| Total noninterest expense | $557,000 | 6,052 |
| Salaries and employee benefits | $264,000 | 6,102 |
| Premises and equipment expense | $113,000 | 5,469 |
| Additional noninterest expense | $180,000 | 6,033 |
| Pre-tax net operating income | $78,000 | 5,781 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $79,000 | 5,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 5,793 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $79,000 | 5,793 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $200,000 | 3,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $78,000 | 5,755 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $441,000 | 6,134 |
| Total interest expense | $39,000 | 6,001 |
| Net interest income | $402,000 | 6,127 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $35,000 | 6,007 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $24,000 | 5,536 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 5,914 |
| Total noninterest expense | $370,000 | 6,129 |
| Salaries and employee benefits | $179,000 | 6,160 |
| Premises and equipment expense | $75,000 | 5,511 |
| Additional noninterest expense | $116,000 | 6,113 |
| Pre-tax net operating income | $67,000 | 5,751 |
| Securities gains (losses) | $-1,000 | 5,919 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $66,000 | 5,771 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $66,000 | 5,772 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $66,000 | 5,773 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $200,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $67,000 | 5,722 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 6,193 |
| Total interest expense | $19,000 | 6,067 |
| Net interest income | $204,000 | 6,180 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $19,000 | 6,017 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $12,000 | 5,557 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 5,920 |
| Total noninterest expense | $183,000 | 6,201 |
| Salaries and employee benefits | $91,000 | 6,213 |
| Premises and equipment expense | $42,000 | 5,437 |
| Additional noninterest expense | $50,000 | 6,237 |
| Pre-tax net operating income | $40,000 | 5,699 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $40,000 | 5,698 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $40,000 | 5,698 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $40,000 | 5,699 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $200,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $40,000 | 5,649 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 6,249 |
| Total interest expense | $85,000 | 6,140 |
| Net interest income | $878,000 | 6,237 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $97,000 | 5,992 |
| Gross Fiduciary activities income | $3,000 | 1,154 |
| Service charges on deposit accounts | $52,000 | 5,681 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $42,000 | 5,816 |
| Total noninterest expense | $706,000 | 6,318 |
| Salaries and employee benefits | $342,000 | 6,339 |
| Premises and equipment expense | $145,000 | 5,734 |
| Additional noninterest expense | $219,000 | 6,301 |
| Pre-tax net operating income | $269,000 | 5,531 |
| Securities gains (losses) | $-10,000 | 6,040 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $259,000 | 5,509 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $259,000 | 5,508 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $259,000 | 5,509 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $269,000 | 5,427 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $730,000 | 6,314 |
| Total interest expense | $64,000 | 6,215 |
| Net interest income | $666,000 | 6,300 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $64,000 | 6,147 |
| Gross Fiduciary activities income | $2,000 | 1,121 |
| Service charges on deposit accounts | $38,000 | 5,774 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $24,000 | 5,991 |
| Total noninterest expense | $537,000 | 6,372 |
| Salaries and employee benefits | $263,000 | 6,389 |
| Premises and equipment expense | $109,000 | 5,788 |
| Additional noninterest expense | $165,000 | 6,363 |
| Pre-tax net operating income | $193,000 | 5,655 |
| Securities gains (losses) | $-10,000 | 6,157 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $183,000 | 5,623 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $183,000 | 5,622 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $183,000 | 5,623 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $193,000 | 5,542 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $492,000 | 6,371 |
| Total interest expense | $42,000 | 6,281 |
| Net interest income | $450,000 | 6,352 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $41,000 | 6,214 |
| Gross Fiduciary activities income | $2,000 | 1,095 |
| Service charges on deposit accounts | $24,000 | 5,831 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $15,000 | 6,065 |
| Total noninterest expense | $344,000 | 6,443 |
| Salaries and employee benefits | $170,000 | 6,469 |
| Premises and equipment expense | $65,000 | 5,944 |
| Additional noninterest expense | $109,000 | 6,426 |
| Pre-tax net operating income | $147,000 | 5,575 |
| Securities gains (losses) | $-10,000 | 6,291 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $137,000 | 5,551 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $137,000 | 5,553 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $137,000 | 5,554 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $147,000 | 5,452 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $239,000 | 6,448 |
| Total interest expense | $21,000 | 6,352 |
| Net interest income | $218,000 | 6,432 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $18,000 | 6,305 |
| Gross Fiduciary activities income | $1,000 | 1,081 |
| Service charges on deposit accounts | $11,000 | 5,924 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $6,000 | 6,177 |
| Total noninterest expense | $170,000 | 6,524 |
| Salaries and employee benefits | $85,000 | 6,541 |
| Premises and equipment expense | $32,000 | 6,010 |
| Additional noninterest expense | $53,000 | 6,510 |
| Pre-tax net operating income | $66,000 | 5,597 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $66,000 | 5,529 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $66,000 | 5,529 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $66,000 | 5,529 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $66,000 | 5,491 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 6,494 |
| Total interest expense | $103,000 | 6,405 |
| Net interest income | $904,000 | 6,479 |
| Provision for loan and lease losses | $20,000 | 4,711 |
| Total noninterest income | $81,000 | 6,309 |
| Gross Fiduciary activities income | $2,000 | 1,226 |
| Service charges on deposit accounts | $45,000 | 6,054 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $34,000 | 6,058 |
| Total noninterest expense | $699,000 | 6,592 |
| Salaries and employee benefits | $354,000 | 6,619 |
| Premises and equipment expense | $144,000 | 5,969 |
| Additional noninterest expense | $201,000 | 6,602 |
| Pre-tax net operating income | $266,000 | 5,562 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $267,000 | 5,508 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $267,000 | 5,513 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $267,000 | 5,513 |
| Net charge-offs | $-3,000 | 5,962 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $266,000 | 5,458 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $749,000 | 6,576 |
| Total interest expense | $80,000 | 6,472 |
| Net interest income | $669,000 | 6,558 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $49,000 | 6,486 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $33,000 | 6,146 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,000 | 6,343 |
| Total noninterest expense | $526,000 | 6,646 |
| Salaries and employee benefits | $265,000 | 6,672 |
| Premises and equipment expense | $109,000 | 6,009 |
| Additional noninterest expense | $152,000 | 6,658 |
| Pre-tax net operating income | $177,000 | 5,745 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $178,000 | 5,718 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $178,000 | 5,719 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $178,000 | 5,719 |
| Net charge-offs | $-3,000 | 5,867 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $177,000 | 5,659 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $489,000 | 6,634 |
| Total interest expense | $54,000 | 6,533 |
| Net interest income | $435,000 | 6,621 |
| Provision for loan and lease losses | $10,000 | 4,495 |
| Total noninterest income | $34,000 | 6,509 |
| Gross Fiduciary activities income | $2,000 | 1,138 |
| Service charges on deposit accounts | $22,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,000 | 6,362 |
| Total noninterest expense | $335,000 | 6,715 |
| Salaries and employee benefits | $179,000 | 6,718 |
| Premises and equipment expense | $63,000 | 6,182 |
| Additional noninterest expense | $93,000 | 6,734 |
| Pre-tax net operating income | $124,000 | 5,716 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $125,000 | 5,694 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $125,000 | 5,696 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $125,000 | 5,696 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $124,000 | 5,611 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $245,000 | 6,696 |
| Total interest expense | $28,000 | 6,603 |
| Net interest income | $217,000 | 6,681 |
| Provision for loan and lease losses | $5,000 | 4,198 |
| Total noninterest income | $14,000 | 6,627 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $10,000 | 6,250 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,532 |
| Total noninterest expense | $172,000 | 6,774 |
| Salaries and employee benefits | $90,000 | 6,782 |
| Premises and equipment expense | $34,000 | 6,149 |
| Additional noninterest expense | $48,000 | 6,803 |
| Pre-tax net operating income | $54,000 | 5,798 |
| Securities gains (losses) | $-5,000 | 6,741 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $49,000 | 5,866 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $49,000 | 5,868 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $49,000 | 5,868 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $54,000 | 5,704 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 6,732 |
| Total interest expense | $158,000 | 6,587 |
| Net interest income | $929,000 | 6,726 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $66,000 | 6,544 |
| Gross Fiduciary activities income | $3,000 | 1,224 |
| Service charges on deposit accounts | $46,000 | 6,282 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $17,000 | 6,314 |
| Total noninterest expense | $720,000 | 6,822 |
| Salaries and employee benefits | $368,000 | 6,843 |
| Premises and equipment expense | $146,000 | 6,148 |
| Additional noninterest expense | $206,000 | 6,849 |
| Pre-tax net operating income | $275,000 | 5,484 |
| Securities gains (losses) | $11,000 | 3,357 |
| Applicable income taxes | $36,000 | 3,997 |
| Income before extraordinary items | $250,000 | 5,624 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $250,000 | 5,621 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $250,000 | 5,622 |
| Net charge-offs | $16,000 | 5,477 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $240,430 | 5,472 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $817,000 | 6,834 |
| Total interest expense | $123,000 | 6,692 |
| Net interest income | $694,000 | 6,832 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $55,000 | 6,605 |
| Gross Fiduciary activities income | $3,000 | 1,175 |
| Service charges on deposit accounts | $37,000 | 6,317 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 6,406 |
| Total noninterest expense | $527,000 | 6,917 |
| Salaries and employee benefits | $276,000 | 6,916 |
| Premises and equipment expense | $99,000 | 6,347 |
| Additional noninterest expense | $152,000 | 6,943 |
| Pre-tax net operating income | $222,000 | 5,600 |
| Securities gains (losses) | $8,000 | 3,171 |
| Applicable income taxes | $26,000 | 4,074 |
| Income before extraordinary items | $204,000 | 5,706 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $204,000 | 5,705 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $204,000 | 5,705 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $196,880 | 5,556 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $563,000 | 6,882 |
| Total interest expense | $84,000 | 6,755 |
| Net interest income | $479,000 | 6,864 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $38,000 | 6,623 |
| Gross Fiduciary activities income | $2,000 | 1,169 |
| Service charges on deposit accounts | $26,000 | 6,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,454 |
| Total noninterest expense | $307,000 | 7,048 |
| Salaries and employee benefits | $183,000 | 6,981 |
| Premises and equipment expense | $34,000 | 6,901 |
| Additional noninterest expense | $90,000 | 7,058 |
| Pre-tax net operating income | $210,000 | 5,251 |
| Securities gains (losses) | $-8,000 | 6,929 |
| Applicable income taxes | $18,000 | 4,034 |
| Income before extraordinary items | $184,000 | 5,427 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $184,000 | 5,426 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $184,000 | 5,426 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $191,280 | 5,183 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $284,000 | 6,929 |
| Total interest expense | $45,000 | 6,788 |
| Net interest income | $239,000 | 6,920 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $19,000 | 6,683 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $173,000 | 7,042 |
| Salaries and employee benefits | $92,000 | 7,039 |
| Premises and equipment expense | $34,000 | 6,373 |
| Additional noninterest expense | $47,000 | 7,087 |
| Pre-tax net operating income | $85,000 | 5,572 |
| Securities gains (losses) | $-5,000 | 7,002 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $80,000 | 5,612 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $80,000 | 5,612 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $80,000 | 5,612 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $85,000 | 5,395 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 6,991 |
| Total interest expense | $217,000 | 6,849 |
| Net interest income | $935,000 | 6,984 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $86,000 | 6,530 |
| Gross Fiduciary activities income | $4,000 | 1,181 |
| Service charges on deposit accounts | $63,000 | 6,099 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $19,000 | 6,398 |
| Total noninterest expense | $724,000 | 7,094 |
| Salaries and employee benefits | $390,000 | 7,074 |
| Premises and equipment expense | $149,000 | 6,427 |
| Additional noninterest expense | $185,000 | 7,160 |
| Pre-tax net operating income | $297,000 | 5,248 |
| Securities gains (losses) | $-8,000 | 6,856 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $289,000 | 5,287 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $289,000 | 5,289 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $289,000 | 5,289 |
| Net charge-offs | $30,000 | 5,746 |
| Cash dividends | $75,000 | 3,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $297,000 | 5,146 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $854,000 | 7,078 |
| Total interest expense | $157,000 | 6,973 |
| Net interest income | $697,000 | 7,058 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $76,000 | 6,505 |
| Gross Fiduciary activities income | $3,000 | 1,135 |
| Service charges on deposit accounts | $53,000 | 6,003 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $20,000 | 6,393 |
| Total noninterest expense | $568,000 | 7,116 |
| Salaries and employee benefits | $299,000 | 7,102 |
| Premises and equipment expense | $112,000 | 6,466 |
| Additional noninterest expense | $157,000 | 7,171 |
| Pre-tax net operating income | $205,000 | 5,452 |
| Securities gains (losses) | $-6,000 | 6,969 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $199,000 | 5,489 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $199,000 | 5,490 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $199,000 | 5,490 |
| Net charge-offs | $30,000 | 5,320 |
| Cash dividends | $75,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $205,000 | 5,334 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $544,000 | 7,171 |
| Total interest expense | $106,000 | 7,048 |
| Net interest income | $438,000 | 7,153 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $40,000 | 6,748 |
| Gross Fiduciary activities income | $2,000 | 1,136 |
| Service charges on deposit accounts | $34,000 | 6,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,808 |
| Total noninterest expense | $373,000 | 7,199 |
| Salaries and employee benefits | $206,000 | 7,149 |
| Premises and equipment expense | $73,000 | 6,542 |
| Additional noninterest expense | $94,000 | 7,309 |
| Pre-tax net operating income | $105,000 | 5,669 |
| Securities gains (losses) | $5,000 | 2,547 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $110,000 | 5,625 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $110,000 | 5,624 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $110,000 | 5,625 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $75,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $105,000 | 5,573 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 7,221 |
| Total interest expense | $53,000 | 7,123 |
| Net interest income | $221,000 | 7,191 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $21,000 | 6,771 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $198,000 | 7,209 |
| Salaries and employee benefits | $107,000 | 7,178 |
| Premises and equipment expense | $37,000 | 6,569 |
| Additional noninterest expense | $54,000 | 7,287 |
| Pre-tax net operating income | $44,000 | 5,837 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $44,000 | 5,798 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $44,000 | 5,797 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $44,000 | 5,798 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $44,000 | 5,761 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 7,327 |
| Total interest expense | $248,000 | 7,205 |
| Net interest income | $796,000 | 7,326 |
| Provision for loan and lease losses | $65,000 | 6,314 |
| Total noninterest income | $69,000 | 6,922 |
| Gross Fiduciary activities income | $4,000 | 1,241 |
| Service charges on deposit accounts | $48,000 | 6,259 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,653 |
| Total noninterest expense | $723,000 | 7,366 |
| Salaries and employee benefits | $426,000 | 7,275 |
| Premises and equipment expense | $125,000 | 6,841 |
| Additional noninterest expense | $172,000 | 7,482 |
| Pre-tax net operating income | $77,000 | 5,549 |
| Securities gains (losses) | $-7,000 | 7,006 |
| Applicable income taxes | $-11,000 | 6,574 |
| Income before extraordinary items | $81,000 | 5,679 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $81,000 | 5,680 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $81,000 | 5,680 |
| Net charge-offs | $-32,000 | 7,538 |
| Cash dividends | $100,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $88,000 | 5,518 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $774,000 | 7,450 |
| Total interest expense | $189,000 | 7,321 |
| Net interest income | $585,000 | 7,442 |
| Provision for loan and lease losses | $15,000 | 6,753 |
| Total noninterest income | $50,000 | 7,077 |
| Gross Fiduciary activities income | $3,000 | 1,206 |
| Service charges on deposit accounts | $34,000 | 6,369 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $13,000 | 6,828 |
| Total noninterest expense | $596,000 | 7,364 |
| Salaries and employee benefits | $320,000 | 7,348 |
| Premises and equipment expense | $91,000 | 6,960 |
| Additional noninterest expense | $185,000 | 7,351 |
| Pre-tax net operating income | $24,000 | 5,885 |
| Securities gains (losses) | $-7,000 | 7,186 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $17,000 | 6,057 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $17,000 | 6,058 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $17,000 | 6,058 |
| Net charge-offs | $-31,000 | 7,594 |
| Cash dividends | $100,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $24,000 | 5,907 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $508,000 | 7,522 |
| Total interest expense | $129,000 | 7,388 |
| Net interest income | $379,000 | 7,514 |
| Provision for loan and lease losses | $15,000 | 6,492 |
| Total noninterest income | $34,000 | 7,126 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $396,000 | 7,430 |
| Salaries and employee benefits | $211,000 | 7,414 |
| Premises and equipment expense | $60,000 | 7,012 |
| Additional noninterest expense | $125,000 | 7,402 |
| Pre-tax net operating income | $2,000 | 6,050 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,000 | 6,178 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,000 | 6,180 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,000 | 6,179 |
| Net charge-offs | $-31,000 | 7,647 |
| Cash dividends | $100,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,000 | 6,073 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $250,000 | 7,629 |
| Total interest expense | $64,000 | 7,517 |
| Net interest income | $186,000 | 7,614 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $18,000 | 7,169 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $207,000 | 7,492 |
| Salaries and employee benefits | $113,000 | 7,455 |
| Premises and equipment expense | $32,000 | 7,033 |
| Additional noninterest expense | $62,000 | 7,497 |
| Pre-tax net operating income | $-12,000 | 6,340 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-12,000 | 6,459 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-12,000 | 6,461 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-12,000 | 6,460 |
| Net charge-offs | $-25,000 | 7,691 |
| Cash dividends | $100,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-12,000 | 6,366 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 7,650 |
| Total interest expense | $317,000 | 7,550 |
| Net interest income | $787,000 | 7,630 |
| Provision for loan and lease losses | $84,000 | 6,566 |
| Total noninterest income | $112,000 | 6,893 |
| Gross Fiduciary activities income | $4,000 | 1,267 |
| Service charges on deposit accounts | $94,000 | 5,834 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $14,000 | 7,094 |
| Total noninterest expense | $922,000 | 7,472 |
| Salaries and employee benefits | $463,000 | 7,515 |
| Premises and equipment expense | $123,000 | 7,162 |
| Additional noninterest expense | $336,000 | 7,308 |
| Pre-tax net operating income | $-107,000 | 5,600 |
| Securities gains (losses) | $4,000 | 3,487 |
| Applicable income taxes | $-73,000 | 6,509 |
| Income before extraordinary items | $-30,000 | 5,587 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-30,000 | 5,585 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-30,000 | 5,585 |
| Net charge-offs | $-96,000 | 7,980 |
| Cash dividends | $100,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-32,560 | 5,565 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $854,000 | 7,716 |
| Total interest expense | $246,000 | 7,622 |
| Net interest income | $608,000 | 7,684 |
| Provision for loan and lease losses | $25,000 | 6,864 |
| Total noninterest income | $48,000 | 7,423 |
| Gross Fiduciary activities income | $3,000 | 1,227 |
| Service charges on deposit accounts | $34,000 | 6,588 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $11,000 | 7,238 |
| Total noninterest expense | $590,000 | 7,678 |
| Salaries and employee benefits | $345,000 | 7,562 |
| Premises and equipment expense | $91,000 | 7,242 |
| Additional noninterest expense | $154,000 | 7,797 |
| Pre-tax net operating income | $41,000 | 5,520 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $43,000 | 5,596 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $43,000 | 5,596 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $43,000 | 5,596 |
| Net charge-offs | $-90,000 | 8,047 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $41,000 | 5,548 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 7,779 |
| Total interest expense | $169,000 | 7,711 |
| Net interest income | $416,000 | 7,727 |
| Provision for loan and lease losses | $18,000 | 6,728 |
| Total noninterest income | $26,000 | 7,583 |
| Gross Fiduciary activities income | $2,000 | 1,233 |
| Service charges on deposit accounts | $16,000 | 6,843 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $8,000 | 7,329 |
| Total noninterest expense | $393,000 | 7,750 |
| Salaries and employee benefits | $229,000 | 7,646 |
| Premises and equipment expense | $62,000 | 7,283 |
| Additional noninterest expense | $102,000 | 7,866 |
| Pre-tax net operating income | $31,000 | 5,624 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $32,000 | 5,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $32,000 | 5,697 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $32,000 | 5,697 |
| Net charge-offs | $-2,000 | 7,645 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $31,000 | 5,622 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $299,000 | 7,820 |
| Total interest expense | $87,000 | 7,762 |
| Net interest income | $212,000 | 7,740 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $13,000 | 7,659 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $198,000 | 7,765 |
| Salaries and employee benefits | $114,000 | 7,702 |
| Premises and equipment expense | $34,000 | 7,208 |
| Additional noninterest expense | $50,000 | 7,857 |
| Pre-tax net operating income | $18,000 | 6,039 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $19,000 | 6,171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $19,000 | 6,173 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $19,000 | 6,173 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $18,000 | 6,028 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 7,682 |
| Total interest expense | $504,000 | 7,657 |
| Net interest income | $996,000 | 7,593 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $87,000 | 7,431 |
| Gross Fiduciary activities income | $6,000 | 1,269 |
| Service charges on deposit accounts | $34,000 | 6,852 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $47,000 | 6,812 |
| Total noninterest expense | $828,000 | 7,762 |
| Salaries and employee benefits | $442,000 | 7,796 |
| Premises and equipment expense | $138,000 | 7,251 |
| Additional noninterest expense | $248,000 | 7,686 |
| Pre-tax net operating income | $219,000 | 5,692 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $17,000 | 4,344 |
| Income before extraordinary items | $208,000 | 5,459 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $208,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 8,200 |
| Cash dividends | $150,000 | 4,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $202,480 | 5,636 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 7,761 |
| Total interest expense | $397,000 | 7,728 |
| Net interest income | $721,000 | 7,704 |
| Provision for loan and lease losses | $27,000 | 6,337 |
| Total noninterest income | $74,000 | 7,436 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $26,000 | 6,896 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 6,749 |
| Total noninterest expense | $623,000 | 7,788 |
| Salaries and employee benefits | $332,000 | 7,825 |
| Premises and equipment expense | $119,000 | 7,115 |
| Additional noninterest expense | $172,000 | 7,791 |
| Pre-tax net operating income | $145,000 | 6,241 |
| Securities gains (losses) | $6,000 | 2,568 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $151,000 | 5,939 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $151,000 | 5,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 8,247 |
| Cash dividends | $150,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $145,000 | 6,129 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $727,000 | 7,858 |
| Total interest expense | $276,000 | 7,787 |
| Net interest income | $451,000 | 7,815 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $61,000 | 7,268 |
| Gross Fiduciary activities income | $3,000 | 1,253 |
| Service charges on deposit accounts | $17,000 | 6,937 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $41,000 | 6,390 |
| Total noninterest expense | $425,000 | 7,832 |
| Salaries and employee benefits | $222,000 | 7,892 |
| Premises and equipment expense | $86,000 | 6,997 |
| Additional noninterest expense | $117,000 | 7,819 |
| Pre-tax net operating income | $69,000 | 6,574 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $77,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,316 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $69,000 | 6,496 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $355,000 | 7,954 |
| Total interest expense | $143,000 | 7,846 |
| Net interest income | $212,000 | 7,924 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $47,000 | 6,756 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $8,000 | 6,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $220,000 | 7,823 |
| Salaries and employee benefits | $110,000 | 7,943 |
| Premises and equipment expense | $49,000 | 6,810 |
| Additional noninterest expense | $61,000 | 7,790 |
| Pre-tax net operating income | $30,000 | 6,856 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $35,000 | 6,801 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $35,000 | 6,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,351 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $30,000 | 6,785 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 7,825 |
| Total interest expense | $541,000 | 7,891 |
| Net interest income | $1,097,000 | 7,618 |
| Provision for loan and lease losses | $-114,000 | 8,396 |
| Total noninterest income | $53,000 | 8,008 |
| Gross Fiduciary activities income | $6,000 | 1,314 |
| Service charges on deposit accounts | $42,000 | 6,872 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,000 | 8,181 |
| Total noninterest expense | $930,000 | 7,744 |
| Salaries and employee benefits | $413,000 | 8,024 |
| Premises and equipment expense | $118,000 | 7,570 |
| Additional noninterest expense | $399,000 | 7,042 |
| Pre-tax net operating income | $334,000 | 6,487 |
| Securities gains (losses) | $-59,000 | 8,042 |
| Applicable income taxes | $43,000 | 5,009 |
| Income before extraordinary items | $232,000 | 6,681 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $232,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $281,560 | 6,480 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 7,881 |
| Total interest expense | $398,000 | 7,957 |
| Net interest income | $823,000 | 7,669 |
| Provision for loan and lease losses | $-123,000 | 8,442 |
| Total noninterest income | $39,000 | 8,064 |
| Gross Fiduciary activities income | $4,000 | 1,292 |
| Service charges on deposit accounts | $31,000 | 6,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,000 | 8,224 |
| Total noninterest expense | $726,000 | 7,680 |
| Salaries and employee benefits | $309,000 | 8,007 |
| Premises and equipment expense | $95,000 | 7,459 |
| Additional noninterest expense | $322,000 | 6,892 |
| Pre-tax net operating income | $259,000 | 6,726 |
| Securities gains (losses) | $-63,000 | 8,216 |
| Applicable income taxes | $14,000 | 5,621 |
| Income before extraordinary items | $182,000 | 6,895 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $182,000 | 6,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $240,590 | 6,594 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $782,000 | 7,970 |
| Total interest expense | $259,000 | 8,018 |
| Net interest income | $523,000 | 7,787 |
| Provision for loan and lease losses | $-132,000 | 8,498 |
| Total noninterest income | $28,000 | 8,078 |
| Gross Fiduciary activities income | $3,000 | 1,282 |
| Service charges on deposit accounts | $22,000 | 6,923 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,000 | 8,264 |
| Total noninterest expense | $568,000 | 7,486 |
| Salaries and employee benefits | $227,000 | 7,958 |
| Premises and equipment expense | $64,000 | 7,478 |
| Additional noninterest expense | $277,000 | 6,329 |
| Pre-tax net operating income | $115,000 | 7,167 |
| Securities gains (losses) | $-56,000 | 8,322 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $59,000 | 7,417 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $59,000 | 7,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $115,000 | 7,009 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $395,000 | 8,003 |
| Total interest expense | $124,000 | 8,098 |
| Net interest income | $271,000 | 7,785 |
| Provision for loan and lease losses | $-141,000 | 8,564 |
| Total noninterest income | $16,000 | 8,027 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $356,000 | 7,095 |
| Salaries and employee benefits | $111,000 | 8,023 |
| Premises and equipment expense | $32,000 | 7,520 |
| Additional noninterest expense | $213,000 | 5,055 |
| Pre-tax net operating income | $72,000 | 7,025 |
| Securities gains (losses) | $-33,000 | 8,444 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $39,000 | 7,321 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $39,000 | 7,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $72,000 | 6,810 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 7,902 |
| Total interest expense | $400,000 | 8,097 |
| Net interest income | $1,146,000 | 7,652 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $76,000 | 7,988 |
| Gross Fiduciary activities income | $5,000 | 1,355 |
| Service charges on deposit accounts | $53,000 | 6,840 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 8,036 |
| Total noninterest expense | $772,000 | 8,038 |
| Salaries and employee benefits | $438,000 | 8,055 |
| Premises and equipment expense | $98,000 | 7,822 |
| Additional noninterest expense | $236,000 | 7,929 |
| Pre-tax net operating income | $414,000 | 6,749 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $92,000 | 5,038 |
| Income before extraordinary items | $318,000 | 6,844 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $318,000 | 6,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $100,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $321,120 | 6,829 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 7,960 |
| Total interest expense | $286,000 | 8,174 |
| Net interest income | $866,000 | 7,716 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $63,000 | 7,984 |
| Gross Fiduciary activities income | $4,000 | 1,314 |
| Service charges on deposit accounts | $41,000 | 6,910 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,902 |
| Total noninterest expense | $588,000 | 8,053 |
| Salaries and employee benefits | $335,000 | 8,017 |
| Premises and equipment expense | $82,000 | 7,728 |
| Additional noninterest expense | $171,000 | 7,998 |
| Pre-tax net operating income | $314,000 | 6,949 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $64,000 | 5,278 |
| Income before extraordinary items | $253,000 | 6,960 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $253,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,178 |
| Cash dividends | $100,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $250,600 | 6,978 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $774,000 | 7,969 |
| Total interest expense | $184,000 | 8,209 |
| Net interest income | $590,000 | 7,721 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $42,000 | 8,023 |
| Gross Fiduciary activities income | $3,000 | 1,300 |
| Service charges on deposit accounts | $26,000 | 6,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $403,000 | 8,038 |
| Salaries and employee benefits | $232,000 | 8,011 |
| Premises and equipment expense | $57,000 | 7,687 |
| Additional noninterest expense | $114,000 | 8,013 |
| Pre-tax net operating income | $211,000 | 7,012 |
| Securities gains (losses) | $10,000 | 737 |
| Applicable income taxes | $41,000 | 5,369 |
| Income before extraordinary items | $180,000 | 6,921 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $180,000 | 6,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $171,900 | 6,995 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 7,984 |
| Total interest expense | $90,000 | 8,217 |
| Net interest income | $293,000 | 7,753 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $2,000 | 1,247 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $201,000 | 8,064 |
| Salaries and employee benefits | $117,000 | 8,017 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $60,000 | 7,941 |
| Pre-tax net operating income | $105,000 | 6,994 |
| Securities gains (losses) | $-10,000 | 8,238 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $80,000 | 7,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 1,941 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $88,400 | 6,920 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 7,863 |
| Total interest expense | $312,000 | 8,153 |
| Net interest income | $1,227,000 | 7,648 |
| Provision for loan and lease losses | $-94,000 | 8,626 |
| Total noninterest income | $74,000 | 8,200 |
| Gross Fiduciary activities income | $5,000 | 1,378 |
| Service charges on deposit accounts | $57,000 | 6,969 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,000 | 8,364 |
| Total noninterest expense | $916,000 | 7,896 |
| Salaries and employee benefits | $475,000 | 7,984 |
| Premises and equipment expense | $123,000 | 7,613 |
| Additional noninterest expense | $318,000 | 7,536 |
| Pre-tax net operating income | $479,000 | 6,820 |
| Securities gains (losses) | $25,000 | 1,178 |
| Applicable income taxes | $102,000 | 5,353 |
| Income before extraordinary items | $402,000 | 6,770 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $402,000 | 6,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,049 |
| Cash dividends | $150,000 | 5,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $382,000 | 6,823 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 7,902 |
| Total interest expense | $225,000 | 8,196 |
| Net interest income | $914,000 | 7,712 |
| Provision for loan and lease losses | $-103,000 | 8,705 |
| Total noninterest income | $54,000 | 8,268 |
| Gross Fiduciary activities income | $4,000 | 1,330 |
| Service charges on deposit accounts | $44,000 | 6,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $686,000 | 7,876 |
| Salaries and employee benefits | $358,000 | 7,951 |
| Premises and equipment expense | $91,000 | 7,613 |
| Additional noninterest expense | $237,000 | 7,549 |
| Pre-tax net operating income | $385,000 | 6,855 |
| Securities gains (losses) | $21,000 | 1,208 |
| Applicable income taxes | $87,000 | 5,373 |
| Income before extraordinary items | $319,000 | 6,818 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $319,000 | 6,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,839 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $302,410 | 6,864 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $762,000 | 7,882 |
| Total interest expense | $146,000 | 8,199 |
| Net interest income | $616,000 | 7,713 |
| Provision for loan and lease losses | $-112,000 | 8,742 |
| Total noninterest income | $37,000 | 8,247 |
| Gross Fiduciary activities income | $3,000 | 1,310 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $430,000 | 7,974 |
| Salaries and employee benefits | $240,000 | 7,944 |
| Premises and equipment expense | $60,000 | 7,621 |
| Additional noninterest expense | $130,000 | 7,857 |
| Pre-tax net operating income | $335,000 | 6,368 |
| Securities gains (losses) | $30,000 | 967 |
| Applicable income taxes | $90,000 | 4,947 |
| Income before extraordinary items | $275,000 | 6,306 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $275,000 | 6,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $252,500 | 6,452 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $378,000 | 7,949 |
| Total interest expense | $71,000 | 8,251 |
| Net interest income | $307,000 | 7,778 |
| Provision for loan and lease losses | $-121,000 | 8,840 |
| Total noninterest income | $21,000 | 8,155 |
| Gross Fiduciary activities income | $2,000 | 1,263 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $208,000 | 8,105 |
| Salaries and employee benefits | $116,000 | 8,073 |
| Premises and equipment expense | $29,000 | 7,764 |
| Additional noninterest expense | $63,000 | 7,956 |
| Pre-tax net operating income | $241,000 | 5,528 |
| Securities gains (losses) | $34,000 | 648 |
| Applicable income taxes | $76,000 | 4,184 |
| Income before extraordinary items | $199,000 | 5,434 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $199,000 | 5,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $174,520 | 5,714 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 7,610 |
| Total interest expense | $300,000 | 8,108 |
| Net interest income | $1,474,000 | 7,336 |
| Provision for loan and lease losses | $166,000 | 4,073 |
| Total noninterest income | $92,000 | 8,164 |
| Gross Fiduciary activities income | $7,000 | 1,367 |
| Service charges on deposit accounts | $71,000 | 6,934 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,404 |
| Total noninterest expense | $866,000 | 8,035 |
| Salaries and employee benefits | $502,000 | 7,973 |
| Premises and equipment expense | $82,000 | 8,185 |
| Additional noninterest expense | $282,000 | 7,798 |
| Pre-tax net operating income | $534,000 | 6,613 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $138,000 | 5,202 |
| Income before extraordinary items | $410,000 | 6,712 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $410,000 | 6,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,577 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $399,500 | 6,715 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 7,616 |
| Total interest expense | $225,000 | 8,125 |
| Net interest income | $1,132,000 | 7,321 |
| Provision for loan and lease losses | $87,000 | 4,638 |
| Total noninterest income | $71,000 | 8,195 |
| Gross Fiduciary activities income | $4,000 | 1,368 |
| Service charges on deposit accounts | $55,000 | 6,934 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $644,000 | 8,060 |
| Salaries and employee benefits | $373,000 | 7,965 |
| Premises and equipment expense | $71,000 | 8,032 |
| Additional noninterest expense | $200,000 | 7,906 |
| Pre-tax net operating income | $472,000 | 6,448 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $119,000 | 5,147 |
| Income before extraordinary items | $366,000 | 6,514 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $366,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,522 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $356,250 | 6,503 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $799,000 | 7,873 |
| Total interest expense | $151,000 | 8,185 |
| Net interest income | $648,000 | 7,667 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $47,000 | 8,244 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $34,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $379,000 | 8,280 |
| Salaries and employee benefits | $235,000 | 8,106 |
| Premises and equipment expense | $41,000 | 8,228 |
| Additional noninterest expense | $103,000 | 8,315 |
| Pre-tax net operating income | $298,000 | 6,513 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $77,000 | 5,156 |
| Income before extraordinary items | $234,000 | 6,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 6,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,580 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $224,250 | 6,588 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $337,000 | 8,194 |
| Total interest expense | $76,000 | 8,251 |
| Net interest income | $261,000 | 8,070 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $22,000 | 8,321 |
| Gross Fiduciary activities income | $2,000 | 1,290 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $181,000 | 8,372 |
| Salaries and employee benefits | $118,000 | 8,147 |
| Premises and equipment expense | $11,000 | 8,739 |
| Additional noninterest expense | $52,000 | 8,354 |
| Pre-tax net operating income | $93,000 | 7,257 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $22,000 | 5,705 |
| Income before extraordinary items | $77,000 | 7,289 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,722 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $72,320 | 7,294 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 8,201 |
| Total interest expense | $387,000 | 8,149 |
| Net interest income | $986,000 | 8,120 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $96,000 | 8,342 |
| Gross Fiduciary activities income | $5,000 | 1,443 |
| Service charges on deposit accounts | $77,000 | 6,951 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,000 | 8,625 |
| Total noninterest expense | $841,000 | 8,191 |
| Salaries and employee benefits | $514,000 | 8,026 |
| Premises and equipment expense | $103,000 | 8,029 |
| Additional noninterest expense | $224,000 | 8,274 |
| Pre-tax net operating income | $205,000 | 7,809 |
| Securities gains (losses) | $-9,000 | 8,769 |
| Applicable income taxes | $32,000 | 6,563 |
| Income before extraordinary items | $164,000 | 7,939 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $164,000 | 7,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,825 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $171,560 | 7,775 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 8,389 |
| Total interest expense | $303,000 | 8,223 |
| Net interest income | $666,000 | 8,348 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $73,000 | 8,397 |
| Gross Fiduciary activities income | $3,000 | 1,448 |
| Service charges on deposit accounts | $57,000 | 7,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $615,000 | 8,236 |
| Salaries and employee benefits | $380,000 | 8,044 |
| Premises and equipment expense | $80,000 | 7,996 |
| Additional noninterest expense | $155,000 | 8,414 |
| Pre-tax net operating income | $97,000 | 8,246 |
| Securities gains (losses) | $-14,000 | 8,978 |
| Applicable income taxes | $19,000 | 6,822 |
| Income before extraordinary items | $64,000 | 8,446 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $64,000 | 8,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $74,780 | 8,274 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $703,000 | 8,321 |
| Total interest expense | $210,000 | 8,269 |
| Net interest income | $493,000 | 8,227 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $52,000 | 8,325 |
| Gross Fiduciary activities income | $2,000 | 1,432 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $406,000 | 8,268 |
| Salaries and employee benefits | $252,000 | 8,066 |
| Premises and equipment expense | $52,000 | 8,045 |
| Additional noninterest expense | $102,000 | 8,421 |
| Pre-tax net operating income | $121,000 | 7,836 |
| Securities gains (losses) | $-14,000 | 9,079 |
| Applicable income taxes | $19,000 | 6,636 |
| Income before extraordinary items | $88,000 | 8,075 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $88,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $99,480 | 7,796 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 8,450 |
| Total interest expense | $109,000 | 8,312 |
| Net interest income | $227,000 | 8,396 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $27,000 | 8,282 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $203,000 | 8,313 |
| Salaries and employee benefits | $124,000 | 8,121 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $54,000 | 8,376 |
| Pre-tax net operating income | $42,000 | 8,115 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $23,000 | 8,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 8,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $23,000 | 8,302 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 8,268 |
| Total interest expense | $566,000 | 8,202 |
| Net interest income | $1,031,000 | 8,221 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $83,000 | 8,607 |
| Gross Fiduciary activities income | $5,000 | 1,497 |
| Service charges on deposit accounts | $67,000 | 7,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,861 |
| Total noninterest expense | $891,000 | 8,170 |
| Salaries and employee benefits | $496,000 | 8,156 |
| Premises and equipment expense | $147,000 | 7,485 |
| Additional noninterest expense | $248,000 | 8,184 |
| Pre-tax net operating income | $187,000 | 7,973 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $191,000 | 7,882 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $191,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $187,000 | 7,801 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 8,114 |
| Total interest expense | $990,000 | 8,046 |
| Net interest income | $1,116,000 | 8,053 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $92,000 | 8,625 |
| Gross Fiduciary activities income | $7,000 | 1,492 |
| Service charges on deposit accounts | $79,000 | 6,996 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,000 | 9,281 |
| Total noninterest expense | $843,000 | 8,351 |
| Salaries and employee benefits | $502,000 | 8,172 |
| Premises and equipment expense | $144,000 | 7,624 |
| Additional noninterest expense | $197,000 | 8,680 |
| Pre-tax net operating income | $345,000 | 7,208 |
| Securities gains (losses) | $21,000 | 3,115 |
| Applicable income taxes | $56,000 | 6,605 |
| Income before extraordinary items | $310,000 | 7,068 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $310,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,462 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $292,150 | 7,068 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 8,294 |
| Total interest expense | $1,155,000 | 7,901 |
| Net interest income | $959,000 | 8,572 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $181,000 | 7,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,386 |
| Total noninterest expense | $849,000 | 8,431 |
| Salaries and employee benefits | $480,000 | 8,347 |
| Premises and equipment expense | $167,000 | 7,292 |
| Additional noninterest expense | $202,000 | 8,765 |
| Pre-tax net operating income | $279,000 | 7,993 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $26,000 | 7,705 |
| Income before extraordinary items | $253,000 | 7,758 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $253,000 | 7,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $253,000 | 7,760 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 8,450 |
| Total interest expense | $996,000 | 8,192 |
| Net interest income | $1,042,000 | 8,531 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $165,000 | 7,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 6,897 |
| Total noninterest expense | $747,000 | 8,895 |
| Salaries and employee benefits | $434,000 | 8,708 |
| Premises and equipment expense | $109,000 | 8,449 |
| Additional noninterest expense | $204,000 | 8,983 |
| Pre-tax net operating income | $448,000 | 7,384 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $50,000 | 7,632 |
| Income before extraordinary items | $405,000 | 6,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $405,000 | 6,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $398,770 | 6,977 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 8,770 |
| Total interest expense | $874,000 | 8,755 |
| Net interest income | $1,053,000 | 8,675 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $88,000 | 9,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $752,000 | 8,929 |
| Salaries and employee benefits | $418,000 | 8,860 |
| Premises and equipment expense | $154,000 | 7,558 |
| Additional noninterest expense | $180,000 | 9,337 |
| Pre-tax net operating income | $377,000 | 7,997 |
| Securities gains (losses) | $20,000 | 2,430 |
| Applicable income taxes | $46,000 | 8,406 |
| Income before extraordinary items | $351,000 | 7,527 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $351,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $333,400 | 7,543 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 9,284 |
| Total interest expense | $824,000 | 9,188 |
| Net interest income | $972,000 | 9,252 |
| Provision for loan and lease losses | $-38,000 | 10,694 |
| Total noninterest income | $93,000 | 9,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $729,000 | 9,300 |
| Salaries and employee benefits | $386,000 | 9,343 |
| Premises and equipment expense | $156,000 | 7,672 |
| Additional noninterest expense | $187,000 | 9,572 |
| Pre-tax net operating income | $374,000 | 8,588 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $46,000 | 9,317 |
| Income before extraordinary items | $331,000 | 8,145 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $331,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,915 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $328,360 | 8,117 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 9,822 |
| Total interest expense | $783,000 | 9,699 |
| Net interest income | $906,000 | 9,823 |
| Provision for loan and lease losses | $-88,000 | 11,251 |
| Total noninterest income | $98,000 | 9,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,012 |
| Total noninterest expense | $674,000 | 9,900 |
| Salaries and employee benefits | $375,000 | 9,780 |
| Premises and equipment expense | $123,000 | 8,728 |
| Additional noninterest expense | $176,000 | 10,221 |
| Pre-tax net operating income | $418,000 | 8,404 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $98,000 | 8,783 |
| Income before extraordinary items | $326,000 | 8,204 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $326,000 | 8,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $321,380 | 8,182 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 9,950 |
| Total interest expense | $762,000 | 10,081 |
| Net interest income | $1,100,000 | 9,624 |
| Provision for loan and lease losses | $-32,000 | 11,531 |
| Total noninterest income | $123,000 | 9,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $719,000 | 10,110 |
| Salaries and employee benefits | $366,000 | 10,205 |
| Premises and equipment expense | $107,000 | 9,413 |
| Additional noninterest expense | $246,000 | 9,872 |
| Pre-tax net operating income | $536,000 | 8,241 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $145,000 | 8,346 |
| Income before extraordinary items | $391,000 | 8,147 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $391,000 | 8,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $391,000 | 8,106 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 9,933 |
| Total interest expense | $660,000 | 10,303 |
| Net interest income | $1,268,000 | 9,559 |
| Provision for loan and lease losses | $397,000 | 1,843 |
| Total noninterest income | $189,000 | 8,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,162 |
| Total noninterest expense | $696,000 | 10,719 |
| Salaries and employee benefits | $376,000 | 10,495 |
| Premises and equipment expense | $63,000 | 11,198 |
| Additional noninterest expense | $257,000 | 10,442 |
| Pre-tax net operating income | $364,000 | 9,634 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $69,000 | 10,040 |
| Income before extraordinary items | $296,000 | 9,190 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $296,000 | 9,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 11,695 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $295,190 | 9,265 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 10,449 |
| Total interest expense | $722,000 | 10,458 |
| Net interest income | $1,150,000 | 10,229 |
| Provision for loan and lease losses | $51,000 | 7,396 |
| Total noninterest income | $98,000 | 11,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $892,000 | 10,229 |
| Salaries and employee benefits | $353,000 | 11,117 |
| Premises and equipment expense | $158,000 | 8,699 |
| Additional noninterest expense | $381,000 | 9,469 |
| Pre-tax net operating income | $305,000 | 10,197 |
| Securities gains (losses) | $83,000 | 2,753 |
| Applicable income taxes | $72,000 | 10,417 |
| Income before extraordinary items | $316,000 | 9,283 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $316,000 | 9,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $248,770 | 9,814 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 10,938 |
| Total interest expense | $995,000 | 10,414 |
| Net interest income | $982,000 | 11,162 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $100,000 | 11,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $807,000 | 10,967 |
| Salaries and employee benefits | $354,000 | 11,396 |
| Premises and equipment expense | $131,000 | 9,652 |
| Additional noninterest expense | $322,000 | 10,530 |
| Pre-tax net operating income | $240,000 | 10,698 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $54,000 | 11,145 |
| Income before extraordinary items | $192,000 | 10,712 |
| Extraordinary gains, net | $27,000 | 1,157 |
| Net income | $219,000 | 10,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $187,320 | 10,438 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.