Home > Harrison County Bank > Income and Expense
Harrison County Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $6,267,000 | 4,810 |
Total interest expense | $2,568,000 | 5,114 |
Net interest income | $3,699,000 | 4,463 |
Provision for loan and lease losses | $71,000 | 5,896 |
Total noninterest income | $733,000 | 3,852 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $425,000 | 3,057 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $308,000 | 3,963 |
Total noninterest expense | $2,823,000 | 4,435 |
Salaries and employee benefits | $1,541,000 | 4,238 |
Premises and equipment expense | $452,000 | 4,105 |
Additional noninterest expense | $830,000 | 4,652 |
Pre-tax net operating income | $1,538,000 | 4,018 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $498,000 | 3,651 |
Income before extraordinary items | $1,040,000 | 4,302 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,040,000 | 4,305 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $106,000 | 3,486 |
Cash dividends | $590,000 | 3,208 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,040,000 | 4,264 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $6,305,000 | 4,821 |
Total interest expense | $2,664,000 | 5,150 |
Net interest income | $3,641,000 | 4,441 |
Provision for loan and lease losses | $65,000 | 5,993 |
Total noninterest income | $699,000 | 3,991 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $366,000 | 3,387 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $333,000 | 3,797 |
Total noninterest expense | $2,669,000 | 4,543 |
Salaries and employee benefits | $1,402,000 | 4,496 |
Premises and equipment expense | $405,000 | 4,386 |
Additional noninterest expense | $862,000 | 4,433 |
Pre-tax net operating income | $1,606,000 | 3,977 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $507,000 | 3,799 |
Income before extraordinary items | $1,099,000 | 4,191 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,099,000 | 4,190 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 4,482 |
Cash dividends | $760,000 | 2,690 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,099,000 | 4,100 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $6,269,000 | 4,888 |
Total interest expense | $2,658,000 | 5,170 |
Net interest income | $3,611,000 | 4,624 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $593,000 | 4,448 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $329,000 | 3,785 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $264,000 | 4,238 |
Total noninterest expense | $2,472,000 | 4,820 |
Salaries and employee benefits | $1,344,000 | 4,655 |
Premises and equipment expense | $361,000 | 4,786 |
Additional noninterest expense | $767,000 | 4,879 |
Pre-tax net operating income | $1,732,000 | 3,979 |
Securities gains (losses) | $-5,000 | 9,661 |
Applicable income taxes | $585,000 | 3,765 |
Income before extraordinary items | $1,142,000 | 4,228 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,142,000 | 4,229 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $45,000 | 5,336 |
Cash dividends | $484,000 | 3,581 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,145,300 | 4,156 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $5,737,000 | 5,348 |
Total interest expense | $2,490,000 | 5,533 |
Net interest income | $3,247,000 | 5,134 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $511,000 | 5,081 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $242,000 | 4,935 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $269,000 | 4,342 |
Total noninterest expense | $2,310,000 | 5,318 |
Salaries and employee benefits | $1,219,000 | 5,124 |
Premises and equipment expense | $334,000 | 5,180 |
Additional noninterest expense | $757,000 | 5,419 |
Pre-tax net operating income | $1,448,000 | 4,470 |
Securities gains (losses) | $2,000 | 3,501 |
Applicable income taxes | $490,000 | 4,212 |
Income before extraordinary items | $960,000 | 4,639 |
Extraordinary gains, net | $0 | 53 |
Net income | $960,000 | 4,640 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-58,000 | 11,087 |
Cash dividends | $389,000 | 3,994 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $958,680 | 4,593 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $5,198,000 | 5,828 |
Total interest expense | $2,219,000 | 6,049 |
Net interest income | $2,979,000 | 5,522 |
Provision for loan and lease losses | $-40,000 | 11,560 |
Total noninterest income | $430,000 | 5,703 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $220,000 | 5,343 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $210,000 | 4,990 |
Total noninterest expense | $1,912,000 | 6,203 |
Salaries and employee benefits | $1,014,000 | 5,994 |
Premises and equipment expense | $254,000 | 6,277 |
Additional noninterest expense | $644,000 | 6,236 |
Pre-tax net operating income | $1,537,000 | 4,371 |
Securities gains (losses) | $-8,000 | 9,956 |
Applicable income taxes | $518,000 | 4,089 |
Income before extraordinary items | $1,011,000 | 4,569 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,011,000 | 4,567 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-53,000 | 11,488 |
Cash dividends | $353,000 | 4,151 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,016,280 | 4,526 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $4,947,000 | 5,717 |
Total interest expense | $2,051,000 | 5,494 |
Net interest income | $2,896,000 | 5,748 |
Provision for loan and lease losses | $-30,000 | 11,902 |
Total noninterest income | $415,000 | 6,003 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $215,000 | 5,588 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $200,000 | 5,268 |
Total noninterest expense | $1,806,000 | 6,674 |
Salaries and employee benefits | $921,000 | 6,506 |
Premises and equipment expense | $271,000 | 6,158 |
Additional noninterest expense | $614,000 | 6,931 |
Pre-tax net operating income | $1,535,000 | 4,332 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $499,000 | 4,056 |
Income before extraordinary items | $1,036,000 | 4,404 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,036,000 | 4,404 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-58,000 | 11,960 |
Cash dividends | $280,000 | 4,679 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,036,000 | 4,457 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $5,208,000 | 5,576 |
Total interest expense | $2,485,000 | 4,837 |
Net interest income | $2,723,000 | 6,126 |
Provision for loan and lease losses | $49,000 | 7,550 |
Total noninterest income | $399,000 | 6,484 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $230,000 | 5,425 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $169,000 | 6,183 |
Total noninterest expense | $1,690,000 | 7,222 |
Salaries and employee benefits | $830,000 | 7,141 |
Premises and equipment expense | $229,000 | 7,114 |
Additional noninterest expense | $631,000 | 7,067 |
Pre-tax net operating income | $1,383,000 | 4,640 |
Securities gains (losses) | $5,000 | 6,132 |
Applicable income taxes | $420,000 | 4,830 |
Income before extraordinary items | $968,000 | 4,804 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $968,000 | 4,949 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $259,000 | 2,693 |
Cash dividends | $240,000 | 4,974 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $964,500 | 4,578 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $6,063,000 | 5,434 |
Total interest expense | $3,270,000 | 4,815 |
Net interest income | $2,793,000 | 6,061 |
Provision for loan and lease losses | $847,000 | 2,076 |
Total noninterest income | $166,000 | 10,133 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $102,000 | 8,464 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $64,000 | 9,594 |
Total noninterest expense | $1,343,000 | 8,507 |
Salaries and employee benefits | $660,000 | 8,308 |
Premises and equipment expense | $143,000 | 9,322 |
Additional noninterest expense | $540,000 | 8,084 |
Pre-tax net operating income | $769,000 | 6,716 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $180,000 | 7,969 |
Income before extraordinary items | $589,000 | 6,647 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $589,000 | 6,729 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $519,000 | 2,413 |
Cash dividends | $176,000 | 5,397 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $589,000 | 6,288 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.