Home > Harrisburg Bank, Houston, Texas > Income and Expense
Harrisburg Bank, Houston, Texas, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,250,000 | 2,003 |
| Total interest expense | $5,485,000 | 2,728 |
| Net interest income | $10,765,000 | 1,606 |
| Provision for loan and lease losses | $630,000 | 1,447 |
| Total noninterest income | $1,847,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,430,000 | 888 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $417,000 | 3,202 |
| Total noninterest expense | $8,238,000 | 1,600 |
| Salaries and employee benefits | $4,486,000 | 1,457 |
| Premises and equipment expense | $1,570,000 | 1,253 |
| Additional noninterest expense | $2,182,000 | 1,946 |
| Pre-tax net operating income | $3,744,000 | 2,011 |
| Securities gains (losses) | $106,000 | 962 |
| Applicable income taxes | $1,078,000 | 2,284 |
| Income before extraordinary items | $2,772,000 | 1,905 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,772,000 | 1,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $1,100,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,695,680 | 1,899 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,925,000 | 2,255 |
| Total interest expense | $4,684,000 | 3,190 |
| Net interest income | $10,241,000 | 1,724 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,947,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,520,000 | 870 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $427,000 | 3,257 |
| Total noninterest expense | $8,331,000 | 1,703 |
| Salaries and employee benefits | $4,414,000 | 1,508 |
| Premises and equipment expense | $1,598,000 | 1,279 |
| Additional noninterest expense | $2,319,000 | 2,158 |
| Pre-tax net operating income | $3,857,000 | 1,873 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $1,048,000 | 2,256 |
| Income before extraordinary items | $2,807,000 | 1,764 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,807,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,808,460 | 1,726 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,515,000 | 2,322 |
| Total interest expense | $4,654,000 | 3,221 |
| Net interest income | $9,861,000 | 1,812 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,112,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,599,000 | 821 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $513,000 | 2,825 |
| Total noninterest expense | $8,439,000 | 1,671 |
| Salaries and employee benefits | $4,284,000 | 1,555 |
| Premises and equipment expense | $1,454,000 | 1,419 |
| Additional noninterest expense | $2,701,000 | 1,848 |
| Pre-tax net operating income | $3,534,000 | 2,079 |
| Securities gains (losses) | $-17,000 | 10,458 |
| Applicable income taxes | $966,000 | 2,469 |
| Income before extraordinary items | $2,551,000 | 1,972 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,551,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,972 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,563,410 | 1,943 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,004,000 | 2,754 |
| Total interest expense | $3,298,000 | 3,637 |
| Net interest income | $7,706,000 | 2,339 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,751,000 | 2,026 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,307,000 | 1,015 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $444,000 | 3,193 |
| Total noninterest expense | $7,557,000 | 1,907 |
| Salaries and employee benefits | $3,556,000 | 1,877 |
| Premises and equipment expense | $1,392,000 | 1,496 |
| Additional noninterest expense | $2,609,000 | 2,067 |
| Pre-tax net operating income | $1,900,000 | 3,584 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $273,000 | 6,220 |
| Income before extraordinary items | $1,636,000 | 2,940 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,636,000 | 2,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,644 |
| Cash dividends | $6,905,000 | 455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,628,260 | 2,980 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,815,000 | 3,485 |
| Total interest expense | $2,411,000 | 4,983 |
| Net interest income | $6,404,000 | 2,832 |
| Provision for loan and lease losses | $314,000 | 2,901 |
| Total noninterest income | $1,376,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,008,000 | 1,342 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $368,000 | 3,968 |
| Total noninterest expense | $6,075,000 | 2,362 |
| Salaries and employee benefits | $2,927,000 | 2,274 |
| Premises and equipment expense | $1,362,000 | 1,550 |
| Additional noninterest expense | $1,786,000 | 3,002 |
| Pre-tax net operating income | $1,391,000 | 4,619 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $178,000 | 8,047 |
| Income before extraordinary items | $1,213,000 | 3,976 |
| Extraordinary gains, net | $62,000 | 2,002 |
| Net income | $1,275,000 | 3,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 1,895 |
| Cash dividends | $550,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,213,000 | 3,769 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,351,000 | 3,733 |
| Total interest expense | $3,085,000 | 5,040 |
| Net interest income | $6,266,000 | 2,908 |
| Provision for loan and lease losses | $220,000 | 4,962 |
| Total noninterest income | $1,320,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $956,000 | 1,401 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $364,000 | 3,932 |
| Total noninterest expense | $6,155,000 | 2,358 |
| Salaries and employee benefits | $2,747,000 | 2,357 |
| Premises and equipment expense | $1,313,000 | 1,627 |
| Additional noninterest expense | $2,095,000 | 2,691 |
| Pre-tax net operating income | $1,211,000 | 4,885 |
| Securities gains (losses) | $331,000 | 1,448 |
| Applicable income taxes | $274,000 | 6,309 |
| Income before extraordinary items | $1,268,000 | 3,625 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,268,000 | 3,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 3,850 |
| Cash dividends | $550,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $996,580 | 4,200 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.