Home > Harris Trust/Bank of Montreal > Income and Expense

Harris Trust/Bank of Montreal, Income and Expense

2002-12-31 (YTD Data)Rank
Total interest income$6,426,0004,343
Total interest expense$2,446,0004,169
Net interest income$3,980,0004,364
Provision for loan and lease losses$160,0004,794
Total noninterest income$5,777,000919
Gross Fiduciary activities income$3,407,000211
Service charges on deposit accounts$123,0006,207
Trading account gains and fees$0153
Additional Noninterest Income$2,247,0001,208
Total noninterest expense$13,027,0001,176
Salaries and employee benefits$6,793,0001,186
Premises and equipment expense$1,920,0001,148
Additional noninterest expense$4,314,0001,141
Pre-tax net operating income$-3,430,0009,295
Securities gains (losses)$04,537
Applicable income taxes$-1,179,0009,300
Income before extraordinary items$-2,251,0009,289
Extraordinary gains, net$070
Net income$-2,251,0009,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0001,913
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$149,000597
Net operating income$-2,251,0009,265
2001-12-31 (YTD Data)Rank
Total interest income$10,367,0003,210
Total interest expense$5,751,0002,774
Net interest income$4,616,0003,668
Provision for loan and lease losses$2,000,000699
Total noninterest income$6,059,000853
Gross Fiduciary activities income$4,694,000176
Service charges on deposit accounts$132,0006,053
Trading account gains and fees$0177
Additional Noninterest Income$1,233,0001,763
Total noninterest expense$14,479,0001,023
Salaries and employee benefits$7,397,0001,011
Premises and equipment expense$1,943,0001,095
Additional noninterest expense$5,139,000954
Pre-tax net operating income$-5,804,0009,574
Securities gains (losses)$185,0001,259
Applicable income taxes$-1,702,0009,573
Income before extraordinary items$-3,917,0009,562
Extraordinary gains, net$0105
Net income$-3,917,0009,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$491,0001,581
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$45,000747
Net operating income$-4,046,5009,553
2000-12-31 (YTD Data)Rank
Total interest income$8,288,0004,007
Total interest expense$5,527,0003,014
Net interest income$2,761,0005,451
Provision for loan and lease losses$180,0003,942
Total noninterest income$5,289,000897
Gross Fiduciary activities income$4,834,000169
Service charges on deposit accounts$66,0007,272
Trading account gains and fees$0180
Additional Noninterest Income$389,0003,416
Total noninterest expense$11,064,0001,249
Salaries and employee benefits$5,016,0001,411
Premises and equipment expense$1,465,0001,414
Additional noninterest expense$4,583,0001,026
Pre-tax net operating income$-3,194,0009,853
Securities gains (losses)$3,0001,519
Applicable income taxes$-985,0009,846
Income before extraordinary items$-2,206,0009,831
Extraordinary gains, net$038
Net income$-2,206,0009,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$34,000810
Net operating income$-2,208,0709,833
1999-12-31 (YTD Data)Rank
Total interest income$2,818,0007,587
Total interest expense$1,914,0006,156
Net interest income$904,0008,843
Provision for loan and lease losses$40,0006,849
Total noninterest income$4,806,000976
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$19,0008,514
Trading account gains and feesNANA
Additional Noninterest Income$4,787,000671
Total noninterest expense$8,281,0001,667
Salaries and employee benefits$3,865,0001,798
Premises and equipment expense$1,083,0001,893
Additional noninterest expense$3,333,0001,386
Pre-tax net operating income$-2,611,00010,170
Securities gains (losses)$03,155
Applicable income taxes$-891,00010,161
Income before extraordinary items$-1,720,00010,150
Extraordinary gains, net$035
Net income$-1,720,00010,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$27,000914
Net operating income$-1,720,00010,142
1998-12-31 (YTD Data)Rank
Total interest income$1,301,0009,531
Total interest expense$767,0009,016
Net interest income$534,0009,856
Provision for loan and lease losses$42,0006,869
Total noninterest income$4,505,0001,013
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$6,0008,939
Trading account gains and feesNANA
Additional Noninterest Income$4,499,000703
Total noninterest expense$6,024,0002,163
Salaries and employee benefits$2,793,0002,417
Premises and equipment expense$688,0002,812
Additional noninterest expense$2,543,0001,687
Pre-tax net operating income$-1,026,00010,345
Securities gains (losses)$04,449
Applicable income taxes$-341,00010,364
Income before extraordinary items$-685,00010,300
Extraordinary gains, net$032
Net income$-685,00010,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$10,000961
Net operating income$-685,00010,275

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.