Home > Harris Trust and Savings Bank > Income and Expense
Harris Trust and Savings Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $192,622,000 | 81 |
| Total interest expense | $89,886,000 | 68 |
| Net interest income | $102,736,000 | 90 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $83,976,000 | 70 |
| Gross Fiduciary activities income | $23,397,000 | 37 |
| Service charges on deposit accounts | $23,313,000 | 42 |
| Trading account gains and fees | $3,805,000 | 36 |
| Additional Noninterest Income | $33,461,000 | 97 |
| Total noninterest expense | $152,979,000 | 65 |
| Salaries and employee benefits | $93,370,000 | 45 |
| Premises and equipment expense | $18,516,000 | 54 |
| Additional noninterest expense | $41,093,000 | 89 |
| Pre-tax net operating income | $33,733,000 | 149 |
| Securities gains (losses) | $-236,000 | 8,872 |
| Applicable income taxes | $8,349,000 | 178 |
| Income before extraordinary items | $25,148,000 | 142 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $25,148,000 | 143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,479,000 | 79 |
| Cash dividends | $8,045,000 | 134 |
| Sale, conversion, retirement of capital stock, net | $1,563,000 | 103 |
| Net operating income | $25,325,000 | 136 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $673,046,000 | 82 |
| Total interest expense | $238,718,000 | 77 |
| Net interest income | $434,328,000 | 84 |
| Provision for loan and lease losses | $7,176,000 | 197 |
| Total noninterest income | $348,864,000 | 70 |
| Gross Fiduciary activities income | $93,043,000 | 36 |
| Service charges on deposit accounts | $100,310,000 | 40 |
| Trading account gains and fees | $17,844,000 | 27 |
| Additional Noninterest Income | $137,667,000 | 93 |
| Total noninterest expense | $602,379,000 | 64 |
| Salaries and employee benefits | $377,448,000 | 41 |
| Premises and equipment expense | $72,577,000 | 59 |
| Additional noninterest expense | $152,354,000 | 92 |
| Pre-tax net operating income | $173,637,000 | 115 |
| Securities gains (losses) | $26,180,000 | 30 |
| Applicable income taxes | $58,726,000 | 118 |
| Income before extraordinary items | $141,091,000 | 111 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $141,091,000 | 113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,460,000 | 101 |
| Cash dividends | $65,071,000 | 110 |
| Sale, conversion, retirement of capital stock, net | $8,822,000 | 131 |
| Net operating income | $122,503,200 | 111 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $489,913,000 | 86 |
| Total interest expense | $163,667,000 | 82 |
| Net interest income | $326,246,000 | 87 |
| Provision for loan and lease losses | $-7,675,000 | 9,012 |
| Total noninterest income | $266,785,000 | 71 |
| Gross Fiduciary activities income | $68,583,000 | 37 |
| Service charges on deposit accounts | $76,448,000 | 40 |
| Trading account gains and fees | $14,669,000 | 28 |
| Additional Noninterest Income | $107,085,000 | 100 |
| Total noninterest expense | $456,019,000 | 69 |
| Salaries and employee benefits | $288,518,000 | 43 |
| Premises and equipment expense | $56,266,000 | 61 |
| Additional noninterest expense | $111,235,000 | 94 |
| Pre-tax net operating income | $144,687,000 | 112 |
| Securities gains (losses) | $26,028,000 | 28 |
| Applicable income taxes | $52,175,000 | 110 |
| Income before extraordinary items | $118,540,000 | 106 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $118,540,000 | 107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,138,000 | 89 |
| Cash dividends | $53,033,000 | 103 |
| Sale, conversion, retirement of capital stock, net | $7,017,000 | 129 |
| Net operating income | $100,580,680 | 111 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $323,678,000 | 86 |
| Total interest expense | $105,299,000 | 84 |
| Net interest income | $218,379,000 | 88 |
| Provision for loan and lease losses | $17,325,000 | 83 |
| Total noninterest income | $181,104,000 | 71 |
| Gross Fiduciary activities income | $46,260,000 | 37 |
| Service charges on deposit accounts | $51,131,000 | 43 |
| Trading account gains and fees | $8,847,000 | 27 |
| Additional Noninterest Income | $74,866,000 | 102 |
| Total noninterest expense | $291,797,000 | 71 |
| Salaries and employee benefits | $190,353,000 | 47 |
| Premises and equipment expense | $38,765,000 | 59 |
| Additional noninterest expense | $62,679,000 | 110 |
| Pre-tax net operating income | $90,361,000 | 120 |
| Securities gains (losses) | $25,608,000 | 27 |
| Applicable income taxes | $34,886,000 | 118 |
| Income before extraordinary items | $81,083,000 | 104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,083,000 | 105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,290,000 | 78 |
| Cash dividends | $37,000,000 | 91 |
| Sale, conversion, retirement of capital stock, net | $4,991,000 | 109 |
| Net operating income | $63,157,400 | 117 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $157,509,000 | 85 |
| Total interest expense | $51,888,000 | 84 |
| Net interest income | $105,621,000 | 85 |
| Provision for loan and lease losses | $17,325,000 | 54 |
| Total noninterest income | $95,269,000 | 70 |
| Gross Fiduciary activities income | $23,052,000 | 37 |
| Service charges on deposit accounts | $25,058,000 | 42 |
| Trading account gains and fees | $3,838,000 | 34 |
| Additional Noninterest Income | $43,321,000 | 86 |
| Total noninterest expense | $146,161,000 | 71 |
| Salaries and employee benefits | $94,782,000 | 47 |
| Premises and equipment expense | $19,400,000 | 59 |
| Additional noninterest expense | $31,979,000 | 108 |
| Pre-tax net operating income | $37,404,000 | 124 |
| Securities gains (losses) | $11,281,000 | 35 |
| Applicable income taxes | $13,887,000 | 123 |
| Income before extraordinary items | $34,798,000 | 113 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $34,798,000 | 114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,317,000 | 82 |
| Cash dividends | $17,108,000 | 83 |
| Sale, conversion, retirement of capital stock, net | $2,989,000 | 73 |
| Net operating income | $26,788,490 | 121 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $644,959,000 | 85 |
| Total interest expense | $208,171,000 | 89 |
| Net interest income | $436,788,000 | 80 |
| Provision for loan and lease losses | $103,604,000 | 54 |
| Total noninterest income | $357,877,000 | 78 |
| Gross Fiduciary activities income | $84,586,000 | 37 |
| Service charges on deposit accounts | $112,683,000 | 42 |
| Trading account gains and fees | $14,419,000 | 36 |
| Additional Noninterest Income | $146,189,000 | 99 |
| Total noninterest expense | $559,842,000 | 72 |
| Salaries and employee benefits | $397,742,000 | 45 |
| Premises and equipment expense | $75,251,000 | 64 |
| Additional noninterest expense | $86,849,000 | 136 |
| Pre-tax net operating income | $131,219,000 | 132 |
| Securities gains (losses) | $25,953,000 | 60 |
| Applicable income taxes | $39,301,000 | 149 |
| Income before extraordinary items | $117,871,000 | 118 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $117,871,000 | 119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,805,000 | 63 |
| Cash dividends | $60,446,000 | 117 |
| Sale, conversion, retirement of capital stock, net | $8,304,000 | 116 |
| Net operating income | $98,406,250 | 121 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $487,626,000 | 87 |
| Total interest expense | $155,554,000 | 90 |
| Net interest income | $332,072,000 | 79 |
| Provision for loan and lease losses | $76,632,000 | 55 |
| Total noninterest income | $270,387,000 | 79 |
| Gross Fiduciary activities income | $62,071,000 | 38 |
| Service charges on deposit accounts | $84,482,000 | 43 |
| Trading account gains and fees | $11,293,000 | 38 |
| Additional Noninterest Income | $112,541,000 | 99 |
| Total noninterest expense | $425,538,000 | 71 |
| Salaries and employee benefits | $300,086,000 | 44 |
| Premises and equipment expense | $57,249,000 | 63 |
| Additional noninterest expense | $68,203,000 | 131 |
| Pre-tax net operating income | $100,289,000 | 130 |
| Securities gains (losses) | $9,543,000 | 106 |
| Applicable income taxes | $26,262,000 | 161 |
| Income before extraordinary items | $83,570,000 | 122 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $83,570,000 | 122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,691,000 | 65 |
| Cash dividends | $50,338,000 | 103 |
| Sale, conversion, retirement of capital stock, net | $6,715,000 | 102 |
| Net operating income | $76,317,320 | 119 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $330,502,000 | 87 |
| Total interest expense | $105,504,000 | 92 |
| Net interest income | $224,998,000 | 80 |
| Provision for loan and lease losses | $47,899,000 | 60 |
| Total noninterest income | $173,240,000 | 78 |
| Gross Fiduciary activities income | $40,342,000 | 37 |
| Service charges on deposit accounts | $56,906,000 | 42 |
| Trading account gains and fees | $8,986,000 | 35 |
| Additional Noninterest Income | $67,006,000 | 104 |
| Total noninterest expense | $271,308,000 | 72 |
| Salaries and employee benefits | $190,124,000 | 45 |
| Premises and equipment expense | $37,647,000 | 63 |
| Additional noninterest expense | $43,537,000 | 135 |
| Pre-tax net operating income | $79,031,000 | 120 |
| Securities gains (losses) | $8,319,000 | 100 |
| Applicable income taxes | $23,410,000 | 138 |
| Income before extraordinary items | $63,940,000 | 110 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $63,940,000 | 110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,065,000 | 65 |
| Cash dividends | $35,232,000 | 87 |
| Sale, conversion, retirement of capital stock, net | $4,634,000 | 90 |
| Net operating income | $57,867,130 | 112 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $163,268,000 | 87 |
| Total interest expense | $52,721,000 | 92 |
| Net interest income | $110,547,000 | 80 |
| Provision for loan and lease losses | $17,617,000 | 74 |
| Total noninterest income | $85,325,000 | 74 |
| Gross Fiduciary activities income | $19,738,000 | 36 |
| Service charges on deposit accounts | $27,724,000 | 43 |
| Trading account gains and fees | $4,101,000 | 37 |
| Additional Noninterest Income | $33,762,000 | 104 |
| Total noninterest expense | $134,681,000 | 72 |
| Salaries and employee benefits | $96,891,000 | 43 |
| Premises and equipment expense | $17,759,000 | 67 |
| Additional noninterest expense | $20,031,000 | 138 |
| Pre-tax net operating income | $43,574,000 | 117 |
| Securities gains (losses) | $2,463,000 | 132 |
| Applicable income taxes | $12,615,000 | 131 |
| Income before extraordinary items | $33,422,000 | 111 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,422,000 | 111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,335,000 | 72 |
| Cash dividends | $20,119,000 | 76 |
| Sale, conversion, retirement of capital stock, net | $2,741,000 | 63 |
| Net operating income | $31,624,010 | 108 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $722,584,000 | 83 |
| Total interest expense | $268,368,000 | 83 |
| Net interest income | $454,216,000 | 75 |
| Provision for loan and lease losses | $71,220,000 | 77 |
| Total noninterest income | $345,701,000 | 74 |
| Gross Fiduciary activities income | $82,829,000 | 35 |
| Service charges on deposit accounts | $118,635,000 | 43 |
| Trading account gains and fees | $16,502,000 | 30 |
| Additional Noninterest Income | $127,735,000 | 106 |
| Total noninterest expense | $550,829,000 | 69 |
| Salaries and employee benefits | $371,395,000 | 42 |
| Premises and equipment expense | $78,508,000 | 58 |
| Additional noninterest expense | $100,926,000 | 122 |
| Pre-tax net operating income | $177,868,000 | 105 |
| Securities gains (losses) | $61,272,000 | 32 |
| Applicable income taxes | $67,306,000 | 102 |
| Income before extraordinary items | $171,834,000 | 84 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $171,834,000 | 84 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,595,000 | 64 |
| Cash dividends | $188,576,000 | 59 |
| Sale, conversion, retirement of capital stock, net | $6,054,000 | 123 |
| Net operating income | $127,718,160 | 98 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,089,512,000 | 67 |
| Total interest expense | $618,442,000 | 60 |
| Net interest income | $471,070,000 | 75 |
| Provision for loan and lease losses | $203,508,000 | 40 |
| Total noninterest income | $327,577,000 | 79 |
| Gross Fiduciary activities income | $85,919,000 | 37 |
| Service charges on deposit accounts | $96,193,000 | 45 |
| Trading account gains and fees | $25,849,000 | 26 |
| Additional Noninterest Income | $119,616,000 | 118 |
| Total noninterest expense | $538,029,000 | 69 |
| Salaries and employee benefits | $344,575,000 | 42 |
| Premises and equipment expense | $72,754,000 | 60 |
| Additional noninterest expense | $120,700,000 | 122 |
| Pre-tax net operating income | $57,110,000 | 207 |
| Securities gains (losses) | $35,396,000 | 38 |
| Applicable income taxes | $10,234,000 | 329 |
| Income before extraordinary items | $82,272,000 | 143 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $82,272,000 | 142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,085,000 | 68 |
| Cash dividends | $84,000,000 | 99 |
| Sale, conversion, retirement of capital stock, net | $12,221,000 | 55 |
| Net operating income | $50,769,560 | 176 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,352,268,000 | 62 |
| Total interest expense | $929,044,000 | 49 |
| Net interest income | $423,224,000 | 78 |
| Provision for loan and lease losses | $29,689,000 | 125 |
| Total noninterest income | $442,053,000 | 64 |
| Gross Fiduciary activities income | $98,226,000 | 35 |
| Service charges on deposit accounts | $96,410,000 | 42 |
| Trading account gains and fees | $16,291,000 | 31 |
| Additional Noninterest Income | $231,126,000 | 74 |
| Total noninterest expense | $526,590,000 | 72 |
| Salaries and employee benefits | $321,963,000 | 45 |
| Premises and equipment expense | $90,796,000 | 53 |
| Additional noninterest expense | $113,831,000 | 126 |
| Pre-tax net operating income | $308,998,000 | 64 |
| Securities gains (losses) | $14,780,000 | 25 |
| Applicable income taxes | $97,334,000 | 68 |
| Income before extraordinary items | $226,444,000 | 59 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $226,444,000 | 59 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,440,000 | 124 |
| Cash dividends | $83,000,000 | 99 |
| Sale, conversion, retirement of capital stock, net | $2,853,000 | 307 |
| Net operating income | $216,098,000 | 63 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,045,175,000 | 72 |
| Total interest expense | $661,707,000 | 53 |
| Net interest income | $383,468,000 | 88 |
| Provision for loan and lease losses | $21,732,000 | 133 |
| Total noninterest income | $369,486,000 | 70 |
| Gross Fiduciary activities income | $119,133,000 | 33 |
| Service charges on deposit accounts | $104,586,000 | 38 |
| Trading account gains and fees | $16,798,000 | 26 |
| Additional Noninterest Income | $128,969,000 | 106 |
| Total noninterest expense | $561,299,000 | 64 |
| Salaries and employee benefits | $344,458,000 | 42 |
| Premises and equipment expense | $92,680,000 | 50 |
| Additional noninterest expense | $124,161,000 | 116 |
| Pre-tax net operating income | $169,923,000 | 108 |
| Securities gains (losses) | $13,582,000 | 32 |
| Applicable income taxes | $39,203,000 | 153 |
| Income before extraordinary items | $144,302,000 | 86 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $144,302,000 | 87 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,310,000 | 144 |
| Cash dividends | $60,000,000 | 130 |
| Sale, conversion, retirement of capital stock, net | $2,396,000 | 408 |
| Net operating income | $133,572,220 | 91 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $967,228,000 | 75 |
| Total interest expense | $612,347,000 | 56 |
| Net interest income | $354,881,000 | 91 |
| Provision for loan and lease losses | $25,358,000 | 118 |
| Total noninterest income | $350,472,000 | 71 |
| Gross Fiduciary activities income | $111,129,000 | 37 |
| Service charges on deposit accounts | $97,033,000 | 39 |
| Trading account gains and fees | $17,142,000 | 26 |
| Additional Noninterest Income | $125,168,000 | 111 |
| Total noninterest expense | $531,666,000 | 65 |
| Salaries and employee benefits | $313,610,000 | 42 |
| Premises and equipment expense | $85,574,000 | 53 |
| Additional noninterest expense | $132,482,000 | 120 |
| Pre-tax net operating income | $148,329,000 | 106 |
| Securities gains (losses) | $26,514,000 | 34 |
| Applicable income taxes | $45,286,000 | 127 |
| Income before extraordinary items | $129,557,000 | 89 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $129,557,000 | 90 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,756,000 | 138 |
| Cash dividends | $109,000,000 | 80 |
| Sale, conversion, retirement of capital stock, net | $7,090,000 | 166 |
| Net operating income | $109,936,640 | 93 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $972,298,000 | 68 |
| Total interest expense | $551,535,000 | 58 |
| Net interest income | $420,763,000 | 75 |
| Provision for loan and lease losses | $58,415,000 | 71 |
| Total noninterest income | $300,831,000 | 64 |
| Gross Fiduciary activities income | $102,718,000 | 34 |
| Service charges on deposit accounts | $84,262,000 | 38 |
| Trading account gains and fees | $12,508,000 | 34 |
| Additional Noninterest Income | $101,343,000 | 108 |
| Total noninterest expense | $524,345,000 | 55 |
| Salaries and employee benefits | $298,755,000 | 39 |
| Premises and equipment expense | $85,273,000 | 46 |
| Additional noninterest expense | $140,317,000 | 98 |
| Pre-tax net operating income | $138,834,000 | 107 |
| Securities gains (losses) | $12,799,000 | 40 |
| Applicable income taxes | $47,318,000 | 122 |
| Income before extraordinary items | $104,315,000 | 97 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $104,315,000 | 97 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,145,000 | 59 |
| Cash dividends | $37,200,000 | 157 |
| Sale, conversion, retirement of capital stock, net | $649,000 | 503 |
| Net operating income | $95,483,690 | 101 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $867,559,000 | 74 |
| Total interest expense | $477,969,000 | 63 |
| Net interest income | $389,590,000 | 87 |
| Provision for loan and lease losses | $57,382,000 | 62 |
| Total noninterest income | $259,183,000 | 70 |
| Gross Fiduciary activities income | $83,195,000 | 36 |
| Service charges on deposit accounts | $71,440,000 | 45 |
| Trading account gains and fees | $17,690,000 | 27 |
| Additional Noninterest Income | $86,858,000 | 121 |
| Total noninterest expense | $448,732,000 | 65 |
| Salaries and employee benefits | $252,228,000 | 42 |
| Premises and equipment expense | $69,977,000 | 50 |
| Additional noninterest expense | $126,527,000 | 119 |
| Pre-tax net operating income | $142,659,000 | 108 |
| Securities gains (losses) | $8,531,000 | 50 |
| Applicable income taxes | $48,154,000 | 113 |
| Income before extraordinary items | $103,036,000 | 103 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $103,036,000 | 103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,927,000 | 75 |
| Cash dividends | $41,900,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $377,000 | 501 |
| Net operating income | $97,234,920 | 103 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $818,952,000 | 74 |
| Total interest expense | $469,643,000 | 58 |
| Net interest income | $349,309,000 | 85 |
| Provision for loan and lease losses | $42,756,000 | 65 |
| Total noninterest income | $262,388,000 | 62 |
| Gross Fiduciary activities income | $117,078,000 | 21 |
| Service charges on deposit accounts | $58,106,000 | 60 |
| Trading account gains and fees | $19,204,000 | 26 |
| Additional Noninterest Income | $68,000,000 | 130 |
| Total noninterest expense | $429,097,000 | 66 |
| Salaries and employee benefits | $249,910,000 | 41 |
| Premises and equipment expense | $67,504,000 | 51 |
| Additional noninterest expense | $111,683,000 | 123 |
| Pre-tax net operating income | $139,844,000 | 105 |
| Securities gains (losses) | $23,079,000 | 14 |
| Applicable income taxes | $53,591,000 | 99 |
| Income before extraordinary items | $109,332,000 | 93 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $109,332,000 | 93 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,095,000 | 81 |
| Cash dividends | $39,200,000 | 154 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $93,869,070 | 106 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $626,117,000 | 76 |
| Total interest expense | $297,009,000 | 70 |
| Net interest income | $329,108,000 | 86 |
| Provision for loan and lease losses | $37,308,000 | 68 |
| Total noninterest income | $268,417,000 | 51 |
| Gross Fiduciary activities income | $115,041,000 | 20 |
| Service charges on deposit accounts | $62,224,000 | 48 |
| Trading account gains and fees | $19,002,000 | 23 |
| Additional Noninterest Income | $72,150,000 | 114 |
| Total noninterest expense | $485,242,000 | 59 |
| Salaries and employee benefits | $246,447,000 | 39 |
| Premises and equipment expense | $65,699,000 | 44 |
| Additional noninterest expense | $173,096,000 | 79 |
| Pre-tax net operating income | $74,975,000 | 181 |
| Securities gains (losses) | $5,117,000 | 36 |
| Applicable income taxes | $12,151,000 | 294 |
| Income before extraordinary items | $67,941,000 | 148 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $67,941,000 | 148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,806,000 | 65 |
| Cash dividends | $30,000,000 | 167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $63,591,550 | 152 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $536,647,000 | 86 |
| Total interest expense | $222,924,000 | 89 |
| Net interest income | $313,723,000 | 91 |
| Provision for loan and lease losses | $52,265,000 | 67 |
| Total noninterest income | $271,335,000 | 45 |
| Gross Fiduciary activities income | $113,192,000 | 17 |
| Service charges on deposit accounts | $66,618,000 | 40 |
| Trading account gains and fees | $28,585,000 | 19 |
| Additional Noninterest Income | $62,940,000 | 116 |
| Total noninterest expense | $438,060,000 | 61 |
| Salaries and employee benefits | $237,924,000 | 37 |
| Premises and equipment expense | $68,874,000 | 43 |
| Additional noninterest expense | $131,262,000 | 100 |
| Pre-tax net operating income | $94,733,000 | 130 |
| Securities gains (losses) | $11,967,000 | 68 |
| Applicable income taxes | $26,544,000 | 145 |
| Income before extraordinary items | $80,156,000 | 112 |
| Extraordinary gains, net | $-699,000 | 13,187 |
| Net income | $79,457,000 | 113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,533,000 | 74 |
| Cash dividends | $62,500,000 | 77 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $71,180,750 | 119 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $614,222,000 | 71 |
| Total interest expense | $285,681,000 | 78 |
| Net interest income | $328,541,000 | 75 |
| Provision for loan and lease losses | $55,326,000 | 96 |
| Total noninterest income | $279,890,000 | 39 |
| Gross Fiduciary activities income | $111,083,000 | 15 |
| Service charges on deposit accounts | $70,069,000 | 33 |
| Trading account gains and fees | $19,097,000 | 24 |
| Additional Noninterest Income | $79,641,000 | 93 |
| Total noninterest expense | $443,338,000 | 58 |
| Salaries and employee benefits | $220,908,000 | 33 |
| Premises and equipment expense | $34,115,000 | 94 |
| Additional noninterest expense | $188,315,000 | 67 |
| Pre-tax net operating income | $109,767,000 | 82 |
| Securities gains (losses) | $3,817,000 | 255 |
| Applicable income taxes | $16,223,000 | 179 |
| Income before extraordinary items | $97,361,000 | 66 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $97,361,000 | 65 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,160,000 | 98 |
| Cash dividends | $38,500,000 | 74 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $94,078,380 | 62 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.