Home > Harris Bank Woodstock > Income and Expense
Harris Bank Woodstock, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 2,439 |
| Total interest expense | $1,061,000 | 2,208 |
| Net interest income | $2,105,000 | 2,540 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $388,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $152,000 | 2,533 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $236,000 | 2,241 |
| Total noninterest expense | $1,600,000 | 2,556 |
| Salaries and employee benefits | $683,000 | 3,194 |
| Premises and equipment expense | $154,000 | 3,579 |
| Additional noninterest expense | $763,000 | 1,612 |
| Pre-tax net operating income | $863,000 | 2,415 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $279,000 | 2,091 |
| Income before extraordinary items | $584,000 | 2,677 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $584,000 | 2,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 342 |
| Net operating income | $584,000 | 2,634 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,589,000 | 2,477 |
| Total interest expense | $3,300,000 | 2,417 |
| Net interest income | $8,289,000 | 2,473 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,706,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $708,000 | 2,353 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $998,000 | 2,158 |
| Total noninterest expense | $6,580,000 | 2,427 |
| Salaries and employee benefits | $2,606,000 | 3,235 |
| Premises and equipment expense | $579,000 | 3,632 |
| Additional noninterest expense | $3,395,000 | 1,457 |
| Pre-tax net operating income | $3,295,000 | 2,391 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $1,046,000 | 2,076 |
| Income before extraordinary items | $2,250,000 | 2,645 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,250,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,777 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 648 |
| Net operating income | $2,249,320 | 2,595 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,532,000 | 2,485 |
| Total interest expense | $2,355,000 | 2,486 |
| Net interest income | $6,177,000 | 2,444 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $1,313,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $548,000 | 2,319 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $765,000 | 2,134 |
| Total noninterest expense | $4,973,000 | 2,395 |
| Salaries and employee benefits | $1,956,000 | 3,200 |
| Premises and equipment expense | $433,000 | 3,657 |
| Additional noninterest expense | $2,584,000 | 1,428 |
| Pre-tax net operating income | $2,427,000 | 2,451 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $769,000 | 2,161 |
| Income before extraordinary items | $1,659,000 | 2,722 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,659,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,710 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 518 |
| Net operating income | $1,658,320 | 2,667 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 2,488 |
| Total interest expense | $1,536,000 | 2,523 |
| Net interest income | $4,083,000 | 2,444 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $849,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $358,000 | 2,347 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $491,000 | 2,219 |
| Total noninterest expense | $3,336,000 | 2,387 |
| Salaries and employee benefits | $1,318,000 | 3,180 |
| Premises and equipment expense | $293,000 | 3,625 |
| Additional noninterest expense | $1,725,000 | 1,402 |
| Pre-tax net operating income | $1,536,000 | 2,541 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $485,000 | 2,254 |
| Income before extraordinary items | $1,052,000 | 2,807 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,052,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,856 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 404 |
| Net operating income | $1,051,320 | 2,742 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 2,486 |
| Total interest expense | $791,000 | 2,476 |
| Net interest income | $2,020,000 | 2,472 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $385,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $174,000 | 2,349 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $211,000 | 2,389 |
| Total noninterest expense | $1,680,000 | 2,370 |
| Salaries and employee benefits | $667,000 | 3,168 |
| Premises and equipment expense | $157,000 | 3,456 |
| Additional noninterest expense | $856,000 | 1,408 |
| Pre-tax net operating income | $695,000 | 2,727 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $216,000 | 2,444 |
| Income before extraordinary items | $480,000 | 3,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $480,000 | 3,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 435 |
| Net operating income | $479,310 | 2,938 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,453,000 | 2,487 |
| Total interest expense | $3,150,000 | 2,743 |
| Net interest income | $8,303,000 | 2,345 |
| Provision for loan and lease losses | $390,000 | 2,639 |
| Total noninterest income | $2,096,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $753,000 | 2,226 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,343,000 | 1,970 |
| Total noninterest expense | $7,204,000 | 2,188 |
| Salaries and employee benefits | $2,632,000 | 3,128 |
| Premises and equipment expense | $536,000 | 3,854 |
| Additional noninterest expense | $4,036,000 | 1,232 |
| Pre-tax net operating income | $2,805,000 | 2,646 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $872,000 | 2,380 |
| Income before extraordinary items | $1,933,000 | 2,942 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,933,000 | 2,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,987 |
| Cash dividends | $1,850,000 | 1,474 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 772 |
| Net operating income | $1,933,000 | 2,816 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,596,000 | 2,521 |
| Total interest expense | $2,360,000 | 2,831 |
| Net interest income | $6,236,000 | 2,344 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $1,686,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $560,000 | 2,257 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,126,000 | 1,887 |
| Total noninterest expense | $5,300,000 | 2,223 |
| Salaries and employee benefits | $1,973,000 | 3,126 |
| Premises and equipment expense | $378,000 | 4,030 |
| Additional noninterest expense | $2,949,000 | 1,272 |
| Pre-tax net operating income | $2,262,000 | 2,582 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $717,000 | 2,350 |
| Income before extraordinary items | $1,545,000 | 2,901 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,545,000 | 2,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,410 |
| Cash dividends | $1,450,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 620 |
| Net operating income | $1,545,000 | 2,758 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,809,000 | 2,504 |
| Total interest expense | $1,614,000 | 2,854 |
| Net interest income | $4,195,000 | 2,317 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $1,072,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $375,000 | 2,208 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $697,000 | 1,977 |
| Total noninterest expense | $3,456,000 | 2,275 |
| Salaries and employee benefits | $1,261,000 | 3,253 |
| Premises and equipment expense | $233,000 | 4,269 |
| Additional noninterest expense | $1,962,000 | 1,267 |
| Pre-tax net operating income | $1,571,000 | 2,490 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $503,000 | 2,302 |
| Income before extraordinary items | $1,068,000 | 2,839 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,068,000 | 2,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,623 |
| Cash dividends | $800,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 508 |
| Net operating income | $1,068,000 | 2,673 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 2,509 |
| Total interest expense | $827,000 | 2,845 |
| Net interest income | $2,092,000 | 2,325 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $481,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $179,000 | 2,238 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $302,000 | 2,098 |
| Total noninterest expense | $1,712,000 | 2,273 |
| Salaries and employee benefits | $615,000 | 3,286 |
| Premises and equipment expense | $123,000 | 4,076 |
| Additional noninterest expense | $974,000 | 1,254 |
| Pre-tax net operating income | $741,000 | 2,629 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $235,000 | 2,426 |
| Income before extraordinary items | $506,000 | 2,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $600,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 356 |
| Net operating income | $506,000 | 2,779 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,867,000 | 2,395 |
| Total interest expense | $4,296,000 | 2,580 |
| Net interest income | $8,571,000 | 2,259 |
| Provision for loan and lease losses | $436,000 | 2,651 |
| Total noninterest income | $1,918,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $809,000 | 1,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,109,000 | 2,038 |
| Total noninterest expense | $6,467,000 | 2,312 |
| Salaries and employee benefits | $2,506,000 | 3,119 |
| Premises and equipment expense | $468,000 | 4,140 |
| Additional noninterest expense | $3,493,000 | 1,364 |
| Pre-tax net operating income | $3,586,000 | 2,169 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $1,115,000 | 2,040 |
| Income before extraordinary items | $2,487,000 | 2,365 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,487,000 | 2,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,491 |
| Cash dividends | $1,850,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 747 |
| Net operating income | $2,475,960 | 2,295 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,790,000 | 2,319 |
| Total interest expense | $7,345,000 | 2,187 |
| Net interest income | $7,445,000 | 2,409 |
| Provision for loan and lease losses | $230,000 | 3,830 |
| Total noninterest income | $1,794,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $761,000 | 1,988 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,033,000 | 1,990 |
| Total noninterest expense | $6,474,000 | 2,219 |
| Salaries and employee benefits | $2,806,000 | 2,669 |
| Premises and equipment expense | $457,000 | 4,178 |
| Additional noninterest expense | $3,211,000 | 1,449 |
| Pre-tax net operating income | $2,535,000 | 2,634 |
| Securities gains (losses) | $272,000 | 953 |
| Applicable income taxes | $772,000 | 2,494 |
| Income before extraordinary items | $2,035,000 | 2,488 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,035,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,399 |
| Cash dividends | $1,450,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 669 |
| Net operating income | $1,839,160 | 2,636 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,727,000 | 2,230 |
| Total interest expense | $8,960,000 | 1,928 |
| Net interest income | $6,767,000 | 2,630 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $1,948,000 | 1,913 |
| Gross Fiduciary activities income | $79,000 | 980 |
| Service charges on deposit accounts | $747,000 | 1,860 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,122,000 | 1,722 |
| Total noninterest expense | $5,646,000 | 2,428 |
| Salaries and employee benefits | $2,186,000 | 3,211 |
| Premises and equipment expense | $464,000 | 4,026 |
| Additional noninterest expense | $2,996,000 | 1,499 |
| Pre-tax net operating income | $2,959,000 | 2,419 |
| Securities gains (losses) | $9,000 | 1,192 |
| Applicable income taxes | $839,000 | 2,428 |
| Income before extraordinary items | $2,129,000 | 2,406 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,129,000 | 2,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $1,200,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 823 |
| Net operating income | $2,122,520 | 2,421 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,275,000 | 2,136 |
| Total interest expense | $8,284,000 | 1,792 |
| Net interest income | $6,991,000 | 2,513 |
| Provision for loan and lease losses | $191,000 | 3,654 |
| Total noninterest income | $1,959,000 | 1,887 |
| Gross Fiduciary activities income | $198,000 | 867 |
| Service charges on deposit accounts | $730,000 | 1,820 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,031,000 | 1,823 |
| Total noninterest expense | $5,729,000 | 2,369 |
| Salaries and employee benefits | $2,183,000 | 3,164 |
| Premises and equipment expense | $520,000 | 3,639 |
| Additional noninterest expense | $3,026,000 | 1,511 |
| Pre-tax net operating income | $3,030,000 | 2,400 |
| Securities gains (losses) | $31,000 | 1,173 |
| Applicable income taxes | $874,000 | 2,444 |
| Income before extraordinary items | $2,187,000 | 2,384 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,187,000 | 2,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,756 |
| Cash dividends | $1,465,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 914 |
| Net operating income | $2,164,990 | 2,377 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,714,000 | 2,084 |
| Total interest expense | $8,900,000 | 1,725 |
| Net interest income | $6,814,000 | 2,491 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $2,004,000 | 1,829 |
| Gross Fiduciary activities income | $161,000 | 908 |
| Service charges on deposit accounts | $726,000 | 1,757 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,117,000 | 1,713 |
| Total noninterest expense | $5,491,000 | 2,387 |
| Salaries and employee benefits | $2,516,000 | 2,696 |
| Premises and equipment expense | $493,000 | 3,754 |
| Additional noninterest expense | $2,482,000 | 1,722 |
| Pre-tax net operating income | $3,267,000 | 2,196 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $964,000 | 2,371 |
| Income before extraordinary items | $2,316,000 | 2,243 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,316,000 | 2,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,338 |
| Cash dividends | $2,550,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 924 |
| Net operating income | $2,306,770 | 2,183 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,950,000 | 2,040 |
| Total interest expense | $9,110,000 | 1,708 |
| Net interest income | $6,840,000 | 2,537 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,525,000 | 2,168 |
| Gross Fiduciary activities income | $129,000 | 998 |
| Service charges on deposit accounts | $713,000 | 1,823 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $683,000 | 2,253 |
| Total noninterest expense | $4,393,000 | 2,885 |
| Salaries and employee benefits | $2,375,000 | 2,785 |
| Premises and equipment expense | $397,000 | 4,472 |
| Additional noninterest expense | $1,621,000 | 2,528 |
| Pre-tax net operating income | $3,972,000 | 1,895 |
| Securities gains (losses) | $47,000 | 1,374 |
| Applicable income taxes | $1,219,000 | 2,052 |
| Income before extraordinary items | $2,800,000 | 1,882 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,800,000 | 1,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $1,431,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 948 |
| Net operating income | $2,767,100 | 1,851 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,741,000 | 2,277 |
| Total interest expense | $8,362,000 | 1,880 |
| Net interest income | $6,379,000 | 2,771 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $1,468,000 | 2,326 |
| Gross Fiduciary activities income | $320,000 | 842 |
| Service charges on deposit accounts | $651,000 | 2,073 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $497,000 | 2,934 |
| Total noninterest expense | $4,443,000 | 3,050 |
| Salaries and employee benefits | $2,397,000 | 2,801 |
| Premises and equipment expense | $446,000 | 4,140 |
| Additional noninterest expense | $1,600,000 | 2,966 |
| Pre-tax net operating income | $3,344,000 | 2,144 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $984,000 | 2,387 |
| Income before extraordinary items | $2,360,000 | 2,103 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,360,000 | 2,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,845 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 888 |
| Net operating income | $2,360,000 | 2,059 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,003,000 | 2,569 |
| Total interest expense | $7,308,000 | 2,129 |
| Net interest income | $5,695,000 | 3,122 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $1,387,000 | 2,426 |
| Gross Fiduciary activities income | $268,000 | 930 |
| Service charges on deposit accounts | $640,000 | 2,128 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $479,000 | 2,961 |
| Total noninterest expense | $4,663,000 | 2,885 |
| Salaries and employee benefits | $2,409,000 | 2,769 |
| Premises and equipment expense | $474,000 | 3,924 |
| Additional noninterest expense | $1,780,000 | 2,653 |
| Pre-tax net operating income | $2,364,000 | 3,010 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $675,000 | 3,342 |
| Income before extraordinary items | $1,691,000 | 2,913 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,691,000 | 2,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,805 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,689,580 | 2,877 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,823,000 | 2,811 |
| Total interest expense | $4,539,000 | 2,697 |
| Net interest income | $6,284,000 | 2,877 |
| Provision for loan and lease losses | $81,000 | 5,013 |
| Total noninterest income | $1,029,000 | 3,049 |
| Gross Fiduciary activities income | $338,000 | 857 |
| Service charges on deposit accounts | $539,000 | 2,532 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $152,000 | 6,177 |
| Total noninterest expense | $4,852,000 | 2,855 |
| Salaries and employee benefits | $2,449,000 | 2,720 |
| Premises and equipment expense | $436,000 | 4,276 |
| Additional noninterest expense | $1,967,000 | 2,619 |
| Pre-tax net operating income | $2,380,000 | 2,964 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $686,000 | 3,138 |
| Income before extraordinary items | $1,694,000 | 2,850 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,694,000 | 2,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $1,392,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,694,000 | 2,872 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,611,000 | 2,924 |
| Total interest expense | $4,440,000 | 2,884 |
| Net interest income | $6,171,000 | 2,948 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $1,027,000 | 3,269 |
| Gross Fiduciary activities income | $317,000 | 918 |
| Service charges on deposit accounts | $542,000 | 2,571 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $168,000 | 6,201 |
| Total noninterest expense | $4,220,000 | 3,321 |
| Salaries and employee benefits | $1,877,000 | 3,476 |
| Premises and equipment expense | $387,000 | 4,845 |
| Additional noninterest expense | $1,956,000 | 2,785 |
| Pre-tax net operating income | $2,798,000 | 2,456 |
| Securities gains (losses) | $58,000 | 3,190 |
| Applicable income taxes | $845,000 | 2,643 |
| Income before extraordinary items | $2,011,000 | 2,500 |
| Extraordinary gains, net | $168,000 | 1,148 |
| Net income | $2,179,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,809 |
| Cash dividends | $2,284,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,970,400 | 2,408 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,398,000 | 3,085 |
| Total interest expense | $5,556,000 | 2,996 |
| Net interest income | $5,842,000 | 3,142 |
| Provision for loan and lease losses | $178,000 | 5,607 |
| Total noninterest income | $936,000 | 3,507 |
| Gross Fiduciary activities income | $295,000 | 963 |
| Service charges on deposit accounts | $503,000 | 2,761 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $138,000 | 6,940 |
| Total noninterest expense | $3,848,000 | 3,626 |
| Salaries and employee benefits | $1,767,000 | 3,619 |
| Premises and equipment expense | $365,000 | 5,178 |
| Additional noninterest expense | $1,716,000 | 3,188 |
| Pre-tax net operating income | $2,752,000 | 2,244 |
| Securities gains (losses) | $54,000 | 3,989 |
| Applicable income taxes | $801,000 | 2,616 |
| Income before extraordinary items | $2,005,000 | 2,288 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,005,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 7,424 |
| Cash dividends | $704,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,966,660 | 2,157 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.