Home > Harris Bank Winnetka > Income and Expense
Harris Bank Winnetka, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 1,367 |
| Total interest expense | $1,693,000 | 1,413 |
| Net interest income | $3,952,000 | 1,354 |
| Provision for loan and lease losses | $66,000 | 2,725 |
| Total noninterest income | $380,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $202,000 | 1,988 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $178,000 | 2,669 |
| Total noninterest expense | $1,925,000 | 2,149 |
| Salaries and employee benefits | $970,000 | 2,351 |
| Premises and equipment expense | $127,000 | 4,141 |
| Additional noninterest expense | $828,000 | 1,502 |
| Pre-tax net operating income | $2,341,000 | 1,001 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $896,000 | 831 |
| Income before extraordinary items | $1,445,000 | 1,195 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,445,000 | 1,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $1,500,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 404 |
| Net operating income | $1,445,000 | 1,171 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,533,000 | 1,392 |
| Total interest expense | $4,683,000 | 1,741 |
| Net interest income | $15,850,000 | 1,273 |
| Provision for loan and lease losses | $375,000 | 2,482 |
| Total noninterest income | $1,698,000 | 2,462 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $822,000 | 2,092 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $876,000 | 2,332 |
| Total noninterest expense | $7,936,000 | 2,019 |
| Salaries and employee benefits | $3,686,000 | 2,351 |
| Premises and equipment expense | $453,000 | 4,379 |
| Additional noninterest expense | $3,797,000 | 1,309 |
| Pre-tax net operating income | $9,237,000 | 947 |
| Securities gains (losses) | $-10,000 | 8,235 |
| Applicable income taxes | $3,524,000 | 786 |
| Income before extraordinary items | $5,703,000 | 1,143 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,703,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,639 |
| Cash dividends | $2,825,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 661 |
| Net operating income | $5,709,400 | 1,114 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,052,000 | 1,411 |
| Total interest expense | $3,255,000 | 1,836 |
| Net interest income | $11,797,000 | 1,274 |
| Provision for loan and lease losses | $300,000 | 2,260 |
| Total noninterest income | $1,295,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $629,000 | 2,070 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $666,000 | 2,340 |
| Total noninterest expense | $6,120,000 | 1,963 |
| Salaries and employee benefits | $2,808,000 | 2,309 |
| Premises and equipment expense | $348,000 | 4,304 |
| Additional noninterest expense | $2,964,000 | 1,240 |
| Pre-tax net operating income | $6,672,000 | 988 |
| Securities gains (losses) | $-10,000 | 8,513 |
| Applicable income taxes | $2,538,000 | 843 |
| Income before extraordinary items | $4,124,000 | 1,200 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,124,000 | 1,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,062 |
| Cash dividends | $1,825,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 546 |
| Net operating income | $4,130,400 | 1,156 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,925,000 | 1,409 |
| Total interest expense | $2,094,000 | 1,887 |
| Net interest income | $7,831,000 | 1,268 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $843,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $417,000 | 2,066 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $426,000 | 2,417 |
| Total noninterest expense | $4,114,000 | 1,944 |
| Salaries and employee benefits | $1,893,000 | 2,286 |
| Premises and equipment expense | $237,000 | 4,245 |
| Additional noninterest expense | $1,984,000 | 1,217 |
| Pre-tax net operating income | $4,260,000 | 1,019 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,618,000 | 868 |
| Income before extraordinary items | $2,642,000 | 1,233 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,642,000 | 1,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,801 |
| Cash dividends | $1,650,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 474 |
| Net operating income | $2,642,000 | 1,191 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,938,000 | 1,424 |
| Total interest expense | $1,039,000 | 1,927 |
| Net interest income | $3,899,000 | 1,272 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $399,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $200,000 | 2,085 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $199,000 | 2,487 |
| Total noninterest expense | $2,064,000 | 1,945 |
| Salaries and employee benefits | $962,000 | 2,272 |
| Premises and equipment expense | $116,000 | 4,345 |
| Additional noninterest expense | $986,000 | 1,225 |
| Pre-tax net operating income | $2,084,000 | 1,038 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $789,000 | 899 |
| Income before extraordinary items | $1,295,000 | 1,253 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,295,000 | 1,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,678 |
| Cash dividends | $700,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 359 |
| Net operating income | $1,295,000 | 1,186 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,189,000 | 1,339 |
| Total interest expense | $5,784,000 | 1,543 |
| Net interest income | $15,405,000 | 1,252 |
| Provision for loan and lease losses | $800,000 | 1,446 |
| Total noninterest income | $2,157,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $801,000 | 2,119 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,356,000 | 1,956 |
| Total noninterest expense | $10,024,000 | 1,604 |
| Salaries and employee benefits | $4,019,000 | 2,116 |
| Premises and equipment expense | $409,000 | 4,664 |
| Additional noninterest expense | $5,596,000 | 907 |
| Pre-tax net operating income | $6,738,000 | 1,240 |
| Securities gains (losses) | $8,000 | 3,717 |
| Applicable income taxes | $2,452,000 | 1,091 |
| Income before extraordinary items | $4,294,000 | 1,462 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,294,000 | 1,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,782 |
| Cash dividends | $3,200,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $285,000 | 551 |
| Net operating income | $4,288,880 | 1,400 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,060,000 | 1,351 |
| Total interest expense | $4,695,000 | 1,483 |
| Net interest income | $11,365,000 | 1,284 |
| Provision for loan and lease losses | $650,000 | 1,314 |
| Total noninterest income | $1,808,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $587,000 | 2,172 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,221,000 | 1,779 |
| Total noninterest expense | $7,631,000 | 1,579 |
| Salaries and employee benefits | $3,002,000 | 2,132 |
| Premises and equipment expense | $305,000 | 4,655 |
| Additional noninterest expense | $4,324,000 | 893 |
| Pre-tax net operating income | $4,892,000 | 1,318 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $1,758,000 | 1,169 |
| Income before extraordinary items | $3,140,000 | 1,541 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,140,000 | 1,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,498 |
| Cash dividends | $700,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $256,000 | 421 |
| Net operating income | $3,136,160 | 1,475 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,849,000 | 1,349 |
| Total interest expense | $3,375,000 | 1,432 |
| Net interest income | $7,474,000 | 1,311 |
| Provision for loan and lease losses | $350,000 | 1,581 |
| Total noninterest income | $1,246,000 | 1,996 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $394,000 | 2,124 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $852,000 | 1,704 |
| Total noninterest expense | $5,049,000 | 1,589 |
| Salaries and employee benefits | $1,950,000 | 2,177 |
| Premises and equipment expense | $227,000 | 4,353 |
| Additional noninterest expense | $2,872,000 | 901 |
| Pre-tax net operating income | $3,321,000 | 1,281 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $1,199,000 | 1,181 |
| Income before extraordinary items | $2,128,000 | 1,537 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,128,000 | 1,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,877 |
| Cash dividends | $700,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $226,000 | 319 |
| Net operating income | $2,124,160 | 1,436 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,365,000 | 1,369 |
| Total interest expense | $1,729,000 | 1,429 |
| Net interest income | $3,636,000 | 1,347 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $542,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $186,000 | 2,154 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $356,000 | 1,879 |
| Total noninterest expense | $2,516,000 | 1,590 |
| Salaries and employee benefits | $992,000 | 2,123 |
| Premises and equipment expense | $125,000 | 4,027 |
| Additional noninterest expense | $1,399,000 | 895 |
| Pre-tax net operating income | $1,512,000 | 1,420 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $540,000 | 1,282 |
| Income before extraordinary items | $978,000 | 1,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $978,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 9,104 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 288 |
| Net operating income | $974,160 | 1,550 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,285,000 | 1,371 |
| Total interest expense | $7,494,000 | 1,513 |
| Net interest income | $14,791,000 | 1,307 |
| Provision for loan and lease losses | $515,000 | 2,334 |
| Total noninterest income | $2,265,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $839,000 | 1,919 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,426,000 | 1,707 |
| Total noninterest expense | $8,779,000 | 1,726 |
| Salaries and employee benefits | $3,650,000 | 2,199 |
| Premises and equipment expense | $473,000 | 4,102 |
| Additional noninterest expense | $4,656,000 | 1,060 |
| Pre-tax net operating income | $7,762,000 | 1,087 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,798,000 | 986 |
| Income before extraordinary items | $4,964,000 | 1,271 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,964,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $532,000 | 1,589 |
| Cash dividends | $4,350,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 629 |
| Net operating income | $4,964,000 | 1,212 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $26,344,000 | 1,300 |
| Total interest expense | $11,829,000 | 1,371 |
| Net interest income | $14,515,000 | 1,227 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $2,478,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $659,000 | 2,265 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,819,000 | 1,326 |
| Total noninterest expense | $8,212,000 | 1,771 |
| Salaries and employee benefits | $3,626,000 | 2,079 |
| Premises and equipment expense | $437,000 | 4,326 |
| Additional noninterest expense | $4,149,000 | 1,157 |
| Pre-tax net operating income | $8,601,000 | 884 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,096,000 | 823 |
| Income before extraordinary items | $5,505,000 | 1,002 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,505,000 | 1,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $3,750,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 680 |
| Net operating income | $5,505,000 | 958 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $29,030,000 | 1,216 |
| Total interest expense | $14,945,000 | 1,159 |
| Net interest income | $14,085,000 | 1,242 |
| Provision for loan and lease losses | $169,000 | 4,168 |
| Total noninterest income | $2,469,000 | 1,607 |
| Gross Fiduciary activities income | $236,000 | 771 |
| Service charges on deposit accounts | $543,000 | 2,495 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,690,000 | 1,258 |
| Total noninterest expense | $7,685,000 | 1,813 |
| Salaries and employee benefits | $3,259,000 | 2,189 |
| Premises and equipment expense | $406,000 | 4,463 |
| Additional noninterest expense | $4,020,000 | 1,142 |
| Pre-tax net operating income | $8,700,000 | 890 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,086,000 | 808 |
| Income before extraordinary items | $5,614,000 | 951 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,614,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-242,000 | 9,837 |
| Cash dividends | $2,250,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 768 |
| Net operating income | $5,614,000 | 949 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $25,897,000 | 1,256 |
| Total interest expense | $12,764,000 | 1,192 |
| Net interest income | $13,133,000 | 1,324 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $2,070,000 | 1,816 |
| Gross Fiduciary activities income | $631,000 | 575 |
| Service charges on deposit accounts | $587,000 | 2,279 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $852,000 | 2,074 |
| Total noninterest expense | $6,991,000 | 1,967 |
| Salaries and employee benefits | $3,434,000 | 2,042 |
| Premises and equipment expense | $362,000 | 4,853 |
| Additional noninterest expense | $3,195,000 | 1,441 |
| Pre-tax net operating income | $8,182,000 | 976 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $2,793,000 | 935 |
| Income before extraordinary items | $5,396,000 | 1,028 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,396,000 | 1,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,653 |
| Cash dividends | $3,500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 878 |
| Net operating income | $5,391,380 | 1,011 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,933,000 | 1,295 |
| Total interest expense | $12,750,000 | 1,223 |
| Net interest income | $12,183,000 | 1,383 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $2,226,000 | 1,681 |
| Gross Fiduciary activities income | $511,000 | 632 |
| Service charges on deposit accounts | $631,000 | 2,034 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,084,000 | 1,749 |
| Total noninterest expense | $6,567,000 | 1,995 |
| Salaries and employee benefits | $3,542,000 | 1,878 |
| Premises and equipment expense | $452,000 | 3,994 |
| Additional noninterest expense | $2,573,000 | 1,663 |
| Pre-tax net operating income | $7,782,000 | 988 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $2,590,000 | 991 |
| Income before extraordinary items | $5,208,000 | 1,037 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,208,000 | 1,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,077 |
| Cash dividends | $4,000,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 908 |
| Net operating income | $5,197,280 | 1,000 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,450,000 | 1,396 |
| Total interest expense | $11,559,000 | 1,361 |
| Net interest income | $11,891,000 | 1,456 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $3,090,000 | 1,268 |
| Gross Fiduciary activities income | $520,000 | 639 |
| Service charges on deposit accounts | $656,000 | 2,001 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,914,000 | 1,134 |
| Total noninterest expense | $6,089,000 | 2,110 |
| Salaries and employee benefits | $3,606,000 | 1,814 |
| Premises and equipment expense | $612,000 | 3,093 |
| Additional noninterest expense | $1,871,000 | 2,225 |
| Pre-tax net operating income | $8,850,000 | 919 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $3,058,000 | 915 |
| Income before extraordinary items | $5,794,000 | 963 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,794,000 | 964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-828,000 | 10,897 |
| Cash dividends | $2,650,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 928 |
| Net operating income | $5,792,700 | 933 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,366,000 | 1,569 |
| Total interest expense | $10,358,000 | 1,539 |
| Net interest income | $11,008,000 | 1,612 |
| Provision for loan and lease losses | $125,000 | 4,497 |
| Total noninterest income | $2,571,000 | 1,516 |
| Gross Fiduciary activities income | $1,330,000 | 439 |
| Service charges on deposit accounts | $606,000 | 2,230 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $635,000 | 2,468 |
| Total noninterest expense | $6,998,000 | 2,000 |
| Salaries and employee benefits | $4,181,000 | 1,604 |
| Premises and equipment expense | $741,000 | 2,634 |
| Additional noninterest expense | $2,076,000 | 2,373 |
| Pre-tax net operating income | $6,456,000 | 1,139 |
| Securities gains (losses) | $80,000 | 1,065 |
| Applicable income taxes | $2,112,000 | 1,170 |
| Income before extraordinary items | $4,424,000 | 1,154 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,424,000 | 1,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 11,277 |
| Cash dividends | $3,950,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 877 |
| Net operating income | $4,369,600 | 1,146 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,771,000 | 1,721 |
| Total interest expense | $8,999,000 | 1,761 |
| Net interest income | $10,772,000 | 1,657 |
| Provision for loan and lease losses | $375,000 | 1,953 |
| Total noninterest income | $2,769,000 | 1,425 |
| Gross Fiduciary activities income | $1,380,000 | 460 |
| Service charges on deposit accounts | $619,000 | 2,189 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $770,000 | 2,163 |
| Total noninterest expense | $6,582,000 | 2,100 |
| Salaries and employee benefits | $3,919,000 | 1,693 |
| Premises and equipment expense | $812,000 | 2,446 |
| Additional noninterest expense | $1,851,000 | 2,574 |
| Pre-tax net operating income | $6,584,000 | 1,171 |
| Securities gains (losses) | $36,000 | 1,516 |
| Applicable income taxes | $2,186,000 | 1,184 |
| Income before extraordinary items | $4,434,000 | 1,196 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,434,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-160,000 | 11,829 |
| Cash dividends | $2,550,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,409,880 | 1,177 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,383,000 | 1,883 |
| Total interest expense | $5,879,000 | 2,125 |
| Net interest income | $10,504,000 | 1,719 |
| Provision for loan and lease losses | $775,000 | 1,126 |
| Total noninterest income | $2,916,000 | 1,396 |
| Gross Fiduciary activities income | $1,357,000 | 454 |
| Service charges on deposit accounts | $645,000 | 2,098 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $914,000 | 1,956 |
| Total noninterest expense | $7,396,000 | 1,936 |
| Salaries and employee benefits | $4,271,000 | 1,565 |
| Premises and equipment expense | $978,000 | 2,077 |
| Additional noninterest expense | $2,147,000 | 2,434 |
| Pre-tax net operating income | $5,249,000 | 1,397 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $1,546,000 | 1,518 |
| Income before extraordinary items | $3,707,000 | 1,352 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,707,000 | 1,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,928,000 | 567 |
| Cash dividends | $2,400,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,704,160 | 1,365 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,635,000 | 2,010 |
| Total interest expense | $5,802,000 | 2,242 |
| Net interest income | $9,833,000 | 1,827 |
| Provision for loan and lease losses | $925,000 | 1,372 |
| Total noninterest income | $3,497,000 | 1,291 |
| Gross Fiduciary activities income | $1,309,000 | 483 |
| Service charges on deposit accounts | $677,000 | 2,021 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,511,000 | 1,544 |
| Total noninterest expense | $7,189,000 | 2,038 |
| Salaries and employee benefits | $4,108,000 | 1,637 |
| Premises and equipment expense | $704,000 | 2,863 |
| Additional noninterest expense | $2,377,000 | 2,352 |
| Pre-tax net operating income | $5,216,000 | 1,341 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $1,424,000 | 1,640 |
| Income before extraordinary items | $3,823,000 | 1,327 |
| Extraordinary gains, net | $-334,000 | 13,120 |
| Net income | $3,489,000 | 1,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,243,000 | 981 |
| Cash dividends | $2,990,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,800,370 | 1,250 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,204,000 | 2,057 |
| Total interest expense | $7,479,000 | 2,268 |
| Net interest income | $9,725,000 | 1,883 |
| Provision for loan and lease losses | $1,400,000 | 1,474 |
| Total noninterest income | $3,741,000 | 1,196 |
| Gross Fiduciary activities income | $1,268,000 | 488 |
| Service charges on deposit accounts | $725,000 | 1,861 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,748,000 | 1,369 |
| Total noninterest expense | $7,501,000 | 1,969 |
| Salaries and employee benefits | $3,944,000 | 1,677 |
| Premises and equipment expense | $492,000 | 4,030 |
| Additional noninterest expense | $3,065,000 | 1,967 |
| Pre-tax net operating income | $4,565,000 | 1,397 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $1,196,000 | 1,768 |
| Income before extraordinary items | $3,365,000 | 1,382 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,365,000 | 1,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,925,000 | 745 |
| Cash dividends | $2,830,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,367,960 | 1,279 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.