Home > Harris Bank Winnetka > Net charge- offs to loans
Harris Bank Winnetka, Net charge- offs to loans
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0181% | 4,068 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,745 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 1,472 |
Percentage Net Loans Charged-off: Home equity loans | 0.0039% | 331 |
All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 1,328 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1556% | 3,755 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.6251% | 450 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0496% | 5,299 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,659 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 3,042 |
Percentage Net Loans Charged-off: Home equity loans | 0.0092% | 630 |
All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 2,897 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1405% | 3,379 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3208% | 4,713 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0398% | 1,496 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0617% | 4,425 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 3,160 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 2,602 |
Percentage Net Loans Charged-off: Home equity loans | 0.0082% | 529 |
All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 2,476 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1866% | 2,635 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3785% | 3,975 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0319% | 4,848 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,782 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 2,272 |
Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 5,898 |
All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 2,093 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2677% | 4,261 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0704% | 3,314 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5589% | 2,753 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0076% | 7,113 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,944 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 3,309 |
Percentage Net Loans Charged-off: Home equity loans | 0.0046% | 626 |
All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 3,123 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.2559% | 8,276 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1777% | 6,017 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.2398% | 1,274 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0033% | 8,003 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,317 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 2,758 |
Percentage Net Loans Charged-off: Home equity loans | 0.0062% | 501 |
All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 2,630 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.3406% | 8,325 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1475% | 5,723 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.2828% | 1,074 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0170% | 8,146 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 2,828 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 2,285 |
Percentage Net Loans Charged-off: Home equity loans | 0.0047% | 415 |
All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 2,131 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.5136% | 8,417 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1429% | 5,302 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.6614% | 706 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0552% | 8,359 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,043 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,626 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 1,508 |
Percentage Net Loans Charged-off: Commercial and industrial | -1.0982% | 8,599 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2373% | 4,108 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1661% | 4,089 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 4,034 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 3,328 |
Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 5,920 |
All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 3,046 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.7639% | 1,198 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0261% | 7,053 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.4996% | 1,028 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0110% | 7,320 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 3,885 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 3,191 |
Percentage Net Loans Charged-off: Home equity loans | 0.0036% | 605 |
All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 3,014 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1319% | 6,436 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0459% | 1,718 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0795% | 9,455 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0996% | 1,529 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
Percentage Net Loans Charged-off: Commercial real estate | -0.2596% | 1,496 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0579% | 1,500 |
Percentage Net Loans Charged-off: Home equity loans | 0.0460% | 285 |
All other 1-4 family - Percent of loans charged-off, net | -0.1048% | 1,514 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.1372% | 1,415 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1528% | 1,172 |
Percentage Net Loans Charged-off: Credit card loans | 0.2487% | 940 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.3333% | 195 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1315% | 4,212 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0845% | 306 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3014% | 87 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 807 |
Percentage Net Loans Charged-off: Home equity loans | 0.0266% | 333 |
All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 837 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3034% | 556 |
Percentage Net Loans Charged-off: Loans to individuals | -0.0046% | 1,473 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 1.9133% | 46 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0108% | 7,686 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 761 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 680 |
Percentage Net Loans Charged-off: Home equity loans | 0.0433% | 318 |
All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 799 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.1209% | 1,305 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0658% | 1,263 |
Percentage Net Loans Charged-off: Credit card loans | 1.2681% | 761 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 2.9762% | 30 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.3780% | 10,762 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
Percentage Net Loans Charged-off: Commercial and industrial | -2.1879% | 1,404 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1312% | 1,212 |
Percentage Net Loans Charged-off: Credit card loans | 2.2475% | 616 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0707% | 10,645 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.3158% | 1,351 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0182% | 1,366 |
Percentage Net Loans Charged-off: Credit card loans | -0.2378% | 1,342 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0980% | 11,122 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.1972% | 580 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.7501% | 1,809 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.5259% | 1,175 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |