Home > Harris Bank Westchester > Income and Expense
Harris Bank Westchester, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 3,169 |
| Total interest expense | $780,000 | 2,856 |
| Net interest income | $1,567,000 | 3,292 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $237,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $124,000 | 2,965 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,504 |
| Total noninterest expense | $1,009,000 | 3,819 |
| Salaries and employee benefits | $431,000 | 4,586 |
| Premises and equipment expense | $93,000 | 5,112 |
| Additional noninterest expense | $485,000 | 2,513 |
| Pre-tax net operating income | $795,000 | 2,587 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $268,000 | 2,157 |
| Income before extraordinary items | $527,000 | 2,924 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $527,000 | 2,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 484 |
| Net operating income | $527,000 | 2,879 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,132,000 | 3,064 |
| Total interest expense | $2,542,000 | 3,014 |
| Net interest income | $6,590,000 | 3,047 |
| Provision for loan and lease losses | $185,000 | 3,829 |
| Total noninterest income | $1,002,000 | 3,537 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $484,000 | 3,223 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $518,000 | 3,246 |
| Total noninterest expense | $4,074,000 | 3,683 |
| Salaries and employee benefits | $1,367,000 | 5,265 |
| Premises and equipment expense | $359,000 | 5,122 |
| Additional noninterest expense | $2,348,000 | 2,081 |
| Pre-tax net operating income | $3,333,000 | 2,365 |
| Securities gains (losses) | $11,000 | 2,784 |
| Applicable income taxes | $1,104,000 | 2,017 |
| Income before extraordinary items | $2,240,000 | 2,650 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,240,000 | 2,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,235 |
| Cash dividends | $1,150,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 754 |
| Net operating income | $2,232,630 | 2,609 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,801,000 | 3,052 |
| Total interest expense | $1,816,000 | 3,083 |
| Net interest income | $4,985,000 | 3,013 |
| Provision for loan and lease losses | $160,000 | 3,409 |
| Total noninterest income | $760,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $355,000 | 3,291 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $405,000 | 3,163 |
| Total noninterest expense | $3,189,000 | 3,536 |
| Salaries and employee benefits | $1,027,000 | 5,232 |
| Premises and equipment expense | $266,000 | 5,139 |
| Additional noninterest expense | $1,896,000 | 1,895 |
| Pre-tax net operating income | $2,396,000 | 2,483 |
| Securities gains (losses) | $11,000 | 2,659 |
| Applicable income taxes | $786,000 | 2,124 |
| Income before extraordinary items | $1,621,000 | 2,771 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,621,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,242 |
| Cash dividends | $650,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 620 |
| Net operating income | $1,613,630 | 2,718 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 3,042 |
| Total interest expense | $1,174,000 | 3,140 |
| Net interest income | $3,340,000 | 2,985 |
| Provision for loan and lease losses | $160,000 | 2,593 |
| Total noninterest income | $486,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $227,000 | 3,354 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $259,000 | 3,259 |
| Total noninterest expense | $2,124,000 | 3,566 |
| Salaries and employee benefits | $691,000 | 5,217 |
| Premises and equipment expense | $181,000 | 5,097 |
| Additional noninterest expense | $1,252,000 | 1,902 |
| Pre-tax net operating income | $1,542,000 | 2,531 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $499,000 | 2,208 |
| Income before extraordinary items | $1,043,000 | 2,828 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,043,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,403 |
| Cash dividends | $650,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 521 |
| Net operating income | $1,043,000 | 2,756 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 3,036 |
| Total interest expense | $570,000 | 3,248 |
| Net interest income | $1,710,000 | 2,907 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $230,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $114,000 | 3,270 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $116,000 | 3,401 |
| Total noninterest expense | $1,042,000 | 3,639 |
| Salaries and employee benefits | $329,000 | 5,418 |
| Premises and equipment expense | $98,000 | 4,857 |
| Additional noninterest expense | $615,000 | 1,934 |
| Pre-tax net operating income | $778,000 | 2,476 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $252,000 | 2,191 |
| Income before extraordinary items | $526,000 | 2,818 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $526,000 | 2,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,552 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 445 |
| Net operating income | $526,000 | 2,722 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,740,000 | 2,902 |
| Total interest expense | $2,832,000 | 3,014 |
| Net interest income | $6,908,000 | 2,787 |
| Provision for loan and lease losses | $491,000 | 2,199 |
| Total noninterest income | $1,188,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $479,000 | 3,198 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $709,000 | 2,948 |
| Total noninterest expense | $4,587,000 | 3,299 |
| Salaries and employee benefits | $1,317,000 | 5,305 |
| Premises and equipment expense | $345,000 | 5,221 |
| Additional noninterest expense | $2,925,000 | 1,666 |
| Pre-tax net operating income | $3,018,000 | 2,497 |
| Securities gains (losses) | $12,000 | 3,514 |
| Applicable income taxes | $954,000 | 2,248 |
| Income before extraordinary items | $2,076,000 | 2,782 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,076,000 | 2,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,563 |
| Cash dividends | $1,900,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 792 |
| Net operating income | $2,067,720 | 2,661 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,368,000 | 2,916 |
| Total interest expense | $2,232,000 | 2,978 |
| Net interest income | $5,136,000 | 2,823 |
| Provision for loan and lease losses | $371,000 | 2,146 |
| Total noninterest income | $930,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $360,000 | 3,202 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $570,000 | 2,902 |
| Total noninterest expense | $3,390,000 | 3,328 |
| Salaries and employee benefits | $996,000 | 5,264 |
| Premises and equipment expense | $257,000 | 5,238 |
| Additional noninterest expense | $2,137,000 | 1,695 |
| Pre-tax net operating income | $2,305,000 | 2,549 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $728,000 | 2,337 |
| Income before extraordinary items | $1,581,000 | 2,854 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,581,000 | 2,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,279 |
| Cash dividends | $1,300,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 640 |
| Net operating income | $1,578,280 | 2,717 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,004,000 | 2,889 |
| Total interest expense | $1,575,000 | 2,917 |
| Net interest income | $3,429,000 | 2,817 |
| Provision for loan and lease losses | $248,000 | 2,149 |
| Total noninterest income | $598,000 | 3,356 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $240,000 | 3,164 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $358,000 | 2,979 |
| Total noninterest expense | $2,267,000 | 3,320 |
| Salaries and employee benefits | $670,000 | 5,244 |
| Premises and equipment expense | $188,000 | 4,904 |
| Additional noninterest expense | $1,409,000 | 1,706 |
| Pre-tax net operating income | $1,512,000 | 2,574 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $478,000 | 2,381 |
| Income before extraordinary items | $1,039,000 | 2,886 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,039,000 | 2,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,471 |
| Cash dividends | $800,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 530 |
| Net operating income | $1,035,600 | 2,738 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 2,896 |
| Total interest expense | $812,000 | 2,903 |
| Net interest income | $1,705,000 | 2,829 |
| Provision for loan and lease losses | $124,000 | 2,010 |
| Total noninterest income | $255,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $117,000 | 3,150 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $138,000 | 3,360 |
| Total noninterest expense | $1,122,000 | 3,335 |
| Salaries and employee benefits | $330,000 | 5,297 |
| Premises and equipment expense | $97,000 | 4,800 |
| Additional noninterest expense | $695,000 | 1,695 |
| Pre-tax net operating income | $714,000 | 2,705 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $222,000 | 2,526 |
| Income before extraordinary items | $492,000 | 2,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $492,000 | 2,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 378 |
| Net operating income | $492,000 | 2,843 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,398,000 | 2,916 |
| Total interest expense | $3,624,000 | 2,998 |
| Net interest income | $6,774,000 | 2,811 |
| Provision for loan and lease losses | $656,000 | 1,922 |
| Total noninterest income | $1,000,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $499,000 | 2,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $501,000 | 3,285 |
| Total noninterest expense | $4,224,000 | 3,405 |
| Salaries and employee benefits | $1,400,000 | 4,938 |
| Premises and equipment expense | $368,000 | 4,940 |
| Additional noninterest expense | $2,456,000 | 1,880 |
| Pre-tax net operating income | $2,894,000 | 2,577 |
| Securities gains (losses) | $25,000 | 2,988 |
| Applicable income taxes | $875,000 | 2,436 |
| Income before extraordinary items | $2,044,000 | 2,755 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,044,000 | 2,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,612 |
| Cash dividends | $350,000 | 4,054 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 782 |
| Net operating income | $2,026,500 | 2,675 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,623,000 | 3,146 |
| Total interest expense | $5,676,000 | 2,808 |
| Net interest income | $4,947,000 | 3,457 |
| Provision for loan and lease losses | $224,000 | 3,900 |
| Total noninterest income | $971,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $490,000 | 2,879 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $481,000 | 3,197 |
| Total noninterest expense | $3,808,000 | 3,578 |
| Salaries and employee benefits | $1,294,000 | 5,051 |
| Premises and equipment expense | $347,000 | 5,060 |
| Additional noninterest expense | $2,167,000 | 2,073 |
| Pre-tax net operating income | $1,886,000 | 3,315 |
| Securities gains (losses) | $360,000 | 788 |
| Applicable income taxes | $560,000 | 3,106 |
| Income before extraordinary items | $1,686,000 | 2,944 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,686,000 | 2,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 9,309 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 831 |
| Net operating income | $1,416,000 | 3,270 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,478,000 | 3,274 |
| Total interest expense | $6,413,000 | 2,601 |
| Net interest income | $4,065,000 | 4,132 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $827,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $452,000 | 2,950 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $375,000 | 3,494 |
| Total noninterest expense | $3,548,000 | 3,657 |
| Salaries and employee benefits | $1,312,000 | 4,870 |
| Premises and equipment expense | $374,000 | 4,722 |
| Additional noninterest expense | $1,862,000 | 2,307 |
| Pre-tax net operating income | $1,308,000 | 4,487 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $182,000 | 5,577 |
| Income before extraordinary items | $1,118,000 | 4,055 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,118,000 | 4,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,215 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 907 |
| Net operating income | $1,124,880 | 4,035 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,005,000 | 3,536 |
| Total interest expense | $5,017,000 | 2,913 |
| Net interest income | $3,988,000 | 4,180 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $823,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $382,000 | 3,337 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $441,000 | 3,205 |
| Total noninterest expense | $3,182,000 | 4,015 |
| Salaries and employee benefits | $1,400,000 | 4,586 |
| Premises and equipment expense | $370,000 | 4,775 |
| Additional noninterest expense | $1,412,000 | 3,015 |
| Pre-tax net operating income | $1,569,000 | 3,972 |
| Securities gains (losses) | $58,000 | 936 |
| Applicable income taxes | $353,000 | 4,451 |
| Income before extraordinary items | $1,274,000 | 3,686 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,274,000 | 3,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 9,856 |
| Cash dividends | $525,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,005 |
| Net operating income | $1,228,760 | 3,774 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,852,000 | 3,582 |
| Total interest expense | $4,965,000 | 3,014 |
| Net interest income | $3,887,000 | 4,219 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $788,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $322,000 | 3,717 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $466,000 | 3,110 |
| Total noninterest expense | $3,022,000 | 4,086 |
| Salaries and employee benefits | $1,397,000 | 4,508 |
| Premises and equipment expense | $389,000 | 4,524 |
| Additional noninterest expense | $1,236,000 | 3,283 |
| Pre-tax net operating income | $1,569,000 | 4,040 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $362,000 | 4,687 |
| Income before extraordinary items | $1,209,000 | 3,903 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,209,000 | 3,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,807 |
| Cash dividends | $189,000 | 5,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,207,460 | 3,818 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,782,000 | 4,066 |
| Total interest expense | $4,153,000 | 3,536 |
| Net interest income | $3,629,000 | 4,595 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $508,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $297,000 | 4,110 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $211,000 | 4,840 |
| Total noninterest expense | $2,581,000 | 4,665 |
| Salaries and employee benefits | $1,270,000 | 4,862 |
| Premises and equipment expense | $397,000 | 4,472 |
| Additional noninterest expense | $914,000 | 4,245 |
| Pre-tax net operating income | $1,511,000 | 4,477 |
| Securities gains (losses) | $24,000 | 1,768 |
| Applicable income taxes | $349,000 | 5,318 |
| Income before extraordinary items | $1,186,000 | 4,096 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,186,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,507 |
| Cash dividends | $725,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,167,520 | 4,088 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,865,000 | 4,656 |
| Total interest expense | $3,770,000 | 3,917 |
| Net interest income | $3,095,000 | 5,317 |
| Provision for loan and lease losses | $353,000 | 2,307 |
| Total noninterest income | $386,000 | 6,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,462 |
| Total noninterest expense | $2,376,000 | 5,218 |
| Salaries and employee benefits | $1,193,000 | 5,235 |
| Premises and equipment expense | $341,000 | 5,103 |
| Additional noninterest expense | $842,000 | 4,996 |
| Pre-tax net operating income | $752,000 | 6,690 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $69,000 | 9,344 |
| Income before extraordinary items | $683,000 | 5,834 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $683,000 | 5,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,696 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $683,000 | 5,779 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,436,000 | 5,632 |
| Total interest expense | $2,867,000 | 4,965 |
| Net interest income | $2,569,000 | 6,185 |
| Provision for loan and lease losses | $131,000 | 3,921 |
| Total noninterest income | $421,000 | 5,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,047 |
| Total noninterest expense | $1,829,000 | 6,391 |
| Salaries and employee benefits | $866,000 | 6,724 |
| Premises and equipment expense | $235,000 | 6,590 |
| Additional noninterest expense | $728,000 | 5,670 |
| Pre-tax net operating income | $1,030,000 | 5,873 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $165,000 | 8,017 |
| Income before extraordinary items | $865,000 | 5,148 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $865,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,265 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $865,000 | 5,133 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,106,000 | 6,569 |
| Total interest expense | $1,788,000 | 6,105 |
| Net interest income | $2,318,000 | 6,828 |
| Provision for loan and lease losses | $106,000 | 4,419 |
| Total noninterest income | $489,000 | 5,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 4,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,489 |
| Total noninterest expense | $1,761,000 | 6,794 |
| Salaries and employee benefits | $771,000 | 7,371 |
| Premises and equipment expense | $201,000 | 7,402 |
| Additional noninterest expense | $789,000 | 5,756 |
| Pre-tax net operating income | $940,000 | 6,215 |
| Securities gains (losses) | $18,000 | 1,859 |
| Applicable income taxes | $191,000 | 7,499 |
| Income before extraordinary items | $767,000 | 5,516 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $767,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $437,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $752,600 | 5,667 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,907,000 | 6,976 |
| Total interest expense | $1,647,000 | 6,751 |
| Net interest income | $2,260,000 | 7,012 |
| Provision for loan and lease losses | $108,000 | 5,571 |
| Total noninterest income | $453,000 | 5,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,629 |
| Total noninterest expense | $1,755,000 | 7,023 |
| Salaries and employee benefits | $757,000 | 7,597 |
| Premises and equipment expense | $195,000 | 7,784 |
| Additional noninterest expense | $803,000 | 5,911 |
| Pre-tax net operating income | $850,000 | 6,575 |
| Securities gains (losses) | $57,000 | 3,212 |
| Applicable income taxes | $202,000 | 7,571 |
| Income before extraordinary items | $705,000 | 6,082 |
| Extraordinary gains, net | $81,000 | 1,772 |
| Net income | $786,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $478,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $660,540 | 6,115 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 7,246 |
| Total interest expense | $2,088,000 | 6,898 |
| Net interest income | $2,108,000 | 7,472 |
| Provision for loan and lease losses | $263,000 | 4,471 |
| Total noninterest income | $402,000 | 6,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,395 |
| Total noninterest expense | $1,633,000 | 7,455 |
| Salaries and employee benefits | $602,000 | 8,788 |
| Premises and equipment expense | $165,000 | 8,699 |
| Additional noninterest expense | $866,000 | 5,697 |
| Pre-tax net operating income | $614,000 | 7,608 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $111,000 | 9,628 |
| Income before extraordinary items | $537,000 | 7,020 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $537,000 | 7,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 4,125 |
| Cash dividends | $226,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $508,780 | 6,883 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.