Home > Harris Bank West > Income and Expense
Harris Bank West, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,008,000 | 1,084 |
| Total interest expense | $1,599,000 | 1,499 |
| Net interest income | $5,409,000 | 957 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $939,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $534,000 | 759 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $405,000 | 1,540 |
| Total noninterest expense | $3,098,000 | 1,369 |
| Salaries and employee benefits | $1,290,000 | 1,788 |
| Premises and equipment expense | $334,000 | 1,799 |
| Additional noninterest expense | $1,474,000 | 847 |
| Pre-tax net operating income | $3,215,000 | 755 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,226,000 | 654 |
| Income before extraordinary items | $1,989,000 | 874 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,989,000 | 875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,290 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 416 |
| Net operating income | $1,989,000 | 856 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $25,778,000 | 1,098 |
| Total interest expense | $4,630,000 | 1,756 |
| Net interest income | $21,148,000 | 933 |
| Provision for loan and lease losses | $1,285,000 | 831 |
| Total noninterest income | $4,195,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,427,000 | 724 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,768,000 | 1,454 |
| Total noninterest expense | $13,404,000 | 1,223 |
| Salaries and employee benefits | $5,902,000 | 1,507 |
| Premises and equipment expense | $1,175,000 | 1,958 |
| Additional noninterest expense | $6,327,000 | 796 |
| Pre-tax net operating income | $10,654,000 | 828 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $3,975,000 | 711 |
| Income before extraordinary items | $6,691,000 | 991 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,691,000 | 992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,574 |
| Cash dividends | $4,350,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 652 |
| Net operating income | $6,683,320 | 958 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $18,929,000 | 1,105 |
| Total interest expense | $3,224,000 | 1,859 |
| Net interest income | $15,705,000 | 939 |
| Provision for loan and lease losses | $1,200,000 | 648 |
| Total noninterest income | $3,191,000 | 1,241 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,835,000 | 723 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,356,000 | 1,437 |
| Total noninterest expense | $10,372,000 | 1,176 |
| Salaries and employee benefits | $4,513,000 | 1,467 |
| Premises and equipment expense | $883,000 | 1,957 |
| Additional noninterest expense | $4,976,000 | 760 |
| Pre-tax net operating income | $7,324,000 | 908 |
| Securities gains (losses) | $12,000 | 2,612 |
| Applicable income taxes | $2,713,000 | 791 |
| Income before extraordinary items | $4,623,000 | 1,067 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,623,000 | 1,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,075 |
| Cash dividends | $1,350,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 544 |
| Net operating income | $4,615,320 | 1,027 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,473,000 | 1,107 |
| Total interest expense | $2,087,000 | 1,894 |
| Net interest income | $10,386,000 | 939 |
| Provision for loan and lease losses | $1,020,000 | 513 |
| Total noninterest income | $2,032,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,196,000 | 728 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $836,000 | 1,502 |
| Total noninterest expense | $6,991,000 | 1,157 |
| Salaries and employee benefits | $3,059,000 | 1,437 |
| Premises and equipment expense | $593,000 | 1,929 |
| Additional noninterest expense | $3,339,000 | 755 |
| Pre-tax net operating income | $4,407,000 | 989 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,613,000 | 870 |
| Income before extraordinary items | $2,794,000 | 1,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,794,000 | 1,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,990 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 482 |
| Net operating income | $2,794,000 | 1,125 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,223,000 | 1,125 |
| Total interest expense | $1,042,000 | 1,923 |
| Net interest income | $5,181,000 | 953 |
| Provision for loan and lease losses | $510,000 | 510 |
| Total noninterest income | $977,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $592,000 | 719 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $385,000 | 1,573 |
| Total noninterest expense | $3,528,000 | 1,154 |
| Salaries and employee benefits | $1,534,000 | 1,448 |
| Premises and equipment expense | $317,000 | 1,838 |
| Additional noninterest expense | $1,677,000 | 747 |
| Pre-tax net operating income | $2,120,000 | 1,019 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $774,000 | 920 |
| Income before extraordinary items | $1,346,000 | 1,212 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,346,000 | 1,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,973 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 359 |
| Net operating income | $1,346,000 | 1,147 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $25,079,000 | 1,138 |
| Total interest expense | $4,948,000 | 1,805 |
| Net interest income | $20,131,000 | 952 |
| Provision for loan and lease losses | $1,542,000 | 803 |
| Total noninterest income | $4,508,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,494,000 | 689 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,014,000 | 1,466 |
| Total noninterest expense | $15,008,000 | 1,085 |
| Salaries and employee benefits | $6,304,000 | 1,364 |
| Premises and equipment expense | $1,169,000 | 1,951 |
| Additional noninterest expense | $7,535,000 | 707 |
| Pre-tax net operating income | $8,089,000 | 1,032 |
| Securities gains (losses) | $45,000 | 2,612 |
| Applicable income taxes | $2,894,000 | 952 |
| Income before extraordinary items | $5,240,000 | 1,226 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,240,000 | 1,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $589,000 | 1,410 |
| Cash dividends | $5,000,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 661 |
| Net operating income | $5,211,200 | 1,164 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $18,700,000 | 1,164 |
| Total interest expense | $3,853,000 | 1,807 |
| Net interest income | $14,847,000 | 980 |
| Provision for loan and lease losses | $1,112,000 | 811 |
| Total noninterest income | $3,413,000 | 1,247 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,840,000 | 706 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,573,000 | 1,486 |
| Total noninterest expense | $10,827,000 | 1,127 |
| Salaries and employee benefits | $4,660,000 | 1,393 |
| Premises and equipment expense | $890,000 | 1,925 |
| Additional noninterest expense | $5,277,000 | 742 |
| Pre-tax net operating income | $6,321,000 | 1,028 |
| Securities gains (losses) | $31,000 | 2,671 |
| Applicable income taxes | $2,258,000 | 962 |
| Income before extraordinary items | $4,094,000 | 1,211 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,094,000 | 1,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,051 |
| Cash dividends | $1,500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 522 |
| Net operating income | $4,074,160 | 1,147 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,238,000 | 1,207 |
| Total interest expense | $2,695,000 | 1,792 |
| Net interest income | $9,543,000 | 1,016 |
| Provision for loan and lease losses | $686,000 | 895 |
| Total noninterest income | $2,217,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,199,000 | 710 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,018,000 | 1,498 |
| Total noninterest expense | $7,048,000 | 1,158 |
| Salaries and employee benefits | $2,948,000 | 1,461 |
| Premises and equipment expense | $621,000 | 1,839 |
| Additional noninterest expense | $3,479,000 | 749 |
| Pre-tax net operating income | $4,026,000 | 1,069 |
| Securities gains (losses) | $31,000 | 2,340 |
| Applicable income taxes | $1,429,000 | 1,021 |
| Income before extraordinary items | $2,628,000 | 1,258 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,628,000 | 1,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,193 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 422 |
| Net operating income | $2,607,850 | 1,184 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,987,000 | 1,239 |
| Total interest expense | $1,404,000 | 1,771 |
| Net interest income | $4,583,000 | 1,064 |
| Provision for loan and lease losses | $260,000 | 1,076 |
| Total noninterest income | $1,053,000 | 1,286 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $574,000 | 722 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $479,000 | 1,527 |
| Total noninterest expense | $3,474,000 | 1,156 |
| Salaries and employee benefits | $1,475,000 | 1,451 |
| Premises and equipment expense | $313,000 | 1,822 |
| Additional noninterest expense | $1,686,000 | 753 |
| Pre-tax net operating income | $1,902,000 | 1,138 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $662,000 | 1,112 |
| Income before extraordinary items | $1,240,000 | 1,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,240,000 | 1,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,417 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 292 |
| Net operating income | $1,240,000 | 1,244 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $25,124,000 | 1,222 |
| Total interest expense | $6,452,000 | 1,769 |
| Net interest income | $18,672,000 | 1,040 |
| Provision for loan and lease losses | $660,000 | 1,912 |
| Total noninterest income | $4,612,000 | 1,135 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,676,000 | 607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,936,000 | 1,344 |
| Total noninterest expense | $13,204,000 | 1,167 |
| Salaries and employee benefits | $5,691,000 | 1,431 |
| Premises and equipment expense | $1,210,000 | 1,836 |
| Additional noninterest expense | $6,303,000 | 805 |
| Pre-tax net operating income | $9,420,000 | 911 |
| Securities gains (losses) | $162,000 | 1,318 |
| Applicable income taxes | $3,359,000 | 840 |
| Income before extraordinary items | $6,223,000 | 1,009 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,223,000 | 1,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $924,000 | 1,042 |
| Cash dividends | $5,000,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 636 |
| Net operating income | $6,117,700 | 984 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $29,265,000 | 1,161 |
| Total interest expense | $10,914,000 | 1,486 |
| Net interest income | $18,351,000 | 983 |
| Provision for loan and lease losses | $619,000 | 1,854 |
| Total noninterest income | $3,963,000 | 1,185 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,255,000 | 657 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,708,000 | 1,391 |
| Total noninterest expense | $12,656,000 | 1,159 |
| Salaries and employee benefits | $5,387,000 | 1,393 |
| Premises and equipment expense | $1,366,000 | 1,573 |
| Additional noninterest expense | $5,903,000 | 840 |
| Pre-tax net operating income | $9,039,000 | 841 |
| Securities gains (losses) | $235,000 | 1,062 |
| Applicable income taxes | $3,195,000 | 793 |
| Income before extraordinary items | $6,079,000 | 901 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,079,000 | 902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,876 |
| Cash dividends | $3,750,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 688 |
| Net operating income | $5,923,900 | 887 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $29,545,000 | 1,191 |
| Total interest expense | $12,649,000 | 1,374 |
| Net interest income | $16,896,000 | 1,042 |
| Provision for loan and lease losses | $458,000 | 2,025 |
| Total noninterest income | $3,613,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,096,000 | 640 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,517,000 | 1,368 |
| Total noninterest expense | $11,591,000 | 1,203 |
| Salaries and employee benefits | $6,149,000 | 1,151 |
| Premises and equipment expense | $1,226,000 | 1,700 |
| Additional noninterest expense | $4,216,000 | 1,105 |
| Pre-tax net operating income | $8,460,000 | 916 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $2,770,000 | 880 |
| Income before extraordinary items | $5,691,000 | 932 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,691,000 | 932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,511 |
| Cash dividends | $3,450,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 826 |
| Net operating income | $5,690,330 | 934 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,004,000 | 1,210 |
| Total interest expense | $10,395,000 | 1,445 |
| Net interest income | $16,609,000 | 1,054 |
| Provision for loan and lease losses | $940,000 | 1,024 |
| Total noninterest income | $3,714,000 | 1,146 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,078,000 | 635 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,636,000 | 1,323 |
| Total noninterest expense | $11,827,000 | 1,170 |
| Salaries and employee benefits | $5,880,000 | 1,171 |
| Premises and equipment expense | $1,408,000 | 1,458 |
| Additional noninterest expense | $4,539,000 | 1,041 |
| Pre-tax net operating income | $7,556,000 | 1,027 |
| Securities gains (losses) | $115,000 | 689 |
| Applicable income taxes | $2,435,000 | 1,036 |
| Income before extraordinary items | $5,236,000 | 1,051 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,236,000 | 1,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 1,091 |
| Cash dividends | $4,000,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 930 |
| Net operating income | $5,157,800 | 1,044 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $26,733,000 | 1,211 |
| Total interest expense | $11,333,000 | 1,359 |
| Net interest income | $15,400,000 | 1,099 |
| Provision for loan and lease losses | $678,000 | 1,358 |
| Total noninterest income | $3,774,000 | 1,131 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $2,116,000 | 579 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,657,000 | 1,314 |
| Total noninterest expense | $11,515,000 | 1,143 |
| Salaries and employee benefits | $5,271,000 | 1,250 |
| Premises and equipment expense | $1,681,000 | 1,143 |
| Additional noninterest expense | $4,563,000 | 1,008 |
| Pre-tax net operating income | $6,981,000 | 1,081 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $2,205,000 | 1,141 |
| Income before extraordinary items | $4,812,000 | 1,122 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,812,000 | 1,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,689 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 957 |
| Net operating income | $4,787,160 | 1,094 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $24,411,000 | 1,360 |
| Total interest expense | $9,624,000 | 1,608 |
| Net interest income | $14,787,000 | 1,193 |
| Provision for loan and lease losses | $360,000 | 2,248 |
| Total noninterest income | $3,188,000 | 1,239 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,160,000 | 601 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,028,000 | 1,703 |
| Total noninterest expense | $10,924,000 | 1,215 |
| Salaries and employee benefits | $5,246,000 | 1,259 |
| Premises and equipment expense | $1,785,000 | 1,119 |
| Additional noninterest expense | $3,893,000 | 1,137 |
| Pre-tax net operating income | $6,691,000 | 1,179 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $2,183,000 | 1,226 |
| Income before extraordinary items | $4,529,000 | 1,210 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,529,000 | 1,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,684 |
| Cash dividends | $3,124,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 995 |
| Net operating income | $4,514,930 | 1,188 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,152,000 | 1,459 |
| Total interest expense | $8,615,000 | 1,831 |
| Net interest income | $14,537,000 | 1,237 |
| Provision for loan and lease losses | $563,000 | 1,608 |
| Total noninterest income | $3,246,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,329,000 | 590 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $917,000 | 1,922 |
| Total noninterest expense | $11,394,000 | 1,261 |
| Salaries and employee benefits | $5,369,000 | 1,248 |
| Premises and equipment expense | $1,798,000 | 1,164 |
| Additional noninterest expense | $4,227,000 | 1,302 |
| Pre-tax net operating income | $5,826,000 | 1,237 |
| Securities gains (losses) | $-22,000 | 10,677 |
| Applicable income taxes | $1,828,000 | 1,335 |
| Income before extraordinary items | $3,976,000 | 1,259 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,976,000 | 1,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,334 |
| Cash dividends | $3,861,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,991,180 | 1,227 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,057,000 | 1,536 |
| Total interest expense | $8,733,000 | 1,808 |
| Net interest income | $13,324,000 | 1,344 |
| Provision for loan and lease losses | $117,000 | 4,277 |
| Total noninterest income | $3,206,000 | 1,301 |
| Gross Fiduciary activities income | $133,000 | 1,099 |
| Service charges on deposit accounts | $1,725,000 | 768 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,348,000 | 1,460 |
| Total noninterest expense | $11,463,000 | 1,256 |
| Salaries and employee benefits | $5,199,000 | 1,276 |
| Premises and equipment expense | $1,870,000 | 1,129 |
| Additional noninterest expense | $4,394,000 | 1,242 |
| Pre-tax net operating income | $4,950,000 | 1,528 |
| Securities gains (losses) | $-124,000 | 11,568 |
| Applicable income taxes | $1,412,000 | 1,737 |
| Income before extraordinary items | $3,414,000 | 1,501 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,414,000 | 1,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 11,729 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,502,040 | 1,447 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,375,000 | 1,677 |
| Total interest expense | $6,372,000 | 1,956 |
| Net interest income | $12,003,000 | 1,502 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $3,758,000 | 1,141 |
| Gross Fiduciary activities income | $141,000 | 1,105 |
| Service charges on deposit accounts | $2,263,000 | 604 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,354,000 | 1,489 |
| Total noninterest expense | $11,127,000 | 1,319 |
| Salaries and employee benefits | $5,800,000 | 1,171 |
| Premises and equipment expense | $1,861,000 | 1,136 |
| Additional noninterest expense | $3,466,000 | 1,601 |
| Pre-tax net operating income | $4,394,000 | 1,630 |
| Securities gains (losses) | $-200,000 | 11,955 |
| Applicable income taxes | $1,134,000 | 1,985 |
| Income before extraordinary items | $3,060,000 | 1,600 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,060,000 | 1,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,481 |
| Cash dividends | $2,050,000 | 1,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,206,000 | 1,545 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,098,000 | 1,728 |
| Total interest expense | $6,514,000 | 1,990 |
| Net interest income | $11,584,000 | 1,557 |
| Provision for loan and lease losses | $435,000 | 2,318 |
| Total noninterest income | $4,656,000 | 1,039 |
| Gross Fiduciary activities income | $295,000 | 945 |
| Service charges on deposit accounts | $2,218,000 | 610 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,143,000 | 1,197 |
| Total noninterest expense | $10,788,000 | 1,427 |
| Salaries and employee benefits | $5,695,000 | 1,188 |
| Premises and equipment expense | $1,817,000 | 1,176 |
| Additional noninterest expense | $3,276,000 | 1,777 |
| Pre-tax net operating income | $5,017,000 | 1,397 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $1,393,000 | 1,674 |
| Income before extraordinary items | $3,632,000 | 1,402 |
| Extraordinary gains, net | $605,000 | 368 |
| Net income | $4,237,000 | 1,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,786 |
| Cash dividends | $4,229,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,626,240 | 1,320 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,506,000 | 1,730 |
| Total interest expense | $8,693,000 | 1,946 |
| Net interest income | $11,813,000 | 1,560 |
| Provision for loan and lease losses | $420,000 | 3,347 |
| Total noninterest income | $3,594,000 | 1,248 |
| Gross Fiduciary activities income | $410,000 | 832 |
| Service charges on deposit accounts | $1,716,000 | 774 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,468,000 | 1,547 |
| Total noninterest expense | $10,330,000 | 1,483 |
| Salaries and employee benefits | $5,486,000 | 1,221 |
| Premises and equipment expense | $1,681,000 | 1,304 |
| Additional noninterest expense | $3,163,000 | 1,917 |
| Pre-tax net operating income | $4,657,000 | 1,371 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $712,000 | 2,915 |
| Income before extraordinary items | $3,948,000 | 1,187 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,948,000 | 1,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 4,097 |
| Cash dividends | $2,815,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,945,450 | 1,097 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.