Home > Harris Bank West > Net charge- offs to loans
Harris Bank West, Net charge- offs to loans
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0218% | 3,915 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,757 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 1,484 |
Percentage Net Loans Charged-off: Home equity loans | 0.0034% | 333 |
All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,343 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3919% | 1,144 |
Percentage Net Loans Charged-off: Loans to individuals | -0.2152% | 7,703 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.1138% | 692 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0421% | 5,476 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,655 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 3,041 |
Percentage Net Loans Charged-off: Home equity loans | 0.0107% | 626 |
All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 2,938 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0078% | 4,232 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2595% | 5,100 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0655% | 1,415 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0496% | 4,720 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 3,146 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 2,587 |
Percentage Net Loans Charged-off: Home equity loans | 0.0094% | 525 |
All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 2,473 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 3,529 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2902% | 4,439 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0704% | 1,211 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0490% | 4,425 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 2,769 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 2,259 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 2,103 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1648% | 2,334 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2053% | 4,592 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0643% | 1,068 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0418% | 3,895 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0307% | 7,101 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2518% | 3,752 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0722% | 790 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1413% | 4,117 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1131% | 1,699 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1965% | 1,142 |
Percentage Net Loans Charged-off: Home equity loans | 0.0068% | 618 |
All other 1-4 family - Percent of loans charged-off, net | 0.3618% | 682 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0654% | 4,339 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2952% | 5,351 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.1094% | 1,518 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0373% | 5,671 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 3,254 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 2,680 |
Percentage Net Loans Charged-off: Home equity loans | 0.0095% | 491 |
All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,578 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0339% | 7,617 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1694% | 5,593 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.1115% | 1,327 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0306% | 5,447 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,775 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 2,228 |
Percentage Net Loans Charged-off: Home equity loans | 0.0060% | 410 |
All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,061 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.1807% | 8,049 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2020% | 4,993 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.1587% | 1,088 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1181% | 3,115 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 2,037 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 1,620 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 1,499 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3185% | 1,663 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3620% | 3,644 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.2311% | 747 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2821% | 2,869 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 2,663 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0831% | 1,876 |
Percentage Net Loans Charged-off: Home equity loans | 0.1710% | 329 |
All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 2,857 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.1438% | 1,707 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3676% | 4,993 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.5421% | 986 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1270% | 4,622 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,805 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 3,038 |
Percentage Net Loans Charged-off: Home equity loans | 0.0054% | 596 |
All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 2,827 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4151% | 2,902 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2868% | 5,395 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.6494% | 894 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0372% | 6,157 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 860 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 726 |
Percentage Net Loans Charged-off: Home equity loans | 0.0265% | 319 |
All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 783 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0483% | 951 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3694% | 912 |
Percentage Net Loans Charged-off: Credit card loans | -0.1994% | 1,304 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.8001% | 112 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2146% | 3,045 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 832 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 713 |
Percentage Net Loans Charged-off: Home equity loans | 0.0333% | 319 |
All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 718 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6909% | 290 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8338% | 543 |
Percentage Net Loans Charged-off: Credit card loans | 3.0078% | 340 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 1.7579% | 51 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1345% | 4,455 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 803 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 667 |
Percentage Net Loans Charged-off: Home equity loans | 0.0385% | 325 |
All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 718 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4167% | 410 |
Percentage Net Loans Charged-off: Loans to individuals | 1.0788% | 445 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0462% | 6,847 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1145% | 691 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5848% | 826 |
Percentage Net Loans Charged-off: Credit card loans | 2.3424% | 593 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2781% | 3,176 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 505 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1459% | 315 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5593% | 310 |
Percentage Net Loans Charged-off: Loans to individuals | 4.0359% | 83 |
Percentage Net Loans Charged-off: Credit card loans | 0.6219% | 959 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0656% | 10,884 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.7356% | 1,376 |
Percentage Net Loans Charged-off: Loans to individuals | 1.6444% | 188 |
Percentage Net Loans Charged-off: Credit card loans | -0.2082% | 1,311 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3100% | 2,921 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 1,229 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 1,305 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 1,333 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.5246% | 139 |
Percentage Net Loans Charged-off: Loans to individuals | 1.0456% | 292 |
Percentage Net Loans Charged-off: Credit card loans | 1.7294% | 489 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1711% | 5,793 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1484% | 8,054 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |