Home > Harris Bank St. Charles > Income and Expense
Harris Bank St. Charles, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,693,000 | 1,353 |
| Total interest expense | $1,902,000 | 1,246 |
| Net interest income | $3,791,000 | 1,397 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $606,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $234,000 | 1,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $372,000 | 1,634 |
| Total noninterest expense | $2,597,000 | 1,632 |
| Salaries and employee benefits | $1,025,000 | 2,216 |
| Premises and equipment expense | $265,000 | 2,234 |
| Additional noninterest expense | $1,307,000 | 958 |
| Pre-tax net operating income | $1,680,000 | 1,368 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $599,000 | 1,159 |
| Income before extraordinary items | $1,081,000 | 1,557 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,081,000 | 1,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,325 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 475 |
| Net operating income | $1,081,000 | 1,534 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,653,000 | 1,383 |
| Total interest expense | $5,765,000 | 1,428 |
| Net interest income | $14,888,000 | 1,360 |
| Provision for loan and lease losses | $480,000 | 2,016 |
| Total noninterest income | $2,698,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,060,000 | 1,653 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,638,000 | 1,532 |
| Total noninterest expense | $10,592,000 | 1,537 |
| Salaries and employee benefits | $4,342,000 | 2,006 |
| Premises and equipment expense | $1,013,000 | 2,259 |
| Additional noninterest expense | $5,237,000 | 958 |
| Pre-tax net operating income | $6,514,000 | 1,326 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $2,304,000 | 1,117 |
| Income before extraordinary items | $4,220,000 | 1,530 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,220,000 | 1,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 2,023 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 665 |
| Net operating income | $4,213,500 | 1,481 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,984,000 | 1,421 |
| Total interest expense | $3,993,000 | 1,514 |
| Net interest income | $10,991,000 | 1,367 |
| Provision for loan and lease losses | $360,000 | 1,934 |
| Total noninterest income | $2,088,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $808,000 | 1,641 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,280,000 | 1,491 |
| Total noninterest expense | $8,032,000 | 1,514 |
| Salaries and employee benefits | $3,253,000 | 2,003 |
| Premises and equipment expense | $765,000 | 2,244 |
| Additional noninterest expense | $4,014,000 | 926 |
| Pre-tax net operating income | $4,687,000 | 1,390 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $1,655,000 | 1,181 |
| Income before extraordinary items | $3,042,000 | 1,598 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,042,000 | 1,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,564 |
| Cash dividends | $800,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 604 |
| Net operating income | $3,035,500 | 1,549 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,875,000 | 1,422 |
| Total interest expense | $2,621,000 | 1,510 |
| Net interest income | $7,254,000 | 1,360 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $1,362,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $531,000 | 1,648 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $831,000 | 1,512 |
| Total noninterest expense | $5,342,000 | 1,519 |
| Salaries and employee benefits | $2,173,000 | 2,004 |
| Premises and equipment expense | $483,000 | 2,359 |
| Additional noninterest expense | $2,686,000 | 928 |
| Pre-tax net operating income | $3,034,000 | 1,406 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $1,069,000 | 1,212 |
| Income before extraordinary items | $1,975,000 | 1,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,975,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,638 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 561 |
| Net operating income | $1,968,500 | 1,567 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,885,000 | 1,454 |
| Total interest expense | $1,335,000 | 1,497 |
| Net interest income | $3,550,000 | 1,395 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $654,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $263,000 | 1,622 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $391,000 | 1,562 |
| Total noninterest expense | $2,690,000 | 1,512 |
| Salaries and employee benefits | $1,057,000 | 2,083 |
| Premises and equipment expense | $259,000 | 2,217 |
| Additional noninterest expense | $1,374,000 | 901 |
| Pre-tax net operating income | $1,394,000 | 1,493 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $484,000 | 1,330 |
| Income before extraordinary items | $920,000 | 1,709 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $920,000 | 1,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 397 |
| Net operating income | $913,400 | 1,635 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,321,000 | 1,487 |
| Total interest expense | $5,734,000 | 1,557 |
| Net interest income | $13,587,000 | 1,429 |
| Provision for loan and lease losses | $420,000 | 2,478 |
| Total noninterest income | $3,500,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,117,000 | 1,543 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,383,000 | 1,279 |
| Total noninterest expense | $11,664,000 | 1,375 |
| Salaries and employee benefits | $3,872,000 | 2,194 |
| Premises and equipment expense | $820,000 | 2,699 |
| Additional noninterest expense | $6,972,000 | 747 |
| Pre-tax net operating income | $5,003,000 | 1,625 |
| Securities gains (losses) | $21,000 | 3,192 |
| Applicable income taxes | $1,664,000 | 1,481 |
| Income before extraordinary items | $3,360,000 | 1,848 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,360,000 | 1,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,824 |
| Cash dividends | $2,900,000 | 1,030 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 740 |
| Net operating income | $3,345,930 | 1,767 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,509,000 | 1,512 |
| Total interest expense | $4,389,000 | 1,593 |
| Net interest income | $10,120,000 | 1,452 |
| Provision for loan and lease losses | $420,000 | 1,956 |
| Total noninterest income | $2,782,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $829,000 | 1,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,953,000 | 1,251 |
| Total noninterest expense | $8,657,000 | 1,403 |
| Salaries and employee benefits | $2,814,000 | 2,258 |
| Premises and equipment expense | $602,000 | 2,762 |
| Additional noninterest expense | $5,241,000 | 746 |
| Pre-tax net operating income | $3,825,000 | 1,650 |
| Securities gains (losses) | $21,000 | 2,930 |
| Applicable income taxes | $1,282,000 | 1,521 |
| Income before extraordinary items | $2,564,000 | 1,878 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,564,000 | 1,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,365 |
| Cash dividends | $2,900,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 589 |
| Net operating income | $2,549,930 | 1,780 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,844,000 | 1,501 |
| Total interest expense | $3,136,000 | 1,533 |
| Net interest income | $6,708,000 | 1,459 |
| Provision for loan and lease losses | $360,000 | 1,536 |
| Total noninterest income | $1,798,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $547,000 | 1,555 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,251,000 | 1,292 |
| Total noninterest expense | $5,672,000 | 1,416 |
| Salaries and employee benefits | $1,813,000 | 2,324 |
| Premises and equipment expense | $390,000 | 2,838 |
| Additional noninterest expense | $3,469,000 | 750 |
| Pre-tax net operating income | $2,474,000 | 1,689 |
| Securities gains (losses) | $21,000 | 2,589 |
| Applicable income taxes | $828,000 | 1,576 |
| Income before extraordinary items | $1,667,000 | 1,913 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,667,000 | 1,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 1,762 |
| Cash dividends | $2,400,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 472 |
| Net operating income | $1,652,930 | 1,820 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 1,475 |
| Total interest expense | $1,657,000 | 1,498 |
| Net interest income | $3,372,000 | 1,447 |
| Provision for loan and lease losses | $180,000 | 1,475 |
| Total noninterest income | $876,000 | 1,472 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $271,000 | 1,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $605,000 | 1,294 |
| Total noninterest expense | $2,846,000 | 1,413 |
| Salaries and employee benefits | $925,000 | 2,272 |
| Premises and equipment expense | $191,000 | 2,867 |
| Additional noninterest expense | $1,730,000 | 736 |
| Pre-tax net operating income | $1,222,000 | 1,718 |
| Securities gains (losses) | $21,000 | 1,872 |
| Applicable income taxes | $410,000 | 1,587 |
| Income before extraordinary items | $833,000 | 1,900 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $833,000 | 1,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,669 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 356 |
| Net operating income | $818,930 | 1,823 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,212,000 | 1,379 |
| Total interest expense | $7,648,000 | 1,482 |
| Net interest income | $14,564,000 | 1,331 |
| Provision for loan and lease losses | $630,000 | 1,978 |
| Total noninterest income | $3,266,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,208,000 | 1,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,058,000 | 1,280 |
| Total noninterest expense | $10,350,000 | 1,488 |
| Salaries and employee benefits | $3,481,000 | 2,303 |
| Premises and equipment expense | $762,000 | 2,785 |
| Additional noninterest expense | $6,107,000 | 822 |
| Pre-tax net operating income | $6,850,000 | 1,231 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $2,333,000 | 1,140 |
| Income before extraordinary items | $4,534,000 | 1,371 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,534,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,470 |
| Cash dividends | $2,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 724 |
| Net operating income | $4,522,780 | 1,326 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,054,000 | 1,355 |
| Total interest expense | $11,822,000 | 1,372 |
| Net interest income | $13,232,000 | 1,338 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $2,835,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,174,000 | 1,272 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,661,000 | 1,420 |
| Total noninterest expense | $9,759,000 | 1,503 |
| Salaries and employee benefits | $3,794,000 | 1,983 |
| Premises and equipment expense | $820,000 | 2,565 |
| Additional noninterest expense | $5,145,000 | 951 |
| Pre-tax net operating income | $6,218,000 | 1,198 |
| Securities gains (losses) | $180,000 | 1,285 |
| Applicable income taxes | $2,098,000 | 1,131 |
| Income before extraordinary items | $4,300,000 | 1,263 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,300,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,035 |
| Cash dividends | $2,600,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 782 |
| Net operating income | $4,179,400 | 1,253 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $25,332,000 | 1,380 |
| Total interest expense | $13,188,000 | 1,316 |
| Net interest income | $12,144,000 | 1,443 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $2,743,000 | 1,459 |
| Gross Fiduciary activities income | $127,000 | 889 |
| Service charges on deposit accounts | $1,039,000 | 1,309 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,577,000 | 1,337 |
| Total noninterest expense | $9,084,000 | 1,539 |
| Salaries and employee benefits | $3,523,000 | 2,016 |
| Premises and equipment expense | $837,000 | 2,473 |
| Additional noninterest expense | $4,724,000 | 989 |
| Pre-tax net operating income | $5,803,000 | 1,272 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $1,792,000 | 1,287 |
| Income before extraordinary items | $4,015,000 | 1,309 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,015,000 | 1,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,113 |
| Cash dividends | $2,450,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 818 |
| Net operating income | $4,012,240 | 1,298 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,805,000 | 1,429 |
| Total interest expense | $11,093,000 | 1,349 |
| Net interest income | $11,712,000 | 1,500 |
| Provision for loan and lease losses | $-99,000 | 10,097 |
| Total noninterest income | $2,700,000 | 1,477 |
| Gross Fiduciary activities income | $374,000 | 723 |
| Service charges on deposit accounts | $910,000 | 1,423 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,416,000 | 1,449 |
| Total noninterest expense | $9,220,000 | 1,507 |
| Salaries and employee benefits | $4,017,000 | 1,717 |
| Premises and equipment expense | $925,000 | 2,205 |
| Additional noninterest expense | $4,278,000 | 1,096 |
| Pre-tax net operating income | $5,291,000 | 1,437 |
| Securities gains (losses) | $16,000 | 1,502 |
| Applicable income taxes | $1,577,000 | 1,527 |
| Income before extraordinary items | $3,730,000 | 1,435 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,730,000 | 1,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,568 |
| Cash dividends | $3,000,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 914 |
| Net operating income | $3,718,800 | 1,421 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,966,000 | 1,407 |
| Total interest expense | $11,680,000 | 1,330 |
| Net interest income | $11,286,000 | 1,503 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $2,583,000 | 1,505 |
| Gross Fiduciary activities income | $305,000 | 777 |
| Service charges on deposit accounts | $909,000 | 1,384 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,369,000 | 1,489 |
| Total noninterest expense | $8,699,000 | 1,528 |
| Salaries and employee benefits | $4,260,000 | 1,553 |
| Premises and equipment expense | $1,141,000 | 1,734 |
| Additional noninterest expense | $3,298,000 | 1,333 |
| Pre-tax net operating income | $5,170,000 | 1,432 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $1,560,000 | 1,565 |
| Income before extraordinary items | $3,632,000 | 1,455 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,632,000 | 1,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-122,000 | 10,289 |
| Cash dividends | $1,950,000 | 1,373 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 924 |
| Net operating income | $3,616,600 | 1,400 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,355,000 | 1,467 |
| Total interest expense | $10,768,000 | 1,451 |
| Net interest income | $11,587,000 | 1,489 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $2,105,000 | 1,693 |
| Gross Fiduciary activities income | $289,000 | 821 |
| Service charges on deposit accounts | $981,000 | 1,315 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $835,000 | 1,974 |
| Total noninterest expense | $8,523,000 | 1,541 |
| Salaries and employee benefits | $4,580,000 | 1,428 |
| Premises and equipment expense | $1,227,000 | 1,586 |
| Additional noninterest expense | $2,716,000 | 1,582 |
| Pre-tax net operating income | $5,169,000 | 1,495 |
| Securities gains (losses) | $29,000 | 1,652 |
| Applicable income taxes | $1,494,000 | 1,709 |
| Income before extraordinary items | $3,704,000 | 1,460 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,704,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-138,000 | 10,772 |
| Cash dividends | $1,200,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 960 |
| Net operating income | $3,683,410 | 1,432 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,184,000 | 1,656 |
| Total interest expense | $9,985,000 | 1,593 |
| Net interest income | $10,199,000 | 1,735 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $2,530,000 | 1,539 |
| Gross Fiduciary activities income | $703,000 | 612 |
| Service charges on deposit accounts | $1,011,000 | 1,327 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $816,000 | 2,082 |
| Total noninterest expense | $8,898,000 | 1,587 |
| Salaries and employee benefits | $4,873,000 | 1,378 |
| Premises and equipment expense | $1,316,000 | 1,543 |
| Additional noninterest expense | $2,709,000 | 1,885 |
| Pre-tax net operating income | $3,831,000 | 1,890 |
| Securities gains (losses) | $31,000 | 1,673 |
| Applicable income taxes | $1,039,000 | 2,275 |
| Income before extraordinary items | $2,823,000 | 1,751 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,823,000 | 1,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,638 |
| Cash dividends | $700,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 888 |
| Net operating income | $2,800,370 | 1,732 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,180,000 | 1,863 |
| Total interest expense | $8,662,000 | 1,828 |
| Net interest income | $9,518,000 | 1,874 |
| Provision for loan and lease losses | $777,000 | 1,143 |
| Total noninterest income | $2,867,000 | 1,396 |
| Gross Fiduciary activities income | $740,000 | 618 |
| Service charges on deposit accounts | $1,089,000 | 1,224 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,038,000 | 1,762 |
| Total noninterest expense | $9,206,000 | 1,543 |
| Salaries and employee benefits | $4,620,000 | 1,438 |
| Premises and equipment expense | $1,313,000 | 1,550 |
| Additional noninterest expense | $3,273,000 | 1,576 |
| Pre-tax net operating income | $2,402,000 | 2,960 |
| Securities gains (losses) | $-9,000 | 10,045 |
| Applicable income taxes | $593,000 | 3,688 |
| Income before extraordinary items | $1,800,000 | 2,746 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,800,000 | 2,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-538,000 | 11,932 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,806,750 | 2,703 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,455,000 | 1,873 |
| Total interest expense | $6,832,000 | 1,840 |
| Net interest income | $9,623,000 | 1,879 |
| Provision for loan and lease losses | $3,640,000 | 365 |
| Total noninterest income | $2,536,000 | 1,546 |
| Gross Fiduciary activities income | $704,000 | 628 |
| Service charges on deposit accounts | $1,131,000 | 1,171 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $701,000 | 2,331 |
| Total noninterest expense | $10,026,000 | 1,465 |
| Salaries and employee benefits | $5,175,000 | 1,304 |
| Premises and equipment expense | $1,214,000 | 1,703 |
| Additional noninterest expense | $3,637,000 | 1,531 |
| Pre-tax net operating income | $-1,507,000 | 12,497 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-766,000 | 12,511 |
| Income before extraordinary items | $-741,000 | 12,397 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-741,000 | 12,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,971,000 | 349 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-741,000 | 12,398 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,294,000 | 1,710 |
| Total interest expense | $7,973,000 | 1,650 |
| Net interest income | $10,321,000 | 1,746 |
| Provision for loan and lease losses | $3,585,000 | 541 |
| Total noninterest income | $3,043,000 | 1,445 |
| Gross Fiduciary activities income | $731,000 | 636 |
| Service charges on deposit accounts | $1,026,000 | 1,319 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,286,000 | 1,731 |
| Total noninterest expense | $9,192,000 | 1,643 |
| Salaries and employee benefits | $4,615,000 | 1,463 |
| Premises and equipment expense | $1,259,000 | 1,660 |
| Additional noninterest expense | $3,318,000 | 1,763 |
| Pre-tax net operating income | $587,000 | 8,028 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $93,000 | 9,919 |
| Income before extraordinary items | $499,000 | 7,572 |
| Extraordinary gains, net | $-380,000 | 13,138 |
| Net income | $119,000 | 11,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,258,000 | 534 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $494,800 | 7,347 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,642,000 | 1,807 |
| Total interest expense | $9,275,000 | 1,821 |
| Net interest income | $10,367,000 | 1,768 |
| Provision for loan and lease losses | $1,112,000 | 1,715 |
| Total noninterest income | $2,752,000 | 1,540 |
| Gross Fiduciary activities income | $653,000 | 675 |
| Service charges on deposit accounts | $920,000 | 1,460 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,179,000 | 1,786 |
| Total noninterest expense | $8,235,000 | 1,841 |
| Salaries and employee benefits | $4,507,000 | 1,472 |
| Premises and equipment expense | $1,075,000 | 1,968 |
| Additional noninterest expense | $2,653,000 | 2,213 |
| Pre-tax net operating income | $3,772,000 | 1,652 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,155,000 | 1,824 |
| Income before extraordinary items | $2,617,000 | 1,746 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,617,000 | 1,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,024,000 | 1,535 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,617,000 | 1,614 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.