Home > Harris Bank Round Lake > Income and Expense
Harris Bank Round Lake, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $754,000 | 6,466 |
| Total interest expense | $228,000 | 5,963 |
| Net interest income | $526,000 | 6,547 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $61,000 | 6,830 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $354,000 | 7,093 |
| Salaries and employee benefits | $210,000 | 6,851 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $117,000 | 6,746 |
| Pre-tax net operating income | $233,000 | 5,455 |
| Securities gains (losses) | $215,000 | 469 |
| Applicable income taxes | $171,000 | 2,842 |
| Income before extraordinary items | $277,000 | 4,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $277,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $143,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $139,400 | 6,081 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,886,000 | 3,150 |
| Total interest expense | $2,863,000 | 2,985 |
| Net interest income | $6,023,000 | 3,173 |
| Provision for loan and lease losses | $87,000 | 5,545 |
| Total noninterest income | $1,581,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $641,000 | 2,553 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $940,000 | 2,478 |
| Total noninterest expense | $4,236,000 | 3,534 |
| Salaries and employee benefits | $2,502,000 | 3,270 |
| Premises and equipment expense | $460,000 | 4,318 |
| Additional noninterest expense | $1,274,000 | 3,557 |
| Pre-tax net operating income | $3,281,000 | 2,322 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $221,000 | 4,779 |
| Income before extraordinary items | $3,060,000 | 2,000 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,060,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $1,023,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $-60,000 | 9,100 |
| Net operating income | $3,060,000 | 1,913 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,658,000 | 3,191 |
| Total interest expense | $2,207,000 | 3,016 |
| Net interest income | $4,451,000 | 3,228 |
| Provision for loan and lease losses | $87,000 | 5,029 |
| Total noninterest income | $1,247,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $485,000 | 2,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $762,000 | 2,442 |
| Total noninterest expense | $3,054,000 | 3,650 |
| Salaries and employee benefits | $1,794,000 | 3,372 |
| Premises and equipment expense | $343,000 | 4,318 |
| Additional noninterest expense | $917,000 | 3,660 |
| Pre-tax net operating income | $2,557,000 | 2,338 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $260,000 | 4,200 |
| Income before extraordinary items | $2,297,000 | 2,070 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,297,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $883,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $-60,000 | 9,164 |
| Net operating income | $2,297,000 | 1,961 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 3,219 |
| Total interest expense | $1,503,000 | 3,036 |
| Net interest income | $2,915,000 | 3,273 |
| Provision for loan and lease losses | $57,000 | 4,981 |
| Total noninterest income | $818,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $313,000 | 2,562 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $505,000 | 2,426 |
| Total noninterest expense | $1,996,000 | 3,699 |
| Salaries and employee benefits | $1,172,000 | 3,431 |
| Premises and equipment expense | $224,000 | 4,388 |
| Additional noninterest expense | $600,000 | 3,701 |
| Pre-tax net operating income | $1,680,000 | 2,368 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $248,000 | 3,563 |
| Income before extraordinary items | $1,432,000 | 2,196 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,432,000 | 2,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $524,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $-60,000 | 9,208 |
| Net operating income | $1,432,000 | 2,076 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 3,270 |
| Total interest expense | $760,000 | 3,082 |
| Net interest income | $1,418,000 | 3,324 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $365,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $151,000 | 2,574 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $214,000 | 2,609 |
| Total noninterest expense | $975,000 | 3,743 |
| Salaries and employee benefits | $565,000 | 3,529 |
| Premises and equipment expense | $113,000 | 4,362 |
| Additional noninterest expense | $297,000 | 3,677 |
| Pre-tax net operating income | $808,000 | 2,449 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $236,000 | 2,418 |
| Income before extraordinary items | $572,000 | 2,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $572,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $572,000 | 2,513 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,166,000 | 3,249 |
| Total interest expense | $3,500,000 | 3,097 |
| Net interest income | $5,666,000 | 3,293 |
| Provision for loan and lease losses | $233,000 | 4,048 |
| Total noninterest income | $1,252,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $626,000 | 2,490 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $626,000 | 2,893 |
| Total noninterest expense | $3,885,000 | 3,633 |
| Salaries and employee benefits | $2,121,000 | 3,565 |
| Premises and equipment expense | $522,000 | 3,811 |
| Additional noninterest expense | $1,242,000 | 3,516 |
| Pre-tax net operating income | $2,800,000 | 2,631 |
| Securities gains (losses) | $309,000 | 880 |
| Applicable income taxes | $1,042,000 | 2,148 |
| Income before extraordinary items | $2,067,000 | 2,730 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,067,000 | 2,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $1,080,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,863,060 | 2,866 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,559,000 | 3,445 |
| Total interest expense | $4,607,000 | 3,384 |
| Net interest income | $4,952,000 | 3,452 |
| Provision for loan and lease losses | $146,000 | 4,852 |
| Total noninterest income | $1,084,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $605,000 | 2,420 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $479,000 | 3,205 |
| Total noninterest expense | $3,552,000 | 3,779 |
| Salaries and employee benefits | $1,967,000 | 3,640 |
| Premises and equipment expense | $497,000 | 3,888 |
| Additional noninterest expense | $1,088,000 | 3,795 |
| Pre-tax net operating income | $2,338,000 | 2,810 |
| Securities gains (losses) | $45,000 | 2,460 |
| Applicable income taxes | $751,000 | 2,543 |
| Income before extraordinary items | $1,632,000 | 3,030 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,632,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $191,000 | 5,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,601,400 | 2,971 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,813,000 | 3,791 |
| Total interest expense | $4,394,000 | 3,698 |
| Net interest income | $4,419,000 | 3,862 |
| Provision for loan and lease losses | $87,000 | 5,609 |
| Total noninterest income | $797,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $533,000 | 2,539 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $264,000 | 4,193 |
| Total noninterest expense | $3,166,000 | 4,051 |
| Salaries and employee benefits | $1,740,000 | 3,877 |
| Premises and equipment expense | $469,000 | 3,990 |
| Additional noninterest expense | $957,000 | 4,123 |
| Pre-tax net operating income | $1,963,000 | 3,374 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $612,000 | 3,058 |
| Income before extraordinary items | $1,351,000 | 3,529 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,351,000 | 3,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,278 |
| Cash dividends | $128,000 | 5,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,351,000 | 3,515 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,720,000 | 4,058 |
| Total interest expense | $3,759,000 | 3,784 |
| Net interest income | $3,961,000 | 4,206 |
| Provision for loan and lease losses | $91,000 | 5,422 |
| Total noninterest income | $659,000 | 4,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,053 |
| Total noninterest expense | $2,901,000 | 4,319 |
| Salaries and employee benefits | $1,572,000 | 4,174 |
| Premises and equipment expense | $467,000 | 4,006 |
| Additional noninterest expense | $862,000 | 4,532 |
| Pre-tax net operating income | $1,628,000 | 3,878 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $495,000 | 3,668 |
| Income before extraordinary items | $1,133,000 | 4,043 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,133,000 | 4,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $213,000 | 5,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,133,000 | 4,005 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 4,512 |
| Total interest expense | $3,619,000 | 4,005 |
| Net interest income | $3,152,000 | 4,966 |
| Provision for loan and lease losses | $115,000 | 4,832 |
| Total noninterest income | $500,000 | 4,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,751 |
| Total noninterest expense | $2,584,000 | 4,660 |
| Salaries and employee benefits | $1,275,000 | 4,844 |
| Premises and equipment expense | $367,000 | 4,727 |
| Additional noninterest expense | $942,000 | 4,151 |
| Pre-tax net operating income | $953,000 | 5,565 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $291,000 | 5,247 |
| Income before extraordinary items | $662,000 | 5,757 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $662,000 | 5,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $51,000 | 6,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $662,000 | 5,653 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,690,000 | 5,272 |
| Total interest expense | $2,910,000 | 4,843 |
| Net interest income | $2,780,000 | 5,609 |
| Provision for loan and lease losses | $111,000 | 4,950 |
| Total noninterest income | $302,000 | 6,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,697 |
| Total noninterest expense | $1,867,000 | 5,931 |
| Salaries and employee benefits | $1,046,000 | 5,691 |
| Premises and equipment expense | $235,000 | 6,280 |
| Additional noninterest expense | $586,000 | 5,894 |
| Pre-tax net operating income | $1,104,000 | 5,524 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $365,000 | 5,169 |
| Income before extraordinary items | $752,000 | 5,672 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $752,000 | 5,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,790 |
| Cash dividends | $83,000 | 6,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $743,290 | 5,662 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 6,148 |
| Total interest expense | $2,433,000 | 5,625 |
| Net interest income | $2,325,000 | 6,522 |
| Provision for loan and lease losses | $129,000 | 4,445 |
| Total noninterest income | $274,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,815 |
| Total noninterest expense | $1,614,000 | 6,805 |
| Salaries and employee benefits | $883,000 | 6,542 |
| Premises and equipment expense | $202,000 | 6,991 |
| Additional noninterest expense | $529,000 | 6,844 |
| Pre-tax net operating income | $856,000 | 6,267 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $270,000 | 6,178 |
| Income before extraordinary items | $580,000 | 6,398 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $580,000 | 6,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $584,080 | 6,296 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 7,414 |
| Total interest expense | $1,838,000 | 6,813 |
| Net interest income | $1,772,000 | 7,844 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $242,000 | 7,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,581 |
| Total noninterest expense | $1,360,000 | 7,708 |
| Salaries and employee benefits | $734,000 | 7,501 |
| Premises and equipment expense | $167,000 | 7,878 |
| Additional noninterest expense | $459,000 | 7,616 |
| Pre-tax net operating income | $582,000 | 7,979 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $187,000 | 7,653 |
| Income before extraordinary items | $400,000 | 8,083 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $400,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,986,000 | 220 |
| Net operating income | $396,600 | 8,077 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 8,874 |
| Total interest expense | $1,172,000 | 8,012 |
| Net interest income | $1,350,000 | 9,316 |
| Provision for loan and lease losses | $43,000 | 6,473 |
| Total noninterest income | $198,000 | 8,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,157 |
| Total noninterest expense | $989,000 | 9,392 |
| Salaries and employee benefits | $460,000 | 9,752 |
| Premises and equipment expense | $114,000 | 9,573 |
| Additional noninterest expense | $415,000 | 8,674 |
| Pre-tax net operating income | $516,000 | 8,551 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $196,000 | 7,404 |
| Income before extraordinary items | $312,000 | 9,013 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $312,000 | 9,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $317,120 | 9,026 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 10,413 |
| Total interest expense | $927,000 | 9,439 |
| Net interest income | $959,000 | 10,926 |
| Provision for loan and lease losses | $62,000 | 6,899 |
| Total noninterest income | $215,000 | 8,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $850,000 | 10,435 |
| Salaries and employee benefits | $406,000 | 10,575 |
| Premises and equipment expense | $111,000 | 10,087 |
| Additional noninterest expense | $333,000 | 10,035 |
| Pre-tax net operating income | $262,000 | 10,535 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $92,000 | 9,945 |
| Income before extraordinary items | $179,000 | 10,882 |
| Extraordinary gains, net | $107,000 | 1,505 |
| Net income | $286,000 | 9,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $173,060 | 10,743 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 12,136 |
| Total interest expense | $751,000 | 11,574 |
| Net interest income | $674,000 | 12,422 |
| Provision for loan and lease losses | $71,000 | 8,232 |
| Total noninterest income | $164,000 | 10,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,979 |
| Total noninterest expense | $708,000 | 11,486 |
| Salaries and employee benefits | $323,000 | 11,754 |
| Premises and equipment expense | $152,000 | 9,049 |
| Additional noninterest expense | $233,000 | 11,783 |
| Pre-tax net operating income | $59,000 | 12,361 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $21,000 | 12,079 |
| Income before extraordinary items | $37,000 | 12,663 |
| Extraordinary gains, net | $21,000 | 1,217 |
| Net income | $58,000 | 12,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $37,640 | 12,411 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.