Home > Harris Bank Palatine > Income and Expense
Harris Bank Palatine, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,477,000 | 1,185 |
| Total interest expense | $1,767,000 | 1,353 |
| Net interest income | $4,710,000 | 1,112 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $541,000 | 2,027 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $267,000 | 1,521 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $274,000 | 2,007 |
| Total noninterest expense | $2,851,000 | 1,487 |
| Salaries and employee benefits | $1,462,000 | 1,581 |
| Premises and equipment expense | $212,000 | 2,724 |
| Additional noninterest expense | $1,177,000 | 1,048 |
| Pre-tax net operating income | $2,250,000 | 1,033 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $792,000 | 915 |
| Income before extraordinary items | $1,458,000 | 1,190 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,458,000 | 1,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $3,000,000 | 256 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 223 |
| Net operating income | $1,458,000 | 1,164 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $24,204,000 | 1,174 |
| Total interest expense | $5,042,000 | 1,624 |
| Net interest income | $19,162,000 | 1,039 |
| Provision for loan and lease losses | $600,000 | 1,645 |
| Total noninterest income | $2,885,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,426,000 | 1,249 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,459,000 | 1,673 |
| Total noninterest expense | $11,926,000 | 1,375 |
| Salaries and employee benefits | $6,386,000 | 1,390 |
| Premises and equipment expense | $764,000 | 2,906 |
| Additional noninterest expense | $4,776,000 | 1,048 |
| Pre-tax net operating income | $9,521,000 | 918 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,295,000 | 841 |
| Income before extraordinary items | $6,226,000 | 1,056 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,226,000 | 1,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $899,000 | 852 |
| Cash dividends | $5,050,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $244,000 | 552 |
| Net operating income | $6,226,000 | 1,022 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,945,000 | 1,161 |
| Total interest expense | $3,607,000 | 1,672 |
| Net interest income | $14,338,000 | 1,031 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $2,085,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,084,000 | 1,241 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,001,000 | 1,766 |
| Total noninterest expense | $9,108,000 | 1,341 |
| Salaries and employee benefits | $4,872,000 | 1,356 |
| Premises and equipment expense | $593,000 | 2,811 |
| Additional noninterest expense | $3,643,000 | 1,010 |
| Pre-tax net operating income | $6,865,000 | 969 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,347,000 | 897 |
| Income before extraordinary items | $4,518,000 | 1,085 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,518,000 | 1,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $715,000 | 729 |
| Cash dividends | $5,050,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 433 |
| Net operating income | $4,518,000 | 1,053 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,014,000 | 1,144 |
| Total interest expense | $2,413,000 | 1,649 |
| Net interest income | $9,601,000 | 1,017 |
| Provision for loan and lease losses | $225,000 | 1,999 |
| Total noninterest income | $1,338,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $719,000 | 1,232 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $619,000 | 1,881 |
| Total noninterest expense | $6,089,000 | 1,339 |
| Salaries and employee benefits | $3,227,000 | 1,358 |
| Premises and equipment expense | $421,000 | 2,668 |
| Additional noninterest expense | $2,441,000 | 1,020 |
| Pre-tax net operating income | $4,625,000 | 943 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,576,000 | 887 |
| Income before extraordinary items | $3,049,000 | 1,085 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,049,000 | 1,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $528,000 | 673 |
| Cash dividends | $3,850,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $187,000 | 347 |
| Net operating income | $3,049,000 | 1,041 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 1,144 |
| Total interest expense | $1,209,000 | 1,666 |
| Net interest income | $4,884,000 | 1,001 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $622,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $353,000 | 1,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $269,000 | 2,021 |
| Total noninterest expense | $3,052,000 | 1,344 |
| Salaries and employee benefits | $1,606,000 | 1,380 |
| Premises and equipment expense | $222,000 | 2,543 |
| Additional noninterest expense | $1,224,000 | 1,006 |
| Pre-tax net operating income | $2,304,000 | 937 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $784,000 | 903 |
| Income before extraordinary items | $1,520,000 | 1,078 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,520,000 | 1,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 610 |
| Cash dividends | $3,200,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 226 |
| Net operating income | $1,520,000 | 1,017 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,235,000 | 1,075 |
| Total interest expense | $6,053,000 | 1,467 |
| Net interest income | $20,182,000 | 950 |
| Provision for loan and lease losses | $835,000 | 1,405 |
| Total noninterest income | $2,828,000 | 1,774 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,399,000 | 1,239 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,429,000 | 1,893 |
| Total noninterest expense | $13,954,000 | 1,162 |
| Salaries and employee benefits | $6,874,000 | 1,245 |
| Premises and equipment expense | $841,000 | 2,633 |
| Additional noninterest expense | $6,239,000 | 826 |
| Pre-tax net operating income | $8,221,000 | 1,013 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,725,000 | 993 |
| Income before extraordinary items | $5,496,000 | 1,165 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,496,000 | 1,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 2,096 |
| Cash dividends | $3,350,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $197,000 | 608 |
| Net operating income | $5,496,000 | 1,108 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,832,000 | 1,089 |
| Total interest expense | $4,764,000 | 1,460 |
| Net interest income | $15,068,000 | 967 |
| Provision for loan and lease losses | $675,000 | 1,261 |
| Total noninterest income | $2,203,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,038,000 | 1,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,165,000 | 1,846 |
| Total noninterest expense | $10,041,000 | 1,211 |
| Salaries and employee benefits | $4,902,000 | 1,334 |
| Premises and equipment expense | $641,000 | 2,605 |
| Additional noninterest expense | $4,498,000 | 862 |
| Pre-tax net operating income | $6,555,000 | 996 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,211,000 | 984 |
| Income before extraordinary items | $4,344,000 | 1,152 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,344,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,774 |
| Cash dividends | $3,350,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 476 |
| Net operating income | $4,344,000 | 1,084 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,317,000 | 1,092 |
| Total interest expense | $3,353,000 | 1,443 |
| Net interest income | $9,964,000 | 977 |
| Provision for loan and lease losses | $450,000 | 1,255 |
| Total noninterest income | $1,372,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $682,000 | 1,265 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $690,000 | 1,990 |
| Total noninterest expense | $6,624,000 | 1,228 |
| Salaries and employee benefits | $3,139,000 | 1,380 |
| Premises and equipment expense | $446,000 | 2,508 |
| Additional noninterest expense | $3,039,000 | 862 |
| Pre-tax net operating income | $4,262,000 | 1,017 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,440,000 | 1,017 |
| Income before extraordinary items | $2,822,000 | 1,192 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,822,000 | 1,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,812 |
| Cash dividends | $2,350,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 395 |
| Net operating income | $2,822,000 | 1,100 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,660,000 | 1,102 |
| Total interest expense | $1,708,000 | 1,452 |
| Net interest income | $4,952,000 | 977 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $646,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $330,000 | 1,276 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $316,000 | 2,039 |
| Total noninterest expense | $3,309,000 | 1,215 |
| Salaries and employee benefits | $1,583,000 | 1,368 |
| Premises and equipment expense | $238,000 | 2,339 |
| Additional noninterest expense | $1,488,000 | 843 |
| Pre-tax net operating income | $2,064,000 | 1,052 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $692,000 | 1,071 |
| Income before extraordinary items | $1,372,000 | 1,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,372,000 | 1,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,197 |
| Cash dividends | $1,650,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 252 |
| Net operating income | $1,372,000 | 1,129 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $28,600,000 | 1,077 |
| Total interest expense | $8,230,000 | 1,369 |
| Net interest income | $20,370,000 | 947 |
| Provision for loan and lease losses | $1,143,000 | 1,193 |
| Total noninterest income | $2,505,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,338,000 | 1,210 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,167,000 | 1,975 |
| Total noninterest expense | $12,262,000 | 1,253 |
| Salaries and employee benefits | $6,253,000 | 1,307 |
| Premises and equipment expense | $836,000 | 2,577 |
| Additional noninterest expense | $5,173,000 | 967 |
| Pre-tax net operating income | $9,470,000 | 909 |
| Securities gains (losses) | $61,000 | 2,221 |
| Applicable income taxes | $3,188,000 | 877 |
| Income before extraordinary items | $6,343,000 | 986 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,343,000 | 988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,440 |
| Cash dividends | $5,000,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 611 |
| Net operating income | $6,302,130 | 949 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,206,000 | 1,090 |
| Total interest expense | $13,363,000 | 1,207 |
| Net interest income | $17,843,000 | 1,019 |
| Provision for loan and lease losses | $376,000 | 2,747 |
| Total noninterest income | $2,267,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,192,000 | 1,252 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,075,000 | 1,937 |
| Total noninterest expense | $11,727,000 | 1,242 |
| Salaries and employee benefits | $5,649,000 | 1,311 |
| Premises and equipment expense | $794,000 | 2,652 |
| Additional noninterest expense | $5,284,000 | 921 |
| Pre-tax net operating income | $8,007,000 | 943 |
| Securities gains (losses) | $598,000 | 557 |
| Applicable income taxes | $2,703,000 | 908 |
| Income before extraordinary items | $5,902,000 | 930 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,902,000 | 930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,177 |
| Cash dividends | $3,700,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 606 |
| Net operating income | $5,489,380 | 961 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $33,060,000 | 1,070 |
| Total interest expense | $17,090,000 | 1,035 |
| Net interest income | $15,970,000 | 1,110 |
| Provision for loan and lease losses | $-45,000 | 9,754 |
| Total noninterest income | $3,039,000 | 1,339 |
| Gross Fiduciary activities income | $202,000 | 804 |
| Service charges on deposit accounts | $1,224,000 | 1,112 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,613,000 | 1,307 |
| Total noninterest expense | $10,825,000 | 1,276 |
| Salaries and employee benefits | $4,645,000 | 1,530 |
| Premises and equipment expense | $903,000 | 2,286 |
| Additional noninterest expense | $5,277,000 | 914 |
| Pre-tax net operating income | $8,229,000 | 941 |
| Securities gains (losses) | $33,000 | 819 |
| Applicable income taxes | $2,399,000 | 1,000 |
| Income before extraordinary items | $5,863,000 | 900 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,863,000 | 900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-168,000 | 9,808 |
| Cash dividends | $3,500,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 9,730 |
| Net operating income | $5,839,570 | 902 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $31,814,000 | 1,035 |
| Total interest expense | $14,629,000 | 1,040 |
| Net interest income | $17,185,000 | 1,021 |
| Provision for loan and lease losses | $850,000 | 1,124 |
| Total noninterest income | $2,573,000 | 1,527 |
| Gross Fiduciary activities income | $402,000 | 702 |
| Service charges on deposit accounts | $1,192,000 | 1,121 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $979,000 | 1,903 |
| Total noninterest expense | $9,635,000 | 1,434 |
| Salaries and employee benefits | $4,079,000 | 1,692 |
| Premises and equipment expense | $778,000 | 2,602 |
| Additional noninterest expense | $4,778,000 | 989 |
| Pre-tax net operating income | $9,273,000 | 885 |
| Securities gains (losses) | $125,000 | 653 |
| Applicable income taxes | $2,810,000 | 927 |
| Income before extraordinary items | $6,588,000 | 861 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,588,000 | 861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $3,475,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 944 |
| Net operating income | $6,500,500 | 857 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $31,052,000 | 1,052 |
| Total interest expense | $14,980,000 | 1,053 |
| Net interest income | $16,072,000 | 1,052 |
| Provision for loan and lease losses | $2,423,000 | 507 |
| Total noninterest income | $2,539,000 | 1,526 |
| Gross Fiduciary activities income | $355,000 | 743 |
| Service charges on deposit accounts | $1,220,000 | 1,016 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $964,000 | 1,907 |
| Total noninterest expense | $9,343,000 | 1,411 |
| Salaries and employee benefits | $4,484,000 | 1,456 |
| Premises and equipment expense | $1,019,000 | 1,937 |
| Additional noninterest expense | $3,840,000 | 1,165 |
| Pre-tax net operating income | $6,845,000 | 1,104 |
| Securities gains (losses) | $68,000 | 1,523 |
| Applicable income taxes | $2,039,000 | 1,243 |
| Income before extraordinary items | $4,874,000 | 1,110 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,874,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,666,000 | 400 |
| Cash dividends | $1,778,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 924 |
| Net operating income | $4,825,720 | 1,082 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $28,139,000 | 1,193 |
| Total interest expense | $12,400,000 | 1,279 |
| Net interest income | $15,739,000 | 1,125 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $2,429,000 | 1,514 |
| Gross Fiduciary activities income | $288,000 | 822 |
| Service charges on deposit accounts | $1,355,000 | 942 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $786,000 | 2,054 |
| Total noninterest expense | $9,081,000 | 1,444 |
| Salaries and employee benefits | $4,606,000 | 1,418 |
| Premises and equipment expense | $1,116,000 | 1,773 |
| Additional noninterest expense | $3,359,000 | 1,305 |
| Pre-tax net operating income | $9,087,000 | 884 |
| Securities gains (losses) | $140,000 | 843 |
| Applicable income taxes | $2,955,000 | 946 |
| Income before extraordinary items | $6,272,000 | 885 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,272,000 | 887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,926 |
| Cash dividends | $2,864,000 | 991 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 960 |
| Net operating income | $6,176,800 | 870 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,586,000 | 1,334 |
| Total interest expense | $10,768,000 | 1,499 |
| Net interest income | $14,818,000 | 1,211 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $3,157,000 | 1,311 |
| Gross Fiduciary activities income | $931,000 | 528 |
| Service charges on deposit accounts | $1,336,000 | 997 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $890,000 | 1,964 |
| Total noninterest expense | $9,420,000 | 1,513 |
| Salaries and employee benefits | $4,933,000 | 1,365 |
| Premises and equipment expense | $1,404,000 | 1,448 |
| Additional noninterest expense | $3,083,000 | 1,691 |
| Pre-tax net operating income | $8,555,000 | 900 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $2,680,000 | 955 |
| Income before extraordinary items | $5,880,000 | 906 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,880,000 | 907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 10,752 |
| Cash dividends | $2,349,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 888 |
| Net operating income | $5,876,550 | 893 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,105,000 | 1,485 |
| Total interest expense | $9,783,000 | 1,626 |
| Net interest income | $13,322,000 | 1,345 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,994,000 | 1,365 |
| Gross Fiduciary activities income | $733,000 | 623 |
| Service charges on deposit accounts | $1,477,000 | 901 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $784,000 | 2,138 |
| Total noninterest expense | $9,578,000 | 1,485 |
| Salaries and employee benefits | $4,441,000 | 1,495 |
| Premises and equipment expense | $1,587,000 | 1,313 |
| Additional noninterest expense | $3,550,000 | 1,467 |
| Pre-tax net operating income | $6,738,000 | 1,152 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $1,895,000 | 1,332 |
| Income before extraordinary items | $4,841,000 | 1,094 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,841,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,598 |
| Cash dividends | $982,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,842,440 | 1,073 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,997,000 | 1,625 |
| Total interest expense | $6,782,000 | 1,852 |
| Net interest income | $12,215,000 | 1,474 |
| Provision for loan and lease losses | $-60,000 | 12,035 |
| Total noninterest income | $3,086,000 | 1,332 |
| Gross Fiduciary activities income | $785,000 | 588 |
| Service charges on deposit accounts | $1,382,000 | 956 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $919,000 | 1,945 |
| Total noninterest expense | $9,546,000 | 1,546 |
| Salaries and employee benefits | $4,156,000 | 1,607 |
| Premises and equipment expense | $1,490,000 | 1,397 |
| Additional noninterest expense | $3,900,000 | 1,438 |
| Pre-tax net operating income | $5,815,000 | 1,282 |
| Securities gains (losses) | $-197,000 | 11,944 |
| Applicable income taxes | $1,614,000 | 1,452 |
| Income before extraordinary items | $4,004,000 | 1,261 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,004,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-691,000 | 12,561 |
| Cash dividends | $2,200,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,143,870 | 1,231 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,214,000 | 1,819 |
| Total interest expense | $6,229,000 | 2,086 |
| Net interest income | $10,985,000 | 1,647 |
| Provision for loan and lease losses | $690,000 | 1,682 |
| Total noninterest income | $2,791,000 | 1,545 |
| Gross Fiduciary activities income | $544,000 | 730 |
| Service charges on deposit accounts | $1,435,000 | 919 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $812,000 | 2,368 |
| Total noninterest expense | $9,223,000 | 1,639 |
| Salaries and employee benefits | $3,714,000 | 1,805 |
| Premises and equipment expense | $1,239,000 | 1,690 |
| Additional noninterest expense | $4,270,000 | 1,433 |
| Pre-tax net operating income | $3,863,000 | 1,782 |
| Securities gains (losses) | $234,000 | 1,510 |
| Applicable income taxes | $980,000 | 2,302 |
| Income before extraordinary items | $3,117,000 | 1,629 |
| Extraordinary gains, net | $465,000 | 498 |
| Net income | $3,582,000 | 1,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $755,000 | 1,366 |
| Cash dividends | $3,117,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,939,160 | 1,618 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,717,000 | 2,005 |
| Total interest expense | $7,306,000 | 2,319 |
| Net interest income | $10,411,000 | 1,762 |
| Provision for loan and lease losses | $581,000 | 2,689 |
| Total noninterest income | $2,587,000 | 1,613 |
| Gross Fiduciary activities income | $484,000 | 771 |
| Service charges on deposit accounts | $1,414,000 | 929 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $689,000 | 2,571 |
| Total noninterest expense | $7,918,000 | 1,904 |
| Salaries and employee benefits | $3,236,000 | 2,027 |
| Premises and equipment expense | $1,398,000 | 1,527 |
| Additional noninterest expense | $3,284,000 | 1,842 |
| Pre-tax net operating income | $4,499,000 | 1,418 |
| Securities gains (losses) | $158,000 | 2,349 |
| Applicable income taxes | $1,176,000 | 1,791 |
| Income before extraordinary items | $3,481,000 | 1,342 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,481,000 | 1,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 4,954 |
| Cash dividends | $2,216,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,362,500 | 1,281 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.