Home > Harris Bank Palatine > Net charge- offs to loans

Harris Bank Palatine, Net charge- offs to loans

2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0133%4,228
Percentage Net Loans Charged-off: Total real estate loans0.0064%1,693
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0094%1,440
Percentage Net Loans Charged-off: Home equity loans0.0065%322
All other 1-4 family - Percent of loans charged-off, net0.0133%1,281
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.0299%4,209
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1859%629
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1970%2,781
Percentage Net Loans Charged-off: Total real estate loans0.1150%1,447
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1664%1,114
Percentage Net Loans Charged-off: Home equity loans0.2953%225
All other 1-4 family - Percent of loans charged-off, net0.0118%2,782
Percentage Net Loans Charged-off: Commercial and industrial0.4716%2,199
Percentage Net Loans Charged-off: Loans to individuals0.3364%4,638
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0699%1,396
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2090%2,254
Percentage Net Loans Charged-off: Total real estate loans0.1505%1,012
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.2164%761
Percentage Net Loans Charged-off: Home equity loans0.3920%160
All other 1-4 family - Percent of loans charged-off, net0.0113%2,344
Percentage Net Loans Charged-off: Commercial and industrial0.4836%1,785
Percentage Net Loans Charged-off: Loans to individuals0.2909%4,433
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1257%1,081
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2297%1,981
Percentage Net Loans Charged-off: Total real estate loans0.1418%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2034%774
Percentage Net Loans Charged-off: Home equity loans0.3779%143
All other 1-4 family - Percent of loans charged-off, net0.0063%2,053
Percentage Net Loans Charged-off: Commercial and industrial0.6992%1,349
Percentage Net Loans Charged-off: Loans to individuals0.3281%3,955
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2836%775
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2640%1,609
Percentage Net Loans Charged-off: Total real estate loans0.2331%567
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.3353%448
Percentage Net Loans Charged-off: Home equity loans0.6445%77
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.1495%1,700
Percentage Net Loans Charged-off: Loans to individuals0.3550%3,380
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0924%771
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0755%5,299
Percentage Net Loans Charged-off: Total real estate loans0.0058%3,798
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0085%3,195
Percentage Net Loans Charged-off: Home equity loans0.0076%612
All other 1-4 family - Percent of loans charged-off, net0.0093%3,016
Percentage Net Loans Charged-off: Commercial and industrial0.0858%4,194
Percentage Net Loans Charged-off: Loans to individuals0.2172%5,781
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0388%1,708
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0854%4,608
Percentage Net Loans Charged-off: Total real estate loans0.0073%3,161
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0108%2,631
Percentage Net Loans Charged-off: Home equity loans0.0105%482
All other 1-4 family - Percent of loans charged-off, net0.0111%2,510
Percentage Net Loans Charged-off: Commercial and industrial0.1133%3,489
Percentage Net Loans Charged-off: Loans to individuals0.2406%5,185
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0503%1,456
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0792%4,334
Percentage Net Loans Charged-off: Total real estate loans0.0089%2,673
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0132%2,160
Percentage Net Loans Charged-off: Home equity loans0.0093%398
All other 1-4 family - Percent of loans charged-off, net0.0166%2,012
Percentage Net Loans Charged-off: Commercial and industrial0.1611%2,818
Percentage Net Loans Charged-off: Loans to individuals0.2067%4,963
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0709%1,238
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1289%2,989
Percentage Net Loans Charged-off: Total real estate loans0.0015%2,041
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0023%1,628
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0043%1,512
Percentage Net Loans Charged-off: Commercial and industrial0.3464%1,630
Percentage Net Loans Charged-off: Loans to individuals0.3356%3,741
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1312%823
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0731%5,672
Percentage Net Loans Charged-off: Total real estate loans0.0045%3,923
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0066%3,237
Percentage Net Loans Charged-off: Home equity loans-0.0091%5,952
All other 1-4 family - Percent of loans charged-off, net0.0171%2,820
Percentage Net Loans Charged-off: Commercial and industrial-0.0462%7,968
Percentage Net Loans Charged-off: Loans to individuals0.2481%5,718
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0875%1,674
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0304%6,687
Percentage Net Loans Charged-off: Total real estate loans-0.0114%8,633
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0171%8,840
Percentage Net Loans Charged-off: Home equity loans-0.0740%6,007
All other 1-4 family - Percent of loans charged-off, net0.0075%2,884
Percentage Net Loans Charged-off: Commercial and industrial0.2446%3,474
Percentage Net Loans Charged-off: Loans to individuals0.0830%6,759
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7115%852
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0621%9,392
Percentage Net Loans Charged-off: Total real estate loans0.0075%812
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0110%742
Percentage Net Loans Charged-off: Home equity loans0.0376%300
All other 1-4 family - Percent of loans charged-off, net0.0018%820
Percentage Net Loans Charged-off: Commercial and industrial-0.3032%1,448
Percentage Net Loans Charged-off: Loans to individuals0.3298%962
Percentage Net Loans Charged-off: Credit card loans0.9566%775
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-41.7591%1,386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%7,897
Percentage Net Loans Charged-off: Total real estate loans0.0208%695
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0309%645
Percentage Net Loans Charged-off: Home equity loans0.0813%244
All other 1-4 family - Percent of loans charged-off, net0.0115%791
Percentage Net Loans Charged-off: Commercial and industrial-0.1180%1,355
Percentage Net Loans Charged-off: Loans to individuals-0.1343%1,506
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease12.0968%9
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0061%603
Percentage Net Loans Charged-off: Total real estate loans0.0252%648
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0379%557
Percentage Net Loans Charged-off: Home equity loans0.1031%227
All other 1-4 family - Percent of loans charged-off, net0.0081%764
Percentage Net Loans Charged-off: Commercial and industrial5.6872%19
Percentage Net Loans Charged-off: Loans to individuals0.1965%1,134
Percentage Net Loans Charged-off: Credit card loans0.7675%865
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1205%5,095
Percentage Net Loans Charged-off: Total real estate loans-0.0240%1,324
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate-0.0605%1,263
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0103%1,327
Percentage Net Loans Charged-off: Home equity loans0.0901%266
All other 1-4 family - Percent of loans charged-off, net-0.0565%1,412
Percentage Net Loans Charged-off: Commercial and industrial0.7444%246
Percentage Net Loans Charged-off: Loans to individuals0.1315%1,209
Percentage Net Loans Charged-off: Credit card loans0.7491%895
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1683%234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0116%10,015
Percentage Net Loans Charged-off: Total real estate loans-0.0439%1,411
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential-0.0793%1,488
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net-0.1109%1,491
Percentage Net Loans Charged-off: Commercial and industrial0.0053%880
Percentage Net Loans Charged-off: Loans to individuals0.2134%1,180
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1257%5,066
Percentage Net Loans Charged-off: Total real estate loans-0.0316%1,388
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate-0.0746%1,329
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial0.6106%269
Percentage Net Loans Charged-off: Loans to individuals0.0422%1,312
Percentage Net Loans Charged-off: Credit card loans0.7974%877
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5403%12,358
Percentage Net Loans Charged-off: Total real estate loans-0.0425%1,351
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate-0.1296%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial-1.8116%1,365
Percentage Net Loans Charged-off: Loans to individuals-0.9774%1,493
Percentage Net Loans Charged-off: Credit card loans0.4068%907
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6631%2,079
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1398%8,175
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA