Home > Harris Bank Naperville > Income and Expense
Harris Bank Naperville, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,223,000 | 818 |
| Total interest expense | $2,798,000 | 847 |
| Net interest income | $6,425,000 | 808 |
| Provision for loan and lease losses | $285,000 | 826 |
| Total noninterest income | $1,051,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $458,000 | 901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $593,000 | 1,178 |
| Total noninterest expense | $3,893,000 | 1,072 |
| Salaries and employee benefits | $1,695,000 | 1,365 |
| Premises and equipment expense | $397,000 | 1,532 |
| Additional noninterest expense | $1,801,000 | 705 |
| Pre-tax net operating income | $3,298,000 | 738 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,177,000 | 669 |
| Income before extraordinary items | $2,121,000 | 828 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,121,000 | 829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,841 |
| Cash dividends | $2,000,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 404 |
| Net operating income | $2,121,000 | 803 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $34,220,000 | 808 |
| Total interest expense | $8,926,000 | 907 |
| Net interest income | $25,294,000 | 776 |
| Provision for loan and lease losses | $1,420,000 | 754 |
| Total noninterest income | $4,405,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,938,000 | 897 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,467,000 | 1,138 |
| Total noninterest expense | $16,229,000 | 1,007 |
| Salaries and employee benefits | $7,379,000 | 1,173 |
| Premises and equipment expense | $1,420,000 | 1,636 |
| Additional noninterest expense | $7,430,000 | 704 |
| Pre-tax net operating income | $12,050,000 | 735 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $4,170,000 | 680 |
| Income before extraordinary items | $7,881,000 | 834 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,881,000 | 835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $643,000 | 1,093 |
| Cash dividends | $4,300,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 677 |
| Net operating income | $7,880,350 | 804 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $25,193,000 | 818 |
| Total interest expense | $6,396,000 | 934 |
| Net interest income | $18,797,000 | 777 |
| Provision for loan and lease losses | $1,135,000 | 685 |
| Total noninterest income | $3,353,000 | 1,193 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,445,000 | 905 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,908,000 | 1,125 |
| Total noninterest expense | $12,313,000 | 989 |
| Salaries and employee benefits | $5,576,000 | 1,163 |
| Premises and equipment expense | $1,039,000 | 1,682 |
| Additional noninterest expense | $5,698,000 | 681 |
| Pre-tax net operating income | $8,702,000 | 765 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $2,984,000 | 719 |
| Income before extraordinary items | $5,719,000 | 867 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,719,000 | 868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 974 |
| Cash dividends | $1,800,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 562 |
| Net operating income | $5,718,340 | 831 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,546,000 | 826 |
| Total interest expense | $4,173,000 | 942 |
| Net interest income | $12,373,000 | 780 |
| Provision for loan and lease losses | $850,000 | 596 |
| Total noninterest income | $2,086,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $942,000 | 914 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,144,000 | 1,203 |
| Total noninterest expense | $8,259,000 | 982 |
| Salaries and employee benefits | $3,767,000 | 1,154 |
| Premises and equipment expense | $643,000 | 1,793 |
| Additional noninterest expense | $3,849,000 | 673 |
| Pre-tax net operating income | $5,350,000 | 818 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,800,000 | 786 |
| Income before extraordinary items | $3,550,000 | 918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,550,000 | 919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 801 |
| Cash dividends | $800,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 493 |
| Net operating income | $3,550,000 | 884 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,341,000 | 838 |
| Total interest expense | $2,104,000 | 954 |
| Net interest income | $6,237,000 | 780 |
| Provision for loan and lease losses | $535,000 | 491 |
| Total noninterest income | $976,000 | 1,273 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $466,000 | 893 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $510,000 | 1,278 |
| Total noninterest expense | $4,279,000 | 958 |
| Salaries and employee benefits | $1,880,000 | 1,169 |
| Premises and equipment expense | $386,000 | 1,521 |
| Additional noninterest expense | $2,013,000 | 642 |
| Pre-tax net operating income | $2,399,000 | 898 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $785,000 | 902 |
| Income before extraordinary items | $1,614,000 | 1,014 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,614,000 | 1,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 505 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 363 |
| Net operating income | $1,614,000 | 958 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $34,458,000 | 827 |
| Total interest expense | $8,827,000 | 1,007 |
| Net interest income | $25,631,000 | 742 |
| Provision for loan and lease losses | $1,275,000 | 923 |
| Total noninterest income | $5,087,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,976,000 | 866 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,111,000 | 1,062 |
| Total noninterest expense | $17,724,000 | 908 |
| Salaries and employee benefits | $7,090,000 | 1,206 |
| Premises and equipment expense | $1,108,000 | 2,053 |
| Additional noninterest expense | $9,526,000 | 581 |
| Pre-tax net operating income | $11,719,000 | 745 |
| Securities gains (losses) | $96,000 | 1,933 |
| Applicable income taxes | $3,865,000 | 759 |
| Income before extraordinary items | $7,950,000 | 816 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,950,000 | 819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 2,074 |
| Cash dividends | $3,900,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $197,000 | 608 |
| Net operating income | $7,885,680 | 773 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $25,953,000 | 841 |
| Total interest expense | $6,718,000 | 1,038 |
| Net interest income | $19,235,000 | 750 |
| Provision for loan and lease losses | $990,000 | 909 |
| Total noninterest income | $3,935,000 | 1,121 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,460,000 | 888 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,475,000 | 1,068 |
| Total noninterest expense | $12,831,000 | 959 |
| Salaries and employee benefits | $5,156,000 | 1,260 |
| Premises and equipment expense | $750,000 | 2,264 |
| Additional noninterest expense | $6,925,000 | 597 |
| Pre-tax net operating income | $9,349,000 | 732 |
| Securities gains (losses) | $37,000 | 2,545 |
| Applicable income taxes | $3,100,000 | 754 |
| Income before extraordinary items | $6,286,000 | 807 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,286,000 | 808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,199 |
| Cash dividends | $3,900,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 465 |
| Net operating income | $6,261,210 | 755 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,594,000 | 834 |
| Total interest expense | $4,749,000 | 1,013 |
| Net interest income | $12,845,000 | 745 |
| Provision for loan and lease losses | $660,000 | 914 |
| Total noninterest income | $2,590,000 | 1,121 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $961,000 | 890 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,629,000 | 1,068 |
| Total noninterest expense | $8,333,000 | 987 |
| Salaries and employee benefits | $3,273,000 | 1,331 |
| Premises and equipment expense | $495,000 | 2,275 |
| Additional noninterest expense | $4,565,000 | 606 |
| Pre-tax net operating income | $6,442,000 | 705 |
| Securities gains (losses) | $37,000 | 2,231 |
| Applicable income taxes | $2,154,000 | 729 |
| Income before extraordinary items | $4,325,000 | 786 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,325,000 | 787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,225 |
| Cash dividends | $2,400,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 429 |
| Net operating income | $4,300,210 | 723 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,731,000 | 842 |
| Total interest expense | $2,473,000 | 994 |
| Net interest income | $6,261,000 | 768 |
| Provision for loan and lease losses | $330,000 | 851 |
| Total noninterest income | $1,183,000 | 1,177 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $471,000 | 871 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $712,000 | 1,152 |
| Total noninterest expense | $4,146,000 | 978 |
| Salaries and employee benefits | $1,643,000 | 1,323 |
| Premises and equipment expense | $262,000 | 2,159 |
| Additional noninterest expense | $2,241,000 | 613 |
| Pre-tax net operating income | $2,965,000 | 761 |
| Securities gains (losses) | $37,000 | 1,568 |
| Applicable income taxes | $980,000 | 810 |
| Income before extraordinary items | $2,022,000 | 835 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,022,000 | 834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,279 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 297 |
| Net operating income | $1,997,210 | 776 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $36,712,000 | 815 |
| Total interest expense | $11,810,000 | 947 |
| Net interest income | $24,902,000 | 758 |
| Provision for loan and lease losses | $1,235,000 | 1,099 |
| Total noninterest income | $5,666,000 | 937 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,961,000 | 815 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,705,000 | 870 |
| Total noninterest expense | $15,198,000 | 1,022 |
| Salaries and employee benefits | $6,495,000 | 1,244 |
| Premises and equipment expense | $911,000 | 2,383 |
| Additional noninterest expense | $7,792,000 | 680 |
| Pre-tax net operating income | $14,135,000 | 620 |
| Securities gains (losses) | $128,000 | 1,526 |
| Applicable income taxes | $4,703,000 | 629 |
| Income before extraordinary items | $9,560,000 | 657 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,560,000 | 659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,546 |
| Cash dividends | $7,500,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 649 |
| Net operating income | $9,474,240 | 633 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $40,644,000 | 843 |
| Total interest expense | $20,048,000 | 815 |
| Net interest income | $20,596,000 | 854 |
| Provision for loan and lease losses | $730,000 | 1,610 |
| Total noninterest income | $4,808,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,797,000 | 818 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,011,000 | 941 |
| Total noninterest expense | $14,509,000 | 1,019 |
| Salaries and employee benefits | $6,426,000 | 1,156 |
| Premises and equipment expense | $1,041,000 | 2,044 |
| Additional noninterest expense | $7,042,000 | 729 |
| Pre-tax net operating income | $10,165,000 | 752 |
| Securities gains (losses) | $960,000 | 405 |
| Applicable income taxes | $3,342,000 | 764 |
| Income before extraordinary items | $7,783,000 | 724 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,783,000 | 725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,841 |
| Cash dividends | $5,000,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 708 |
| Net operating income | $7,111,000 | 751 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $42,566,000 | 837 |
| Total interest expense | $24,682,000 | 736 |
| Net interest income | $17,884,000 | 967 |
| Provision for loan and lease losses | $425,000 | 2,162 |
| Total noninterest income | $4,210,000 | 1,040 |
| Gross Fiduciary activities income | $137,000 | 872 |
| Service charges on deposit accounts | $1,647,000 | 829 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,426,000 | 999 |
| Total noninterest expense | $13,841,000 | 1,015 |
| Salaries and employee benefits | $6,681,000 | 1,055 |
| Premises and equipment expense | $1,156,000 | 1,816 |
| Additional noninterest expense | $6,004,000 | 831 |
| Pre-tax net operating income | $7,828,000 | 986 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $1,858,000 | 1,252 |
| Income before extraordinary items | $5,976,000 | 883 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,976,000 | 883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,443 |
| Cash dividends | $2,600,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 789 |
| Net operating income | $5,971,440 | 890 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $39,566,000 | 860 |
| Total interest expense | $20,800,000 | 768 |
| Net interest income | $18,766,000 | 936 |
| Provision for loan and lease losses | $115,000 | 4,942 |
| Total noninterest income | $5,133,000 | 933 |
| Gross Fiduciary activities income | $363,000 | 727 |
| Service charges on deposit accounts | $1,513,000 | 875 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,257,000 | 851 |
| Total noninterest expense | $14,542,000 | 964 |
| Salaries and employee benefits | $7,043,000 | 982 |
| Premises and equipment expense | $1,180,000 | 1,736 |
| Additional noninterest expense | $6,319,000 | 820 |
| Pre-tax net operating income | $9,242,000 | 888 |
| Securities gains (losses) | $143,000 | 627 |
| Applicable income taxes | $2,372,000 | 1,065 |
| Income before extraordinary items | $7,013,000 | 818 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,013,000 | 818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 1,610 |
| Cash dividends | $3,450,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 887 |
| Net operating income | $6,905,750 | 813 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $40,389,000 | 828 |
| Total interest expense | $21,786,000 | 750 |
| Net interest income | $18,603,000 | 911 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $5,603,000 | 854 |
| Gross Fiduciary activities income | $383,000 | 722 |
| Service charges on deposit accounts | $1,590,000 | 778 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,630,000 | 798 |
| Total noninterest expense | $14,447,000 | 949 |
| Salaries and employee benefits | $6,616,000 | 987 |
| Premises and equipment expense | $1,477,000 | 1,312 |
| Additional noninterest expense | $6,354,000 | 811 |
| Pre-tax net operating income | $9,759,000 | 798 |
| Securities gains (losses) | $114,000 | 1,198 |
| Applicable income taxes | $2,963,000 | 884 |
| Income before extraordinary items | $6,910,000 | 796 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,910,000 | 796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,413 |
| Cash dividends | $4,700,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 920 |
| Net operating income | $6,830,200 | 774 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $37,424,000 | 918 |
| Total interest expense | $18,965,000 | 867 |
| Net interest income | $18,459,000 | 972 |
| Provision for loan and lease losses | $17,000 | 8,044 |
| Total noninterest income | $5,095,000 | 911 |
| Gross Fiduciary activities income | $386,000 | 748 |
| Service charges on deposit accounts | $1,482,000 | 864 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,227,000 | 808 |
| Total noninterest expense | $13,888,000 | 986 |
| Salaries and employee benefits | $7,125,000 | 929 |
| Premises and equipment expense | $1,632,000 | 1,213 |
| Additional noninterest expense | $5,131,000 | 946 |
| Pre-tax net operating income | $9,649,000 | 840 |
| Securities gains (losses) | $47,000 | 1,374 |
| Applicable income taxes | $2,832,000 | 977 |
| Income before extraordinary items | $6,864,000 | 816 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,864,000 | 818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 10,583 |
| Cash dividends | $4,507,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 944 |
| Net operating income | $6,830,630 | 801 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $34,761,000 | 1,015 |
| Total interest expense | $17,105,000 | 970 |
| Net interest income | $17,656,000 | 1,031 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $5,783,000 | 862 |
| Gross Fiduciary activities income | $1,034,000 | 497 |
| Service charges on deposit accounts | $1,598,000 | 830 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,151,000 | 855 |
| Total noninterest expense | $14,978,000 | 1,026 |
| Salaries and employee benefits | $7,790,000 | 878 |
| Premises and equipment expense | $1,782,000 | 1,179 |
| Additional noninterest expense | $5,406,000 | 1,066 |
| Pre-tax net operating income | $8,461,000 | 909 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $2,445,000 | 1,033 |
| Income before extraordinary items | $6,023,000 | 886 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,023,000 | 888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 11,064 |
| Cash dividends | $3,803,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 882 |
| Net operating income | $6,018,030 | 868 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $32,222,000 | 1,095 |
| Total interest expense | $16,337,000 | 1,043 |
| Net interest income | $15,885,000 | 1,156 |
| Provision for loan and lease losses | $1,316,000 | 775 |
| Total noninterest income | $5,169,000 | 941 |
| Gross Fiduciary activities income | $888,000 | 560 |
| Service charges on deposit accounts | $1,521,000 | 873 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,760,000 | 931 |
| Total noninterest expense | $14,117,000 | 1,061 |
| Salaries and employee benefits | $6,871,000 | 1,002 |
| Premises and equipment expense | $1,815,000 | 1,163 |
| Additional noninterest expense | $5,431,000 | 1,049 |
| Pre-tax net operating income | $5,621,000 | 1,360 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $1,355,000 | 1,803 |
| Income before extraordinary items | $4,273,000 | 1,246 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,273,000 | 1,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,504,000 | 684 |
| Cash dividends | $3,000,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,267,680 | 1,219 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $28,648,000 | 1,109 |
| Total interest expense | $13,548,000 | 981 |
| Net interest income | $15,100,000 | 1,209 |
| Provision for loan and lease losses | $1,800,000 | 621 |
| Total noninterest income | $5,018,000 | 925 |
| Gross Fiduciary activities income | $909,000 | 546 |
| Service charges on deposit accounts | $1,300,000 | 1,022 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,809,000 | 916 |
| Total noninterest expense | $14,152,000 | 1,060 |
| Salaries and employee benefits | $7,364,000 | 925 |
| Premises and equipment expense | $1,717,000 | 1,222 |
| Additional noninterest expense | $5,071,000 | 1,156 |
| Pre-tax net operating income | $4,166,000 | 1,705 |
| Securities gains (losses) | $208,000 | 485 |
| Applicable income taxes | $924,000 | 2,409 |
| Income before extraordinary items | $3,450,000 | 1,441 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,450,000 | 1,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,342,000 | 739 |
| Cash dividends | $7,055,000 | 445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,285,680 | 1,518 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $29,353,000 | 1,079 |
| Total interest expense | $13,432,000 | 1,006 |
| Net interest income | $15,921,000 | 1,145 |
| Provision for loan and lease losses | $1,500,000 | 1,002 |
| Total noninterest income | $6,022,000 | 860 |
| Gross Fiduciary activities income | $798,000 | 611 |
| Service charges on deposit accounts | $1,373,000 | 970 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,851,000 | 826 |
| Total noninterest expense | $15,243,000 | 1,036 |
| Salaries and employee benefits | $7,227,000 | 934 |
| Premises and equipment expense | $1,575,000 | 1,353 |
| Additional noninterest expense | $6,441,000 | 1,038 |
| Pre-tax net operating income | $5,200,000 | 1,345 |
| Securities gains (losses) | $616,000 | 785 |
| Applicable income taxes | $1,476,000 | 1,584 |
| Income before extraordinary items | $4,340,000 | 1,182 |
| Extraordinary gains, net | $-965,000 | 13,207 |
| Net income | $3,375,000 | 1,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,820,000 | 763 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,878,000 | 1,223 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $32,714,000 | 1,107 |
| Total interest expense | $16,684,000 | 1,082 |
| Net interest income | $16,030,000 | 1,165 |
| Provision for loan and lease losses | $2,954,000 | 844 |
| Total noninterest income | $5,036,000 | 969 |
| Gross Fiduciary activities income | $684,000 | 663 |
| Service charges on deposit accounts | $1,294,000 | 1,000 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,058,000 | 941 |
| Total noninterest expense | $13,829,000 | 1,136 |
| Salaries and employee benefits | $6,715,000 | 1,013 |
| Premises and equipment expense | $1,351,000 | 1,574 |
| Additional noninterest expense | $5,763,000 | 1,171 |
| Pre-tax net operating income | $4,283,000 | 1,479 |
| Securities gains (losses) | $102,000 | 2,973 |
| Applicable income taxes | $971,000 | 2,166 |
| Income before extraordinary items | $3,414,000 | 1,365 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,414,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,166,000 | 708 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,334,440 | 1,287 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.