Home > Harris Bank Naperville > Net charge- offs to loans

Harris Bank Naperville, Net charge- offs to loans

2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0253%3,827
Percentage Net Loans Charged-off: Total real estate loans0.0040%1,736
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0065%1,466
Percentage Net Loans Charged-off: Home equity loans0.0057%324
All other 1-4 family - Percent of loans charged-off, net0.0072%1,336
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.0972%4,004
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1652%651
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0973%4,248
Percentage Net Loans Charged-off: Total real estate loans0.0193%3,069
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0319%2,483
Percentage Net Loans Charged-off: Home equity loans0.0616%481
All other 1-4 family - Percent of loans charged-off, net0.0074%2,874
Percentage Net Loans Charged-off: Commercial and industrial0.6313%1,868
Percentage Net Loans Charged-off: Loans to individuals0.1951%5,447
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2491%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0987%3,663
Percentage Net Loans Charged-off: Total real estate loans0.0235%2,515
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0390%2,007
Percentage Net Loans Charged-off: Home equity loans0.0773%366
All other 1-4 family - Percent of loans charged-off, net0.0075%2,436
Percentage Net Loans Charged-off: Commercial and industrial0.8396%1,294
Percentage Net Loans Charged-off: Loans to individuals0.1582%5,208
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0127%1,386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1298%2,968
Percentage Net Loans Charged-off: Total real estate loans0.0277%2,098
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0470%1,637
Percentage Net Loans Charged-off: Home equity loans0.0958%292
All other 1-4 family - Percent of loans charged-off, net0.0060%2,059
Percentage Net Loans Charged-off: Commercial and industrial1.2269%883
Percentage Net Loans Charged-off: Loans to individuals0.1841%4,698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0544%7,263
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2458%1,695
Percentage Net Loans Charged-off: Total real estate loans0.0538%1,296
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0929%988
Percentage Net Loans Charged-off: Home equity loans0.2007%161
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial2.7765%391
Percentage Net Loans Charged-off: Loans to individuals0.2663%3,697
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1372%7,402
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0604%5,624
Percentage Net Loans Charged-off: Total real estate loans0.0206%3,266
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0388%2,539
Percentage Net Loans Charged-off: Home equity loans0.0697%459
All other 1-4 family - Percent of loans charged-off, net0.0090%3,023
Percentage Net Loans Charged-off: Commercial and industrial0.3119%3,205
Percentage Net Loans Charged-off: Loans to individuals0.1017%6,443
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1605%1,421
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0492%5,388
Percentage Net Loans Charged-off: Total real estate loans0.0056%3,238
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0107%2,633
Percentage Net Loans Charged-off: Home equity loans0.0100%488
All other 1-4 family - Percent of loans charged-off, net0.0114%2,502
Percentage Net Loans Charged-off: Commercial and industrial0.2743%2,838
Percentage Net Loans Charged-off: Loans to individuals0.1068%5,962
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1263%1,286
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0452%5,090
Percentage Net Loans Charged-off: Total real estate loans0.0073%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0140%2,146
Percentage Net Loans Charged-off: Home equity loans0.0088%400
All other 1-4 family - Percent of loans charged-off, net0.0189%1,975
Percentage Net Loans Charged-off: Commercial and industrial0.1745%2,779
Percentage Net Loans Charged-off: Loans to individuals0.0988%5,566
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2445%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0349%4,515
Percentage Net Loans Charged-off: Total real estate loans0.0011%2,053
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0022%1,630
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0041%1,516
Percentage Net Loans Charged-off: Commercial and industrial0.3845%1,582
Percentage Net Loans Charged-off: Loans to individuals0.0649%4,853
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0343%7,401
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0562%5,987
Percentage Net Loans Charged-off: Total real estate loans0.0035%3,980
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0061%3,257
Percentage Net Loans Charged-off: Home equity loans-0.0026%5,925
All other 1-4 family - Percent of loans charged-off, net0.0114%2,941
Percentage Net Loans Charged-off: Commercial and industrial-0.2490%8,419
Percentage Net Loans Charged-off: Loans to individuals0.3246%5,269
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0318%1,834
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0074%7,465
Percentage Net Loans Charged-off: Total real estate loans0.0033%3,831
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0055%3,121
Percentage Net Loans Charged-off: Home equity loans0.0051%599
All other 1-4 family - Percent of loans charged-off, net0.0056%2,947
Percentage Net Loans Charged-off: Commercial and industrial-0.3018%8,715
Percentage Net Loans Charged-off: Loans to individuals0.1461%6,334
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3299%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0289%6,434
Percentage Net Loans Charged-off: Total real estate loans0.0060%848
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0099%759
Percentage Net Loans Charged-off: Home equity loans0.0306%310
All other 1-4 family - Percent of loans charged-off, net0.0015%826
Percentage Net Loans Charged-off: Commercial and industrial0.0045%1,033
Percentage Net Loans Charged-off: Loans to individuals0.1519%1,174
Percentage Net Loans Charged-off: Credit card loans0.6749%845
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2721%218
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1014%4,789
Percentage Net Loans Charged-off: Total real estate loans0.0134%793
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0221%729
Percentage Net Loans Charged-off: Home equity loans0.0575%277
All other 1-4 family - Percent of loans charged-off, net0.0077%844
Percentage Net Loans Charged-off: Commercial and industrial0.5996%324
Percentage Net Loans Charged-off: Loans to individuals0.2773%1,035
Percentage Net Loans Charged-off: Credit card loans0.5351%887
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6522%111
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0015%9,062
Percentage Net Loans Charged-off: Total real estate loans0.0152%757
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0237%658
Percentage Net Loans Charged-off: Home equity loans0.0745%269
All other 1-4 family - Percent of loans charged-off, net0.0033%833
Percentage Net Loans Charged-off: Commercial and industrial-0.8191%1,397
Percentage Net Loans Charged-off: Loans to individuals0.3320%992
Percentage Net Loans Charged-off: Credit card loans0.0556%969
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4085%170
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0180%9,761
Percentage Net Loans Charged-off: Total real estate loans0.0262%684
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0399%601
Percentage Net Loans Charged-off: Home equity loans0.1328%225
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial-0.5126%1,359
Percentage Net Loans Charged-off: Loans to individuals0.2108%1,147
Percentage Net Loans Charged-off: Credit card loans3.2067%422
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0197%10,157
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial0.0109%869
Percentage Net Loans Charged-off: Loans to individuals-0.2480%1,528
Percentage Net Loans Charged-off: Credit card loans4.9609%202
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6390%1,226
Percentage Net Loans Charged-off: Total real estate loans0.3318%217
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.8204%161
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial1.5221%110
Percentage Net Loans Charged-off: Loans to individuals1.0639%353
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5832%1,533
Percentage Net Loans Charged-off: Total real estate loans0.2939%307
Percentage Net Loans Charged-off:Construction & development1.2775%127
Percentage Net Loans Charged-off: Commercial real estate0.4609%297
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial1.3729%152
Percentage Net Loans Charged-off: Loans to individuals1.3383%205
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7953%1,680
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,220
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial2.9021%145
Percentage Net Loans Charged-off: Loans to individuals2.2526%145
Percentage Net Loans Charged-off: Credit card loans0.0000%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1889%1,665
Percentage Net Loans Charged-off: Total real estate loans0.3062%628
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.7169%484
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial3.2521%205
Percentage Net Loans Charged-off: Loans to individuals1.8349%273
Percentage Net Loans Charged-off: Credit card loans0.0000%1,026
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE6.5151%45