Home > Harris Bank Libertyville > Income and Expense
Harris Bank Libertyville, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 1,685 |
| Total interest expense | $1,320,000 | 1,801 |
| Net interest income | $3,329,000 | 1,607 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $556,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $230,000 | 1,762 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $326,000 | 1,796 |
| Total noninterest expense | $2,258,000 | 1,846 |
| Salaries and employee benefits | $1,024,000 | 2,221 |
| Premises and equipment expense | $188,000 | 3,032 |
| Additional noninterest expense | $1,046,000 | 1,180 |
| Pre-tax net operating income | $1,552,000 | 1,469 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $531,000 | 1,283 |
| Income before extraordinary items | $1,021,000 | 1,637 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,021,000 | 1,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 391 |
| Net operating income | $1,021,000 | 1,612 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,270,000 | 1,665 |
| Total interest expense | $4,106,000 | 1,984 |
| Net interest income | $13,164,000 | 1,537 |
| Provision for loan and lease losses | $450,000 | 2,142 |
| Total noninterest income | $2,505,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,066,000 | 1,643 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,439,000 | 1,692 |
| Total noninterest expense | $9,233,000 | 1,749 |
| Salaries and employee benefits | $3,603,000 | 2,414 |
| Premises and equipment expense | $728,000 | 3,029 |
| Additional noninterest expense | $4,902,000 | 1,023 |
| Pre-tax net operating income | $5,986,000 | 1,439 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,997,000 | 1,275 |
| Income before extraordinary items | $3,989,000 | 1,629 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,989,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,006 |
| Cash dividends | $2,600,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 792 |
| Net operating income | $3,989,000 | 1,582 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,705,000 | 1,675 |
| Total interest expense | $2,912,000 | 2,053 |
| Net interest income | $9,793,000 | 1,538 |
| Provision for loan and lease losses | $400,000 | 1,766 |
| Total noninterest income | $1,934,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $815,000 | 1,623 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,119,000 | 1,635 |
| Total noninterest expense | $7,144,000 | 1,687 |
| Salaries and employee benefits | $2,746,000 | 2,357 |
| Premises and equipment expense | $521,000 | 3,141 |
| Additional noninterest expense | $3,877,000 | 961 |
| Pre-tax net operating income | $4,183,000 | 1,540 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,372,000 | 1,388 |
| Income before extraordinary items | $2,811,000 | 1,730 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,811,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,270 |
| Cash dividends | $2,600,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 677 |
| Net operating income | $2,811,000 | 1,679 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,357,000 | 1,683 |
| Total interest expense | $1,922,000 | 2,057 |
| Net interest income | $6,435,000 | 1,544 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $1,265,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $540,000 | 1,616 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $725,000 | 1,672 |
| Total noninterest expense | $4,779,000 | 1,682 |
| Salaries and employee benefits | $1,841,000 | 2,343 |
| Premises and equipment expense | $339,000 | 3,216 |
| Additional noninterest expense | $2,599,000 | 959 |
| Pre-tax net operating income | $2,621,000 | 1,599 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $846,000 | 1,466 |
| Income before extraordinary items | $1,775,000 | 1,786 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,775,000 | 1,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,952 |
| Cash dividends | $1,500,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 580 |
| Net operating income | $1,775,000 | 1,728 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 1,677 |
| Total interest expense | $980,000 | 2,026 |
| Net interest income | $3,225,000 | 1,544 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $604,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $266,000 | 1,602 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $338,000 | 1,732 |
| Total noninterest expense | $2,475,000 | 1,648 |
| Salaries and employee benefits | $942,000 | 2,311 |
| Premises and equipment expense | $178,000 | 3,109 |
| Additional noninterest expense | $1,355,000 | 911 |
| Pre-tax net operating income | $1,204,000 | 1,706 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $380,000 | 1,637 |
| Income before extraordinary items | $824,000 | 1,897 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $824,000 | 1,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,821 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 428 |
| Net operating income | $824,000 | 1,807 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,100,000 | 1,673 |
| Total interest expense | $4,567,000 | 1,956 |
| Net interest income | $12,533,000 | 1,554 |
| Provision for loan and lease losses | $850,000 | 1,382 |
| Total noninterest income | $3,091,000 | 1,647 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,154,000 | 1,491 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,937,000 | 1,504 |
| Total noninterest expense | $10,242,000 | 1,555 |
| Salaries and employee benefits | $3,834,000 | 2,215 |
| Premises and equipment expense | $705,000 | 3,070 |
| Additional noninterest expense | $5,703,000 | 894 |
| Pre-tax net operating income | $4,532,000 | 1,781 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $1,326,000 | 1,799 |
| Income before extraordinary items | $3,209,000 | 1,925 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,209,000 | 1,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,132 |
| Cash dividends | $1,500,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 779 |
| Net operating income | $3,206,870 | 1,844 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,818,000 | 1,702 |
| Total interest expense | $3,553,000 | 1,964 |
| Net interest income | $9,265,000 | 1,580 |
| Provision for loan and lease losses | $700,000 | 1,218 |
| Total noninterest income | $2,408,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $864,000 | 1,507 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,544,000 | 1,507 |
| Total noninterest expense | $7,488,000 | 1,621 |
| Salaries and employee benefits | $2,842,000 | 2,238 |
| Premises and equipment expense | $532,000 | 3,049 |
| Additional noninterest expense | $4,114,000 | 939 |
| Pre-tax net operating income | $3,485,000 | 1,803 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $1,022,000 | 1,826 |
| Income before extraordinary items | $2,466,000 | 1,953 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,466,000 | 1,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,870 |
| Cash dividends | $1,500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 626 |
| Net operating income | $2,463,870 | 1,850 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,497,000 | 1,726 |
| Total interest expense | $2,447,000 | 1,967 |
| Net interest income | $6,050,000 | 1,610 |
| Provision for loan and lease losses | $400,000 | 1,388 |
| Total noninterest income | $1,574,000 | 1,660 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $582,000 | 1,477 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $992,000 | 1,527 |
| Total noninterest expense | $4,928,000 | 1,628 |
| Salaries and employee benefits | $1,872,000 | 2,261 |
| Premises and equipment expense | $355,000 | 3,044 |
| Additional noninterest expense | $2,701,000 | 939 |
| Pre-tax net operating income | $2,296,000 | 1,816 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $677,000 | 1,865 |
| Income before extraordinary items | $1,622,000 | 1,964 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,622,000 | 1,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,486 |
| Cash dividends | $900,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 517 |
| Net operating income | $1,619,870 | 1,855 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 1,759 |
| Total interest expense | $1,259,000 | 1,958 |
| Net interest income | $2,926,000 | 1,666 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $756,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $293,000 | 1,414 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $463,000 | 1,566 |
| Total noninterest expense | $2,471,000 | 1,622 |
| Salaries and employee benefits | $945,000 | 2,227 |
| Premises and equipment expense | $193,000 | 2,842 |
| Additional noninterest expense | $1,333,000 | 928 |
| Pre-tax net operating income | $1,061,000 | 1,934 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $304,000 | 2,033 |
| Income before extraordinary items | $757,000 | 2,067 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $757,000 | 2,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,973 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 367 |
| Net operating income | $757,000 | 1,952 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,077,000 | 1,812 |
| Total interest expense | $5,814,000 | 1,952 |
| Net interest income | $11,263,000 | 1,715 |
| Provision for loan and lease losses | $700,000 | 1,829 |
| Total noninterest income | $2,868,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,166,000 | 1,391 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,702,000 | 1,490 |
| Total noninterest expense | $8,653,000 | 1,748 |
| Salaries and employee benefits | $3,262,000 | 2,435 |
| Premises and equipment expense | $684,000 | 3,053 |
| Additional noninterest expense | $4,707,000 | 1,045 |
| Pre-tax net operating income | $4,778,000 | 1,713 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $1,362,000 | 1,788 |
| Income before extraordinary items | $3,430,000 | 1,744 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,430,000 | 1,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 2,033 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 766 |
| Net operating income | $3,419,920 | 1,695 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,615,000 | 1,841 |
| Total interest expense | $9,029,000 | 1,805 |
| Net interest income | $9,586,000 | 1,856 |
| Provision for loan and lease losses | $816,000 | 1,476 |
| Total noninterest income | $2,359,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $979,000 | 1,514 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,380,000 | 1,644 |
| Total noninterest expense | $7,773,000 | 1,864 |
| Salaries and employee benefits | $3,121,000 | 2,405 |
| Premises and equipment expense | $755,000 | 2,774 |
| Additional noninterest expense | $3,897,000 | 1,218 |
| Pre-tax net operating income | $3,356,000 | 2,049 |
| Securities gains (losses) | $320,000 | 865 |
| Applicable income taxes | $906,000 | 2,231 |
| Income before extraordinary items | $2,770,000 | 1,894 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,770,000 | 1,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 3,091 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 838 |
| Net operating income | $2,530,000 | 1,988 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,620,000 | 2,001 |
| Total interest expense | $9,641,000 | 1,780 |
| Net interest income | $7,979,000 | 2,233 |
| Provision for loan and lease losses | $170,000 | 4,137 |
| Total noninterest income | $1,730,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $842,000 | 1,648 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $888,000 | 2,011 |
| Total noninterest expense | $7,406,000 | 1,879 |
| Salaries and employee benefits | $2,880,000 | 2,478 |
| Premises and equipment expense | $821,000 | 2,513 |
| Additional noninterest expense | $3,705,000 | 1,232 |
| Pre-tax net operating income | $2,133,000 | 3,156 |
| Securities gains (losses) | $40,000 | 767 |
| Applicable income taxes | $333,000 | 4,360 |
| Income before extraordinary items | $1,840,000 | 2,759 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,840,000 | 2,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 907 |
| Net operating income | $1,806,000 | 2,794 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,535,000 | 2,098 |
| Total interest expense | $7,658,000 | 1,951 |
| Net interest income | $7,877,000 | 2,232 |
| Provision for loan and lease losses | $173,000 | 3,934 |
| Total noninterest income | $1,632,000 | 2,168 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $716,000 | 1,856 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $916,000 | 1,983 |
| Total noninterest expense | $6,546,000 | 2,077 |
| Salaries and employee benefits | $2,780,000 | 2,527 |
| Premises and equipment expense | $791,000 | 2,565 |
| Additional noninterest expense | $2,975,000 | 1,527 |
| Pre-tax net operating income | $2,790,000 | 2,556 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $595,000 | 3,240 |
| Income before extraordinary items | $2,195,000 | 2,372 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,195,000 | 2,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,488 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,005 |
| Net operating income | $2,195,000 | 2,347 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,708,000 | 2,225 |
| Total interest expense | $7,684,000 | 1,987 |
| Net interest income | $7,024,000 | 2,414 |
| Provision for loan and lease losses | $111,000 | 4,896 |
| Total noninterest income | $1,696,000 | 2,064 |
| Gross Fiduciary activities income | $6,000 | 1,327 |
| Service charges on deposit accounts | $655,000 | 1,949 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,035,000 | 1,805 |
| Total noninterest expense | $6,422,000 | 2,045 |
| Salaries and employee benefits | $2,738,000 | 2,468 |
| Premises and equipment expense | $777,000 | 2,515 |
| Additional noninterest expense | $2,907,000 | 1,492 |
| Pre-tax net operating income | $2,187,000 | 3,097 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $611,000 | 3,358 |
| Income before extraordinary items | $1,580,000 | 3,121 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,580,000 | 3,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $1,100,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,577,120 | 3,036 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,671,000 | 2,387 |
| Total interest expense | $6,797,000 | 2,223 |
| Net interest income | $6,874,000 | 2,527 |
| Provision for loan and lease losses | $207,000 | 3,371 |
| Total noninterest income | $1,306,000 | 2,453 |
| Gross Fiduciary activities income | $7,000 | 1,364 |
| Service charges on deposit accounts | $625,000 | 2,102 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $674,000 | 2,277 |
| Total noninterest expense | $6,046,000 | 2,124 |
| Salaries and employee benefits | $2,722,000 | 2,445 |
| Premises and equipment expense | $854,000 | 2,299 |
| Additional noninterest expense | $2,470,000 | 1,715 |
| Pre-tax net operating income | $1,927,000 | 3,670 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $589,000 | 3,737 |
| Income before extraordinary items | $1,350,000 | 3,677 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,350,000 | 3,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,755 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,341,600 | 3,623 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,762,000 | 2,618 |
| Total interest expense | $6,515,000 | 2,370 |
| Net interest income | $6,247,000 | 2,840 |
| Provision for loan and lease losses | $68,000 | 5,903 |
| Total noninterest income | $1,011,000 | 3,098 |
| Gross Fiduciary activities income | $8,000 | 1,417 |
| Service charges on deposit accounts | $522,000 | 2,613 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $481,000 | 3,005 |
| Total noninterest expense | $5,926,000 | 2,323 |
| Salaries and employee benefits | $2,749,000 | 2,424 |
| Premises and equipment expense | $823,000 | 2,381 |
| Additional noninterest expense | $2,354,000 | 2,119 |
| Pre-tax net operating income | $1,264,000 | 4,942 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $318,000 | 5,629 |
| Income before extraordinary items | $945,000 | 4,710 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $945,000 | 4,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $945,750 | 4,654 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,502,000 | 2,892 |
| Total interest expense | $5,736,000 | 2,675 |
| Net interest income | $5,766,000 | 3,081 |
| Provision for loan and lease losses | $39,000 | 6,693 |
| Total noninterest income | $1,124,000 | 2,839 |
| Gross Fiduciary activities income | $5,000 | 1,518 |
| Service charges on deposit accounts | $522,000 | 2,595 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $597,000 | 2,539 |
| Total noninterest expense | $5,463,000 | 2,488 |
| Salaries and employee benefits | $2,542,000 | 2,636 |
| Premises and equipment expense | $709,000 | 2,772 |
| Additional noninterest expense | $2,212,000 | 2,214 |
| Pre-tax net operating income | $1,388,000 | 4,723 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $485,000 | 4,299 |
| Income before extraordinary items | $903,000 | 4,979 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $903,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,724 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $903,000 | 4,962 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,235,000 | 3,645 |
| Total interest expense | $2,999,000 | 3,964 |
| Net interest income | $5,236,000 | 3,419 |
| Provision for loan and lease losses | $130,000 | 3,886 |
| Total noninterest income | $1,060,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $431,000 | 3,160 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $629,000 | 2,500 |
| Total noninterest expense | $5,042,000 | 2,763 |
| Salaries and employee benefits | $2,430,000 | 2,737 |
| Premises and equipment expense | $562,000 | 3,459 |
| Additional noninterest expense | $2,050,000 | 2,521 |
| Pre-tax net operating income | $1,124,000 | 5,480 |
| Securities gains (losses) | $39,000 | 1,298 |
| Applicable income taxes | $518,000 | 3,948 |
| Income before extraordinary items | $645,000 | 6,256 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $645,000 | 6,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,047 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $620,040 | 6,460 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,610,000 | 4,003 |
| Total interest expense | $2,844,000 | 4,307 |
| Net interest income | $4,766,000 | 3,732 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $1,453,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $432,000 | 3,215 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,021,000 | 2,006 |
| Total noninterest expense | $5,031,000 | 2,845 |
| Salaries and employee benefits | $2,466,000 | 2,680 |
| Premises and equipment expense | $569,000 | 3,483 |
| Additional noninterest expense | $1,996,000 | 2,740 |
| Pre-tax net operating income | $988,000 | 5,927 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $418,000 | 4,848 |
| Income before extraordinary items | $570,000 | 7,016 |
| Extraordinary gains, net | $-11,000 | 12,328 |
| Net income | $559,000 | 7,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $570,000 | 6,754 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,605,000 | 4,013 |
| Total interest expense | $3,906,000 | 4,166 |
| Net interest income | $4,699,000 | 3,851 |
| Provision for loan and lease losses | $411,000 | 3,396 |
| Total noninterest income | $1,227,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $309,000 | 4,341 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $918,000 | 2,126 |
| Total noninterest expense | $5,453,000 | 2,650 |
| Salaries and employee benefits | $2,252,000 | 2,879 |
| Premises and equipment expense | $581,000 | 3,472 |
| Additional noninterest expense | $2,620,000 | 2,240 |
| Pre-tax net operating income | $62,000 | 12,339 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $-76,000 | 13,550 |
| Income before extraordinary items | $150,000 | 11,275 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $150,000 | 11,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $138,000 | 11,109 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.