Home > Harris Bank Joliet > Income and Expense

Harris Bank Joliet, Income and Expense

2005-03-31 (YTD Data)		Rank
Total interest income	$12,102,000	626
Total interest expense	$3,222,000	745
Net interest income	$8,880,000	594
Provision for loan and lease losses	$0	6,226
Total noninterest income	$2,098,000	684
Gross Fiduciary activities income	$29,000	928
Service charges on deposit accounts	$1,186,000	328
Trading account gains and fees	$0	115
Additional Noninterest Income	$883,000	870
Total noninterest expense	$9,377,000	476
Salaries and employee benefits	$3,164,000	696
Premises and equipment expense	$635,000	933
Additional noninterest expense	$5,578,000	303
Pre-tax net operating income	$1,601,000	1,428
Securities gains (losses)	$0	1,685
Applicable income taxes	$446,000	1,479
Income before extraordinary items	$1,155,000	1,467
Extraordinary gains, net	$0	24
Net income	$1,155,000	1,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-342,000	8,900
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$11,000	429
Net operating income	$1,155,000	1,443
2004-12-31 (YTD Data)		Rank
Total interest income	$49,147,000	586
Total interest expense	$9,829,000	829
Net interest income	$39,318,000	521
Provision for loan and lease losses	$2,100,000	514
Total noninterest income	$9,324,000	641
Gross Fiduciary activities income	$131,000	878
Service charges on deposit accounts	$5,830,000	291
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,363,000	907
Total noninterest expense	$39,431,000	457
Salaries and employee benefits	$12,799,000	662
Premises and equipment expense	$2,404,000	941
Additional noninterest expense	$24,228,000	295
Pre-tax net operating income	$7,111,000	1,218
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,925,000	1,313
Income before extraordinary items	$5,186,000	1,257
Extraordinary gains, net	$0	34
Net income	$5,186,000	1,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-647,000	8,950
Cash dividends	$5,800,000	544
Sale, conversion, retirement of capital stock, net	$76,000	694
Net operating income	$5,186,000	1,221
2004-09-30 (YTD Data)		Rank
Total interest income	$37,061,000	582
Total interest expense	$7,007,000	841
Net interest income	$30,054,000	507
Provision for loan and lease losses	$1,725,000	465
Total noninterest income	$7,103,000	645
Gross Fiduciary activities income	$96,000	884
Service charges on deposit accounts	$4,473,000	293
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,534,000	907
Total noninterest expense	$30,293,000	451
Salaries and employee benefits	$9,738,000	649
Premises and equipment expense	$1,792,000	951
Additional noninterest expense	$18,763,000	285
Pre-tax net operating income	$5,139,000	1,271
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,350,000	1,408
Income before extraordinary items	$3,789,000	1,297
Extraordinary gains, net	$0	26
Net income	$3,789,000	1,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-697,000	9,002
Cash dividends	$5,800,000	406
Sale, conversion, retirement of capital stock, net	$66,000	562
Net operating income	$3,789,000	1,265
2004-06-30 (YTD Data)		Rank
Total interest income	$24,663,000	574
Total interest expense	$4,528,000	857
Net interest income	$20,135,000	503
Provision for loan and lease losses	$1,350,000	417
Total noninterest income	$4,622,000	655
Gross Fiduciary activities income	$64,000	892
Service charges on deposit accounts	$2,946,000	290
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,612,000	938
Total noninterest expense	$20,123,000	448
Salaries and employee benefits	$6,452,000	648
Premises and equipment expense	$1,182,000	967
Additional noninterest expense	$12,489,000	278
Pre-tax net operating income	$3,284,000	1,298
Securities gains (losses)	$0	3,413
Applicable income taxes	$831,000	1,487
Income before extraordinary items	$2,453,000	1,323
Extraordinary gains, net	$0	21
Net income	$2,453,000	1,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,039,000	9,067
Cash dividends	$5,800,000	292
Sale, conversion, retirement of capital stock, net	$58,000	459
Net operating income	$2,453,000	1,275
2004-03-31 (YTD Data)		Rank
Total interest income	$12,370,000	579
Total interest expense	$2,252,000	883
Net interest income	$10,118,000	508
Provision for loan and lease losses	$975,000	319
Total noninterest income	$2,167,000	679
Gross Fiduciary activities income	$26,000	955
Service charges on deposit accounts	$1,421,000	299
Trading account gains and fees	$0	121
Additional Noninterest Income	$720,000	1,002
Total noninterest expense	$10,015,000	454
Salaries and employee benefits	$3,189,000	671
Premises and equipment expense	$595,000	976
Additional noninterest expense	$6,231,000	272
Pre-tax net operating income	$1,295,000	1,606
Securities gains (losses)	$0	2,934
Applicable income taxes	$280,000	2,024
Income before extraordinary items	$1,015,000	1,577
Extraordinary gains, net	$0	16
Net income	$1,015,000	1,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	1,072
Cash dividends	$1,450,000	486
Sale, conversion, retirement of capital stock, net	$9,000	413
Net operating income	$1,015,000	1,487
2003-12-31 (YTD Data)		Rank
Total interest income	$54,330,000	531
Total interest expense	$11,835,000	742
Net interest income	$42,495,000	470
Provision for loan and lease losses	$3,650,000	410
Total noninterest income	$12,541,000	552
Gross Fiduciary activities income	$689,000	464
Service charges on deposit accounts	$6,216,000	280
Trading account gains and fees	$0	160
Additional Noninterest Income	$5,636,000	701
Total noninterest expense	$40,800,000	449
Salaries and employee benefits	$13,265,000	643
Premises and equipment expense	$2,351,000	967
Additional noninterest expense	$25,184,000	285
Pre-tax net operating income	$10,586,000	817
Securities gains (losses)	$1,538,000	359
Applicable income taxes	$3,367,000	844
Income before extraordinary items	$8,757,000	750
Extraordinary gains, net	$0	54
Net income	$8,757,000	752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,983,000	283
Cash dividends	$9,900,000	386
Sale, conversion, retirement of capital stock, net	$31,000	762
Net operating income	$7,649,640	791
2003-09-30 (YTD Data)		Rank
Total interest income	$41,192,000	541
Total interest expense	$9,349,000	736
Net interest income	$31,843,000	485
Provision for loan and lease losses	$2,125,000	510
Total noninterest income	$9,931,000	561
Gross Fiduciary activities income	$605,000	437
Service charges on deposit accounts	$4,553,000	298
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,773,000	661
Total noninterest expense	$29,397,000	475
Salaries and employee benefits	$10,027,000	656
Premises and equipment expense	$1,800,000	948
Additional noninterest expense	$17,570,000	304
Pre-tax net operating income	$10,252,000	674
Securities gains (losses)	$1,538,000	335
Applicable income taxes	$3,504,000	680
Income before extraordinary items	$8,286,000	625
Extraordinary gains, net	$0	40
Net income	$8,286,000	626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,755,000	347
Cash dividends	$8,700,000	340
Sale, conversion, retirement of capital stock, net	$23,000	613
Net operating income	$7,209,400	663
2003-06-30 (YTD Data)		Rank
Total interest income	$27,731,000	541
Total interest expense	$6,640,000	717
Net interest income	$21,091,000	487
Provision for loan and lease losses	$1,325,000	529
Total noninterest income	$5,484,000	626
Gross Fiduciary activities income	$571,000	370
Service charges on deposit accounts	$2,967,000	303
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,946,000	932
Total noninterest expense	$19,695,000	465
Salaries and employee benefits	$6,738,000	650
Premises and equipment expense	$1,213,000	941
Additional noninterest expense	$11,744,000	307
Pre-tax net operating income	$5,555,000	806
Securities gains (losses)	$0	3,782
Applicable income taxes	$1,412,000	1,036
Income before extraordinary items	$4,143,000	815
Extraordinary gains, net	$0	30
Net income	$4,143,000	816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$733,000	649
Cash dividends	$8,700,000	235
Sale, conversion, retirement of capital stock, net	$15,000	505
Net operating income	$4,143,000	753
2003-03-31 (YTD Data)		Rank
Total interest income	$14,058,000	540
Total interest expense	$3,532,000	693
Net interest income	$10,526,000	494
Provision for loan and lease losses	$675,000	502
Total noninterest income	$2,622,000	645
Gross Fiduciary activities income	$337,000	343
Service charges on deposit accounts	$1,408,000	311
Trading account gains and fees	$0	134
Additional Noninterest Income	$877,000	979
Total noninterest expense	$9,904,000	464
Salaries and employee benefits	$3,336,000	652
Premises and equipment expense	$667,000	864
Additional noninterest expense	$5,901,000	297
Pre-tax net operating income	$2,569,000	883
Securities gains (losses)	$0	2,891
Applicable income taxes	$618,000	1,162
Income before extraordinary items	$1,951,000	865
Extraordinary gains, net	$0	21
Net income	$1,951,000	864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$275,000	758
Cash dividends	$3,500,000	245
Sale, conversion, retirement of capital stock, net	$8,000	360
Net operating income	$1,951,000	789
2002-12-31 (YTD Data)		Rank
Total interest income	$60,984,000	521
Total interest expense	$17,784,000	634
Net interest income	$43,200,000	483
Provision for loan and lease losses	$2,650,000	606
Total noninterest income	$10,590,000	604
Gross Fiduciary activities income	$1,498,000	328
Service charges on deposit accounts	$5,965,000	289
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,127,000	973
Total noninterest expense	$38,327,000	459
Salaries and employee benefits	$13,931,000	589
Premises and equipment expense	$2,586,000	845
Additional noninterest expense	$21,810,000	328
Pre-tax net operating income	$12,813,000	685
Securities gains (losses)	$0	4,537
Applicable income taxes	$3,399,000	831
Income before extraordinary items	$9,414,000	672
Extraordinary gains, net	$0	70
Net income	$9,414,000	673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,295,000	772
Cash dividends	$23,000,000	220
Sale, conversion, retirement of capital stock, net	$1,361,000	347
Net operating income	$9,414,000	638
2001-12-31 (YTD Data)		Rank
Total interest income	$29,822,000	1,136
Total interest expense	$11,085,000	1,461
Net interest income	$18,737,000	956
Provision for loan and lease losses	$800,000	1,496
Total noninterest income	$4,556,000	1,072
Gross Fiduciary activities income	$701,000	491
Service charges on deposit accounts	$2,661,000	574
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,194,000	1,810
Total noninterest expense	$19,916,000	762
Salaries and employee benefits	$6,844,000	1,086
Premises and equipment expense	$1,548,000	1,381
Additional noninterest expense	$11,524,000	515
Pre-tax net operating income	$2,577,000	2,605
Securities gains (losses)	$2,000	4,242
Applicable income taxes	$252,000	4,594
Income before extraordinary items	$2,327,000	2,228
Extraordinary gains, net	$0	105
Net income	$2,327,000	2,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$465,000	1,642
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,325,200	2,156
2000-12-31 (YTD Data)		Rank
Total interest income	$71,183,000	537
Total interest expense	$33,498,000	573
Net interest income	$37,685,000	499
Provision for loan and lease losses	$1,875,000	646
Total noninterest income	$7,732,000	693
Gross Fiduciary activities income	$1,710,000	310
Service charges on deposit accounts	$4,157,000	339
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,865,000	1,197
Total noninterest expense	$26,309,000	601
Salaries and employee benefits	$13,362,000	550
Premises and equipment expense	$3,959,000	562
Additional noninterest expense	$8,988,000	626
Pre-tax net operating income	$17,233,000	506
Securities gains (losses)	$4,000	1,432
Applicable income taxes	$5,561,000	514
Income before extraordinary items	$11,676,000	509
Extraordinary gains, net	$0	38
Net income	$11,676,000	510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,413,000	590
Cash dividends	$4,716,000	656
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$11,673,280	504
1999-12-31 (YTD Data)		Rank
Total interest income	$63,972,000	576
Total interest expense	$26,752,000	622
Net interest income	$37,220,000	522
Provision for loan and lease losses	$2,300,000	506
Total noninterest income	$7,203,000	742
Gross Fiduciary activities income	$1,353,000	393
Service charges on deposit accounts	$3,981,000	353
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,869,000	1,208
Total noninterest expense	$25,863,000	621
Salaries and employee benefits	$12,962,000	561
Premises and equipment expense	$3,663,000	609
Additional noninterest expense	$9,238,000	643
Pre-tax net operating income	$16,260,000	568
Securities gains (losses)	$15,000	1,536
Applicable income taxes	$5,492,000	561
Income before extraordinary items	$10,783,000	584
Extraordinary gains, net	$0	35
Net income	$10,783,000	584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,376,000	578
Cash dividends	$7,241,000	509
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$10,773,100	573
1998-12-31 (YTD Data)		Rank
Total interest income	$62,197,000	580
Total interest expense	$26,769,000	626
Net interest income	$35,428,000	532
Provision for loan and lease losses	$2,034,000	573
Total noninterest income	$7,019,000	751
Gross Fiduciary activities income	$1,153,000	423
Service charges on deposit accounts	$3,915,000	340
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,951,000	1,182
Total noninterest expense	$25,006,000	624
Salaries and employee benefits	$12,677,000	564
Premises and equipment expense	$3,547,000	611
Additional noninterest expense	$8,782,000	644
Pre-tax net operating income	$15,407,000	541
Securities gains (losses)	$121,000	1,167
Applicable income taxes	$5,261,000	553
Income before extraordinary items	$10,267,000	582
Extraordinary gains, net	$0	32
Net income	$10,267,000	581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,524,000	556
Cash dividends	$7,227,000	494
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$10,187,140	556
1997-12-31 (YTD Data)		Rank
Total interest income	$44,049,000	781
Total interest expense	$19,051,000	862
Net interest income	$24,998,000	726
Provision for loan and lease losses	$825,000	1,151
Total noninterest income	$4,636,000	974
Gross Fiduciary activities income	$1,035,000	462
Service charges on deposit accounts	$2,632,000	507
Trading account gains and fees	$0	239
Additional Noninterest Income	$969,000	1,775
Total noninterest expense	$16,477,000	868
Salaries and employee benefits	$8,921,000	772
Premises and equipment expense	$2,313,000	866
Additional noninterest expense	$5,243,000	932
Pre-tax net operating income	$12,332,000	678
Securities gains (losses)	$9,000	2,430
Applicable income taxes	$3,991,000	724
Income before extraordinary items	$8,350,000	686
Extraordinary gains, net	$0	44
Net income	$8,350,000	686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$714,000	1,011
Cash dividends	$5,244,000	601
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$8,343,880	669
1996-12-31 (YTD Data)		Rank
Total interest income	$40,370,000	868
Total interest expense	$17,200,000	966
Net interest income	$23,170,000	802
Provision for loan and lease losses	$750,000	1,257
Total noninterest income	$4,081,000	1,093
Gross Fiduciary activities income	$997,000	506
Service charges on deposit accounts	$2,214,000	616
Trading account gains and fees	$0	262
Additional Noninterest Income	$870,000	1,994
Total noninterest expense	$15,117,000	1,008
Salaries and employee benefits	$7,850,000	874
Premises and equipment expense	$2,238,000	954
Additional noninterest expense	$5,029,000	1,127
Pre-tax net operating income	$11,384,000	709
Securities gains (losses)	$31,000	1,673
Applicable income taxes	$3,670,000	748
Income before extraordinary items	$7,745,000	711
Extraordinary gains, net	$0	53
Net income	$7,745,000	711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$460,000	1,528
Cash dividends	$4,673,000	702
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$7,723,920	695
1995-12-31 (YTD Data)		Rank
Total interest income	$39,222,000	925
Total interest expense	$16,599,000	1,021
Net interest income	$22,623,000	842
Provision for loan and lease losses	$900,000	1,018
Total noninterest income	$3,688,000	1,181
Gross Fiduciary activities income	$829,000	578
Service charges on deposit accounts	$2,103,000	653
Trading account gains and fees	$0	522
Additional Noninterest Income	$756,000	2,191
Total noninterest expense	$14,335,000	1,045
Salaries and employee benefits	$7,213,000	946
Premises and equipment expense	$1,936,000	1,090
Additional noninterest expense	$5,186,000	1,089
Pre-tax net operating income	$11,076,000	768
Securities gains (losses)	$286,000	532
Applicable income taxes	$3,623,000	784
Income before extraordinary items	$7,739,000	742
Extraordinary gains, net	$0	65
Net income	$7,739,000	742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$199,000	2,504
Cash dividends	$1,961,000	1,264
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$7,544,520	750
1994-12-31 (YTD Data)		Rank
Total interest income	$33,684,000	944
Total interest expense	$12,721,000	1,040
Net interest income	$20,963,000	890
Provision for loan and lease losses	$705,000	1,193
Total noninterest income	$3,277,000	1,278
Gross Fiduciary activities income	$829,000	572
Service charges on deposit accounts	$1,763,000	758
Trading account gains and fees	$0	475
Additional Noninterest Income	$685,000	2,372
Total noninterest expense	$13,838,000	1,087
Salaries and employee benefits	$7,191,000	951
Premises and equipment expense	$1,798,000	1,175
Additional noninterest expense	$4,849,000	1,204
Pre-tax net operating income	$9,697,000	814
Securities gains (losses)	$4,000	2,755
Applicable income taxes	$2,912,000	905
Income before extraordinary items	$6,789,000	785
Extraordinary gains, net	$0	249
Net income	$6,789,000	784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$712,000	1,075
Cash dividends	$4,050,000	645
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$6,786,200	790
1993-12-31 (YTD Data)		Rank
Total interest income	$32,689,000	985
Total interest expense	$12,010,000	1,123
Net interest income	$20,679,000	900
Provision for loan and lease losses	$615,000	1,813
Total noninterest income	$2,706,000	1,582
Gross Fiduciary activities income	$796,000	612
Service charges on deposit accounts	$1,555,000	836
Trading account gains and fees	$0	532
Additional Noninterest Income	$355,000	4,079
Total noninterest expense	$13,611,000	1,154
Salaries and employee benefits	$7,021,000	964
Premises and equipment expense	$2,353,000	941
Additional noninterest expense	$4,237,000	1,444
Pre-tax net operating income	$9,159,000	804
Securities gains (losses)	$246,000	1,469
Applicable income taxes	$2,746,000	933
Income before extraordinary items	$6,659,000	785
Extraordinary gains, net	$0	3,149
Net income	$6,659,000	814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$545,000	1,681
Cash dividends	$3,176,000	683
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$6,484,340	755
1992-12-31 (YTD Data)		Rank
Total interest income	$34,304,000	1,065
Total interest expense	$14,933,000	1,196
Net interest income	$19,371,000	968
Provision for loan and lease losses	$1,050,000	1,779
Total noninterest income	$2,720,000	1,561
Gross Fiduciary activities income	$738,000	640
Service charges on deposit accounts	$1,544,000	848
Trading account gains and fees	$0	504
Additional Noninterest Income	$438,000	3,499
Total noninterest expense	$12,036,000	1,324
Salaries and employee benefits	$6,024,000	1,110
Premises and equipment expense	$2,180,000	1,041
Additional noninterest expense	$3,832,000	1,639
Pre-tax net operating income	$9,005,000	721
Securities gains (losses)	$32,000	4,877
Applicable income taxes	$2,646,000	872
Income before extraordinary items	$6,391,000	740
Extraordinary gains, net	$0	1,422
Net income	$6,391,000	743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$369,000	2,963
Cash dividends	$5,342,000	358
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$6,368,280	676

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.