Home > Harris Bank Huntley > Income and Expense
Harris Bank Huntley, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 3,648 |
| Total interest expense | $789,000 | 2,823 |
| Net interest income | $1,180,000 | 4,109 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $254,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $81,000 | 3,899 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $173,000 | 2,724 |
| Total noninterest expense | $1,038,000 | 3,738 |
| Salaries and employee benefits | $398,000 | 4,854 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $540,000 | 2,254 |
| Pre-tax net operating income | $321,000 | 4,826 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $95,000 | 3,849 |
| Income before extraordinary items | $226,000 | 5,122 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $226,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 484 |
| Net operating income | $226,000 | 5,095 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,492,000 | 4,024 |
| Total interest expense | $2,165,000 | 3,423 |
| Net interest income | $4,327,000 | 4,241 |
| Provision for loan and lease losses | $270,000 | 3,102 |
| Total noninterest income | $1,338,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $330,000 | 4,092 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,008,000 | 2,134 |
| Total noninterest expense | $4,008,000 | 3,739 |
| Salaries and employee benefits | $1,569,000 | 4,773 |
| Premises and equipment expense | $382,000 | 4,919 |
| Additional noninterest expense | $2,057,000 | 2,357 |
| Pre-tax net operating income | $1,387,000 | 4,456 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $444,000 | 3,538 |
| Income before extraordinary items | $943,000 | 4,847 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $943,000 | 4,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,591 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 830 |
| Net operating income | $943,000 | 4,779 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 4,146 |
| Total interest expense | $1,506,000 | 3,590 |
| Net interest income | $3,137,000 | 4,337 |
| Provision for loan and lease losses | $195,000 | 3,028 |
| Total noninterest income | $1,043,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $242,000 | 4,176 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $801,000 | 2,070 |
| Total noninterest expense | $2,983,000 | 3,728 |
| Salaries and employee benefits | $1,183,000 | 4,727 |
| Premises and equipment expense | $291,000 | 4,851 |
| Additional noninterest expense | $1,509,000 | 2,374 |
| Pre-tax net operating income | $1,002,000 | 4,603 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $319,000 | 3,685 |
| Income before extraordinary items | $683,000 | 5,016 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $683,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,750 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 702 |
| Net operating income | $683,000 | 4,930 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 4,295 |
| Total interest expense | $966,000 | 3,707 |
| Net interest income | $1,993,000 | 4,491 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $653,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $150,000 | 4,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $503,000 | 2,180 |
| Total noninterest expense | $1,970,000 | 3,783 |
| Salaries and employee benefits | $783,000 | 4,788 |
| Premises and equipment expense | $196,000 | 4,825 |
| Additional noninterest expense | $991,000 | 2,404 |
| Pre-tax net operating income | $556,000 | 5,033 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $170,000 | 4,043 |
| Income before extraordinary items | $386,000 | 5,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $386,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 602 |
| Net operating income | $386,000 | 5,319 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 4,441 |
| Total interest expense | $464,000 | 3,872 |
| Net interest income | $954,000 | 4,626 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $276,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 4,385 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $205,000 | 2,439 |
| Total noninterest expense | $986,000 | 3,805 |
| Salaries and employee benefits | $385,000 | 4,873 |
| Premises and equipment expense | $106,000 | 4,616 |
| Additional noninterest expense | $495,000 | 2,384 |
| Pre-tax net operating income | $199,000 | 5,834 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $53,000 | 4,770 |
| Income before extraordinary items | $146,000 | 6,075 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $146,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,824 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 445 |
| Net operating income | $146,000 | 5,958 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 4,701 |
| Total interest expense | $1,418,000 | 5,045 |
| Net interest income | $3,882,000 | 4,448 |
| Provision for loan and lease losses | $207,000 | 3,962 |
| Total noninterest income | $1,583,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $308,000 | 4,236 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,275,000 | 2,036 |
| Total noninterest expense | $3,792,000 | 3,860 |
| Salaries and employee benefits | $1,232,000 | 5,552 |
| Premises and equipment expense | $257,000 | 6,101 |
| Additional noninterest expense | $2,303,000 | 2,097 |
| Pre-tax net operating income | $1,466,000 | 4,180 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $466,000 | 3,495 |
| Income before extraordinary items | $1,000,000 | 4,653 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,000,000 | 4,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,670 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 821 |
| Net operating income | $1,000,000 | 4,482 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 4,758 |
| Total interest expense | $1,063,000 | 5,200 |
| Net interest income | $2,903,000 | 4,485 |
| Provision for loan and lease losses | $162,000 | 3,760 |
| Total noninterest income | $1,247,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $227,000 | 4,294 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,020,000 | 2,024 |
| Total noninterest expense | $2,682,000 | 4,021 |
| Salaries and employee benefits | $864,000 | 5,743 |
| Premises and equipment expense | $143,000 | 6,912 |
| Additional noninterest expense | $1,675,000 | 2,144 |
| Pre-tax net operating income | $1,306,000 | 3,832 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $431,000 | 3,298 |
| Income before extraordinary items | $875,000 | 4,369 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $875,000 | 4,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 668 |
| Net operating income | $875,000 | 4,198 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 4,769 |
| Total interest expense | $752,000 | 5,123 |
| Net interest income | $1,910,000 | 4,533 |
| Provision for loan and lease losses | $108,000 | 3,738 |
| Total noninterest income | $747,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $148,000 | 4,326 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $599,000 | 2,195 |
| Total noninterest expense | $1,711,000 | 4,168 |
| Salaries and employee benefits | $526,000 | 6,072 |
| Premises and equipment expense | $79,000 | 7,317 |
| Additional noninterest expense | $1,106,000 | 2,163 |
| Pre-tax net operating income | $838,000 | 3,938 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $275,000 | 3,391 |
| Income before extraordinary items | $563,000 | 4,467 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $563,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 550 |
| Net operating income | $563,000 | 4,255 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 4,805 |
| Total interest expense | $390,000 | 5,113 |
| Net interest income | $941,000 | 4,580 |
| Provision for loan and lease losses | $54,000 | 3,580 |
| Total noninterest income | $305,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 4,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $233,000 | 2,463 |
| Total noninterest expense | $856,000 | 4,156 |
| Salaries and employee benefits | $264,000 | 6,066 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $547,000 | 2,149 |
| Pre-tax net operating income | $336,000 | 4,492 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $104,000 | 3,866 |
| Income before extraordinary items | $232,000 | 4,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $232,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 394 |
| Net operating income | $232,000 | 4,722 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,483,000 | 4,850 |
| Total interest expense | $1,869,000 | 5,035 |
| Net interest income | $3,614,000 | 4,670 |
| Provision for loan and lease losses | $368,000 | 3,010 |
| Total noninterest income | $1,111,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $308,000 | 4,169 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $803,000 | 2,499 |
| Total noninterest expense | $3,229,000 | 4,217 |
| Salaries and employee benefits | $1,111,000 | 5,771 |
| Premises and equipment expense | $182,000 | 7,003 |
| Additional noninterest expense | $1,936,000 | 2,376 |
| Pre-tax net operating income | $1,128,000 | 4,881 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $293,000 | 4,482 |
| Income before extraordinary items | $841,000 | 5,063 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $841,000 | 5,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 810 |
| Net operating income | $836,560 | 4,952 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,540,000 | 5,265 |
| Total interest expense | $2,649,000 | 5,190 |
| Net interest income | $2,891,000 | 5,200 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $971,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $272,000 | 4,420 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $699,000 | 2,573 |
| Total noninterest expense | $2,830,000 | 4,538 |
| Salaries and employee benefits | $1,220,000 | 5,248 |
| Premises and equipment expense | $152,000 | 7,483 |
| Additional noninterest expense | $1,458,000 | 2,945 |
| Pre-tax net operating income | $932,000 | 5,086 |
| Securities gains (losses) | $63,000 | 2,155 |
| Applicable income taxes | $229,000 | 4,759 |
| Income before extraordinary items | $766,000 | 4,989 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $766,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 870 |
| Net operating income | $717,490 | 5,052 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,179,000 | 5,613 |
| Total interest expense | $2,816,000 | 5,160 |
| Net interest income | $2,363,000 | 6,016 |
| Provision for loan and lease losses | $70,000 | 5,970 |
| Total noninterest income | $632,000 | 4,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,473 |
| Total noninterest expense | $2,243,000 | 5,267 |
| Salaries and employee benefits | $880,000 | 6,382 |
| Premises and equipment expense | $167,000 | 7,292 |
| Additional noninterest expense | $1,196,000 | 3,443 |
| Pre-tax net operating income | $682,000 | 6,297 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $104,000 | 6,463 |
| Income before extraordinary items | $578,000 | 5,954 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $578,000 | 5,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 934 |
| Net operating income | $578,000 | 5,963 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,538,000 | 5,903 |
| Total interest expense | $2,213,000 | 5,628 |
| Net interest income | $2,325,000 | 6,069 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $566,000 | 4,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 3,990 |
| Total noninterest expense | $2,098,000 | 5,503 |
| Salaries and employee benefits | $800,000 | 6,752 |
| Premises and equipment expense | $202,000 | 6,783 |
| Additional noninterest expense | $1,096,000 | 3,720 |
| Pre-tax net operating income | $748,000 | 6,133 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $138,000 | 6,424 |
| Income before extraordinary items | $610,000 | 5,847 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $610,000 | 5,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $610,000 | 5,824 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 6,036 |
| Total interest expense | $2,356,000 | 5,593 |
| Net interest income | $2,173,000 | 6,341 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $558,000 | 4,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 3,919 |
| Total noninterest expense | $1,755,000 | 6,111 |
| Salaries and employee benefits | $774,000 | 6,798 |
| Premises and equipment expense | $212,000 | 6,540 |
| Additional noninterest expense | $769,000 | 4,808 |
| Pre-tax net operating income | $970,000 | 5,516 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $259,000 | 5,557 |
| Income before extraordinary items | $711,000 | 5,565 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $711,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $711,000 | 5,450 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 6,141 |
| Total interest expense | $2,391,000 | 5,590 |
| Net interest income | $2,197,000 | 6,541 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $427,000 | 5,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 4,805 |
| Total noninterest expense | $1,666,000 | 6,375 |
| Salaries and employee benefits | $776,000 | 6,902 |
| Premises and equipment expense | $241,000 | 6,194 |
| Additional noninterest expense | $649,000 | 5,508 |
| Pre-tax net operating income | $903,000 | 6,139 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $266,000 | 6,081 |
| Income before extraordinary items | $656,000 | 6,084 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $656,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $642,510 | 6,100 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,076,000 | 6,787 |
| Total interest expense | $2,325,000 | 5,801 |
| Net interest income | $1,751,000 | 7,662 |
| Provision for loan and lease losses | $23,000 | 7,847 |
| Total noninterest income | $418,000 | 5,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,485 |
| Total noninterest expense | $1,699,000 | 6,611 |
| Salaries and employee benefits | $838,000 | 6,783 |
| Premises and equipment expense | $235,000 | 6,465 |
| Additional noninterest expense | $626,000 | 6,192 |
| Pre-tax net operating income | $447,000 | 8,226 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $120,000 | 8,404 |
| Income before extraordinary items | $338,000 | 8,096 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $338,000 | 8,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $329,860 | 8,115 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 7,341 |
| Total interest expense | $2,150,000 | 6,175 |
| Net interest income | $1,521,000 | 8,474 |
| Provision for loan and lease losses | $-58,000 | 11,619 |
| Total noninterest income | $330,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,108 |
| Total noninterest expense | $1,719,000 | 6,685 |
| Salaries and employee benefits | $843,000 | 6,872 |
| Premises and equipment expense | $270,000 | 6,064 |
| Additional noninterest expense | $606,000 | 6,495 |
| Pre-tax net operating income | $190,000 | 10,526 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $25,000 | 10,670 |
| Income before extraordinary items | $163,000 | 10,331 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $163,000 | 10,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 11,651 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $164,740 | 10,295 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 8,275 |
| Total interest expense | $1,287,000 | 7,596 |
| Net interest income | $1,592,000 | 8,602 |
| Provision for loan and lease losses | $173,000 | 3,331 |
| Total noninterest income | $574,000 | 4,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 3,347 |
| Total noninterest expense | $1,705,000 | 6,973 |
| Salaries and employee benefits | $795,000 | 7,238 |
| Premises and equipment expense | $241,000 | 6,664 |
| Additional noninterest expense | $669,000 | 6,546 |
| Pre-tax net operating income | $288,000 | 10,214 |
| Securities gains (losses) | $-108,000 | 11,573 |
| Applicable income taxes | $66,000 | 10,095 |
| Income before extraordinary items | $114,000 | 11,226 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $114,000 | 11,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $183,120 | 10,510 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 11,735 |
| Total interest expense | $540,000 | 11,473 |
| Net interest income | $738,000 | 11,730 |
| Provision for loan and lease losses | $201,000 | 3,891 |
| Total noninterest income | $292,000 | 7,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,419 |
| Total noninterest expense | $3,270,000 | 4,173 |
| Salaries and employee benefits | $544,000 | 9,277 |
| Premises and equipment expense | $189,000 | 7,917 |
| Additional noninterest expense | $2,537,000 | 2,202 |
| Pre-tax net operating income | $-2,441,000 | 13,110 |
| Securities gains (losses) | $-17,000 | 12,886 |
| Applicable income taxes | $-8,000 | 12,773 |
| Income before extraordinary items | $-2,450,000 | 13,109 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-2,450,000 | 13,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 3,079 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,433,000 | 13,088 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 8,412 |
| Total interest expense | $1,513,000 | 8,470 |
| Net interest income | $1,829,000 | 8,252 |
| Provision for loan and lease losses | $132,000 | 6,450 |
| Total noninterest income | $363,000 | 6,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 5,223 |
| Total noninterest expense | $1,500,000 | 7,918 |
| Salaries and employee benefits | $906,000 | 6,586 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $444,000 | 9,041 |
| Pre-tax net operating income | $560,000 | 7,991 |
| Securities gains (losses) | $-8,000 | 13,215 |
| Applicable income taxes | $151,000 | 8,593 |
| Income before extraordinary items | $401,000 | 8,216 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $401,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 6,285 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $406,840 | 7,795 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.