Home > Harris Bank Hoffman-Schaumburg > Income and Expense
Harris Bank Hoffman-Schaumburg, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 4,749 |
| Total interest expense | $307,000 | 5,410 |
| Net interest income | $1,068,000 | 4,413 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $259,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $153,000 | 2,519 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $692,000 | 5,035 |
| Salaries and employee benefits | $219,000 | 6,759 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $422,000 | 2,885 |
| Pre-tax net operating income | $630,000 | 3,118 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $237,000 | 2,344 |
| Income before extraordinary items | $393,000 | 3,669 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $393,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 385 |
| Net operating income | $393,000 | 3,630 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,115,000 | 4,765 |
| Total interest expense | $863,000 | 6,055 |
| Net interest income | $4,252,000 | 4,296 |
| Provision for loan and lease losses | $105,000 | 4,905 |
| Total noninterest income | $1,205,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $679,000 | 2,444 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $526,000 | 3,224 |
| Total noninterest expense | $3,018,000 | 4,642 |
| Salaries and employee benefits | $991,000 | 6,301 |
| Premises and equipment expense | $176,000 | 7,018 |
| Additional noninterest expense | $1,851,000 | 2,591 |
| Pre-tax net operating income | $2,334,000 | 3,173 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $875,000 | 2,377 |
| Income before extraordinary items | $1,459,000 | 3,703 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,459,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,793 |
| Cash dividends | $1,200,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 818 |
| Net operating income | $1,459,000 | 3,649 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,751,000 | 4,832 |
| Total interest expense | $583,000 | 6,321 |
| Net interest income | $3,168,000 | 4,308 |
| Provision for loan and lease losses | $73,000 | 4,859 |
| Total noninterest income | $927,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $519,000 | 2,422 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $408,000 | 3,151 |
| Total noninterest expense | $2,319,000 | 4,537 |
| Salaries and employee benefits | $728,000 | 6,342 |
| Premises and equipment expense | $129,000 | 7,057 |
| Additional noninterest expense | $1,462,000 | 2,446 |
| Pre-tax net operating income | $1,703,000 | 3,288 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $638,000 | 2,462 |
| Income before extraordinary items | $1,065,000 | 3,863 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,065,000 | 3,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $850,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 697 |
| Net operating income | $1,065,000 | 3,778 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 4,869 |
| Total interest expense | $375,000 | 6,440 |
| Net interest income | $2,105,000 | 4,323 |
| Provision for loan and lease losses | $63,000 | 4,225 |
| Total noninterest income | $584,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $339,000 | 2,462 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $245,000 | 3,356 |
| Total noninterest expense | $1,542,000 | 4,577 |
| Salaries and employee benefits | $484,000 | 6,396 |
| Premises and equipment expense | $87,000 | 7,059 |
| Additional noninterest expense | $971,000 | 2,448 |
| Pre-tax net operating income | $1,084,000 | 3,344 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $405,000 | 2,534 |
| Income before extraordinary items | $679,000 | 3,917 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $679,000 | 3,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 600 |
| Net operating income | $679,000 | 3,835 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 4,883 |
| Total interest expense | $189,000 | 6,483 |
| Net interest income | $1,053,000 | 4,321 |
| Provision for loan and lease losses | $32,000 | 4,015 |
| Total noninterest income | $272,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $166,000 | 2,458 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $106,000 | 3,585 |
| Total noninterest expense | $777,000 | 4,567 |
| Salaries and employee benefits | $231,000 | 6,590 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $497,000 | 2,374 |
| Pre-tax net operating income | $516,000 | 3,436 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $193,000 | 2,637 |
| Income before extraordinary items | $323,000 | 4,077 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $323,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 435 |
| Net operating income | $323,000 | 3,934 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,392,000 | 4,635 |
| Total interest expense | $1,031,000 | 6,026 |
| Net interest income | $4,361,000 | 4,094 |
| Provision for loan and lease losses | $339,000 | 2,918 |
| Total noninterest income | $1,406,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $725,000 | 2,292 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $681,000 | 3,018 |
| Total noninterest expense | $3,447,000 | 4,170 |
| Salaries and employee benefits | $1,055,000 | 6,069 |
| Premises and equipment expense | $162,000 | 7,236 |
| Additional noninterest expense | $2,230,000 | 2,161 |
| Pre-tax net operating income | $1,981,000 | 3,417 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $724,000 | 2,730 |
| Income before extraordinary items | $1,262,000 | 4,005 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,262,000 | 4,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,709 |
| Cash dividends | $1,150,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 809 |
| Net operating income | $1,258,800 | 3,835 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,075,000 | 4,664 |
| Total interest expense | $824,000 | 5,983 |
| Net interest income | $3,251,000 | 4,135 |
| Provision for loan and lease losses | $275,000 | 2,660 |
| Total noninterest income | $1,103,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $535,000 | 2,341 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $568,000 | 2,907 |
| Total noninterest expense | $2,567,000 | 4,172 |
| Salaries and employee benefits | $834,000 | 5,874 |
| Premises and equipment expense | $123,000 | 7,226 |
| Additional noninterest expense | $1,610,000 | 2,231 |
| Pre-tax net operating income | $1,512,000 | 3,497 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $550,000 | 2,846 |
| Income before extraordinary items | $967,000 | 4,062 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $967,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,821 |
| Cash dividends | $850,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 654 |
| Net operating income | $963,800 | 3,904 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 4,665 |
| Total interest expense | $579,000 | 5,951 |
| Net interest income | $2,169,000 | 4,136 |
| Provision for loan and lease losses | $164,000 | 2,874 |
| Total noninterest income | $722,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $357,000 | 2,304 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $365,000 | 2,945 |
| Total noninterest expense | $1,705,000 | 4,181 |
| Salaries and employee benefits | $549,000 | 5,921 |
| Premises and equipment expense | $86,000 | 7,125 |
| Additional noninterest expense | $1,070,000 | 2,223 |
| Pre-tax net operating income | $1,022,000 | 3,475 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $372,000 | 2,833 |
| Income before extraordinary items | $655,000 | 4,055 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $655,000 | 4,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,723 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 543 |
| Net operating income | $651,800 | 3,883 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 4,688 |
| Total interest expense | $297,000 | 5,962 |
| Net interest income | $1,075,000 | 4,174 |
| Provision for loan and lease losses | $82,000 | 2,707 |
| Total noninterest income | $343,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $177,000 | 2,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $166,000 | 3,032 |
| Total noninterest expense | $842,000 | 4,209 |
| Salaries and employee benefits | $274,000 | 5,929 |
| Premises and equipment expense | $43,000 | 7,175 |
| Additional noninterest expense | $525,000 | 2,230 |
| Pre-tax net operating income | $494,000 | 3,525 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $178,000 | 2,900 |
| Income before extraordinary items | $316,000 | 4,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 4,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 394 |
| Net operating income | $316,000 | 3,898 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,032,000 | 4,536 |
| Total interest expense | $1,208,000 | 6,403 |
| Net interest income | $4,824,000 | 3,772 |
| Provision for loan and lease losses | $264,000 | 3,738 |
| Total noninterest income | $1,298,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $737,000 | 2,158 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $561,000 | 3,076 |
| Total noninterest expense | $3,190,000 | 4,270 |
| Salaries and employee benefits | $1,018,000 | 6,072 |
| Premises and equipment expense | $161,000 | 7,301 |
| Additional noninterest expense | $2,011,000 | 2,296 |
| Pre-tax net operating income | $2,668,000 | 2,752 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $965,000 | 2,267 |
| Income before extraordinary items | $1,703,000 | 3,178 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,703,000 | 3,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 2,272 |
| Cash dividends | $1,500,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 799 |
| Net operating income | $1,703,000 | 3,071 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,936,000 | 4,462 |
| Total interest expense | $2,390,000 | 5,539 |
| Net interest income | $4,546,000 | 3,726 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $1,129,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $697,000 | 2,150 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $432,000 | 3,391 |
| Total noninterest expense | $2,924,000 | 4,421 |
| Salaries and employee benefits | $932,000 | 6,233 |
| Premises and equipment expense | $176,000 | 7,126 |
| Additional noninterest expense | $1,816,000 | 2,451 |
| Pre-tax net operating income | $2,739,000 | 2,465 |
| Securities gains (losses) | $195,000 | 1,208 |
| Applicable income taxes | $1,033,000 | 2,029 |
| Income before extraordinary items | $1,901,000 | 2,656 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,901,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,093 |
| Cash dividends | $1,100,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 861 |
| Net operating income | $1,774,250 | 2,747 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,974,000 | 4,602 |
| Total interest expense | $2,938,000 | 5,003 |
| Net interest income | $4,036,000 | 4,153 |
| Provision for loan and lease losses | $13,000 | 7,828 |
| Total noninterest income | $2,103,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $700,000 | 1,975 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,403,000 | 1,460 |
| Total noninterest expense | $3,115,000 | 4,106 |
| Salaries and employee benefits | $1,069,000 | 5,661 |
| Premises and equipment expense | $289,000 | 5,539 |
| Additional noninterest expense | $1,757,000 | 2,442 |
| Pre-tax net operating income | $3,011,000 | 2,386 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $1,052,000 | 2,034 |
| Income before extraordinary items | $1,963,000 | 2,615 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,963,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $1,500,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 934 |
| Net operating income | $1,960,400 | 2,610 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,765,000 | 4,520 |
| Total interest expense | $2,529,000 | 5,156 |
| Net interest income | $4,236,000 | 3,978 |
| Provision for loan and lease losses | $321,000 | 2,513 |
| Total noninterest income | $1,190,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $714,000 | 1,861 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $476,000 | 3,047 |
| Total noninterest expense | $3,327,000 | 3,875 |
| Salaries and employee benefits | $1,219,000 | 5,108 |
| Premises and equipment expense | $363,000 | 4,845 |
| Additional noninterest expense | $1,745,000 | 2,487 |
| Pre-tax net operating income | $1,778,000 | 3,654 |
| Securities gains (losses) | $31,000 | 1,173 |
| Applicable income taxes | $567,000 | 3,345 |
| Income before extraordinary items | $1,242,000 | 3,768 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,242,000 | 3,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,328 |
| Cash dividends | $900,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,220,610 | 3,796 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,328,000 | 4,233 |
| Total interest expense | $3,266,000 | 4,412 |
| Net interest income | $4,062,000 | 4,065 |
| Provision for loan and lease losses | $221,000 | 3,304 |
| Total noninterest income | $1,264,000 | 2,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $724,000 | 1,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 2,839 |
| Total noninterest expense | $3,268,000 | 3,827 |
| Salaries and employee benefits | $1,282,000 | 4,822 |
| Premises and equipment expense | $407,000 | 4,368 |
| Additional noninterest expense | $1,579,000 | 2,647 |
| Pre-tax net operating income | $1,837,000 | 3,576 |
| Securities gains (losses) | $23,000 | 2,320 |
| Applicable income taxes | $543,000 | 3,644 |
| Income before extraordinary items | $1,317,000 | 3,641 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,317,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,836 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,300,670 | 3,597 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,805,000 | 4,601 |
| Total interest expense | $3,036,000 | 4,660 |
| Net interest income | $3,769,000 | 4,454 |
| Provision for loan and lease losses | $71,000 | 5,899 |
| Total noninterest income | $1,047,000 | 2,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $734,000 | 1,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,824 |
| Total noninterest expense | $2,762,000 | 4,392 |
| Salaries and employee benefits | $1,227,000 | 4,996 |
| Premises and equipment expense | $396,000 | 4,482 |
| Additional noninterest expense | $1,139,000 | 3,496 |
| Pre-tax net operating income | $1,983,000 | 3,556 |
| Securities gains (losses) | $14,000 | 2,133 |
| Applicable income taxes | $572,000 | 3,822 |
| Income before extraordinary items | $1,425,000 | 3,504 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,425,000 | 3,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $831,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,415,060 | 3,458 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,105,000 | 5,121 |
| Total interest expense | $2,742,000 | 5,156 |
| Net interest income | $3,363,000 | 4,994 |
| Provision for loan and lease losses | $38,000 | 7,073 |
| Total noninterest income | $898,000 | 3,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $672,000 | 2,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 4,843 |
| Total noninterest expense | $2,871,000 | 4,441 |
| Salaries and employee benefits | $1,386,000 | 4,617 |
| Premises and equipment expense | $375,000 | 4,772 |
| Additional noninterest expense | $1,110,000 | 4,029 |
| Pre-tax net operating income | $1,352,000 | 4,704 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $321,000 | 5,603 |
| Income before extraordinary items | $1,037,000 | 4,349 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,037,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,724 |
| Cash dividends | $186,000 | 5,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,032,440 | 4,316 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 5,774 |
| Total interest expense | $2,502,000 | 5,567 |
| Net interest income | $2,756,000 | 5,885 |
| Provision for loan and lease losses | $57,000 | 5,968 |
| Total noninterest income | $835,000 | 3,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $682,000 | 1,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,925 |
| Total noninterest expense | $2,589,000 | 4,845 |
| Salaries and employee benefits | $1,182,000 | 5,280 |
| Premises and equipment expense | $376,000 | 4,773 |
| Additional noninterest expense | $1,031,000 | 4,239 |
| Pre-tax net operating income | $945,000 | 6,216 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $146,000 | 8,329 |
| Income before extraordinary items | $803,000 | 5,435 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $803,000 | 5,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $799,600 | 5,429 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 6,579 |
| Total interest expense | $1,484,000 | 6,939 |
| Net interest income | $2,614,000 | 6,241 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $812,000 | 3,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $653,000 | 2,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,034 |
| Total noninterest expense | $2,568,000 | 5,033 |
| Salaries and employee benefits | $1,117,000 | 5,579 |
| Premises and equipment expense | $374,000 | 4,847 |
| Additional noninterest expense | $1,077,000 | 4,424 |
| Pre-tax net operating income | $846,000 | 6,648 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $177,000 | 7,765 |
| Income before extraordinary items | $689,000 | 5,980 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $689,000 | 5,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $305,000 | 4,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $673,000 | 6,147 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 7,283 |
| Total interest expense | $1,190,000 | 8,293 |
| Net interest income | $2,496,000 | 6,553 |
| Provision for loan and lease losses | $128,000 | 5,054 |
| Total noninterest income | $789,000 | 4,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $593,000 | 2,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,734 |
| Total noninterest expense | $2,401,000 | 5,442 |
| Salaries and employee benefits | $1,022,000 | 6,008 |
| Premises and equipment expense | $393,000 | 4,785 |
| Additional noninterest expense | $986,000 | 4,976 |
| Pre-tax net operating income | $756,000 | 7,055 |
| Securities gains (losses) | $78,000 | 2,824 |
| Applicable income taxes | $182,000 | 7,971 |
| Income before extraordinary items | $652,000 | 6,412 |
| Extraordinary gains, net | $-13,000 | 12,366 |
| Net income | $639,000 | 6,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $183,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $591,160 | 6,605 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 7,806 |
| Total interest expense | $1,402,000 | 8,843 |
| Net interest income | $2,374,000 | 6,836 |
| Provision for loan and lease losses | $254,000 | 4,549 |
| Total noninterest income | $764,000 | 4,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $599,000 | 2,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 6,311 |
| Total noninterest expense | $2,242,000 | 5,819 |
| Salaries and employee benefits | $913,000 | 6,544 |
| Premises and equipment expense | $411,000 | 4,702 |
| Additional noninterest expense | $918,000 | 5,427 |
| Pre-tax net operating income | $642,000 | 7,441 |
| Securities gains (losses) | $109,000 | 2,865 |
| Applicable income taxes | $134,000 | 9,024 |
| Income before extraordinary items | $617,000 | 6,457 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $617,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 3,917 |
| Cash dividends | $195,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $527,620 | 6,728 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.