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Harris Bank Hinsdale, Net charge- offs to loans

2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0507%3,229
Percentage Net Loans Charged-off: Total real estate loans0.0054%1,713
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0076%1,458
Percentage Net Loans Charged-off: Home equity loans0.0057%323
All other 1-4 family - Percent of loans charged-off, net0.0095%1,315
Percentage Net Loans Charged-off: Commercial and industrial0.6187%921
Percentage Net Loans Charged-off: Loans to individuals0.2113%3,535
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0619%4,980
Percentage Net Loans Charged-off: Total real estate loans0.0081%3,515
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0119%2,935
Percentage Net Loans Charged-off: Home equity loans0.0147%608
All other 1-4 family - Percent of loans charged-off, net0.0090%2,841
Percentage Net Loans Charged-off: Commercial and industrial0.5294%2,058
Percentage Net Loans Charged-off: Loans to individuals0.2494%5,158
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0455%1,481
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0780%4,044
Percentage Net Loans Charged-off: Total real estate loans0.0075%3,019
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0112%2,506
Percentage Net Loans Charged-off: Home equity loans0.0137%513
All other 1-4 family - Percent of loans charged-off, net0.0087%2,404
Percentage Net Loans Charged-off: Commercial and industrial0.7365%1,394
Percentage Net Loans Charged-off: Loans to individuals0.2901%4,441
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0182%1,369
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0537%4,303
Percentage Net Loans Charged-off: Total real estate loans0.0015%2,759
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0022%2,253
Percentage Net Loans Charged-off: Home equity loans-0.0011%5,892
All other 1-4 family - Percent of loans charged-off, net0.0056%2,067
Percentage Net Loans Charged-off: Commercial and industrial0.1918%2,240
Percentage Net Loans Charged-off: Loans to individuals0.3029%4,070
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0314%1,147
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0794%3,163
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.4048%1,278
Percentage Net Loans Charged-off: Loans to individuals0.3996%3,229
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0411%6,074
Percentage Net Loans Charged-off: Total real estate loans0.0052%3,828
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0078%3,219
Percentage Net Loans Charged-off: Home equity loans0.0072%615
All other 1-4 family - Percent of loans charged-off, net0.0083%3,046
Percentage Net Loans Charged-off: Commercial and industrial-0.0222%7,660
Percentage Net Loans Charged-off: Loans to individuals0.2077%5,835
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0442%5,497
Percentage Net Loans Charged-off: Total real estate loans0.0066%3,198
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0098%2,657
Percentage Net Loans Charged-off: Home equity loans0.0099%489
All other 1-4 family - Percent of loans charged-off, net0.0097%2,541
Percentage Net Loans Charged-off: Commercial and industrial-0.0199%7,523
Percentage Net Loans Charged-off: Loans to individuals0.2153%5,332
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0648%7,481
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0379%5,277
Percentage Net Loans Charged-off: Total real estate loans0.0079%2,696
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0116%2,193
Percentage Net Loans Charged-off: Home equity loans0.0084%401
All other 1-4 family - Percent of loans charged-off, net0.0144%2,046
Percentage Net Loans Charged-off: Commercial and industrial-0.0075%7,324
Percentage Net Loans Charged-off: Loans to individuals0.1736%5,133
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1007%7,573
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0437%4,314
Percentage Net Loans Charged-off: Total real estate loans0.0018%2,033
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0026%1,623
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0049%1,506
Percentage Net Loans Charged-off: Commercial and industrial-0.0750%7,698
Percentage Net Loans Charged-off: Loans to individuals0.2429%4,084
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2102%7,685
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2597%3,082
Percentage Net Loans Charged-off: Total real estate loans0.0047%3,917
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0068%3,225
Percentage Net Loans Charged-off: Home equity loans-0.0044%5,931
All other 1-4 family - Percent of loans charged-off, net0.0154%2,855
Percentage Net Loans Charged-off: Commercial and industrial3.7674%514
Percentage Net Loans Charged-off: Loans to individuals0.3207%5,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.4199%8,082
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0493%6,176
Percentage Net Loans Charged-off: Total real estate loans0.0057%3,710
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0084%3,028
Percentage Net Loans Charged-off: Home equity loans0.0078%589
All other 1-4 family - Percent of loans charged-off, net0.0087%2,851
Percentage Net Loans Charged-off: Commercial and industrial0.2358%3,507
Percentage Net Loans Charged-off: Loans to individuals0.0895%6,714
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0451%425
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0328%6,305
Percentage Net Loans Charged-off: Total real estate loans-0.0143%1,398
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0283%1,373
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0097%1,390
Percentage Net Loans Charged-off: Home equity loans-0.0337%1,338
All other 1-4 family - Percent of loans charged-off, net0.0033%789
Percentage Net Loans Charged-off: Commercial and industrial-0.1226%1,409
Percentage Net Loans Charged-off: Loans to individuals0.2319%1,089
Percentage Net Loans Charged-off: Credit card loans1.6485%592
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease9.3495%17
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2253%9,990
Percentage Net Loans Charged-off: Total real estate loans-0.2472%1,518
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.9862%1,496
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0075%891
Percentage Net Loans Charged-off: Home equity loans-0.0084%1,280
All other 1-4 family - Percent of loans charged-off, net0.0160%739
Percentage Net Loans Charged-off: Commercial and industrial-0.1735%1,382
Percentage Net Loans Charged-off: Loans to individuals0.0317%1,341
Percentage Net Loans Charged-off: Credit card loans0.6775%855
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8859%89
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1920%10,151
Percentage Net Loans Charged-off: Total real estate loans-0.0649%1,407
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.4075%1,415
Percentage Net Loans Charged-off: Multi-family residential-0.0317%1,302
Percentage Net Loans Charged-off: 1-4 family residential0.0139%749
Percentage Net Loans Charged-off: Home equity loans0.0229%347
All other 1-4 family - Percent of loans charged-off, net0.0086%755
Percentage Net Loans Charged-off: Commercial and industrial-1.5454%1,407
Percentage Net Loans Charged-off: Loans to individuals0.1029%1,225
Percentage Net Loans Charged-off: Credit card loans0.2517%947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1427%4,664
Percentage Net Loans Charged-off: Total real estate loans0.2344%144
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate1.6607%22
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%1,279
Percentage Net Loans Charged-off: Home equity loans-0.0086%1,235
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial-0.6520%1,368
Percentage Net Loans Charged-off: Loans to individuals0.1583%1,190
Percentage Net Loans Charged-off: Credit card loans0.5841%926
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0476%329
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3244%11,222
Percentage Net Loans Charged-off: Total real estate loans-0.2865%1,508
Percentage Net Loans Charged-off:Construction & development-1.4973%1,435
Percentage Net Loans Charged-off: Commercial real estate-0.4917%1,454
Percentage Net Loans Charged-off: Multi-family residential0.7014%94
Percentage Net Loans Charged-off: 1-4 family residential-0.1742%1,507
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net-0.2896%1,513
Percentage Net Loans Charged-off: Commercial and industrial-1.2315%1,433
Percentage Net Loans Charged-off: Loans to individuals0.0320%1,351
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.6198%11,933
Percentage Net Loans Charged-off: Total real estate loans-1.0562%1,545
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential-1.6831%1,541
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net-2.2953%1,540
Percentage Net Loans Charged-off: Commercial and industrial-6.7797%1,434
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,350
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7650%1,090
Percentage Net Loans Charged-off: Total real estate loans-0.4084%1,486
Percentage Net Loans Charged-off:Construction & development-0.4803%1,351
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.4001%1,488
Percentage Net Loans Charged-off: Home equity loans-2.0340%1,298
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial8.5486%26
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,287
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1430%6,284
Percentage Net Loans Charged-off: Total real estate loans0.0072%1,144
Percentage Net Loans Charged-off:Construction & development1.0378%264
Percentage Net Loans Charged-off: Commercial real estate-5.6148%1,512
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential-0.0649%1,480
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net-0.0912%1,484
Percentage Net Loans Charged-off: Commercial and industrial1.6182%268
Percentage Net Loans Charged-off: Loans to individuals-0.1325%1,486
Percentage Net Loans Charged-off: Credit card loans0.0000%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4309%268
Percentage Net Loans Charged-off: Total real estate loans2.3094%76
Percentage Net Loans Charged-off:Construction & development12.1795%53
Percentage Net Loans Charged-off: Commercial real estate13.0592%13
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.5453%148
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.7448%107
Percentage Net Loans Charged-off: Commercial and industrial10.6744%50
Percentage Net Loans Charged-off: Loans to individuals0.7488%752
Percentage Net Loans Charged-off: Credit card loans0.0000%1,026
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA