Home > Harris Bank Frankfort > Income and Expense
Harris Bank Frankfort, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,093,000 | 1,902 |
| Total interest expense | $1,233,000 | 1,920 |
| Net interest income | $2,860,000 | 1,876 |
| Provision for loan and lease losses | $138,000 | 1,572 |
| Total noninterest income | $458,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $200,000 | 2,002 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $258,000 | 2,107 |
| Total noninterest expense | $2,066,000 | 2,004 |
| Salaries and employee benefits | $700,000 | 3,116 |
| Premises and equipment expense | $186,000 | 3,058 |
| Additional noninterest expense | $1,180,000 | 1,046 |
| Pre-tax net operating income | $1,114,000 | 1,986 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $411,000 | 1,578 |
| Income before extraordinary items | $703,000 | 2,322 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $703,000 | 2,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 654 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $703,000 | 2,280 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,368,000 | 1,862 |
| Total interest expense | $3,849,000 | 2,111 |
| Net interest income | $11,519,000 | 1,752 |
| Provision for loan and lease losses | $678,000 | 1,493 |
| Total noninterest income | $2,063,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $958,000 | 1,831 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,105,000 | 2,026 |
| Total noninterest expense | $7,447,000 | 2,132 |
| Salaries and employee benefits | $2,494,000 | 3,355 |
| Premises and equipment expense | $661,000 | 3,274 |
| Additional noninterest expense | $4,292,000 | 1,149 |
| Pre-tax net operating income | $5,457,000 | 1,562 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,037,000 | 1,249 |
| Income before extraordinary items | $3,420,000 | 1,844 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,420,000 | 1,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,824 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 850 |
| Net operating income | $3,420,000 | 1,804 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,286,000 | 1,881 |
| Total interest expense | $2,713,000 | 2,196 |
| Net interest income | $8,573,000 | 1,751 |
| Provision for loan and lease losses | $540,000 | 1,362 |
| Total noninterest income | $1,581,000 | 2,131 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $729,000 | 1,815 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $852,000 | 1,990 |
| Total noninterest expense | $5,711,000 | 2,094 |
| Salaries and employee benefits | $1,884,000 | 3,313 |
| Premises and equipment expense | $506,000 | 3,226 |
| Additional noninterest expense | $3,321,000 | 1,102 |
| Pre-tax net operating income | $3,903,000 | 1,652 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,454,000 | 1,311 |
| Income before extraordinary items | $2,449,000 | 1,938 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,449,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,538 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 714 |
| Net operating income | $2,449,000 | 1,886 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,372,000 | 1,898 |
| Total interest expense | $1,728,000 | 2,262 |
| Net interest income | $5,644,000 | 1,770 |
| Provision for loan and lease losses | $360,000 | 1,336 |
| Total noninterest income | $1,040,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $489,000 | 1,788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $551,000 | 2,040 |
| Total noninterest expense | $3,750,000 | 2,132 |
| Salaries and employee benefits | $1,249,000 | 3,334 |
| Premises and equipment expense | $345,000 | 3,175 |
| Additional noninterest expense | $2,156,000 | 1,135 |
| Pre-tax net operating income | $2,574,000 | 1,642 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $959,000 | 1,327 |
| Income before extraordinary items | $1,615,000 | 1,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,615,000 | 1,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 620 |
| Net operating income | $1,615,000 | 1,886 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 1,911 |
| Total interest expense | $843,000 | 2,332 |
| Net interest income | $2,843,000 | 1,754 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $508,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $240,000 | 1,780 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $268,000 | 2,024 |
| Total noninterest expense | $1,876,000 | 2,139 |
| Salaries and employee benefits | $603,000 | 3,440 |
| Premises and equipment expense | $180,000 | 3,079 |
| Additional noninterest expense | $1,093,000 | 1,119 |
| Pre-tax net operating income | $1,295,000 | 1,606 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $483,000 | 1,333 |
| Income before extraordinary items | $812,000 | 1,930 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $812,000 | 1,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,238 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 452 |
| Net operating income | $812,000 | 1,842 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,357,000 | 2,129 |
| Total interest expense | $3,246,000 | 2,668 |
| Net interest income | $10,111,000 | 1,932 |
| Provision for loan and lease losses | $2,393,000 | 571 |
| Total noninterest income | $2,524,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $954,000 | 1,815 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,570,000 | 1,762 |
| Total noninterest expense | $8,025,000 | 1,977 |
| Salaries and employee benefits | $2,287,000 | 3,522 |
| Premises and equipment expense | $616,000 | 3,445 |
| Additional noninterest expense | $5,122,000 | 994 |
| Pre-tax net operating income | $2,217,000 | 3,147 |
| Securities gains (losses) | $37,000 | 2,758 |
| Applicable income taxes | $732,000 | 2,701 |
| Income before extraordinary items | $1,522,000 | 3,524 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,522,000 | 3,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,655,000 | 635 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 809 |
| Net operating income | $1,496,840 | 3,412 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,922,000 | 2,185 |
| Total interest expense | $2,447,000 | 2,732 |
| Net interest income | $7,475,000 | 1,968 |
| Provision for loan and lease losses | $2,208,000 | 492 |
| Total noninterest income | $2,014,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $712,000 | 1,828 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,302,000 | 1,696 |
| Total noninterest expense | $5,710,000 | 2,083 |
| Salaries and employee benefits | $1,616,000 | 3,675 |
| Premises and equipment expense | $455,000 | 3,487 |
| Additional noninterest expense | $3,639,000 | 1,059 |
| Pre-tax net operating income | $1,571,000 | 3,425 |
| Securities gains (losses) | $37,000 | 2,545 |
| Applicable income taxes | $515,000 | 2,975 |
| Income before extraordinary items | $1,093,000 | 3,766 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,093,000 | 3,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,548,000 | 529 |
| Cash dividends | $1,000,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 654 |
| Net operating income | $1,067,840 | 3,665 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 2,213 |
| Total interest expense | $1,726,000 | 2,671 |
| Net interest income | $4,871,000 | 2,006 |
| Provision for loan and lease losses | $1,480,000 | 492 |
| Total noninterest income | $1,303,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $463,000 | 1,827 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $840,000 | 1,719 |
| Total noninterest expense | $3,617,000 | 2,169 |
| Salaries and employee benefits | $1,038,000 | 3,796 |
| Premises and equipment expense | $298,000 | 3,511 |
| Additional noninterest expense | $2,281,000 | 1,113 |
| Pre-tax net operating income | $1,077,000 | 3,341 |
| Securities gains (losses) | $37,000 | 2,231 |
| Applicable income taxes | $359,000 | 2,912 |
| Income before extraordinary items | $755,000 | 3,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $755,000 | 3,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,514,000 | 405 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 550 |
| Net operating income | $729,840 | 3,552 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 2,239 |
| Total interest expense | $904,000 | 2,639 |
| Net interest income | $2,383,000 | 2,048 |
| Provision for loan and lease losses | $520,000 | 607 |
| Total noninterest income | $555,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $218,000 | 1,877 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $337,000 | 1,944 |
| Total noninterest expense | $1,839,000 | 2,130 |
| Salaries and employee benefits | $522,000 | 3,774 |
| Premises and equipment expense | $162,000 | 3,275 |
| Additional noninterest expense | $1,155,000 | 1,076 |
| Pre-tax net operating income | $579,000 | 3,157 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $188,000 | 2,807 |
| Income before extraordinary items | $391,000 | 3,516 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $391,000 | 3,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 468 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 378 |
| Net operating income | $391,000 | 3,346 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,498,000 | 2,282 |
| Total interest expense | $4,047,000 | 2,717 |
| Net interest income | $9,451,000 | 2,050 |
| Provision for loan and lease losses | $571,000 | 2,156 |
| Total noninterest income | $2,121,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $907,000 | 1,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,214,000 | 1,924 |
| Total noninterest expense | $6,397,000 | 2,332 |
| Salaries and employee benefits | $1,963,000 | 3,796 |
| Premises and equipment expense | $548,000 | 3,675 |
| Additional noninterest expense | $3,886,000 | 1,236 |
| Pre-tax net operating income | $4,604,000 | 1,761 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,592,000 | 1,573 |
| Income before extraordinary items | $3,012,000 | 2,000 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,012,000 | 1,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,476 |
| Cash dividends | $800,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 774 |
| Net operating income | $3,012,000 | 1,929 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,688,000 | 2,332 |
| Total interest expense | $6,541,000 | 2,454 |
| Net interest income | $8,147,000 | 2,209 |
| Provision for loan and lease losses | $363,000 | 2,809 |
| Total noninterest income | $1,771,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $835,000 | 1,829 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $936,000 | 2,146 |
| Total noninterest expense | $6,602,000 | 2,177 |
| Salaries and employee benefits | $2,065,000 | 3,507 |
| Premises and equipment expense | $615,000 | 3,296 |
| Additional noninterest expense | $3,922,000 | 1,213 |
| Pre-tax net operating income | $2,953,000 | 2,300 |
| Securities gains (losses) | $128,000 | 1,544 |
| Applicable income taxes | $1,191,000 | 1,825 |
| Income before extraordinary items | $1,890,000 | 2,671 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,890,000 | 2,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,628 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 819 |
| Net operating income | $1,808,080 | 2,682 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,093,000 | 2,458 |
| Total interest expense | $7,209,000 | 2,343 |
| Net interest income | $6,884,000 | 2,584 |
| Provision for loan and lease losses | $239,000 | 3,391 |
| Total noninterest income | $1,402,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $850,000 | 1,629 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $552,000 | 2,781 |
| Total noninterest expense | $5,857,000 | 2,330 |
| Salaries and employee benefits | $1,914,000 | 3,607 |
| Premises and equipment expense | $593,000 | 3,308 |
| Additional noninterest expense | $3,350,000 | 1,346 |
| Pre-tax net operating income | $2,190,000 | 3,096 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $825,000 | 2,461 |
| Income before extraordinary items | $1,365,000 | 3,503 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,365,000 | 3,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,956 |
| Cash dividends | $900,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 853 |
| Net operating income | $1,365,000 | 3,490 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,450,000 | 2,616 |
| Total interest expense | $5,663,000 | 2,602 |
| Net interest income | $6,787,000 | 2,583 |
| Provision for loan and lease losses | $231,000 | 3,253 |
| Total noninterest income | $1,637,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $811,000 | 1,635 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $826,000 | 2,117 |
| Total noninterest expense | $5,631,000 | 2,408 |
| Salaries and employee benefits | $1,867,000 | 3,639 |
| Premises and equipment expense | $629,000 | 3,124 |
| Additional noninterest expense | $3,135,000 | 1,464 |
| Pre-tax net operating income | $2,562,000 | 2,736 |
| Securities gains (losses) | $40,000 | 1,069 |
| Applicable income taxes | $1,009,000 | 2,203 |
| Income before extraordinary items | $1,593,000 | 3,096 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,593,000 | 3,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,463 |
| Cash dividends | $1,350,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 956 |
| Net operating income | $1,567,400 | 3,106 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,555,000 | 2,603 |
| Total interest expense | $6,396,000 | 2,347 |
| Net interest income | $6,159,000 | 2,786 |
| Provision for loan and lease losses | $242,000 | 3,053 |
| Total noninterest income | $1,612,000 | 2,148 |
| Gross Fiduciary activities income | $6,000 | 1,327 |
| Service charges on deposit accounts | $690,000 | 1,857 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $916,000 | 1,985 |
| Total noninterest expense | $5,571,000 | 2,354 |
| Salaries and employee benefits | $1,992,000 | 3,347 |
| Premises and equipment expense | $634,000 | 3,016 |
| Additional noninterest expense | $2,945,000 | 1,473 |
| Pre-tax net operating income | $1,958,000 | 3,394 |
| Securities gains (losses) | $14,000 | 2,712 |
| Applicable income taxes | $802,000 | 2,741 |
| Income before extraordinary items | $1,170,000 | 4,013 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,170,000 | 4,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $700,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 961 |
| Net operating income | $1,161,040 | 3,944 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,489,000 | 2,852 |
| Total interest expense | $5,734,000 | 2,609 |
| Net interest income | $5,755,000 | 3,029 |
| Provision for loan and lease losses | $196,000 | 3,500 |
| Total noninterest income | $1,412,000 | 2,312 |
| Gross Fiduciary activities income | $9,000 | 1,344 |
| Service charges on deposit accounts | $668,000 | 1,965 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $735,000 | 2,155 |
| Total noninterest expense | $4,981,000 | 2,574 |
| Salaries and employee benefits | $2,106,000 | 3,143 |
| Premises and equipment expense | $597,000 | 3,171 |
| Additional noninterest expense | $2,278,000 | 1,870 |
| Pre-tax net operating income | $1,990,000 | 3,550 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $822,000 | 2,865 |
| Income before extraordinary items | $1,170,000 | 4,142 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,170,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,479 |
| Cash dividends | $850,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,168,720 | 4,083 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,020,000 | 3,273 |
| Total interest expense | $5,140,000 | 2,923 |
| Net interest income | $4,880,000 | 3,608 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $859,000 | 3,504 |
| Gross Fiduciary activities income | $4,000 | 1,462 |
| Service charges on deposit accounts | $572,000 | 2,376 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $283,000 | 4,221 |
| Total noninterest expense | $4,896,000 | 2,794 |
| Salaries and employee benefits | $1,955,000 | 3,401 |
| Premises and equipment expense | $601,000 | 3,214 |
| Additional noninterest expense | $2,340,000 | 2,139 |
| Pre-tax net operating income | $693,000 | 6,962 |
| Securities gains (losses) | $55,000 | 1,274 |
| Applicable income taxes | $324,000 | 5,572 |
| Income before extraordinary items | $424,000 | 7,424 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $424,000 | 7,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,426 |
| Cash dividends | $426,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 900 |
| Net operating income | $388,800 | 7,667 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,391,000 | 3,853 |
| Total interest expense | $4,226,000 | 3,511 |
| Net interest income | $4,165,000 | 4,169 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $727,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $484,000 | 2,800 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $243,000 | 4,558 |
| Total noninterest expense | $3,983,000 | 3,336 |
| Salaries and employee benefits | $1,637,000 | 3,964 |
| Premises and equipment expense | $439,000 | 4,194 |
| Additional noninterest expense | $1,907,000 | 2,504 |
| Pre-tax net operating income | $849,000 | 6,651 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $275,000 | 6,302 |
| Income before extraordinary items | $573,000 | 6,766 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $573,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $420,000 | 3,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $573,680 | 6,743 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,289,000 | 4,081 |
| Total interest expense | $3,208,000 | 3,728 |
| Net interest income | $4,081,000 | 4,296 |
| Provision for loan and lease losses | $46,000 | 6,340 |
| Total noninterest income | $766,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $514,000 | 2,659 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $252,000 | 4,576 |
| Total noninterest expense | $3,774,000 | 3,598 |
| Salaries and employee benefits | $1,552,000 | 4,159 |
| Premises and equipment expense | $425,000 | 4,362 |
| Additional noninterest expense | $1,797,000 | 2,837 |
| Pre-tax net operating income | $1,027,000 | 5,841 |
| Securities gains (losses) | $45,000 | 1,225 |
| Applicable income taxes | $371,000 | 5,041 |
| Income before extraordinary items | $701,000 | 5,907 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $701,000 | 5,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $592,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $671,750 | 6,159 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,836,000 | 4,410 |
| Total interest expense | $2,898,000 | 4,246 |
| Net interest income | $3,938,000 | 4,473 |
| Provision for loan and lease losses | $156,000 | 4,539 |
| Total noninterest income | $765,000 | 4,137 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $488,000 | 2,862 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $277,000 | 4,693 |
| Total noninterest expense | $3,574,000 | 3,842 |
| Salaries and employee benefits | $1,437,000 | 4,442 |
| Premises and equipment expense | $426,000 | 4,464 |
| Additional noninterest expense | $1,711,000 | 3,112 |
| Pre-tax net operating income | $973,000 | 6,006 |
| Securities gains (losses) | $57,000 | 3,212 |
| Applicable income taxes | $312,000 | 5,925 |
| Income before extraordinary items | $718,000 | 6,000 |
| Extraordinary gains, net | $-36,000 | 12,608 |
| Net income | $682,000 | 6,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $870,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $678,100 | 6,006 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,072,000 | 4,788 |
| Total interest expense | $3,338,000 | 4,727 |
| Net interest income | $3,734,000 | 4,747 |
| Provision for loan and lease losses | $231,000 | 4,835 |
| Total noninterest income | $647,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $435,000 | 3,223 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $212,000 | 5,472 |
| Total noninterest expense | $3,632,000 | 3,810 |
| Salaries and employee benefits | $1,397,000 | 4,510 |
| Premises and equipment expense | $431,000 | 4,524 |
| Additional noninterest expense | $1,804,000 | 3,054 |
| Pre-tax net operating income | $518,000 | 8,283 |
| Securities gains (losses) | $146,000 | 2,447 |
| Applicable income taxes | $84,000 | 10,333 |
| Income before extraordinary items | $580,000 | 6,701 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $580,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $335,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $452,980 | 7,355 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.