Home > Harris Bank Frankfort > Income and Expense

Harris Bank Frankfort, Income and Expense

2005-03-31 (YTD Data)Rank
Total interest income$4,093,0001,902
Total interest expense$1,233,0001,920
Net interest income$2,860,0001,876
Provision for loan and lease losses$138,0001,572
Total noninterest income$458,0002,270
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$200,0002,002
Trading account gains and fees$0115
Additional Noninterest Income$258,0002,107
Total noninterest expense$2,066,0002,004
Salaries and employee benefits$700,0003,116
Premises and equipment expense$186,0003,058
Additional noninterest expense$1,180,0001,046
Pre-tax net operating income$1,114,0001,986
Securities gains (losses)$01,685
Applicable income taxes$411,0001,578
Income before extraordinary items$703,0002,322
Extraordinary gains, net$024
Net income$703,0002,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,000654
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$703,0002,280
2004-12-31 (YTD Data)Rank
Total interest income$15,368,0001,862
Total interest expense$3,849,0002,111
Net interest income$11,519,0001,752
Provision for loan and lease losses$678,0001,493
Total noninterest income$2,063,0002,152
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$958,0001,831
Trading account gains and fees$0138
Additional Noninterest Income$1,105,0002,026
Total noninterest expense$7,447,0002,132
Salaries and employee benefits$2,494,0003,355
Premises and equipment expense$661,0003,274
Additional noninterest expense$4,292,0001,149
Pre-tax net operating income$5,457,0001,562
Securities gains (losses)$03,819
Applicable income taxes$2,037,0001,249
Income before extraordinary items$3,420,0001,844
Extraordinary gains, net$034
Net income$3,420,0001,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,824
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$3,000850
Net operating income$3,420,0001,804
2004-09-30 (YTD Data)Rank
Total interest income$11,286,0001,881
Total interest expense$2,713,0002,196
Net interest income$8,573,0001,751
Provision for loan and lease losses$540,0001,362
Total noninterest income$1,581,0002,131
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$729,0001,815
Trading account gains and fees$0134
Additional Noninterest Income$852,0001,990
Total noninterest expense$5,711,0002,094
Salaries and employee benefits$1,884,0003,313
Premises and equipment expense$506,0003,226
Additional noninterest expense$3,321,0001,102
Pre-tax net operating income$3,903,0001,652
Securities gains (losses)$03,710
Applicable income taxes$1,454,0001,311
Income before extraordinary items$2,449,0001,938
Extraordinary gains, net$026
Net income$2,449,0001,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,538
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$3,000714
Net operating income$2,449,0001,886
2004-06-30 (YTD Data)Rank
Total interest income$7,372,0001,898
Total interest expense$1,728,0002,262
Net interest income$5,644,0001,770
Provision for loan and lease losses$360,0001,336
Total noninterest income$1,040,0002,133
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$489,0001,788
Trading account gains and fees$0130
Additional Noninterest Income$551,0002,040
Total noninterest expense$3,750,0002,132
Salaries and employee benefits$1,249,0003,334
Premises and equipment expense$345,0003,175
Additional noninterest expense$2,156,0001,135
Pre-tax net operating income$2,574,0001,642
Securities gains (losses)$03,413
Applicable income taxes$959,0001,327
Income before extraordinary items$1,615,0001,939
Extraordinary gains, net$021
Net income$1,615,0001,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0002,878
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$2,000620
Net operating income$1,615,0001,886
2004-03-31 (YTD Data)Rank
Total interest income$3,686,0001,911
Total interest expense$843,0002,332
Net interest income$2,843,0001,754
Provision for loan and lease losses$180,0001,248
Total noninterest income$508,0002,135
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$240,0001,780
Trading account gains and fees$0121
Additional Noninterest Income$268,0002,024
Total noninterest expense$1,876,0002,139
Salaries and employee benefits$603,0003,440
Premises and equipment expense$180,0003,079
Additional noninterest expense$1,093,0001,119
Pre-tax net operating income$1,295,0001,606
Securities gains (losses)$02,934
Applicable income taxes$483,0001,333
Income before extraordinary items$812,0001,930
Extraordinary gains, net$016
Net income$812,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,238
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$1,000452
Net operating income$812,0001,842
2003-12-31 (YTD Data)Rank
Total interest income$13,357,0002,129
Total interest expense$3,246,0002,668
Net interest income$10,111,0001,932
Provision for loan and lease losses$2,393,000571
Total noninterest income$2,524,0001,934
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$954,0001,815
Trading account gains and fees$0160
Additional Noninterest Income$1,570,0001,762
Total noninterest expense$8,025,0001,977
Salaries and employee benefits$2,287,0003,522
Premises and equipment expense$616,0003,445
Additional noninterest expense$5,122,000994
Pre-tax net operating income$2,217,0003,147
Securities gains (losses)$37,0002,758
Applicable income taxes$732,0002,701
Income before extraordinary items$1,522,0003,524
Extraordinary gains, net$054
Net income$1,522,0003,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,655,000635
Cash dividends$1,000,0002,290
Sale, conversion, retirement of capital stock, net$13,000809
Net operating income$1,496,8403,412
2003-09-30 (YTD Data)Rank
Total interest income$9,922,0002,185
Total interest expense$2,447,0002,732
Net interest income$7,475,0001,968
Provision for loan and lease losses$2,208,000492
Total noninterest income$2,014,0001,889
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$712,0001,828
Trading account gains and fees$0153
Additional Noninterest Income$1,302,0001,696
Total noninterest expense$5,710,0002,083
Salaries and employee benefits$1,616,0003,675
Premises and equipment expense$455,0003,487
Additional noninterest expense$3,639,0001,059
Pre-tax net operating income$1,571,0003,425
Securities gains (losses)$37,0002,545
Applicable income taxes$515,0002,975
Income before extraordinary items$1,093,0003,766
Extraordinary gains, net$040
Net income$1,093,0003,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,548,000529
Cash dividends$1,000,0001,726
Sale, conversion, retirement of capital stock, net$10,000654
Net operating income$1,067,8403,665
2003-06-30 (YTD Data)Rank
Total interest income$6,597,0002,213
Total interest expense$1,726,0002,671
Net interest income$4,871,0002,006
Provision for loan and lease losses$1,480,000492
Total noninterest income$1,303,0001,921
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$463,0001,827
Trading account gains and fees$0150
Additional Noninterest Income$840,0001,719
Total noninterest expense$3,617,0002,169
Salaries and employee benefits$1,038,0003,796
Premises and equipment expense$298,0003,511
Additional noninterest expense$2,281,0001,113
Pre-tax net operating income$1,077,0003,341
Securities gains (losses)$37,0002,231
Applicable income taxes$359,0002,912
Income before extraordinary items$755,0003,659
Extraordinary gains, net$030
Net income$755,0003,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,514,000405
Cash dividends$1,000,0001,282
Sale, conversion, retirement of capital stock, net$6,000550
Net operating income$729,8403,552
2003-03-31 (YTD Data)Rank
Total interest income$3,287,0002,239
Total interest expense$904,0002,639
Net interest income$2,383,0002,048
Provision for loan and lease losses$520,000607
Total noninterest income$555,0002,118
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$218,0001,877
Trading account gains and fees$0134
Additional Noninterest Income$337,0001,944
Total noninterest expense$1,839,0002,130
Salaries and employee benefits$522,0003,774
Premises and equipment expense$162,0003,275
Additional noninterest expense$1,155,0001,076
Pre-tax net operating income$579,0003,157
Securities gains (losses)$02,891
Applicable income taxes$188,0002,807
Income before extraordinary items$391,0003,516
Extraordinary gains, net$021
Net income$391,0003,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$544,000468
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$5,000378
Net operating income$391,0003,346
2002-12-31 (YTD Data)Rank
Total interest income$13,498,0002,282
Total interest expense$4,047,0002,717
Net interest income$9,451,0002,050
Provision for loan and lease losses$571,0002,156
Total noninterest income$2,121,0002,035
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$907,0001,773
Trading account gains and fees$0153
Additional Noninterest Income$1,214,0001,924
Total noninterest expense$6,397,0002,332
Salaries and employee benefits$1,963,0003,796
Premises and equipment expense$548,0003,675
Additional noninterest expense$3,886,0001,236
Pre-tax net operating income$4,604,0001,761
Securities gains (losses)$04,537
Applicable income taxes$1,592,0001,573
Income before extraordinary items$3,012,0002,000
Extraordinary gains, net$070
Net income$3,012,0001,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,476
Cash dividends$800,0002,639
Sale, conversion, retirement of capital stock, net$18,000774
Net operating income$3,012,0001,929
2001-12-31 (YTD Data)Rank
Total interest income$14,688,0002,332
Total interest expense$6,541,0002,454
Net interest income$8,147,0002,209
Provision for loan and lease losses$363,0002,809
Total noninterest income$1,771,0002,221
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$835,0001,829
Trading account gains and fees$0177
Additional Noninterest Income$936,0002,146
Total noninterest expense$6,602,0002,177
Salaries and employee benefits$2,065,0003,507
Premises and equipment expense$615,0003,296
Additional noninterest expense$3,922,0001,213
Pre-tax net operating income$2,953,0002,300
Securities gains (losses)$128,0001,544
Applicable income taxes$1,191,0001,825
Income before extraordinary items$1,890,0002,671
Extraordinary gains, net$0105
Net income$1,890,0002,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,628
Cash dividends$600,0003,121
Sale, conversion, retirement of capital stock, net$19,000819
Net operating income$1,808,0802,682
2000-12-31 (YTD Data)Rank
Total interest income$14,093,0002,458
Total interest expense$7,209,0002,343
Net interest income$6,884,0002,584
Provision for loan and lease losses$239,0003,391
Total noninterest income$1,402,0002,466
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$850,0001,629
Trading account gains and fees$0180
Additional Noninterest Income$552,0002,781
Total noninterest expense$5,857,0002,330
Salaries and employee benefits$1,914,0003,607
Premises and equipment expense$593,0003,308
Additional noninterest expense$3,350,0001,346
Pre-tax net operating income$2,190,0003,096
Securities gains (losses)$01,956
Applicable income taxes$825,0002,461
Income before extraordinary items$1,365,0003,503
Extraordinary gains, net$038
Net income$1,365,0003,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,956
Cash dividends$900,0002,460
Sale, conversion, retirement of capital stock, net$20,000853
Net operating income$1,365,0003,490
1999-12-31 (YTD Data)Rank
Total interest income$12,450,0002,616
Total interest expense$5,663,0002,602
Net interest income$6,787,0002,583
Provision for loan and lease losses$231,0003,253
Total noninterest income$1,637,0002,162
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$811,0001,635
Trading account gains and fees$0173
Additional Noninterest Income$826,0002,117
Total noninterest expense$5,631,0002,408
Salaries and employee benefits$1,867,0003,639
Premises and equipment expense$629,0003,124
Additional noninterest expense$3,135,0001,464
Pre-tax net operating income$2,562,0002,736
Securities gains (losses)$40,0001,069
Applicable income taxes$1,009,0002,203
Income before extraordinary items$1,593,0003,096
Extraordinary gains, net$035
Net income$1,593,0003,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,463
Cash dividends$1,350,0001,816
Sale, conversion, retirement of capital stock, net$15,000956
Net operating income$1,567,4003,106
1998-12-31 (YTD Data)Rank
Total interest income$12,555,0002,603
Total interest expense$6,396,0002,347
Net interest income$6,159,0002,786
Provision for loan and lease losses$242,0003,053
Total noninterest income$1,612,0002,148
Gross Fiduciary activities income$6,0001,327
Service charges on deposit accounts$690,0001,857
Trading account gains and fees$0224
Additional Noninterest Income$916,0001,985
Total noninterest expense$5,571,0002,354
Salaries and employee benefits$1,992,0003,347
Premises and equipment expense$634,0003,016
Additional noninterest expense$2,945,0001,473
Pre-tax net operating income$1,958,0003,394
Securities gains (losses)$14,0002,712
Applicable income taxes$802,0002,741
Income before extraordinary items$1,170,0004,013
Extraordinary gains, net$032
Net income$1,170,0004,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,414
Cash dividends$700,0002,837
Sale, conversion, retirement of capital stock, net$10,000961
Net operating income$1,161,0403,944
1997-12-31 (YTD Data)Rank
Total interest income$11,489,0002,852
Total interest expense$5,734,0002,609
Net interest income$5,755,0003,029
Provision for loan and lease losses$196,0003,500
Total noninterest income$1,412,0002,312
Gross Fiduciary activities income$9,0001,344
Service charges on deposit accounts$668,0001,965
Trading account gains and fees$0239
Additional Noninterest Income$735,0002,155
Total noninterest expense$4,981,0002,574
Salaries and employee benefits$2,106,0003,143
Premises and equipment expense$597,0003,171
Additional noninterest expense$2,278,0001,870
Pre-tax net operating income$1,990,0003,550
Securities gains (losses)$2,0003,292
Applicable income taxes$822,0002,865
Income before extraordinary items$1,170,0004,142
Extraordinary gains, net$044
Net income$1,170,0004,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,479
Cash dividends$850,0002,462
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,168,7204,083
1996-12-31 (YTD Data)Rank
Total interest income$10,020,0003,273
Total interest expense$5,140,0002,923
Net interest income$4,880,0003,608
Provision for loan and lease losses$150,0004,046
Total noninterest income$859,0003,504
Gross Fiduciary activities income$4,0001,462
Service charges on deposit accounts$572,0002,376
Trading account gains and fees$0262
Additional Noninterest Income$283,0004,221
Total noninterest expense$4,896,0002,794
Salaries and employee benefits$1,955,0003,401
Premises and equipment expense$601,0003,214
Additional noninterest expense$2,340,0002,139
Pre-tax net operating income$693,0006,962
Securities gains (losses)$55,0001,274
Applicable income taxes$324,0005,572
Income before extraordinary items$424,0007,424
Extraordinary gains, net$053
Net income$424,0007,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,426
Cash dividends$426,0003,737
Sale, conversion, retirement of capital stock, net$5,000900
Net operating income$388,8007,667
1995-12-31 (YTD Data)Rank
Total interest income$8,391,0003,853
Total interest expense$4,226,0003,511
Net interest income$4,165,0004,169
Provision for loan and lease losses$60,0005,704
Total noninterest income$727,0003,965
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$484,0002,800
Trading account gains and fees$0522
Additional Noninterest Income$243,0004,558
Total noninterest expense$3,983,0003,336
Salaries and employee benefits$1,637,0003,964
Premises and equipment expense$439,0004,194
Additional noninterest expense$1,907,0002,504
Pre-tax net operating income$849,0006,651
Securities gains (losses)$-1,0009,017
Applicable income taxes$275,0006,302
Income before extraordinary items$573,0006,766
Extraordinary gains, net$065
Net income$573,0006,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,995
Cash dividends$420,0003,731
Sale, conversion, retirement of capital stock, net$0809
Net operating income$573,6806,743
1994-12-31 (YTD Data)Rank
Total interest income$7,289,0004,081
Total interest expense$3,208,0003,728
Net interest income$4,081,0004,296
Provision for loan and lease losses$46,0006,340
Total noninterest income$766,0003,852
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$514,0002,659
Trading account gains and fees$0475
Additional Noninterest Income$252,0004,576
Total noninterest expense$3,774,0003,598
Salaries and employee benefits$1,552,0004,159
Premises and equipment expense$425,0004,362
Additional noninterest expense$1,797,0002,837
Pre-tax net operating income$1,027,0005,841
Securities gains (losses)$45,0001,225
Applicable income taxes$371,0005,041
Income before extraordinary items$701,0005,907
Extraordinary gains, net$0249
Net income$701,0005,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,562
Cash dividends$592,0002,863
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$671,7506,159
1993-12-31 (YTD Data)Rank
Total interest income$6,836,0004,410
Total interest expense$2,898,0004,246
Net interest income$3,938,0004,473
Provision for loan and lease losses$156,0004,539
Total noninterest income$765,0004,137
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$488,0002,862
Trading account gains and fees$0532
Additional Noninterest Income$277,0004,693
Total noninterest expense$3,574,0003,842
Salaries and employee benefits$1,437,0004,442
Premises and equipment expense$426,0004,464
Additional noninterest expense$1,711,0003,112
Pre-tax net operating income$973,0006,006
Securities gains (losses)$57,0003,212
Applicable income taxes$312,0005,925
Income before extraordinary items$718,0006,000
Extraordinary gains, net$-36,00012,608
Net income$682,0006,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0008,297
Cash dividends$870,0001,998
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$678,1006,006
1992-12-31 (YTD Data)Rank
Total interest income$7,072,0004,788
Total interest expense$3,338,0004,727
Net interest income$3,734,0004,747
Provision for loan and lease losses$231,0004,835
Total noninterest income$647,0004,689
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$435,0003,223
Trading account gains and fees$0504
Additional Noninterest Income$212,0005,472
Total noninterest expense$3,632,0003,810
Salaries and employee benefits$1,397,0004,510
Premises and equipment expense$431,0004,524
Additional noninterest expense$1,804,0003,054
Pre-tax net operating income$518,0008,283
Securities gains (losses)$146,0002,447
Applicable income taxes$84,00010,333
Income before extraordinary items$580,0006,701
Extraordinary gains, net$01,422
Net income$580,0006,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0007,255
Cash dividends$335,0003,759
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$452,9807,355

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.