Home > Harris Bank Elk Grove > Income and Expense
Harris Bank Elk Grove, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 3,233 |
| Total interest expense | $651,000 | 3,297 |
| Net interest income | $1,642,000 | 3,151 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $238,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $132,000 | 2,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $1,176,000 | 3,366 |
| Salaries and employee benefits | $426,000 | 4,626 |
| Premises and equipment expense | $143,000 | 3,777 |
| Additional noninterest expense | $607,000 | 2,016 |
| Pre-tax net operating income | $704,000 | 2,850 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $254,000 | 2,249 |
| Income before extraordinary items | $450,000 | 3,309 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $450,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $450,000 | 3,272 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,505,000 | 3,254 |
| Total interest expense | $1,905,000 | 3,791 |
| Net interest income | $6,600,000 | 3,042 |
| Provision for loan and lease losses | $239,000 | 3,393 |
| Total noninterest income | $997,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $591,000 | 2,737 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $406,000 | 3,687 |
| Total noninterest expense | $4,662,000 | 3,320 |
| Salaries and employee benefits | $1,585,000 | 4,755 |
| Premises and equipment expense | $438,000 | 4,501 |
| Additional noninterest expense | $2,639,000 | 1,844 |
| Pre-tax net operating income | $2,696,000 | 2,817 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $991,000 | 2,174 |
| Income before extraordinary items | $1,717,000 | 3,289 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,717,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,194 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 843 |
| Net operating income | $1,709,320 | 3,233 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,243,000 | 3,284 |
| Total interest expense | $1,325,000 | 3,991 |
| Net interest income | $4,918,000 | 3,048 |
| Provision for loan and lease losses | $170,000 | 3,327 |
| Total noninterest income | $758,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $455,000 | 2,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $303,000 | 3,715 |
| Total noninterest expense | $3,439,000 | 3,338 |
| Salaries and employee benefits | $1,166,000 | 4,771 |
| Premises and equipment expense | $298,000 | 4,774 |
| Additional noninterest expense | $1,975,000 | 1,815 |
| Pre-tax net operating income | $2,067,000 | 2,799 |
| Securities gains (losses) | $12,000 | 2,612 |
| Applicable income taxes | $763,000 | 2,175 |
| Income before extraordinary items | $1,316,000 | 3,318 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,316,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,013 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 714 |
| Net operating income | $1,308,320 | 3,243 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,123,000 | 3,310 |
| Total interest expense | $831,000 | 4,162 |
| Net interest income | $3,292,000 | 3,030 |
| Provision for loan and lease losses | $112,000 | 3,311 |
| Total noninterest income | $494,000 | 3,601 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $301,000 | 2,703 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $193,000 | 3,804 |
| Total noninterest expense | $2,191,000 | 3,490 |
| Salaries and employee benefits | $738,000 | 4,980 |
| Premises and equipment expense | $175,000 | 5,210 |
| Additional noninterest expense | $1,278,000 | 1,869 |
| Pre-tax net operating income | $1,483,000 | 2,613 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $548,000 | 2,061 |
| Income before extraordinary items | $935,000 | 3,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $935,000 | 3,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,389 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 620 |
| Net operating income | $935,000 | 3,014 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 3,273 |
| Total interest expense | $425,000 | 4,147 |
| Net interest income | $1,659,000 | 2,992 |
| Provision for loan and lease losses | $84,000 | 2,431 |
| Total noninterest income | $240,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $152,000 | 2,644 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $88,000 | 3,993 |
| Total noninterest expense | $1,084,000 | 3,527 |
| Salaries and employee benefits | $357,000 | 5,120 |
| Premises and equipment expense | $88,000 | 5,242 |
| Additional noninterest expense | $639,000 | 1,847 |
| Pre-tax net operating income | $731,000 | 2,621 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $270,000 | 2,083 |
| Income before extraordinary items | $461,000 | 3,135 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $461,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,990 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 452 |
| Net operating income | $461,000 | 3,020 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,534,000 | 3,251 |
| Total interest expense | $1,999,000 | 4,031 |
| Net interest income | $6,535,000 | 2,939 |
| Provision for loan and lease losses | $352,000 | 2,841 |
| Total noninterest income | $1,176,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $653,000 | 2,516 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $523,000 | 3,503 |
| Total noninterest expense | $4,295,000 | 3,498 |
| Salaries and employee benefits | $1,359,000 | 5,188 |
| Premises and equipment expense | $245,000 | 6,235 |
| Additional noninterest expense | $2,691,000 | 1,799 |
| Pre-tax net operating income | $3,064,000 | 2,459 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,114,000 | 2,037 |
| Income before extraordinary items | $1,950,000 | 2,919 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,950,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,623 |
| Cash dividends | $1,750,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 840 |
| Net operating income | $1,950,000 | 2,795 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 3,269 |
| Total interest expense | $1,583,000 | 3,973 |
| Net interest income | $4,871,000 | 2,968 |
| Provision for loan and lease losses | $240,000 | 2,928 |
| Total noninterest income | $928,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $484,000 | 2,551 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $444,000 | 3,350 |
| Total noninterest expense | $3,140,000 | 3,562 |
| Salaries and employee benefits | $1,033,000 | 5,136 |
| Premises and equipment expense | $165,000 | 6,542 |
| Additional noninterest expense | $1,942,000 | 1,849 |
| Pre-tax net operating income | $2,419,000 | 2,452 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $882,000 | 2,055 |
| Income before extraordinary items | $1,537,000 | 2,915 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,537,000 | 2,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,091 |
| Cash dividends | $750,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 702 |
| Net operating income | $1,537,000 | 2,772 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 3,259 |
| Total interest expense | $1,128,000 | 3,868 |
| Net interest income | $3,226,000 | 2,974 |
| Provision for loan and lease losses | $195,000 | 2,557 |
| Total noninterest income | $580,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $318,000 | 2,540 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $262,000 | 3,538 |
| Total noninterest expense | $2,071,000 | 3,591 |
| Salaries and employee benefits | $658,000 | 5,309 |
| Premises and equipment expense | $114,000 | 6,421 |
| Additional noninterest expense | $1,299,000 | 1,854 |
| Pre-tax net operating income | $1,540,000 | 2,531 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $560,000 | 2,154 |
| Income before extraordinary items | $980,000 | 3,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $980,000 | 3,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,426 |
| Cash dividends | $750,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 584 |
| Net operating income | $980,000 | 2,863 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 3,240 |
| Total interest expense | $592,000 | 3,793 |
| Net interest income | $1,614,000 | 2,964 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $274,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $157,000 | 2,491 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $117,000 | 3,650 |
| Total noninterest expense | $1,020,000 | 3,596 |
| Salaries and employee benefits | $316,000 | 5,464 |
| Premises and equipment expense | $56,000 | 6,474 |
| Additional noninterest expense | $648,000 | 1,813 |
| Pre-tax net operating income | $768,000 | 2,554 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $280,000 | 2,147 |
| Income before extraordinary items | $488,000 | 3,003 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $488,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 413 |
| Net operating income | $488,000 | 2,860 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,830,000 | 3,363 |
| Total interest expense | $2,591,000 | 3,987 |
| Net interest income | $6,239,000 | 3,044 |
| Provision for loan and lease losses | $402,000 | 2,821 |
| Total noninterest income | $1,074,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $650,000 | 2,410 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $424,000 | 3,599 |
| Total noninterest expense | $3,762,000 | 3,727 |
| Salaries and employee benefits | $1,263,000 | 5,289 |
| Premises and equipment expense | $227,000 | 6,428 |
| Additional noninterest expense | $2,272,000 | 2,030 |
| Pre-tax net operating income | $3,149,000 | 2,393 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $1,109,000 | 2,053 |
| Income before extraordinary items | $2,046,000 | 2,751 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,046,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,760 |
| Cash dividends | $1,750,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 853 |
| Net operating income | $2,042,100 | 2,662 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,722,000 | 3,396 |
| Total interest expense | $4,322,000 | 3,575 |
| Net interest income | $5,400,000 | 3,223 |
| Provision for loan and lease losses | $421,000 | 2,506 |
| Total noninterest income | $1,038,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $610,000 | 2,403 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $428,000 | 3,403 |
| Total noninterest expense | $3,457,000 | 3,859 |
| Salaries and employee benefits | $990,000 | 6,019 |
| Premises and equipment expense | $215,000 | 6,569 |
| Additional noninterest expense | $2,252,000 | 2,001 |
| Pre-tax net operating income | $2,560,000 | 2,618 |
| Securities gains (losses) | $27,000 | 2,903 |
| Applicable income taxes | $830,000 | 2,365 |
| Income before extraordinary items | $1,757,000 | 2,855 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,757,000 | 2,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 2,271 |
| Cash dividends | $850,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 888 |
| Net operating income | $1,738,640 | 2,789 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,201,000 | 3,339 |
| Total interest expense | $5,180,000 | 3,206 |
| Net interest income | $5,021,000 | 3,452 |
| Provision for loan and lease losses | $237,000 | 3,407 |
| Total noninterest income | $1,274,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $658,000 | 2,098 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $616,000 | 2,598 |
| Total noninterest expense | $3,415,000 | 3,788 |
| Salaries and employee benefits | $1,077,000 | 5,634 |
| Premises and equipment expense | $230,000 | 6,312 |
| Additional noninterest expense | $2,108,000 | 2,057 |
| Pre-tax net operating income | $2,643,000 | 2,642 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $836,000 | 2,432 |
| Income before extraordinary items | $1,809,000 | 2,791 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,809,000 | 2,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,232 |
| Cash dividends | $1,250,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $-51,000 | 9,762 |
| Net operating income | $1,807,640 | 2,792 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,926,000 | 3,242 |
| Total interest expense | $4,540,000 | 3,211 |
| Net interest income | $5,386,000 | 3,218 |
| Provision for loan and lease losses | $127,000 | 4,627 |
| Total noninterest income | $1,129,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $626,000 | 2,123 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $503,000 | 2,947 |
| Total noninterest expense | $3,590,000 | 3,637 |
| Salaries and employee benefits | $1,533,000 | 4,264 |
| Premises and equipment expense | $308,000 | 5,384 |
| Additional noninterest expense | $1,749,000 | 2,480 |
| Pre-tax net operating income | $2,798,000 | 2,551 |
| Securities gains (losses) | $46,000 | 1,011 |
| Applicable income taxes | $889,000 | 2,414 |
| Income before extraordinary items | $1,955,000 | 2,635 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,955,000 | 2,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,871 |
| Cash dividends | $575,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 936 |
| Net operating income | $1,923,260 | 2,639 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,136,000 | 3,491 |
| Total interest expense | $4,116,000 | 3,591 |
| Net interest income | $5,020,000 | 3,378 |
| Provision for loan and lease losses | $188,000 | 3,645 |
| Total noninterest income | $1,075,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $605,000 | 2,120 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $470,000 | 3,097 |
| Total noninterest expense | $3,432,000 | 3,679 |
| Salaries and employee benefits | $1,604,000 | 4,032 |
| Premises and equipment expense | $328,000 | 5,097 |
| Additional noninterest expense | $1,500,000 | 2,782 |
| Pre-tax net operating income | $2,475,000 | 2,819 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $787,000 | 2,782 |
| Income before extraordinary items | $1,704,000 | 2,925 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,704,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $924,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 944 |
| Net operating income | $1,693,120 | 2,854 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,373,000 | 3,809 |
| Total interest expense | $3,609,000 | 4,038 |
| Net interest income | $4,764,000 | 3,645 |
| Provision for loan and lease losses | $270,000 | 2,814 |
| Total noninterest income | $973,000 | 3,099 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $622,000 | 2,110 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $351,000 | 3,580 |
| Total noninterest expense | $3,166,000 | 3,924 |
| Salaries and employee benefits | $1,650,000 | 3,925 |
| Premises and equipment expense | $393,000 | 4,504 |
| Additional noninterest expense | $1,123,000 | 3,541 |
| Pre-tax net operating income | $2,301,000 | 3,125 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $682,000 | 3,301 |
| Income before extraordinary items | $1,638,000 | 3,096 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,638,000 | 3,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,050 |
| Cash dividends | $1,041,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 977 |
| Net operating income | $1,624,510 | 3,056 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,469,000 | 4,300 |
| Total interest expense | $3,339,000 | 4,361 |
| Net interest income | $4,130,000 | 4,203 |
| Provision for loan and lease losses | $115,000 | 4,800 |
| Total noninterest income | $846,000 | 3,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $576,000 | 2,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,328 |
| Total noninterest expense | $3,062,000 | 4,242 |
| Salaries and employee benefits | $1,598,000 | 4,073 |
| Premises and equipment expense | $411,000 | 4,445 |
| Additional noninterest expense | $1,053,000 | 4,220 |
| Pre-tax net operating income | $1,799,000 | 3,726 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $476,000 | 4,307 |
| Income before extraordinary items | $1,347,000 | 3,519 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,347,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $70,000 | 7,217 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 900 |
| Net operating income | $1,329,240 | 3,508 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,408,000 | 4,913 |
| Total interest expense | $2,967,000 | 4,809 |
| Net interest income | $3,441,000 | 4,934 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $686,000 | 4,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $489,000 | 2,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,176 |
| Total noninterest expense | $2,720,000 | 4,646 |
| Salaries and employee benefits | $1,302,000 | 4,854 |
| Premises and equipment expense | $405,000 | 4,493 |
| Additional noninterest expense | $1,013,000 | 4,306 |
| Pre-tax net operating income | $1,362,000 | 4,797 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $334,000 | 5,611 |
| Income before extraordinary items | $1,028,000 | 4,481 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,028,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $273,000 | 4,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,028,000 | 4,475 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 5,417 |
| Total interest expense | $2,022,000 | 5,572 |
| Net interest income | $3,253,000 | 5,256 |
| Provision for loan and lease losses | $27,000 | 7,330 |
| Total noninterest income | $628,000 | 4,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,885 |
| Total noninterest expense | $2,627,000 | 4,936 |
| Salaries and employee benefits | $1,103,000 | 5,625 |
| Premises and equipment expense | $403,000 | 4,561 |
| Additional noninterest expense | $1,121,000 | 4,299 |
| Pre-tax net operating income | $1,227,000 | 5,159 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $288,000 | 6,028 |
| Income before extraordinary items | $947,000 | 4,712 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $947,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $166,000 | 5,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $940,840 | 4,781 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 6,323 |
| Total interest expense | $1,779,000 | 6,388 |
| Net interest income | $2,712,000 | 6,143 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $679,000 | 4,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 3,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 5,063 |
| Total noninterest expense | $2,339,000 | 5,578 |
| Salaries and employee benefits | $1,021,000 | 6,014 |
| Premises and equipment expense | $366,000 | 5,057 |
| Additional noninterest expense | $952,000 | 5,135 |
| Pre-tax net operating income | $1,032,000 | 5,772 |
| Securities gains (losses) | $108,000 | 2,386 |
| Applicable income taxes | $244,000 | 6,893 |
| Income before extraordinary items | $896,000 | 5,118 |
| Extraordinary gains, net | $35,000 | 2,385 |
| Net income | $931,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 12,473 |
| Cash dividends | $123,000 | 6,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $810,680 | 5,272 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 7,232 |
| Total interest expense | $1,903,000 | 7,346 |
| Net interest income | $2,306,000 | 6,993 |
| Provision for loan and lease losses | $52,000 | 8,958 |
| Total noninterest income | $685,000 | 4,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 3,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,993 |
| Total noninterest expense | $2,209,000 | 5,901 |
| Salaries and employee benefits | $922,000 | 6,498 |
| Premises and equipment expense | $335,000 | 5,533 |
| Additional noninterest expense | $952,000 | 5,263 |
| Pre-tax net operating income | $730,000 | 6,938 |
| Securities gains (losses) | $58,000 | 3,883 |
| Applicable income taxes | $145,000 | 8,747 |
| Income before extraordinary items | $643,000 | 6,265 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $643,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 13,550 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $595,440 | 6,253 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.