Home > Harris Bank Batavia > Income and Expense
Harris Bank Batavia, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 3,474 |
| Total interest expense | $566,000 | 3,676 |
| Net interest income | $1,522,000 | 3,369 |
| Provision for loan and lease losses | $85,000 | 2,331 |
| Total noninterest income | $318,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $142,000 | 2,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $176,000 | 2,694 |
| Total noninterest expense | $1,228,000 | 3,260 |
| Salaries and employee benefits | $492,000 | 4,138 |
| Premises and equipment expense | $148,000 | 3,685 |
| Additional noninterest expense | $588,000 | 2,087 |
| Pre-tax net operating income | $527,000 | 3,534 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $196,000 | 2,629 |
| Income before extraordinary items | $331,000 | 4,101 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $331,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,405 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 445 |
| Net operating income | $331,000 | 4,064 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,689,000 | 3,513 |
| Total interest expense | $2,038,000 | 3,589 |
| Net interest income | $5,651,000 | 3,460 |
| Provision for loan and lease losses | $795,000 | 1,298 |
| Total noninterest income | $1,150,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $571,000 | 2,819 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $579,000 | 3,047 |
| Total noninterest expense | $5,524,000 | 2,850 |
| Salaries and employee benefits | $2,130,000 | 3,783 |
| Premises and equipment expense | $572,000 | 3,677 |
| Additional noninterest expense | $2,822,000 | 1,731 |
| Pre-tax net operating income | $482,000 | 6,768 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $140,000 | 5,185 |
| Income before extraordinary items | $342,000 | 7,051 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $342,000 | 7,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,509 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 775 |
| Net operating income | $342,000 | 7,002 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,664,000 | 3,553 |
| Total interest expense | $1,480,000 | 3,656 |
| Net interest income | $4,184,000 | 3,465 |
| Provision for loan and lease losses | $715,000 | 1,063 |
| Total noninterest income | $886,000 | 3,174 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $427,000 | 2,840 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $459,000 | 2,947 |
| Total noninterest expense | $4,308,000 | 2,725 |
| Salaries and employee benefits | $1,626,000 | 3,723 |
| Premises and equipment expense | $425,000 | 3,712 |
| Additional noninterest expense | $2,257,000 | 1,599 |
| Pre-tax net operating income | $47,000 | 8,311 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-20,000 | 8,768 |
| Income before extraordinary items | $67,000 | 8,242 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $67,000 | 8,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,873 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 649 |
| Net operating income | $67,000 | 8,200 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 3,569 |
| Total interest expense | $977,000 | 3,673 |
| Net interest income | $2,765,000 | 3,487 |
| Provision for loan and lease losses | $550,000 | 899 |
| Total noninterest income | $569,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $279,000 | 2,869 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $290,000 | 3,048 |
| Total noninterest expense | $2,849,000 | 2,750 |
| Salaries and employee benefits | $1,079,000 | 3,755 |
| Premises and equipment expense | $265,000 | 3,895 |
| Additional noninterest expense | $1,505,000 | 1,601 |
| Pre-tax net operating income | $-65,000 | 8,650 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-50,000 | 8,884 |
| Income before extraordinary items | $-15,000 | 8,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,000 | 8,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,165 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 550 |
| Net operating income | $-15,000 | 8,571 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 3,566 |
| Total interest expense | $496,000 | 3,673 |
| Net interest income | $1,380,000 | 3,485 |
| Provision for loan and lease losses | $385,000 | 648 |
| Total noninterest income | $281,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $138,000 | 2,841 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $143,000 | 3,020 |
| Total noninterest expense | $1,448,000 | 2,722 |
| Salaries and employee benefits | $530,000 | 3,818 |
| Premises and equipment expense | $148,000 | 3,623 |
| Additional noninterest expense | $770,000 | 1,553 |
| Pre-tax net operating income | $-172,000 | 8,886 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-79,000 | 9,019 |
| Income before extraordinary items | $-93,000 | 8,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-93,000 | 8,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,469 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 382 |
| Net operating income | $-93,000 | 8,793 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 3,767 |
| Total interest expense | $1,646,000 | 4,610 |
| Net interest income | $5,465,000 | 3,451 |
| Provision for loan and lease losses | $599,000 | 1,882 |
| Total noninterest income | $1,500,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $584,000 | 2,757 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $916,000 | 2,524 |
| Total noninterest expense | $5,186,000 | 2,965 |
| Salaries and employee benefits | $1,851,000 | 4,175 |
| Premises and equipment expense | $413,000 | 4,630 |
| Additional noninterest expense | $2,922,000 | 1,668 |
| Pre-tax net operating income | $1,180,000 | 4,732 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $422,000 | 3,673 |
| Income before extraordinary items | $758,000 | 5,370 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $758,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,485 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 800 |
| Net operating income | $758,000 | 5,225 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,311,000 | 3,836 |
| Total interest expense | $1,209,000 | 4,796 |
| Net interest income | $4,102,000 | 3,451 |
| Provision for loan and lease losses | $127,000 | 4,261 |
| Total noninterest income | $1,190,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $435,000 | 2,769 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $755,000 | 2,448 |
| Total noninterest expense | $3,587,000 | 3,164 |
| Salaries and employee benefits | $1,333,000 | 4,290 |
| Premises and equipment expense | $282,000 | 4,933 |
| Additional noninterest expense | $1,972,000 | 1,831 |
| Pre-tax net operating income | $1,578,000 | 3,414 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $591,000 | 2,699 |
| Income before extraordinary items | $987,000 | 4,013 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $987,000 | 4,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,243 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 651 |
| Net operating income | $987,000 | 3,845 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 3,825 |
| Total interest expense | $859,000 | 4,711 |
| Net interest income | $2,715,000 | 3,473 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $747,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $287,000 | 2,748 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $460,000 | 2,569 |
| Total noninterest expense | $2,343,000 | 3,228 |
| Salaries and employee benefits | $871,000 | 4,348 |
| Premises and equipment expense | $183,000 | 4,991 |
| Additional noninterest expense | $1,289,000 | 1,867 |
| Pre-tax net operating income | $1,039,000 | 3,433 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $387,000 | 2,760 |
| Income before extraordinary items | $652,000 | 4,065 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $652,000 | 4,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,053 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 535 |
| Net operating income | $652,000 | 3,881 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 3,909 |
| Total interest expense | $444,000 | 4,714 |
| Net interest income | $1,312,000 | 3,549 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $321,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $138,000 | 2,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $183,000 | 2,875 |
| Total noninterest expense | $1,149,000 | 3,278 |
| Salaries and employee benefits | $440,000 | 4,317 |
| Premises and equipment expense | $91,000 | 5,012 |
| Additional noninterest expense | $618,000 | 1,899 |
| Pre-tax net operating income | $449,000 | 3,755 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $165,000 | 3,046 |
| Income before extraordinary items | $284,000 | 4,387 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 385 |
| Net operating income | $284,000 | 4,194 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,732,000 | 3,757 |
| Total interest expense | $2,178,000 | 4,535 |
| Net interest income | $5,554,000 | 3,349 |
| Provision for loan and lease losses | $239,000 | 4,000 |
| Total noninterest income | $1,297,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $604,000 | 2,555 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $693,000 | 2,724 |
| Total noninterest expense | $4,193,000 | 3,428 |
| Salaries and employee benefits | $1,545,000 | 4,586 |
| Premises and equipment expense | $390,000 | 4,735 |
| Additional noninterest expense | $2,258,000 | 2,041 |
| Pre-tax net operating income | $2,419,000 | 2,962 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $872,000 | 2,441 |
| Income before extraordinary items | $1,552,000 | 3,413 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,552,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,596 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 789 |
| Net operating income | $1,548,800 | 3,307 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,762,000 | 3,714 |
| Total interest expense | $3,295,000 | 4,396 |
| Net interest income | $5,467,000 | 3,200 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $1,230,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $577,000 | 2,508 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $653,000 | 2,684 |
| Total noninterest expense | $4,003,000 | 3,429 |
| Salaries and employee benefits | $1,467,000 | 4,597 |
| Premises and equipment expense | $411,000 | 4,510 |
| Additional noninterest expense | $2,125,000 | 2,113 |
| Pre-tax net operating income | $2,454,000 | 2,701 |
| Securities gains (losses) | $19,000 | 3,188 |
| Applicable income taxes | $877,000 | 2,281 |
| Income before extraordinary items | $1,596,000 | 3,077 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,596,000 | 3,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 838 |
| Net operating income | $1,583,650 | 2,998 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,518,000 | 3,927 |
| Total interest expense | $3,743,000 | 4,183 |
| Net interest income | $4,775,000 | 3,618 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $924,000 | 3,324 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $498,000 | 2,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $426,000 | 3,215 |
| Total noninterest expense | $3,410,000 | 3,794 |
| Salaries and employee benefits | $1,298,000 | 4,906 |
| Premises and equipment expense | $398,000 | 4,526 |
| Additional noninterest expense | $1,714,000 | 2,500 |
| Pre-tax net operating income | $2,189,000 | 3,097 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $747,000 | 2,643 |
| Income before extraordinary items | $1,442,000 | 3,355 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,442,000 | 3,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $550,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 907 |
| Net operating income | $1,442,000 | 3,344 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,171,000 | 4,311 |
| Total interest expense | $2,911,000 | 4,709 |
| Net interest income | $4,260,000 | 3,959 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $1,025,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $435,000 | 2,983 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $590,000 | 2,656 |
| Total noninterest expense | $3,353,000 | 3,844 |
| Salaries and employee benefits | $1,360,000 | 4,696 |
| Premises and equipment expense | $427,000 | 4,307 |
| Additional noninterest expense | $1,566,000 | 2,765 |
| Pre-tax net operating income | $1,897,000 | 3,474 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $628,000 | 3,125 |
| Income before extraordinary items | $1,270,000 | 3,690 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,270,000 | 3,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $550,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,005 |
| Net operating income | $1,269,330 | 3,660 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,176,000 | 4,316 |
| Total interest expense | $2,865,000 | 4,887 |
| Net interest income | $4,311,000 | 3,874 |
| Provision for loan and lease losses | $27,000 | 7,449 |
| Total noninterest income | $1,148,000 | 2,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $442,000 | 2,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $706,000 | 2,370 |
| Total noninterest expense | $3,369,000 | 3,728 |
| Salaries and employee benefits | $1,478,000 | 4,291 |
| Premises and equipment expense | $464,000 | 3,910 |
| Additional noninterest expense | $1,427,000 | 2,899 |
| Pre-tax net operating income | $2,063,000 | 3,262 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $726,000 | 2,950 |
| Income before extraordinary items | $1,343,000 | 3,573 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,343,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,658 |
| Cash dividends | $1,150,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,339,100 | 3,484 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,915,000 | 4,544 |
| Total interest expense | $2,569,000 | 5,312 |
| Net interest income | $4,346,000 | 3,929 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $921,000 | 3,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $465,000 | 2,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 3,018 |
| Total noninterest expense | $3,221,000 | 3,874 |
| Salaries and employee benefits | $1,537,000 | 4,170 |
| Premises and equipment expense | $485,000 | 3,811 |
| Additional noninterest expense | $1,199,000 | 3,361 |
| Pre-tax net operating income | $2,036,000 | 3,474 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $708,000 | 3,208 |
| Income before extraordinary items | $1,333,000 | 3,715 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,333,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,428 |
| Cash dividends | $750,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,329,750 | 3,652 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,242,000 | 5,033 |
| Total interest expense | $2,425,000 | 5,633 |
| Net interest income | $3,817,000 | 4,496 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $706,000 | 4,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 4,116 |
| Total noninterest expense | $3,203,000 | 4,092 |
| Salaries and employee benefits | $1,567,000 | 4,149 |
| Premises and equipment expense | $433,000 | 4,259 |
| Additional noninterest expense | $1,203,000 | 3,772 |
| Pre-tax net operating income | $1,210,000 | 5,096 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $356,000 | 5,268 |
| Income before extraordinary items | $852,000 | 5,070 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $852,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $853,420 | 5,009 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,744,000 | 5,405 |
| Total interest expense | $2,173,000 | 6,131 |
| Net interest income | $3,571,000 | 4,773 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $709,000 | 4,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $408,000 | 3,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 3,990 |
| Total noninterest expense | $3,040,000 | 4,241 |
| Salaries and employee benefits | $1,571,000 | 4,116 |
| Premises and equipment expense | $409,000 | 4,452 |
| Additional noninterest expense | $1,060,000 | 4,154 |
| Pre-tax net operating income | $1,105,000 | 5,583 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $388,000 | 5,050 |
| Income before extraordinary items | $717,000 | 5,880 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $717,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,514 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $717,000 | 5,861 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,910,000 | 5,746 |
| Total interest expense | $1,627,000 | 6,538 |
| Net interest income | $3,283,000 | 5,222 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $753,000 | 3,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 3,393 |
| Total noninterest expense | $2,956,000 | 4,480 |
| Salaries and employee benefits | $1,477,000 | 4,335 |
| Premises and equipment expense | $438,000 | 4,256 |
| Additional noninterest expense | $1,041,000 | 4,563 |
| Pre-tax net operating income | $960,000 | 6,118 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $336,000 | 5,437 |
| Income before extraordinary items | $624,000 | 6,367 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $624,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $375,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $624,000 | 6,442 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,821,000 | 5,960 |
| Total interest expense | $1,660,000 | 6,714 |
| Net interest income | $3,161,000 | 5,423 |
| Provision for loan and lease losses | $195,000 | 3,979 |
| Total noninterest income | $1,005,000 | 3,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $660,000 | 2,703 |
| Total noninterest expense | $2,884,000 | 4,672 |
| Salaries and employee benefits | $1,486,000 | 4,305 |
| Premises and equipment expense | $409,000 | 4,628 |
| Additional noninterest expense | $989,000 | 4,970 |
| Pre-tax net operating income | $1,087,000 | 5,547 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $401,000 | 4,994 |
| Income before extraordinary items | $686,000 | 6,197 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $686,000 | 6,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,754 |
| Cash dividends | $560,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $686,000 | 5,943 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,468,000 | 5,933 |
| Total interest expense | $2,251,000 | 6,505 |
| Net interest income | $3,217,000 | 5,380 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $878,000 | 3,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $611,000 | 2,798 |
| Total noninterest expense | $2,816,000 | 4,788 |
| Salaries and employee benefits | $1,414,000 | 4,457 |
| Premises and equipment expense | $413,000 | 4,686 |
| Additional noninterest expense | $989,000 | 5,096 |
| Pre-tax net operating income | $1,039,000 | 5,477 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $350,000 | 5,355 |
| Income before extraordinary items | $690,000 | 5,985 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $690,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 3,353 |
| Cash dividends | $555,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $689,340 | 5,653 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.