Home > Harris Bank Bartlett > Income and Expense
Harris Bank Bartlett, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 2,818 |
| Total interest expense | $729,000 | 3,017 |
| Net interest income | $1,961,000 | 2,692 |
| Provision for loan and lease losses | $65,000 | 2,741 |
| Total noninterest income | $503,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $258,000 | 1,581 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $245,000 | 2,187 |
| Total noninterest expense | $1,449,000 | 2,805 |
| Salaries and employee benefits | $585,000 | 3,645 |
| Premises and equipment expense | $103,000 | 4,762 |
| Additional noninterest expense | $761,000 | 1,620 |
| Pre-tax net operating income | $950,000 | 2,259 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $345,000 | 1,794 |
| Income before extraordinary items | $605,000 | 2,599 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $605,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $605,000 | 2,562 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,887,000 | 2,866 |
| Total interest expense | $1,843,000 | 3,896 |
| Net interest income | $8,044,000 | 2,539 |
| Provision for loan and lease losses | $500,000 | 1,952 |
| Total noninterest income | $2,184,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,143,000 | 1,535 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,041,000 | 2,092 |
| Total noninterest expense | $6,062,000 | 2,612 |
| Salaries and employee benefits | $2,047,000 | 3,923 |
| Premises and equipment expense | $388,000 | 4,861 |
| Additional noninterest expense | $3,627,000 | 1,371 |
| Pre-tax net operating income | $3,666,000 | 2,197 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,313,000 | 1,783 |
| Income before extraordinary items | $2,353,000 | 2,546 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,353,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,009 |
| Cash dividends | $1,850,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 836 |
| Net operating income | $2,353,000 | 2,497 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,301,000 | 2,869 |
| Total interest expense | $1,266,000 | 4,113 |
| Net interest income | $6,035,000 | 2,508 |
| Provision for loan and lease losses | $500,000 | 1,450 |
| Total noninterest income | $1,648,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $869,000 | 1,532 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $779,000 | 2,107 |
| Total noninterest expense | $4,705,000 | 2,507 |
| Salaries and employee benefits | $1,526,000 | 3,903 |
| Premises and equipment expense | $287,000 | 4,897 |
| Additional noninterest expense | $2,892,000 | 1,276 |
| Pre-tax net operating income | $2,478,000 | 2,408 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $879,000 | 1,971 |
| Income before extraordinary items | $1,599,000 | 2,802 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,599,000 | 2,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $1,850,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 704 |
| Net operating income | $1,599,000 | 2,728 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 2,850 |
| Total interest expense | $829,000 | 4,170 |
| Net interest income | $4,044,000 | 2,466 |
| Provision for loan and lease losses | $450,000 | 1,098 |
| Total noninterest income | $996,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $563,000 | 1,557 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $433,000 | 2,403 |
| Total noninterest expense | $3,088,000 | 2,555 |
| Salaries and employee benefits | $995,000 | 3,995 |
| Premises and equipment expense | $196,000 | 4,825 |
| Additional noninterest expense | $1,897,000 | 1,286 |
| Pre-tax net operating income | $1,502,000 | 2,584 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $526,000 | 2,120 |
| Income before extraordinary items | $976,000 | 2,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $976,000 | 2,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,427 |
| Cash dividends | $1,700,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 611 |
| Net operating income | $976,000 | 2,913 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 2,836 |
| Total interest expense | $425,000 | 4,147 |
| Net interest income | $2,036,000 | 2,448 |
| Provision for loan and lease losses | $255,000 | 932 |
| Total noninterest income | $453,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $284,000 | 1,511 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $169,000 | 2,733 |
| Total noninterest expense | $1,502,000 | 2,621 |
| Salaries and employee benefits | $472,000 | 4,192 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $925,000 | 1,302 |
| Pre-tax net operating income | $732,000 | 2,614 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $257,000 | 2,154 |
| Income before extraordinary items | $475,000 | 3,061 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $475,000 | 3,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $1,300,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 452 |
| Net operating income | $475,000 | 2,950 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,015,000 | 2,817 |
| Total interest expense | $1,870,000 | 4,227 |
| Net interest income | $8,145,000 | 2,393 |
| Provision for loan and lease losses | $785,000 | 1,479 |
| Total noninterest income | $2,342,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,264,000 | 1,374 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,078,000 | 2,279 |
| Total noninterest expense | $6,126,000 | 2,551 |
| Salaries and employee benefits | $1,869,000 | 4,143 |
| Premises and equipment expense | $380,000 | 4,919 |
| Additional noninterest expense | $3,877,000 | 1,281 |
| Pre-tax net operating income | $3,576,000 | 2,176 |
| Securities gains (losses) | $36,000 | 2,779 |
| Applicable income taxes | $1,215,000 | 1,923 |
| Income before extraordinary items | $2,397,000 | 2,466 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,397,000 | 2,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,920 |
| Cash dividends | $1,550,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 786 |
| Net operating income | $2,373,240 | 2,376 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,474,000 | 2,869 |
| Total interest expense | $1,461,000 | 4,228 |
| Net interest income | $6,013,000 | 2,438 |
| Provision for loan and lease losses | $497,000 | 1,672 |
| Total noninterest income | $1,840,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $942,000 | 1,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $898,000 | 2,206 |
| Total noninterest expense | $4,343,000 | 2,681 |
| Salaries and employee benefits | $1,354,000 | 4,247 |
| Premises and equipment expense | $285,000 | 4,889 |
| Additional noninterest expense | $2,704,000 | 1,369 |
| Pre-tax net operating income | $3,013,000 | 2,040 |
| Securities gains (losses) | $16,000 | 3,083 |
| Applicable income taxes | $1,033,000 | 1,814 |
| Income before extraordinary items | $1,996,000 | 2,341 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,996,000 | 2,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,446 |
| Cash dividends | $1,550,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 626 |
| Net operating income | $1,985,440 | 2,242 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,986,000 | 2,901 |
| Total interest expense | $1,041,000 | 4,113 |
| Net interest income | $3,945,000 | 2,466 |
| Provision for loan and lease losses | $296,000 | 1,889 |
| Total noninterest income | $1,170,000 | 2,095 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $630,000 | 1,360 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $540,000 | 2,335 |
| Total noninterest expense | $2,880,000 | 2,697 |
| Salaries and employee benefits | $893,000 | 4,280 |
| Premises and equipment expense | $188,000 | 4,904 |
| Additional noninterest expense | $1,799,000 | 1,370 |
| Pre-tax net operating income | $1,939,000 | 2,097 |
| Securities gains (losses) | $16,000 | 2,719 |
| Applicable income taxes | $661,000 | 1,904 |
| Income before extraordinary items | $1,294,000 | 2,399 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,294,000 | 2,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $1,300,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 543 |
| Net operating income | $1,283,440 | 2,292 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 2,900 |
| Total interest expense | $555,000 | 4,019 |
| Net interest income | $1,957,000 | 2,484 |
| Provision for loan and lease losses | $103,000 | 2,334 |
| Total noninterest income | $591,000 | 2,020 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $313,000 | 1,335 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $278,000 | 2,218 |
| Total noninterest expense | $1,423,000 | 2,717 |
| Salaries and employee benefits | $451,000 | 4,238 |
| Premises and equipment expense | $91,000 | 5,012 |
| Additional noninterest expense | $881,000 | 1,372 |
| Pre-tax net operating income | $1,022,000 | 1,995 |
| Securities gains (losses) | $16,000 | 2,005 |
| Applicable income taxes | $354,000 | 1,803 |
| Income before extraordinary items | $684,000 | 2,233 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $684,000 | 2,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,893 |
| Cash dividends | $800,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 394 |
| Net operating income | $673,440 | 2,154 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,275,000 | 2,702 |
| Total interest expense | $2,948,000 | 3,584 |
| Net interest income | $8,327,000 | 2,325 |
| Provision for loan and lease losses | $358,000 | 3,089 |
| Total noninterest income | $2,245,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,350,000 | 1,200 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $895,000 | 2,338 |
| Total noninterest expense | $5,424,000 | 2,714 |
| Salaries and employee benefits | $1,760,000 | 4,156 |
| Premises and equipment expense | $352,000 | 5,080 |
| Additional noninterest expense | $3,312,000 | 1,431 |
| Pre-tax net operating income | $4,790,000 | 1,703 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $1,615,000 | 1,550 |
| Income before extraordinary items | $3,183,000 | 1,881 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,183,000 | 1,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,876 |
| Cash dividends | $2,500,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 795 |
| Net operating income | $3,177,720 | 1,827 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,757,000 | 2,665 |
| Total interest expense | $5,419,000 | 2,928 |
| Net interest income | $7,338,000 | 2,439 |
| Provision for loan and lease losses | $393,000 | 2,658 |
| Total noninterest income | $2,117,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,232,000 | 1,213 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $885,000 | 2,229 |
| Total noninterest expense | $5,238,000 | 2,705 |
| Salaries and employee benefits | $1,916,000 | 3,719 |
| Premises and equipment expense | $423,000 | 4,417 |
| Additional noninterest expense | $2,899,000 | 1,603 |
| Pre-tax net operating income | $3,824,000 | 1,845 |
| Securities gains (losses) | $500,000 | 611 |
| Applicable income taxes | $1,359,000 | 1,643 |
| Income before extraordinary items | $2,965,000 | 1,775 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,965,000 | 1,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,490 |
| Cash dividends | $1,650,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 870 |
| Net operating income | $2,620,000 | 1,920 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,729,000 | 2,739 |
| Total interest expense | $6,526,000 | 2,561 |
| Net interest income | $6,203,000 | 2,855 |
| Provision for loan and lease losses | $220,000 | 3,525 |
| Total noninterest income | $1,893,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,239,000 | 1,094 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $654,000 | 2,491 |
| Total noninterest expense | $5,014,000 | 2,717 |
| Salaries and employee benefits | $2,027,000 | 3,422 |
| Premises and equipment expense | $481,000 | 3,908 |
| Additional noninterest expense | $2,506,000 | 1,767 |
| Pre-tax net operating income | $2,862,000 | 2,481 |
| Securities gains (losses) | $9,000 | 1,192 |
| Applicable income taxes | $740,000 | 2,666 |
| Income before extraordinary items | $2,131,000 | 2,403 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,131,000 | 2,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $1,350,000 | 1,782 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 907 |
| Net operating income | $2,124,340 | 2,419 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,927,000 | 2,713 |
| Total interest expense | $5,591,000 | 2,639 |
| Net interest income | $6,336,000 | 2,777 |
| Provision for loan and lease losses | $142,000 | 4,395 |
| Total noninterest income | $1,835,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,030,000 | 1,280 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $805,000 | 2,152 |
| Total noninterest expense | $5,078,000 | 2,655 |
| Salaries and employee benefits | $1,832,000 | 3,691 |
| Premises and equipment expense | $543,000 | 3,522 |
| Additional noninterest expense | $2,703,000 | 1,655 |
| Pre-tax net operating income | $2,951,000 | 2,447 |
| Securities gains (losses) | $40,000 | 1,069 |
| Applicable income taxes | $780,000 | 2,697 |
| Income before extraordinary items | $2,211,000 | 2,352 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,211,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,589 |
| Cash dividends | $1,750,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,005 |
| Net operating income | $2,181,400 | 2,359 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,114,000 | 2,686 |
| Total interest expense | $6,224,000 | 2,428 |
| Net interest income | $5,890,000 | 2,932 |
| Provision for loan and lease losses | $260,000 | 2,922 |
| Total noninterest income | $1,729,000 | 2,034 |
| Gross Fiduciary activities income | $11,000 | 1,282 |
| Service charges on deposit accounts | $1,038,000 | 1,212 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $680,000 | 2,445 |
| Total noninterest expense | $4,551,000 | 2,846 |
| Salaries and employee benefits | $1,797,000 | 3,671 |
| Premises and equipment expense | $499,000 | 3,707 |
| Additional noninterest expense | $2,255,000 | 1,873 |
| Pre-tax net operating income | $2,808,000 | 2,524 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $776,000 | 2,808 |
| Income before extraordinary items | $2,037,000 | 2,505 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,037,000 | 2,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,514 |
| Cash dividends | $189,000 | 5,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,033,400 | 2,432 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,668,000 | 3,040 |
| Total interest expense | $5,092,000 | 2,932 |
| Net interest income | $5,576,000 | 3,142 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $1,454,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,031,000 | 1,235 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $423,000 | 3,172 |
| Total noninterest expense | $3,794,000 | 3,335 |
| Salaries and employee benefits | $1,737,000 | 3,764 |
| Premises and equipment expense | $539,000 | 3,463 |
| Additional noninterest expense | $1,518,000 | 2,705 |
| Pre-tax net operating income | $3,056,000 | 2,451 |
| Securities gains (losses) | $33,000 | 1,577 |
| Applicable income taxes | $944,000 | 2,556 |
| Income before extraordinary items | $2,145,000 | 2,420 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,145,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,510 |
| Cash dividends | $961,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,122,230 | 2,389 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,214,000 | 3,535 |
| Total interest expense | $4,519,000 | 3,306 |
| Net interest income | $4,695,000 | 3,757 |
| Provision for loan and lease losses | $-102,000 | 11,277 |
| Total noninterest income | $1,097,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $776,000 | 1,729 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $321,000 | 3,918 |
| Total noninterest expense | $3,598,000 | 3,689 |
| Salaries and employee benefits | $1,644,000 | 3,969 |
| Premises and equipment expense | $557,000 | 3,443 |
| Additional noninterest expense | $1,397,000 | 3,314 |
| Pre-tax net operating income | $2,296,000 | 3,041 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $625,000 | 3,470 |
| Income before extraordinary items | $1,684,000 | 2,878 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,684,000 | 2,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 11,277 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,674,510 | 2,846 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,774,000 | 4,118 |
| Total interest expense | $4,117,000 | 3,590 |
| Net interest income | $3,657,000 | 4,679 |
| Provision for loan and lease losses | $493,000 | 1,592 |
| Total noninterest income | $957,000 | 3,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $687,000 | 1,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,269 |
| Total noninterest expense | $3,107,000 | 4,153 |
| Salaries and employee benefits | $1,428,000 | 4,473 |
| Premises and equipment expense | $441,000 | 4,174 |
| Additional noninterest expense | $1,238,000 | 3,647 |
| Pre-tax net operating income | $1,014,000 | 5,936 |
| Securities gains (losses) | $23,000 | 1,804 |
| Applicable income taxes | $207,000 | 7,304 |
| Income before extraordinary items | $830,000 | 5,305 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $830,000 | 5,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 1,529 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $811,600 | 5,361 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,624,000 | 5,143 |
| Total interest expense | $2,558,000 | 4,553 |
| Net interest income | $3,066,000 | 5,529 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $822,000 | 3,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $530,000 | 2,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,158 |
| Total noninterest expense | $2,653,000 | 4,895 |
| Salaries and employee benefits | $1,164,000 | 5,398 |
| Premises and equipment expense | $342,000 | 5,158 |
| Additional noninterest expense | $1,147,000 | 4,219 |
| Pre-tax net operating income | $1,115,000 | 5,516 |
| Securities gains (losses) | $-49,000 | 11,013 |
| Applicable income taxes | $148,000 | 8,343 |
| Income before extraordinary items | $918,000 | 4,831 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $918,000 | 4,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,634 |
| Cash dividends | $474,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $960,140 | 4,718 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 5,825 |
| Total interest expense | $2,224,000 | 5,331 |
| Net interest income | $2,737,000 | 6,093 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $956,000 | 3,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $401,000 | 3,745 |
| Total noninterest expense | $2,566,000 | 5,158 |
| Salaries and employee benefits | $1,090,000 | 5,694 |
| Premises and equipment expense | $392,000 | 4,794 |
| Additional noninterest expense | $1,084,000 | 4,600 |
| Pre-tax net operating income | $1,047,000 | 5,712 |
| Securities gains (losses) | $205,000 | 1,669 |
| Applicable income taxes | $271,000 | 6,473 |
| Income before extraordinary items | $981,000 | 4,770 |
| Extraordinary gains, net | $136,000 | 1,318 |
| Net income | $1,117,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 6,165 |
| Cash dividends | $652,000 | 2,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $821,100 | 5,222 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,257,000 | 6,132 |
| Total interest expense | $2,381,000 | 6,224 |
| Net interest income | $2,876,000 | 5,913 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $860,000 | 3,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $544,000 | 2,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 4,287 |
| Total noninterest expense | $2,407,000 | 5,475 |
| Salaries and employee benefits | $1,011,000 | 5,965 |
| Premises and equipment expense | $358,000 | 5,273 |
| Additional noninterest expense | $1,038,000 | 4,900 |
| Pre-tax net operating income | $1,219,000 | 4,858 |
| Securities gains (losses) | $98,000 | 3,033 |
| Applicable income taxes | $309,000 | 5,805 |
| Income before extraordinary items | $1,008,000 | 4,467 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,008,000 | 4,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 8,076 |
| Cash dividends | $427,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $932,540 | 4,475 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.