Home > Harris Bank Aurora > Income and Expense
Harris Bank Aurora, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 3,191 |
| Total interest expense | $837,000 | 2,677 |
| Net interest income | $1,494,000 | 3,426 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $457,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $251,000 | 1,623 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $206,000 | 2,442 |
| Total noninterest expense | $1,492,000 | 2,730 |
| Salaries and employee benefits | $512,000 | 4,019 |
| Premises and equipment expense | $176,000 | 3,206 |
| Additional noninterest expense | $804,000 | 1,544 |
| Pre-tax net operating income | $339,000 | 4,677 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $117,000 | 3,511 |
| Income before extraordinary items | $222,000 | 5,158 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $222,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,069 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 469 |
| Net operating income | $222,000 | 5,127 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,385,000 | 3,290 |
| Total interest expense | $2,728,000 | 2,829 |
| Net interest income | $5,657,000 | 3,453 |
| Provision for loan and lease losses | $480,000 | 2,016 |
| Total noninterest income | $1,747,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,070,000 | 1,637 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $677,000 | 2,760 |
| Total noninterest expense | $5,946,000 | 2,679 |
| Salaries and employee benefits | $2,175,000 | 3,730 |
| Premises and equipment expense | $684,000 | 3,187 |
| Additional noninterest expense | $3,087,000 | 1,580 |
| Pre-tax net operating income | $978,000 | 5,293 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $310,000 | 4,127 |
| Income before extraordinary items | $668,000 | 5,702 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $668,000 | 5,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,955 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 740 |
| Net operating income | $668,000 | 5,642 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,136,000 | 3,327 |
| Total interest expense | $1,978,000 | 2,873 |
| Net interest income | $4,158,000 | 3,485 |
| Provision for loan and lease losses | $360,000 | 1,934 |
| Total noninterest income | $1,304,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $787,000 | 1,681 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $517,000 | 2,738 |
| Total noninterest expense | $4,515,000 | 2,594 |
| Salaries and employee benefits | $1,630,000 | 3,715 |
| Premises and equipment expense | $512,000 | 3,189 |
| Additional noninterest expense | $2,373,000 | 1,537 |
| Pre-tax net operating income | $587,000 | 5,958 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $173,000 | 4,659 |
| Income before extraordinary items | $414,000 | 6,232 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $414,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,625 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 601 |
| Net operating income | $414,000 | 6,165 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 3,383 |
| Total interest expense | $1,315,000 | 2,865 |
| Net interest income | $2,686,000 | 3,567 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $829,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $490,000 | 1,785 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $339,000 | 2,787 |
| Total noninterest expense | $2,996,000 | 2,612 |
| Salaries and employee benefits | $1,090,000 | 3,724 |
| Premises and equipment expense | $334,000 | 3,257 |
| Additional noninterest expense | $1,572,000 | 1,539 |
| Pre-tax net operating income | $279,000 | 6,641 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $71,000 | 5,263 |
| Income before extraordinary items | $208,000 | 6,816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $208,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,335 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 497 |
| Net operating income | $208,000 | 6,731 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 3,407 |
| Total interest expense | $676,000 | 2,835 |
| Net interest income | $1,310,000 | 3,631 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $404,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $238,000 | 1,794 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $166,000 | 2,759 |
| Total noninterest expense | $1,468,000 | 2,683 |
| Salaries and employee benefits | $539,000 | 3,782 |
| Premises and equipment expense | $168,000 | 3,278 |
| Additional noninterest expense | $761,000 | 1,568 |
| Pre-tax net operating income | $126,000 | 6,777 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $96,000 | 6,961 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $96,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,516 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 343 |
| Net operating income | $96,000 | 6,855 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,910,000 | 3,478 |
| Total interest expense | $3,307,000 | 2,620 |
| Net interest income | $4,603,000 | 3,935 |
| Provision for loan and lease losses | $520,000 | 2,094 |
| Total noninterest income | $1,687,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $944,000 | 1,838 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $743,000 | 2,853 |
| Total noninterest expense | $5,766,000 | 2,687 |
| Salaries and employee benefits | $2,138,000 | 3,715 |
| Premises and equipment expense | $653,000 | 3,274 |
| Additional noninterest expense | $2,975,000 | 1,642 |
| Pre-tax net operating income | $4,000 | 8,512 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $-90,000 | 8,935 |
| Income before extraordinary items | $97,000 | 8,232 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $97,000 | 8,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,809 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 791 |
| Net operating income | $94,000 | 8,138 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 3,542 |
| Total interest expense | $2,585,000 | 2,616 |
| Net interest income | $3,306,000 | 4,078 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $1,284,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $705,000 | 1,841 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $579,000 | 2,877 |
| Total noninterest expense | $4,110,000 | 2,825 |
| Salaries and employee benefits | $1,604,000 | 3,703 |
| Premises and equipment expense | $494,000 | 3,248 |
| Additional noninterest expense | $2,012,000 | 1,800 |
| Pre-tax net operating income | $120,000 | 8,130 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-23,000 | 8,969 |
| Income before extraordinary items | $143,000 | 7,955 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $143,000 | 7,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,836 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 637 |
| Net operating income | $143,000 | 7,808 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 3,567 |
| Total interest expense | $1,751,000 | 2,642 |
| Net interest income | $2,181,000 | 4,118 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $825,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $474,000 | 1,785 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $351,000 | 3,013 |
| Total noninterest expense | $2,680,000 | 2,883 |
| Salaries and employee benefits | $1,043,000 | 3,785 |
| Premises and equipment expense | $316,000 | 3,337 |
| Additional noninterest expense | $1,321,000 | 1,827 |
| Pre-tax net operating income | $86,000 | 8,111 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-13,000 | 9,007 |
| Income before extraordinary items | $99,000 | 7,967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $99,000 | 7,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,533 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 520 |
| Net operating income | $99,000 | 7,801 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 3,588 |
| Total interest expense | $881,000 | 2,687 |
| Net interest income | $1,077,000 | 4,169 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $378,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $232,000 | 1,759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $146,000 | 3,263 |
| Total noninterest expense | $1,349,000 | 2,844 |
| Salaries and employee benefits | $533,000 | 3,710 |
| Premises and equipment expense | $158,000 | 3,343 |
| Additional noninterest expense | $658,000 | 1,788 |
| Pre-tax net operating income | $-14,000 | 8,786 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-29,000 | 9,131 |
| Income before extraordinary items | $15,000 | 8,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,000 | 8,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,593 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 360 |
| Net operating income | $15,000 | 8,448 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,374,000 | 4,378 |
| Total interest expense | $2,421,000 | 4,210 |
| Net interest income | $3,953,000 | 4,385 |
| Provision for loan and lease losses | $425,000 | 2,696 |
| Total noninterest income | $1,372,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $868,000 | 1,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $504,000 | 3,279 |
| Total noninterest expense | $4,591,000 | 3,168 |
| Salaries and employee benefits | $1,697,000 | 4,276 |
| Premises and equipment expense | $478,000 | 4,074 |
| Additional noninterest expense | $2,416,000 | 1,911 |
| Pre-tax net operating income | $309,000 | 7,507 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $-19,000 | 8,911 |
| Income before extraordinary items | $335,000 | 7,152 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $335,000 | 7,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,802 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 789 |
| Net operating income | $328,000 | 7,082 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,962,000 | 4,455 |
| Total interest expense | $3,346,000 | 4,345 |
| Net interest income | $3,616,000 | 4,462 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $1,224,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $713,000 | 2,109 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $511,000 | 3,093 |
| Total noninterest expense | $3,885,000 | 3,517 |
| Salaries and employee benefits | $1,238,000 | 5,194 |
| Premises and equipment expense | $393,000 | 4,650 |
| Additional noninterest expense | $2,254,000 | 1,997 |
| Pre-tax net operating income | $805,000 | 5,474 |
| Securities gains (losses) | $85,000 | 1,883 |
| Applicable income taxes | $199,000 | 5,042 |
| Income before extraordinary items | $691,000 | 5,261 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $691,000 | 5,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,068 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 830 |
| Net operating income | $624,700 | 5,381 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,176,000 | 4,489 |
| Total interest expense | $4,429,000 | 3,672 |
| Net interest income | $2,747,000 | 5,472 |
| Provision for loan and lease losses | $118,000 | 4,994 |
| Total noninterest income | $872,000 | 3,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $587,000 | 2,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,034 |
| Total noninterest expense | $3,317,000 | 3,890 |
| Salaries and employee benefits | $1,260,000 | 5,009 |
| Premises and equipment expense | $378,000 | 4,682 |
| Additional noninterest expense | $1,679,000 | 2,544 |
| Pre-tax net operating income | $184,000 | 8,427 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-112,000 | 9,601 |
| Income before extraordinary items | $296,000 | 7,505 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $296,000 | 7,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,537 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 907 |
| Net operating income | $296,000 | 7,509 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 4,888 |
| Total interest expense | $3,370,000 | 4,171 |
| Net interest income | $2,731,000 | 5,501 |
| Provision for loan and lease losses | $212,000 | 3,430 |
| Total noninterest income | $810,000 | 3,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $498,000 | 2,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,941 |
| Total noninterest expense | $2,881,000 | 4,346 |
| Salaries and employee benefits | $1,225,000 | 5,091 |
| Premises and equipment expense | $343,000 | 5,040 |
| Additional noninterest expense | $1,313,000 | 3,192 |
| Pre-tax net operating income | $448,000 | 7,384 |
| Securities gains (losses) | $16,000 | 1,502 |
| Applicable income taxes | $19,000 | 8,242 |
| Income before extraordinary items | $445,000 | 6,730 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $445,000 | 6,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,263 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,005 |
| Net operating income | $429,640 | 6,798 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,630,000 | 5,215 |
| Total interest expense | $3,232,000 | 4,444 |
| Net interest income | $2,398,000 | 5,989 |
| Provision for loan and lease losses | $173,000 | 3,879 |
| Total noninterest income | $790,000 | 3,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $467,000 | 2,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 3,863 |
| Total noninterest expense | $2,488,000 | 4,795 |
| Salaries and employee benefits | $1,173,000 | 5,160 |
| Premises and equipment expense | $271,000 | 5,687 |
| Additional noninterest expense | $1,044,000 | 3,814 |
| Pre-tax net operating income | $527,000 | 7,237 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $68,000 | 8,027 |
| Income before extraordinary items | $459,000 | 6,856 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $459,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,450 |
| Cash dividends | $62,000 | 6,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $459,000 | 6,750 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,528,000 | 6,200 |
| Total interest expense | $2,503,000 | 5,408 |
| Net interest income | $2,025,000 | 6,871 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $683,000 | 4,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 2,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,453 |
| Total noninterest expense | $2,112,000 | 5,440 |
| Salaries and employee benefits | $1,037,000 | 5,732 |
| Premises and equipment expense | $325,000 | 5,166 |
| Additional noninterest expense | $750,000 | 4,962 |
| Pre-tax net operating income | $542,000 | 7,700 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $98,000 | 8,429 |
| Income before extraordinary items | $444,000 | 7,351 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $444,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,868 |
| Cash dividends | $375,000 | 4,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $444,000 | 7,301 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 7,848 |
| Total interest expense | $1,596,000 | 7,342 |
| Net interest income | $1,527,000 | 8,202 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $563,000 | 4,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,866 |
| Total noninterest expense | $1,781,000 | 6,432 |
| Salaries and employee benefits | $848,000 | 6,728 |
| Premises and equipment expense | $203,000 | 6,979 |
| Additional noninterest expense | $730,000 | 5,571 |
| Pre-tax net operating income | $264,000 | 9,376 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $21,000 | 10,180 |
| Income before extraordinary items | $243,000 | 8,897 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $243,000 | 8,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $243,000 | 8,836 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 9,089 |
| Total interest expense | $986,000 | 9,307 |
| Net interest income | $1,432,000 | 8,712 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $559,000 | 4,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 3,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,743 |
| Total noninterest expense | $1,430,000 | 7,490 |
| Salaries and employee benefits | $593,000 | 8,402 |
| Premises and equipment expense | $145,000 | 8,397 |
| Additional noninterest expense | $692,000 | 5,911 |
| Pre-tax net operating income | $525,000 | 8,296 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $137,000 | 8,495 |
| Income before extraordinary items | $388,000 | 8,173 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $388,000 | 8,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $209,000 | 5,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $388,000 | 8,137 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 9,941 |
| Total interest expense | $684,000 | 10,188 |
| Net interest income | $1,240,000 | 9,648 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $438,000 | 5,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,705 |
| Total noninterest expense | $1,283,000 | 8,311 |
| Salaries and employee benefits | $497,000 | 9,418 |
| Premises and equipment expense | $175,000 | 7,968 |
| Additional noninterest expense | $611,000 | 6,958 |
| Pre-tax net operating income | $359,000 | 9,671 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $75,000 | 9,915 |
| Income before extraordinary items | $290,000 | 9,255 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $290,000 | 9,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $374,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $285,260 | 9,369 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 10,420 |
| Total interest expense | $720,000 | 10,466 |
| Net interest income | $1,163,000 | 10,187 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $494,000 | 5,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,244 |
| Total noninterest expense | $1,217,000 | 8,830 |
| Salaries and employee benefits | $493,000 | 9,741 |
| Premises and equipment expense | $181,000 | 8,115 |
| Additional noninterest expense | $543,000 | 7,832 |
| Pre-tax net operating income | $404,000 | 9,381 |
| Securities gains (losses) | $47,000 | 3,500 |
| Applicable income taxes | $97,000 | 9,810 |
| Income before extraordinary items | $354,000 | 8,898 |
| Extraordinary gains, net | $47,000 | 2,224 |
| Net income | $401,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $356,000 | 3,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $317,340 | 9,017 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 10,815 |
| Total interest expense | $892,000 | 10,906 |
| Net interest income | $1,153,000 | 10,500 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $440,000 | 6,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $1,181,000 | 9,131 |
| Salaries and employee benefits | $457,000 | 10,236 |
| Premises and equipment expense | $162,000 | 8,785 |
| Additional noninterest expense | $562,000 | 7,852 |
| Pre-tax net operating income | $388,000 | 9,350 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $80,000 | 10,440 |
| Income before extraordinary items | $316,000 | 9,089 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $316,000 | 9,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 8,793 |
| Cash dividends | $274,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $309,600 | 8,815 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.