Home > Harris Bank Argo > Income and Expense
Harris Bank Argo, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,885,000 | 1,600 |
| Total interest expense | $1,517,000 | 1,575 |
| Net interest income | $3,368,000 | 1,580 |
| Provision for loan and lease losses | $180,000 | 1,214 |
| Total noninterest income | $583,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $267,000 | 1,521 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $316,000 | 1,837 |
| Total noninterest expense | $2,670,000 | 1,591 |
| Salaries and employee benefits | $1,267,000 | 1,824 |
| Premises and equipment expense | $345,000 | 1,739 |
| Additional noninterest expense | $1,058,000 | 1,156 |
| Pre-tax net operating income | $1,101,000 | 2,006 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $385,000 | 1,652 |
| Income before extraordinary items | $716,000 | 2,283 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $716,000 | 2,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 749 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 409 |
| Net operating income | $716,000 | 2,244 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,139,000 | 1,592 |
| Total interest expense | $4,163,000 | 1,958 |
| Net interest income | $13,976,000 | 1,446 |
| Provision for loan and lease losses | $720,000 | 1,420 |
| Total noninterest income | $2,465,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,221,000 | 1,435 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,244,000 | 1,857 |
| Total noninterest expense | $10,091,000 | 1,607 |
| Salaries and employee benefits | $4,816,000 | 1,821 |
| Premises and equipment expense | $1,152,000 | 2,000 |
| Additional noninterest expense | $4,123,000 | 1,195 |
| Pre-tax net operating income | $5,630,000 | 1,517 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,975,000 | 1,289 |
| Income before extraordinary items | $3,655,000 | 1,745 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,655,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $581,000 | 1,188 |
| Cash dividends | $2,250,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 679 |
| Net operating income | $3,655,000 | 1,703 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,475,000 | 1,583 |
| Total interest expense | $2,913,000 | 2,051 |
| Net interest income | $10,562,000 | 1,417 |
| Provision for loan and lease losses | $540,000 | 1,362 |
| Total noninterest income | $1,858,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $925,000 | 1,439 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $933,000 | 1,859 |
| Total noninterest expense | $7,497,000 | 1,622 |
| Salaries and employee benefits | $3,600,000 | 1,818 |
| Premises and equipment expense | $848,000 | 2,038 |
| Additional noninterest expense | $3,049,000 | 1,200 |
| Pre-tax net operating income | $4,383,000 | 1,473 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,541,000 | 1,251 |
| Income before extraordinary items | $2,842,000 | 1,712 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,842,000 | 1,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 922 |
| Cash dividends | $2,250,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 565 |
| Net operating income | $2,842,000 | 1,666 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,910,000 | 1,587 |
| Total interest expense | $1,892,000 | 2,088 |
| Net interest income | $7,018,000 | 1,406 |
| Provision for loan and lease losses | $360,000 | 1,336 |
| Total noninterest income | $1,192,000 | 1,932 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $600,000 | 1,464 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $592,000 | 1,941 |
| Total noninterest expense | $5,001,000 | 1,617 |
| Salaries and employee benefits | $2,397,000 | 1,824 |
| Premises and equipment expense | $546,000 | 2,092 |
| Additional noninterest expense | $2,058,000 | 1,175 |
| Pre-tax net operating income | $2,849,000 | 1,492 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,001,000 | 1,282 |
| Income before extraordinary items | $1,848,000 | 1,725 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,848,000 | 1,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 818 |
| Cash dividends | $850,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 498 |
| Net operating income | $1,848,000 | 1,670 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 1,580 |
| Total interest expense | $958,000 | 2,087 |
| Net interest income | $3,504,000 | 1,409 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $556,000 | 2,001 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $292,000 | 1,472 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $264,000 | 2,046 |
| Total noninterest expense | $2,532,000 | 1,609 |
| Salaries and employee benefits | $1,196,000 | 1,841 |
| Premises and equipment expense | $291,000 | 1,988 |
| Additional noninterest expense | $1,045,000 | 1,150 |
| Pre-tax net operating income | $1,348,000 | 1,538 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $470,000 | 1,363 |
| Income before extraordinary items | $878,000 | 1,780 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $878,000 | 1,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 372 |
| Net operating income | $878,000 | 1,696 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,251,000 | 1,576 |
| Total interest expense | $5,046,000 | 1,774 |
| Net interest income | $13,205,000 | 1,471 |
| Provision for loan and lease losses | $1,231,000 | 959 |
| Total noninterest income | $2,865,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,200,000 | 1,438 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,665,000 | 1,681 |
| Total noninterest expense | $10,973,000 | 1,458 |
| Salaries and employee benefits | $4,683,000 | 1,840 |
| Premises and equipment expense | $1,069,000 | 2,127 |
| Additional noninterest expense | $5,221,000 | 978 |
| Pre-tax net operating income | $3,866,000 | 2,030 |
| Securities gains (losses) | $220,000 | 1,278 |
| Applicable income taxes | $1,268,000 | 1,857 |
| Income before extraordinary items | $2,818,000 | 2,155 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,818,000 | 2,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $769,000 | 1,130 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 666 |
| Net operating income | $2,666,200 | 2,153 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,764,000 | 1,593 |
| Total interest expense | $4,036,000 | 1,739 |
| Net interest income | $9,728,000 | 1,511 |
| Provision for loan and lease losses | $952,000 | 934 |
| Total noninterest income | $2,213,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $887,000 | 1,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,326,000 | 1,679 |
| Total noninterest expense | $8,065,000 | 1,494 |
| Salaries and employee benefits | $3,412,000 | 1,893 |
| Premises and equipment expense | $803,000 | 2,130 |
| Additional noninterest expense | $3,850,000 | 1,002 |
| Pre-tax net operating income | $2,924,000 | 2,085 |
| Securities gains (losses) | $117,000 | 1,606 |
| Applicable income taxes | $935,000 | 1,961 |
| Income before extraordinary items | $2,106,000 | 2,224 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,106,000 | 2,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $671,000 | 934 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 525 |
| Net operating income | $2,025,270 | 2,192 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,206,000 | 1,596 |
| Total interest expense | $2,863,000 | 1,702 |
| Net interest income | $6,343,000 | 1,537 |
| Provision for loan and lease losses | $430,000 | 1,304 |
| Total noninterest income | $1,442,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $588,000 | 1,455 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $854,000 | 1,701 |
| Total noninterest expense | $5,238,000 | 1,540 |
| Salaries and employee benefits | $2,184,000 | 1,950 |
| Premises and equipment expense | $522,000 | 2,170 |
| Additional noninterest expense | $2,532,000 | 999 |
| Pre-tax net operating income | $2,117,000 | 1,941 |
| Securities gains (losses) | $117,000 | 1,387 |
| Applicable income taxes | $705,000 | 1,809 |
| Income before extraordinary items | $1,529,000 | 2,075 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,529,000 | 2,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,606 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 437 |
| Net operating income | $1,449,440 | 2,054 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 1,620 |
| Total interest expense | $1,490,000 | 1,674 |
| Net interest income | $3,083,000 | 1,581 |
| Provision for loan and lease losses | $156,000 | 1,641 |
| Total noninterest income | $673,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $300,000 | 1,382 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $373,000 | 1,826 |
| Total noninterest expense | $2,674,000 | 1,491 |
| Salaries and employee benefits | $1,113,000 | 1,913 |
| Premises and equipment expense | $257,000 | 2,200 |
| Additional noninterest expense | $1,304,000 | 942 |
| Pre-tax net operating income | $926,000 | 2,185 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $276,000 | 2,164 |
| Income before extraordinary items | $650,000 | 2,351 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $650,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 300 |
| Net operating income | $650,000 | 2,222 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,359,000 | 1,673 |
| Total interest expense | $6,452,000 | 1,769 |
| Net interest income | $11,907,000 | 1,625 |
| Provision for loan and lease losses | $1,170,000 | 1,170 |
| Total noninterest income | $2,894,000 | 1,608 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,108,000 | 1,458 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,786,000 | 1,434 |
| Total noninterest expense | $9,570,000 | 1,609 |
| Salaries and employee benefits | $4,002,000 | 1,997 |
| Premises and equipment expense | $1,131,000 | 1,953 |
| Additional noninterest expense | $4,437,000 | 1,119 |
| Pre-tax net operating income | $4,061,000 | 1,967 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $1,131,000 | 2,015 |
| Income before extraordinary items | $2,940,000 | 2,036 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,940,000 | 2,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,194 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 678 |
| Net operating income | $2,932,800 | 1,975 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,083,000 | 1,784 |
| Total interest expense | $9,795,000 | 1,656 |
| Net interest income | $9,288,000 | 1,917 |
| Provision for loan and lease losses | $791,000 | 1,520 |
| Total noninterest income | $2,426,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $824,000 | 1,854 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,602,000 | 1,447 |
| Total noninterest expense | $9,016,000 | 1,618 |
| Salaries and employee benefits | $3,951,000 | 1,898 |
| Premises and equipment expense | $1,176,000 | 1,830 |
| Additional noninterest expense | $3,889,000 | 1,219 |
| Pre-tax net operating income | $1,907,000 | 3,288 |
| Securities gains (losses) | $539,000 | 584 |
| Applicable income taxes | $396,000 | 3,754 |
| Income before extraordinary items | $2,050,000 | 2,475 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,050,000 | 2,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,886 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 580 |
| Net operating income | $1,597,240 | 2,979 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,687,000 | 1,872 |
| Total interest expense | $11,053,000 | 1,554 |
| Net interest income | $7,634,000 | 2,328 |
| Provision for loan and lease losses | $168,000 | 4,178 |
| Total noninterest income | $1,725,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $759,000 | 1,836 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $966,000 | 1,901 |
| Total noninterest expense | $7,860,000 | 1,774 |
| Salaries and employee benefits | $3,353,000 | 2,133 |
| Premises and equipment expense | $1,254,000 | 1,665 |
| Additional noninterest expense | $3,253,000 | 1,382 |
| Pre-tax net operating income | $1,334,000 | 4,425 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $-64,000 | 9,523 |
| Income before extraordinary items | $1,396,000 | 3,444 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,396,000 | 3,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,782 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 792 |
| Net operating income | $1,395,000 | 3,432 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,831,000 | 2,055 |
| Total interest expense | $8,495,000 | 1,744 |
| Net interest income | $7,336,000 | 2,404 |
| Provision for loan and lease losses | $108,000 | 5,075 |
| Total noninterest income | $1,642,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $572,000 | 2,332 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,070,000 | 1,776 |
| Total noninterest expense | $6,886,000 | 1,984 |
| Salaries and employee benefits | $2,931,000 | 2,394 |
| Premises and equipment expense | $1,296,000 | 1,578 |
| Additional noninterest expense | $2,659,000 | 1,677 |
| Pre-tax net operating income | $1,984,000 | 3,361 |
| Securities gains (losses) | $33,000 | 1,148 |
| Applicable income taxes | $220,000 | 5,500 |
| Income before extraordinary items | $1,797,000 | 2,816 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,797,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,540 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 890 |
| Net operating income | $1,767,630 | 2,820 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,032,000 | 2,169 |
| Total interest expense | $8,264,000 | 1,856 |
| Net interest income | $6,768,000 | 2,507 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $1,883,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $594,000 | 2,166 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,289,000 | 1,552 |
| Total noninterest expense | $6,363,000 | 2,061 |
| Salaries and employee benefits | $2,604,000 | 2,599 |
| Premises and equipment expense | $1,163,000 | 1,699 |
| Additional noninterest expense | $2,596,000 | 1,654 |
| Pre-tax net operating income | $2,138,000 | 3,165 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $397,000 | 4,435 |
| Income before extraordinary items | $1,741,000 | 2,873 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,741,000 | 2,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,028 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 924 |
| Net operating income | $1,741,000 | 2,785 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,088,000 | 2,315 |
| Total interest expense | $7,229,000 | 2,100 |
| Net interest income | $6,859,000 | 2,532 |
| Provision for loan and lease losses | $1,548,000 | 716 |
| Total noninterest income | $1,566,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $658,000 | 1,994 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $908,000 | 1,852 |
| Total noninterest expense | $5,866,000 | 2,192 |
| Salaries and employee benefits | $2,844,000 | 2,324 |
| Premises and equipment expense | $1,056,000 | 1,878 |
| Additional noninterest expense | $1,966,000 | 2,123 |
| Pre-tax net operating income | $1,011,000 | 5,799 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $24,000 | 9,652 |
| Income before extraordinary items | $989,000 | 4,745 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $989,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,377,000 | 641 |
| Cash dividends | $1,128,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 948 |
| Net operating income | $987,040 | 4,689 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,340,000 | 2,502 |
| Total interest expense | $6,859,000 | 2,257 |
| Net interest income | $6,481,000 | 2,739 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $1,184,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $567,000 | 2,395 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $617,000 | 2,520 |
| Total noninterest expense | $5,417,000 | 2,520 |
| Salaries and employee benefits | $2,772,000 | 2,399 |
| Premises and equipment expense | $985,000 | 2,041 |
| Additional noninterest expense | $1,660,000 | 2,872 |
| Pre-tax net operating income | $2,233,000 | 3,114 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $486,000 | 4,235 |
| Income before extraordinary items | $1,757,000 | 2,766 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,757,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,481 |
| Cash dividends | $1,036,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 888 |
| Net operating income | $1,749,200 | 2,739 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,201,000 | 2,740 |
| Total interest expense | $5,993,000 | 2,563 |
| Net interest income | $6,208,000 | 2,863 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,011,000 | 3,075 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $492,000 | 2,761 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $519,000 | 2,800 |
| Total noninterest expense | $4,638,000 | 2,904 |
| Salaries and employee benefits | $2,267,000 | 2,937 |
| Premises and equipment expense | $792,000 | 2,500 |
| Additional noninterest expense | $1,579,000 | 2,968 |
| Pre-tax net operating income | $2,581,000 | 2,758 |
| Securities gains (losses) | $21,000 | 1,877 |
| Applicable income taxes | $534,000 | 3,985 |
| Income before extraordinary items | $2,068,000 | 2,430 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,068,000 | 2,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,051,410 | 2,422 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,816,000 | 3,083 |
| Total interest expense | $3,850,000 | 3,174 |
| Net interest income | $5,966,000 | 3,009 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,086,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $494,000 | 2,783 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $592,000 | 2,612 |
| Total noninterest expense | $4,252,000 | 3,227 |
| Salaries and employee benefits | $2,152,000 | 3,075 |
| Premises and equipment expense | $671,000 | 2,935 |
| Additional noninterest expense | $1,429,000 | 3,467 |
| Pre-tax net operating income | $2,800,000 | 2,529 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $612,000 | 3,458 |
| Income before extraordinary items | $2,185,000 | 2,238 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,185,000 | 2,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,836 |
| Cash dividends | $2,240,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,187,340 | 2,257 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,185,000 | 3,361 |
| Total interest expense | $3,519,000 | 3,570 |
| Net interest income | $5,666,000 | 3,194 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $1,472,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $521,000 | 2,674 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $951,000 | 2,099 |
| Total noninterest expense | $4,014,000 | 3,484 |
| Salaries and employee benefits | $2,032,000 | 3,233 |
| Premises and equipment expense | $602,000 | 3,322 |
| Additional noninterest expense | $1,380,000 | 3,758 |
| Pre-tax net operating income | $3,094,000 | 2,203 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $666,000 | 3,268 |
| Income before extraordinary items | $2,434,000 | 2,056 |
| Extraordinary gains, net | $-67,000 | 12,811 |
| Net income | $2,367,000 | 2,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $2,220,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,429,260 | 1,931 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,350,000 | 3,734 |
| Total interest expense | $4,133,000 | 3,955 |
| Net interest income | $5,217,000 | 3,488 |
| Provision for loan and lease losses | $220,000 | 4,962 |
| Total noninterest income | $1,231,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $506,000 | 2,743 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $725,000 | 2,460 |
| Total noninterest expense | $4,069,000 | 3,442 |
| Salaries and employee benefits | $1,930,000 | 3,305 |
| Premises and equipment expense | $734,000 | 2,809 |
| Additional noninterest expense | $1,405,000 | 3,787 |
| Pre-tax net operating income | $2,159,000 | 2,881 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $86,000 | 10,284 |
| Income before extraordinary items | $2,092,000 | 2,192 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,092,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 6,549 |
| Cash dividends | $700,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,073,760 | 2,025 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.