Home > Harrington Bank, FSB > Performance and Condition Ratios
Harrington Bank, FSB, Performance and Condition Ratios
2014-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.1032% | 3,268 |
Cost of funding earning assets | 0.2315% | 5,740 |
Net interest margin | 3.8717% | 2,189 |
Noninterest income to average assets | 0.2931% | 5,030 |
Noninterest expense to average assets | 3.4159% | 1,660 |
Loan and lease loss provision to assets | 0.5329% | 268 |
Net operating income to assets | -0.0369% | 6,237 |
Return on assets (ROA) | -0.0426% | 6,250 |
Pretax return on assets | -0.0693% | 6,265 |
Return on Equity (ROE) | -0.3944% | 6,250 |
Retained earnings to average equity (ytd only) | -0.3944% | 5,624 |
Net charge-offs to loans | 0.6422% | 575 |
Credit loss provision to net charge-offs | 109.4891% | 1,544 |
Earnings coverage of net charge-offs (x) | 0.9708% | 3,220 |
Efficiency ratio | 87.8483% | 1,242 |
Assets per employee ($millions) | 4.7863% | 2,542 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,852 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.5496% | 256 |
Loan loss allowance to noncurrent loans | 21.7007% | 6,049 |
Noncurrent assets plus other real estate owned to assets | 12.4536% | 71 |
Noncurrent loans to loans | 16.3572% | 33 |
Net loans and leases to total assets | 70.9271% | 1,735 |
Net loans and leases to deposits | 81.9520% | 2,045 |
Net loans and leases to core deposits | 83.4405% | 2,579 |
Total domestic deposits to total assets | 86.5471% | 3,081 |
Equity capital to assets | 10.8408% | 2,893 |
Core capital (leverage) ratio | 9.5490% | 4,215 |
Tier 1 risk-based capital ratio | 13.8098% | 4,465 |
Total risk-based capital ratio | 15.0913% | 4,391 |
Memoranda: | ||
Average total assets | $225,185,500 | 2,776 |
Average earning assets | $209,106,500 | 2,759 |
Average equity | $24,343,500 | 2,714 |
Average total loans | $170,659,500 | 2,340 |
2013-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.6343% | 1,761 |
Cost of funding earning assets | 0.2736% | 5,800 |
Net interest margin | 4.3607% | 974 |
Noninterest income to average assets | 0.5703% | 3,271 |
Noninterest expense to average assets | 3.3066% | 2,126 |
Loan and lease loss provision to assets | 1.4945% | 88 |
Net operating income to assets | -0.1731% | 6,351 |
Return on assets (ROA) | -0.1988% | 6,372 |
Pretax return on assets | -0.3043% | 6,414 |
Return on Equity (ROE) | -1.9386% | 6,376 |
Retained earnings to average equity (ytd only) | -1.9386% | 6,170 |
Net charge-offs to loans | 2.0413% | 184 |
Credit loss provision to net charge-offs | 90.4618% | 2,741 |
Earnings coverage of net charge-offs (x) | 0.7444% | 4,843 |
Efficiency ratio | 72.8910% | 3,311 |
Assets per employee ($millions) | 4.3349% | 3,208 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,285 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.3242% | 335 |
Loan loss allowance to noncurrent loans | 24.1322% | 6,094 |
Noncurrent assets plus other real estate owned to assets | 11.2135% | 100 |
Noncurrent loans to loans | 13.7749% | 48 |
Net loans and leases to total assets | 75.4365% | 1,162 |
Net loans and leases to deposits | 86.3226% | 1,644 |
Net loans and leases to core deposits | 87.8700% | 2,258 |
Total domestic deposits to total assets | 87.3891% | 2,528 |
Equity capital to assets | 10.7801% | 2,842 |
Core capital (leverage) ratio | 9.5856% | 4,132 |
Tier 1 risk-based capital ratio | 13.2933% | 4,795 |
Total risk-based capital ratio | 14.5728% | 4,711 |
Memoranda: | ||
Average total assets | $239,883,200 | 2,618 |
Average earning assets | $218,178,000 | 2,643 |
Average equity | $24,605,000 | 2,670 |
Average total loans | $194,142,800 | 2,055 |
2013-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.7020% | 1,593 |
Cost of funding earning assets | 0.2798% | 5,891 |
Net interest margin | 4.4221% | 852 |
Noninterest income to average assets | 0.7452% | 2,386 |
Noninterest expense to average assets | 3.2054% | 2,352 |
Loan and lease loss provision to assets | 1.7987% | 53 |
Net operating income to assets | -0.1633% | 6,442 |
Return on assets (ROA) | -0.1829% | 6,477 |
Pretax return on assets | -0.2918% | 6,511 |
Return on Equity (ROE) | -1.8043% | 6,470 |
Retained earnings to average equity (ytd only) | -1.8043% | 6,242 |
Net charge-offs to loans | 2.5088% | 123 |
Credit loss provision to net charge-offs | 87.8577% | 2,672 |
Earnings coverage of net charge-offs (x) | 0.7510% | 4,599 |
Efficiency ratio | 67.5825% | 4,174 |
Assets per employee ($millions) | 4.4802% | 2,914 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,738 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.2260% | 441 |
Loan loss allowance to noncurrent loans | 22.2913% | 6,192 |
Noncurrent assets plus other real estate owned to assets | 12.2368% | 80 |
Noncurrent loans to loans | 14.4719% | 47 |
Net loans and leases to total assets | 75.7663% | 1,038 |
Net loans and leases to deposits | 87.0650% | 1,485 |
Net loans and leases to core deposits | 88.8360% | 2,093 |
Total domestic deposits to total assets | 87.0227% | 2,679 |
Equity capital to assets | 10.7312% | 3,036 |
Core capital (leverage) ratio | 9.5555% | 4,326 |
Tier 1 risk-based capital ratio | 12.9284% | 5,171 |
Total risk-based capital ratio | 14.2053% | 5,101 |
Memoranda: | ||
Average total assets | $243,500,000 | 2,605 |
Average earning assets | $220,129,500 | 2,630 |
Average equity | $24,681,250 | 2,683 |
Average total loans | $198,705,250 | 2,010 |
2013-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.7320% | 1,482 |
Cost of funding earning assets | 0.2836% | 5,957 |
Net interest margin | 4.4484% | 780 |
Noninterest income to average assets | 0.8072% | 2,159 |
Noninterest expense to average assets | 3.1670% | 2,455 |
Loan and lease loss provision to assets | 2.1110% | 48 |
Net operating income to assets | -0.2683% | 6,531 |
Return on assets (ROA) | -0.2744% | 6,563 |
Pretax return on assets | -0.4402% | 6,606 |
Return on Equity (ROE) | -2.7572% | 6,562 |
Retained earnings to average equity (ytd only) | -2.7572% | 6,277 |
Net charge-offs to loans | 3.2468% | 88 |
Credit loss provision to net charge-offs | 78.6979% | 2,658 |
Earnings coverage of net charge-offs (x) | 0.6265% | 4,314 |
Efficiency ratio | 65.3329% | 4,663 |
Assets per employee ($millions) | 4.5457% | 2,746 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,522 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.8423% | 677 |
Loan loss allowance to noncurrent loans | 19.9609% | 6,304 |
Noncurrent assets plus other real estate owned to assets | 13.2280% | 81 |
Noncurrent loans to loans | 14.2396% | 60 |
Net loans and leases to total assets | 82.9429% | 295 |
Net loans and leases to deposits | 97.7258% | 558 |
Net loans and leases to core deposits | 99.6385% | 1,108 |
Total domestic deposits to total assets | 84.8730% | 3,955 |
Equity capital to assets | 10.7984% | 2,944 |
Core capital (leverage) ratio | 9.6237% | 4,040 |
Tier 1 risk-based capital ratio | 11.8601% | 5,873 |
Total risk-based capital ratio | 13.1326% | 5,819 |
Memoranda: | ||
Average total assets | $248,502,670 | 2,568 |
Average earning assets | $225,698,000 | 2,581 |
Average equity | $24,735,000 | 2,690 |
Average total loans | $205,310,000 | 1,973 |
2013-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.9040% | 1,074 |
Cost of funding earning assets | 0.2925% | 6,027 |
Net interest margin | 4.6115% | 551 |
Noninterest income to average assets | 0.7317% | 2,423 |
Noninterest expense to average assets | 3.2511% | 2,199 |
Loan and lease loss provision to assets | 1.1578% | 143 |
Net operating income to assets | 0.2808% | 5,630 |
Return on assets (ROA) | 0.2779% | 5,760 |
Pretax return on assets | 0.4554% | 5,399 |
Return on Equity (ROE) | 2.8996% | 5,627 |
Retained earnings to average equity (ytd only) | 2.8996% | 4,547 |
Net charge-offs to loans | 2.5864% | 155 |
Credit loss provision to net charge-offs | 54.9853% | 2,525 |
Earnings coverage of net charge-offs (x) | 0.7683% | 3,575 |
Efficiency ratio | 66.7724% | 4,527 |
Assets per employee ($millions) | 4.5224% | 2,929 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,673 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.7525% | 863 |
Loan loss allowance to noncurrent loans | 28.6583% | 6,073 |
Noncurrent assets plus other real estate owned to assets | 8.9578% | 252 |
Noncurrent loans to loans | 9.6047% | 231 |
Net loans and leases to total assets | 79.6991% | 452 |
Net loans and leases to deposits | 90.5887% | 909 |
Net loans and leases to core deposits | 91.9296% | 1,510 |
Total domestic deposits to total assets | 87.9791% | 2,326 |
Equity capital to assets | 10.0891% | 4,029 |
Core capital (leverage) ratio | 9.2119% | 4,555 |
Tier 1 risk-based capital ratio | 12.1949% | 5,792 |
Total risk-based capital ratio | 13.4669% | 5,738 |
Memoranda: | ||
Average total assets | $259,112,500 | 2,496 |
Average earning assets | $232,463,000 | 2,551 |
Average equity | $24,831,000 | 2,721 |
Average total loans | $210,950,000 | 1,939 |
2012-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.1681% | 1,176 |
Cost of funding earning assets | 0.5932% | 4,413 |
Net interest margin | 4.5749% | 817 |
Noninterest income to average assets | 0.7149% | 2,640 |
Noninterest expense to average assets | 3.1603% | 2,732 |
Loan and lease loss provision to assets | 2.4994% | 62 |
Net operating income to assets | -0.6256% | 6,621 |
Return on assets (ROA) | -0.5920% | 6,643 |
Pretax return on assets | -0.9465% | 6,722 |
Return on Equity (ROE) | -6.8693% | 6,650 |
Retained earnings to average equity (ytd only) | -6.8693% | 6,520 |
Net charge-offs to loans | 3.1043% | 153 |
Credit loss provision to net charge-offs | 102.6881% | 2,926 |
Earnings coverage of net charge-offs (x) | 0.6164% | 5,178 |
Efficiency ratio | 67.8081% | 4,182 |
Assets per employee ($millions) | 4.4179% | 3,112 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,298 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.8548% | 779 |
Loan loss allowance to noncurrent loans | 30.8627% | 6,031 |
Noncurrent assets plus other real estate owned to assets | 8.6585% | 302 |
Noncurrent loans to loans | 9.2501% | 274 |
Net loans and leases to total assets | 78.6020% | 607 |
Net loans and leases to deposits | 88.6966% | 1,197 |
Net loans and leases to core deposits | 89.9970% | 1,833 |
Total domestic deposits to total assets | 88.6190% | 1,827 |
Equity capital to assets | 9.1160% | 5,385 |
Core capital (leverage) ratio | 8.4382% | 5,706 |
Tier 1 risk-based capital ratio | 11.5080% | 6,101 |
Total risk-based capital ratio | 12.7822% | 6,046 |
Memoranda: | ||
Average total assets | $288,867,200 | 2,213 |
Average earning assets | $249,144,600 | 2,338 |
Average equity | $24,893,400 | 2,667 |
Average total loans | $226,495,800 | 1,798 |
2012-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2301% | 1,137 |
Cost of funding earning assets | 0.6590% | 4,111 |
Net interest margin | 4.5710% | 864 |
Noninterest income to average assets | 0.6809% | 2,811 |
Noninterest expense to average assets | 3.1204% | 2,828 |
Loan and lease loss provision to assets | 2.5816% | 58 |
Net operating income to assets | -0.6832% | 6,770 |
Return on assets (ROA) | -0.6373% | 6,777 |
Pretax return on assets | -1.0264% | 6,872 |
Return on Equity (ROE) | -7.4953% | 6,802 |
Retained earnings to average equity (ytd only) | -7.4953% | 6,736 |
Net charge-offs to loans | 3.1978% | 160 |
Credit loss provision to net charge-offs | 103.7206% | 2,840 |
Earnings coverage of net charge-offs (x) | 0.5960% | 5,019 |
Efficiency ratio | 67.7776% | 4,109 |
Assets per employee ($millions) | 4.6496% | 2,678 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,713 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.8256% | 863 |
Loan loss allowance to noncurrent loans | 27.8547% | 6,224 |
Noncurrent assets plus other real estate owned to assets | 9.3516% | 277 |
Noncurrent loans to loans | 10.1439% | 241 |
Net loans and leases to total assets | 78.2282% | 707 |
Net loans and leases to deposits | 88.4748% | 1,297 |
Net loans and leases to core deposits | 89.8453% | 2,002 |
Total domestic deposits to total assets | 88.4186% | 1,778 |
Equity capital to assets | 9.0574% | 5,767 |
Core capital (leverage) ratio | 8.3302% | 5,964 |
Tier 1 risk-based capital ratio | 11.1291% | 6,430 |
Total risk-based capital ratio | 12.4014% | 6,392 |
Memoranda: | ||
Average total assets | $293,711,000 | 2,203 |
Average earning assets | $252,074,250 | 2,332 |
Average equity | $24,975,000 | 2,689 |
Average total loans | $228,607,000 | 1,795 |
2012-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2458% | 1,151 |
Cost of funding earning assets | 0.6734% | 4,243 |
Net interest margin | 4.5723% | 872 |
Noninterest income to average assets | 0.6510% | 2,952 |
Noninterest expense to average assets | 3.0549% | 3,068 |
Loan and lease loss provision to assets | 3.3881% | 40 |
Net operating income to assets | -1.1691% | 6,947 |
Return on assets (ROA) | -1.1793% | 6,971 |
Pretax return on assets | -1.9129% | 7,058 |
Return on Equity (ROE) | -14.1500% | 6,969 |
Retained earnings to average equity (ytd only) | -14.1500% | 6,927 |
Net charge-offs to loans | 3.3591% | 163 |
Credit loss provision to net charge-offs | 130.9554% | 2,094 |
Earnings coverage of net charge-offs (x) | 0.5764% | 4,782 |
Efficiency ratio | 67.1992% | 4,293 |
Assets per employee ($millions) | 5.0576% | 2,095 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,523 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.1341% | 687 |
Loan loss allowance to noncurrent loans | 57.7930% | 4,755 |
Noncurrent assets plus other real estate owned to assets | 5.5426% | 800 |
Noncurrent loans to loans | 5.4230% | 859 |
Net loans and leases to total assets | 74.9684% | 1,106 |
Net loans and leases to deposits | 82.8856% | 1,995 |
Net loans and leases to core deposits | 86.4310% | 2,373 |
Total domestic deposits to total assets | 90.4480% | 695 |
Equity capital to assets | 8.0573% | 6,534 |
Core capital (leverage) ratio | 7.5328% | 6,610 |
Tier 1 risk-based capital ratio | 10.6259% | 6,654 |
Total risk-based capital ratio | 11.9032% | 6,627 |
Memoranda: | ||
Average total assets | $300,172,330 | 2,156 |
Average earning assets | $255,711,330 | 2,298 |
Average equity | $25,017,670 | 2,669 |
Average total loans | $231,195,670 | 1,774 |
2012-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2291% | 1,259 |
Cost of funding earning assets | 0.7175% | 4,129 |
Net interest margin | 4.5116% | 988 |
Noninterest income to average assets | 0.6364% | 3,015 |
Noninterest expense to average assets | 3.0625% | 3,044 |
Loan and lease loss provision to assets | 2.4009% | 108 |
Net operating income to assets | -0.6187% | 6,880 |
Return on assets (ROA) | -0.6391% | 6,914 |
Pretax return on assets | -1.0324% | 6,984 |
Return on Equity (ROE) | -7.5436% | 6,936 |
Retained earnings to average equity (ytd only) | -7.5436% | 6,740 |
Net charge-offs to loans | 2.9258% | 250 |
Credit loss provision to net charge-offs | 106.7967% | 2,176 |
Earnings coverage of net charge-offs (x) | 0.6229% | 4,023 |
Efficiency ratio | 68.6216% | 4,049 |
Assets per employee ($millions) | 5.1215% | 2,097 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,732 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.6775% | 1,146 |
Loan loss allowance to noncurrent loans | 37.7817% | 5,747 |
Noncurrent assets plus other real estate owned to assets | 6.1982% | 737 |
Noncurrent loans to loans | 7.0869% | 623 |
Net loans and leases to total assets | 74.0025% | 1,065 |
Net loans and leases to deposits | 84.0254% | 1,661 |
Net loans and leases to core deposits | 87.5965% | 2,101 |
Total domestic deposits to total assets | 88.0715% | 2,265 |
Equity capital to assets | 8.3646% | 6,206 |
Core capital (leverage) ratio | 8.0231% | 6,238 |
Tier 1 risk-based capital ratio | 11.4602% | 6,305 |
Total risk-based capital ratio | 12.7308% | 6,277 |
Memoranda: | ||
Average total assets | $301,059,000 | 2,160 |
Average earning assets | $255,340,500 | 2,324 |
Average equity | $25,505,000 | 2,623 |
Average total loans | $231,322,000 | 1,782 |
2011-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2469% | 1,885 |
Cost of funding earning assets | 1.1179% | 2,550 |
Net interest margin | 4.1290% | 2,313 |
Noninterest income to average assets | 0.5056% | 3,810 |
Noninterest expense to average assets | 2.9619% | 3,736 |
Loan and lease loss provision to assets | 1.6264% | 430 |
Net operating income to assets | -0.2636% | 6,311 |
Return on assets (ROA) | -0.2758% | 6,380 |
Pretax return on assets | -0.4338% | 6,442 |
Return on Equity (ROE) | -3.1722% | 6,425 |
Retained earnings to average equity (ytd only) | -3.1722% | 6,293 |
Net charge-offs to loans | 0.8409% | 2,063 |
Credit loss provision to net charge-offs | 246.6800% | 983 |
Earnings coverage of net charge-offs (x) | 1.8377% | 4,397 |
Efficiency ratio | 70.9677% | 3,783 |
Assets per employee ($millions) | 4.9172% | 2,312 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,078 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.5919% | 1,206 |
Loan loss allowance to noncurrent loans | 39.1009% | 5,659 |
Noncurrent assets plus other real estate owned to assets | 6.2057% | 778 |
Noncurrent loans to loans | 6.6287% | 697 |
Net loans and leases to total assets | 75.6274% | 1,002 |
Net loans and leases to deposits | 85.5438% | 1,726 |
Net loans and leases to core deposits | 88.9048% | 2,261 |
Total domestic deposits to total assets | 88.4078% | 1,903 |
Equity capital to assets | 8.5797% | 6,041 |
Core capital (leverage) ratio | 8.2788% | 5,884 |
Tier 1 risk-based capital ratio | 11.7926% | 5,961 |
Total risk-based capital ratio | 13.0423% | 5,944 |
Memoranda: | ||
Average total assets | $303,792,400 | 2,113 |
Average earning assets | $269,873,200 | 2,166 |
Average equity | $26,417,200 | 2,445 |
Average total loans | $238,192,600 | 1,759 |
2011-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2259% | 2,103 |
Cost of funding earning assets | 1.1738% | 2,488 |
Net interest margin | 4.0521% | 2,684 |
Noninterest income to average assets | 0.4458% | 4,325 |
Noninterest expense to average assets | 3.0818% | 3,229 |
Loan and lease loss provision to assets | 0.9389% | 939 |
Net operating income to assets | 0.0421% | 6,089 |
Return on assets (ROA) | 0.0258% | 6,216 |
Pretax return on assets | 0.0411% | 6,171 |
Return on Equity (ROE) | 0.2959% | 6,199 |
Retained earnings to average equity (ytd only) | 0.2959% | 5,863 |
Net charge-offs to loans | 0.4375% | 2,973 |
Credit loss provision to net charge-offs | 273.0280% | 1,048 |
Earnings coverage of net charge-offs (x) | 2.9237% | 3,682 |
Efficiency ratio | 75.4014% | 2,940 |
Assets per employee ($millions) | 5.0777% | 2,096 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,512 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.8896% | 2,646 |
Loan loss allowance to noncurrent loans | 37.0913% | 5,811 |
Noncurrent assets plus other real estate owned to assets | 5.0988% | 1,127 |
Noncurrent loans to loans | 5.0944% | 1,208 |
Net loans and leases to total assets | 74.7290% | 1,191 |
Net loans and leases to deposits | 86.2807% | 1,650 |
Net loans and leases to core deposits | 89.7121% | 2,292 |
Total domestic deposits to total assets | 86.6114% | 2,874 |
Equity capital to assets | 8.5946% | 6,210 |
Core capital (leverage) ratio | 8.4888% | 5,726 |
Tier 1 risk-based capital ratio | 11.9777% | 5,909 |
Total risk-based capital ratio | 13.2278% | 5,895 |
Memoranda: | ||
Average total assets | $304,752,750 | 2,111 |
Average earning assets | $273,858,000 | 2,145 |
Average equity | $26,587,750 | 2,435 |
Average total loans | $239,520,500 | 1,763 |
2011-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2490% | 2,068 |
Cost of funding earning assets | 1.2232% | 2,421 |
Net interest margin | 4.0257% | 2,707 |
Noninterest income to average assets | 0.4375% | 4,365 |
Noninterest expense to average assets | 3.1027% | 3,246 |
Loan and lease loss provision to assets | 0.8783% | 1,019 |
Net operating income to assets | 0.0524% | 6,113 |
Return on assets (ROA) | 0.0317% | 6,243 |
Pretax return on assets | 0.0508% | 6,186 |
Return on Equity (ROE) | 0.3612% | 6,227 |
Retained earnings to average equity (ytd only) | 0.3612% | 5,699 |
Net charge-offs to loans | 0.4345% | 2,839 |
Credit loss provision to net charge-offs | 254.4933% | 1,190 |
Earnings coverage of net charge-offs (x) | 2.7859% | 3,456 |
Efficiency ratio | 76.3436% | 2,960 |
Assets per employee ($millions) | 5.0592% | 2,043 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,290 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.6381% | 3,542 |
Loan loss allowance to noncurrent loans | 31.8156% | 6,153 |
Noncurrent assets plus other real estate owned to assets | 5.1336% | 1,189 |
Noncurrent loans to loans | 5.1487% | 1,256 |
Net loans and leases to total assets | 77.2660% | 872 |
Net loans and leases to deposits | 91.9347% | 1,070 |
Net loans and leases to core deposits | 96.2982% | 1,647 |
Total domestic deposits to total assets | 84.0445% | 4,327 |
Equity capital to assets | 8.7920% | 5,825 |
Core capital (leverage) ratio | 8.7017% | 5,224 |
Tier 1 risk-based capital ratio | 11.7262% | 5,990 |
Total risk-based capital ratio | 12.9763% | 5,993 |
Memoranda: | ||
Average total assets | $303,089,670 | 2,128 |
Average earning assets | $273,044,000 | 2,155 |
Average equity | $26,576,670 | 2,415 |
Average total loans | $240,719,000 | 1,769 |
2011-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3031% | 1,856 |
Cost of funding earning assets | 1.2689% | 2,366 |
Net interest margin | 4.0342% | 2,547 |
Noninterest income to average assets | 0.3883% | 4,803 |
Noninterest expense to average assets | 3.1553% | 3,050 |
Loan and lease loss provision to assets | 0.7924% | 1,075 |
Net operating income to assets | 0.0396% | 6,256 |
Return on assets (ROA) | 0.0396% | 6,293 |
Pretax return on assets | 0.0726% | 6,231 |
Return on Equity (ROE) | 0.4525% | 6,271 |
Retained earnings to average equity (ytd only) | 0.4525% | 5,638 |
Net charge-offs to loans | -0.2282% | 7,285 |
Credit loss provision to net charge-offs | -434.7826% | 5,937 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 78.4823% | 2,774 |
Assets per employee ($millions) | 4.9694% | 2,210 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.5857% | 3,790 |
Loan loss allowance to noncurrent loans | 37.9952% | 5,765 |
Noncurrent assets plus other real estate owned to assets | 4.3437% | 1,506 |
Noncurrent loans to loans | 4.1735% | 1,720 |
Net loans and leases to total assets | 78.5373% | 671 |
Net loans and leases to deposits | 93.9129% | 835 |
Net loans and leases to core deposits | 98.9028% | 1,437 |
Total domestic deposits to total assets | 83.6279% | 4,658 |
Equity capital to assets | 8.7668% | 5,549 |
Core capital (leverage) ratio | 8.7054% | 5,079 |
Tier 1 risk-based capital ratio | 11.6576% | 5,974 |
Total risk-based capital ratio | 12.9078% | 5,961 |
Memoranda: | ||
Average total assets | $302,859,500 | 2,144 |
Average earning assets | $272,669,000 | 2,180 |
Average equity | $26,521,000 | 2,409 |
Average total loans | $241,855,000 | 1,779 |
2010-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3795% | 2,769 |
Cost of funding earning assets | 1.6049% | 2,046 |
Net interest margin | 3.7746% | 4,056 |
Noninterest income to average assets | 0.4989% | 4,179 |
Noninterest expense to average assets | 2.9145% | 4,170 |
Loan and lease loss provision to assets | 0.8326% | 1,976 |
Net operating income to assets | 0.1684% | 5,379 |
Return on assets (ROA) | 0.0301% | 5,887 |
Pretax return on assets | 0.0691% | 5,761 |
Return on Equity (ROE) | 0.3753% | 5,862 |
Retained earnings to average equity (ytd only) | 0.3753% | 5,391 |
Net charge-offs to loans | 1.0769% | 2,062 |
Credit loss provision to net charge-offs | 95.1662% | 4,887 |
Earnings coverage of net charge-offs (x) | 1.2776% | 4,823 |
Efficiency ratio | 72.2796% | 3,735 |
Assets per employee ($millions) | 5.2170% | 1,843 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,950 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.2808% | 5,102 |
Loan loss allowance to noncurrent loans | 25.5908% | 6,566 |
Noncurrent assets plus other real estate owned to assets | 5.0696% | 1,257 |
Noncurrent loans to loans | 5.0049% | 1,341 |
Net loans and leases to total assets | 78.8881% | 818 |
Net loans and leases to deposits | 92.7518% | 1,168 |
Net loans and leases to core deposits | 98.1756% | 1,783 |
Total domestic deposits to total assets | 85.0529% | 3,827 |
Equity capital to assets | 8.7469% | 5,516 |
Core capital (leverage) ratio | 8.7092% | 5,003 |
Tier 1 risk-based capital ratio | 11.5189% | 5,893 |
Total risk-based capital ratio | 12.7686% | 5,901 |
Memoranda: | ||
Average total assets | $302,664,200 | 2,137 |
Average earning assets | $283,317,600 | 2,085 |
Average equity | $24,249,600 | 2,632 |
Average total loans | $245,898,800 | 1,784 |
2010-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3612% | 3,068 |
Cost of funding earning assets | 1.6316% | 2,202 |
Net interest margin | 3.7295% | 4,269 |
Noninterest income to average assets | 0.3947% | 5,006 |
Noninterest expense to average assets | 2.8205% | 4,403 |
Loan and lease loss provision to assets | 0.3370% | 3,909 |
Net operating income to assets | 0.4691% | 4,445 |
Return on assets (ROA) | 0.2881% | 5,380 |
Pretax return on assets | 0.4885% | 4,964 |
Return on Equity (ROE) | 3.6800% | 4,925 |
Retained earnings to average equity (ytd only) | 3.6800% | 3,870 |
Net charge-offs to loans | 0.9125% | 2,171 |
Credit loss provision to net charge-offs | 45.2663% | 5,956 |
Earnings coverage of net charge-offs (x) | 1.4888% | 4,612 |
Efficiency ratio | 71.7906% | 3,743 |
Assets per employee ($millions) | 5.1497% | 2,000 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,526 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9389% | 6,616 |
Loan loss allowance to noncurrent loans | 37.6740% | 5,826 |
Noncurrent assets plus other real estate owned to assets | 3.2504% | 2,197 |
Noncurrent loans to loans | 2.4922% | 3,128 |
Net loans and leases to total assets | 78.5378% | 949 |
Net loans and leases to deposits | 94.1394% | 1,185 |
Net loans and leases to core deposits | 100.4425% | 1,812 |
Total domestic deposits to total assets | 83.4271% | 4,410 |
Equity capital to assets | 8.7423% | 5,951 |
Core capital (leverage) ratio | 8.8747% | 4,884 |
Tier 1 risk-based capital ratio | 11.7955% | 5,642 |
Total risk-based capital ratio | 12.7834% | 5,887 |
Memoranda: | ||
Average total assets | $302,683,250 | 2,168 |
Average earning assets | $286,820,750 | 2,096 |
Average equity | $23,695,250 | 2,729 |
Average total loans | $246,922,750 | 1,801 |
2010-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3940% | 2,999 |
Cost of funding earning assets | 1.6579% | 2,340 |
Net interest margin | 3.7361% | 4,206 |
Noninterest income to average assets | 0.3453% | 5,385 |
Noninterest expense to average assets | 2.7932% | 4,511 |
Loan and lease loss provision to assets | 0.3393% | 3,703 |
Net operating income to assets | 0.4461% | 4,567 |
Return on assets (ROA) | 0.4099% | 4,873 |
Pretax return on assets | 0.6933% | 4,263 |
Return on Equity (ROE) | 5.4538% | 4,069 |
Retained earnings to average equity (ytd only) | 5.4538% | 2,644 |
Net charge-offs to loans | 1.3749% | 1,383 |
Credit loss provision to net charge-offs | 29.9647% | 5,735 |
Earnings coverage of net charge-offs (x) | 0.9618% | 4,818 |
Efficiency ratio | 71.9452% | 3,819 |
Assets per employee ($millions) | 5.1607% | 1,973 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,319 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.8271% | 6,971 |
Loan loss allowance to noncurrent loans | 37.2323% | 5,879 |
Noncurrent assets plus other real estate owned to assets | 3.4731% | 2,024 |
Noncurrent loans to loans | 2.2214% | 3,459 |
Net loans and leases to total assets | 80.1002% | 779 |
Net loans and leases to deposits | 94.6392% | 1,197 |
Net loans and leases to core deposits | 100.6280% | 1,954 |
Total domestic deposits to total assets | 84.6375% | 3,801 |
Equity capital to assets | 7.4389% | 7,149 |
Core capital (leverage) ratio | 7.7026% | 6,605 |
Tier 1 risk-based capital ratio | 9.5220% | 7,249 |
Total risk-based capital ratio | 10.3455% | 7,399 |
Memoranda: | ||
Average total assets | $300,584,330 | 2,197 |
Average earning assets | $284,577,000 | 2,121 |
Average equity | $22,589,670 | 2,847 |
Average total loans | $247,575,000 | 1,822 |
2010-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.4618% | 2,773 |
Cost of funding earning assets | 1.6762% | 2,502 |
Net interest margin | 3.7856% | 3,848 |
Noninterest income to average assets | 0.3496% | 5,343 |
Noninterest expense to average assets | 2.7083% | 4,867 |
Loan and lease loss provision to assets | 0.3416% | 3,336 |
Net operating income to assets | 0.5216% | 4,278 |
Return on assets (ROA) | 0.4487% | 4,747 |
Pretax return on assets | 0.7795% | 3,952 |
Return on Equity (ROE) | 5.9398% | 3,901 |
Retained earnings to average equity (ytd only) | 5.9398% | 2,646 |
Net charge-offs to loans | 1.7697% | 977 |
Credit loss provision to net charge-offs | 23.2029% | 4,912 |
Earnings coverage of net charge-offs (x) | 0.8389% | 4,299 |
Efficiency ratio | 68.6821% | 4,579 |
Assets per employee ($millions) | 5.3825% | 1,785 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9717% | 6,590 |
Loan loss allowance to noncurrent loans | 30.5805% | 6,365 |
Noncurrent assets plus other real estate owned to assets | 3.4477% | 2,044 |
Noncurrent loans to loans | 3.1775% | 2,518 |
Net loans and leases to total assets | 80.5030% | 768 |
Net loans and leases to deposits | 99.4993% | 791 |
Net loans and leases to core deposits | 106.8372% | 1,501 |
Total domestic deposits to total assets | 80.9081% | 5,491 |
Equity capital to assets | 7.5091% | 7,069 |
Core capital (leverage) ratio | 7.6944% | 6,633 |
Tier 1 risk-based capital ratio | 9.7027% | 7,210 |
Total risk-based capital ratio | 10.6968% | 7,329 |
Memoranda: | ||
Average total assets | $298,636,000 | 2,257 |
Average earning assets | $283,494,500 | 2,186 |
Average equity | $22,559,500 | 2,870 |
Average total loans | $248,400,500 | 1,878 |
2009-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.7936% | 2,685 |
Cost of funding earning assets | 1.9030% | 3,451 |
Net interest margin | 3.8906% | 3,307 |
Noninterest income to average assets | 0.3041% | 5,921 |
Noninterest expense to average assets | 2.8402% | 4,787 |
Loan and lease loss provision to assets | 0.6098% | 3,362 |
Net operating income to assets | 0.3323% | 4,404 |
Return on assets (ROA) | 0.2144% | 4,914 |
Pretax return on assets | 0.3829% | 4,541 |
Return on Equity (ROE) | 2.9579% | 4,518 |
Retained earnings to average equity (ytd only) | 2.9579% | 3,099 |
Net charge-offs to loans | 0.9831% | 2,443 |
Credit loss provision to net charge-offs | 73.0754% | 6,431 |
Earnings coverage of net charge-offs (x) | 1.4104% | 4,715 |
Efficiency ratio | 70.7007% | 4,492 |
Assets per employee ($millions) | 5.1009% | 2,087 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,015 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.2813% | 4,863 |
Loan loss allowance to noncurrent loans | 49.1544% | 5,110 |
Noncurrent assets plus other real estate owned to assets | 3.1300% | 2,207 |
Noncurrent loans to loans | 2.6068% | 2,950 |
Net loans and leases to total assets | 84.0088% | 431 |
Net loans and leases to deposits | 104.5023% | 625 |
Net loans and leases to core deposits | 145.2505% | 636 |
Total domestic deposits to total assets | 80.3895% | 5,555 |
Equity capital to assets | 7.6001% | 6,948 |
Core capital (leverage) ratio | 7.8515% | 6,386 |
Tier 1 risk-based capital ratio | 9.3455% | 7,306 |
Total risk-based capital ratio | 10.5962% | 7,288 |
Memoranda: | ||
Average total assets | $309,766,000 | 2,163 |
Average earning assets | $295,637,400 | 2,102 |
Average equity | $22,448,400 | 2,896 |
Average total loans | $262,933,800 | 1,811 |
2009-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.8324% | 2,740 |
Cost of funding earning assets | 1.9020% | 3,877 |
Net interest margin | 3.9304% | 3,121 |
Noninterest income to average assets | 0.3354% | 5,804 |
Noninterest expense to average assets | 2.8595% | 4,620 |
Loan and lease loss provision to assets | 0.2401% | 5,047 |
Net operating income to assets | 0.6147% | 3,559 |
Return on assets (ROA) | 0.4567% | 4,280 |
Pretax return on assets | 0.7457% | 3,710 |
Return on Equity (ROE) | 6.3756% | 3,362 |
Retained earnings to average equity (ytd only) | 6.3756% | 1,781 |
Net charge-offs to loans | 0.9639% | 2,049 |
Credit loss provision to net charge-offs | 29.3597% | 6,515 |
Earnings coverage of net charge-offs (x) | 1.5075% | 4,653 |
Efficiency ratio | 69.8773% | 4,621 |
Assets per employee ($millions) | 5.1013% | 2,020 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,688 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9990% | 6,299 |
Loan loss allowance to noncurrent loans | 44.1384% | 5,368 |
Noncurrent assets plus other real estate owned to assets | 2.1490% | 3,159 |
Noncurrent loans to loans | 2.2633% | 3,311 |
Net loans and leases to total assets | 84.4221% | 495 |
Net loans and leases to deposits | 108.2533% | 545 |
Net loans and leases to core deposits | 137.9617% | 1,013 |
Total domestic deposits to total assets | 77.9857% | 6,095 |
Equity capital to assets | 7.6355% | 7,201 |
Core capital (leverage) ratio | 7.8559% | 6,558 |
Tier 1 risk-based capital ratio | 9.3146% | 7,486 |
Total risk-based capital ratio | 10.3223% | 7,600 |
Memoranda: | ||
Average total assets | $313,244,750 | 2,154 |
Average earning assets | $299,399,500 | 2,095 |
Average equity | $22,439,250 | 2,917 |
Average total loans | $265,725,500 | 1,817 |
2009-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.9161% | 2,513 |
Cost of funding earning assets | 1.8811% | 4,367 |
Net interest margin | 4.0350% | 2,557 |
Noninterest income to average assets | 0.3485% | 5,715 |
Noninterest expense to average assets | 2.8229% | 4,861 |
Loan and lease loss provision to assets | 0.2370% | 4,691 |
Net operating income to assets | 0.7036% | 3,236 |
Return on assets (ROA) | 0.5471% | 4,017 |
Pretax return on assets | 0.8931% | 3,366 |
Return on Equity (ROE) | 7.7992% | 2,853 |
Retained earnings to average equity (ytd only) | 7.7992% | 1,276 |
Net charge-offs to loans | 0.9057% | 1,889 |
Credit loss provision to net charge-offs | 30.8956% | 6,021 |
Earnings coverage of net charge-offs (x) | 1.7921% | 4,216 |
Efficiency ratio | 67.2523% | 5,302 |
Assets per employee ($millions) | 5.3130% | 1,761 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,532 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.1598% | 5,192 |
Loan loss allowance to noncurrent loans | 55.3142% | 4,699 |
Noncurrent assets plus other real estate owned to assets | 2.0966% | 3,063 |
Noncurrent loans to loans | 2.0967% | 3,386 |
Net loans and leases to total assets | 83.7650% | 670 |
Net loans and leases to deposits | 112.0517% | 476 |
Net loans and leases to core deposits | 142.4516% | 917 |
Total domestic deposits to total assets | 74.7557% | 6,811 |
Equity capital to assets | 7.2885% | 7,421 |
Core capital (leverage) ratio | 7.4801% | 7,047 |
Tier 1 risk-based capital ratio | 8.8535% | 7,772 |
Total risk-based capital ratio | 10.0144% | 7,842 |
Memoranda: | ||
Average total assets | $317,334,000 | 2,160 |
Average earning assets | $302,699,000 | 2,096 |
Average equity | $22,258,670 | 2,942 |
Average total loans | $268,749,000 | 1,833 |
2009-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.9217% | 2,689 |
Cost of funding earning assets | 1.9530% | 4,368 |
Net interest margin | 3.9688% | 2,777 |
Noninterest income to average assets | 0.3458% | 5,682 |
Noninterest expense to average assets | 2.5320% | 5,726 |
Loan and lease loss provision to assets | 0.2355% | 4,097 |
Net operating income to assets | 0.8536% | 2,896 |
Return on assets (ROA) | 0.5425% | 4,434 |
Pretax return on assets | 0.8883% | 3,757 |
Return on Equity (ROE) | 7.8855% | 3,199 |
Retained earnings to average equity (ytd only) | 7.8855% | 1,860 |
Net charge-offs to loans | 0.7503% | 1,694 |
Credit loss provision to net charge-offs | 37.0809% | 4,851 |
Earnings coverage of net charge-offs (x) | 2.5345% | 3,480 |
Efficiency ratio | 61.1313% | 6,233 |
Assets per employee ($millions) | 5.7565% | 1,355 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.3433% | 3,836 |
Loan loss allowance to noncurrent loans | 73.9175% | 3,922 |
Noncurrent assets plus other real estate owned to assets | 1.8285% | 3,173 |
Noncurrent loans to loans | 1.8174% | 3,537 |
Net loans and leases to total assets | 83.5536% | 759 |
Net loans and leases to deposits | 127.1944% | 173 |
Net loans and leases to core deposits | 167.4601% | 388 |
Total domestic deposits to total assets | 65.6897% | 7,755 |
Equity capital to assets | 6.9854% | 7,690 |
Core capital (leverage) ratio | 7.2553% | 7,418 |
Tier 1 risk-based capital ratio | 8.5748% | 7,929 |
Total risk-based capital ratio | 9.8259% | 7,973 |
Memoranda: | ||
Average total assets | $319,268,500 | 2,168 |
Average earning assets | $305,383,000 | 2,087 |
Average equity | $21,964,500 | 2,979 |
Average total loans | $270,296,000 | 1,836 |
2008-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.6498% | 2,246 |
Cost of funding earning assets | 2.9011% | 2,265 |
Net interest margin | 3.7486% | 4,230 |
Noninterest income to average assets | 0.4382% | 5,131 |
Noninterest expense to average assets | 2.4716% | 6,123 |
Loan and lease loss provision to assets | 2.1153% | 549 |
Net operating income to assets | -0.3527% | 6,775 |
Return on assets (ROA) | -0.3527% | 6,651 |
Pretax return on assets | -0.5695% | 6,710 |
Return on Equity (ROE) | -4.8267% | 6,847 |
Retained earnings to average equity (ytd only) | -4.8267% | 6,484 |
Net charge-offs to loans | 0.2409% | 3,849 |
Credit loss provision to net charge-offs | 1,079.6954% | 410 |
Earnings coverage of net charge-offs (x) | 7.8900% | 3,004 |
Efficiency ratio | 61.5232% | 6,046 |
Assets per employee ($millions) | 5.8533% | 1,228 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,825 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.4696% | 2,836 |
Loan loss allowance to noncurrent loans | 81.9317% | 4,053 |
Noncurrent assets plus other real estate owned to assets | 1.5180% | 3,181 |
Noncurrent loans to loans | 1.7937% | 3,071 |
Net loans and leases to total assets | 83.3875% | 977 |
Net loans and leases to deposits | 128.1193% | 238 |
Net loans and leases to core deposits | 168.5530% | 428 |
Total domestic deposits to total assets | 65.0858% | 7,718 |
Equity capital to assets | 6.7757% | 7,840 |
Core capital (leverage) ratio | 7.0048% | 7,696 |
Tier 1 risk-based capital ratio | 7.9417% | 8,091 |
Total risk-based capital ratio | 9.1936% | 8,123 |
Memoranda: | ||
Average total assets | $301,661,200 | 2,196 |
Average earning assets | $288,025,200 | 2,116 |
Average equity | $22,044,200 | 2,970 |
Average total loans | $245,352,800 | 1,940 |