Home > Harrington Bank, FSB > Income and Expense
Harrington Bank, FSB, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 2,765 |
| Total interest expense | $121,000 | 4,237 |
| Net interest income | $2,024,000 | 2,597 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $165,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $64,000 | 3,504 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $101,000 | 3,554 |
| Total noninterest expense | $1,923,000 | 2,424 |
| Salaries and employee benefits | $902,000 | 2,745 |
| Premises and equipment expense | $271,000 | 2,158 |
| Additional noninterest expense | $750,000 | 2,012 |
| Pre-tax net operating income | $-34,000 | 6,332 |
| Securities gains (losses) | $-5,000 | 6,369 |
| Applicable income taxes | $-15,000 | 6,478 |
| Income before extraordinary items | $-24,000 | 6,313 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-24,000 | 6,314 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-24,000 | 6,314 |
| Net charge-offs | $274,000 | 765 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-20,800 | 6,289 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,111,000 | 2,397 |
| Total interest expense | $597,000 | 4,089 |
| Net interest income | $9,514,000 | 2,193 |
| Provision for loan and lease losses | $3,585,000 | 371 |
| Total noninterest income | $1,368,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $316,000 | 3,266 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,052,000 | 2,317 |
| Total noninterest expense | $7,932,000 | 2,358 |
| Salaries and employee benefits | $4,031,000 | 2,463 |
| Premises and equipment expense | $1,038,000 | 2,174 |
| Additional noninterest expense | $2,863,000 | 2,181 |
| Pre-tax net operating income | $-635,000 | 6,503 |
| Securities gains (losses) | $-95,000 | 6,542 |
| Applicable income taxes | $-253,000 | 6,580 |
| Income before extraordinary items | $-477,000 | 6,483 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-477,000 | 6,484 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-477,000 | 6,484 |
| Net charge-offs | $3,963,000 | 417 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-415,250 | 6,463 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,763,000 | 2,350 |
| Total interest expense | $462,000 | 4,111 |
| Net interest income | $7,301,000 | 2,153 |
| Provision for loan and lease losses | $3,285,000 | 305 |
| Total noninterest income | $1,361,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $260,000 | 3,124 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,101,000 | 1,918 |
| Total noninterest expense | $5,854,000 | 2,395 |
| Salaries and employee benefits | $3,093,000 | 2,424 |
| Premises and equipment expense | $777,000 | 2,205 |
| Additional noninterest expense | $1,984,000 | 2,325 |
| Pre-tax net operating income | $-477,000 | 6,607 |
| Securities gains (losses) | $-56,000 | 6,668 |
| Applicable income taxes | $-199,000 | 6,744 |
| Income before extraordinary items | $-334,000 | 6,589 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-334,000 | 6,589 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-334,000 | 6,589 |
| Net charge-offs | $3,739,000 | 347 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-298,160 | 6,555 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 2,292 |
| Total interest expense | $320,000 | 4,102 |
| Net interest income | $5,020,000 | 2,086 |
| Provision for loan and lease losses | $2,623,000 | 283 |
| Total noninterest income | $1,003,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $181,000 | 3,017 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $822,000 | 1,822 |
| Total noninterest expense | $3,935,000 | 2,373 |
| Salaries and employee benefits | $2,117,000 | 2,375 |
| Premises and equipment expense | $525,000 | 2,179 |
| Additional noninterest expense | $1,293,000 | 2,366 |
| Pre-tax net operating income | $-535,000 | 6,697 |
| Securities gains (losses) | $-12,000 | 6,677 |
| Applicable income taxes | $-206,000 | 6,818 |
| Income before extraordinary items | $-341,000 | 6,668 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-341,000 | 6,669 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-341,000 | 6,669 |
| Net charge-offs | $3,333,000 | 297 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-333,320 | 6,641 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 2,183 |
| Total interest expense | $170,000 | 4,053 |
| Net interest income | $2,680,000 | 1,985 |
| Provision for loan and lease losses | $750,000 | 506 |
| Total noninterest income | $474,000 | 2,309 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $93,000 | 2,930 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $381,000 | 1,921 |
| Total noninterest expense | $2,106,000 | 2,258 |
| Salaries and employee benefits | $1,078,000 | 2,357 |
| Premises and equipment expense | $313,000 | 1,890 |
| Additional noninterest expense | $715,000 | 2,181 |
| Pre-tax net operating income | $298,000 | 3,819 |
| Securities gains (losses) | $-3,000 | 6,717 |
| Applicable income taxes | $115,000 | 2,261 |
| Income before extraordinary items | $180,000 | 4,446 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $180,000 | 4,449 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $180,000 | 4,448 |
| Net charge-offs | $1,364,000 | 358 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $181,920 | 4,341 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,876,000 | 2,034 |
| Total interest expense | $1,478,000 | 2,753 |
| Net interest income | $11,398,000 | 1,922 |
| Provision for loan and lease losses | $7,220,000 | 370 |
| Total noninterest income | $2,065,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $364,000 | 3,113 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,701,000 | 1,706 |
| Total noninterest expense | $9,129,000 | 2,099 |
| Salaries and employee benefits | $4,780,000 | 2,089 |
| Premises and equipment expense | $1,332,000 | 1,775 |
| Additional noninterest expense | $3,017,000 | 2,149 |
| Pre-tax net operating income | $-2,886,000 | 6,868 |
| Securities gains (losses) | $152,000 | 1,934 |
| Applicable income taxes | $-1,024,000 | 6,966 |
| Income before extraordinary items | $-1,710,000 | 6,805 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,710,000 | 6,802 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,710,000 | 6,803 |
| Net charge-offs | $7,031,000 | 430 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $504,000 | 302 |
| Net operating income | $-1,807,280 | 6,794 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,888,000 | 2,027 |
| Total interest expense | $1,246,000 | 2,602 |
| Net interest income | $8,642,000 | 1,930 |
| Provision for loan and lease losses | $5,687,000 | 366 |
| Total noninterest income | $1,500,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $274,000 | 3,152 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,226,000 | 1,756 |
| Total noninterest expense | $6,874,000 | 2,098 |
| Salaries and employee benefits | $3,524,000 | 2,122 |
| Premises and equipment expense | $1,017,000 | 1,745 |
| Additional noninterest expense | $2,333,000 | 2,091 |
| Pre-tax net operating income | $-2,419,000 | 7,005 |
| Securities gains (losses) | $158,000 | 1,621 |
| Applicable income taxes | $-857,000 | 7,081 |
| Income before extraordinary items | $-1,404,000 | 6,942 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,404,000 | 6,939 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,404,000 | 6,941 |
| Net charge-offs | $5,483,000 | 429 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $504,000 | 234 |
| Net operating income | $-1,505,120 | 6,926 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,707,000 | 2,006 |
| Total interest expense | $861,000 | 2,630 |
| Net interest income | $5,846,000 | 1,893 |
| Provision for loan and lease losses | $5,085,000 | 293 |
| Total noninterest income | $977,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $178,000 | 3,197 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $799,000 | 1,755 |
| Total noninterest expense | $4,585,000 | 2,089 |
| Salaries and employee benefits | $2,350,000 | 2,111 |
| Premises and equipment expense | $704,000 | 1,685 |
| Additional noninterest expense | $1,531,000 | 2,118 |
| Pre-tax net operating income | $-2,847,000 | 7,137 |
| Securities gains (losses) | $-24,000 | 6,997 |
| Applicable income taxes | $-1,101,000 | 7,172 |
| Income before extraordinary items | $-1,770,000 | 7,095 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,770,000 | 7,095 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,770,000 | 7,095 |
| Net charge-offs | $3,883,000 | 413 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,754,640 | 7,077 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 2,022 |
| Total interest expense | $458,000 | 2,577 |
| Net interest income | $2,880,000 | 1,927 |
| Provision for loan and lease losses | $1,807,000 | 387 |
| Total noninterest income | $479,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $87,000 | 3,218 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $392,000 | 1,783 |
| Total noninterest expense | $2,305,000 | 2,081 |
| Salaries and employee benefits | $1,262,000 | 1,991 |
| Premises and equipment expense | $358,000 | 1,669 |
| Additional noninterest expense | $685,000 | 2,336 |
| Pre-tax net operating income | $-753,000 | 7,118 |
| Securities gains (losses) | $-24,000 | 7,113 |
| Applicable income taxes | $-296,000 | 7,231 |
| Income before extraordinary items | $-481,000 | 7,063 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-481,000 | 7,062 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-481,000 | 7,063 |
| Net charge-offs | $1,692,000 | 451 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-465,640 | 7,035 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,160,000 | 1,984 |
| Total interest expense | $3,017,000 | 1,950 |
| Net interest income | $11,143,000 | 1,965 |
| Provision for loan and lease losses | $4,941,000 | 792 |
| Total noninterest income | $1,536,000 | 2,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,536,000 | 1,628 |
| Total noninterest expense | $8,998,000 | 2,121 |
| Salaries and employee benefits | $5,110,000 | 1,903 |
| Premises and equipment expense | $2,011,000 | 1,249 |
| Additional noninterest expense | $1,877,000 | 3,310 |
| Pre-tax net operating income | $-1,260,000 | 6,650 |
| Securities gains (losses) | $-58,000 | 7,038 |
| Applicable income taxes | $-480,000 | 7,052 |
| Income before extraordinary items | $-838,000 | 6,593 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-838,000 | 6,594 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-838,000 | 6,593 |
| Net charge-offs | $2,003,000 | 1,548 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-800,880 | 6,557 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,734,000 | 1,991 |
| Total interest expense | $2,411,000 | 1,916 |
| Net interest income | $8,323,000 | 1,976 |
| Provision for loan and lease losses | $2,146,000 | 1,184 |
| Total noninterest income | $1,019,000 | 2,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,019,000 | 1,752 |
| Total noninterest expense | $7,044,000 | 2,048 |
| Salaries and employee benefits | $3,947,000 | 1,866 |
| Premises and equipment expense | $1,511,000 | 1,265 |
| Additional noninterest expense | $1,586,000 | 2,992 |
| Pre-tax net operating income | $152,000 | 5,637 |
| Securities gains (losses) | $-58,000 | 7,171 |
| Applicable income taxes | $35,000 | 3,803 |
| Income before extraordinary items | $59,000 | 6,053 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 6,054 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $59,000 | 6,054 |
| Net charge-offs | $786,000 | 2,165 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $96,120 | 5,796 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,166,000 | 1,999 |
| Total interest expense | $1,670,000 | 1,922 |
| Net interest income | $5,496,000 | 2,000 |
| Provision for loan and lease losses | $1,331,000 | 1,245 |
| Total noninterest income | $663,000 | 2,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $663,000 | 1,772 |
| Total noninterest expense | $4,702,000 | 2,059 |
| Salaries and employee benefits | $2,634,000 | 1,868 |
| Premises and equipment expense | $1,009,000 | 1,269 |
| Additional noninterest expense | $1,059,000 | 3,060 |
| Pre-tax net operating income | $126,000 | 5,539 |
| Securities gains (losses) | $-49,000 | 7,232 |
| Applicable income taxes | $29,000 | 3,661 |
| Income before extraordinary items | $48,000 | 6,024 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,000 | 6,023 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $48,000 | 6,024 |
| Net charge-offs | $523,000 | 2,095 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $79,360 | 5,746 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 1,989 |
| Total interest expense | $865,000 | 1,912 |
| Net interest income | $2,750,000 | 1,989 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $294,000 | 2,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $294,000 | 1,941 |
| Total noninterest expense | $2,389,000 | 2,024 |
| Salaries and employee benefits | $1,329,000 | 1,870 |
| Premises and equipment expense | $505,000 | 1,295 |
| Additional noninterest expense | $555,000 | 2,924 |
| Pre-tax net operating income | $55,000 | 5,682 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $25,000 | 3,306 |
| Income before extraordinary items | $30,000 | 5,990 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $30,000 | 5,989 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $30,000 | 5,990 |
| Net charge-offs | $-138,000 | 7,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $30,000 | 5,963 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,241,000 | 1,983 |
| Total interest expense | $4,547,000 | 1,783 |
| Net interest income | $10,694,000 | 2,040 |
| Provision for loan and lease losses | $2,520,000 | 1,798 |
| Total noninterest income | $1,510,000 | 2,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,510,000 | 1,697 |
| Total noninterest expense | $8,821,000 | 2,198 |
| Salaries and employee benefits | $4,856,000 | 1,994 |
| Premises and equipment expense | $1,993,000 | 1,296 |
| Additional noninterest expense | $1,972,000 | 3,298 |
| Pre-tax net operating income | $863,000 | 3,628 |
| Securities gains (losses) | $-654,000 | 7,462 |
| Applicable income taxes | $118,000 | 3,102 |
| Income before extraordinary items | $91,000 | 5,648 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $91,000 | 5,649 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $91,000 | 5,649 |
| Net charge-offs | $2,648,000 | 1,575 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $3,710,000 | 179 |
| Net operating income | $509,560 | 4,140 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,533,000 | 2,010 |
| Total interest expense | $3,510,000 | 1,807 |
| Net interest income | $8,023,000 | 2,064 |
| Provision for loan and lease losses | $765,000 | 2,913 |
| Total noninterest income | $896,000 | 2,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $896,000 | 1,936 |
| Total noninterest expense | $6,403,000 | 2,269 |
| Salaries and employee benefits | $3,431,000 | 2,109 |
| Premises and equipment expense | $1,498,000 | 1,314 |
| Additional noninterest expense | $1,474,000 | 3,278 |
| Pre-tax net operating income | $1,751,000 | 2,106 |
| Securities gains (losses) | $-642,000 | 7,610 |
| Applicable income taxes | $455,000 | 1,758 |
| Income before extraordinary items | $654,000 | 3,628 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $654,000 | 3,626 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $654,000 | 3,628 |
| Net charge-offs | $1,690,000 | 1,671 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $3,710,000 | 136 |
| Net operating income | $1,064,880 | 2,645 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,675,000 | 2,033 |
| Total interest expense | $2,359,000 | 1,852 |
| Net interest income | $5,316,000 | 2,077 |
| Provision for loan and lease losses | $510,000 | 2,820 |
| Total noninterest income | $519,000 | 3,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $519,000 | 2,045 |
| Total noninterest expense | $4,198,000 | 2,302 |
| Salaries and employee benefits | $2,186,000 | 2,228 |
| Premises and equipment expense | $996,000 | 1,330 |
| Additional noninterest expense | $1,016,000 | 3,155 |
| Pre-tax net operating income | $1,127,000 | 2,152 |
| Securities gains (losses) | $-85,000 | 7,490 |
| Applicable income taxes | $426,000 | 1,384 |
| Income before extraordinary items | $616,000 | 3,016 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $616,000 | 3,011 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $616,000 | 3,014 |
| Net charge-offs | $1,702,000 | 1,272 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $670,400 | 2,739 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 2,066 |
| Total interest expense | $1,188,000 | 1,926 |
| Net interest income | $2,683,000 | 2,084 |
| Provision for loan and lease losses | $255,000 | 2,638 |
| Total noninterest income | $261,000 | 3,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $261,000 | 2,010 |
| Total noninterest expense | $2,022,000 | 2,424 |
| Salaries and employee benefits | $1,040,000 | 2,371 |
| Premises and equipment expense | $503,000 | 1,351 |
| Additional noninterest expense | $479,000 | 3,306 |
| Pre-tax net operating income | $667,000 | 1,910 |
| Securities gains (losses) | $-85,000 | 7,681 |
| Applicable income taxes | $247,000 | 1,215 |
| Income before extraordinary items | $335,000 | 2,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $335,000 | 2,912 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $335,000 | 2,916 |
| Net charge-offs | $1,099,000 | 972 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $389,400 | 2,506 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,128,000 | 1,973 |
| Total interest expense | $5,626,000 | 2,033 |
| Net interest income | $11,502,000 | 1,928 |
| Provision for loan and lease losses | $1,889,000 | 2,558 |
| Total noninterest income | $942,000 | 3,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $942,000 | 2,225 |
| Total noninterest expense | $8,798,000 | 2,252 |
| Salaries and employee benefits | $4,651,000 | 2,111 |
| Premises and equipment expense | $1,875,000 | 1,445 |
| Additional noninterest expense | $2,272,000 | 2,992 |
| Pre-tax net operating income | $1,757,000 | 2,124 |
| Securities gains (losses) | $-571,000 | 7,614 |
| Applicable income taxes | $522,000 | 1,515 |
| Income before extraordinary items | $664,000 | 3,444 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $664,000 | 3,442 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $664,000 | 3,442 |
| Net charge-offs | $2,585,000 | 1,764 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,029,440 | 2,670 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,097,000 | 1,969 |
| Total interest expense | $4,271,000 | 2,092 |
| Net interest income | $8,826,000 | 1,876 |
| Provision for loan and lease losses | $564,000 | 3,616 |
| Total noninterest income | $788,000 | 3,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $788,000 | 2,147 |
| Total noninterest expense | $6,718,000 | 2,217 |
| Salaries and employee benefits | $3,565,000 | 2,078 |
| Premises and equipment expense | $1,391,000 | 1,474 |
| Additional noninterest expense | $1,762,000 | 2,862 |
| Pre-tax net operating income | $2,332,000 | 1,379 |
| Securities gains (losses) | $-580,000 | 7,774 |
| Applicable income taxes | $679,000 | 1,120 |
| Income before extraordinary items | $1,073,000 | 2,357 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,073,000 | 2,354 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,073,000 | 2,357 |
| Net charge-offs | $1,921,000 | 1,536 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,444,200 | 1,797 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,954,000 | 1,967 |
| Total interest expense | $2,847,000 | 2,184 |
| Net interest income | $6,107,000 | 1,820 |
| Provision for loan and lease losses | $376,000 | 3,362 |
| Total noninterest income | $553,000 | 3,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $553,000 | 2,088 |
| Total noninterest expense | $4,479,000 | 2,242 |
| Salaries and employee benefits | $2,352,000 | 2,149 |
| Premises and equipment expense | $930,000 | 1,499 |
| Additional noninterest expense | $1,197,000 | 2,835 |
| Pre-tax net operating income | $1,805,000 | 1,272 |
| Securities gains (losses) | $-388,000 | 7,874 |
| Applicable income taxes | $549,000 | 999 |
| Income before extraordinary items | $868,000 | 2,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $868,000 | 2,089 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $868,000 | 2,091 |
| Net charge-offs | $1,217,000 | 1,502 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,116,320 | 1,631 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 1,972 |
| Total interest expense | $1,491,000 | 2,189 |
| Net interest income | $3,030,000 | 1,832 |
| Provision for loan and lease losses | $188,000 | 2,946 |
| Total noninterest income | $276,000 | 3,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $276,000 | 2,065 |
| Total noninterest expense | $2,021,000 | 2,405 |
| Salaries and employee benefits | $1,155,000 | 2,204 |
| Premises and equipment expense | $463,000 | 1,542 |
| Additional noninterest expense | $403,000 | 3,559 |
| Pre-tax net operating income | $1,097,000 | 1,167 |
| Securities gains (losses) | $-388,000 | 8,089 |
| Applicable income taxes | $276,000 | 1,134 |
| Income before extraordinary items | $433,000 | 2,401 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $433,000 | 2,401 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $433,000 | 2,403 |
| Net charge-offs | $507,000 | 1,355 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $681,320 | 1,501 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,153,000 | 1,990 |
| Total interest expense | $8,356,000 | 1,885 |
| Net interest income | $10,797,000 | 2,052 |
| Provision for loan and lease losses | $6,381,000 | 844 |
| Total noninterest income | $1,322,000 | 2,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,322,000 | 1,754 |
| Total noninterest expense | $7,456,000 | 2,540 |
| Salaries and employee benefits | $4,222,000 | 2,386 |
| Premises and equipment expense | $2,002,000 | 1,379 |
| Additional noninterest expense | $1,232,000 | 4,211 |
| Pre-tax net operating income | $-1,718,000 | 7,274 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-654,000 | 7,584 |
| Income before extraordinary items | $-1,064,000 | 7,026 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,064,000 | 7,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $591,000 | 2,574 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 1,033 |
| Net operating income | $-1,064,000 | 7,145 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,369,000 | 2,027 |
| Total interest expense | $6,455,000 | 1,913 |
| Net interest income | $7,914,000 | 2,118 |
| Provision for loan and lease losses | $5,995,000 | 570 |
| Total noninterest income | $1,002,000 | 2,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,002,000 | 1,813 |
| Total noninterest expense | $5,521,000 | 2,559 |
| Salaries and employee benefits | $3,201,000 | 2,391 |
| Premises and equipment expense | $1,477,000 | 1,407 |
| Additional noninterest expense | $843,000 | 4,413 |
| Pre-tax net operating income | $-2,600,000 | 7,960 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,000,000 | 8,045 |
| Income before extraordinary items | $-1,600,000 | 7,748 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,600,000 | 7,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,531 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 845 |
| Net operating income | $-1,600,000 | 7,835 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,453,000 | 2,088 |
| Total interest expense | $4,383,000 | 1,971 |
| Net interest income | $5,070,000 | 2,186 |
| Provision for loan and lease losses | $678,000 | 1,567 |
| Total noninterest income | $740,000 | 2,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $740,000 | 1,722 |
| Total noninterest expense | $3,629,000 | 2,598 |
| Salaries and employee benefits | $2,129,000 | 2,423 |
| Premises and equipment expense | $979,000 | 1,415 |
| Additional noninterest expense | $521,000 | 4,611 |
| Pre-tax net operating income | $1,503,000 | 2,196 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $579,000 | 1,434 |
| Income before extraordinary items | $924,000 | 2,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $924,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,644 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 766 |
| Net operating income | $924,000 | 2,697 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,796,000 | 2,114 |
| Total interest expense | $2,395,000 | 1,935 |
| Net interest income | $2,401,000 | 2,286 |
| Provision for loan and lease losses | $266,000 | 1,524 |
| Total noninterest income | $347,000 | 2,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $347,000 | 1,795 |
| Total noninterest expense | $1,833,000 | 2,569 |
| Salaries and employee benefits | $1,087,000 | 2,396 |
| Premises and equipment expense | $511,000 | 1,355 |
| Additional noninterest expense | $235,000 | 4,878 |
| Pre-tax net operating income | $649,000 | 2,559 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $252,000 | 1,677 |
| Income before extraordinary items | $397,000 | 3,204 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $397,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 645 |
| Net operating income | $397,000 | 3,126 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,376,000 | 2,242 |
| Total interest expense | $9,388,000 | 2,038 |
| Net interest income | $8,988,000 | 2,446 |
| Provision for loan and lease losses | $827,000 | 1,639 |
| Total noninterest income | $1,185,000 | 3,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,185,000 | 1,986 |
| Total noninterest expense | $6,258,000 | 2,854 |
| Salaries and employee benefits | $3,835,000 | 2,585 |
| Premises and equipment expense | $1,488,000 | 1,764 |
| Additional noninterest expense | $935,000 | 4,859 |
| Pre-tax net operating income | $3,088,000 | 2,407 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,194,000 | 1,654 |
| Income before extraordinary items | $1,894,000 | 2,941 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,894,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,676 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,821,000 | 372 |
| Net operating income | $1,894,000 | 2,932 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,438,000 | 2,308 |
| Total interest expense | $6,773,000 | 2,104 |
| Net interest income | $6,665,000 | 2,494 |
| Provision for loan and lease losses | $637,000 | 1,296 |
| Total noninterest income | $892,000 | 3,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $892,000 | 1,987 |
| Total noninterest expense | $4,460,000 | 2,968 |
| Salaries and employee benefits | $2,807,000 | 2,633 |
| Premises and equipment expense | $998,000 | 1,942 |
| Additional noninterest expense | $655,000 | 5,002 |
| Pre-tax net operating income | $2,460,000 | 2,469 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $946,000 | 1,710 |
| Income before extraordinary items | $1,514,000 | 2,945 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,514,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,709 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $1,802,000 | 280 |
| Net operating income | $1,514,000 | 2,935 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,720,000 | 2,385 |
| Total interest expense | $4,338,000 | 2,179 |
| Net interest income | $4,382,000 | 2,545 |
| Provision for loan and lease losses | $401,000 | 1,233 |
| Total noninterest income | $650,000 | 2,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $650,000 | 1,873 |
| Total noninterest expense | $2,811,000 | 3,124 |
| Salaries and employee benefits | $1,837,000 | 2,711 |
| Premises and equipment expense | $587,000 | 2,196 |
| Additional noninterest expense | $387,000 | 5,402 |
| Pre-tax net operating income | $1,820,000 | 2,326 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $701,000 | 1,651 |
| Income before extraordinary items | $1,119,000 | 2,801 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,119,000 | 2,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 1,722 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 814 |
| Net operating income | $1,119,000 | 2,780 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 2,434 |
| Total interest expense | $2,144,000 | 2,187 |
| Net interest income | $2,092,000 | 2,660 |
| Provision for loan and lease losses | $162,000 | 1,354 |
| Total noninterest income | $268,000 | 3,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $268,000 | 2,121 |
| Total noninterest expense | $1,342,000 | 3,271 |
| Salaries and employee benefits | $899,000 | 2,793 |
| Premises and equipment expense | $280,000 | 2,337 |
| Additional noninterest expense | $163,000 | 5,882 |
| Pre-tax net operating income | $856,000 | 2,445 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $330,000 | 1,741 |
| Income before extraordinary items | $526,000 | 2,902 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $526,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 946 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 712 |
| Net operating income | $526,000 | 2,887 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,471,000 | 2,629 |
| Total interest expense | $7,181,000 | 2,241 |
| Net interest income | $7,290,000 | 3,001 |
| Provision for loan and lease losses | $670,000 | 1,465 |
| Total noninterest income | $1,052,000 | 3,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,052,000 | 2,146 |
| Total noninterest expense | $4,404,000 | 3,687 |
| Salaries and employee benefits | $2,630,000 | 3,482 |
| Premises and equipment expense | $1,027,000 | 2,414 |
| Additional noninterest expense | $747,000 | 5,446 |
| Pre-tax net operating income | $3,268,000 | 2,626 |
| Securities gains (losses) | $26,000 | 838 |
| Applicable income taxes | $1,273,000 | 1,884 |
| Income before extraordinary items | $2,021,000 | 3,080 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,021,000 | 3,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,639 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,042,000 | 488 |
| Net operating income | $2,004,360 | 3,088 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,482,000 | 2,690 |
| Total interest expense | $5,163,000 | 2,258 |
| Net interest income | $5,319,000 | 3,098 |
| Provision for loan and lease losses | $385,000 | 1,751 |
| Total noninterest income | $746,000 | 3,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $746,000 | 2,240 |
| Total noninterest expense | $3,134,000 | 3,851 |
| Salaries and employee benefits | $1,851,000 | 3,649 |
| Premises and equipment expense | $748,000 | 2,483 |
| Additional noninterest expense | $535,000 | 5,566 |
| Pre-tax net operating income | $2,546,000 | 2,611 |
| Securities gains (losses) | $26,000 | 688 |
| Applicable income taxes | $992,000 | 1,899 |
| Income before extraordinary items | $1,580,000 | 3,090 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,580,000 | 3,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,462 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 911 |
| Net operating income | $1,563,360 | 3,102 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,753,000 | 2,726 |
| Total interest expense | $3,342,000 | 2,229 |
| Net interest income | $3,411,000 | 3,200 |
| Provision for loan and lease losses | $247,000 | 1,783 |
| Total noninterest income | $483,000 | 3,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $483,000 | 2,264 |
| Total noninterest expense | $1,994,000 | 4,013 |
| Salaries and employee benefits | $1,178,000 | 3,792 |
| Premises and equipment expense | $501,000 | 2,461 |
| Additional noninterest expense | $315,000 | 5,921 |
| Pre-tax net operating income | $1,653,000 | 2,677 |
| Securities gains (losses) | $26,000 | 562 |
| Applicable income taxes | $646,000 | 1,960 |
| Income before extraordinary items | $1,033,000 | 3,140 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,033,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 782 |
| Net operating income | $1,016,360 | 3,163 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 2,814 |
| Total interest expense | $1,562,000 | 2,258 |
| Net interest income | $1,639,000 | 3,303 |
| Provision for loan and lease losses | $141,000 | 1,547 |
| Total noninterest income | $205,000 | 3,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $205,000 | 2,452 |
| Total noninterest expense | $947,000 | 4,164 |
| Salaries and employee benefits | $558,000 | 3,963 |
| Premises and equipment expense | $245,000 | 2,511 |
| Additional noninterest expense | $144,000 | 6,179 |
| Pre-tax net operating income | $756,000 | 2,815 |
| Securities gains (losses) | $13,000 | 532 |
| Applicable income taxes | $292,000 | 2,062 |
| Income before extraordinary items | $477,000 | 3,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $477,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,755 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 587 |
| Net operating income | $468,680 | 3,309 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,987,000 | 3,160 |
| Total interest expense | $4,252,000 | 2,524 |
| Net interest income | $5,735,000 | 3,556 |
| Provision for loan and lease losses | $605,000 | 1,611 |
| Total noninterest income | $725,000 | 4,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $725,000 | 2,705 |
| Total noninterest expense | $3,552,000 | 4,242 |
| Salaries and employee benefits | $1,988,000 | 4,140 |
| Premises and equipment expense | $845,000 | 2,750 |
| Additional noninterest expense | $719,000 | 5,503 |
| Pre-tax net operating income | $2,303,000 | 3,346 |
| Securities gains (losses) | $9,000 | 1,510 |
| Applicable income taxes | $896,000 | 2,420 |
| Income before extraordinary items | $1,416,000 | 3,923 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,416,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,230 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $3,019,000 | 354 |
| Net operating income | $1,410,240 | 3,906 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,047,000 | 3,262 |
| Total interest expense | $2,917,000 | 2,597 |
| Net interest income | $4,130,000 | 3,664 |
| Provision for loan and lease losses | $466,000 | 1,491 |
| Total noninterest income | $529,000 | 4,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $529,000 | 2,771 |
| Total noninterest expense | $2,637,000 | 4,240 |
| Salaries and employee benefits | $1,486,000 | 4,129 |
| Premises and equipment expense | $606,000 | 2,864 |
| Additional noninterest expense | $545,000 | 5,446 |
| Pre-tax net operating income | $1,556,000 | 3,647 |
| Securities gains (losses) | $9,000 | 1,516 |
| Applicable income taxes | $593,000 | 2,661 |
| Income before extraordinary items | $972,000 | 4,242 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $972,000 | 4,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,852 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $3,016,000 | 260 |
| Net operating income | $966,240 | 4,206 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 3,397 |
| Total interest expense | $1,728,000 | 2,710 |
| Net interest income | $2,615,000 | 3,792 |
| Provision for loan and lease losses | $329,000 | 1,407 |
| Total noninterest income | $319,000 | 4,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $319,000 | 2,955 |
| Total noninterest expense | $1,670,000 | 4,398 |
| Salaries and employee benefits | $954,000 | 4,220 |
| Premises and equipment expense | $375,000 | 3,019 |
| Additional noninterest expense | $341,000 | 5,616 |
| Pre-tax net operating income | $935,000 | 3,894 |
| Securities gains (losses) | $9,000 | 1,390 |
| Applicable income taxes | $355,000 | 2,792 |
| Income before extraordinary items | $589,000 | 4,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $589,000 | 4,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,069 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,010,000 | 196 |
| Net operating income | $583,240 | 4,441 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,043,000 | 3,527 |
| Total interest expense | $768,000 | 2,895 |
| Net interest income | $1,275,000 | 3,859 |
| Provision for loan and lease losses | $143,000 | 1,532 |
| Total noninterest income | $156,000 | 4,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $156,000 | 2,904 |
| Total noninterest expense | $780,000 | 4,632 |
| Salaries and employee benefits | $461,000 | 4,352 |
| Premises and equipment expense | $175,000 | 3,224 |
| Additional noninterest expense | $144,000 | 6,135 |
| Pre-tax net operating income | $508,000 | 3,631 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $195,000 | 2,641 |
| Income before extraordinary items | $313,000 | 4,245 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $313,000 | 4,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,959 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 465 |
| Net operating income | $313,000 | 4,199 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,924,000 | 4,303 |
| Total interest expense | $2,154,000 | 3,432 |
| Net interest income | $3,770,000 | 4,681 |
| Provision for loan and lease losses | $602,000 | 1,641 |
| Total noninterest income | $645,000 | 4,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $645,000 | 2,862 |
| Total noninterest expense | $2,861,000 | 4,822 |
| Salaries and employee benefits | $1,635,000 | 4,666 |
| Premises and equipment expense | $688,000 | 3,169 |
| Additional noninterest expense | $538,000 | 6,334 |
| Pre-tax net operating income | $952,000 | 5,369 |
| Securities gains (losses) | $-11,000 | 8,257 |
| Applicable income taxes | $274,000 | 4,331 |
| Income before extraordinary items | $667,000 | 5,712 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $667,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,610 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $2,504,000 | 314 |
| Net operating income | $674,810 | 5,621 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 4,510 |
| Total interest expense | $1,504,000 | 3,595 |
| Net interest income | $2,632,000 | 4,877 |
| Provision for loan and lease losses | $484,000 | 1,489 |
| Total noninterest income | $445,000 | 4,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $445,000 | 3,000 |
| Total noninterest expense | $2,071,000 | 4,912 |
| Salaries and employee benefits | $1,182,000 | 4,730 |
| Premises and equipment expense | $514,000 | 3,180 |
| Additional noninterest expense | $375,000 | 6,507 |
| Pre-tax net operating income | $522,000 | 6,229 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $136,000 | 4,971 |
| Income before extraordinary items | $386,000 | 6,416 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $386,000 | 6,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,495 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $2,502,000 | 228 |
| Net operating income | $386,000 | 6,338 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 4,740 |
| Total interest expense | $966,000 | 3,707 |
| Net interest income | $1,604,000 | 5,196 |
| Provision for loan and lease losses | $296,000 | 1,615 |
| Total noninterest income | $280,000 | 4,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $280,000 | 3,111 |
| Total noninterest expense | $1,320,000 | 5,078 |
| Salaries and employee benefits | $751,000 | 4,920 |
| Premises and equipment expense | $335,000 | 3,246 |
| Additional noninterest expense | $234,000 | 6,731 |
| Pre-tax net operating income | $268,000 | 6,711 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $57,000 | 5,500 |
| Income before extraordinary items | $211,000 | 6,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $211,000 | 6,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,834 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $1,501,000 | 192 |
| Net operating income | $211,000 | 6,705 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 4,948 |
| Total interest expense | $487,000 | 3,719 |
| Net interest income | $733,000 | 5,474 |
| Provision for loan and lease losses | $125,000 | 1,741 |
| Total noninterest income | $135,000 | 5,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $135,000 | 3,125 |
| Total noninterest expense | $623,000 | 5,323 |
| Salaries and employee benefits | $357,000 | 5,120 |
| Premises and equipment expense | $163,000 | 3,352 |
| Additional noninterest expense | $103,000 | 7,078 |
| Pre-tax net operating income | $120,000 | 6,855 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $23,000 | 5,671 |
| Income before extraordinary items | $97,000 | 6,945 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $97,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 149 |
| Net operating income | $97,000 | 6,838 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,116,000 | 5,538 |
| Total interest expense | $1,754,000 | 4,429 |
| Net interest income | $2,362,000 | 6,081 |
| Provision for loan and lease losses | $476,000 | 2,269 |
| Total noninterest income | $565,000 | 5,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $565,000 | 3,367 |
| Total noninterest expense | $2,263,000 | 5,584 |
| Salaries and employee benefits | $1,267,000 | 5,448 |
| Premises and equipment expense | $603,000 | 3,501 |
| Additional noninterest expense | $393,000 | 7,198 |
| Pre-tax net operating income | $188,000 | 7,860 |
| Securities gains (losses) | $13,000 | 3,473 |
| Applicable income taxes | $93,000 | 5,795 |
| Income before extraordinary items | $108,000 | 8,184 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $108,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 273 |
| Net operating income | $99,680 | 8,104 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 5,695 |
| Total interest expense | $1,329,000 | 4,517 |
| Net interest income | $1,684,000 | 6,290 |
| Provision for loan and lease losses | $370,000 | 2,151 |
| Total noninterest income | $393,000 | 5,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $393,000 | 3,564 |
| Total noninterest expense | $1,656,000 | 5,639 |
| Salaries and employee benefits | $927,000 | 5,499 |
| Premises and equipment expense | $450,000 | 3,524 |
| Additional noninterest expense | $279,000 | 7,323 |
| Pre-tax net operating income | $51,000 | 8,449 |
| Securities gains (losses) | $13,000 | 3,204 |
| Applicable income taxes | $24,000 | 6,710 |
| Income before extraordinary items | $40,000 | 8,565 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $40,000 | 8,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 267 |
| Net operating income | $31,680 | 8,508 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 5,802 |
| Total interest expense | $890,000 | 4,613 |
| Net interest income | $1,079,000 | 6,414 |
| Provision for loan and lease losses | $302,000 | 1,765 |
| Total noninterest income | $206,000 | 5,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $206,000 | 3,982 |
| Total noninterest expense | $1,048,000 | 5,835 |
| Salaries and employee benefits | $576,000 | 5,753 |
| Premises and equipment expense | $299,000 | 3,503 |
| Additional noninterest expense | $173,000 | 7,484 |
| Pre-tax net operating income | $-65,000 | 8,788 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $-22,000 | 9,034 |
| Income before extraordinary items | $-36,000 | 8,842 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-36,000 | 8,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 176 |
| Net operating income | $-40,480 | 8,757 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 6,028 |
| Total interest expense | $422,000 | 4,876 |
| Net interest income | $498,000 | 6,659 |
| Provision for loan and lease losses | $187,000 | 1,450 |
| Total noninterest income | $82,000 | 6,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $82,000 | 4,290 |
| Total noninterest expense | $517,000 | 5,889 |
| Salaries and employee benefits | $286,000 | 5,782 |
| Premises and equipment expense | $145,000 | 3,578 |
| Additional noninterest expense | $86,000 | 7,511 |
| Pre-tax net operating income | $-124,000 | 9,001 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-48,000 | 9,177 |
| Income before extraordinary items | $-76,000 | 9,003 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-76,000 | 9,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 86 |
| Net operating income | $-76,000 | 8,923 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,321,000 | 6,510 |
| Total interest expense | $1,660,000 | 5,407 |
| Net interest income | $1,661,000 | 7,174 |
| Provision for loan and lease losses | $283,000 | 3,595 |
| Total noninterest income | $249,000 | 6,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $249,000 | 4,622 |
| Total noninterest expense | $1,804,000 | 6,253 |
| Salaries and employee benefits | $932,000 | 6,390 |
| Premises and equipment expense | $481,000 | 4,052 |
| Additional noninterest expense | $391,000 | 7,214 |
| Pre-tax net operating income | $-177,000 | 8,820 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-66,000 | 9,018 |
| Income before extraordinary items | $-111,000 | 8,847 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-111,000 | 8,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $799,000 | 411 |
| Net operating income | $-111,000 | 8,789 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $154,000 | 9,554 |
| Total interest expense | $127,000 | 9,448 |
| Net interest income | $27,000 | 9,588 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $10,000 | 9,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $10,000 | 9,130 |
| Total noninterest expense | $206,000 | 9,556 |
| Salaries and employee benefits | $82,000 | 9,567 |
| Premises and equipment expense | $19,000 | 9,504 |
| Additional noninterest expense | $105,000 | 9,355 |
| Pre-tax net operating income | $-169,000 | 8,938 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-65,000 | 9,195 |
| Income before extraordinary items | $-104,000 | 8,956 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-104,000 | 8,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 120 |
| Net operating income | $-104,000 | 8,905 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.