Home > Harmony Bank > Income and Expense
Harmony Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,328,000 | 1,990 |
| Total interest expense | $1,138,000 | 1,257 |
| Net interest income | $5,190,000 | 2,121 |
| Provision for loan and lease losses | $189,000 | 1,687 |
| Total noninterest income | $505,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $72,000 | 4,084 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $433,000 | 2,562 |
| Total noninterest expense | $6,991,000 | 1,406 |
| Salaries and employee benefits | $4,408,000 | 1,283 |
| Premises and equipment expense | $722,000 | 1,585 |
| Additional noninterest expense | $1,861,000 | 1,636 |
| Pre-tax net operating income | $-1,485,000 | 6,029 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-398,000 | 6,020 |
| Income before extraordinary items | $-1,087,000 | 6,013 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,087,000 | 6,012 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,087,000 | 6,012 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $31,000 | 3,542 |
| Sale, conversion, retirement of capital stock, net | $-1,912,000 | 6,035 |
| Net operating income | $-1,087,000 | 6,009 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 2,069 |
| Total interest expense | $562,000 | 1,264 |
| Net interest income | $2,460,000 | 2,201 |
| Provision for loan and lease losses | $83,000 | 1,682 |
| Total noninterest income | $155,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $34,000 | 4,152 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $121,000 | 3,265 |
| Total noninterest expense | $1,938,000 | 2,366 |
| Salaries and employee benefits | $1,227,000 | 2,137 |
| Premises and equipment expense | $205,000 | 2,499 |
| Additional noninterest expense | $506,000 | 2,750 |
| Pre-tax net operating income | $594,000 | 2,749 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $232,000 | 1,717 |
| Income before extraordinary items | $362,000 | 3,309 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $362,000 | 3,306 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $362,000 | 3,307 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $21,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $288,000 | 143 |
| Net operating income | $362,000 | 3,245 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,125,000 | 2,164 |
| Total interest expense | $2,053,000 | 1,355 |
| Net interest income | $9,072,000 | 2,335 |
| Provision for loan and lease losses | $491,000 | 1,383 |
| Total noninterest income | $984,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $129,000 | 4,363 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $855,000 | 2,565 |
| Total noninterest expense | $7,190,000 | 2,515 |
| Salaries and employee benefits | $4,381,000 | 2,300 |
| Premises and equipment expense | $902,000 | 2,336 |
| Additional noninterest expense | $1,907,000 | 2,885 |
| Pre-tax net operating income | $2,375,000 | 2,728 |
| Securities gains (losses) | $51,000 | 1,633 |
| Applicable income taxes | $904,000 | 1,675 |
| Income before extraordinary items | $1,522,000 | 3,198 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,522,000 | 3,199 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,522,000 | 3,200 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $35,000 | 4,195 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 450 |
| Net operating income | $1,489,360 | 3,194 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,183,000 | 2,213 |
| Total interest expense | $1,507,000 | 1,393 |
| Net interest income | $6,676,000 | 2,386 |
| Provision for loan and lease losses | $342,000 | 1,402 |
| Total noninterest income | $731,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $98,000 | 4,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $633,000 | 2,604 |
| Total noninterest expense | $5,439,000 | 2,501 |
| Salaries and employee benefits | $3,328,000 | 2,281 |
| Premises and equipment expense | $673,000 | 2,385 |
| Additional noninterest expense | $1,438,000 | 2,878 |
| Pre-tax net operating income | $1,626,000 | 2,931 |
| Securities gains (losses) | $51,000 | 1,449 |
| Applicable income taxes | $657,000 | 1,758 |
| Income before extraordinary items | $1,020,000 | 3,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,020,000 | 3,459 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,020,000 | 3,460 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $26,000 | 3,744 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 388 |
| Net operating income | $987,360 | 3,469 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 2,259 |
| Total interest expense | $982,000 | 1,426 |
| Net interest income | $4,356,000 | 2,425 |
| Provision for loan and lease losses | $253,000 | 1,269 |
| Total noninterest income | $427,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $64,000 | 4,407 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $363,000 | 2,797 |
| Total noninterest expense | $3,530,000 | 2,582 |
| Salaries and employee benefits | $2,175,000 | 2,332 |
| Premises and equipment expense | $437,000 | 2,427 |
| Additional noninterest expense | $918,000 | 2,996 |
| Pre-tax net operating income | $1,000,000 | 3,069 |
| Securities gains (losses) | $51,000 | 1,220 |
| Applicable income taxes | $413,000 | 1,821 |
| Income before extraordinary items | $638,000 | 3,564 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $638,000 | 3,564 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $638,000 | 3,565 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $17,000 | 3,612 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 404 |
| Net operating income | $605,360 | 3,601 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 2,258 |
| Total interest expense | $489,000 | 1,433 |
| Net interest income | $2,165,000 | 2,438 |
| Provision for loan and lease losses | $185,000 | 943 |
| Total noninterest income | $110,000 | 4,388 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $31,000 | 4,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $79,000 | 3,937 |
| Total noninterest expense | $1,734,000 | 2,614 |
| Salaries and employee benefits | $1,068,000 | 2,369 |
| Premises and equipment expense | $221,000 | 2,448 |
| Additional noninterest expense | $445,000 | 3,056 |
| Pre-tax net operating income | $356,000 | 3,596 |
| Securities gains (losses) | $51,000 | 832 |
| Applicable income taxes | $162,000 | 2,026 |
| Income before extraordinary items | $245,000 | 3,985 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $245,000 | 3,990 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $245,000 | 3,989 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $9,000 | 2,855 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 396 |
| Net operating income | $212,360 | 4,115 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,327,000 | 2,558 |
| Total interest expense | $1,753,000 | 1,653 |
| Net interest income | $7,574,000 | 2,745 |
| Provision for loan and lease losses | $715,000 | 1,114 |
| Total noninterest income | $1,157,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $102,000 | 4,969 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,055,000 | 2,258 |
| Total noninterest expense | $6,290,000 | 2,819 |
| Salaries and employee benefits | $3,807,000 | 2,604 |
| Premises and equipment expense | $901,000 | 2,441 |
| Additional noninterest expense | $1,582,000 | 3,435 |
| Pre-tax net operating income | $1,726,000 | 3,236 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $673,000 | 1,936 |
| Income before extraordinary items | $1,053,000 | 3,877 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,053,000 | 3,877 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,053,000 | 3,878 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $35,000 | 4,248 |
| Sale, conversion, retirement of capital stock, net | $6,766,000 | 63 |
| Net operating income | $1,053,000 | 3,823 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,797,000 | 2,640 |
| Total interest expense | $1,283,000 | 1,712 |
| Net interest income | $5,514,000 | 2,817 |
| Provision for loan and lease losses | $497,000 | 1,145 |
| Total noninterest income | $860,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $76,000 | 5,039 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $784,000 | 2,287 |
| Total noninterest expense | $4,806,000 | 2,795 |
| Salaries and employee benefits | $2,914,000 | 2,568 |
| Premises and equipment expense | $671,000 | 2,475 |
| Additional noninterest expense | $1,221,000 | 3,349 |
| Pre-tax net operating income | $1,071,000 | 3,648 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $418,000 | 2,145 |
| Income before extraordinary items | $653,000 | 4,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $653,000 | 4,236 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $653,000 | 4,235 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $26,000 | 3,747 |
| Sale, conversion, retirement of capital stock, net | $6,784,000 | 50 |
| Net operating income | $653,000 | 4,181 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 2,716 |
| Total interest expense | $824,000 | 1,792 |
| Net interest income | $3,566,000 | 2,883 |
| Provision for loan and lease losses | $256,000 | 1,429 |
| Total noninterest income | $493,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $47,000 | 5,160 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $446,000 | 2,465 |
| Total noninterest expense | $3,220,000 | 2,801 |
| Salaries and employee benefits | $1,955,000 | 2,562 |
| Premises and equipment expense | $439,000 | 2,527 |
| Additional noninterest expense | $826,000 | 3,335 |
| Pre-tax net operating income | $583,000 | 3,929 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $227,000 | 2,294 |
| Income before extraordinary items | $356,000 | 4,480 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $356,000 | 4,484 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $356,000 | 4,485 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $18,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $2,061,000 | 73 |
| Net operating income | $356,000 | 4,428 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 2,743 |
| Total interest expense | $409,000 | 1,824 |
| Net interest income | $1,755,000 | 2,920 |
| Provision for loan and lease losses | $78,000 | 1,786 |
| Total noninterest income | $330,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $22,000 | 5,246 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $308,000 | 1,966 |
| Total noninterest expense | $1,605,000 | 2,833 |
| Salaries and employee benefits | $969,000 | 2,584 |
| Premises and equipment expense | $215,000 | 2,610 |
| Additional noninterest expense | $421,000 | 3,289 |
| Pre-tax net operating income | $402,000 | 3,279 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $157,000 | 1,953 |
| Income before extraordinary items | $245,000 | 3,894 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $245,000 | 3,896 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $245,000 | 3,896 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $9,000 | 2,842 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 468 |
| Net operating income | $245,000 | 3,855 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,475,000 | 3,092 |
| Total interest expense | $1,355,000 | 2,356 |
| Net interest income | $6,120,000 | 3,227 |
| Provision for loan and lease losses | $442,000 | 1,992 |
| Total noninterest income | $401,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $59,000 | 5,841 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $342,000 | 3,912 |
| Total noninterest expense | $5,151,000 | 3,333 |
| Salaries and employee benefits | $2,958,000 | 3,144 |
| Premises and equipment expense | $765,000 | 2,785 |
| Additional noninterest expense | $1,428,000 | 3,774 |
| Pre-tax net operating income | $928,000 | 4,186 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-416,000 | 6,623 |
| Income before extraordinary items | $1,344,000 | 3,359 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,344,000 | 3,361 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,344,000 | 3,362 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $35,000 | 4,213 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 656 |
| Net operating income | $1,344,000 | 3,309 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,455,000 | 3,186 |
| Total interest expense | $989,000 | 2,464 |
| Net interest income | $4,466,000 | 3,318 |
| Provision for loan and lease losses | $196,000 | 2,621 |
| Total noninterest income | $311,000 | 4,754 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $41,000 | 5,967 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $270,000 | 3,903 |
| Total noninterest expense | $3,783,000 | 3,392 |
| Salaries and employee benefits | $2,146,000 | 3,226 |
| Premises and equipment expense | $557,000 | 2,878 |
| Additional noninterest expense | $1,080,000 | 3,748 |
| Pre-tax net operating income | $798,000 | 4,057 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $798,000 | 3,821 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $798,000 | 3,824 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $798,000 | 3,824 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $27,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 589 |
| Net operating income | $798,000 | 3,751 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 3,292 |
| Total interest expense | $624,000 | 2,619 |
| Net interest income | $2,866,000 | 3,399 |
| Provision for loan and lease losses | $114,000 | 2,833 |
| Total noninterest income | $100,000 | 5,731 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $26,000 | 6,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $74,000 | 5,101 |
| Total noninterest expense | $2,433,000 | 3,506 |
| Salaries and employee benefits | $1,381,000 | 3,326 |
| Premises and equipment expense | $353,000 | 2,974 |
| Additional noninterest expense | $699,000 | 3,839 |
| Pre-tax net operating income | $419,000 | 4,419 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $419,000 | 4,246 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $419,000 | 4,248 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $419,000 | 4,249 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $18,000 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 571 |
| Net operating income | $419,000 | 4,126 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 3,427 |
| Total interest expense | $295,000 | 2,816 |
| Net interest income | $1,387,000 | 3,488 |
| Provision for loan and lease losses | $64,000 | 2,555 |
| Total noninterest income | $48,000 | 5,789 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $11,000 | 6,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $1,129,000 | 3,710 |
| Salaries and employee benefits | $641,000 | 3,551 |
| Premises and equipment expense | $158,000 | 3,269 |
| Additional noninterest expense | $330,000 | 3,991 |
| Pre-tax net operating income | $242,000 | 4,180 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $242,000 | 3,941 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $242,000 | 3,943 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $242,000 | 3,944 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $9,000 | 2,679 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 552 |
| Net operating income | $242,000 | 3,851 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,275,000 | 3,718 |
| Total interest expense | $1,173,000 | 3,251 |
| Net interest income | $5,102,000 | 3,770 |
| Provision for loan and lease losses | $361,000 | 3,123 |
| Total noninterest income | $201,000 | 5,691 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $63,000 | 6,020 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $138,000 | 5,018 |
| Total noninterest expense | $3,964,000 | 4,057 |
| Salaries and employee benefits | $2,123,000 | 3,995 |
| Premises and equipment expense | $649,000 | 3,198 |
| Additional noninterest expense | $1,192,000 | 4,372 |
| Pre-tax net operating income | $978,000 | 4,043 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $978,000 | 3,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $978,000 | 3,953 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $978,000 | 3,955 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $35,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 512 |
| Net operating income | $978,000 | 3,781 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 3,851 |
| Total interest expense | $880,000 | 3,349 |
| Net interest income | $3,705,000 | 3,909 |
| Provision for loan and lease losses | $282,000 | 3,053 |
| Total noninterest income | $54,000 | 6,620 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $50,000 | 6,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,000 | 6,597 |
| Total noninterest expense | $2,936,000 | 4,113 |
| Salaries and employee benefits | $1,529,000 | 4,098 |
| Premises and equipment expense | $485,000 | 3,238 |
| Additional noninterest expense | $922,000 | 4,315 |
| Pre-tax net operating income | $541,000 | 4,613 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $541,000 | 4,547 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $541,000 | 4,546 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $541,000 | 4,545 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $26,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 439 |
| Net operating income | $541,000 | 4,366 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 3,950 |
| Total interest expense | $587,000 | 3,451 |
| Net interest income | $2,393,000 | 3,988 |
| Provision for loan and lease losses | $241,000 | 2,726 |
| Total noninterest income | $33,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $30,000 | 6,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 6,653 |
| Total noninterest expense | $1,884,000 | 4,221 |
| Salaries and employee benefits | $1,026,000 | 4,111 |
| Premises and equipment expense | $321,000 | 3,272 |
| Additional noninterest expense | $537,000 | 4,663 |
| Pre-tax net operating income | $301,000 | 4,826 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $301,000 | 4,809 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $301,000 | 4,812 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $301,000 | 4,812 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $18,000 | 3,498 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 597 |
| Net operating income | $301,000 | 4,618 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 4,042 |
| Total interest expense | $306,000 | 3,468 |
| Net interest income | $1,152,000 | 4,123 |
| Provision for loan and lease losses | $85,000 | 3,089 |
| Total noninterest income | $15,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,726 |
| Total noninterest expense | $930,000 | 4,287 |
| Salaries and employee benefits | $510,000 | 4,154 |
| Premises and equipment expense | $157,000 | 3,345 |
| Additional noninterest expense | $263,000 | 4,735 |
| Pre-tax net operating income | $152,000 | 4,914 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $152,000 | 4,826 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $152,000 | 4,829 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $152,000 | 4,830 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $9,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 537 |
| Net operating income | $152,000 | 4,687 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,968,000 | 4,588 |
| Total interest expense | $1,049,000 | 4,300 |
| Net interest income | $3,919,000 | 4,589 |
| Provision for loan and lease losses | $278,000 | 4,236 |
| Total noninterest income | $95,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $88,000 | 5,691 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $7,000 | 6,582 |
| Total noninterest expense | $3,399,000 | 4,557 |
| Salaries and employee benefits | $1,735,000 | 4,559 |
| Premises and equipment expense | $690,000 | 3,238 |
| Additional noninterest expense | $974,000 | 4,957 |
| Pre-tax net operating income | $337,000 | 5,138 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $335,000 | 5,135 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $335,000 | 5,137 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $335,000 | 5,137 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $10,000 | 4,165 |
| Sale, conversion, retirement of capital stock, net | $3,557,000 | 184 |
| Net operating income | $335,000 | 5,024 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 4,752 |
| Total interest expense | $761,000 | 4,481 |
| Net interest income | $2,804,000 | 4,743 |
| Provision for loan and lease losses | $206,000 | 4,114 |
| Total noninterest income | $77,000 | 6,492 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $71,000 | 5,622 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $6,000 | 6,732 |
| Total noninterest expense | $2,537,000 | 4,568 |
| Salaries and employee benefits | $1,278,000 | 4,612 |
| Premises and equipment expense | $519,000 | 3,270 |
| Additional noninterest expense | $740,000 | 4,964 |
| Pre-tax net operating income | $138,000 | 5,679 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $138,000 | 5,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 5,759 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $138,000 | 5,759 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $1,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $3,534,000 | 151 |
| Net operating income | $138,000 | 5,612 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 4,899 |
| Total interest expense | $503,000 | 4,614 |
| Net interest income | $1,788,000 | 4,889 |
| Provision for loan and lease losses | $119,000 | 4,258 |
| Total noninterest income | $40,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $36,000 | 5,964 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,808 |
| Total noninterest expense | $1,688,000 | 4,623 |
| Salaries and employee benefits | $840,000 | 4,693 |
| Premises and equipment expense | $345,000 | 3,284 |
| Additional noninterest expense | $503,000 | 4,992 |
| Pre-tax net operating income | $21,000 | 6,092 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $21,000 | 6,185 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $21,000 | 6,184 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $21,000 | 6,185 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 719 |
| Net operating income | $21,000 | 6,107 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 4,966 |
| Total interest expense | $243,000 | 4,823 |
| Net interest income | $882,000 | 4,927 |
| Provision for loan and lease losses | $83,000 | 3,605 |
| Total noninterest income | $15,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $13,000 | 6,312 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 6,939 |
| Total noninterest expense | $866,000 | 4,582 |
| Salaries and employee benefits | $412,000 | 4,787 |
| Premises and equipment expense | $172,000 | 3,347 |
| Additional noninterest expense | $282,000 | 4,698 |
| Pre-tax net operating income | $-52,000 | 6,557 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-52,000 | 6,589 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-52,000 | 6,590 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-52,000 | 6,589 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 675 |
| Net operating income | $-52,000 | 6,575 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 5,897 |
| Total interest expense | $891,000 | 5,480 |
| Net interest income | $2,329,000 | 5,924 |
| Provision for loan and lease losses | $470,000 | 4,231 |
| Total noninterest income | $12,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,000 | 6,737 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,877 |
| Total noninterest expense | $2,832,000 | 5,187 |
| Salaries and employee benefits | $1,511,000 | 5,043 |
| Premises and equipment expense | $561,000 | 3,903 |
| Additional noninterest expense | $760,000 | 5,723 |
| Pre-tax net operating income | $-961,000 | 6,459 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-961,000 | 6,576 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-961,000 | 6,577 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-961,000 | 6,577 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 987 |
| Net operating income | $-961,000 | 6,536 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 6,150 |
| Total interest expense | $657,000 | 5,680 |
| Net interest income | $1,579,000 | 6,232 |
| Provision for loan and lease losses | $322,000 | 4,221 |
| Total noninterest income | $7,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $4,000 | 6,847 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,000 | 7,079 |
| Total noninterest expense | $2,027,000 | 5,328 |
| Salaries and employee benefits | $1,111,000 | 5,132 |
| Premises and equipment expense | $372,000 | 4,259 |
| Additional noninterest expense | $544,000 | 5,870 |
| Pre-tax net operating income | $-763,000 | 6,682 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-763,000 | 6,809 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-763,000 | 6,808 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-763,000 | 6,809 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 943 |
| Net operating income | $-763,000 | 6,759 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 6,402 |
| Total interest expense | $422,000 | 5,854 |
| Net interest income | $921,000 | 6,504 |
| Provision for loan and lease losses | $232,000 | 4,020 |
| Total noninterest income | $3,000 | 7,488 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,000 | 6,923 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,000 | 7,153 |
| Total noninterest expense | $1,321,000 | 5,408 |
| Salaries and employee benefits | $739,000 | 5,152 |
| Premises and equipment expense | $226,000 | 4,550 |
| Additional noninterest expense | $356,000 | 5,919 |
| Pre-tax net operating income | $-629,000 | 6,830 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-629,000 | 6,931 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-629,000 | 6,931 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-629,000 | 6,931 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 859 |
| Net operating income | $-629,000 | 6,894 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $603,000 | 6,669 |
| Total interest expense | $187,000 | 6,197 |
| Net interest income | $416,000 | 6,754 |
| Provision for loan and lease losses | $69,000 | 4,469 |
| Total noninterest income | $1,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $640,000 | 5,572 |
| Salaries and employee benefits | $358,000 | 5,283 |
| Premises and equipment expense | $106,000 | 4,797 |
| Additional noninterest expense | $176,000 | 5,989 |
| Pre-tax net operating income | $-292,000 | 6,956 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-292,000 | 7,066 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-292,000 | 7,067 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-292,000 | 7,066 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 825 |
| Net operating income | $-292,000 | 7,027 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 7,511 |
| Total interest expense | $368,000 | 7,417 |
| Net interest income | $979,000 | 7,461 |
| Provision for loan and lease losses | $324,000 | 5,167 |
| Total noninterest income | $5,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,000 | 7,090 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,000 | 7,342 |
| Total noninterest expense | $1,862,000 | 6,393 |
| Salaries and employee benefits | $1,031,000 | 6,169 |
| Premises and equipment expense | $212,000 | 6,387 |
| Additional noninterest expense | $619,000 | 6,392 |
| Pre-tax net operating income | $-1,202,000 | 6,333 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,202,000 | 6,451 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,202,000 | 6,451 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,202,000 | 6,451 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 1,095 |
| Net operating income | $-1,202,000 | 6,448 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $840,000 | 7,726 |
| Total interest expense | $216,000 | 7,721 |
| Net interest income | $624,000 | 7,667 |
| Provision for loan and lease losses | $211,000 | 5,085 |
| Total noninterest income | $4,000 | 7,794 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,000 | 7,142 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,000 | 7,528 |
| Total noninterest expense | $1,340,000 | 6,496 |
| Salaries and employee benefits | $765,000 | 6,224 |
| Premises and equipment expense | $108,000 | 7,037 |
| Additional noninterest expense | $467,000 | 6,398 |
| Pre-tax net operating income | $-923,000 | 6,615 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-923,000 | 6,709 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-923,000 | 6,710 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-923,000 | 6,710 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,045 |
| Net operating income | $-923,000 | 6,707 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $491,000 | 7,889 |
| Total interest expense | $119,000 | 7,905 |
| Net interest income | $372,000 | 7,792 |
| Provision for loan and lease losses | $93,000 | 5,406 |
| Total noninterest income | $1,000 | 7,920 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,000 | 7,215 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $0 | 7,720 |
| Total noninterest expense | $885,000 | 6,567 |
| Salaries and employee benefits | $517,000 | 6,269 |
| Premises and equipment expense | $69,000 | 7,151 |
| Additional noninterest expense | $299,000 | 6,494 |
| Pre-tax net operating income | $-605,000 | 6,730 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-605,000 | 6,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-605,000 | 6,864 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-605,000 | 6,864 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,032 |
| Net operating income | $-605,000 | 6,850 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $212,000 | 8,026 |
| Total interest expense | $54,000 | 8,004 |
| Net interest income | $158,000 | 7,952 |
| Provision for loan and lease losses | $54,000 | 4,836 |
| Total noninterest income | $0 | 8,039 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $427,000 | 6,624 |
| Salaries and employee benefits | $243,000 | 6,455 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $149,000 | 6,332 |
| Pre-tax net operating income | $-323,000 | 7,100 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-323,000 | 7,240 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-323,000 | 7,241 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-323,000 | 7,241 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 915 |
| Net operating income | $-323,000 | 7,192 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $200,000 | 8,260 |
| Total interest expense | $20,000 | 8,260 |
| Net interest income | $180,000 | 8,238 |
| Provision for loan and lease losses | $112,000 | 5,913 |
| Total noninterest income | $2,000 | 8,079 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,000 | 7,282 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $838,000 | 7,751 |
| Salaries and employee benefits | $355,000 | 7,979 |
| Premises and equipment expense | $36,000 | 8,152 |
| Additional noninterest expense | $447,000 | 6,854 |
| Pre-tax net operating income | $-768,000 | 6,907 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-768,000 | 6,876 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-768,000 | 6,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 743 |
| Net operating income | $-768,000 | 6,997 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $29,000 | 8,379 |
| Total interest expense | $1,000 | 8,368 |
| Net interest income | $28,000 | 8,375 |
| Provision for loan and lease losses | $72,000 | 5,542 |
| Total noninterest income | $0 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $166,000 | 8,343 |
| Salaries and employee benefits | $80,000 | 8,341 |
| Premises and equipment expense | $10,000 | 8,320 |
| Additional noninterest expense | $76,000 | 8,280 |
| Pre-tax net operating income | $-210,000 | 7,034 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-210,000 | 6,916 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-210,000 | 6,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-210,000 | 7,084 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.