Home > Harlan County Bank > Income and Expense
Harlan County Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 9,688 |
| Total interest expense | $938,000 | 8,955 |
| Net interest income | $1,121,000 | 9,998 |
| Provision for loan and lease losses | $34,000 | 6,932 |
| Total noninterest income | $121,000 | 10,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,913 |
| Total noninterest expense | $685,000 | 10,767 |
| Salaries and employee benefits | $375,000 | 10,504 |
| Premises and equipment expense | $76,000 | 10,773 |
| Additional noninterest expense | $234,000 | 10,716 |
| Pre-tax net operating income | $522,000 | 8,506 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $157,000 | 8,162 |
| Income before extraordinary items | $367,000 | 8,488 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $367,000 | 8,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $366,300 | 8,533 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 10,180 |
| Total interest expense | $911,000 | 9,498 |
| Net interest income | $1,088,000 | 10,456 |
| Provision for loan and lease losses | $51,000 | 7,396 |
| Total noninterest income | $87,000 | 11,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $680,000 | 11,261 |
| Salaries and employee benefits | $372,000 | 10,914 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $230,000 | 11,318 |
| Pre-tax net operating income | $444,000 | 9,070 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $120,000 | 9,304 |
| Income before extraordinary items | $336,000 | 9,075 |
| Extraordinary gains, net | $56,000 | 2,079 |
| Net income | $392,000 | 8,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $375,000 | 3,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $327,120 | 8,898 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 10,574 |
| Total interest expense | $1,064,000 | 10,117 |
| Net interest income | $1,092,000 | 10,723 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $94,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $714,000 | 11,445 |
| Salaries and employee benefits | $371,000 | 11,211 |
| Premises and equipment expense | $90,000 | 11,109 |
| Additional noninterest expense | $253,000 | 11,486 |
| Pre-tax net operating income | $442,000 | 8,870 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $116,000 | 9,484 |
| Income before extraordinary items | $351,000 | 8,707 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $351,000 | 8,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $332,250 | 8,549 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.