Home > Harford Bank > Income and Expense
Harford Bank, Income and Expense
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $25,278,000 | 1,417 |
| Total interest expense | $8,568,000 | 1,527 |
| Net interest income | $16,710,000 | 1,337 |
| Provision for loan and lease losses | $349,000 | 1,351 |
| Total noninterest income | $1,489,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $614,000 | 1,184 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $875,000 | 2,085 |
| Total noninterest expense | $11,744,000 | 1,500 |
| Salaries and employee benefits | $7,231,000 | 1,410 |
| Premises and equipment expense | $1,239,000 | 1,432 |
| Additional noninterest expense | $875,000 | 2,085 |
| Pre-tax net operating income | $6,106,000 | 1,322 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $1,427,000 | 982 |
| Income before extraordinary items | $4,679,000 | 1,428 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,679,000 | 1,444 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,679,000 | 1,430 |
| Net charge-offs | $22,000 | 2,072 |
| Cash dividends | $1,024,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $429,000 | 269 |
| Net operating income | $4,679,000 | 1,431 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $16,533,000 | 1,430 |
| Total interest expense | $5,588,000 | 1,525 |
| Net interest income | $10,945,000 | 1,340 |
| Provision for loan and lease losses | $455,000 | 871 |
| Total noninterest income | $971,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $392,000 | 1,199 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $579,000 | 2,075 |
| Total noninterest expense | $7,602,000 | 1,535 |
| Salaries and employee benefits | $4,679,000 | 1,445 |
| Premises and equipment expense | $802,000 | 1,458 |
| Additional noninterest expense | $579,000 | 2,075 |
| Pre-tax net operating income | $3,859,000 | 1,365 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $910,000 | 998 |
| Income before extraordinary items | $2,949,000 | 1,469 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,949,000 | 1,490 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,949,000 | 1,471 |
| Net charge-offs | $14,000 | 1,909 |
| Cash dividends | $681,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 293 |
| Net operating income | $2,949,000 | 1,475 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $8,053,000 | 1,440 |
| Total interest expense | $2,692,000 | 1,539 |
| Net interest income | $5,361,000 | 1,367 |
| Provision for loan and lease losses | $-43,000 | 4,274 |
| Total noninterest income | $477,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $183,000 | 1,265 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $294,000 | 2,014 |
| Total noninterest expense | $3,766,000 | 1,554 |
| Salaries and employee benefits | $2,361,000 | 1,444 |
| Premises and equipment expense | $399,000 | 1,469 |
| Additional noninterest expense | $294,000 | 2,014 |
| Pre-tax net operating income | $2,115,000 | 1,254 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $516,000 | 926 |
| Income before extraordinary items | $1,599,000 | 1,360 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,599,000 | 1,373 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,599,000 | 1,359 |
| Net charge-offs | $7,000 | 1,636 |
| Cash dividends | $340,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 275 |
| Net operating income | $1,599,000 | 1,368 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $27,161,000 | 1,520 |
| Total interest expense | $5,707,000 | 1,880 |
| Net interest income | $21,454,000 | 1,354 |
| Provision for loan and lease losses | $839,000 | 933 |
| Total noninterest income | $3,121,000 | 1,596 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $831,000 | 1,160 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,290,000 | 1,500 |
| Total noninterest expense | $15,091,000 | 1,516 |
| Salaries and employee benefits | $9,193,000 | 1,432 |
| Premises and equipment expense | $1,585,000 | 1,469 |
| Additional noninterest expense | $2,290,000 | 1,500 |
| Pre-tax net operating income | $8,645,000 | 1,313 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,187,000 | 928 |
| Income before extraordinary items | $6,458,000 | 1,443 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,458,000 | 1,459 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,458,000 | 1,446 |
| Net charge-offs | $16,000 | 2,286 |
| Cash dividends | $1,298,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $262,000 | 336 |
| Net operating income | $6,458,000 | 1,472 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $19,532,000 | 1,536 |
| Total interest expense | $3,378,000 | 2,020 |
| Net interest income | $16,154,000 | 1,353 |
| Provision for loan and lease losses | $528,000 | 972 |
| Total noninterest income | $1,460,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $614,000 | 1,163 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $846,000 | 2,164 |
| Total noninterest expense | $11,278,000 | 1,510 |
| Salaries and employee benefits | $6,912,000 | 1,427 |
| Premises and equipment expense | $1,201,000 | 1,460 |
| Additional noninterest expense | $846,000 | 2,164 |
| Pre-tax net operating income | $5,808,000 | 1,484 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,465,000 | 1,027 |
| Income before extraordinary items | $4,343,000 | 1,614 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,343,000 | 1,626 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,343,000 | 1,614 |
| Net charge-offs | $10,000 | 2,131 |
| Cash dividends | $973,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $247,000 | 300 |
| Net operating income | $4,343,000 | 1,635 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,391,000 | 1,559 |
| Total interest expense | $1,488,000 | 2,356 |
| Net interest income | $10,903,000 | 1,355 |
| Provision for loan and lease losses | $575,000 | 721 |
| Total noninterest income | $980,000 | 1,966 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $406,000 | 1,155 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $574,000 | 2,062 |
| Total noninterest expense | $7,476,000 | 1,503 |
| Salaries and employee benefits | $4,566,000 | 1,428 |
| Premises and equipment expense | $806,000 | 1,446 |
| Additional noninterest expense | $574,000 | 2,059 |
| Pre-tax net operating income | $3,832,000 | 1,482 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $964,000 | 1,034 |
| Income before extraordinary items | $2,868,000 | 1,616 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,868,000 | 1,635 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,868,000 | 1,615 |
| Net charge-offs | $12,000 | 1,750 |
| Cash dividends | $648,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 297 |
| Net operating income | $2,868,000 | 1,631 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,911,000 | 1,596 |
| Total interest expense | $493,000 | 2,653 |
| Net interest income | $5,418,000 | 1,370 |
| Provision for loan and lease losses | $141,000 | 1,102 |
| Total noninterest income | $494,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $193,000 | 1,217 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $301,000 | 1,999 |
| Total noninterest expense | $3,658,000 | 1,552 |
| Salaries and employee benefits | $2,282,000 | 1,460 |
| Premises and equipment expense | $399,000 | 1,492 |
| Additional noninterest expense | $301,000 | 1,999 |
| Pre-tax net operating income | $2,113,000 | 1,414 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $539,000 | 995 |
| Income before extraordinary items | $1,574,000 | 1,548 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,574,000 | 1,548 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,574,000 | 1,548 |
| Net charge-offs | $4,000 | 1,642 |
| Cash dividends | $324,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 239 |
| Net operating income | $1,574,000 | 1,565 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $20,429,000 | 1,543 |
| Total interest expense | $1,079,000 | 2,314 |
| Net interest income | $19,350,000 | 1,475 |
| Provision for loan and lease losses | $-455,000 | 4,519 |
| Total noninterest income | $1,811,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $654,000 | 1,407 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,157,000 | 2,183 |
| Total noninterest expense | $14,859,000 | 1,495 |
| Salaries and employee benefits | $8,874,000 | 1,451 |
| Premises and equipment expense | $1,650,000 | 1,434 |
| Additional noninterest expense | $1,157,000 | 2,183 |
| Pre-tax net operating income | $6,757,000 | 1,689 |
| Securities gains (losses) | $4,000 | 540 |
| Applicable income taxes | $1,635,000 | 1,210 |
| Income before extraordinary items | $5,126,000 | 1,785 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,126,000 | 1,783 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,126,000 | 1,784 |
| Net charge-offs | $-71,000 | 4,192 |
| Cash dividends | $1,125,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $499,000 | 319 |
| Net operating income | $5,122,840 | 1,824 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,479,000 | 1,570 |
| Total interest expense | $809,000 | 2,028 |
| Net interest income | $13,670,000 | 1,526 |
| Provision for loan and lease losses | $-275,000 | 4,535 |
| Total noninterest income | $1,371,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $485,000 | 1,441 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $886,000 | 2,191 |
| Total noninterest expense | $10,781,000 | 1,536 |
| Salaries and employee benefits | $6,481,000 | 1,483 |
| Premises and equipment expense | $1,270,000 | 1,411 |
| Additional noninterest expense | $886,000 | 2,191 |
| Pre-tax net operating income | $4,535,000 | 1,812 |
| Securities gains (losses) | $4,000 | 563 |
| Applicable income taxes | $1,106,000 | 1,278 |
| Income before extraordinary items | $3,433,000 | 1,916 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,433,000 | 1,915 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,433,000 | 1,915 |
| Net charge-offs | $-75,000 | 4,215 |
| Cash dividends | $832,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $419,000 | 276 |
| Net operating income | $3,429,840 | 1,952 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,143,000 | 1,588 |
| Total interest expense | $567,000 | 1,802 |
| Net interest income | $8,576,000 | 1,563 |
| Provision for loan and lease losses | $-125,000 | 4,501 |
| Total noninterest income | $916,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $322,000 | 1,434 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $594,000 | 2,207 |
| Total noninterest expense | $6,972,000 | 1,558 |
| Salaries and employee benefits | $4,179,000 | 1,518 |
| Premises and equipment expense | $829,000 | 1,423 |
| Additional noninterest expense | $1,964,000 | 1,625 |
| Pre-tax net operating income | $2,645,000 | 1,876 |
| Securities gains (losses) | $4,000 | 504 |
| Applicable income taxes | $647,000 | 1,299 |
| Income before extraordinary items | $2,002,000 | 1,996 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,002,000 | 1,996 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,002,000 | 1,996 |
| Net charge-offs | $-36,000 | 4,070 |
| Cash dividends | $553,000 | 1,808 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 288 |
| Net operating income | $1,998,840 | 2,039 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 1,587 |
| Total interest expense | $302,000 | 1,669 |
| Net interest income | $4,135,000 | 1,561 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $467,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $160,000 | 1,424 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $307,000 | 2,158 |
| Total noninterest expense | $3,460,000 | 1,566 |
| Salaries and employee benefits | $2,074,000 | 1,525 |
| Premises and equipment expense | $408,000 | 1,443 |
| Additional noninterest expense | $978,000 | 1,603 |
| Pre-tax net operating income | $1,142,000 | 1,961 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $281,000 | 1,360 |
| Income before extraordinary items | $861,000 | 2,104 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $861,000 | 2,104 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $861,000 | 2,104 |
| Net charge-offs | $7,000 | 1,284 |
| Cash dividends | $276,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 226 |
| Net operating income | $861,000 | 2,121 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $19,141,000 | 1,536 |
| Total interest expense | $1,549,000 | 1,619 |
| Net interest income | $17,592,000 | 1,515 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,965,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $565,000 | 1,475 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,400,000 | 2,290 |
| Total noninterest expense | $12,358,000 | 1,709 |
| Salaries and employee benefits | $6,992,000 | 1,720 |
| Premises and equipment expense | $1,441,000 | 1,566 |
| Additional noninterest expense | $3,925,000 | 1,603 |
| Pre-tax net operating income | $7,199,000 | 1,602 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,858,000 | 1,148 |
| Income before extraordinary items | $5,341,000 | 1,800 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,341,000 | 1,800 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,341,000 | 1,801 |
| Net charge-offs | $36,000 | 1,822 |
| Cash dividends | $1,470,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $480,000 | 314 |
| Net operating income | $5,341,000 | 1,768 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,231,000 | 1,570 |
| Total interest expense | $1,202,000 | 1,652 |
| Net interest income | $13,029,000 | 1,558 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,482,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $398,000 | 1,534 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,084,000 | 2,297 |
| Total noninterest expense | $8,974,000 | 1,747 |
| Salaries and employee benefits | $5,106,000 | 1,755 |
| Premises and equipment expense | $1,054,000 | 1,627 |
| Additional noninterest expense | $2,814,000 | 1,669 |
| Pre-tax net operating income | $5,537,000 | 1,643 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,435,000 | 1,188 |
| Income before extraordinary items | $4,102,000 | 1,844 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,102,000 | 1,843 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,102,000 | 1,844 |
| Net charge-offs | $101,000 | 1,071 |
| Cash dividends | $762,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $294,000 | 303 |
| Net operating income | $4,102,000 | 1,812 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,322,000 | 1,588 |
| Total interest expense | $838,000 | 1,657 |
| Net interest income | $8,484,000 | 1,572 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $980,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $250,000 | 1,556 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $730,000 | 2,256 |
| Total noninterest expense | $5,842,000 | 1,764 |
| Salaries and employee benefits | $3,254,000 | 1,813 |
| Premises and equipment expense | $708,000 | 1,615 |
| Additional noninterest expense | $1,880,000 | 1,653 |
| Pre-tax net operating income | $3,622,000 | 1,630 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $938,000 | 1,193 |
| Income before extraordinary items | $2,684,000 | 1,845 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,684,000 | 1,846 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,684,000 | 1,845 |
| Net charge-offs | $8,000 | 1,799 |
| Cash dividends | $502,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $205,000 | 270 |
| Net operating income | $2,684,000 | 1,809 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,816,000 | 1,555 |
| Total interest expense | $444,000 | 1,655 |
| Net interest income | $4,372,000 | 1,527 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $509,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $122,000 | 1,576 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $387,000 | 2,189 |
| Total noninterest expense | $2,853,000 | 1,789 |
| Salaries and employee benefits | $1,547,000 | 1,863 |
| Premises and equipment expense | $363,000 | 1,597 |
| Additional noninterest expense | $943,000 | 1,602 |
| Pre-tax net operating income | $2,028,000 | 1,508 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $530,000 | 1,093 |
| Income before extraordinary items | $1,498,000 | 1,724 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,498,000 | 1,724 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,498,000 | 1,724 |
| Net charge-offs | $3,000 | 1,645 |
| Cash dividends | $244,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 325 |
| Net operating income | $1,498,000 | 1,685 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,769,000 | 1,649 |
| Total interest expense | $2,379,000 | 1,767 |
| Net interest income | $15,390,000 | 1,619 |
| Provision for loan and lease losses | $1,878,000 | 1,087 |
| Total noninterest income | $1,737,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $538,000 | 1,537 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,199,000 | 2,306 |
| Total noninterest expense | $11,049,000 | 1,813 |
| Salaries and employee benefits | $6,063,000 | 1,897 |
| Premises and equipment expense | $1,376,000 | 1,626 |
| Additional noninterest expense | $3,610,000 | 1,667 |
| Pre-tax net operating income | $4,200,000 | 2,009 |
| Securities gains (losses) | $20,000 | 2,111 |
| Applicable income taxes | $1,023,000 | 1,410 |
| Income before extraordinary items | $3,197,000 | 2,217 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,197,000 | 2,217 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,197,000 | 2,217 |
| Net charge-offs | $16,000 | 2,873 |
| Cash dividends | $743,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 363 |
| Net operating income | $3,181,200 | 2,166 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,835,000 | 1,710 |
| Total interest expense | $1,806,000 | 1,828 |
| Net interest income | $11,029,000 | 1,669 |
| Provision for loan and lease losses | $1,828,000 | 938 |
| Total noninterest income | $1,309,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $400,000 | 1,539 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $909,000 | 2,240 |
| Total noninterest expense | $7,926,000 | 1,854 |
| Salaries and employee benefits | $4,463,000 | 1,896 |
| Premises and equipment expense | $1,018,000 | 1,637 |
| Additional noninterest expense | $2,445,000 | 1,770 |
| Pre-tax net operating income | $2,584,000 | 2,242 |
| Securities gains (losses) | $20,000 | 1,917 |
| Applicable income taxes | $613,000 | 1,583 |
| Income before extraordinary items | $1,991,000 | 2,464 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,991,000 | 2,464 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,991,000 | 2,464 |
| Net charge-offs | $-1,000 | 3,797 |
| Cash dividends | $500,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 328 |
| Net operating income | $1,975,200 | 2,423 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,255,000 | 1,775 |
| Total interest expense | $1,193,000 | 1,929 |
| Net interest income | $7,062,000 | 1,731 |
| Provision for loan and lease losses | $1,503,000 | 857 |
| Total noninterest income | $890,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $281,000 | 1,512 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $609,000 | 2,175 |
| Total noninterest expense | $5,152,000 | 1,894 |
| Salaries and employee benefits | $2,851,000 | 1,943 |
| Premises and equipment expense | $654,000 | 1,676 |
| Additional noninterest expense | $1,647,000 | 1,752 |
| Pre-tax net operating income | $1,297,000 | 2,591 |
| Securities gains (losses) | $20,000 | 1,679 |
| Applicable income taxes | $300,000 | 1,747 |
| Income before extraordinary items | $1,017,000 | 2,790 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,017,000 | 2,789 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,017,000 | 2,790 |
| Net charge-offs | $3,000 | 2,778 |
| Cash dividends | $356,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 271 |
| Net operating income | $1,001,200 | 2,761 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 1,845 |
| Total interest expense | $583,000 | 2,092 |
| Net interest income | $3,329,000 | 1,766 |
| Provision for loan and lease losses | $463,000 | 933 |
| Total noninterest income | $426,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $182,000 | 1,401 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $244,000 | 2,211 |
| Total noninterest expense | $2,631,000 | 1,871 |
| Salaries and employee benefits | $1,464,000 | 1,918 |
| Premises and equipment expense | $320,000 | 1,735 |
| Additional noninterest expense | $847,000 | 1,741 |
| Pre-tax net operating income | $661,000 | 2,419 |
| Securities gains (losses) | $17,000 | 1,172 |
| Applicable income taxes | $165,000 | 1,550 |
| Income before extraordinary items | $513,000 | 2,607 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $513,000 | 2,606 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $513,000 | 2,608 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $242,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 251 |
| Net operating income | $499,570 | 2,613 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,865,000 | 1,842 |
| Total interest expense | $2,187,000 | 2,209 |
| Net interest income | $13,678,000 | 1,739 |
| Provision for loan and lease losses | $195,000 | 2,386 |
| Total noninterest income | $1,444,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $710,000 | 1,475 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $734,000 | 2,597 |
| Total noninterest expense | $10,535,000 | 1,844 |
| Salaries and employee benefits | $6,208,000 | 1,799 |
| Premises and equipment expense | $1,132,000 | 1,867 |
| Additional noninterest expense | $3,195,000 | 1,813 |
| Pre-tax net operating income | $4,392,000 | 1,934 |
| Securities gains (losses) | $3,000 | 2,172 |
| Applicable income taxes | $1,102,000 | 1,344 |
| Income before extraordinary items | $3,293,000 | 2,165 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,293,000 | 2,167 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,293,000 | 2,167 |
| Net charge-offs | $-4,000 | 4,311 |
| Cash dividends | $724,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $362,000 | 327 |
| Net operating income | $3,290,630 | 2,125 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,858,000 | 1,869 |
| Total interest expense | $1,591,000 | 2,263 |
| Net interest income | $10,267,000 | 1,759 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $1,060,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $498,000 | 1,573 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $562,000 | 2,594 |
| Total noninterest expense | $7,777,000 | 1,877 |
| Salaries and employee benefits | $4,531,000 | 1,837 |
| Premises and equipment expense | $846,000 | 1,885 |
| Additional noninterest expense | $2,400,000 | 1,803 |
| Pre-tax net operating income | $3,460,000 | 1,923 |
| Securities gains (losses) | $3,000 | 1,926 |
| Applicable income taxes | $872,000 | 1,341 |
| Income before extraordinary items | $2,591,000 | 2,149 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,591,000 | 2,149 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,591,000 | 2,150 |
| Net charge-offs | $-5,000 | 4,259 |
| Cash dividends | $482,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $354,000 | 267 |
| Net operating income | $2,588,630 | 2,118 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,846,000 | 1,878 |
| Total interest expense | $1,014,000 | 2,318 |
| Net interest income | $6,832,000 | 1,764 |
| Provision for loan and lease losses | $30,000 | 3,043 |
| Total noninterest income | $661,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $299,000 | 1,665 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $362,000 | 2,606 |
| Total noninterest expense | $5,201,000 | 1,878 |
| Salaries and employee benefits | $3,015,000 | 1,846 |
| Premises and equipment expense | $560,000 | 1,904 |
| Additional noninterest expense | $1,626,000 | 1,804 |
| Pre-tax net operating income | $2,262,000 | 1,929 |
| Securities gains (losses) | $2,000 | 1,537 |
| Applicable income taxes | $573,000 | 1,324 |
| Income before extraordinary items | $1,691,000 | 2,167 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,691,000 | 2,166 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,691,000 | 2,167 |
| Net charge-offs | $-22,000 | 4,706 |
| Cash dividends | $240,000 | 2,755 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 262 |
| Net operating income | $1,689,420 | 2,141 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 1,892 |
| Total interest expense | $483,000 | 2,354 |
| Net interest income | $3,423,000 | 1,768 |
| Provision for loan and lease losses | $20,000 | 2,754 |
| Total noninterest income | $330,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $148,000 | 1,666 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $182,000 | 2,516 |
| Total noninterest expense | $2,535,000 | 1,921 |
| Salaries and employee benefits | $1,447,000 | 1,919 |
| Premises and equipment expense | $282,000 | 1,916 |
| Additional noninterest expense | $806,000 | 1,806 |
| Pre-tax net operating income | $1,198,000 | 1,806 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $304,000 | 1,249 |
| Income before extraordinary items | $894,000 | 2,032 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $894,000 | 2,031 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $894,000 | 2,031 |
| Net charge-offs | $29,000 | 1,522 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 218 |
| Net operating income | $894,000 | 2,017 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,058,000 | 1,853 |
| Total interest expense | $1,697,000 | 2,152 |
| Net interest income | $13,361,000 | 1,778 |
| Provision for loan and lease losses | $258,000 | 2,111 |
| Total noninterest income | $1,233,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $575,000 | 1,796 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $658,000 | 2,725 |
| Total noninterest expense | $9,986,000 | 1,904 |
| Salaries and employee benefits | $5,902,000 | 1,845 |
| Premises and equipment expense | $880,000 | 2,234 |
| Additional noninterest expense | $3,204,000 | 1,805 |
| Pre-tax net operating income | $4,350,000 | 1,990 |
| Securities gains (losses) | $-67,000 | 4,913 |
| Applicable income taxes | $1,093,000 | 1,307 |
| Income before extraordinary items | $3,190,000 | 2,240 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,190,000 | 2,238 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,190,000 | 2,239 |
| Net charge-offs | $-56,000 | 4,922 |
| Cash dividends | $928,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $446,000 | 310 |
| Net operating income | $3,242,930 | 2,204 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,152,000 | 1,864 |
| Total interest expense | $1,238,000 | 2,119 |
| Net interest income | $9,914,000 | 1,793 |
| Provision for loan and lease losses | $248,000 | 1,770 |
| Total noninterest income | $925,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $430,000 | 1,820 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $495,000 | 2,767 |
| Total noninterest expense | $7,401,000 | 1,921 |
| Salaries and employee benefits | $4,305,000 | 1,880 |
| Premises and equipment expense | $750,000 | 2,053 |
| Additional noninterest expense | $2,346,000 | 1,845 |
| Pre-tax net operating income | $3,190,000 | 2,042 |
| Securities gains (losses) | $-68,000 | 5,175 |
| Applicable income taxes | $795,000 | 1,382 |
| Income before extraordinary items | $2,327,000 | 2,292 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,327,000 | 2,291 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,327,000 | 2,291 |
| Net charge-offs | $-114,000 | 5,142 |
| Cash dividends | $688,000 | 2,066 |
| Sale, conversion, retirement of capital stock, net | $356,000 | 286 |
| Net operating income | $2,380,720 | 2,248 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,325,000 | 1,872 |
| Total interest expense | $821,000 | 2,048 |
| Net interest income | $6,504,000 | 1,803 |
| Provision for loan and lease losses | $150,000 | 1,766 |
| Total noninterest income | $620,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $294,000 | 1,776 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $326,000 | 2,791 |
| Total noninterest expense | $4,929,000 | 1,944 |
| Salaries and employee benefits | $2,852,000 | 1,900 |
| Premises and equipment expense | $510,000 | 2,043 |
| Additional noninterest expense | $1,567,000 | 1,844 |
| Pre-tax net operating income | $2,045,000 | 2,076 |
| Securities gains (losses) | $-67,000 | 5,295 |
| Applicable income taxes | $502,000 | 1,410 |
| Income before extraordinary items | $1,476,000 | 2,338 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,476,000 | 2,337 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,476,000 | 2,337 |
| Net charge-offs | $-110,000 | 5,222 |
| Cash dividends | $448,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $251,000 | 263 |
| Net operating income | $1,528,930 | 2,276 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 1,876 |
| Total interest expense | $401,000 | 2,023 |
| Net interest income | $3,213,000 | 1,820 |
| Provision for loan and lease losses | $120,000 | 1,317 |
| Total noninterest income | $323,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $160,000 | 1,649 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $163,000 | 2,730 |
| Total noninterest expense | $2,417,000 | 1,975 |
| Salaries and employee benefits | $1,407,000 | 1,942 |
| Premises and equipment expense | $248,000 | 2,122 |
| Additional noninterest expense | $762,000 | 1,896 |
| Pre-tax net operating income | $999,000 | 2,044 |
| Securities gains (losses) | $-15,000 | 5,273 |
| Applicable income taxes | $249,000 | 1,371 |
| Income before extraordinary items | $735,000 | 2,307 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $735,000 | 2,305 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $735,000 | 2,307 |
| Net charge-offs | $-7,000 | 4,604 |
| Cash dividends | $224,000 | 1,826 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 240 |
| Net operating income | $746,850 | 2,268 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,027,000 | 1,878 |
| Total interest expense | $1,695,000 | 1,738 |
| Net interest income | $12,332,000 | 1,864 |
| Provision for loan and lease losses | $445,000 | 1,556 |
| Total noninterest income | $1,252,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $637,000 | 1,676 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $615,000 | 2,898 |
| Total noninterest expense | $9,521,000 | 1,993 |
| Salaries and employee benefits | $5,544,000 | 1,931 |
| Premises and equipment expense | $995,000 | 2,119 |
| Additional noninterest expense | $2,982,000 | 1,939 |
| Pre-tax net operating income | $3,618,000 | 2,192 |
| Securities gains (losses) | $-43,000 | 5,291 |
| Applicable income taxes | $1,638,000 | 1,458 |
| Income before extraordinary items | $1,937,000 | 2,743 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,937,000 | 2,742 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,937,000 | 2,743 |
| Net charge-offs | $-17,000 | 4,919 |
| Cash dividends | $870,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $487,000 | 293 |
| Net operating income | $1,964,520 | 2,710 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,419,000 | 1,889 |
| Total interest expense | $1,270,000 | 1,739 |
| Net interest income | $9,149,000 | 1,892 |
| Provision for loan and lease losses | $330,000 | 1,529 |
| Total noninterest income | $907,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $468,000 | 1,719 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $439,000 | 2,981 |
| Total noninterest expense | $7,108,000 | 1,999 |
| Salaries and employee benefits | $4,098,000 | 1,954 |
| Premises and equipment expense | $753,000 | 2,117 |
| Additional noninterest expense | $2,257,000 | 1,930 |
| Pre-tax net operating income | $2,618,000 | 2,288 |
| Securities gains (losses) | $-35,000 | 5,548 |
| Applicable income taxes | $963,000 | 1,495 |
| Income before extraordinary items | $1,620,000 | 2,727 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,620,000 | 2,726 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,620,000 | 2,727 |
| Net charge-offs | $-26,000 | 5,002 |
| Cash dividends | $646,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $379,000 | 277 |
| Net operating income | $1,642,400 | 2,692 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,875,000 | 1,894 |
| Total interest expense | $832,000 | 1,723 |
| Net interest income | $6,043,000 | 1,890 |
| Provision for loan and lease losses | $260,000 | 1,330 |
| Total noninterest income | $592,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $309,000 | 1,722 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $283,000 | 3,019 |
| Total noninterest expense | $4,767,000 | 1,980 |
| Salaries and employee benefits | $2,736,000 | 1,960 |
| Premises and equipment expense | $490,000 | 2,160 |
| Additional noninterest expense | $1,541,000 | 1,897 |
| Pre-tax net operating income | $1,608,000 | 2,377 |
| Securities gains (losses) | $-35,000 | 5,626 |
| Applicable income taxes | $583,000 | 1,560 |
| Income before extraordinary items | $990,000 | 2,840 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $990,000 | 2,840 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $990,000 | 2,840 |
| Net charge-offs | $29,000 | 2,369 |
| Cash dividends | $430,000 | 2,175 |
| Sale, conversion, retirement of capital stock, net | $281,000 | 242 |
| Net operating income | $1,012,400 | 2,779 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 1,902 |
| Total interest expense | $413,000 | 1,716 |
| Net interest income | $2,995,000 | 1,892 |
| Provision for loan and lease losses | $175,000 | 1,028 |
| Total noninterest income | $306,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $157,000 | 1,689 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $149,000 | 2,949 |
| Total noninterest expense | $2,362,000 | 2,021 |
| Salaries and employee benefits | $1,379,000 | 1,982 |
| Premises and equipment expense | $248,000 | 2,160 |
| Additional noninterest expense | $735,000 | 1,968 |
| Pre-tax net operating income | $764,000 | 2,374 |
| Securities gains (losses) | $-35,000 | 5,750 |
| Applicable income taxes | $269,000 | 1,586 |
| Income before extraordinary items | $460,000 | 2,890 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $460,000 | 2,890 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $460,000 | 2,890 |
| Net charge-offs | $6,000 | 2,391 |
| Cash dividends | $215,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 228 |
| Net operating income | $482,400 | 2,799 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,156,000 | 1,922 |
| Total interest expense | $1,645,000 | 1,671 |
| Net interest income | $11,511,000 | 1,935 |
| Provision for loan and lease losses | $521,000 | 1,428 |
| Total noninterest income | $1,125,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $609,000 | 1,785 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $516,000 | 3,218 |
| Total noninterest expense | $9,165,000 | 2,061 |
| Salaries and employee benefits | $5,198,000 | 2,038 |
| Premises and equipment expense | $1,059,000 | 2,048 |
| Additional noninterest expense | $2,908,000 | 2,031 |
| Pre-tax net operating income | $2,950,000 | 2,425 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $1,100,000 | 1,552 |
| Income before extraordinary items | $1,851,000 | 2,922 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,851,000 | 2,921 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,851,000 | 2,921 |
| Net charge-offs | $288,000 | 1,571 |
| Cash dividends | $833,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $332,000 | 331 |
| Net operating income | $1,850,360 | 2,866 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,744,000 | 1,944 |
| Total interest expense | $1,232,000 | 1,669 |
| Net interest income | $8,512,000 | 1,967 |
| Provision for loan and lease losses | $375,000 | 1,401 |
| Total noninterest income | $858,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $459,000 | 1,784 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $399,000 | 3,183 |
| Total noninterest expense | $6,961,000 | 2,036 |
| Salaries and employee benefits | $3,865,000 | 2,041 |
| Premises and equipment expense | $806,000 | 2,036 |
| Additional noninterest expense | $2,290,000 | 1,937 |
| Pre-tax net operating income | $2,034,000 | 2,592 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $758,000 | 1,673 |
| Income before extraordinary items | $1,277,000 | 3,087 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,277,000 | 3,087 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,277,000 | 3,087 |
| Net charge-offs | $285,000 | 1,179 |
| Cash dividends | $619,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 332 |
| Net operating income | $1,276,360 | 3,033 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,409,000 | 1,964 |
| Total interest expense | $817,000 | 1,666 |
| Net interest income | $5,592,000 | 1,995 |
| Provision for loan and lease losses | $275,000 | 1,345 |
| Total noninterest income | $585,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $299,000 | 1,803 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $286,000 | 3,085 |
| Total noninterest expense | $4,634,000 | 2,051 |
| Salaries and employee benefits | $2,548,000 | 2,065 |
| Premises and equipment expense | $541,000 | 2,019 |
| Additional noninterest expense | $1,545,000 | 1,923 |
| Pre-tax net operating income | $1,268,000 | 2,673 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $469,000 | 1,738 |
| Income before extraordinary items | $800,000 | 3,190 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $800,000 | 3,187 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $800,000 | 3,188 |
| Net charge-offs | $265,000 | 944 |
| Cash dividends | $412,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 316 |
| Net operating income | $799,360 | 3,125 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 1,974 |
| Total interest expense | $408,000 | 1,664 |
| Net interest income | $2,780,000 | 2,003 |
| Provision for loan and lease losses | $115,000 | 1,409 |
| Total noninterest income | $304,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $141,000 | 1,871 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $163,000 | 2,882 |
| Total noninterest expense | $2,273,000 | 2,086 |
| Salaries and employee benefits | $1,233,000 | 2,129 |
| Premises and equipment expense | $275,000 | 1,999 |
| Additional noninterest expense | $765,000 | 1,918 |
| Pre-tax net operating income | $696,000 | 2,497 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $258,000 | 1,622 |
| Income before extraordinary items | $438,000 | 2,961 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $438,000 | 2,960 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $438,000 | 2,961 |
| Net charge-offs | $166,000 | 752 |
| Cash dividends | $205,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 447 |
| Net operating income | $438,000 | 2,904 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,263,000 | 1,990 |
| Total interest expense | $1,643,000 | 1,642 |
| Net interest income | $10,620,000 | 2,031 |
| Provision for loan and lease losses | $-235,000 | 5,833 |
| Total noninterest income | $929,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $656,000 | 1,736 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $273,000 | 4,092 |
| Total noninterest expense | $8,570,000 | 2,167 |
| Salaries and employee benefits | $4,641,000 | 2,186 |
| Premises and equipment expense | $1,067,000 | 2,075 |
| Additional noninterest expense | $2,862,000 | 2,094 |
| Pre-tax net operating income | $3,214,000 | 2,214 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,199,000 | 1,428 |
| Income before extraordinary items | $2,015,000 | 2,722 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,015,000 | 2,723 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,015,000 | 2,724 |
| Net charge-offs | $-173,000 | 5,832 |
| Cash dividends | $799,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $373,000 | 349 |
| Net operating income | $2,015,000 | 2,670 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,137,000 | 2,015 |
| Total interest expense | $1,232,000 | 1,668 |
| Net interest income | $7,905,000 | 2,055 |
| Provision for loan and lease losses | $-260,000 | 6,016 |
| Total noninterest income | $670,000 | 3,278 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $493,000 | 1,744 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $177,000 | 4,288 |
| Total noninterest expense | $6,436,000 | 2,164 |
| Salaries and employee benefits | $3,457,000 | 2,200 |
| Premises and equipment expense | $804,000 | 2,094 |
| Additional noninterest expense | $2,175,000 | 2,056 |
| Pre-tax net operating income | $2,399,000 | 2,255 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $893,000 | 1,478 |
| Income before extraordinary items | $1,506,000 | 2,755 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,506,000 | 2,755 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,506,000 | 2,756 |
| Net charge-offs | $-176,000 | 5,931 |
| Cash dividends | $594,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $264,000 | 325 |
| Net operating income | $1,506,000 | 2,708 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 2,020 |
| Total interest expense | $821,000 | 1,685 |
| Net interest income | $5,230,000 | 2,056 |
| Provision for loan and lease losses | $-260,000 | 6,132 |
| Total noninterest income | $364,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $327,000 | 1,731 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $37,000 | 5,397 |
| Total noninterest expense | $4,310,000 | 2,178 |
| Salaries and employee benefits | $2,298,000 | 2,221 |
| Premises and equipment expense | $536,000 | 2,107 |
| Additional noninterest expense | $1,476,000 | 2,025 |
| Pre-tax net operating income | $1,544,000 | 2,293 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $571,000 | 1,502 |
| Income before extraordinary items | $973,000 | 2,801 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $973,000 | 2,801 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $973,000 | 2,803 |
| Net charge-offs | $-183,000 | 6,057 |
| Cash dividends | $395,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 290 |
| Net operating income | $973,000 | 2,740 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 2,018 |
| Total interest expense | $409,000 | 1,698 |
| Net interest income | $2,614,000 | 2,050 |
| Provision for loan and lease losses | $-100,000 | 6,203 |
| Total noninterest income | $203,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $164,000 | 1,716 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $39,000 | 4,780 |
| Total noninterest expense | $2,160,000 | 2,182 |
| Salaries and employee benefits | $1,159,000 | 2,227 |
| Premises and equipment expense | $264,000 | 2,148 |
| Additional noninterest expense | $737,000 | 2,009 |
| Pre-tax net operating income | $757,000 | 2,287 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $277,000 | 1,526 |
| Income before extraordinary items | $480,000 | 2,803 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $480,000 | 2,806 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $480,000 | 2,806 |
| Net charge-offs | $-35,000 | 5,855 |
| Cash dividends | $197,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 289 |
| Net operating income | $480,000 | 2,726 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,006,000 | 1,916 |
| Total interest expense | $1,710,000 | 1,689 |
| Net interest income | $11,296,000 | 1,918 |
| Provision for loan and lease losses | $-685,000 | 6,299 |
| Total noninterest income | $1,254,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $801,000 | 1,585 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $453,000 | 3,411 |
| Total noninterest expense | $8,751,000 | 2,153 |
| Salaries and employee benefits | $4,761,000 | 2,140 |
| Premises and equipment expense | $1,070,000 | 2,130 |
| Additional noninterest expense | $2,920,000 | 2,081 |
| Pre-tax net operating income | $4,484,000 | 1,680 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,669,000 | 1,120 |
| Income before extraordinary items | $2,815,000 | 2,119 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,815,000 | 2,119 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,815,000 | 2,118 |
| Net charge-offs | $-378,000 | 6,354 |
| Cash dividends | $1,072,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $388,000 | 338 |
| Net operating income | $2,815,000 | 2,071 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,725,000 | 1,931 |
| Total interest expense | $1,285,000 | 1,708 |
| Net interest income | $8,440,000 | 1,937 |
| Provision for loan and lease losses | $-50,000 | 6,143 |
| Total noninterest income | $946,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $591,000 | 1,614 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $355,000 | 3,379 |
| Total noninterest expense | $6,420,000 | 2,197 |
| Salaries and employee benefits | $3,354,000 | 2,270 |
| Premises and equipment expense | $805,000 | 2,135 |
| Additional noninterest expense | $2,261,000 | 2,020 |
| Pre-tax net operating income | $3,016,000 | 1,842 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,107,000 | 1,218 |
| Income before extraordinary items | $1,909,000 | 2,299 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,909,000 | 2,300 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,909,000 | 2,299 |
| Net charge-offs | $-197,000 | 6,340 |
| Cash dividends | $532,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 375 |
| Net operating income | $1,909,000 | 2,250 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,522,000 | 1,914 |
| Total interest expense | $857,000 | 1,732 |
| Net interest income | $5,665,000 | 1,914 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $629,000 | 2,762 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $383,000 | 1,626 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $246,000 | 3,320 |
| Total noninterest expense | $4,318,000 | 2,174 |
| Salaries and employee benefits | $2,226,000 | 2,284 |
| Premises and equipment expense | $538,000 | 2,135 |
| Additional noninterest expense | $1,554,000 | 1,967 |
| Pre-tax net operating income | $1,676,000 | 2,084 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $603,000 | 1,371 |
| Income before extraordinary items | $1,073,000 | 2,515 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,073,000 | 2,518 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,073,000 | 2,519 |
| Net charge-offs | $92,000 | 2,263 |
| Cash dividends | $354,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 343 |
| Net operating income | $1,073,000 | 2,473 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 1,913 |
| Total interest expense | $425,000 | 1,764 |
| Net interest income | $2,827,000 | 1,915 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $324,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $181,000 | 1,685 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $143,000 | 3,037 |
| Total noninterest expense | $2,152,000 | 2,194 |
| Salaries and employee benefits | $1,096,000 | 2,316 |
| Premises and equipment expense | $287,000 | 2,064 |
| Additional noninterest expense | $769,000 | 1,964 |
| Pre-tax net operating income | $849,000 | 2,005 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $303,000 | 1,338 |
| Income before extraordinary items | $546,000 | 2,420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $546,000 | 2,423 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $546,000 | 2,423 |
| Net charge-offs | $60,000 | 1,724 |
| Cash dividends | $177,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 341 |
| Net operating income | $546,000 | 2,377 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,087,000 | 1,904 |
| Total interest expense | $1,846,000 | 1,828 |
| Net interest income | $11,241,000 | 1,895 |
| Provision for loan and lease losses | $1,100,000 | 1,015 |
| Total noninterest income | $1,166,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $802,000 | 1,644 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $364,000 | 3,811 |
| Total noninterest expense | $8,473,000 | 2,230 |
| Salaries and employee benefits | $4,363,000 | 2,303 |
| Premises and equipment expense | $1,134,000 | 2,006 |
| Additional noninterest expense | $2,976,000 | 2,099 |
| Pre-tax net operating income | $2,834,000 | 2,255 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $995,000 | 1,465 |
| Income before extraordinary items | $1,839,000 | 2,773 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,839,000 | 2,775 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,839,000 | 2,776 |
| Net charge-offs | $1,072,000 | 1,202 |
| Cash dividends | $689,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $236,000 | 401 |
| Net operating income | $1,839,000 | 2,711 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,858,000 | 1,905 |
| Total interest expense | $1,400,000 | 1,861 |
| Net interest income | $8,458,000 | 1,899 |
| Provision for loan and lease losses | $770,000 | 1,092 |
| Total noninterest income | $834,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $597,000 | 1,646 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $237,000 | 4,091 |
| Total noninterest expense | $6,350,000 | 2,231 |
| Salaries and employee benefits | $3,288,000 | 2,298 |
| Premises and equipment expense | $854,000 | 2,024 |
| Additional noninterest expense | $2,208,000 | 2,113 |
| Pre-tax net operating income | $2,172,000 | 2,281 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $764,000 | 1,499 |
| Income before extraordinary items | $1,408,000 | 2,778 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,408,000 | 2,782 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,408,000 | 2,782 |
| Net charge-offs | $121,000 | 3,081 |
| Cash dividends | $513,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 362 |
| Net operating income | $1,408,000 | 2,702 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,574,000 | 1,900 |
| Total interest expense | $940,000 | 1,881 |
| Net interest income | $5,634,000 | 1,890 |
| Provision for loan and lease losses | $440,000 | 1,294 |
| Total noninterest income | $503,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $384,000 | 1,674 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $119,000 | 4,527 |
| Total noninterest expense | $4,300,000 | 2,187 |
| Salaries and employee benefits | $2,222,000 | 2,286 |
| Premises and equipment expense | $571,000 | 2,019 |
| Additional noninterest expense | $1,507,000 | 2,051 |
| Pre-tax net operating income | $1,397,000 | 2,324 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $487,000 | 1,542 |
| Income before extraordinary items | $910,000 | 2,829 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $910,000 | 2,833 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $910,000 | 2,833 |
| Net charge-offs | $100,000 | 2,758 |
| Cash dividends | $342,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 306 |
| Net operating income | $910,000 | 2,729 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 1,887 |
| Total interest expense | $471,000 | 1,930 |
| Net interest income | $2,867,000 | 1,862 |
| Provision for loan and lease losses | $220,000 | 1,281 |
| Total noninterest income | $302,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $192,000 | 1,664 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $110,000 | 3,613 |
| Total noninterest expense | $2,110,000 | 2,255 |
| Salaries and employee benefits | $1,096,000 | 2,323 |
| Premises and equipment expense | $285,000 | 2,059 |
| Additional noninterest expense | $729,000 | 2,135 |
| Pre-tax net operating income | $839,000 | 1,974 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $295,000 | 1,341 |
| Income before extraordinary items | $544,000 | 2,431 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $544,000 | 2,433 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $544,000 | 2,433 |
| Net charge-offs | $80,000 | 2,061 |
| Cash dividends | $171,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 288 |
| Net operating income | $544,000 | 2,340 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,645,000 | 1,933 |
| Total interest expense | $2,115,000 | 2,046 |
| Net interest income | $11,530,000 | 1,899 |
| Provision for loan and lease losses | $1,525,000 | 1,307 |
| Total noninterest income | $1,044,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $783,000 | 1,722 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $261,000 | 4,237 |
| Total noninterest expense | $8,278,000 | 2,277 |
| Salaries and employee benefits | $4,357,000 | 2,271 |
| Premises and equipment expense | $1,076,000 | 2,129 |
| Additional noninterest expense | $2,845,000 | 2,282 |
| Pre-tax net operating income | $2,771,000 | 2,232 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $963,000 | 1,509 |
| Income before extraordinary items | $1,808,000 | 2,768 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,808,000 | 2,771 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,808,000 | 2,770 |
| Net charge-offs | $1,383,000 | 1,470 |
| Cash dividends | $629,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $252,000 | 406 |
| Net operating income | $1,808,000 | 2,653 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,269,000 | 1,956 |
| Total interest expense | $1,628,000 | 2,074 |
| Net interest income | $8,641,000 | 1,931 |
| Provision for loan and lease losses | $1,150,000 | 1,283 |
| Total noninterest income | $623,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $582,000 | 1,757 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $41,000 | 5,910 |
| Total noninterest expense | $6,293,000 | 2,270 |
| Salaries and employee benefits | $3,298,000 | 2,252 |
| Premises and equipment expense | $816,000 | 2,132 |
| Additional noninterest expense | $2,179,000 | 2,219 |
| Pre-tax net operating income | $1,821,000 | 2,525 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $619,000 | 1,718 |
| Income before extraordinary items | $1,202,000 | 3,069 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,202,000 | 3,069 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,202,000 | 3,068 |
| Net charge-offs | $767,000 | 1,719 |
| Cash dividends | $459,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $207,000 | 340 |
| Net operating income | $1,202,000 | 2,926 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,867,000 | 1,958 |
| Total interest expense | $1,126,000 | 2,081 |
| Net interest income | $5,741,000 | 1,928 |
| Provision for loan and lease losses | $800,000 | 1,285 |
| Total noninterest income | $369,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $390,000 | 1,749 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-21,000 | 6,882 |
| Total noninterest expense | $4,274,000 | 2,237 |
| Salaries and employee benefits | $2,219,000 | 2,243 |
| Premises and equipment expense | $539,000 | 2,142 |
| Additional noninterest expense | $1,516,000 | 2,136 |
| Pre-tax net operating income | $1,036,000 | 2,781 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $340,000 | 1,915 |
| Income before extraordinary items | $696,000 | 3,336 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $696,000 | 3,336 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $696,000 | 3,337 |
| Net charge-offs | $644,000 | 1,529 |
| Cash dividends | $350,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 286 |
| Net operating income | $696,000 | 3,158 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 1,949 |
| Total interest expense | $582,000 | 2,089 |
| Net interest income | $2,895,000 | 1,917 |
| Provision for loan and lease losses | $425,000 | 1,210 |
| Total noninterest income | $254,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $195,000 | 1,737 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 4,465 |
| Total noninterest expense | $2,125,000 | 2,244 |
| Salaries and employee benefits | $1,122,000 | 2,223 |
| Premises and equipment expense | $269,000 | 2,148 |
| Additional noninterest expense | $734,000 | 2,194 |
| Pre-tax net operating income | $599,000 | 2,534 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $203,000 | 1,706 |
| Income before extraordinary items | $396,000 | 3,092 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $396,000 | 3,095 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $396,000 | 3,096 |
| Net charge-offs | $360,000 | 1,327 |
| Cash dividends | $175,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 227 |
| Net operating income | $396,000 | 2,943 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,114,000 | 1,988 |
| Total interest expense | $2,666,000 | 2,162 |
| Net interest income | $11,448,000 | 1,920 |
| Provision for loan and lease losses | $1,230,000 | 2,126 |
| Total noninterest income | $888,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $999,000 | 1,477 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-111,000 | 6,896 |
| Total noninterest expense | $8,192,000 | 2,317 |
| Salaries and employee benefits | $4,353,000 | 2,220 |
| Premises and equipment expense | $1,063,000 | 2,285 |
| Additional noninterest expense | $2,776,000 | 2,360 |
| Pre-tax net operating income | $2,914,000 | 1,882 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,013,000 | 1,330 |
| Income before extraordinary items | $1,901,000 | 2,355 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,901,000 | 2,355 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,901,000 | 2,356 |
| Net charge-offs | $1,461,000 | 1,913 |
| Cash dividends | $731,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $288,000 | 476 |
| Net operating income | $1,901,000 | 2,275 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,653,000 | 1,999 |
| Total interest expense | $2,050,000 | 2,198 |
| Net interest income | $8,603,000 | 1,921 |
| Provision for loan and lease losses | $885,000 | 2,133 |
| Total noninterest income | $726,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $758,000 | 1,476 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-32,000 | 6,982 |
| Total noninterest expense | $6,217,000 | 2,299 |
| Salaries and employee benefits | $3,273,000 | 2,215 |
| Premises and equipment expense | $798,000 | 2,318 |
| Additional noninterest expense | $2,146,000 | 2,308 |
| Pre-tax net operating income | $2,227,000 | 1,925 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $769,000 | 1,332 |
| Income before extraordinary items | $1,458,000 | 2,380 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,458,000 | 2,381 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,458,000 | 2,381 |
| Net charge-offs | $1,202,000 | 1,721 |
| Cash dividends | $535,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $212,000 | 440 |
| Net operating income | $1,458,000 | 2,274 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,981,000 | 2,040 |
| Total interest expense | $1,400,000 | 2,238 |
| Net interest income | $5,581,000 | 1,967 |
| Provision for loan and lease losses | $655,000 | 1,965 |
| Total noninterest income | $350,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $495,000 | 1,475 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-145,000 | 7,242 |
| Total noninterest expense | $4,161,000 | 2,316 |
| Salaries and employee benefits | $2,169,000 | 2,244 |
| Premises and equipment expense | $533,000 | 2,322 |
| Additional noninterest expense | $1,459,000 | 2,300 |
| Pre-tax net operating income | $1,115,000 | 2,362 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $324,000 | 1,719 |
| Income before extraordinary items | $791,000 | 2,695 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $791,000 | 2,695 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $791,000 | 2,695 |
| Net charge-offs | $670,000 | 1,834 |
| Cash dividends | $367,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 352 |
| Net operating income | $791,000 | 2,607 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 2,081 |
| Total interest expense | $720,000 | 2,256 |
| Net interest income | $2,710,000 | 2,018 |
| Provision for loan and lease losses | $355,000 | 1,772 |
| Total noninterest income | $115,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $234,000 | 1,530 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-119,000 | 7,382 |
| Total noninterest expense | $2,013,000 | 2,408 |
| Salaries and employee benefits | $1,050,000 | 2,332 |
| Premises and equipment expense | $259,000 | 2,421 |
| Additional noninterest expense | $704,000 | 2,362 |
| Pre-tax net operating income | $457,000 | 2,728 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $123,000 | 1,973 |
| Income before extraordinary items | $334,000 | 3,014 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $334,000 | 3,013 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $334,000 | 3,014 |
| Net charge-offs | $635,000 | 1,154 |
| Cash dividends | $199,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 299 |
| Net operating income | $334,000 | 2,960 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,066,000 | 2,146 |
| Total interest expense | $3,321,000 | 2,380 |
| Net interest income | $10,745,000 | 2,031 |
| Provision for loan and lease losses | $1,225,000 | 2,746 |
| Total noninterest income | $1,270,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $997,000 | 1,507 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $273,000 | 4,098 |
| Total noninterest expense | $7,800,000 | 2,474 |
| Salaries and employee benefits | $4,119,000 | 2,335 |
| Premises and equipment expense | $1,059,000 | 2,354 |
| Additional noninterest expense | $2,622,000 | 2,573 |
| Pre-tax net operating income | $2,990,000 | 1,631 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,023,000 | 1,202 |
| Income before extraordinary items | $1,967,000 | 2,053 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,967,000 | 2,054 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,967,000 | 2,055 |
| Net charge-offs | $1,344,000 | 2,298 |
| Cash dividends | $731,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 591 |
| Net operating income | $1,967,000 | 1,974 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,475,000 | 2,212 |
| Total interest expense | $2,543,000 | 2,426 |
| Net interest income | $7,932,000 | 2,084 |
| Provision for loan and lease losses | $850,000 | 2,759 |
| Total noninterest income | $1,072,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $754,000 | 1,548 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $318,000 | 3,468 |
| Total noninterest expense | $5,812,000 | 2,490 |
| Salaries and employee benefits | $3,045,000 | 2,388 |
| Premises and equipment expense | $808,000 | 2,373 |
| Additional noninterest expense | $1,959,000 | 2,524 |
| Pre-tax net operating income | $2,342,000 | 1,682 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $808,000 | 1,193 |
| Income before extraordinary items | $1,534,000 | 2,105 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,534,000 | 2,106 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,534,000 | 2,107 |
| Net charge-offs | $248,000 | 3,959 |
| Cash dividends | $533,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 551 |
| Net operating income | $1,534,000 | 2,012 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,914,000 | 2,265 |
| Total interest expense | $1,705,000 | 2,511 |
| Net interest income | $5,209,000 | 2,118 |
| Provision for loan and lease losses | $476,000 | 2,931 |
| Total noninterest income | $714,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $516,000 | 1,523 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $198,000 | 3,518 |
| Total noninterest expense | $3,908,000 | 2,474 |
| Salaries and employee benefits | $2,014,000 | 2,421 |
| Premises and equipment expense | $552,000 | 2,334 |
| Additional noninterest expense | $1,342,000 | 2,470 |
| Pre-tax net operating income | $1,539,000 | 1,687 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $531,000 | 1,160 |
| Income before extraordinary items | $1,008,000 | 2,103 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,008,000 | 2,102 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,008,000 | 2,105 |
| Net charge-offs | $18,000 | 5,558 |
| Cash dividends | $352,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 596 |
| Net operating income | $1,008,000 | 2,030 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 2,359 |
| Total interest expense | $853,000 | 2,623 |
| Net interest income | $2,542,000 | 2,186 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $345,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $252,000 | 1,551 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $93,000 | 3,649 |
| Total noninterest expense | $1,918,000 | 2,546 |
| Salaries and employee benefits | $981,000 | 2,506 |
| Premises and equipment expense | $301,000 | 2,195 |
| Additional noninterest expense | $636,000 | 2,573 |
| Pre-tax net operating income | $744,000 | 1,725 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $255,000 | 1,181 |
| Income before extraordinary items | $489,000 | 2,184 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $489,000 | 2,182 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $489,000 | 2,184 |
| Net charge-offs | $13,000 | 4,704 |
| Cash dividends | $171,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 685 |
| Net operating income | $489,000 | 2,094 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,744,000 | 2,434 |
| Total interest expense | $4,026,000 | 2,719 |
| Net interest income | $9,718,000 | 2,247 |
| Provision for loan and lease losses | $862,000 | 3,738 |
| Total noninterest income | $1,409,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,054,000 | 1,600 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $355,000 | 3,717 |
| Total noninterest expense | $7,799,000 | 2,524 |
| Salaries and employee benefits | $4,043,000 | 2,418 |
| Premises and equipment expense | $1,088,000 | 2,404 |
| Additional noninterest expense | $2,668,000 | 2,599 |
| Pre-tax net operating income | $2,466,000 | 1,595 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $820,000 | 1,113 |
| Income before extraordinary items | $1,646,000 | 1,957 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,646,000 | 1,954 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,646,000 | 1,956 |
| Net charge-offs | $121,000 | 5,522 |
| Cash dividends | $717,000 | 2,100 |
| Sale, conversion, retirement of capital stock, net | $-117,000 | 7,946 |
| Net operating income | $1,646,000 | 1,918 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,301,000 | 2,471 |
| Total interest expense | $3,093,000 | 2,786 |
| Net interest income | $7,208,000 | 2,279 |
| Provision for loan and lease losses | $478,000 | 3,868 |
| Total noninterest income | $1,042,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $785,000 | 1,619 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $257,000 | 3,857 |
| Total noninterest expense | $5,901,000 | 2,506 |
| Salaries and employee benefits | $3,023,000 | 2,467 |
| Premises and equipment expense | $831,000 | 2,395 |
| Additional noninterest expense | $2,047,000 | 2,518 |
| Pre-tax net operating income | $1,871,000 | 1,727 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $624,000 | 1,197 |
| Income before extraordinary items | $1,247,000 | 2,105 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,247,000 | 2,103 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,247,000 | 2,105 |
| Net charge-offs | $96,000 | 5,102 |
| Cash dividends | $547,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $-122,000 | 8,049 |
| Net operating income | $1,247,000 | 2,060 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,793,000 | 2,532 |
| Total interest expense | $2,105,000 | 2,845 |
| Net interest income | $4,688,000 | 2,326 |
| Provision for loan and lease losses | $345,000 | 3,505 |
| Total noninterest income | $650,000 | 2,880 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $511,000 | 1,620 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $139,000 | 4,255 |
| Total noninterest expense | $3,973,000 | 2,515 |
| Salaries and employee benefits | $2,001,000 | 2,513 |
| Premises and equipment expense | $556,000 | 2,414 |
| Additional noninterest expense | $1,416,000 | 2,459 |
| Pre-tax net operating income | $1,020,000 | 2,075 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $325,000 | 1,456 |
| Income before extraordinary items | $695,000 | 2,506 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $695,000 | 2,503 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $695,000 | 2,505 |
| Net charge-offs | $23,000 | 5,517 |
| Cash dividends | $381,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 8,135 |
| Net operating income | $695,000 | 2,430 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 2,593 |
| Total interest expense | $1,088,000 | 2,862 |
| Net interest income | $2,259,000 | 2,398 |
| Provision for loan and lease losses | $212,000 | 2,770 |
| Total noninterest income | $372,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $260,000 | 1,561 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $112,000 | 3,474 |
| Total noninterest expense | $1,899,000 | 2,546 |
| Salaries and employee benefits | $989,000 | 2,571 |
| Premises and equipment expense | $271,000 | 2,508 |
| Additional noninterest expense | $639,000 | 2,425 |
| Pre-tax net operating income | $520,000 | 2,302 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $167,000 | 1,631 |
| Income before extraordinary items | $353,000 | 2,797 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $353,000 | 2,796 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $353,000 | 2,798 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $215,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $-60,000 | 8,211 |
| Net operating income | $353,000 | 2,665 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,971,000 | 2,834 |
| Total interest expense | $4,475,000 | 3,240 |
| Net interest income | $8,496,000 | 2,558 |
| Provision for loan and lease losses | $320,000 | 4,511 |
| Total noninterest income | $1,566,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,139,000 | 1,570 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $427,000 | 3,466 |
| Total noninterest expense | $7,172,000 | 2,627 |
| Salaries and employee benefits | $3,707,000 | 2,675 |
| Premises and equipment expense | $1,182,000 | 2,278 |
| Additional noninterest expense | $2,283,000 | 2,524 |
| Pre-tax net operating income | $2,570,000 | 2,043 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $846,000 | 1,348 |
| Income before extraordinary items | $1,725,000 | 2,268 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,725,000 | 2,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,019 |
| Cash dividends | $885,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $-288,000 | 8,253 |
| Net operating income | $1,724,330 | 2,403 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,647,000 | 2,906 |
| Total interest expense | $3,299,000 | 3,392 |
| Net interest income | $6,348,000 | 2,590 |
| Provision for loan and lease losses | $240,000 | 3,905 |
| Total noninterest income | $1,168,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $857,000 | 1,569 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $311,000 | 3,628 |
| Total noninterest expense | $5,369,000 | 2,625 |
| Salaries and employee benefits | $2,758,000 | 2,727 |
| Premises and equipment expense | $891,000 | 2,277 |
| Additional noninterest expense | $1,720,000 | 2,462 |
| Pre-tax net operating income | $1,907,000 | 2,383 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $622,000 | 1,655 |
| Income before extraordinary items | $1,286,000 | 2,625 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,286,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,009 |
| Cash dividends | $786,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $-294,000 | 8,347 |
| Net operating income | $1,285,330 | 2,756 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,407,000 | 2,958 |
| Total interest expense | $2,178,000 | 3,525 |
| Net interest income | $4,229,000 | 2,584 |
| Provision for loan and lease losses | $160,000 | 3,502 |
| Total noninterest income | $767,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $555,000 | 1,591 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $212,000 | 3,649 |
| Total noninterest expense | $3,571,000 | 2,633 |
| Salaries and employee benefits | $1,825,000 | 2,772 |
| Premises and equipment expense | $596,000 | 2,266 |
| Additional noninterest expense | $1,150,000 | 2,432 |
| Pre-tax net operating income | $1,265,000 | 2,500 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $407,000 | 1,851 |
| Income before extraordinary items | $859,000 | 2,906 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $859,000 | 2,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $526,000 | 2,204 |
| Sale, conversion, retirement of capital stock, net | $-32,000 | 8,390 |
| Net operating income | $858,320 | 2,859 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,227,000 | 3,015 |
| Total interest expense | $1,100,000 | 3,662 |
| Net interest income | $2,127,000 | 2,564 |
| Provision for loan and lease losses | $80,000 | 3,055 |
| Total noninterest income | $433,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $270,000 | 1,610 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $163,000 | 2,901 |
| Total noninterest expense | $1,790,000 | 2,632 |
| Salaries and employee benefits | $906,000 | 2,811 |
| Premises and equipment expense | $297,000 | 2,291 |
| Additional noninterest expense | $587,000 | 2,364 |
| Pre-tax net operating income | $690,000 | 2,440 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $220,000 | 1,845 |
| Income before extraordinary items | $470,000 | 2,838 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $470,000 | 2,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $263,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $-119,000 | 8,454 |
| Net operating income | $470,000 | 2,759 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,466,000 | 3,182 |
| Total interest expense | $4,212,000 | 3,884 |
| Net interest income | $8,254,000 | 2,652 |
| Provision for loan and lease losses | $211,000 | 3,775 |
| Total noninterest income | $1,601,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,050,000 | 1,697 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $551,000 | 3,155 |
| Total noninterest expense | $6,824,000 | 2,658 |
| Salaries and employee benefits | $3,475,000 | 2,818 |
| Premises and equipment expense | $1,210,000 | 2,146 |
| Additional noninterest expense | $2,139,000 | 2,505 |
| Pre-tax net operating income | $2,820,000 | 2,580 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $881,000 | 2,020 |
| Income before extraordinary items | $1,943,000 | 2,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,943,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,546 |
| Cash dividends | $1,046,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 944 |
| Net operating income | $1,940,240 | 2,874 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,256,000 | 3,213 |
| Total interest expense | $3,086,000 | 3,944 |
| Net interest income | $6,170,000 | 2,669 |
| Provision for loan and lease losses | $141,000 | 3,573 |
| Total noninterest income | $1,092,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $729,000 | 1,790 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $363,000 | 3,386 |
| Total noninterest expense | $5,146,000 | 2,617 |
| Salaries and employee benefits | $2,620,000 | 2,793 |
| Premises and equipment expense | $930,000 | 2,080 |
| Additional noninterest expense | $1,596,000 | 2,477 |
| Pre-tax net operating income | $1,975,000 | 2,863 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $623,000 | 2,234 |
| Income before extraordinary items | $1,355,000 | 3,192 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,355,000 | 3,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,694 |
| Cash dividends | $783,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 789 |
| Net operating income | $1,352,930 | 3,181 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,066,000 | 3,265 |
| Total interest expense | $2,005,000 | 4,018 |
| Net interest income | $4,061,000 | 2,712 |
| Provision for loan and lease losses | $157,000 | 2,525 |
| Total noninterest income | $698,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $453,000 | 1,906 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $245,000 | 3,390 |
| Total noninterest expense | $3,459,000 | 2,630 |
| Salaries and employee benefits | $1,758,000 | 2,827 |
| Premises and equipment expense | $611,000 | 2,124 |
| Additional noninterest expense | $1,090,000 | 2,427 |
| Pre-tax net operating income | $1,143,000 | 3,214 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $346,000 | 2,565 |
| Income before extraordinary items | $797,000 | 3,526 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $797,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,229 |
| Cash dividends | $522,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 514 |
| Net operating income | $797,000 | 3,501 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 3,291 |
| Total interest expense | $994,000 | 4,030 |
| Net interest income | $1,999,000 | 2,759 |
| Provision for loan and lease losses | $78,000 | 2,375 |
| Total noninterest income | $330,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $219,000 | 1,914 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $111,000 | 3,572 |
| Total noninterest expense | $1,695,000 | 2,678 |
| Salaries and employee benefits | $883,000 | 2,832 |
| Premises and equipment expense | $293,000 | 2,231 |
| Additional noninterest expense | $519,000 | 2,530 |
| Pre-tax net operating income | $556,000 | 3,284 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $161,000 | 2,669 |
| Income before extraordinary items | $395,000 | 3,533 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $395,000 | 3,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $260,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 318 |
| Net operating income | $395,000 | 3,507 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,738,000 | 3,157 |
| Total interest expense | $2,904,000 | 4,403 |
| Net interest income | $8,834,000 | 2,556 |
| Provision for loan and lease losses | $227,000 | 3,298 |
| Total noninterest income | $870,000 | 3,856 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $619,000 | 2,627 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $251,000 | 4,637 |
| Total noninterest expense | $6,378,000 | 2,727 |
| Salaries and employee benefits | $3,310,000 | 2,869 |
| Premises and equipment expense | $1,123,000 | 2,216 |
| Additional noninterest expense | $1,945,000 | 2,636 |
| Pre-tax net operating income | $3,099,000 | 2,717 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,037,000 | 2,144 |
| Income before extraordinary items | $2,062,000 | 3,035 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,062,000 | 3,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,944 |
| Cash dividends | $1,021,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $-285,000 | 8,625 |
| Net operating income | $2,062,000 | 3,024 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,671,000 | 3,173 |
| Total interest expense | $2,017,000 | 4,528 |
| Net interest income | $6,654,000 | 2,572 |
| Provision for loan and lease losses | $157,000 | 3,335 |
| Total noninterest income | $594,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $442,000 | 2,734 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $152,000 | 5,098 |
| Total noninterest expense | $4,697,000 | 2,774 |
| Salaries and employee benefits | $2,340,000 | 3,015 |
| Premises and equipment expense | $819,000 | 2,272 |
| Additional noninterest expense | $1,538,000 | 2,491 |
| Pre-tax net operating income | $2,394,000 | 2,754 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $810,000 | 2,181 |
| Income before extraordinary items | $1,584,000 | 3,083 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,584,000 | 3,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,275 |
| Cash dividends | $762,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $-325,000 | 8,711 |
| Net operating income | $1,584,000 | 3,073 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,677,000 | 3,172 |
| Total interest expense | $1,274,000 | 4,531 |
| Net interest income | $4,403,000 | 2,594 |
| Provision for loan and lease losses | $102,000 | 3,281 |
| Total noninterest income | $313,000 | 4,620 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $290,000 | 2,733 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $3,120,000 | 2,794 |
| Salaries and employee benefits | $1,561,000 | 3,032 |
| Premises and equipment expense | $546,000 | 2,272 |
| Additional noninterest expense | $1,013,000 | 2,525 |
| Pre-tax net operating income | $1,494,000 | 2,891 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $512,000 | 2,267 |
| Income before extraordinary items | $982,000 | 3,257 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $982,000 | 3,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,134 |
| Cash dividends | $507,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $-445,000 | 8,754 |
| Net operating income | $982,000 | 3,250 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 3,176 |
| Total interest expense | $623,000 | 4,476 |
| Net interest income | $2,149,000 | 2,634 |
| Provision for loan and lease losses | $51,000 | 3,086 |
| Total noninterest income | $187,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $142,000 | 2,709 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,314 |
| Total noninterest expense | $1,509,000 | 2,861 |
| Salaries and employee benefits | $718,000 | 3,262 |
| Premises and equipment expense | $280,000 | 2,232 |
| Additional noninterest expense | $511,000 | 2,498 |
| Pre-tax net operating income | $776,000 | 2,769 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $270,000 | 2,149 |
| Income before extraordinary items | $506,000 | 3,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $254,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $-481,000 | 8,775 |
| Net operating income | $506,000 | 3,104 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,422,000 | 3,048 |
| Total interest expense | $2,073,000 | 4,332 |
| Net interest income | $8,349,000 | 2,601 |
| Provision for loan and lease losses | $275,000 | 3,001 |
| Total noninterest income | $891,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $628,000 | 2,567 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $263,000 | 4,618 |
| Total noninterest expense | $5,933,000 | 2,780 |
| Salaries and employee benefits | $2,973,000 | 2,990 |
| Premises and equipment expense | $1,097,000 | 2,184 |
| Additional noninterest expense | $1,863,000 | 2,673 |
| Pre-tax net operating income | $3,032,000 | 2,731 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $1,067,000 | 2,177 |
| Income before extraordinary items | $1,964,000 | 3,132 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,964,000 | 3,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,204 |
| Cash dividends | $999,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $268,000 | 611 |
| Net operating income | $1,964,650 | 3,095 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,614,000 | 3,065 |
| Total interest expense | $1,468,000 | 4,355 |
| Net interest income | $6,146,000 | 2,619 |
| Provision for loan and lease losses | $227,000 | 2,702 |
| Total noninterest income | $678,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $474,000 | 2,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $204,000 | 4,575 |
| Total noninterest expense | $4,369,000 | 2,799 |
| Salaries and employee benefits | $2,170,000 | 3,029 |
| Premises and equipment expense | $810,000 | 2,207 |
| Additional noninterest expense | $1,389,000 | 2,649 |
| Pre-tax net operating income | $2,228,000 | 2,813 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $792,000 | 2,218 |
| Income before extraordinary items | $1,436,000 | 3,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,436,000 | 3,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,699 |
| Cash dividends | $743,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 512 |
| Net operating income | $1,436,000 | 3,201 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,894,000 | 3,097 |
| Total interest expense | $880,000 | 4,501 |
| Net interest income | $4,014,000 | 2,643 |
| Provision for loan and lease losses | $167,000 | 2,467 |
| Total noninterest income | $448,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $311,000 | 2,555 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $137,000 | 4,512 |
| Total noninterest expense | $2,843,000 | 2,842 |
| Salaries and employee benefits | $1,396,000 | 3,126 |
| Premises and equipment expense | $532,000 | 2,227 |
| Additional noninterest expense | $915,000 | 2,657 |
| Pre-tax net operating income | $1,452,000 | 2,830 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $516,000 | 2,233 |
| Income before extraordinary items | $935,000 | 3,249 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $935,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,219 |
| Cash dividends | $495,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 385 |
| Net operating income | $935,640 | 3,205 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 3,165 |
| Total interest expense | $413,000 | 4,582 |
| Net interest income | $1,936,000 | 2,731 |
| Provision for loan and lease losses | $67,000 | 2,712 |
| Total noninterest income | $227,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $165,000 | 2,367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,706 |
| Total noninterest expense | $1,436,000 | 2,826 |
| Salaries and employee benefits | $700,000 | 3,116 |
| Premises and equipment expense | $277,000 | 2,154 |
| Additional noninterest expense | $459,000 | 2,637 |
| Pre-tax net operating income | $660,000 | 3,004 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $230,000 | 2,377 |
| Income before extraordinary items | $430,000 | 3,434 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $430,000 | 3,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 690 |
| Cash dividends | $247,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 270 |
| Net operating income | $430,000 | 3,403 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,929,000 | 3,121 |
| Total interest expense | $1,425,000 | 4,652 |
| Net interest income | $7,504,000 | 2,696 |
| Provision for loan and lease losses | $98,000 | 5,061 |
| Total noninterest income | $1,058,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $748,000 | 2,262 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $310,000 | 4,207 |
| Total noninterest expense | $5,685,000 | 2,784 |
| Salaries and employee benefits | $2,907,000 | 2,915 |
| Premises and equipment expense | $1,038,000 | 2,206 |
| Additional noninterest expense | $1,740,000 | 2,745 |
| Pre-tax net operating income | $2,779,000 | 2,741 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $964,000 | 2,218 |
| Income before extraordinary items | $1,815,000 | 3,166 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,815,000 | 3,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,536 |
| Cash dividends | $920,000 | 2,474 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 589 |
| Net operating income | $1,815,000 | 3,106 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,571,000 | 3,146 |
| Total interest expense | $1,016,000 | 4,744 |
| Net interest income | $5,555,000 | 2,698 |
| Provision for loan and lease losses | $58,000 | 5,208 |
| Total noninterest income | $796,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $559,000 | 2,280 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $237,000 | 4,168 |
| Total noninterest expense | $4,165,000 | 2,821 |
| Salaries and employee benefits | $2,146,000 | 2,941 |
| Premises and equipment expense | $750,000 | 2,293 |
| Additional noninterest expense | $1,269,000 | 2,770 |
| Pre-tax net operating income | $2,128,000 | 2,735 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $740,000 | 2,227 |
| Income before extraordinary items | $1,388,000 | 3,167 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,388,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 1,816 |
| Cash dividends | $673,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $168,000 | 461 |
| Net operating income | $1,388,000 | 3,086 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,298,000 | 3,188 |
| Total interest expense | $664,000 | 4,816 |
| Net interest income | $3,634,000 | 2,744 |
| Provision for loan and lease losses | $23,000 | 5,766 |
| Total noninterest income | $489,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $357,000 | 2,351 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $132,000 | 4,565 |
| Total noninterest expense | $2,656,000 | 2,929 |
| Salaries and employee benefits | $1,372,000 | 3,077 |
| Premises and equipment expense | $424,000 | 2,647 |
| Additional noninterest expense | $860,000 | 2,739 |
| Pre-tax net operating income | $1,444,000 | 2,666 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $500,000 | 2,206 |
| Income before extraordinary items | $944,000 | 3,075 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $944,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 1,345 |
| Cash dividends | $449,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 383 |
| Net operating income | $944,000 | 2,993 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 3,214 |
| Total interest expense | $336,000 | 4,826 |
| Net interest income | $1,798,000 | 2,765 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $238,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $182,000 | 2,264 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $1,361,000 | 2,875 |
| Salaries and employee benefits | $702,000 | 3,027 |
| Premises and equipment expense | $221,000 | 2,553 |
| Additional noninterest expense | $438,000 | 2,668 |
| Pre-tax net operating income | $652,000 | 2,870 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $222,000 | 2,394 |
| Income before extraordinary items | $430,000 | 3,316 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $430,000 | 3,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 738 |
| Cash dividends | $224,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 294 |
| Net operating income | $430,000 | 3,199 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,443,000 | 3,280 |
| Total interest expense | $1,470,000 | 4,936 |
| Net interest income | $6,973,000 | 2,760 |
| Provision for loan and lease losses | $109,000 | 5,199 |
| Total noninterest income | $1,059,000 | 3,595 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $719,000 | 2,311 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $340,000 | 4,266 |
| Total noninterest expense | $5,400,000 | 2,863 |
| Salaries and employee benefits | $2,677,000 | 3,079 |
| Premises and equipment expense | $1,105,000 | 2,062 |
| Additional noninterest expense | $1,618,000 | 2,876 |
| Pre-tax net operating income | $2,523,000 | 2,859 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $847,000 | 2,434 |
| Income before extraordinary items | $1,676,000 | 3,274 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,676,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $811,000 | 2,653 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 717 |
| Net operating income | $1,676,000 | 3,127 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,318,000 | 3,331 |
| Total interest expense | $1,158,000 | 4,921 |
| Net interest income | $5,160,000 | 2,816 |
| Provision for loan and lease losses | $109,000 | 4,528 |
| Total noninterest income | $758,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $539,000 | 2,325 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $219,000 | 4,615 |
| Total noninterest expense | $3,823,000 | 2,998 |
| Salaries and employee benefits | $1,962,000 | 3,152 |
| Premises and equipment expense | $687,000 | 2,460 |
| Additional noninterest expense | $1,174,000 | 2,943 |
| Pre-tax net operating income | $1,986,000 | 2,871 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $659,000 | 2,488 |
| Income before extraordinary items | $1,327,000 | 3,242 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,327,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $588,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 545 |
| Net operating income | $1,327,000 | 3,088 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 3,332 |
| Total interest expense | $821,000 | 4,851 |
| Net interest income | $3,417,000 | 2,826 |
| Provision for loan and lease losses | $78,000 | 4,349 |
| Total noninterest income | $519,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $365,000 | 2,266 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $154,000 | 4,535 |
| Total noninterest expense | $2,461,000 | 3,084 |
| Salaries and employee benefits | $1,249,000 | 3,273 |
| Premises and equipment expense | $463,000 | 2,410 |
| Additional noninterest expense | $749,000 | 3,047 |
| Pre-tax net operating income | $1,397,000 | 2,743 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $464,000 | 2,430 |
| Income before extraordinary items | $933,000 | 3,124 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $933,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $392,000 | 2,502 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 421 |
| Net operating income | $933,000 | 2,958 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 3,308 |
| Total interest expense | $434,000 | 4,780 |
| Net interest income | $1,724,000 | 2,805 |
| Provision for loan and lease losses | $47,000 | 3,775 |
| Total noninterest income | $253,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $189,000 | 2,117 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 4,791 |
| Total noninterest expense | $1,248,000 | 3,038 |
| Salaries and employee benefits | $640,000 | 3,183 |
| Premises and equipment expense | $238,000 | 2,339 |
| Additional noninterest expense | $370,000 | 3,051 |
| Pre-tax net operating income | $682,000 | 2,788 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $209,000 | 2,617 |
| Income before extraordinary items | $473,000 | 3,068 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $473,000 | 3,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $196,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 356 |
| Net operating income | $473,000 | 2,912 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,900,000 | 3,335 |
| Total interest expense | $2,215,000 | 4,497 |
| Net interest income | $6,685,000 | 2,851 |
| Provision for loan and lease losses | $90,000 | 5,880 |
| Total noninterest income | $1,086,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $837,000 | 1,922 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $249,000 | 4,622 |
| Total noninterest expense | $5,019,000 | 2,920 |
| Salaries and employee benefits | $2,557,000 | 3,060 |
| Premises and equipment expense | $1,240,000 | 1,786 |
| Additional noninterest expense | $1,222,000 | 3,560 |
| Pre-tax net operating income | $2,662,000 | 2,755 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $853,000 | 2,482 |
| Income before extraordinary items | $1,809,000 | 3,019 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,809,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,693 |
| Cash dividends | $705,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $-79,000 | 9,244 |
| Net operating income | $1,809,000 | 2,930 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,208,000 | 3,556 |
| Total interest expense | $3,344,000 | 4,348 |
| Net interest income | $5,864,000 | 2,997 |
| Provision for loan and lease losses | $25,000 | 7,375 |
| Total noninterest income | $1,216,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $911,000 | 1,658 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $305,000 | 4,084 |
| Total noninterest expense | $4,531,000 | 3,073 |
| Salaries and employee benefits | $2,459,000 | 2,984 |
| Premises and equipment expense | $1,037,000 | 2,050 |
| Additional noninterest expense | $1,035,000 | 3,946 |
| Pre-tax net operating income | $2,524,000 | 2,643 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $770,000 | 2,501 |
| Income before extraordinary items | $1,754,000 | 2,858 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,754,000 | 2,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,011 |
| Cash dividends | $622,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $-357,000 | 9,541 |
| Net operating income | $1,754,000 | 2,773 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,307,000 | 3,626 |
| Total interest expense | $3,271,000 | 4,613 |
| Net interest income | $6,036,000 | 2,923 |
| Provision for loan and lease losses | $541,000 | 1,752 |
| Total noninterest income | $1,017,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $777,000 | 1,784 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $240,000 | 4,373 |
| Total noninterest expense | $4,377,000 | 3,077 |
| Salaries and employee benefits | $2,301,000 | 3,059 |
| Premises and equipment expense | $1,024,000 | 2,020 |
| Additional noninterest expense | $1,052,000 | 3,837 |
| Pre-tax net operating income | $2,135,000 | 3,154 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $584,000 | 3,167 |
| Income before extraordinary items | $1,551,000 | 3,168 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,551,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $576,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 681 |
| Net operating income | $1,551,000 | 3,166 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,560,000 | 3,674 |
| Total interest expense | $3,105,000 | 4,474 |
| Net interest income | $5,455,000 | 3,178 |
| Provision for loan and lease losses | $125,000 | 4,648 |
| Total noninterest income | $1,009,000 | 3,066 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $794,000 | 1,670 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $215,000 | 4,777 |
| Total noninterest expense | $4,224,000 | 3,156 |
| Salaries and employee benefits | $2,283,000 | 3,046 |
| Premises and equipment expense | $1,021,000 | 2,006 |
| Additional noninterest expense | $920,000 | 4,304 |
| Pre-tax net operating income | $2,115,000 | 3,193 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $620,000 | 3,152 |
| Income before extraordinary items | $1,495,000 | 3,253 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,495,000 | 3,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,514 |
| Cash dividends | $493,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $312,000 | 670 |
| Net operating income | $1,495,000 | 3,213 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,540,000 | 3,697 |
| Total interest expense | $3,218,000 | 4,458 |
| Net interest income | $5,322,000 | 3,217 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $993,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $795,000 | 1,596 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $198,000 | 4,980 |
| Total noninterest expense | $3,927,000 | 3,258 |
| Salaries and employee benefits | $2,158,000 | 3,103 |
| Premises and equipment expense | $936,000 | 2,081 |
| Additional noninterest expense | $833,000 | 4,549 |
| Pre-tax net operating income | $2,338,000 | 2,953 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $702,000 | 3,019 |
| Income before extraordinary items | $1,636,000 | 3,035 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,636,000 | 3,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,433 |
| Cash dividends | $457,000 | 3,724 |
| Sale, conversion, retirement of capital stock, net | $301,000 | 627 |
| Net operating income | $1,636,000 | 2,946 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,364,000 | 3,814 |
| Total interest expense | $2,943,000 | 4,800 |
| Net interest income | $5,421,000 | 3,226 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $934,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $769,000 | 1,686 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $165,000 | 5,444 |
| Total noninterest expense | $3,747,000 | 3,370 |
| Salaries and employee benefits | $2,072,000 | 3,200 |
| Premises and equipment expense | $835,000 | 2,331 |
| Additional noninterest expense | $840,000 | 4,563 |
| Pre-tax net operating income | $2,533,000 | 2,877 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $836,000 | 2,833 |
| Income before extraordinary items | $1,697,000 | 2,999 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,697,000 | 2,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,192 |
| Cash dividends | $440,000 | 3,765 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 659 |
| Net operating income | $1,697,000 | 2,941 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,179,000 | 3,955 |
| Total interest expense | $3,094,000 | 4,652 |
| Net interest income | $5,085,000 | 3,483 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $829,000 | 3,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $597,000 | 2,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,751 |
| Total noninterest expense | $3,615,000 | 3,672 |
| Salaries and employee benefits | $1,971,000 | 3,374 |
| Premises and equipment expense | $866,000 | 2,283 |
| Additional noninterest expense | $778,000 | 5,311 |
| Pre-tax net operating income | $2,249,000 | 3,094 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $737,000 | 3,064 |
| Income before extraordinary items | $1,512,000 | 3,164 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,512,000 | 3,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,641 |
| Cash dividends | $383,000 | 4,006 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 583 |
| Net operating income | $1,512,000 | 3,126 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,718,000 | 4,146 |
| Total interest expense | $3,000,000 | 4,761 |
| Net interest income | $4,718,000 | 3,725 |
| Provision for loan and lease losses | $113,000 | 4,343 |
| Total noninterest income | $802,000 | 3,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $577,000 | 2,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,786 |
| Total noninterest expense | $3,424,000 | 3,822 |
| Salaries and employee benefits | $1,869,000 | 3,527 |
| Premises and equipment expense | $781,000 | 2,539 |
| Additional noninterest expense | $774,000 | 5,401 |
| Pre-tax net operating income | $1,983,000 | 3,521 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $660,000 | 3,399 |
| Income before extraordinary items | $1,323,000 | 3,622 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,323,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $317,000 | 4,398 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 498 |
| Net operating income | $1,323,000 | 3,600 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,784,000 | 4,346 |
| Total interest expense | $2,315,000 | 4,964 |
| Net interest income | $4,469,000 | 3,944 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $934,000 | 3,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $582,000 | 2,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 3,704 |
| Total noninterest expense | $3,448,000 | 3,895 |
| Salaries and employee benefits | $1,710,000 | 3,806 |
| Premises and equipment expense | $701,000 | 2,825 |
| Additional noninterest expense | $1,037,000 | 4,580 |
| Pre-tax net operating income | $1,880,000 | 3,619 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $606,000 | 3,494 |
| Income before extraordinary items | $1,265,000 | 3,676 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,265,000 | 3,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,658 |
| Cash dividends | $265,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 727 |
| Net operating income | $1,271,120 | 3,703 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,605,000 | 4,553 |
| Total interest expense | $2,452,000 | 4,909 |
| Net interest income | $4,153,000 | 4,254 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $756,000 | 4,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $527,000 | 2,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 5,260 |
| Total noninterest expense | $3,156,000 | 4,312 |
| Salaries and employee benefits | $1,559,000 | 4,134 |
| Premises and equipment expense | $678,000 | 2,970 |
| Additional noninterest expense | $919,000 | 5,274 |
| Pre-tax net operating income | $1,603,000 | 4,081 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $496,000 | 4,226 |
| Income before extraordinary items | $1,109,000 | 4,297 |
| Extraordinary gains, net | $4,000 | 3,080 |
| Net income | $1,113,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 837 |
| Net operating income | $1,107,620 | 4,081 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,694,000 | 5,013 |
| Total interest expense | $3,113,000 | 5,000 |
| Net interest income | $3,581,000 | 4,912 |
| Provision for loan and lease losses | $185,000 | 5,429 |
| Total noninterest income | $797,000 | 3,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 4,173 |
| Total noninterest expense | $2,947,000 | 4,616 |
| Salaries and employee benefits | $1,465,000 | 4,319 |
| Premises and equipment expense | $606,000 | 3,325 |
| Additional noninterest expense | $876,000 | 5,648 |
| Pre-tax net operating income | $1,246,000 | 4,770 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $359,000 | 5,232 |
| Income before extraordinary items | $887,000 | 4,984 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $887,000 | 5,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 6,285 |
| Cash dividends | $188,000 | 5,253 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 815 |
| Net operating income | $887,000 | 4,676 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.