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Hardin County Savings Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$4,492,000	2,256
Total interest expense	$2,198,000	1,760
Net interest income	$2,294,000	2,604
Provision for loan and lease losses	$115,000	1,364
Total noninterest income	$210,000	2,836
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$14,000	3,645
Trading account gains and fees	$0	116
Additional Noninterest Income	$196,000	2,426
Total noninterest expense	$1,385,000	2,969
Salaries and employee benefits	$802,000	2,912
Premises and equipment expense	$278,000	1,965
Additional noninterest expense	$196,000	2,426
Pre-tax net operating income	$1,004,000	2,232
Securities gains (losses)	$28,000	309
Applicable income taxes	$43,000	2,485
Income before extraordinary items	$989,000	2,047
Extraordinary gains, net	$0	47
Net income	$989,000	2,072
Minority interest net income	$0	65
Net income of bank and minority interests.	$989,000	2,047
Net charge-offs	$-9,000	4,034
Cash dividends	$520,000	1,317
Sale, conversion, retirement of capital stock, net	$25,000	398
Net operating income	$962,120	2,103
2024-12-31 (YTD Data)		Rank
Total interest income	$17,232,000	2,289
Total interest expense	$8,798,000	1,800
Net interest income	$8,434,000	2,640
Provision for loan and lease losses	$135,000	2,319
Total noninterest income	$786,000	2,981
Gross Fiduciary activities income	$19,000	874
Service charges on deposit accounts	$59,000	3,661
Trading account gains and fees	$0	138
Additional Noninterest Income	$708,000	2,624
Total noninterest expense	$5,316,000	3,002
Salaries and employee benefits	$3,064,000	2,937
Premises and equipment expense	$1,083,000	1,972
Additional noninterest expense	$708,000	2,624
Pre-tax net operating income	$3,769,000	2,202
Securities gains (losses)	$46,000	378
Applicable income taxes	$149,000	2,524
Income before extraordinary items	$3,666,000	2,049
Extraordinary gains, net	$0	53
Net income	$3,666,000	2,071
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,666,000	2,049
Net charge-offs	$944,000	708
Cash dividends	$2,190,000	1,534
Sale, conversion, retirement of capital stock, net	$48,000	496
Net operating income	$3,621,840	2,081
2024-09-30 (YTD Data)		Rank
Total interest income	$12,724,000	2,300
Total interest expense	$6,549,000	1,809
Net interest income	$6,175,000	2,671
Provision for loan and lease losses	$14,000	2,934
Total noninterest income	$593,000	2,942
Gross Fiduciary activities income	$9,000	883
Service charges on deposit accounts	$44,000	3,686
Trading account gains and fees	$0	139
Additional Noninterest Income	$540,000	2,569
Total noninterest expense	$3,928,000	2,996
Salaries and employee benefits	$2,243,000	2,950
Premises and equipment expense	$786,000	1,999
Additional noninterest expense	$540,000	2,569
Pre-tax net operating income	$2,826,000	2,206
Securities gains (losses)	$46,000	415
Applicable income taxes	$126,000	2,473
Income before extraordinary items	$2,746,000	2,054
Extraordinary gains, net	$0	51
Net income	$2,746,000	2,076
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,746,000	2,055
Net charge-offs	$896,000	584
Cash dividends	$1,793,000	1,284
Sale, conversion, retirement of capital stock, net	$24,000	489
Net operating income	$2,701,840	2,078
2024-06-30 (YTD Data)		Rank
Total interest income	$8,479,000	2,267
Total interest expense	$4,308,000	1,791
Net interest income	$4,171,000	2,623
Provision for loan and lease losses	$-82,000	4,341
Total noninterest income	$409,000	2,879
Gross Fiduciary activities income	$9,000	868
Service charges on deposit accounts	$28,000	3,708
Trading account gains and fees	$0	145
Additional Noninterest Income	$372,000	2,522
Total noninterest expense	$2,605,000	3,009
Salaries and employee benefits	$1,478,000	2,983
Premises and equipment expense	$513,000	2,021
Additional noninterest expense	$372,000	2,522
Pre-tax net operating income	$2,057,000	2,071
Securities gains (losses)	$46,000	253
Applicable income taxes	$93,000	2,406
Income before extraordinary items	$2,010,000	1,919
Extraordinary gains, net	$0	52
Net income	$2,010,000	1,943
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,010,000	1,919
Net charge-offs	$757,000	467
Cash dividends	$1,277,000	1,231
Sale, conversion, retirement of capital stock, net	$24,000	448
Net operating income	$1,965,840	1,950
2024-03-31 (YTD Data)		Rank
Total interest income	$4,189,000	2,262
Total interest expense	$2,090,000	1,812
Net interest income	$2,099,000	2,619
Provision for loan and lease losses	$-174,000	4,389
Total noninterest income	$218,000	2,782
Gross Fiduciary activities income	$1,000	860
Service charges on deposit accounts	$13,000	3,742
Trading account gains and fees	$0	121
Additional Noninterest Income	$204,000	2,355
Total noninterest expense	$1,307,000	3,001
Salaries and employee benefits	$732,000	2,994
Premises and equipment expense	$257,000	2,021
Additional noninterest expense	$204,000	2,355
Pre-tax net operating income	$1,184,000	1,849
Securities gains (losses)	$46,000	202
Applicable income taxes	$54,000	2,279
Income before extraordinary items	$1,176,000	1,692
Extraordinary gains, net	$0	51
Net income	$1,176,000	1,713
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,176,000	1,692
Net charge-offs	$117,000	667
Cash dividends	$811,000	949
Sale, conversion, retirement of capital stock, net	$24,000	344
Net operating income	$1,131,840	1,744
2023-12-31 (YTD Data)		Rank
Total interest income	$15,503,000	2,227
Total interest expense	$7,288,000	1,594
Net interest income	$8,215,000	2,656
Provision for loan and lease losses	$307,000	1,635
Total noninterest income	$2,368,000	1,842
Gross Fiduciary activities income	$14,000	844
Service charges on deposit accounts	$58,000	3,730
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,296,000	1,497
Total noninterest expense	$4,552,000	3,188
Salaries and employee benefits	$2,757,000	3,058
Premises and equipment expense	$1,042,000	1,984
Additional noninterest expense	$2,296,000	1,497
Pre-tax net operating income	$5,724,000	1,774
Securities gains (losses)	$-1,457,000	4,355
Applicable income taxes	$172,000	2,522
Income before extraordinary items	$4,095,000	1,964
Extraordinary gains, net	$0	54
Net income	$4,095,000	1,988
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,095,000	1,967
Net charge-offs	$229,000	1,090
Cash dividends	$1,569,000	1,746
Sale, conversion, retirement of capital stock, net	$33,000	468
Net operating income	$5,493,720	1,654
2023-09-30 (YTD Data)		Rank
Total interest income	$11,401,000	2,223
Total interest expense	$5,291,000	1,519
Net interest income	$6,110,000	2,687
Provision for loan and lease losses	$123,000	2,007
Total noninterest income	$2,153,000	1,673
Gross Fiduciary activities income	$10,000	831
Service charges on deposit accounts	$41,000	3,793
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,102,000	1,310
Total noninterest expense	$3,361,000	3,187
Salaries and employee benefits	$2,072,000	3,034
Premises and equipment expense	$816,000	1,933
Additional noninterest expense	$2,102,000	1,310
Pre-tax net operating income	$4,779,000	1,709
Securities gains (losses)	$-1,457,000	4,489
Applicable income taxes	$164,000	2,449
Income before extraordinary items	$3,158,000	1,994
Extraordinary gains, net	$0	52
Net income	$3,158,000	2,013
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,158,000	1,994
Net charge-offs	$197,000	892
Cash dividends	$1,260,000	1,503
Sale, conversion, retirement of capital stock, net	$11,000	468
Net operating income	$4,542,150	1,586
2023-06-30 (YTD Data)		Rank
Total interest income	$7,517,000	2,212
Total interest expense	$3,399,000	1,447
Net interest income	$4,118,000	2,694
Provision for loan and lease losses	$83,000	1,939
Total noninterest income	$1,069,000	1,877
Gross Fiduciary activities income	$9,000	813
Service charges on deposit accounts	$26,000	3,830
Trading account gains and fees	$0	112
Additional Noninterest Income	$1,034,000	1,501
Total noninterest expense	$2,131,000	3,251
Salaries and employee benefits	$1,409,000	3,011
Premises and equipment expense	$540,000	1,927
Additional noninterest expense	$1,034,000	1,499
Pre-tax net operating income	$2,973,000	1,767
Securities gains (losses)	$-526,000	4,488
Applicable income taxes	$122,000	2,447
Income before extraordinary items	$2,325,000	1,867
Extraordinary gains, net	$0	51
Net income	$2,325,000	1,889
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,325,000	1,867
Net charge-offs	$65,000	1,080
Cash dividends	$756,000	1,612
Sale, conversion, retirement of capital stock, net	$11,000	443
Net operating income	$2,824,700	1,644
2023-03-31 (YTD Data)		Rank
Total interest income	$3,709,000	2,209
Total interest expense	$1,610,000	1,361
Net interest income	$2,099,000	2,675
Provision for loan and lease losses	$39,000	1,835
Total noninterest income	$206,000	2,920
Gross Fiduciary activities income	$1,000	879
Service charges on deposit accounts	$13,000	3,844
Trading account gains and fees	$0	97
Additional Noninterest Income	$192,000	2,483
Total noninterest expense	$838,000	3,592
Salaries and employee benefits	$708,000	3,050
Premises and equipment expense	$270,000	1,955
Additional noninterest expense	$192,000	2,483
Pre-tax net operating income	$1,428,000	1,851
Securities gains (losses)	$56,000	243
Applicable income taxes	$75,000	2,352
Income before extraordinary items	$1,409,000	1,673
Extraordinary gains, net	$0	4
Net income	$1,409,000	1,673
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,409,000	1,673
Net charge-offs	$61,000	734
Cash dividends	$426,000	1,349
Sale, conversion, retirement of capital stock, net	$11,000	393
Net operating income	$1,355,800	1,731
2022-12-31 (YTD Data)		Rank
Total interest income	$11,467,000	2,344
Total interest expense	$2,975,000	1,187
Net interest income	$8,492,000	2,591
Provision for loan and lease losses	$479,000	1,259
Total noninterest income	$773,000	3,091
Gross Fiduciary activities income	$15,000	877
Service charges on deposit accounts	$75,000	3,679
Trading account gains and fees	$0	116
Additional Noninterest Income	$683,000	2,744
Total noninterest expense	$4,534,000	3,182
Salaries and employee benefits	$2,674,000	3,100
Premises and equipment expense	$894,000	2,141
Additional noninterest expense	$683,000	2,744
Pre-tax net operating income	$4,252,000	2,223
Securities gains (losses)	$-170,000	4,064
Applicable income taxes	$155,000	2,776
Income before extraordinary items	$3,927,000	2,128
Extraordinary gains, net	$0	5
Net income	$3,927,000	2,127
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,927,000	2,127
Net charge-offs	$485,000	602
Cash dividends	$1,386,000	1,839
Sale, conversion, retirement of capital stock, net	$30,000	520
Net operating income	$4,090,200	2,104
2022-09-30 (YTD Data)		Rank
Total interest income	$8,023,000	2,384
Total interest expense	$1,660,000	1,201
Net interest income	$6,363,000	2,568
Provision for loan and lease losses	$50,000	2,233
Total noninterest income	$570,000	3,154
Gross Fiduciary activities income	$8,000	877
Service charges on deposit accounts	$56,000	3,719
Trading account gains and fees	$0	111
Additional Noninterest Income	$506,000	2,795
Total noninterest expense	$3,372,000	3,190
Salaries and employee benefits	$1,963,000	3,124
Premises and equipment expense	$667,000	2,170
Additional noninterest expense	$506,000	2,795
Pre-tax net operating income	$3,511,000	2,095
Securities gains (losses)	$-170,000	4,326
Applicable income taxes	$168,000	2,585
Income before extraordinary items	$3,173,000	2,023
Extraordinary gains, net	$0	4
Net income	$3,173,000	2,022
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,173,000	2,022
Net charge-offs	$338,000	540
Cash dividends	$1,016,000	1,652
Sale, conversion, retirement of capital stock, net	$10,000	498
Net operating income	$3,334,500	1,989
2022-06-30 (YTD Data)		Rank
Total interest income	$5,100,000	2,405
Total interest expense	$988,000	1,146
Net interest income	$4,112,000	2,578
Provision for loan and lease losses	$0	2,599
Total noninterest income	$380,000	3,136
Gross Fiduciary activities income	$6,000	827
Service charges on deposit accounts	$39,000	3,710
Trading account gains and fees	$0	108
Additional Noninterest Income	$335,000	2,827
Total noninterest expense	$2,223,000	3,197
Salaries and employee benefits	$1,308,000	3,131
Premises and equipment expense	$423,000	2,248
Additional noninterest expense	$492,000	3,682
Pre-tax net operating income	$2,269,000	2,047
Securities gains (losses)	$14,000	354
Applicable income taxes	$113,000	2,505
Income before extraordinary items	$2,170,000	1,898
Extraordinary gains, net	$0	4
Net income	$2,170,000	1,898
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,170,000	1,898
Net charge-offs	$125,000	660
Cash dividends	$528,000	1,835
Sale, conversion, retirement of capital stock, net	$10,000	470
Net operating income	$2,156,700	1,951
2022-03-31 (YTD Data)		Rank
Total interest income	$2,523,000	2,391
Total interest expense	$442,000	1,228
Net interest income	$2,081,000	2,539
Provision for loan and lease losses	$0	2,285
Total noninterest income	$208,000	3,001
Gross Fiduciary activities income	$6,000	793
Service charges on deposit accounts	$20,000	3,690
Trading account gains and fees	$0	103
Additional Noninterest Income	$182,000	2,677
Total noninterest expense	$1,090,000	3,229
Salaries and employee benefits	$634,000	3,184
Premises and equipment expense	$208,000	2,288
Additional noninterest expense	$248,000	3,655
Pre-tax net operating income	$1,199,000	1,920
Securities gains (losses)	$14,000	336
Applicable income taxes	$59,000	2,417
Income before extraordinary items	$1,154,000	1,739
Extraordinary gains, net	$0	4
Net income	$1,154,000	1,740
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,154,000	1,739
Net charge-offs	$115,000	466
Cash dividends	$428,000	1,271
Sale, conversion, retirement of capital stock, net	$10,000	412
Net operating income	$1,140,700	1,777
2021-12-31 (YTD Data)		Rank
Total interest income	$8,974,000	2,628
Total interest expense	$1,887,000	1,385
Net interest income	$7,087,000	2,830
Provision for loan and lease losses	$70,000	2,383
Total noninterest income	$811,000	3,203
Gross Fiduciary activities income	$14,000	851
Service charges on deposit accounts	$74,000	3,731
Trading account gains and fees	$0	132
Additional Noninterest Income	$723,000	2,931
Total noninterest expense	$4,222,000	3,287
Salaries and employee benefits	$2,421,000	3,242
Premises and equipment expense	$849,000	2,231
Additional noninterest expense	$952,000	3,746
Pre-tax net operating income	$3,606,000	2,459
Securities gains (losses)	$101,000	858
Applicable income taxes	$180,000	2,753
Income before extraordinary items	$3,527,000	2,344
Extraordinary gains, net	$0	10
Net income	$3,527,000	2,344
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,527,000	2,345
Net charge-offs	$-14,000	3,742
Cash dividends	$1,881,000	1,609
Sale, conversion, retirement of capital stock, net	$27,000	536
Net operating income	$3,431,050	2,346
2021-09-30 (YTD Data)		Rank
Total interest income	$6,786,000	2,666
Total interest expense	$1,496,000	1,402
Net interest income	$5,290,000	2,889
Provision for loan and lease losses	$70,000	2,189
Total noninterest income	$637,000	3,184
Gross Fiduciary activities income	$8,000	857
Service charges on deposit accounts	$52,000	3,820
Trading account gains and fees	$0	132
Additional Noninterest Income	$577,000	2,915
Total noninterest expense	$3,122,000	3,316
Salaries and employee benefits	$1,801,000	3,268
Premises and equipment expense	$628,000	2,278
Additional noninterest expense	$693,000	3,799
Pre-tax net operating income	$2,735,000	2,551
Securities gains (losses)	$101,000	801
Applicable income taxes	$135,000	2,783
Income before extraordinary items	$2,701,000	2,408
Extraordinary gains, net	$0	8
Net income	$2,701,000	2,408
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,701,000	2,408
Net charge-offs	$8,000	2,039
Cash dividends	$1,405,000	1,455
Sale, conversion, retirement of capital stock, net	$9,000	521
Net operating income	$2,605,050	2,426
2021-06-30 (YTD Data)		Rank
Total interest income	$4,423,000	2,703
Total interest expense	$1,056,000	1,402
Net interest income	$3,367,000	2,960
Provision for loan and lease losses	$60,000	1,979
Total noninterest income	$469,000	3,067
Gross Fiduciary activities income	$6,000	845
Service charges on deposit accounts	$32,000	3,872
Trading account gains and fees	$0	133
Additional Noninterest Income	$431,000	2,777
Total noninterest expense	$2,059,000	3,324
Salaries and employee benefits	$1,198,000	3,271
Premises and equipment expense	$398,000	2,339
Additional noninterest expense	$463,000	3,804
Pre-tax net operating income	$1,717,000	2,613
Securities gains (losses)	$101,000	659
Applicable income taxes	$84,000	2,812
Income before extraordinary items	$1,734,000	2,426
Extraordinary gains, net	$0	6
Net income	$1,734,000	2,426
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,734,000	2,426
Net charge-offs	$-9,000	3,778
Cash dividends	$930,000	1,454
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,638,050	2,472
2021-03-31 (YTD Data)		Rank
Total interest income	$2,115,000	2,766
Total interest expense	$551,000	1,407
Net interest income	$1,564,000	3,045
Provision for loan and lease losses	$30,000	1,982
Total noninterest income	$209,000	3,176
Gross Fiduciary activities income	$6,000	813
Service charges on deposit accounts	$14,000	3,979
Trading account gains and fees	$0	127
Additional Noninterest Income	$189,000	2,897
Total noninterest expense	$1,004,000	3,361
Salaries and employee benefits	$592,000	3,292
Premises and equipment expense	$192,000	2,405
Additional noninterest expense	$220,000	3,850
Pre-tax net operating income	$739,000	2,769
Securities gains (losses)	$101,000	479
Applicable income taxes	$39,000	2,799
Income before extraordinary items	$801,000	2,516
Extraordinary gains, net	$0	3
Net income	$801,000	2,514
Minority interest net income	$0	55
Net income of bank and minority interests.	$801,000	2,516
Net charge-offs	$-3,000	3,553
Cash dividends	$444,000	1,296
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$705,050	2,651
2020-12-31 (YTD Data)		Rank
Total interest income	$8,985,000	2,681
Total interest expense	$2,544,000	1,684
Net interest income	$6,441,000	2,945
Provision for loan and lease losses	$200,000	3,026
Total noninterest income	$652,000	3,346
Gross Fiduciary activities income	$15,000	867
Service charges on deposit accounts	$71,000	3,894
Trading account gains and fees	$0	133
Additional Noninterest Income	$566,000	3,025
Total noninterest expense	$4,322,000	3,254
Salaries and employee benefits	$2,383,000	3,275
Premises and equipment expense	$672,000	2,586
Additional noninterest expense	$1,267,000	3,325
Pre-tax net operating income	$2,571,000	2,635
Securities gains (losses)	$400,000	692
Applicable income taxes	$150,000	2,721
Income before extraordinary items	$2,821,000	2,384
Extraordinary gains, net	$0	4
Net income	$2,821,000	2,384
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,821,000	2,384
Net charge-offs	$59,000	2,309
Cash dividends	$1,749,000	1,654
Sale, conversion, retirement of capital stock, net	$17,000	529
Net operating income	$2,441,000	2,535
2020-09-30 (YTD Data)		Rank
Total interest income	$6,856,000	2,679
Total interest expense	$1,960,000	1,727
Net interest income	$4,896,000	2,936
Provision for loan and lease losses	$175,000	2,893
Total noninterest income	$486,000	3,336
Gross Fiduciary activities income	$7,000	881
Service charges on deposit accounts	$58,000	3,831
Trading account gains and fees	$0	125
Additional Noninterest Income	$421,000	3,012
Total noninterest expense	$3,093,000	3,311
Salaries and employee benefits	$1,816,000	3,250
Premises and equipment expense	$484,000	2,651
Additional noninterest expense	$793,000	3,614
Pre-tax net operating income	$2,114,000	2,510
Securities gains (losses)	$72,000	1,360
Applicable income taxes	$98,000	2,810
Income before extraordinary items	$2,088,000	2,390
Extraordinary gains, net	$0	4
Net income	$2,088,000	2,390
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,088,000	2,390
Net charge-offs	$29,000	2,334
Cash dividends	$1,265,000	1,480
Sale, conversion, retirement of capital stock, net	$17,000	491
Net operating income	$2,018,880	2,386
2020-06-30 (YTD Data)		Rank
Total interest income	$4,624,000	2,690
Total interest expense	$1,327,000	1,796
Net interest income	$3,297,000	2,928
Provision for loan and lease losses	$165,000	2,577
Total noninterest income	$338,000	3,260
Gross Fiduciary activities income	$6,000	861
Service charges on deposit accounts	$41,000	3,809
Trading account gains and fees	$0	123
Additional Noninterest Income	$291,000	2,938
Total noninterest expense	$2,038,000	3,339
Salaries and employee benefits	$1,216,000	3,258
Premises and equipment expense	$307,000	2,714
Additional noninterest expense	$515,000	3,663
Pre-tax net operating income	$1,432,000	2,451
Securities gains (losses)	$72,000	1,122
Applicable income taxes	$68,000	2,750
Income before extraordinary items	$1,436,000	2,292
Extraordinary gains, net	$0	4
Net income	$1,436,000	2,291
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,436,000	2,292
Net charge-offs	$28,000	2,029
Cash dividends	$766,000	1,569
Sale, conversion, retirement of capital stock, net	$17,000	459
Net operating income	$1,367,600	2,338
2020-03-31 (YTD Data)		Rank
Total interest income	$2,201,000	2,772
Total interest expense	$676,000	1,891
Net interest income	$1,525,000	3,030
Provision for loan and lease losses	$25,000	2,983
Total noninterest income	$214,000	2,930
Gross Fiduciary activities income	$6,000	820
Service charges on deposit accounts	$23,000	3,893
Trading account gains and fees	$0	106
Additional Noninterest Income	$185,000	2,527
Total noninterest expense	$1,007,000	3,387
Salaries and employee benefits	$596,000	3,312
Premises and equipment expense	$168,000	2,602
Additional noninterest expense	$243,000	3,778
Pre-tax net operating income	$707,000	2,336
Securities gains (losses)	$72,000	718
Applicable income taxes	$35,000	2,614
Income before extraordinary items	$744,000	2,082
Extraordinary gains, net	$0	4
Net income	$744,000	2,081
Minority interest net income	$0	56
Net income of bank and minority interests.	$744,000	2,082
Net charge-offs	$5,000	2,107
Cash dividends	$366,000	1,512
Sale, conversion, retirement of capital stock, net	$17,000	413
Net operating income	$674,880	2,199
2019-12-31 (YTD Data)		Rank
Total interest income	$8,367,000	2,884
Total interest expense	$2,507,000	2,042
Net interest income	$5,860,000	3,147
Provision for loan and lease losses	$87,000	3,050
Total noninterest income	$540,000	3,593
Gross Fiduciary activities income	$15,000	894
Service charges on deposit accounts	$89,000	4,041
Trading account gains and fees	$0	135
Additional Noninterest Income	$436,000	3,171
Total noninterest expense	$3,837,000	3,491
Salaries and employee benefits	$2,323,000	3,359
Premises and equipment expense	$600,000	2,792
Additional noninterest expense	$914,000	3,912
Pre-tax net operating income	$2,476,000	2,750
Securities gains (losses)	$363,000	454
Applicable income taxes	$149,000	2,808
Income before extraordinary items	$2,690,000	2,464
Extraordinary gains, net	$0	11
Net income	$2,690,000	2,465
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,690,000	2,466
Net charge-offs	$-53,000	4,784
Cash dividends	$1,752,000	1,718
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,345,150	2,634
2019-09-30 (YTD Data)		Rank
Total interest income	$6,226,000	2,933
Total interest expense	$1,852,000	2,072
Net interest income	$4,374,000	3,195
Provision for loan and lease losses	$37,000	3,291
Total noninterest income	$408,000	3,603
Gross Fiduciary activities income	$7,000	911
Service charges on deposit accounts	$68,000	4,074
Trading account gains and fees	$0	129
Additional Noninterest Income	$333,000	3,172
Total noninterest expense	$2,868,000	3,512
Salaries and employee benefits	$1,745,000	3,372
Premises and equipment expense	$454,000	2,796
Additional noninterest expense	$669,000	3,981
Pre-tax net operating income	$1,877,000	2,824
Securities gains (losses)	$104,000	766
Applicable income taxes	$89,000	3,002
Income before extraordinary items	$1,892,000	2,623
Extraordinary gains, net	$0	11
Net income	$1,892,000	2,624
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,892,000	2,624
Net charge-offs	$-60,000	4,862
Cash dividends	$1,352,000	1,525
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,792,160	2,661
2019-06-30 (YTD Data)		Rank
Total interest income	$4,127,000	2,955
Total interest expense	$1,199,000	2,091
Net interest income	$2,928,000	3,198
Provision for loan and lease losses	$35,000	2,987
Total noninterest income	$274,000	3,568
Gross Fiduciary activities income	$6,000	896
Service charges on deposit accounts	$45,000	4,098
Trading account gains and fees	$0	131
Additional Noninterest Income	$223,000	3,146
Total noninterest expense	$1,902,000	3,557
Salaries and employee benefits	$1,158,000	3,395
Premises and equipment expense	$296,000	2,851
Additional noninterest expense	$448,000	4,017
Pre-tax net operating income	$1,265,000	2,766
Securities gains (losses)	$-10,000	4,944
Applicable income taxes	$55,000	3,048
Income before extraordinary items	$1,200,000	2,672
Extraordinary gains, net	$0	11
Net income	$1,200,000	2,671
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,200,000	2,671
Net charge-offs	$-98,000	5,056
Cash dividends	$892,000	1,554
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,209,600	2,627
2019-03-31 (YTD Data)		Rank
Total interest income	$2,031,000	2,995
Total interest expense	$577,000	2,108
Net interest income	$1,454,000	3,244
Provision for loan and lease losses	$25,000	2,614
Total noninterest income	$141,000	3,518
Gross Fiduciary activities income	$6,000	845
Service charges on deposit accounts	$21,000	4,185
Trading account gains and fees	$0	126
Additional Noninterest Income	$114,000	3,057
Total noninterest expense	$908,000	3,669
Salaries and employee benefits	$558,000	3,501
Premises and equipment expense	$151,000	2,836
Additional noninterest expense	$199,000	4,201
Pre-tax net operating income	$662,000	2,650
Securities gains (losses)	$0	1,087
Applicable income taxes	$28,000	2,989
Income before extraordinary items	$634,000	2,521
Extraordinary gains, net	$0	5
Net income	$634,000	2,520
Minority interest net income	$0	52
Net income of bank and minority interests.	$634,000	2,520
Net charge-offs	$-12,000	4,722
Cash dividends	$366,000	1,576
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$634,000	2,503
2018-12-31 (YTD Data)		Rank
Total interest income	$7,644,000	3,007
Total interest expense	$1,873,000	2,020
Net interest income	$5,771,000	3,241
Provision for loan and lease losses	$80,000	3,221
Total noninterest income	$631,000	3,498
Gross Fiduciary activities income	$20,000	909
Service charges on deposit accounts	$86,000	4,273
Trading account gains and fees	$0	126
Additional Noninterest Income	$525,000	3,001
Total noninterest expense	$3,848,000	3,564
Salaries and employee benefits	$2,239,000	3,481
Premises and equipment expense	$561,000	2,957
Additional noninterest expense	$1,048,000	3,817
Pre-tax net operating income	$2,474,000	2,798
Securities gains (losses)	$43,000	446
Applicable income taxes	$107,000	3,056
Income before extraordinary items	$2,410,000	2,643
Extraordinary gains, net	$0	6
Net income	$2,410,000	2,641
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,410,000	2,642
Net charge-offs	$-15,000	4,601
Cash dividends	$1,492,000	1,757
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,368,720	2,665
2018-09-30 (YTD Data)		Rank
Total interest income	$5,577,000	3,062
Total interest expense	$1,323,000	2,033
Net interest income	$4,254,000	3,294
Provision for loan and lease losses	$50,000	3,168
Total noninterest income	$491,000	3,454
Gross Fiduciary activities income	$13,000	893
Service charges on deposit accounts	$62,000	4,355
Trading account gains and fees	$0	138
Additional Noninterest Income	$416,000	2,984
Total noninterest expense	$2,918,000	3,561
Salaries and employee benefits	$1,671,000	3,503
Premises and equipment expense	$431,000	2,945
Additional noninterest expense	$816,000	3,781
Pre-tax net operating income	$1,777,000	2,928
Securities gains (losses)	$43,000	447
Applicable income taxes	$78,000	3,135
Income before extraordinary items	$1,742,000	2,755
Extraordinary gains, net	$0	5
Net income	$1,742,000	2,754
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,742,000	2,754
Net charge-offs	$-8,000	4,430
Cash dividends	$1,078,000	1,602
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,700,720	2,783
2018-06-30 (YTD Data)		Rank
Total interest income	$3,619,000	3,099
Total interest expense	$845,000	2,011
Net interest income	$2,774,000	3,328
Provision for loan and lease losses	$30,000	3,103
Total noninterest income	$360,000	3,335
Gross Fiduciary activities income	$9,000	899
Service charges on deposit accounts	$39,000	4,454
Trading account gains and fees	$0	130
Additional Noninterest Income	$312,000	2,847
Total noninterest expense	$1,986,000	3,535
Salaries and employee benefits	$1,109,000	3,526
Premises and equipment expense	$287,000	2,952
Additional noninterest expense	$590,000	3,659
Pre-tax net operating income	$1,118,000	2,992
Securities gains (losses)	$43,000	358
Applicable income taxes	$50,000	3,140
Income before extraordinary items	$1,111,000	2,798
Extraordinary gains, net	$0	6
Net income	$1,111,000	2,797
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,111,000	2,797
Net charge-offs	$-1,000	3,891
Cash dividends	$689,000	1,660
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,069,720	2,848
2018-03-31 (YTD Data)		Rank
Total interest income	$1,762,000	3,156
Total interest expense	$413,000	1,975
Net interest income	$1,349,000	3,384
Provision for loan and lease losses	$15,000	2,913
Total noninterest income	$210,000	3,110
Gross Fiduciary activities income	$9,000	845
Service charges on deposit accounts	$18,000	4,565
Trading account gains and fees	$0	123
Additional Noninterest Income	$183,000	2,598
Total noninterest expense	$1,061,000	3,424
Salaries and employee benefits	$556,000	3,560
Premises and equipment expense	$142,000	3,015
Additional noninterest expense	$363,000	3,271
Pre-tax net operating income	$483,000	3,153
Securities gains (losses)	$78,000	194
Applicable income taxes	$25,000	3,125
Income before extraordinary items	$536,000	2,788
Extraordinary gains, net	$0	7
Net income	$536,000	2,788
Minority interest net income	$0	52
Net income of bank and minority interests.	$536,000	2,788
Net charge-offs	$0	2,722
Cash dividends	$330,000	1,518
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$461,120	3,018
2017-12-31 (YTD Data)		Rank
Total interest income	$6,723,000	3,197
Total interest expense	$1,530,000	1,887
Net interest income	$5,193,000	3,465
Provision for loan and lease losses	$0	4,227
Total noninterest income	$513,000	3,902
Gross Fiduciary activities income	$17,000	938
Service charges on deposit accounts	$92,000	4,420
Trading account gains and fees	$0	151
Additional Noninterest Income	$404,000	3,442
Total noninterest expense	$3,725,000	3,692
Salaries and employee benefits	$2,152,000	3,610
Premises and equipment expense	$522,000	3,179
Additional noninterest expense	$1,051,000	3,936
Pre-tax net operating income	$1,981,000	3,142
Securities gains (losses)	$115,000	577
Applicable income taxes	$85,000	3,359
Income before extraordinary items	$2,011,000	2,682
Extraordinary gains, net	$0	9
Net income	$2,011,000	2,681
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,011,000	2,682
Net charge-offs	$-37,000	5,070
Cash dividends	$1,072,000	2,113
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,900,600	2,761
2017-09-30 (YTD Data)		Rank
Total interest income	$4,971,000	3,244
Total interest expense	$1,126,000	1,897
Net interest income	$3,845,000	3,510
Provision for loan and lease losses	$0	4,088
Total noninterest income	$391,000	3,908
Gross Fiduciary activities income	$9,000	956
Service charges on deposit accounts	$68,000	4,477
Trading account gains and fees	$0	145
Additional Noninterest Income	$314,000	3,409
Total noninterest expense	$2,800,000	3,700
Salaries and employee benefits	$1,625,000	3,611
Premises and equipment expense	$407,000	3,134
Additional noninterest expense	$768,000	3,989
Pre-tax net operating income	$1,436,000	3,256
Securities gains (losses)	$115,000	542
Applicable income taxes	$67,000	3,346
Income before extraordinary items	$1,484,000	2,883
Extraordinary gains, net	$0	9
Net income	$1,484,000	2,882
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,484,000	2,883
Net charge-offs	$-32,000	5,056
Cash dividends	$698,000	2,080
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,373,600	2,974
2017-06-30 (YTD Data)		Rank
Total interest income	$3,252,000	3,274
Total interest expense	$727,000	1,914
Net interest income	$2,525,000	3,545
Provision for loan and lease losses	$0	3,871
Total noninterest income	$267,000	3,898
Gross Fiduciary activities income	$9,000	929
Service charges on deposit accounts	$44,000	4,527
Trading account gains and fees	$0	139
Additional Noninterest Income	$214,000	3,385
Total noninterest expense	$1,896,000	3,679
Salaries and employee benefits	$1,099,000	3,606
Premises and equipment expense	$271,000	3,143
Additional noninterest expense	$526,000	3,959
Pre-tax net operating income	$896,000	3,305
Securities gains (losses)	$84,000	476
Applicable income taxes	$42,000	3,377
Income before extraordinary items	$938,000	2,914
Extraordinary gains, net	$0	11
Net income	$938,000	2,914
Minority interest net income	$0	71
Net income of bank and minority interests.	$938,000	2,914
Net charge-offs	$-13,000	4,876
Cash dividends	$378,000	2,298
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$857,360	3,041
2017-03-31 (YTD Data)		Rank
Total interest income	$1,570,000	3,346
Total interest expense	$351,000	1,944
Net interest income	$1,219,000	3,624
Provision for loan and lease losses	$0	3,537
Total noninterest income	$146,000	3,783
Gross Fiduciary activities income	$8,000	883
Service charges on deposit accounts	$20,000	4,647
Trading account gains and fees	$0	142
Additional Noninterest Income	$118,000	3,246
Total noninterest expense	$914,000	3,800
Salaries and employee benefits	$554,000	3,629
Premises and equipment expense	$136,000	3,180
Additional noninterest expense	$224,000	4,272
Pre-tax net operating income	$451,000	3,250
Securities gains (losses)	$0	1,153
Applicable income taxes	$21,000	3,336
Income before extraordinary items	$430,000	3,002
Extraordinary gains, net	$0	8
Net income	$430,000	3,002
Minority interest net income	$0	55
Net income of bank and minority interests.	$430,000	3,002
Net charge-offs	$-3,000	4,448
Cash dividends	$110,000	2,335
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$430,000	2,983
2016-12-31 (YTD Data)		Rank
Total interest income	$6,170,000	3,366
Total interest expense	$1,385,000	1,914
Net interest income	$4,785,000	3,662
Provision for loan and lease losses	$0	4,332
Total noninterest income	$569,000	3,898
Gross Fiduciary activities income	$18,000	969
Service charges on deposit accounts	$87,000	4,667
Trading account gains and fees	$0	170
Additional Noninterest Income	$464,000	3,363
Total noninterest expense	$3,919,000	3,681
Salaries and employee benefits	$2,194,000	3,648
Premises and equipment expense	$593,000	3,038
Additional noninterest expense	$1,132,000	3,950
Pre-tax net operating income	$1,435,000	3,569
Securities gains (losses)	$250,000	751
Applicable income taxes	$70,000	3,472
Income before extraordinary items	$1,615,000	3,142
Extraordinary gains, net	$0	5
Net income	$1,615,000	3,141
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,615,000	3,141
Net charge-offs	$41,000	3,276
Cash dividends	$1,057,000	2,128
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,375,000	3,369
2016-09-30 (YTD Data)		Rank
Total interest income	$4,639,000	3,377
Total interest expense	$1,036,000	1,927
Net interest income	$3,603,000	3,671
Provision for loan and lease losses	$0	4,186
Total noninterest income	$431,000	3,914
Gross Fiduciary activities income	$11,000	969
Service charges on deposit accounts	$63,000	4,765
Trading account gains and fees	$0	169
Additional Noninterest Income	$357,000	3,342
Total noninterest expense	$3,030,000	3,635
Salaries and employee benefits	$1,685,000	3,607
Premises and equipment expense	$452,000	3,018
Additional noninterest expense	$893,000	3,862
Pre-tax net operating income	$1,004,000	3,714
Securities gains (losses)	$250,000	685
Applicable income taxes	$55,000	3,524
Income before extraordinary items	$1,199,000	3,211
Extraordinary gains, net	$0	5
Net income	$1,199,000	3,211
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,199,000	3,211
Net charge-offs	$22,000	3,105
Cash dividends	$798,000	1,896
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$959,000	3,503
2016-06-30 (YTD Data)		Rank
Total interest income	$3,101,000	3,388
Total interest expense	$686,000	1,938
Net interest income	$2,415,000	3,675
Provision for loan and lease losses	$0	4,017
Total noninterest income	$301,000	3,834
Gross Fiduciary activities income	$11,000	948
Service charges on deposit accounts	$40,000	4,835
Trading account gains and fees	$0	157
Additional Noninterest Income	$250,000	3,277
Total noninterest expense	$1,946,000	3,729
Salaries and employee benefits	$1,141,000	3,616
Premises and equipment expense	$300,000	3,042
Additional noninterest expense	$505,000	4,213
Pre-tax net operating income	$770,000	3,515
Securities gains (losses)	$89,000	1,037
Applicable income taxes	$39,000	3,514
Income before extraordinary items	$820,000	3,142
Extraordinary gains, net	$0	16
Net income	$820,000	3,141
Minority interest net income	$0	71
Net income of bank and minority interests.	$820,000	3,141
Net charge-offs	$23,000	2,683
Cash dividends	$534,000	1,898
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$735,450	3,284
2016-03-31 (YTD Data)		Rank
Total interest income	$1,540,000	3,412
Total interest expense	$341,000	1,948
Net interest income	$1,199,000	3,697
Provision for loan and lease losses	$0	3,656
Total noninterest income	$174,000	3,581
Gross Fiduciary activities income	$10,000	893
Service charges on deposit accounts	$19,000	4,895
Trading account gains and fees	$0	142
Additional Noninterest Income	$145,000	3,025
Total noninterest expense	$1,001,000	3,707
Salaries and employee benefits	$585,000	3,580
Premises and equipment expense	$165,000	2,888
Additional noninterest expense	$251,000	4,249
Pre-tax net operating income	$372,000	3,523
Securities gains (losses)	$89,000	577
Applicable income taxes	$21,000	3,459
Income before extraordinary items	$440,000	2,954
Extraordinary gains, net	$0	12
Net income	$440,000	2,953
Minority interest net income	$0	62
Net income of bank and minority interests.	$440,000	2,954
Net charge-offs	$2,000	2,815
Cash dividends	$261,000	1,723
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$355,450	3,275
2015-12-31 (YTD Data)		Rank
Total interest income	$5,962,000	3,458
Total interest expense	$1,232,000	2,074
Net interest income	$4,730,000	3,712
Provision for loan and lease losses	$-140,000	5,773
Total noninterest income	$492,000	4,192
Gross Fiduciary activities income	$12,000	1,026
Service charges on deposit accounts	$91,000	4,825
Trading account gains and fees	$0	159
Additional Noninterest Income	$389,000	3,621
Total noninterest expense	$4,041,000	3,695
Salaries and employee benefits	$2,269,000	3,651
Premises and equipment expense	$620,000	3,037
Additional noninterest expense	$1,152,000	4,012
Pre-tax net operating income	$1,321,000	3,696
Securities gains (losses)	$188,000	784
Applicable income taxes	$72,000	3,486
Income before extraordinary items	$1,437,000	3,304
Extraordinary gains, net	$0	23
Net income	$1,437,000	3,305
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,437,000	3,306
Net charge-offs	$-156,000	5,817
Cash dividends	$1,086,000	2,027
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,258,400	3,493
2015-09-30 (YTD Data)		Rank
Total interest income	$4,429,000	3,513
Total interest expense	$891,000	2,155
Net interest income	$3,538,000	3,751
Provision for loan and lease losses	$-110,000	5,930
Total noninterest income	$373,000	4,217
Gross Fiduciary activities income	$11,000	997
Service charges on deposit accounts	$68,000	4,884
Trading account gains and fees	$0	153
Additional Noninterest Income	$294,000	3,636
Total noninterest expense	$3,072,000	3,683
Salaries and employee benefits	$1,696,000	3,668
Premises and equipment expense	$465,000	3,080
Additional noninterest expense	$911,000	3,903
Pre-tax net operating income	$949,000	3,828
Securities gains (losses)	$190,000	670
Applicable income taxes	$60,000	3,544
Income before extraordinary items	$1,079,000	3,373
Extraordinary gains, net	$0	21
Net income	$1,079,000	3,371
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,079,000	3,372
Net charge-offs	$-154,000	5,907
Cash dividends	$892,000	1,723
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$898,500	3,635
2015-06-30 (YTD Data)		Rank
Total interest income	$2,950,000	3,527
Total interest expense	$590,000	2,182
Net interest income	$2,360,000	3,772
Provision for loan and lease losses	$-55,000	6,011
Total noninterest income	$260,000	4,169
Gross Fiduciary activities income	$10,000	979
Service charges on deposit accounts	$44,000	4,933
Trading account gains and fees	$0	157
Additional Noninterest Income	$206,000	3,592
Total noninterest expense	$2,065,000	3,702
Salaries and employee benefits	$1,126,000	3,699
Premises and equipment expense	$309,000	3,096
Additional noninterest expense	$630,000	3,860
Pre-tax net operating income	$610,000	3,877
Securities gains (losses)	$190,000	553
Applicable income taxes	$47,000	3,479
Income before extraordinary items	$753,000	3,274
Extraordinary gains, net	$0	22
Net income	$753,000	3,274
Minority interest net income	$0	75
Net income of bank and minority interests.	$753,000	3,275
Net charge-offs	$-156,000	6,019
Cash dividends	$545,000	1,835
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$574,400	3,681
2015-03-31 (YTD Data)		Rank
Total interest income	$1,498,000	3,497
Total interest expense	$290,000	2,228
Net interest income	$1,208,000	3,712
Provision for loan and lease losses	$-45,000	6,151
Total noninterest income	$148,000	3,938
Gross Fiduciary activities income	$10,000	927
Service charges on deposit accounts	$21,000	4,993
Trading account gains and fees	$0	152
Additional Noninterest Income	$117,000	3,365
Total noninterest expense	$1,061,000	3,661
Salaries and employee benefits	$582,000	3,647
Premises and equipment expense	$154,000	3,140
Additional noninterest expense	$325,000	3,776
Pre-tax net operating income	$340,000	3,678
Securities gains (losses)	$91,000	619
Applicable income taxes	$30,000	3,327
Income before extraordinary items	$401,000	3,116
Extraordinary gains, net	$0	13
Net income	$401,000	3,119
Minority interest net income	$0	64
Net income of bank and minority interests.	$401,000	3,119
Net charge-offs	$-155,000	6,200
Cash dividends	$220,000	1,781
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$316,370	3,469
2014-12-31 (YTD Data)		Rank
Total interest income	$6,037,000	3,513
Total interest expense	$1,192,000	2,275
Net interest income	$4,845,000	3,734
Provision for loan and lease losses	$-335,000	6,206
Total noninterest income	$507,000	4,245
Gross Fiduciary activities income	$8,000	1,088
Service charges on deposit accounts	$102,000	4,969
Trading account gains and fees	$0	180
Additional Noninterest Income	$397,000	3,615
Total noninterest expense	$4,336,000	3,641
Salaries and employee benefits	$2,247,000	3,745
Premises and equipment expense	$594,000	3,258
Additional noninterest expense	$1,495,000	3,559
Pre-tax net operating income	$1,351,000	3,653
Securities gains (losses)	$831,000	248
Applicable income taxes	$121,000	3,282
Income before extraordinary items	$2,061,000	2,646
Extraordinary gains, net	$0	17
Net income	$2,061,000	2,644
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,061,000	2,646
Net charge-offs	$-658,000	6,413
Cash dividends	$831,000	2,273
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,279,860	3,462
2014-09-30 (YTD Data)		Rank
Total interest income	$4,529,000	3,545
Total interest expense	$899,000	2,300
Net interest income	$3,630,000	3,765
Provision for loan and lease losses	$-275,000	6,311
Total noninterest income	$365,000	4,356
Gross Fiduciary activities income	$7,000	1,056
Service charges on deposit accounts	$75,000	5,062
Trading account gains and fees	$0	174
Additional Noninterest Income	$283,000	3,723
Total noninterest expense	$2,858,000	3,961
Salaries and employee benefits	$1,677,000	3,766
Premises and equipment expense	$466,000	3,194
Additional noninterest expense	$715,000	4,573
Pre-tax net operating income	$1,412,000	3,146
Securities gains (losses)	$331,000	443
Applicable income taxes	$95,000	3,316
Income before extraordinary items	$1,648,000	2,558
Extraordinary gains, net	$0	15
Net income	$1,648,000	2,559
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,648,000	2,558
Net charge-offs	$-656,000	6,508
Cash dividends	$666,000	1,927
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,333,550	2,896
2014-06-30 (YTD Data)		Rank
Total interest income	$3,122,000	3,467
Total interest expense	$607,000	2,304
Net interest income	$2,515,000	3,649
Provision for loan and lease losses	$-175,000	6,389
Total noninterest income	$235,000	4,420
Gross Fiduciary activities income	$7,000	1,032
Service charges on deposit accounts	$47,000	5,160
Trading account gains and fees	$0	172
Additional Noninterest Income	$181,000	3,788
Total noninterest expense	$1,925,000	3,969
Salaries and employee benefits	$1,128,000	3,764
Premises and equipment expense	$314,000	3,192
Additional noninterest expense	$483,000	4,567
Pre-tax net operating income	$1,000,000	2,974
Securities gains (losses)	$126,000	671
Applicable income taxes	$67,000	3,278
Income before extraordinary items	$1,059,000	2,541
Extraordinary gains, net	$0	20
Net income	$1,059,000	2,544
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,059,000	2,545
Net charge-offs	$-651,000	6,586
Cash dividends	$435,000	1,963
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$940,560	2,715
2014-03-31 (YTD Data)		Rank
Total interest income	$1,513,000	3,562
Total interest expense	$310,000	2,293
Net interest income	$1,203,000	3,786
Provision for loan and lease losses	$-100,000	6,514
Total noninterest income	$134,000	4,165
Gross Fiduciary activities income	$1,000	1,081
Service charges on deposit accounts	$24,000	5,131
Trading account gains and fees	$0	147
Additional Noninterest Income	$109,000	3,444
Total noninterest expense	$949,000	4,021
Salaries and employee benefits	$567,000	3,789
Premises and equipment expense	$155,000	3,267
Additional noninterest expense	$227,000	4,716
Pre-tax net operating income	$488,000	2,944
Securities gains (losses)	$62,000	577
Applicable income taxes	$26,000	3,365
Income before extraordinary items	$524,000	2,486
Extraordinary gains, net	$0	16
Net income	$524,000	2,489
Minority interest net income	$0	66
Net income of bank and minority interests.	$524,000	2,489
Net charge-offs	$-285,000	6,634
Cash dividends	$210,000	1,712
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$465,100	2,661
2013-12-31 (YTD Data)		Rank
Total interest income	$6,254,000	3,521
Total interest expense	$1,382,000	2,312
Net interest income	$4,872,000	3,755
Provision for loan and lease losses	$-115,000	6,405
Total noninterest income	$714,000	3,825
Gross Fiduciary activities income	$8,000	1,129
Service charges on deposit accounts	$115,000	5,042
Trading account gains and fees	$0	184
Additional Noninterest Income	$591,000	3,140
Total noninterest expense	$3,912,000	3,976
Salaries and employee benefits	$2,274,000	3,780
Premises and equipment expense	$610,000	3,271
Additional noninterest expense	$1,028,000	4,525
Pre-tax net operating income	$1,789,000	3,071
Securities gains (losses)	$-128,000	6,580
Applicable income taxes	$60,000	3,692
Income before extraordinary items	$1,601,000	3,040
Extraordinary gains, net	$0	29
Net income	$1,601,000	3,042
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,601,000	3,043
Net charge-offs	$68,000	4,120
Cash dividends	$1,217,000	1,685
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,723,880	2,830
2013-09-30 (YTD Data)		Rank
Total interest income	$4,764,000	3,521
Total interest expense	$1,053,000	2,343
Net interest income	$3,711,000	3,739
Provision for loan and lease losses	$-100,000	6,561
Total noninterest income	$567,000	3,800
Gross Fiduciary activities income	$6,000	1,100
Service charges on deposit accounts	$89,000	5,026
Trading account gains and fees	$0	180
Additional Noninterest Income	$472,000	3,101
Total noninterest expense	$2,964,000	3,966
Salaries and employee benefits	$1,717,000	3,769
Premises and equipment expense	$432,000	3,437
Additional noninterest expense	$815,000	4,433
Pre-tax net operating income	$1,414,000	3,024
Securities gains (losses)	$102,000	1,209
Applicable income taxes	$69,000	3,532
Income before extraordinary items	$1,447,000	2,724
Extraordinary gains, net	$0	25
Net income	$1,447,000	2,728
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,447,000	2,728
Net charge-offs	$-104,000	6,607
Cash dividends	$1,018,000	1,426
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,350,100	2,778
2013-06-30 (YTD Data)		Rank
Total interest income	$3,162,000	3,536
Total interest expense	$699,000	2,404
Net interest income	$2,463,000	3,751
Provision for loan and lease losses	$-72,000	6,654
Total noninterest income	$407,000	3,682
Gross Fiduciary activities income	$6,000	1,074
Service charges on deposit accounts	$60,000	4,987
Trading account gains and fees	$0	157
Additional Noninterest Income	$341,000	3,024
Total noninterest expense	$2,007,000	3,950
Salaries and employee benefits	$1,152,000	3,769
Premises and equipment expense	$276,000	3,545
Additional noninterest expense	$579,000	4,276
Pre-tax net operating income	$935,000	3,017
Securities gains (losses)	$102,000	1,105
Applicable income taxes	$51,000	3,502
Income before extraordinary items	$986,000	2,675
Extraordinary gains, net	$0	22
Net income	$986,000	2,680
Minority interest net income	$0	82
Net income of bank and minority interests.	$986,000	2,680
Net charge-offs	$-54,000	6,561
Cash dividends	$773,000	1,320
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$889,100	2,770
2013-03-31 (YTD Data)		Rank
Total interest income	$1,612,000	3,520
Total interest expense	$347,000	2,465
Net interest income	$1,265,000	3,700
Provision for loan and lease losses	$0	4,409
Total noninterest income	$248,000	3,291
Gross Fiduciary activities income	$5,000	1,015
Service charges on deposit accounts	$29,000	5,027
Trading account gains and fees	$0	148
Additional Noninterest Income	$214,000	2,685
Total noninterest expense	$990,000	4,009
Salaries and employee benefits	$593,000	3,743
Premises and equipment expense	$135,000	3,623
Additional noninterest expense	$262,000	4,541
Pre-tax net operating income	$523,000	2,792
Securities gains (losses)	$57,000	867
Applicable income taxes	$28,000	3,403
Income before extraordinary items	$552,000	2,402
Extraordinary gains, net	$0	10
Net income	$552,000	2,404
Minority interest net income	$0	76
Net income of bank and minority interests.	$552,000	2,404
Net charge-offs	$-54,000	6,733
Cash dividends	$287,000	1,373
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$497,850	2,519
2012-12-31 (YTD Data)		Rank
Total interest income	$6,445,000	3,653
Total interest expense	$1,560,000	2,626
Net interest income	$4,885,000	3,873
Provision for loan and lease losses	$-5,000	6,813
Total noninterest income	$542,000	4,357
Gross Fiduciary activities income	$10,000	1,127
Service charges on deposit accounts	$130,000	5,013
Trading account gains and fees	$0	166
Additional Noninterest Income	$402,000	3,623
Total noninterest expense	$3,900,000	4,096
Salaries and employee benefits	$2,221,000	3,873
Premises and equipment expense	$562,000	3,541
Additional noninterest expense	$1,117,000	4,529
Pre-tax net operating income	$1,532,000	3,300
Securities gains (losses)	$697,000	728
Applicable income taxes	$95,000	3,542
Income before extraordinary items	$2,134,000	2,467
Extraordinary gains, net	$0	29
Net income	$2,134,000	2,468
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,134,000	2,468
Net charge-offs	$-119,000	6,957
Cash dividends	$985,000	1,982
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,464,880	3,035
2012-09-30 (YTD Data)		Rank
Total interest income	$4,851,000	3,714
Total interest expense	$1,191,000	2,696
Net interest income	$3,660,000	3,933
Provision for loan and lease losses	$-5,000	6,945
Total noninterest income	$418,000	4,348
Gross Fiduciary activities income	$10,000	1,078
Service charges on deposit accounts	$95,000	5,127
Trading account gains and fees	$0	157
Additional Noninterest Income	$313,000	3,624
Total noninterest expense	$2,860,000	4,179
Salaries and employee benefits	$1,643,000	3,910
Premises and equipment expense	$411,000	3,657
Additional noninterest expense	$806,000	4,650
Pre-tax net operating income	$1,223,000	3,279
Securities gains (losses)	$574,000	674
Applicable income taxes	$74,000	3,569
Income before extraordinary items	$1,723,000	2,391
Extraordinary gains, net	$0	20
Net income	$1,723,000	2,392
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,723,000	2,392
Net charge-offs	$-116,000	7,051
Cash dividends	$685,000	1,704
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,171,960	2,976
2012-06-30 (YTD Data)		Rank
Total interest income	$3,289,000	3,707
Total interest expense	$811,000	2,740
Net interest income	$2,478,000	3,917
Provision for loan and lease losses	$0	5,619
Total noninterest income	$291,000	4,267
Gross Fiduciary activities income	$6,000	1,098
Service charges on deposit accounts	$62,000	5,181
Trading account gains and fees	$0	153
Additional Noninterest Income	$223,000	3,516
Total noninterest expense	$1,913,000	4,185
Salaries and employee benefits	$1,109,000	3,903
Premises and equipment expense	$275,000	3,641
Additional noninterest expense	$529,000	4,700
Pre-tax net operating income	$856,000	3,155
Securities gains (losses)	$515,000	529
Applicable income taxes	$57,000	3,457
Income before extraordinary items	$1,314,000	2,111
Extraordinary gains, net	$0	19
Net income	$1,314,000	2,110
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,314,000	2,111
Net charge-offs	$-55,000	6,998
Cash dividends	$399,000	1,864
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$819,600	2,844
2012-03-31 (YTD Data)		Rank
Total interest income	$1,670,000	3,697
Total interest expense	$409,000	2,822
Net interest income	$1,261,000	3,893
Provision for loan and lease losses	$0	5,254
Total noninterest income	$154,000	4,173
Gross Fiduciary activities income	$4,000	1,056
Service charges on deposit accounts	$31,000	5,167
Trading account gains and fees	$0	148
Additional Noninterest Income	$119,000	3,430
Total noninterest expense	$963,000	4,195
Salaries and employee benefits	$568,000	3,865
Premises and equipment expense	$142,000	3,600
Additional noninterest expense	$253,000	4,839
Pre-tax net operating income	$452,000	3,087
Securities gains (losses)	$104,000	892
Applicable income taxes	$24,000	3,568
Income before extraordinary items	$532,000	2,479
Extraordinary gains, net	$0	19
Net income	$532,000	2,481
Minority interest net income	$0	78
Net income of bank and minority interests.	$532,000	2,482
Net charge-offs	$-5,000	6,379
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$432,160	2,758
2011-12-31 (YTD Data)		Rank
Total interest income	$6,257,000	3,941
Total interest expense	$1,694,000	3,135
Net interest income	$4,563,000	4,166
Provision for loan and lease losses	$-165,000	7,278
Total noninterest income	$465,000	4,511
Gross Fiduciary activities income	$7,000	1,133
Service charges on deposit accounts	$147,000	4,925
Trading account gains and fees	$0	146
Additional Noninterest Income	$311,000	3,805
Total noninterest expense	$3,629,000	4,393
Salaries and employee benefits	$2,067,000	4,094
Premises and equipment expense	$517,000	3,940
Additional noninterest expense	$1,045,000	4,801
Pre-tax net operating income	$1,564,000	2,959
Securities gains (losses)	$114,000	1,957
Applicable income taxes	$69,000	3,596
Income before extraordinary items	$1,609,000	2,641
Extraordinary gains, net	$0	29
Net income	$1,609,000	2,642
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,609,000	2,642
Net charge-offs	$-7,000	6,979
Cash dividends	$669,000	2,098
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,499,560	2,683
2011-09-30 (YTD Data)		Rank
Total interest income	$4,672,000	3,991
Total interest expense	$1,267,000	3,259
Net interest income	$3,405,000	4,204
Provision for loan and lease losses	$-165,000	7,364
Total noninterest income	$364,000	4,498
Gross Fiduciary activities income	$7,000	1,070
Service charges on deposit accounts	$111,000	4,948
Trading account gains and fees	$0	145
Additional Noninterest Income	$246,000	3,770
Total noninterest expense	$2,726,000	4,388
Salaries and employee benefits	$1,521,000	4,151
Premises and equipment expense	$389,000	3,987
Additional noninterest expense	$816,000	4,735
Pre-tax net operating income	$1,208,000	2,991
Securities gains (losses)	$82,000	1,952
Applicable income taxes	$51,000	3,612
Income before extraordinary items	$1,239,000	2,662
Extraordinary gains, net	$0	21
Net income	$1,239,000	2,664
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,239,000	2,664
Net charge-offs	$-164,000	7,362
Cash dividends	$428,000	1,966
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,160,280	2,687
2011-06-30 (YTD Data)		Rank
Total interest income	$3,118,000	4,033
Total interest expense	$842,000	3,380
Net interest income	$2,276,000	4,220
Provision for loan and lease losses	$-150,000	7,441
Total noninterest income	$230,000	4,622
Gross Fiduciary activities income	$7,000	1,047
Service charges on deposit accounts	$73,000	4,960
Trading account gains and fees	$0	153
Additional Noninterest Income	$150,000	3,950
Total noninterest expense	$1,851,000	4,371
Salaries and employee benefits	$1,026,000	4,139
Premises and equipment expense	$261,000	4,005
Additional noninterest expense	$564,000	4,678
Pre-tax net operating income	$805,000	2,931
Securities gains (losses)	$2,000	2,702
Applicable income taxes	$31,000	3,615
Income before extraordinary items	$776,000	2,723
Extraordinary gains, net	$0	15
Net income	$776,000	2,723
Minority interest net income	$0	89
Net income of bank and minority interests.	$776,000	2,723
Net charge-offs	$-157,000	7,420
Cash dividends	$252,000	2,070
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$774,080	2,644
2011-03-31 (YTD Data)		Rank
Total interest income	$1,534,000	4,100
Total interest expense	$418,000	3,497
Net interest income	$1,116,000	4,260
Provision for loan and lease losses	$-100,000	7,497
Total noninterest income	$121,000	4,584
Gross Fiduciary activities income	$3,000	1,053
Service charges on deposit accounts	$34,000	5,022
Trading account gains and fees	$0	158
Additional Noninterest Income	$84,000	3,827
Total noninterest expense	$950,000	4,328
Salaries and employee benefits	$522,000	4,110
Premises and equipment expense	$135,000	3,977
Additional noninterest expense	$293,000	4,596
Pre-tax net operating income	$387,000	3,036
Securities gains (losses)	$0	1,772
Applicable income taxes	$14,000	3,619
Income before extraordinary items	$373,000	2,811
Extraordinary gains, net	$0	9
Net income	$373,000	2,810
Minority interest net income	$0	86
Net income of bank and minority interests.	$373,000	2,811
Net charge-offs	$-87,000	7,433
Cash dividends	$156,000	1,585
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$373,000	2,755
2010-12-31 (YTD Data)		Rank
Total interest income	$6,452,000	4,118
Total interest expense	$1,808,000	3,812
Net interest income	$4,644,000	4,158
Provision for loan and lease losses	$35,000	6,649
Total noninterest income	$227,000	5,793
Gross Fiduciary activities income	$8,000	1,178
Service charges on deposit accounts	$157,000	4,829
Trading account gains and fees	$0	175
Additional Noninterest Income	$62,000	5,920
Total noninterest expense	$3,700,000	4,432
Salaries and employee benefits	$2,038,000	4,163
Premises and equipment expense	$503,000	4,167
Additional noninterest expense	$1,159,000	4,697
Pre-tax net operating income	$1,136,000	3,166
Securities gains (losses)	$269,000	1,352
Applicable income taxes	$41,000	3,725
Income before extraordinary items	$1,364,000	2,661
Extraordinary gains, net	$0	29
Net income	$1,364,000	2,657
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,364,000	2,662
Net charge-offs	$503,000	3,647
Cash dividends	$41,000	4,002
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,103,070	2,935
2010-09-30 (YTD Data)		Rank
Total interest income	$4,892,000	4,169
Total interest expense	$1,374,000	3,930
Net interest income	$3,518,000	4,193
Provision for loan and lease losses	$100,000	5,670
Total noninterest income	$229,000	5,462
Gross Fiduciary activities income	$7,000	1,140
Service charges on deposit accounts	$123,000	4,835
Trading account gains and fees	$0	165
Additional Noninterest Income	$99,000	5,210
Total noninterest expense	$2,715,000	4,512
Salaries and employee benefits	$1,517,000	4,236
Premises and equipment expense	$375,000	4,244
Additional noninterest expense	$823,000	4,844
Pre-tax net operating income	$932,000	3,215
Securities gains (losses)	$243,000	1,224
Applicable income taxes	$41,000	3,665
Income before extraordinary items	$1,134,000	2,657
Extraordinary gains, net	$0	23
Net income	$1,134,000	2,655
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,134,000	2,659
Net charge-offs	$240,000	4,007
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$898,290	2,950
2010-06-30 (YTD Data)		Rank
Total interest income	$3,283,000	4,194
Total interest expense	$930,000	3,992
Net interest income	$2,353,000	4,182
Provision for loan and lease losses	$100,000	5,137
Total noninterest income	$272,000	4,460
Gross Fiduciary activities income	$5,000	1,142
Service charges on deposit accounts	$79,000	4,901
Trading account gains and fees	$0	152
Additional Noninterest Income	$188,000	3,589
Total noninterest expense	$1,847,000	4,471
Salaries and employee benefits	$1,013,000	4,256
Premises and equipment expense	$252,000	4,261
Additional noninterest expense	$582,000	4,665
Pre-tax net operating income	$678,000	3,087
Securities gains (losses)	$40,000	2,020
Applicable income taxes	$26,000	3,648
Income before extraordinary items	$692,000	2,791
Extraordinary gains, net	$0	19
Net income	$692,000	2,787
Minority interest net income	$0	105
Net income of bank and minority interests.	$692,000	2,790
Net charge-offs	$417,000	2,655
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$653,600	2,788
2010-03-31 (YTD Data)		Rank
Total interest income	$1,629,000	4,267
Total interest expense	$471,000	4,086
Net interest income	$1,158,000	4,258
Provision for loan and lease losses	$30,000	5,300
Total noninterest income	$135,000	4,506
Gross Fiduciary activities income	$3,000	1,105
Service charges on deposit accounts	$36,000	5,055
Trading account gains and fees	$0	175
Additional Noninterest Income	$96,000	3,585
Total noninterest expense	$908,000	4,559
Salaries and employee benefits	$508,000	4,301
Premises and equipment expense	$132,000	4,226
Additional noninterest expense	$268,000	4,915
Pre-tax net operating income	$355,000	3,050
Securities gains (losses)	$0	2,284
Applicable income taxes	$12,000	3,714
Income before extraordinary items	$343,000	2,865
Extraordinary gains, net	$0	16
Net income	$343,000	2,862
Minority interest net income	$0	91
Net income of bank and minority interests.	$343,000	2,865
Net charge-offs	$-9,000	7,459
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$343,000	2,750
2009-12-31 (YTD Data)		Rank
Total interest income	$6,688,000	4,302
Total interest expense	$2,307,000	4,094
Net interest income	$4,381,000	4,305
Provision for loan and lease losses	$2,791,000	2,070
Total noninterest income	$255,000	5,874
Gross Fiduciary activities income	$6,000	1,232
Service charges on deposit accounts	$158,000	5,072
Trading account gains and fees	$0	211
Additional Noninterest Income	$91,000	5,761
Total noninterest expense	$3,506,000	4,712
Salaries and employee benefits	$1,913,000	4,503
Premises and equipment expense	$512,000	4,312
Additional noninterest expense	$1,081,000	5,018
Pre-tax net operating income	$-1,661,000	6,516
Securities gains (losses)	$166,000	1,703
Applicable income taxes	$-38,000	6,400
Income before extraordinary items	$-1,457,000	6,549
Extraordinary gains, net	$0	34
Net income	$-1,457,000	6,549
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,457,000	6,549
Net charge-offs	$2,605,000	1,751
Cash dividends	$146,000	3,918
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-1,618,020	6,611
2009-09-30 (YTD Data)		Rank
Total interest income	$5,046,000	4,336
Total interest expense	$1,779,000	4,157
Net interest income	$3,267,000	4,335
Provision for loan and lease losses	$2,132,000	1,832
Total noninterest income	$358,000	4,869
Gross Fiduciary activities income	$5,000	1,190
Service charges on deposit accounts	$116,000	5,131
Trading account gains and fees	$0	212
Additional Noninterest Income	$237,000	3,993
Total noninterest expense	$2,707,000	4,633
Salaries and employee benefits	$1,437,000	4,507
Premises and equipment expense	$408,000	4,203
Additional noninterest expense	$862,000	4,841
Pre-tax net operating income	$-1,214,000	6,748
Securities gains (losses)	$115,000	1,717
Applicable income taxes	$-44,000	6,801
Income before extraordinary items	$-1,055,000	6,773
Extraordinary gains, net	$0	27
Net income	$-1,055,000	6,774
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,055,000	6,774
Net charge-offs	$1,110,000	2,087
Cash dividends	$146,000	3,358
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,165,400	6,822
2009-06-30 (YTD Data)		Rank
Total interest income	$3,349,000	4,392
Total interest expense	$1,216,000	4,211
Net interest income	$2,133,000	4,387
Provision for loan and lease losses	$1,825,000	1,483
Total noninterest income	$242,000	4,875
Gross Fiduciary activities income	$4,000	1,184
Service charges on deposit accounts	$74,000	5,211
Trading account gains and fees	$0	193
Additional Noninterest Income	$164,000	3,962
Total noninterest expense	$1,867,000	4,578
Salaries and employee benefits	$957,000	4,568
Premises and equipment expense	$275,000	4,191
Additional noninterest expense	$635,000	4,556
Pre-tax net operating income	$-1,317,000	7,166
Securities gains (losses)	$56,000	1,844
Applicable income taxes	$-50,000	7,008
Income before extraordinary items	$-1,211,000	7,232
Extraordinary gains, net	$0	21
Net income	$-1,211,000	7,231
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,211,000	7,231
Net charge-offs	$955,000	1,670
Cash dividends	$146,000	2,999
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,264,760	7,254
2009-03-31 (YTD Data)		Rank
Total interest income	$1,682,000	4,420
Total interest expense	$609,000	4,317
Net interest income	$1,073,000	4,362
Provision for loan and lease losses	$600,000	1,587
Total noninterest income	$130,000	4,724
Gross Fiduciary activities income	$3,000	1,122
Service charges on deposit accounts	$35,000	5,255
Trading account gains and fees	$0	171
Additional Noninterest Income	$92,000	3,787
Total noninterest expense	$865,000	4,726
Salaries and employee benefits	$482,000	4,598
Premises and equipment expense	$143,000	4,121
Additional noninterest expense	$240,000	5,062
Pre-tax net operating income	$-262,000	6,997
Securities gains (losses)	$-27,000	7,894
Applicable income taxes	$3,000	4,463
Income before extraordinary items	$-292,000	7,187
Extraordinary gains, net	$0	15
Net income	$-292,000	7,187
Minority interest net income	$0	102
Net income of bank and minority interests.	$-292,000	7,188
Net charge-offs	$590,000	1,263
Cash dividends	$146,000	1,971
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-265,000	7,085
2008-12-31 (YTD Data)		Rank
Total interest income	$6,795,000	4,570
Total interest expense	$2,922,000	4,332
Net interest income	$3,873,000	4,679
Provision for loan and lease losses	$675,000	3,304
Total noninterest income	$469,000	4,975
Gross Fiduciary activities income	$10,000	1,224
Service charges on deposit accounts	$157,000	5,226
Trading account gains and fees	$0	154
Additional Noninterest Income	$302,000	4,088
Total noninterest expense	$3,193,000	4,915
Salaries and employee benefits	$1,890,000	4,652
Premises and equipment expense	$557,000	4,175
Additional noninterest expense	$746,000	5,657
Pre-tax net operating income	$474,000	4,943
Securities gains (losses)	$43,000	1,704
Applicable income taxes	$0	4,979
Income before extraordinary items	$517,000	4,395
Extraordinary gains, net	$0	39
Net income	$517,000	4,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,164,000	1,796
Cash dividends	$671,000	2,924
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$474,000	4,696
2008-09-30 (YTD Data)		Rank
Total interest income	$5,157,000	4,613
Total interest expense	$2,266,000	4,352
Net interest income	$2,891,000	4,725
Provision for loan and lease losses	$450,000	2,889
Total noninterest income	$371,000	4,968
Gross Fiduciary activities income	$9,000	1,170
Service charges on deposit accounts	$119,000	5,242
Trading account gains and fees	$0	148
Additional Noninterest Income	$243,000	4,076
Total noninterest expense	$2,370,000	4,928
Salaries and employee benefits	$1,395,000	4,710
Premises and equipment expense	$426,000	4,107
Additional noninterest expense	$549,000	5,667
Pre-tax net operating income	$442,000	5,130
Securities gains (losses)	$41,000	1,554
Applicable income taxes	$30,000	4,413
Income before extraordinary items	$453,000	4,603
Extraordinary gains, net	$0	31
Net income	$453,000	4,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$966,000	1,334
Cash dividends	$474,000	2,819
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$414,460	4,904
2008-06-30 (YTD Data)		Rank
Total interest income	$3,594,000	4,532
Total interest expense	$1,591,000	4,351
Net interest income	$2,003,000	4,620
Provision for loan and lease losses	$175,000	3,369
Total noninterest income	$273,000	4,823
Gross Fiduciary activities income	$8,000	1,154
Service charges on deposit accounts	$84,000	5,166
Trading account gains and fees	$0	149
Additional Noninterest Income	$181,000	3,952
Total noninterest expense	$1,576,000	4,969
Salaries and employee benefits	$938,000	4,730
Premises and equipment expense	$285,000	4,115
Additional noninterest expense	$353,000	5,755
Pre-tax net operating income	$525,000	4,292
Securities gains (losses)	$41,000	1,579
Applicable income taxes	$25,000	4,536
Income before extraordinary items	$541,000	3,860
Extraordinary gains, net	$0	21
Net income	$541,000	3,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$974,000	877
Cash dividends	$254,000	3,159
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$501,640	3,956
2008-03-31 (YTD Data)		Rank
Total interest income	$1,890,000	4,495
Total interest expense	$859,000	4,320
Net interest income	$1,031,000	4,522
Provision for loan and lease losses	$75,000	3,123
Total noninterest income	$130,000	4,919
Gross Fiduciary activities income	$5,000	1,113
Service charges on deposit accounts	$41,000	5,179
Trading account gains and fees	$0	158
Additional Noninterest Income	$84,000	4,100
Total noninterest expense	$782,000	5,001
Salaries and employee benefits	$467,000	4,776
Premises and equipment expense	$150,000	3,987
Additional noninterest expense	$165,000	5,914
Pre-tax net operating income	$304,000	4,122
Securities gains (losses)	$41,000	1,188
Applicable income taxes	$17,000	4,476
Income before extraordinary items	$328,000	3,611
Extraordinary gains, net	$0	15
Net income	$328,000	3,615
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$974,000	469
Cash dividends	$165,000	2,507
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$289,050	3,800
2007-12-31 (YTD Data)		Rank
Total interest income	$7,741,000	4,456
Total interest expense	$4,005,000	4,007
Net interest income	$3,736,000	4,824
Provision for loan and lease losses	$1,250,000	1,211
Total noninterest income	$453,000	5,241
Gross Fiduciary activities income	$17,000	1,174
Service charges on deposit accounts	$160,000	5,320
Trading account gains and fees	$0	178
Additional Noninterest Income	$276,000	4,402
Total noninterest expense	$3,278,000	4,737
Salaries and employee benefits	$1,932,000	4,502
Premises and equipment expense	$640,000	3,673
Additional noninterest expense	$706,000	5,709
Pre-tax net operating income	$-339,000	7,729
Securities gains (losses)	$-132,000	8,201
Applicable income taxes	$0	6,070
Income before extraordinary items	$-471,000	7,862
Extraordinary gains, net	$0	39
Net income	$-471,000	7,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$271,000	2,431
Cash dividends	$443,000	3,910
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-339,000	7,787
2007-09-30 (YTD Data)		Rank
Total interest income	$5,805,000	4,481
Total interest expense	$3,027,000	3,992
Net interest income	$2,778,000	4,871
Provision for loan and lease losses	$850,000	1,022
Total noninterest income	$331,000	5,327
Gross Fiduciary activities income	$13,000	1,145
Service charges on deposit accounts	$112,000	5,447
Trading account gains and fees	$0	184
Additional Noninterest Income	$206,000	4,435
Total noninterest expense	$2,432,000	4,740
Salaries and employee benefits	$1,433,000	4,526
Premises and equipment expense	$485,000	3,626
Additional noninterest expense	$514,000	5,736
Pre-tax net operating income	$-173,000	7,870
Securities gains (losses)	$-132,000	8,336
Applicable income taxes	$0	6,220
Income before extraordinary items	$-305,000	8,006
Extraordinary gains, net	$0	33
Net income	$-305,000	8,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$366,000	1,327
Cash dividends	$334,000	3,491
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-173,000	7,903
2007-06-30 (YTD Data)		Rank
Total interest income	$3,905,000	4,464
Total interest expense	$2,044,000	3,958
Net interest income	$1,861,000	4,886
Provision for loan and lease losses	$325,000	1,448
Total noninterest income	$231,000	5,273
Gross Fiduciary activities income	$11,000	1,126
Service charges on deposit accounts	$73,000	5,514
Trading account gains and fees	$0	168
Additional Noninterest Income	$147,000	4,350
Total noninterest expense	$1,602,000	4,810
Salaries and employee benefits	$971,000	4,506
Premises and equipment expense	$304,000	3,821
Additional noninterest expense	$327,000	5,870
Pre-tax net operating income	$165,000	6,859
Securities gains (losses)	$-132,000	8,434
Applicable income taxes	$6,000	5,846
Income before extraordinary items	$27,000	7,640
Extraordinary gains, net	$0	29
Net income	$27,000	7,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$231,000	1,210
Cash dividends	$242,000	3,408
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$135,240	6,852
2007-03-31 (YTD Data)		Rank
Total interest income	$1,984,000	4,418
Total interest expense	$1,033,000	3,931
Net interest income	$951,000	4,834
Provision for loan and lease losses	$100,000	2,001
Total noninterest income	$110,000	5,340
Gross Fiduciary activities income	$2,000	1,213
Service charges on deposit accounts	$36,000	5,497
Trading account gains and fees	$0	195
Additional Noninterest Income	$72,000	4,403
Total noninterest expense	$817,000	4,745
Salaries and employee benefits	$491,000	4,495
Premises and equipment expense	$159,000	3,713
Additional noninterest expense	$167,000	5,809
Pre-tax net operating income	$144,000	6,122
Securities gains (losses)	$-119,000	8,568
Applicable income taxes	$3,000	5,852
Income before extraordinary items	$22,000	7,590
Extraordinary gains, net	$0	22
Net income	$22,000	7,589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-136,000	8,543
Cash dividends	$102,000	3,064
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$126,720	5,977
2006-12-31 (YTD Data)		Rank
Total interest income	$7,493,000	4,367
Total interest expense	$3,773,000	3,731
Net interest income	$3,720,000	4,867
Provision for loan and lease losses	$80,000	5,017
Total noninterest income	$454,000	5,346
Gross Fiduciary activities income	$11,000	1,257
Service charges on deposit accounts	$155,000	5,467
Trading account gains and fees	$0	130
Additional Noninterest Income	$288,000	4,390
Total noninterest expense	$3,258,000	4,621
Salaries and employee benefits	$1,960,000	4,345
Premises and equipment expense	$597,000	3,786
Additional noninterest expense	$701,000	5,641
Pre-tax net operating income	$836,000	5,557
Securities gains (losses)	$-10,000	7,284
Applicable income taxes	$35,000	5,669
Income before extraordinary items	$791,000	5,241
Extraordinary gains, net	$0	51
Net income	$791,000	5,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-73,000	8,429
Cash dividends	$787,000	3,009
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$800,600	5,208
2006-09-30 (YTD Data)		Rank
Total interest income	$5,516,000	4,412
Total interest expense	$2,713,000	3,760
Net interest income	$2,803,000	4,887
Provision for loan and lease losses	$-55,000	8,534
Total noninterest income	$352,000	5,277
Gross Fiduciary activities income	$10,000	1,209
Service charges on deposit accounts	$118,000	5,503
Trading account gains and fees	$0	126
Additional Noninterest Income	$224,000	4,294
Total noninterest expense	$2,482,000	4,566
Salaries and employee benefits	$1,492,000	4,250
Premises and equipment expense	$446,000	3,804
Additional noninterest expense	$544,000	5,527
Pre-tax net operating income	$728,000	5,426
Securities gains (losses)	$-9,000	7,556
Applicable income taxes	$36,000	5,635
Income before extraordinary items	$683,000	5,055
Extraordinary gains, net	$0	45
Net income	$683,000	5,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-68,000	8,438
Cash dividends	$679,000	2,482
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$691,550	5,025
2006-06-30 (YTD Data)		Rank
Total interest income	$3,620,000	4,410
Total interest expense	$1,688,000	3,818
Net interest income	$1,932,000	4,814
Provision for loan and lease losses	$-30,000	8,551
Total noninterest income	$249,000	5,163
Gross Fiduciary activities income	$10,000	1,166
Service charges on deposit accounts	$75,000	5,584
Trading account gains and fees	$0	126
Additional Noninterest Income	$164,000	4,129
Total noninterest expense	$1,671,000	4,545
Salaries and employee benefits	$1,003,000	4,251
Premises and equipment expense	$298,000	3,787
Additional noninterest expense	$370,000	5,464
Pre-tax net operating income	$540,000	5,236
Securities gains (losses)	$-7,000	7,777
Applicable income taxes	$27,000	5,631
Income before extraordinary items	$506,000	4,841
Extraordinary gains, net	$0	39
Net income	$506,000	4,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-51,000	8,429
Cash dividends	$471,000	2,483
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$512,650	4,813
2006-03-31 (YTD Data)		Rank
Total interest income	$1,777,000	4,417
Total interest expense	$761,000	3,950
Net interest income	$1,016,000	4,664
Provision for loan and lease losses	$-15,000	8,557
Total noninterest income	$124,000	5,127
Gross Fiduciary activities income	$2,000	1,247
Service charges on deposit accounts	$36,000	5,597
Trading account gains and fees	$0	115
Additional Noninterest Income	$86,000	3,983
Total noninterest expense	$848,000	4,506
Salaries and employee benefits	$505,000	4,248
Premises and equipment expense	$154,000	3,708
Additional noninterest expense	$189,000	5,359
Pre-tax net operating income	$307,000	4,913
Securities gains (losses)	$-7,000	8,168
Applicable income taxes	$16,000	5,499
Income before extraordinary items	$284,000	4,557
Extraordinary gains, net	$0	21
Net income	$284,000	4,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	8,471
Cash dividends	$167,000	2,615
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$290,650	4,483
2005-12-31 (YTD Data)		Rank
Total interest income	$6,353,000	4,453
Total interest expense	$2,310,000	4,023
Net interest income	$4,043,000	4,591
Provision for loan and lease losses	$-60,000	8,595
Total noninterest income	$346,000	6,039
Gross Fiduciary activities income	$12,000	1,271
Service charges on deposit accounts	$174,000	5,339
Trading account gains and fees	$0	138
Additional Noninterest Income	$160,000	5,609
Total noninterest expense	$3,364,000	4,430
Salaries and employee benefits	$1,935,000	4,221
Premises and equipment expense	$608,000	3,620
Additional noninterest expense	$821,000	5,085
Pre-tax net operating income	$1,085,000	5,144
Securities gains (losses)	$-15,000	7,693
Applicable income taxes	$50,000	5,861
Income before extraordinary items	$1,020,000	4,791
Extraordinary gains, net	$0	46
Net income	$1,020,000	4,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-133,000	8,676
Cash dividends	$855,000	2,738
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,034,250	4,714
2005-09-30 (YTD Data)		Rank
Total interest income	$4,633,000	4,496
Total interest expense	$1,623,000	4,076
Net interest income	$3,010,000	4,628
Provision for loan and lease losses	$-60,000	8,678
Total noninterest income	$250,000	6,150
Gross Fiduciary activities income	$12,000	1,190
Service charges on deposit accounts	$133,000	5,316
Trading account gains and fees	$0	126
Additional Noninterest Income	$105,000	5,862
Total noninterest expense	$2,460,000	4,475
Salaries and employee benefits	$1,450,000	4,194
Premises and equipment expense	$445,000	3,685
Additional noninterest expense	$565,000	5,307
Pre-tax net operating income	$860,000	5,138
Securities gains (losses)	$7,000	1,597
Applicable income taxes	$44,000	5,880
Income before extraordinary items	$823,000	4,678
Extraordinary gains, net	$0	35
Net income	$823,000	4,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-130,000	8,681
Cash dividends	$455,000	2,948
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$816,350	4,665
2005-06-30 (YTD Data)		Rank
Total interest income	$2,985,000	4,524
Total interest expense	$977,000	4,201
Net interest income	$2,008,000	4,599
Provision for loan and lease losses	$-55,000	8,709
Total noninterest income	$160,000	6,205
Gross Fiduciary activities income	$11,000	1,150
Service charges on deposit accounts	$87,000	5,319
Trading account gains and fees	$0	116
Additional Noninterest Income	$62,000	6,077
Total noninterest expense	$1,637,000	4,465
Salaries and employee benefits	$971,000	4,160
Premises and equipment expense	$302,000	3,602
Additional noninterest expense	$364,000	5,403
Pre-tax net operating income	$586,000	5,069
Securities gains (losses)	$7,000	1,472
Applicable income taxes	$30,000	5,873
Income before extraordinary items	$563,000	4,586
Extraordinary gains, net	$0	30
Net income	$563,000	4,587
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-127,000	8,705
Cash dividends	$272,000	3,111
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$556,350	4,565
2005-03-31 (YTD Data)		Rank
Total interest income	$1,422,000	4,641
Total interest expense	$441,000	4,386
Net interest income	$981,000	4,684
Provision for loan and lease losses	$-25,000	8,765
Total noninterest income	$83,000	6,080
Gross Fiduciary activities income	$10,000	1,066
Service charges on deposit accounts	$41,000	5,405
Trading account gains and fees	$0	115
Additional Noninterest Income	$32,000	6,055
Total noninterest expense	$794,000	4,578
Salaries and employee benefits	$480,000	4,228
Premises and equipment expense	$149,000	3,665
Additional noninterest expense	$165,000	5,705
Pre-tax net operating income	$295,000	5,036
Securities gains (losses)	$-8,000	8,484
Applicable income taxes	$14,000	5,897
Income before extraordinary items	$273,000	4,628
Extraordinary gains, net	$0	24
Net income	$273,000	4,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-62,000	8,696
Cash dividends	$124,000	2,753
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$280,600	4,523
2004-12-31 (YTD Data)		Rank
Total interest income	$5,491,000	4,548
Total interest expense	$1,825,000	3,933
Net interest income	$3,666,000	4,756
Provision for loan and lease losses	$-80,000	8,773
Total noninterest income	$507,000	5,224
Gross Fiduciary activities income	$13,000	1,271
Service charges on deposit accounts	$204,000	5,173
Trading account gains and fees	$0	138
Additional Noninterest Income	$290,000	4,327
Total noninterest expense	$3,311,000	4,355
Salaries and employee benefits	$1,868,000	4,215
Premises and equipment expense	$541,000	3,837
Additional noninterest expense	$902,000	4,689
Pre-tax net operating income	$942,000	5,396
Securities gains (losses)	$19,000	2,428
Applicable income taxes	$108,000	5,433
Income before extraordinary items	$853,000	5,112
Extraordinary gains, net	$0	34
Net income	$853,000	5,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-183,000	8,870
Cash dividends	$436,000	3,772
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$836,090	5,096
2004-09-30 (YTD Data)		Rank
Total interest income	$4,104,000	4,531
Total interest expense	$1,391,000	3,833
Net interest income	$2,713,000	4,783
Provision for loan and lease losses	$-75,000	8,860
Total noninterest income	$420,000	5,017
Gross Fiduciary activities income	$12,000	1,215
Service charges on deposit accounts	$156,000	5,186
Trading account gains and fees	$0	134
Additional Noninterest Income	$252,000	4,051
Total noninterest expense	$2,508,000	4,285
Salaries and employee benefits	$1,400,000	4,174
Premises and equipment expense	$405,000	3,839
Additional noninterest expense	$703,000	4,507
Pre-tax net operating income	$700,000	5,522
Securities gains (losses)	$12,000	2,612
Applicable income taxes	$99,000	5,358
Income before extraordinary items	$613,000	5,303
Extraordinary gains, net	$0	26
Net income	$613,000	5,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-180,000	8,899
Cash dividends	$230,000	3,791
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$602,680	5,267
2004-06-30 (YTD Data)		Rank
Total interest income	$2,734,000	4,543
Total interest expense	$935,000	3,804
Net interest income	$1,799,000	4,810
Provision for loan and lease losses	$0	6,885
Total noninterest income	$258,000	5,205
Gross Fiduciary activities income	$11,000	1,171
Service charges on deposit accounts	$105,000	5,166
Trading account gains and fees	$0	130
Additional Noninterest Income	$142,000	4,412
Total noninterest expense	$1,605,000	4,445
Salaries and employee benefits	$932,000	4,201
Premises and equipment expense	$269,000	3,850
Additional noninterest expense	$404,000	5,029
Pre-tax net operating income	$452,000	5,559
Securities gains (losses)	$23,000	1,953
Applicable income taxes	$81,000	5,100
Income before extraordinary items	$394,000	5,352
Extraordinary gains, net	$0	21
Net income	$394,000	5,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,447
Cash dividends	$111,000	4,104
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$374,910	5,391
2004-03-31 (YTD Data)		Rank
Total interest income	$1,387,000	4,516
Total interest expense	$485,000	3,733
Net interest income	$902,000	4,819
Provision for loan and lease losses	$1,000	6,438
Total noninterest income	$116,000	5,420
Gross Fiduciary activities income	$2,000	1,290
Service charges on deposit accounts	$51,000	5,172
Trading account gains and fees	$0	121
Additional Noninterest Income	$63,000	4,647
Total noninterest expense	$824,000	4,388
Salaries and employee benefits	$488,000	4,090
Premises and equipment expense	$139,000	3,799
Additional noninterest expense	$197,000	5,125
Pre-tax net operating income	$193,000	5,906
Securities gains (losses)	$15,000	1,841
Applicable income taxes	$10,000	6,242
Income before extraordinary items	$198,000	5,376
Extraordinary gains, net	$0	16
Net income	$198,000	5,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	8,761
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$183,750	5,429
2003-12-31 (YTD Data)		Rank
Total interest income	$5,697,000	4,445
Total interest expense	$2,134,000	3,824
Net interest income	$3,563,000	4,738
Provision for loan and lease losses	$57,000	6,122
Total noninterest income	$486,000	5,518
Gross Fiduciary activities income	$7,000	1,410
Service charges on deposit accounts	$199,000	5,275
Trading account gains and fees	$0	160
Additional Noninterest Income	$280,000	4,645
Total noninterest expense	$3,161,000	4,449
Salaries and employee benefits	$1,791,000	4,283
Premises and equipment expense	$501,000	4,048
Additional noninterest expense	$869,000	4,764
Pre-tax net operating income	$831,000	5,602
Securities gains (losses)	$181,000	1,407
Applicable income taxes	$321,000	4,178
Income before extraordinary items	$691,000	5,619
Extraordinary gains, net	$0	54
Net income	$691,000	5,621
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	5,170
Cash dividends	$202,000	4,899
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$567,920	5,910
2003-09-30 (YTD Data)		Rank
Total interest income	$4,366,000	4,445
Total interest expense	$1,635,000	3,871
Net interest income	$2,731,000	4,683
Provision for loan and lease losses	$175,000	3,642
Total noninterest income	$381,000	5,435
Gross Fiduciary activities income	$7,000	1,337
Service charges on deposit accounts	$151,000	5,283
Trading account gains and fees	$0	153
Additional Noninterest Income	$223,000	4,582
Total noninterest expense	$2,461,000	4,321
Salaries and employee benefits	$1,365,000	4,220
Premises and equipment expense	$386,000	3,962
Additional noninterest expense	$710,000	4,432
Pre-tax net operating income	$476,000	6,388
Securities gains (losses)	$112,000	1,654
Applicable income taxes	$185,000	4,776
Income before extraordinary items	$403,000	6,334
Extraordinary gains, net	$0	40
Net income	$403,000	6,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	3,689
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$325,720	6,625
2003-06-30 (YTD Data)		Rank
Total interest income	$3,010,000	4,380
Total interest expense	$1,116,000	3,906
Net interest income	$1,894,000	4,559
Provision for loan and lease losses	$165,000	2,855
Total noninterest income	$282,000	5,150
Gross Fiduciary activities income	$6,000	1,307
Service charges on deposit accounts	$100,000	5,280
Trading account gains and fees	$0	150
Additional Noninterest Income	$176,000	4,274
Total noninterest expense	$1,641,000	4,314
Salaries and employee benefits	$925,000	4,165
Premises and equipment expense	$253,000	4,005
Additional noninterest expense	$463,000	4,495
Pre-tax net operating income	$370,000	6,044
Securities gains (losses)	$72,000	1,764
Applicable income taxes	$149,000	4,503
Income before extraordinary items	$293,000	6,141
Extraordinary gains, net	$0	30
Net income	$293,000	6,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	2,590
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$245,480	6,359
2003-03-31 (YTD Data)		Rank
Total interest income	$1,526,000	4,371
Total interest expense	$571,000	3,920
Net interest income	$955,000	4,531
Provision for loan and lease losses	$12,000	5,906
Total noninterest income	$168,000	4,593
Gross Fiduciary activities income	$2,000	1,343
Service charges on deposit accounts	$47,000	5,348
Trading account gains and fees	$0	134
Additional Noninterest Income	$119,000	3,615
Total noninterest expense	$824,000	4,272
Salaries and employee benefits	$477,000	4,046
Premises and equipment expense	$125,000	4,027
Additional noninterest expense	$222,000	4,600
Pre-tax net operating income	$287,000	4,906
Securities gains (losses)	$1,000	2,714
Applicable income taxes	$95,000	4,029
Income before extraordinary items	$193,000	5,421
Extraordinary gains, net	$0	21
Net income	$193,000	5,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	3,019
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$192,330	5,232
2002-12-31 (YTD Data)		Rank
Total interest income	$6,758,000	4,170
Total interest expense	$2,725,000	3,832
Net interest income	$4,033,000	4,323
Provision for loan and lease losses	$94,000	5,835
Total noninterest income	$440,000	5,547
Gross Fiduciary activities income	$11,000	1,391
Service charges on deposit accounts	$198,000	5,218
Trading account gains and fees	$0	153
Additional Noninterest Income	$231,000	4,744
Total noninterest expense	$3,801,000	3,703
Salaries and employee benefits	$1,800,000	4,087
Premises and equipment expense	$518,000	3,835
Additional noninterest expense	$1,483,000	2,981
Pre-tax net operating income	$578,000	6,498
Securities gains (losses)	$540,000	631
Applicable income taxes	$349,000	4,166
Income before extraordinary items	$769,000	5,310
Extraordinary gains, net	$0	70
Net income	$769,000	5,309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	3,043
Cash dividends	$428,000	3,711
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$396,400	6,729
2001-12-31 (YTD Data)		Rank
Total interest income	$8,374,000	3,869
Total interest expense	$4,095,000	3,723
Net interest income	$4,279,000	3,915
Provision for loan and lease losses	$1,645,000	832
Total noninterest income	$422,000	5,538
Gross Fiduciary activities income	$12,000	1,388
Service charges on deposit accounts	$190,000	5,285
Trading account gains and fees	$0	177
Additional Noninterest Income	$220,000	4,737
Total noninterest expense	$3,607,000	3,732
Salaries and employee benefits	$1,831,000	3,860
Premises and equipment expense	$562,000	3,551
Additional noninterest expense	$1,214,000	3,459
Pre-tax net operating income	$-551,000	9,188
Securities gains (losses)	$31,000	2,791
Applicable income taxes	$-295,000	9,423
Income before extraordinary items	$-225,000	9,073
Extraordinary gains, net	$0	105
Net income	$-225,000	9,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,083,000	554
Cash dividends	$292,000	4,447
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-244,840	9,030
2000-12-31 (YTD Data)		Rank
Total interest income	$8,958,000	3,733
Total interest expense	$4,324,000	3,743
Net interest income	$4,634,000	3,709
Provision for loan and lease losses	$1,093,000	991
Total noninterest income	$414,000	5,450
Gross Fiduciary activities income	$14,000	1,182
Service charges on deposit accounts	$194,000	5,173
Trading account gains and fees	$0	180
Additional Noninterest Income	$206,000	4,731
Total noninterest expense	$3,116,000	4,104
Salaries and employee benefits	$1,727,000	3,902
Premises and equipment expense	$521,000	3,667
Additional noninterest expense	$868,000	4,463
Pre-tax net operating income	$839,000	5,745
Securities gains (losses)	$25,000	900
Applicable income taxes	$160,000	5,801
Income before extraordinary items	$704,000	5,409
Extraordinary gains, net	$0	38
Net income	$704,000	5,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,092,000	697
Cash dividends	$711,000	2,881
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$683,750	5,484
1999-12-31 (YTD Data)		Rank
Total interest income	$8,869,000	3,572
Total interest expense	$4,421,000	3,288
Net interest income	$4,448,000	3,826
Provision for loan and lease losses	$772,000	1,226
Total noninterest income	$404,000	5,576
Gross Fiduciary activities income	$27,000	1,181
Service charges on deposit accounts	$213,000	4,959
Trading account gains and fees	$0	173
Additional Noninterest Income	$164,000	5,393
Total noninterest expense	$3,176,000	4,025
Salaries and employee benefits	$1,753,000	3,830
Premises and equipment expense	$556,000	3,462
Additional noninterest expense	$867,000	4,501
Pre-tax net operating income	$904,000	5,600
Securities gains (losses)	$-2,000	8,771
Applicable income taxes	$358,000	4,421
Income before extraordinary items	$544,000	6,187
Extraordinary gains, net	$0	35
Net income	$544,000	6,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$433,000	1,361
Cash dividends	$413,000	3,852
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$545,280	6,168
1998-12-31 (YTD Data)		Rank
Total interest income	$9,038,000	3,529
Total interest expense	$4,647,000	3,202
Net interest income	$4,391,000	3,817
Provision for loan and lease losses	$201,000	3,495
Total noninterest income	$429,000	5,397
Gross Fiduciary activities income	$28,000	1,192
Service charges on deposit accounts	$220,000	4,861
Trading account gains and fees	$0	224
Additional Noninterest Income	$181,000	5,217
Total noninterest expense	$3,043,000	4,062
Salaries and employee benefits	$1,694,000	3,847
Premises and equipment expense	$524,000	3,558
Additional noninterest expense	$825,000	4,578
Pre-tax net operating income	$1,576,000	4,029
Securities gains (losses)	$121,000	1,167
Applicable income taxes	$526,000	3,718
Income before extraordinary items	$1,171,000	4,009
Extraordinary gains, net	$0	32
Net income	$1,171,000	4,008
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	2,917
Cash dividends	$839,000	2,523
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,087,510	4,126
1997-12-31 (YTD Data)		Rank
Total interest income	$8,813,000	3,637
Total interest expense	$4,502,000	3,294
Net interest income	$4,311,000	3,960
Provision for loan and lease losses	$296,000	2,663
Total noninterest income	$385,000	5,848
Gross Fiduciary activities income	$22,000	1,272
Service charges on deposit accounts	$247,000	4,699
Trading account gains and fees	$0	239
Additional Noninterest Income	$116,000	6,369
Total noninterest expense	$2,974,000	4,123
Salaries and employee benefits	$1,653,000	3,918
Premises and equipment expense	$554,000	3,399
Additional noninterest expense	$767,000	4,879
Pre-tax net operating income	$1,426,000	4,666
Securities gains (losses)	$70,000	1,148
Applicable income taxes	$434,000	4,638
Income before extraordinary items	$1,062,000	4,477
Extraordinary gains, net	$0	44
Net income	$1,062,000	4,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$316,000	1,899
Cash dividends	$763,000	2,630
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,012,300	4,596
1996-12-31 (YTD Data)		Rank
Total interest income	$8,532,000	3,800
Total interest expense	$4,346,000	3,436
Net interest income	$4,186,000	4,165
Provision for loan and lease losses	$573,000	1,578
Total noninterest income	$423,000	5,771
Gross Fiduciary activities income	$25,000	1,330
Service charges on deposit accounts	$238,000	4,995
Trading account gains and fees	$0	262
Additional Noninterest Income	$160,000	5,786
Total noninterest expense	$2,814,000	4,533
Salaries and employee benefits	$1,564,000	4,159
Premises and equipment expense	$475,000	3,931
Additional noninterest expense	$775,000	5,325
Pre-tax net operating income	$1,222,000	5,059
Securities gains (losses)	$124,000	874
Applicable income taxes	$356,000	5,268
Income before extraordinary items	$990,000	4,553
Extraordinary gains, net	$0	53
Net income	$990,000	4,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$605,000	1,239
Cash dividends	$708,000	2,718
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$898,240	4,824
1995-12-31 (YTD Data)		Rank
Total interest income	$8,051,000	3,987
Total interest expense	$3,980,000	3,699
Net interest income	$4,071,000	4,245
Provision for loan and lease losses	$332,000	2,131
Total noninterest income	$339,000	6,618
Gross Fiduciary activities income	$8,000	1,484
Service charges on deposit accounts	$210,000	5,518
Trading account gains and fees	$0	522
Additional Noninterest Income	$121,000	6,633
Total noninterest expense	$2,813,000	4,521
Salaries and employee benefits	$1,426,000	4,483
Premises and equipment expense	$479,000	3,893
Additional noninterest expense	$908,000	4,736
Pre-tax net operating income	$1,265,000	5,067
Securities gains (losses)	$41,000	1,437
Applicable income taxes	$345,000	5,499
Income before extraordinary items	$961,000	4,745
Extraordinary gains, net	$0	65
Net income	$961,000	4,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$334,000	1,812
Cash dividends	$516,000	3,243
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$930,660	4,853
1994-12-31 (YTD Data)		Rank
Total interest income	$7,398,000	4,017
Total interest expense	$3,133,000	3,802
Net interest income	$4,265,000	4,126
Provision for loan and lease losses	$420,000	1,753
Total noninterest income	$347,000	6,707
Gross Fiduciary activities income	$8,000	1,489
Service charges on deposit accounts	$213,000	5,615
Trading account gains and fees	$0	475
Additional Noninterest Income	$126,000	6,774
Total noninterest expense	$2,859,000	4,593
Salaries and employee benefits	$1,394,000	4,590
Premises and equipment expense	$518,000	3,685
Additional noninterest expense	$947,000	4,942
Pre-tax net operating income	$1,333,000	4,844
Securities gains (losses)	$43,000	1,243
Applicable income taxes	$326,000	5,558
Income before extraordinary items	$1,050,000	4,350
Extraordinary gains, net	$0	249
Net income	$1,050,000	4,350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$403,000	1,587
Cash dividends	$667,000	2,612
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,017,320	4,521
1993-12-31 (YTD Data)		Rank
Total interest income	$7,616,000	4,002
Total interest expense	$3,301,000	3,782
Net interest income	$4,315,000	4,112
Provision for loan and lease losses	$201,000	3,891
Total noninterest income	$345,000	7,089
Gross Fiduciary activities income	$5,000	1,560
Service charges on deposit accounts	$206,000	5,867
Trading account gains and fees	$0	532
Additional Noninterest Income	$134,000	6,930
Total noninterest expense	$2,837,000	4,734
Salaries and employee benefits	$1,337,000	4,759
Premises and equipment expense	$488,000	3,950
Additional noninterest expense	$1,012,000	4,873
Pre-tax net operating income	$1,622,000	4,039
Securities gains (losses)	$92,000	2,615
Applicable income taxes	$426,000	4,778
Income before extraordinary items	$1,288,000	3,749
Extraordinary gains, net	$0	3,149
Net income	$1,288,000	3,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$364,000	2,186
Cash dividends	$571,000	2,773
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,219,000	3,747
1992-12-31 (YTD Data)		Rank
Total interest income	$8,410,000	4,114
Total interest expense	$4,470,000	3,668
Net interest income	$3,940,000	4,514
Provision for loan and lease losses	$931,000	1,923
Total noninterest income	$320,000	7,458
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$214,000	5,737
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	7,856
Total noninterest expense	$2,554,000	5,207
Salaries and employee benefits	$1,200,000	5,158
Premises and equipment expense	$401,000	4,782
Additional noninterest expense	$953,000	5,258
Pre-tax net operating income	$775,000	6,682
Securities gains (losses)	$42,000	4,413
Applicable income taxes	$180,000	7,969
Income before extraordinary items	$637,000	6,315
Extraordinary gains, net	$0	1,422
Net income	$637,000	6,383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$541,000	2,344
Cash dividends	$306,000	3,949
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$604,240	6,178

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.