Home > Harbor National Bank > Income and Expense
Harbor National Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,202,000 | 2,020 |
| Total interest expense | $1,045,000 | 2,044 |
| Net interest income | $8,157,000 | 1,989 |
| Provision for loan and lease losses | $-340,000 | 6,341 |
| Total noninterest income | $3,481,000 | 1,154 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $131,000 | 4,194 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,350,000 | 829 |
| Total noninterest expense | $8,743,000 | 1,651 |
| Salaries and employee benefits | $5,577,000 | 1,430 |
| Premises and equipment expense | $930,000 | 1,876 |
| Additional noninterest expense | $2,236,000 | 2,039 |
| Pre-tax net operating income | $3,235,000 | 1,738 |
| Securities gains (losses) | $321,000 | 451 |
| Applicable income taxes | $1,312,000 | 1,087 |
| Income before extraordinary items | $2,244,000 | 2,031 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,244,000 | 2,031 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,244,000 | 2,030 |
| Net charge-offs | $-265,000 | 6,392 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,038,560 | 2,142 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,028,000 | 2,041 |
| Total interest expense | $704,000 | 2,044 |
| Net interest income | $5,324,000 | 2,014 |
| Provision for loan and lease losses | $-215,000 | 6,421 |
| Total noninterest income | $2,024,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $87,000 | 4,188 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,937,000 | 911 |
| Total noninterest expense | $5,644,000 | 1,689 |
| Salaries and employee benefits | $3,604,000 | 1,457 |
| Premises and equipment expense | $610,000 | 1,918 |
| Additional noninterest expense | $1,430,000 | 2,105 |
| Pre-tax net operating income | $1,919,000 | 1,878 |
| Securities gains (losses) | $-3,000 | 6,148 |
| Applicable income taxes | $690,000 | 1,265 |
| Income before extraordinary items | $1,226,000 | 2,307 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,226,000 | 2,311 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,226,000 | 2,311 |
| Net charge-offs | $-226,000 | 6,473 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,227,920 | 2,260 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 2,065 |
| Total interest expense | $355,000 | 2,045 |
| Net interest income | $2,612,000 | 2,036 |
| Provision for loan and lease losses | $-165,000 | 6,550 |
| Total noninterest income | $722,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $46,000 | 4,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $676,000 | 1,155 |
| Total noninterest expense | $2,668,000 | 1,777 |
| Salaries and employee benefits | $1,706,000 | 1,540 |
| Premises and equipment expense | $307,000 | 1,939 |
| Additional noninterest expense | $655,000 | 2,286 |
| Pre-tax net operating income | $831,000 | 2,041 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $299,000 | 1,349 |
| Income before extraordinary items | $532,000 | 2,463 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $532,000 | 2,466 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $532,000 | 2,466 |
| Net charge-offs | $-211,000 | 6,593 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $532,000 | 2,417 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,789,000 | 2,085 |
| Total interest expense | $1,418,000 | 2,262 |
| Net interest income | $10,371,000 | 2,028 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,799,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $213,000 | 3,997 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,586,000 | 1,271 |
| Total noninterest expense | $9,769,000 | 1,937 |
| Salaries and employee benefits | $6,084,000 | 1,684 |
| Premises and equipment expense | $1,193,000 | 1,922 |
| Additional noninterest expense | $2,492,000 | 2,472 |
| Pre-tax net operating income | $3,401,000 | 1,955 |
| Securities gains (losses) | $6,000 | 2,766 |
| Applicable income taxes | $1,179,000 | 1,320 |
| Income before extraordinary items | $2,228,000 | 2,400 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,228,000 | 2,404 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,228,000 | 2,403 |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,224,100 | 2,349 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,779,000 | 2,115 |
| Total interest expense | $1,071,000 | 2,305 |
| Net interest income | $7,708,000 | 2,047 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,063,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $157,000 | 4,054 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,906,000 | 1,319 |
| Total noninterest expense | $7,277,000 | 1,952 |
| Salaries and employee benefits | $4,589,000 | 1,691 |
| Premises and equipment expense | $868,000 | 1,990 |
| Additional noninterest expense | $1,820,000 | 2,514 |
| Pre-tax net operating income | $2,494,000 | 2,062 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $849,000 | 1,393 |
| Income before extraordinary items | $1,648,000 | 2,462 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,648,000 | 2,467 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,648,000 | 2,467 |
| Net charge-offs | $-89,000 | 6,570 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,646,020 | 2,395 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,872,000 | 2,107 |
| Total interest expense | $717,000 | 2,343 |
| Net interest income | $5,155,000 | 2,035 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,289,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $108,000 | 3,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,181,000 | 1,415 |
| Total noninterest expense | $4,692,000 | 2,017 |
| Salaries and employee benefits | $2,908,000 | 1,765 |
| Premises and equipment expense | $568,000 | 2,033 |
| Additional noninterest expense | $1,216,000 | 2,506 |
| Pre-tax net operating income | $1,752,000 | 1,930 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $596,000 | 1,359 |
| Income before extraordinary items | $1,156,000 | 2,354 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,156,000 | 2,364 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,156,000 | 2,362 |
| Net charge-offs | $-42,000 | 6,506 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,156,000 | 2,268 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 2,191 |
| Total interest expense | $380,000 | 2,305 |
| Net interest income | $2,462,000 | 2,132 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $545,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $54,000 | 3,946 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $491,000 | 1,599 |
| Total noninterest expense | $2,179,000 | 2,177 |
| Salaries and employee benefits | $1,373,000 | 1,888 |
| Premises and equipment expense | $262,000 | 2,226 |
| Additional noninterest expense | $544,000 | 2,766 |
| Pre-tax net operating income | $778,000 | 2,080 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $265,000 | 1,458 |
| Income before extraordinary items | $513,000 | 2,534 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $513,000 | 2,537 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $513,000 | 2,536 |
| Net charge-offs | $43,000 | 2,526 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $513,000 | 2,449 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,599,000 | 2,248 |
| Total interest expense | $1,791,000 | 2,349 |
| Net interest income | $9,808,000 | 2,195 |
| Provision for loan and lease losses | $1,098,000 | 1,674 |
| Total noninterest income | $1,465,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $136,000 | 4,937 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,329,000 | 1,998 |
| Total noninterest expense | $7,950,000 | 2,385 |
| Salaries and employee benefits | $4,556,000 | 2,195 |
| Premises and equipment expense | $966,000 | 2,337 |
| Additional noninterest expense | $2,428,000 | 2,628 |
| Pre-tax net operating income | $2,225,000 | 2,624 |
| Securities gains (losses) | $13,000 | 3,311 |
| Applicable income taxes | $765,000 | 1,749 |
| Income before extraordinary items | $1,473,000 | 3,164 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,473,000 | 3,164 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,473,000 | 3,164 |
| Net charge-offs | $1,227,000 | 1,609 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,464,420 | 3,036 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,629,000 | 2,312 |
| Total interest expense | $1,366,000 | 2,406 |
| Net interest income | $7,263,000 | 2,256 |
| Provision for loan and lease losses | $1,098,000 | 1,345 |
| Total noninterest income | $757,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $86,000 | 5,293 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $671,000 | 2,525 |
| Total noninterest expense | $5,923,000 | 2,400 |
| Salaries and employee benefits | $3,299,000 | 2,248 |
| Premises and equipment expense | $711,000 | 2,401 |
| Additional noninterest expense | $1,913,000 | 2,526 |
| Pre-tax net operating income | $999,000 | 3,633 |
| Securities gains (losses) | $14,000 | 3,018 |
| Applicable income taxes | $346,000 | 2,325 |
| Income before extraordinary items | $667,000 | 4,186 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $667,000 | 4,186 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $667,000 | 4,186 |
| Net charge-offs | $982,000 | 1,489 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $657,760 | 4,033 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,736,000 | 2,331 |
| Total interest expense | $936,000 | 2,429 |
| Net interest income | $4,800,000 | 2,266 |
| Provision for loan and lease losses | $648,000 | 1,493 |
| Total noninterest income | $341,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $48,000 | 5,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 3,100 |
| Total noninterest expense | $3,768,000 | 2,512 |
| Salaries and employee benefits | $2,052,000 | 2,399 |
| Premises and equipment expense | $465,000 | 2,447 |
| Additional noninterest expense | $1,251,000 | 2,581 |
| Pre-tax net operating income | $725,000 | 3,474 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $248,000 | 2,250 |
| Income before extraordinary items | $477,000 | 4,069 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $477,000 | 4,072 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $477,000 | 4,073 |
| Net charge-offs | $733,000 | 1,394 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $477,000 | 3,880 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 2,340 |
| Total interest expense | $496,000 | 2,394 |
| Net interest income | $2,397,000 | 2,288 |
| Provision for loan and lease losses | $315,000 | 1,452 |
| Total noninterest income | $103,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $22,000 | 5,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $81,000 | 4,014 |
| Total noninterest expense | $1,761,000 | 2,662 |
| Salaries and employee benefits | $972,000 | 2,544 |
| Premises and equipment expense | $230,000 | 2,493 |
| Additional noninterest expense | $559,000 | 2,819 |
| Pre-tax net operating income | $424,000 | 3,206 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $144,000 | 2,092 |
| Income before extraordinary items | $280,000 | 3,766 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $280,000 | 3,769 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $280,000 | 3,769 |
| Net charge-offs | $611,000 | 959 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $280,000 | 3,605 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,579,000 | 2,411 |
| Total interest expense | $2,354,000 | 2,438 |
| Net interest income | $9,225,000 | 2,378 |
| Provision for loan and lease losses | $1,099,000 | 2,291 |
| Total noninterest income | $488,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $87,000 | 5,714 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $401,000 | 3,431 |
| Total noninterest expense | $6,596,000 | 2,808 |
| Salaries and employee benefits | $3,080,000 | 3,054 |
| Premises and equipment expense | $840,000 | 2,807 |
| Additional noninterest expense | $2,676,000 | 2,456 |
| Pre-tax net operating income | $2,018,000 | 2,489 |
| Securities gains (losses) | $21,000 | 3,059 |
| Applicable income taxes | $683,000 | 1,704 |
| Income before extraordinary items | $1,356,000 | 2,979 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,356,000 | 2,981 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,356,000 | 2,981 |
| Net charge-offs | $856,000 | 2,547 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,341,930 | 2,903 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,645,000 | 2,451 |
| Total interest expense | $1,833,000 | 2,446 |
| Net interest income | $6,812,000 | 2,422 |
| Provision for loan and lease losses | $699,000 | 2,445 |
| Total noninterest income | $369,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $65,000 | 5,721 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $304,000 | 3,446 |
| Total noninterest expense | $5,107,000 | 2,730 |
| Salaries and employee benefits | $2,253,000 | 3,127 |
| Premises and equipment expense | $628,000 | 2,836 |
| Additional noninterest expense | $2,226,000 | 2,230 |
| Pre-tax net operating income | $1,375,000 | 2,740 |
| Securities gains (losses) | $12,000 | 2,990 |
| Applicable income taxes | $462,000 | 1,794 |
| Income before extraordinary items | $925,000 | 3,230 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $925,000 | 3,231 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $925,000 | 3,230 |
| Net charge-offs | $714,000 | 2,269 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $916,960 | 3,139 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,734,000 | 2,475 |
| Total interest expense | $1,263,000 | 2,465 |
| Net interest income | $4,471,000 | 2,467 |
| Provision for loan and lease losses | $491,000 | 2,344 |
| Total noninterest income | $239,000 | 4,548 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $45,000 | 5,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 3,530 |
| Total noninterest expense | $3,434,000 | 2,730 |
| Salaries and employee benefits | $1,495,000 | 3,149 |
| Premises and equipment expense | $415,000 | 2,869 |
| Additional noninterest expense | $1,524,000 | 2,213 |
| Pre-tax net operating income | $785,000 | 2,978 |
| Securities gains (losses) | $12,000 | 2,290 |
| Applicable income taxes | $271,000 | 1,907 |
| Income before extraordinary items | $526,000 | 3,473 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $526,000 | 3,475 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $526,000 | 3,475 |
| Net charge-offs | $387,000 | 2,401 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $518,080 | 3,408 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 2,506 |
| Total interest expense | $651,000 | 2,474 |
| Net interest income | $2,196,000 | 2,511 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $123,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $103,000 | 3,519 |
| Total noninterest expense | $1,716,000 | 2,754 |
| Salaries and employee benefits | $744,000 | 3,174 |
| Premises and equipment expense | $209,000 | 2,881 |
| Additional noninterest expense | $763,000 | 2,197 |
| Pre-tax net operating income | $303,000 | 3,506 |
| Securities gains (losses) | $11,000 | 1,280 |
| Applicable income taxes | $107,000 | 2,106 |
| Income before extraordinary items | $207,000 | 3,924 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $207,000 | 3,923 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $207,000 | 3,924 |
| Net charge-offs | $299,000 | 1,756 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $199,740 | 3,940 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,561,000 | 2,588 |
| Total interest expense | $3,354,000 | 2,356 |
| Net interest income | $8,207,000 | 2,658 |
| Provision for loan and lease losses | $3,242,000 | 1,545 |
| Total noninterest income | $441,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $66,000 | 5,976 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $375,000 | 3,623 |
| Total noninterest expense | $5,418,000 | 3,377 |
| Salaries and employee benefits | $2,720,000 | 3,374 |
| Premises and equipment expense | $782,000 | 3,029 |
| Additional noninterest expense | $1,916,000 | 3,371 |
| Pre-tax net operating income | $-12,000 | 5,799 |
| Securities gains (losses) | $94,000 | 2,220 |
| Applicable income taxes | $-29,000 | 6,656 |
| Income before extraordinary items | $111,000 | 5,562 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $111,000 | 5,563 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $111,000 | 5,564 |
| Net charge-offs | $3,185,000 | 1,417 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $17,000 | 5,772 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,699,000 | 2,647 |
| Total interest expense | $2,631,000 | 2,352 |
| Net interest income | $6,068,000 | 2,725 |
| Provision for loan and lease losses | $2,842,000 | 1,316 |
| Total noninterest income | $297,000 | 5,069 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $49,000 | 6,082 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $248,000 | 3,852 |
| Total noninterest expense | $4,013,000 | 3,404 |
| Salaries and employee benefits | $2,005,000 | 3,430 |
| Premises and equipment expense | $589,000 | 3,071 |
| Additional noninterest expense | $1,419,000 | 3,391 |
| Pre-tax net operating income | $-490,000 | 6,542 |
| Securities gains (losses) | $94,000 | 1,991 |
| Applicable income taxes | $-134,000 | 7,126 |
| Income before extraordinary items | $-262,000 | 6,499 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-262,000 | 6,500 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-262,000 | 6,499 |
| Net charge-offs | $2,801,000 | 1,207 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-324,040 | 6,468 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,816,000 | 2,669 |
| Total interest expense | $1,824,000 | 2,354 |
| Net interest income | $3,992,000 | 2,762 |
| Provision for loan and lease losses | $2,042,000 | 1,261 |
| Total noninterest income | $177,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $34,000 | 6,062 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $143,000 | 4,047 |
| Total noninterest expense | $2,664,000 | 3,434 |
| Salaries and employee benefits | $1,362,000 | 3,414 |
| Premises and equipment expense | $395,000 | 3,088 |
| Additional noninterest expense | $907,000 | 3,466 |
| Pre-tax net operating income | $-537,000 | 6,773 |
| Securities gains (losses) | $40,000 | 2,020 |
| Applicable income taxes | $-168,000 | 7,287 |
| Income before extraordinary items | $-329,000 | 6,720 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-329,000 | 6,722 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-329,000 | 6,721 |
| Net charge-offs | $1,726,000 | 1,256 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-355,400 | 6,701 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 2,750 |
| Total interest expense | $930,000 | 2,425 |
| Net interest income | $1,941,000 | 2,861 |
| Provision for loan and lease losses | $850,000 | 1,311 |
| Total noninterest income | $91,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 4,036 |
| Total noninterest expense | $1,341,000 | 3,450 |
| Salaries and employee benefits | $733,000 | 3,257 |
| Premises and equipment expense | $198,000 | 3,141 |
| Additional noninterest expense | $410,000 | 3,737 |
| Pre-tax net operating income | $-159,000 | 6,778 |
| Securities gains (losses) | $-2,000 | 7,398 |
| Applicable income taxes | $-55,000 | 7,343 |
| Income before extraordinary items | $-106,000 | 6,766 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-106,000 | 6,767 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-106,000 | 6,766 |
| Net charge-offs | $784,000 | 1,223 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-104,680 | 6,705 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,271,000 | 2,906 |
| Total interest expense | $4,703,000 | 2,394 |
| Net interest income | $6,568,000 | 3,205 |
| Provision for loan and lease losses | $2,309,000 | 2,290 |
| Total noninterest income | $310,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $90,000 | 5,891 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $220,000 | 4,481 |
| Total noninterest expense | $4,771,000 | 3,828 |
| Salaries and employee benefits | $2,523,000 | 3,661 |
| Premises and equipment expense | $696,000 | 3,475 |
| Additional noninterest expense | $1,552,000 | 3,987 |
| Pre-tax net operating income | $-202,000 | 5,710 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-114,000 | 6,602 |
| Income before extraordinary items | $-88,000 | 5,681 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-88,000 | 5,680 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-88,000 | 5,680 |
| Net charge-offs | $817,000 | 3,150 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-88,000 | 5,658 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,277,000 | 3,009 |
| Total interest expense | $3,654,000 | 2,413 |
| Net interest income | $4,623,000 | 3,395 |
| Provision for loan and lease losses | $1,621,000 | 2,128 |
| Total noninterest income | $222,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $73,000 | 5,846 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $149,000 | 4,782 |
| Total noninterest expense | $3,551,000 | 3,856 |
| Salaries and employee benefits | $1,971,000 | 3,587 |
| Premises and equipment expense | $513,000 | 3,552 |
| Additional noninterest expense | $1,067,000 | 4,211 |
| Pre-tax net operating income | $-327,000 | 6,160 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-97,000 | 6,935 |
| Income before extraordinary items | $-230,000 | 6,159 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-230,000 | 6,160 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-230,000 | 6,159 |
| Net charge-offs | $297,000 | 3,714 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-230,000 | 6,133 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,324,000 | 3,141 |
| Total interest expense | $2,511,000 | 2,442 |
| Net interest income | $2,813,000 | 3,638 |
| Provision for loan and lease losses | $877,000 | 2,231 |
| Total noninterest income | $148,000 | 5,741 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $55,000 | 5,662 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $93,000 | 4,923 |
| Total noninterest expense | $2,289,000 | 3,977 |
| Salaries and employee benefits | $1,304,000 | 3,650 |
| Premises and equipment expense | $344,000 | 3,573 |
| Additional noninterest expense | $641,000 | 4,530 |
| Pre-tax net operating income | $-205,000 | 6,286 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-70,000 | 7,066 |
| Income before extraordinary items | $-135,000 | 6,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-135,000 | 6,257 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-135,000 | 6,257 |
| Net charge-offs | $49,000 | 4,935 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-135,000 | 6,228 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 3,236 |
| Total interest expense | $1,278,000 | 2,485 |
| Net interest income | $1,318,000 | 3,791 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $59,000 | 6,125 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $1,092,000 | 4,046 |
| Salaries and employee benefits | $640,000 | 3,735 |
| Premises and equipment expense | $172,000 | 3,614 |
| Additional noninterest expense | $280,000 | 4,620 |
| Pre-tax net operating income | $-15,000 | 6,335 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-5,000 | 7,129 |
| Income before extraordinary items | $-10,000 | 6,460 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-10,000 | 6,460 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-10,000 | 6,461 |
| Net charge-offs | $49,000 | 3,571 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-10,000 | 6,319 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,841,000 | 3,582 |
| Total interest expense | $4,827,000 | 3,054 |
| Net interest income | $5,014,000 | 3,938 |
| Provision for loan and lease losses | $909,000 | 2,857 |
| Total noninterest income | $186,000 | 6,591 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 6,055 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $97,000 | 5,960 |
| Total noninterest expense | $4,033,000 | 4,213 |
| Salaries and employee benefits | $2,477,000 | 3,807 |
| Premises and equipment expense | $580,000 | 4,044 |
| Additional noninterest expense | $976,000 | 4,890 |
| Pre-tax net operating income | $258,000 | 5,570 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $4,000 | 4,719 |
| Income before extraordinary items | $254,000 | 5,284 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $254,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,675 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $254,000 | 5,441 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,172,000 | 3,711 |
| Total interest expense | $3,450,000 | 3,274 |
| Net interest income | $3,722,000 | 3,986 |
| Provision for loan and lease losses | $568,000 | 2,548 |
| Total noninterest income | $126,000 | 6,838 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $55,000 | 6,327 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $71,000 | 6,119 |
| Total noninterest expense | $2,968,000 | 4,251 |
| Salaries and employee benefits | $1,897,000 | 3,770 |
| Premises and equipment expense | $414,000 | 4,199 |
| Additional noninterest expense | $657,000 | 5,157 |
| Pre-tax net operating income | $312,000 | 5,593 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $107,000 | 3,547 |
| Income before extraordinary items | $205,000 | 5,676 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $205,000 | 5,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $205,000 | 5,847 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 3,862 |
| Total interest expense | $2,210,000 | 3,491 |
| Net interest income | $2,393,000 | 4,087 |
| Provision for loan and lease losses | $387,000 | 2,211 |
| Total noninterest income | $80,000 | 6,954 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $46,000 | 6,261 |
| Total noninterest expense | $1,940,000 | 4,338 |
| Salaries and employee benefits | $1,243,000 | 3,859 |
| Premises and equipment expense | $264,000 | 4,360 |
| Additional noninterest expense | $433,000 | 5,178 |
| Pre-tax net operating income | $146,000 | 6,139 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $50,000 | 4,059 |
| Income before extraordinary items | $96,000 | 6,380 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 6,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $96,000 | 6,313 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 3,929 |
| Total interest expense | $1,114,000 | 3,634 |
| Net interest income | $1,201,000 | 4,105 |
| Provision for loan and lease losses | $222,000 | 1,724 |
| Total noninterest income | $38,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $924,000 | 4,488 |
| Salaries and employee benefits | $596,000 | 3,994 |
| Premises and equipment expense | $124,000 | 4,535 |
| Additional noninterest expense | $204,000 | 5,318 |
| Pre-tax net operating income | $93,000 | 6,075 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $32,000 | 3,996 |
| Income before extraordinary items | $61,000 | 6,408 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $61,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $61,000 | 6,308 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,735,000 | 4,459 |
| Total interest expense | $3,593,000 | 4,271 |
| Net interest income | $4,142,000 | 4,516 |
| Provision for loan and lease losses | $884,000 | 1,568 |
| Total noninterest income | $106,000 | 7,495 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $24,000 | 7,101 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $82,000 | 6,501 |
| Total noninterest expense | $3,361,000 | 4,659 |
| Salaries and employee benefits | $2,242,000 | 4,028 |
| Premises and equipment expense | $425,000 | 4,844 |
| Additional noninterest expense | $694,000 | 5,759 |
| Pre-tax net operating income | $3,000 | 7,417 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $2,000 | 7,489 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,000 | 7,458 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,409,000 | 4,678 |
| Total interest expense | $2,485,000 | 4,498 |
| Net interest income | $2,924,000 | 4,715 |
| Provision for loan and lease losses | $639,000 | 1,293 |
| Total noninterest income | $76,000 | 7,593 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $16,000 | 7,169 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $60,000 | 6,545 |
| Total noninterest expense | $2,494,000 | 4,670 |
| Salaries and employee benefits | $1,691,000 | 3,999 |
| Premises and equipment expense | $304,000 | 4,976 |
| Additional noninterest expense | $499,000 | 5,821 |
| Pre-tax net operating income | $-133,000 | 7,839 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-45,000 | 8,145 |
| Income before extraordinary items | $-88,000 | 7,839 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-88,000 | 7,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-88,000 | 7,822 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,222,000 | 5,027 |
| Total interest expense | $1,423,000 | 4,951 |
| Net interest income | $1,799,000 | 4,995 |
| Provision for loan and lease losses | $414,000 | 1,206 |
| Total noninterest income | $46,000 | 7,746 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $8,000 | 7,273 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $38,000 | 6,680 |
| Total noninterest expense | $1,639,000 | 4,730 |
| Salaries and employee benefits | $1,122,000 | 4,048 |
| Premises and equipment expense | $196,000 | 5,097 |
| Additional noninterest expense | $321,000 | 5,942 |
| Pre-tax net operating income | $-208,000 | 8,093 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-70,000 | 8,337 |
| Income before extraordinary items | $-138,000 | 8,058 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-138,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-138,000 | 8,052 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 5,452 |
| Total interest expense | $612,000 | 5,326 |
| Net interest income | $798,000 | 5,388 |
| Provision for loan and lease losses | $198,000 | 1,181 |
| Total noninterest income | $21,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $801,000 | 4,802 |
| Salaries and employee benefits | $560,000 | 4,073 |
| Premises and equipment expense | $92,000 | 5,299 |
| Additional noninterest expense | $149,000 | 6,135 |
| Pre-tax net operating income | $-180,000 | 8,277 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-61,000 | 8,450 |
| Income before extraordinary items | $-119,000 | 8,211 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-119,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-119,000 | 8,200 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 6,899 |
| Total interest expense | $814,000 | 7,301 |
| Net interest income | $2,031,000 | 6,524 |
| Provision for loan and lease losses | $651,000 | 1,502 |
| Total noninterest income | $59,000 | 8,141 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $6,000 | 7,490 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $53,000 | 7,187 |
| Total noninterest expense | $2,505,000 | 5,475 |
| Salaries and employee benefits | $1,518,000 | 5,154 |
| Premises and equipment expense | $334,000 | 5,456 |
| Additional noninterest expense | $653,000 | 5,832 |
| Pre-tax net operating income | $-1,066,000 | 8,441 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-316,000 | 8,520 |
| Income before extraordinary items | $-750,000 | 8,391 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-750,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-750,000 | 8,376 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 7,480 |
| Total interest expense | $346,000 | 8,023 |
| Net interest income | $1,256,000 | 7,046 |
| Provision for loan and lease losses | $411,000 | 1,661 |
| Total noninterest income | $39,000 | 8,288 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,000 | 7,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 7,336 |
| Total noninterest expense | $1,840,000 | 5,526 |
| Salaries and employee benefits | $1,101,000 | 5,239 |
| Premises and equipment expense | $243,000 | 5,563 |
| Additional noninterest expense | $496,000 | 5,796 |
| Pre-tax net operating income | $-956,000 | 8,575 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-324,000 | 8,666 |
| Income before extraordinary items | $-632,000 | 8,515 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-632,000 | 8,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-632,000 | 8,507 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $784,000 | 7,948 |
| Total interest expense | $131,000 | 8,420 |
| Net interest income | $653,000 | 7,554 |
| Provision for loan and lease losses | $222,000 | 1,945 |
| Total noninterest income | $22,000 | 8,396 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,503 |
| Total noninterest expense | $1,231,000 | 5,523 |
| Salaries and employee benefits | $695,000 | 5,446 |
| Premises and equipment expense | $155,000 | 5,695 |
| Additional noninterest expense | $381,000 | 5,376 |
| Pre-tax net operating income | $-778,000 | 8,648 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-263,000 | 8,708 |
| Income before extraordinary items | $-515,000 | 8,590 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-515,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-515,000 | 8,588 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $201,000 | 8,533 |
| Total interest expense | $24,000 | 8,657 |
| Net interest income | $177,000 | 8,357 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $1,000 | 8,667 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $690,000 | 5,176 |
| Salaries and employee benefits | $378,000 | 5,198 |
| Premises and equipment expense | $68,000 | 6,040 |
| Additional noninterest expense | $244,000 | 4,549 |
| Pre-tax net operating income | $-572,000 | 8,708 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-194,000 | 8,731 |
| Income before extraordinary items | $-378,000 | 8,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-378,000 | 8,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-378,000 | 8,664 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.