Home > Harbor National Bank > Income and Expense

Harbor National Bank, Income and Expense

2004-03-31 (YTD Data)Rank
Total interest income$2,269,0003,049
Total interest expense$318,0004,996
Net interest income$1,951,0002,542
Provision for loan and lease losses$90,0002,254
Total noninterest income$120,0005,339
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$82,0004,055
Trading account gains and fees$0121
Additional Noninterest Income$38,0005,668
Total noninterest expense$1,387,0002,830
Salaries and employee benefits$801,0002,677
Premises and equipment expense$251,0002,295
Additional noninterest expense$335,0003,417
Pre-tax net operating income$594,0003,101
Securities gains (losses)$02,934
Applicable income taxes$244,0002,230
Income before extraordinary items$350,0003,851
Extraordinary gains, net$016
Net income$350,0003,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$75,000277
Net operating income$350,0003,735
2003-12-31 (YTD Data)Rank
Total interest income$8,388,0003,305
Total interest expense$1,049,0005,980
Net interest income$7,339,0002,641
Provision for loan and lease losses$405,0002,563
Total noninterest income$615,0004,901
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$294,0004,343
Trading account gains and fees$0160
Additional Noninterest Income$321,0004,368
Total noninterest expense$5,659,0002,745
Salaries and employee benefits$3,236,0002,597
Premises and equipment expense$1,012,0002,242
Additional noninterest expense$1,411,0003,259
Pre-tax net operating income$1,890,0003,519
Securities gains (losses)$-7,0008,734
Applicable income taxes$772,0002,601
Income before extraordinary items$1,111,0004,338
Extraordinary gains, net$054
Net income$1,111,0004,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,477
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,115,4804,158
2003-09-30 (YTD Data)Rank
Total interest income$6,161,0003,408
Total interest expense$750,0006,279
Net interest income$5,411,0002,686
Provision for loan and lease losses$355,0002,237
Total noninterest income$489,0004,803
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$216,0004,416
Trading account gains and fees$0153
Additional Noninterest Income$273,0004,203
Total noninterest expense$4,182,0002,778
Salaries and employee benefits$2,328,0002,701
Premises and equipment expense$747,0002,275
Additional noninterest expense$1,107,0003,113
Pre-tax net operating income$1,363,0003,733
Securities gains (losses)$-7,0008,911
Applicable income taxes$556,0002,826
Income before extraordinary items$800,0004,597
Extraordinary gains, net$040
Net income$800,0004,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,344
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$804,4804,410
2003-06-30 (YTD Data)Rank
Total interest income$4,014,0003,506
Total interest expense$485,0006,484
Net interest income$3,529,0002,748
Provision for loan and lease losses$290,0001,910
Total noninterest income$377,0004,394
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$143,0004,400
Trading account gains and fees$0150
Additional Noninterest Income$234,0003,735
Total noninterest expense$2,762,0002,797
Salaries and employee benefits$1,496,0002,787
Premises and equipment expense$485,0002,314
Additional noninterest expense$781,0002,921
Pre-tax net operating income$854,0003,887
Securities gains (losses)$03,782
Applicable income taxes$350,0002,946
Income before extraordinary items$504,0004,783
Extraordinary gains, net$030
Net income$504,0004,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,282
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$504,0004,575
2003-03-31 (YTD Data)Rank
Total interest income$1,921,0003,647
Total interest expense$231,0006,695
Net interest income$1,690,0002,851
Provision for loan and lease losses$160,0001,616
Total noninterest income$153,0004,843
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$69,0004,419
Trading account gains and fees$0134
Additional Noninterest Income$84,0004,247
Total noninterest expense$1,344,0002,853
Salaries and employee benefits$723,0002,868
Premises and equipment expense$229,0002,426
Additional noninterest expense$392,0002,906
Pre-tax net operating income$339,0004,460
Securities gains (losses)$02,891
Applicable income taxes$139,0003,359
Income before extraordinary items$200,0005,334
Extraordinary gains, net$021
Net income$200,0005,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,123
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$200,0005,143
2002-12-31 (YTD Data)Rank
Total interest income$5,942,0004,599
Total interest expense$1,023,0006,874
Net interest income$4,919,0003,721
Provision for loan and lease losses$385,0002,927
Total noninterest income$397,0005,801
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$273,0004,459
Trading account gains and fees$0153
Additional Noninterest Income$124,0006,000
Total noninterest expense$4,377,0003,301
Salaries and employee benefits$2,471,0003,158
Premises and equipment expense$824,0002,621
Additional noninterest expense$1,082,0003,936
Pre-tax net operating income$554,0006,567
Securities gains (losses)$3,0004,139
Applicable income taxes$56,0006,444
Income before extraordinary items$501,0006,403
Extraordinary gains, net$070
Net income$501,0006,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,210
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$6,518,000110
Net operating income$498,3006,254
2001-12-31 (YTD Data)Rank
Total interest income$5,375,0005,361
Total interest expense$1,367,0007,259
Net interest income$4,008,0004,124
Provision for loan and lease losses$245,0003,671
Total noninterest income$406,0005,637
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$237,0004,777
Trading account gains and fees$0177
Additional Noninterest Income$169,0005,279
Total noninterest expense$3,915,0003,490
Salaries and employee benefits$2,163,0003,357
Premises and equipment expense$731,0002,846
Additional noninterest expense$1,021,0004,001
Pre-tax net operating income$254,0007,617
Securities gains (losses)$71,0002,041
Applicable income taxes$07,903
Income before extraordinary items$325,0006,986
Extraordinary gains, net$0105
Net income$325,0006,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0009,130
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$254,0007,301
2000-12-31 (YTD Data)Rank
Total interest income$4,063,0006,441
Total interest expense$1,217,0007,766
Net interest income$2,846,0005,346
Provision for loan and lease losses$255,0003,188
Total noninterest income$345,0005,924
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$204,0005,049
Trading account gains and feesNANA
Additional Noninterest Income$141,0005,630
Total noninterest expense$3,148,0004,064
Salaries and employee benefits$1,634,0004,077
Premises and equipment expense$552,0003,500
Additional noninterest expense$962,0004,104
Pre-tax net operating income$-212,0009,348
Securities gains (losses)$1,0001,732
Applicable income taxes$08,362
Income before extraordinary items$-211,0009,385
Extraordinary gains, net$038
Net income$-211,0009,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0009,196
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$4,000923
Net operating income$-212,0009,383
1999-12-31 (YTD Data)Rank
Total interest income$2,607,0007,790
Total interest expense$686,0008,982
Net interest income$1,921,0006,787
Provision for loan and lease losses$405,0002,081
Total noninterest income$652,0004,181
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$326,0003,750
Trading account gains and feesNANA
Additional Noninterest Income$326,0003,831
Total noninterest expense$2,757,0004,522
Salaries and employee benefits$1,465,0004,419
Premises and equipment expense$358,0004,887
Additional noninterest expense$934,0004,245
Pre-tax net operating income$-589,0009,906
Securities gains (losses)$6,0002,044
Applicable income taxes$08,765
Income before extraordinary items$-583,0009,950
Extraordinary gains, net$035
Net income$-583,0009,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,0001,445
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$2,145,000420
Net operating income$-589,0009,936
1998-12-31 (YTD Data)Rank
Total interest income$2,402,0008,210
Total interest expense$666,0009,286
Net interest income$1,736,0007,200
Provision for loan and lease losses$08,652
Total noninterest income$607,0004,353
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$245,0004,554
Trading account gains and feesNANA
Additional Noninterest Income$362,0003,636
Total noninterest expense$2,191,0005,239
Salaries and employee benefits$1,057,0005,564
Premises and equipment expense$381,0004,590
Additional noninterest expense$753,0004,882
Pre-tax net operating income$152,0009,163
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$152,0008,966
Extraordinary gains, net$032
Net income$152,0008,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,250
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$152,0008,898
1997-12-31 (YTD Data)Rank
Total interest income$2,363,0008,561
Total interest expense$596,0009,834
Net interest income$1,767,0007,388
Provision for loan and lease losses$10,0008,395
Total noninterest income$751,0003,759
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$356,0003,559
Trading account gains and feesNANA
Additional Noninterest Income$395,0003,310
Total noninterest expense$2,288,0005,122
Salaries and employee benefits$1,071,0005,591
Premises and equipment expense$410,0004,364
Additional noninterest expense$807,0004,693
Pre-tax net operating income$220,0009,464
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$220,0008,985
Extraordinary gains, net$044
Net income$220,0008,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,434
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$220,0008,955
1996-12-31 (YTD Data)Rank
Total interest income$2,436,0008,770
Total interest expense$597,00010,284
Net interest income$1,839,0007,481
Provision for loan and lease losses$38,0007,073
Total noninterest income$454,0005,510
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$303,0004,197
Trading account gains and feesNANA
Additional Noninterest Income$151,0005,947
Total noninterest expense$2,284,0005,375
Salaries and employee benefits$1,065,0005,719
Premises and equipment expense$424,0004,332
Additional noninterest expense$795,0005,225
Pre-tax net operating income$-29,00010,861
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-29,00010,890
Extraordinary gains, net$053
Net income$-29,00010,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,727
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-29,00010,847
1995-12-31 (YTD Data)Rank
Total interest income$2,720,0008,603
Total interest expense$648,00010,495
Net interest income$2,072,0007,144
Provision for loan and lease losses$105,0004,483
Total noninterest income$501,0005,176
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$352,0003,753
Trading account gains and feesNANA
Additional Noninterest Income$149,0006,005
Total noninterest expense$2,283,0005,394
Salaries and employee benefits$1,130,0005,483
Premises and equipment expense$421,0004,333
Additional noninterest expense$732,0005,643
Pre-tax net operating income$185,00010,552
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$185,00010,108
Extraordinary gains, net$065
Net income$185,00010,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,403
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$1,503,000247
Net operating income$185,00010,078
1994-12-31 (YTD Data)Rank
Total interest income$2,501,0008,902
Total interest expense$602,00010,594
Net interest income$1,899,0007,806
Provision for loan and lease losses$180,0003,202
Total noninterest income$568,0004,850
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$368,0003,668
Trading account gains and feesNANA
Additional Noninterest Income$200,0005,268
Total noninterest expense$2,882,0004,564
Salaries and employee benefits$1,145,0005,473
Premises and equipment expense$502,0003,790
Additional noninterest expense$1,235,0003,952
Pre-tax net operating income$-595,00012,406
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$-595,00012,374
Extraordinary gains, net$0249
Net income$-595,00012,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0001,879
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-595,00012,381
1993-12-31 (YTD Data)Rank
Total interest income$2,755,0008,740
Total interest expense$809,00010,004
Net interest income$1,946,0007,842
Provision for loan and lease losses$29,0008,543
Total noninterest income$735,0004,287
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$415,0003,336
Trading account gains and feesNANA
Additional Noninterest Income$320,0004,310
Total noninterest expense$3,284,0004,154
Salaries and employee benefits$1,203,0005,224
Premises and equipment expense$530,0003,684
Additional noninterest expense$1,551,0003,405
Pre-tax net operating income$-632,00012,892
Securities gains (losses)$196,0001,719
Applicable income taxes$-72,00012,914
Income before extraordinary items$-364,00012,855
Extraordinary gains, net$81,0001,772
Net income$-283,00012,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,836
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-526,68012,849
1992-12-31 (YTD Data)Rank
Total interest income$3,432,0008,282
Total interest expense$1,325,0009,140
Net interest income$2,107,0007,478
Provision for loan and lease losses$242,0004,670
Total noninterest income$881,0003,679
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$553,0002,493
Trading account gains and feesNANA
Additional Noninterest Income$328,0004,184
Total noninterest expense$3,516,0003,923
Salaries and employee benefits$1,566,0004,063
Premises and equipment expense$566,0003,549
Additional noninterest expense$1,384,0003,828
Pre-tax net operating income$-770,00013,424
Securities gains (losses)$14,0006,053
Applicable income taxes$-50,00013,503
Income before extraordinary items$-706,00013,462
Extraordinary gains, net$01,422
Net income$-706,00013,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$589,0002,195
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-719,02013,384

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.