Home > Harbor Federal Savings Bank > Assets and Liabilities
Harbor Federal Savings Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 45 | 3,793 |
| Assets and Liabilities | ||
| Total Assets: | $243,813,000 | 1,924 |
| Cash and due from depository institutions | $1,684,000 | 3,793 |
| Interest-bearing balances | $251,000 | 3,791 |
| Securities | $59,870,000 | 1,919 |
| Federal funds sold & reverse repurchase agreements | $2,773,000 | 3,030 |
| Net loans & leases | $170,901,000 | 1,764 |
| Loan loss allowance | $483,000 | 5,815 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,700,000 | 4,473 |
| Other real estate owned | $0 | 3,793 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,885,000 | 1,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,813,000 | 1,924 |
| Total liabilities | $229,141,000 | 1,854 |
| Total deposits | $182,288,000 | 2,080 |
| Interest-bearing deposits | $177,554,000 | 1,845 |
| Deposits held in domestic offices | $182,288,000 | 2,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,160,000 | 1,144 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $34,500,000 | 947 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,193,000 | 2,822 |
| Total equity capital | $14,672,000 | 3,013 |
| Total bank equity capital | $14,672,000 | 3,013 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $11,274,000 | 1,466 |
| Undivided profits | $3,397,000 | 5,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $777,000 | 2,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $807,000 | 2,890 |
| Earning assets | $233,795,000 | 1,843 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $238,965,400 | 1,888 |
| Average Assets, quarterly | $252,207,000 | 1,841 |
| Volatile liabilities | $68,367,000 | 1,294 |
| Insider loans | $506,000 | 5,341 |
| FHLB advances | $34,500,000 | 277 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,290,000 | 3,464 |
| Tier 1 (core) risk-based capital | $17,301,000 | 2,532 |
| Tier 2 risk-based capital | $645,000 | 4,477 |
| Total risk weighted assets | $121,058,000 | 2,512 |
| Total unused commitments | $11,290,000 | 3,470 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 53 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $222,900,000 | 2,071 |
| Cash and due from depository institutions | $2,622,000 | 3,309 |
| Interest-bearing balances | $50,000 | 5,549 |
| Securities | $54,967,000 | 2,106 |
| Federal funds sold & reverse repurchase agreements | $2,014,000 | 5,792 |
| Net loans & leases | $156,815,000 | 1,793 |
| Loan loss allowance | $541,000 | 5,333 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,769,000 | 4,291 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,713,000 | 1,634 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,900,000 | 2,071 |
| Total liabilities | $198,942,000 | 2,089 |
| Total deposits | $179,168,000 | 2,125 |
| Interest-bearing deposits | $172,802,000 | 1,874 |
| Deposits held in domestic offices | $179,168,000 | 2,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,810,000 | 1,097 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $964,000 | 3,628 |
| Total equity capital | $23,958,000 | 1,862 |
| Total bank equity capital | $23,958,000 | 1,862 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $11,165,000 | 1,398 |
| Undivided profits | $12,792,000 | 2,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,043,000 | 2,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $786,000 | 2,935 |
| Earning assets | $213,846,000 | 1,991 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $231,668,200 | 1,888 |
| Average Assets, quarterly | $227,457,500 | 1,995 |
| Volatile liabilities | $41,194,000 | 1,662 |
| Insider loans | $24,000 | 8,954 |
| FHLB advances | $10,000,000 | 412 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,316,000 | 3,791 |
| Tier 1 (core) risk-based capital | $23,585,000 | 1,778 |
| Tier 2 risk-based capital | $763,000 | 3,815 |
| Total risk weighted assets | $107,008,000 | 2,657 |
| Total unused commitments | $10,316,000 | 3,539 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 48 | 3,726 |
| Assets and Liabilities | ||
| Total Assets: | $234,486,000 | 1,943 |
| Cash and due from depository institutions | $6,288,000 | 3,726 |
| Interest-bearing balances | $146,000 | 4,237 |
| Securities | $71,869,000 | 1,599 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $150,159,000 | 1,877 |
| Loan loss allowance | $461,000 | 6,012 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,855,000 | 4,068 |
| Other real estate owned | $0 | 3,726 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,315,000 | 1,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,486,000 | 1,943 |
| Total liabilities | $212,376,000 | 1,941 |
| Total deposits | $186,118,000 | 2,029 |
| Interest-bearing deposits | $182,497,000 | 1,778 |
| Deposits held in domestic offices | $186,118,000 | 2,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $25,093,000 | 851 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,165,000 | 3,136 |
| Total equity capital | $22,110,000 | 2,029 |
| Total bank equity capital | $22,110,000 | 2,029 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $11,093,000 | 1,411 |
| Undivided profits | $11,016,000 | 2,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,229,000 | 2,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $745,000 | 3,138 |
| Earning assets | $222,174,000 | 1,881 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $222,115,000 | 1,958 |
| Average Assets, quarterly | $226,414,500 | 1,988 |
| Volatile liabilities | $51,628,000 | 1,375 |
| Insider loans | $57,000 | 8,958 |
| FHLB advances | $10,000,000 | 415 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,747,000 | 3,770 |
| Tier 1 (core) risk-based capital | $21,775,000 | 1,946 |
| Tier 2 risk-based capital | $460,000 | 5,470 |
| Total risk weighted assets | $102,061,000 | 2,714 |
| Total unused commitments | $8,747,000 | 3,772 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 46 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $219,911,000 | 2,120 |
| Cash and due from depository institutions | $2,178,000 | 4,042 |
| Interest-bearing balances | $380,000 | 3,356 |
| Securities | $63,477,000 | 1,913 |
| Federal funds sold & reverse repurchase agreements | $3,548,000 | 3,417 |
| Net loans & leases | $144,012,000 | 1,997 |
| Loan loss allowance | $381,000 | 6,990 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,955,000 | 3,851 |
| Other real estate owned | $0 | 4,042 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,741,000 | 1,668 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,911,000 | 2,120 |
| Total liabilities | $195,926,000 | 2,142 |
| Total deposits | $174,529,000 | 2,219 |
| Interest-bearing deposits | $172,276,000 | 1,940 |
| Deposits held in domestic offices | $174,529,000 | 2,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $20,395,000 | 925 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,002,000 | 3,512 |
| Total equity capital | $23,985,000 | 1,871 |
| Total bank equity capital | $23,985,000 | 1,871 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $10,968,000 | 1,481 |
| Undivided profits | $13,016,000 | 1,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $831,000 | 3,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $755,000 | 3,010 |
| Earning assets | $211,417,000 | 2,035 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $198,359,400 | 2,282 |
| Average Assets, quarterly | $217,542,000 | 2,111 |
| Volatile liabilities | $40,219,000 | 1,634 |
| Insider loans | $55,000 | 9,427 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,507,000 | 6,901 |
| Tier 1 (core) risk-based capital | $24,029,000 | 1,801 |
| Tier 2 risk-based capital | $380,000 | 6,321 |
| Total risk weighted assets | $91,845,000 | 3,004 |
| Total unused commitments | $3,507,000 | 6,011 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 40 | 4,695 |
| Assets and Liabilities | ||
| Total Assets: | $155,641,000 | 2,959 |
| Cash and due from depository institutions | $1,522,000 | 4,695 |
| Interest-bearing balances | $157,000 | 4,534 |
| Securities | $42,746,000 | 2,953 |
| Federal funds sold & reverse repurchase agreements | $2,458,000 | 4,963 |
| Net loans & leases | $102,624,000 | 2,634 |
| Loan loss allowance | $466,000 | 6,339 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,783,000 | 4,104 |
| Other real estate owned | $53,000 | 4,695 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,455,000 | 1,785 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,641,000 | 2,959 |
| Total liabilities | $132,411,000 | 3,116 |
| Total deposits | $127,273,000 | 3,025 |
| Interest-bearing deposits | $125,160,000 | 2,676 |
| Deposits held in domestic offices | $127,273,000 | 3,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,593 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $638,000 | 5,213 |
| Total equity capital | $23,230,000 | 1,934 |
| Total bank equity capital | $23,230,000 | 1,934 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $10,782,000 | 1,500 |
| Undivided profits | $12,447,000 | 2,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 4,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $558,000 | 4,278 |
| Earning assets | $147,985,000 | 2,864 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $154,463,400 | 2,854 |
| Average Assets, quarterly | $155,582,000 | 2,920 |
| Volatile liabilities | $22,392,000 | 2,409 |
| Insider loans | $94,000 | 9,251 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,894,000 | 5,049 |
| Tier 1 (core) risk-based capital | $23,166,000 | 1,853 |
| Tier 2 risk-based capital | $465,000 | 5,583 |
| Total risk weighted assets | $67,831,000 | 3,888 |
| Total unused commitments | $5,894,000 | 4,562 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $147,155,000 | 3,055 |
| Cash and due from depository institutions | $1,305,000 | 4,868 |
| Interest-bearing balances | $23,000 | 6,433 |
| Securities | $38,583,000 | 3,405 |
| Federal funds sold & reverse repurchase agreements | $725,000 | 6,153 |
| Net loans & leases | $100,306,000 | 2,642 |
| Loan loss allowance | $466,000 | 6,496 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,875,000 | 3,872 |
| Other real estate owned | $0 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,361,000 | 1,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,155,000 | 3,055 |
| Total liabilities | $121,618,000 | 3,339 |
| Total deposits | $120,281,000 | 3,156 |
| Interest-bearing deposits | $118,403,000 | 2,789 |
| Deposits held in domestic offices | $120,281,000 | 3,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $985,000 | 3,205 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $352,000 | 6,624 |
| Total equity capital | $25,537,000 | 1,628 |
| Total bank equity capital | $25,537,000 | 1,628 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $10,374,000 | 1,481 |
| Undivided profits | $15,162,000 | 1,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 5,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $519,000 | 4,065 |
| Earning assets | $139,637,000 | 2,957 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $139,715,200 | 3,136 |
| Average Assets, quarterly | $147,834,500 | 3,032 |
| Volatile liabilities | $20,674,000 | 2,478 |
| Insider loans | $130,000 | 9,027 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,940,000 | 6,411 |
| Tier 1 (core) risk-based capital | $25,480,000 | 1,626 |
| Tier 2 risk-based capital | $465,000 | 5,601 |
| Total risk weighted assets | $64,182,000 | 3,988 |
| Total unused commitments | $2,940,000 | 6,421 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $127,510,000 | 3,554 |
| Cash and due from depository institutions | $1,847,000 | 5,184 |
| Interest-bearing balances | $412,000 | 4,561 |
| Securities | $31,359,000 | 4,317 |
| Federal funds sold & reverse repurchase agreements | $3,289,000 | 4,109 |
| Net loans & leases | $86,492,000 | 2,944 |
| Loan loss allowance | $501,000 | 6,369 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,905,000 | 3,797 |
| Other real estate owned | $91,000 | 5,184 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,527,000 | 2,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,510,000 | 3,554 |
| Total liabilities | $113,944,000 | 3,616 |
| Total deposits | $113,684,000 | 3,449 |
| Interest-bearing deposits | $112,055,000 | 3,032 |
| Deposits held in domestic offices | $113,684,000 | 3,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $260,000 | 8,177 |
| Total equity capital | $13,566,000 | 2,976 |
| Total bank equity capital | $13,566,000 | 2,976 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $13,566,000 | 1,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $449,000 | 5,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $459,000 | 4,075 |
| Earning assets | $121,552,000 | 3,427 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $128,367,000 | 3,447 |
| Average Assets, quarterly | $127,931,500 | 3,519 |
| Volatile liabilities | $10,205,000 | 4,030 |
| Insider loans | $158,000 | 8,862 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,597,000 | 5,832 |
| Tier 1 (core) risk-based capital | $13,566,000 | 2,920 |
| Tier 2 risk-based capital | $500,000 | 5,273 |
| Total risk weighted assets | $55,975,000 | 4,427 |
| Total unused commitments | $3,597,000 | 5,855 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $127,076,000 | 3,645 |
| Cash and due from depository institutions | $2,260,000 | 5,189 |
| Interest-bearing balances | $427,000 | 5,171 |
| Securities | $31,100,000 | 4,313 |
| Federal funds sold & reverse repurchase agreements | $2,966,000 | 5,095 |
| Net loans & leases | $86,770,000 | 3,016 |
| Loan loss allowance | $161,000 | 11,299 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $435,000 | 9,383 |
| Other real estate owned | $1,019,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,526,000 | 2,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,076,000 | 3,645 |
| Total liabilities | $114,700,000 | 3,697 |
| Total deposits | $114,494,000 | 3,550 |
| Interest-bearing deposits | $113,242,000 | 3,145 |
| Deposits held in domestic offices | $114,494,000 | 3,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $206,000 | 9,900 |
| Total equity capital | $12,376,000 | 3,096 |
| Total bank equity capital | $12,376,000 | 3,096 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $12,376,000 | 1,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $709,000 | 4,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $513,000 | 3,963 |
| Earning assets | $121,263,000 | 3,486 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $122,950,600 | 3,683 |
| Average Assets, quarterly | $125,710,500 | 3,653 |
| Volatile liabilities | $9,369,000 | 4,322 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,887,000 | 5,331 |
| Tier 1 (core) risk-based capital | $12,376,000 | 3,048 |
| Tier 2 risk-based capital | $160,000 | 10,396 |
| Total risk weighted assets | $60,471,000 | 4,196 |
| Total unused commitments | $4,887,000 | 4,707 |
| Derivatives | $0 | 651 |