Home > Harbor Federal Savings Bank > Assets and Liabilities
Harbor Federal Savings Bank, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 696 | 237 |
| Assets and Liabilities | ||
| Total Assets: | $4,373,131,000 | 206 |
| Cash and due from depository institutions | $70,289,000 | 237 |
| Interest-bearing balances | $2,883,000 | 1,552 |
| Securities | $385,571,000 | 351 |
| Federal funds sold & reverse repurchase agreements | $367,161,000 | 79 |
| Net loans & leases | $2,674,961,000 | 213 |
| Loan loss allowance | $12,032,000 | 442 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $87,137,000 | 116 |
| Other real estate owned | $785,000 | 237 |
| Goodwill and other intangibles | $733,047,000 | 52 |
| All other assets | $54,180,000 | 403 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $4,373,132,000 | 206 |
| Total liabilities | $3,282,052,000 | 225 |
| Total deposits | $2,276,000,000 | 245 |
| Interest-bearing deposits | $1,932,215,000 | 241 |
| Deposits held in domestic offices | $2,276,000,000 | 243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $312,237,000 | 170 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $614,679,000 | 137 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $79,136,000 | 187 |
| Total equity capital | $1,091,080,000 | 106 |
| Total bank equity capital | $1,091,080,000 | 106 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $1,085,137,000 | 73 |
| Undivided profits | $5,942,000 | 4,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,258,000 | 607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $16,596,000 | 253 |
| Earning assets | $3,430,576,000 | 222 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $3,426,730,000 | 228 |
| Average Assets, quarterly | $3,820,511,500 | 219 |
| Volatile liabilities | $1,742,834,000 | 165 |
| Insider loans | $8,362,000 | 829 |
| FHLB advances | $614,679,000 | 104 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $486,999,000 | 329 |
| Tier 1 (core) risk-based capital | $362,781,000 | 216 |
| Tier 2 risk-based capital | $12,032,000 | 480 |
| Total risk weighted assets | $2,170,283,000 | 264 |
| Total unused commitments | $486,999,000 | 329 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 700 | 235 |
| Assets and Liabilities | ||
| Total Assets: | $3,267,892,000 | 256 |
| Cash and due from depository institutions | $124,600,000 | 235 |
| Interest-bearing balances | $56,330,000 | 94 |
| Securities | $408,659,000 | 333 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $2,615,665,000 | 220 |
| Loan loss allowance | $20,844,000 | 280 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $60,009,000 | 161 |
| Other real estate owned | $762,000 | 235 |
| Goodwill and other intangibles | $5,046,000 | 875 |
| All other assets | $53,151,000 | 424 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $3,267,892,000 | 256 |
| Total liabilities | $2,938,901,000 | 255 |
| Total deposits | $2,306,537,000 | 245 |
| Interest-bearing deposits | $1,929,308,000 | 246 |
| Deposits held in domestic offices | $2,306,537,000 | 242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $615,453,000 | 147 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $16,911,000 | 464 |
| Total equity capital | $328,991,000 | 275 |
| Total bank equity capital | $328,991,000 | 275 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $50,725,000 | 614 |
| Undivided profits | $278,265,000 | 155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,697,000 | 653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $15,329,000 | 275 |
| Earning assets | $3,080,654,000 | 245 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $3,190,129,750 | 253 |
| Average Assets, quarterly | $3,244,453,500 | 256 |
| Volatile liabilities | $1,459,960,000 | 190 |
| Insider loans | $8,934,000 | 761 |
| FHLB advances | $615,453,000 | 113 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $503,597,000 | 325 |
| Tier 1 (core) risk-based capital | $325,321,000 | 236 |
| Tier 2 risk-based capital | $20,844,000 | 312 |
| Total risk weighted assets | $2,121,361,000 | 277 |
| Total unused commitments | $503,597,000 | 325 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 705 | 241 |
| Assets and Liabilities | ||
| Total Assets: | $3,221,015,000 | 260 |
| Cash and due from depository institutions | $93,532,000 | 241 |
| Interest-bearing balances | $20,109,000 | 265 |
| Securities | $445,878,000 | 313 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $2,567,586,000 | 226 |
| Loan loss allowance | $19,803,000 | 293 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $55,418,000 | 174 |
| Other real estate owned | $750,000 | 241 |
| Goodwill and other intangibles | $4,840,000 | 877 |
| All other assets | $53,011,000 | 423 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $3,221,015,000 | 260 |
| Total liabilities | $2,903,000,000 | 255 |
| Total deposits | $2,247,621,000 | 254 |
| Interest-bearing deposits | $1,826,257,000 | 256 |
| Deposits held in domestic offices | $2,247,621,000 | 250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $640,458,000 | 153 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $14,921,000 | 468 |
| Total equity capital | $318,015,000 | 278 |
| Total bank equity capital | $318,015,000 | 278 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $50,337,000 | 614 |
| Undivided profits | $267,677,000 | 156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,541,000 | 756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $14,903,000 | 263 |
| Earning assets | $3,033,573,000 | 250 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $3,164,209,000 | 256 |
| Average Assets, quarterly | $3,218,425,500 | 259 |
| Volatile liabilities | $1,456,213,000 | 199 |
| Insider loans | $8,694,000 | 781 |
| FHLB advances | $640,458,000 | 114 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $550,222,000 | 308 |
| Tier 1 (core) risk-based capital | $314,699,000 | 241 |
| Tier 2 risk-based capital | $19,803,000 | 323 |
| Total risk weighted assets | $2,109,513,000 | 278 |
| Total unused commitments | $550,222,000 | 308 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 694 | 240 |
| Assets and Liabilities | ||
| Total Assets: | $3,215,836,000 | 255 |
| Cash and due from depository institutions | $124,358,000 | 240 |
| Interest-bearing balances | $46,463,000 | 119 |
| Securities | $471,331,000 | 307 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $2,507,304,000 | 224 |
| Loan loss allowance | $20,241,000 | 274 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $54,573,000 | 168 |
| Other real estate owned | $727,000 | 240 |
| Goodwill and other intangibles | $4,583,000 | 884 |
| All other assets | $52,960,000 | 405 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $3,215,836,000 | 255 |
| Total liabilities | $2,895,597,000 | 252 |
| Total deposits | $2,240,733,000 | 249 |
| Interest-bearing deposits | $1,774,921,000 | 254 |
| Deposits held in domestic offices | $2,240,733,000 | 246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $640,463,000 | 149 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $14,401,000 | 488 |
| Total equity capital | $320,239,000 | 271 |
| Total bank equity capital | $320,239,000 | 271 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $50,183,000 | 592 |
| Undivided profits | $270,055,000 | 155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,635,000 | 1,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $13,799,000 | 272 |
| Earning assets | $3,025,098,000 | 245 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $3,135,806,000 | 254 |
| Average Assets, quarterly | $3,135,806,000 | 254 |
| Volatile liabilities | $1,468,569,000 | 190 |
| Insider loans | $9,234,000 | 708 |
| FHLB advances | $640,463,000 | 114 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $680,791,000 | 266 |
| Tier 1 (core) risk-based capital | $316,913,000 | 235 |
| Tier 2 risk-based capital | $20,241,000 | 308 |
| Total risk weighted assets | $2,073,478,000 | 270 |
| Total unused commitments | $680,791,000 | 267 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 689 | 242 |
| Assets and Liabilities | ||
| Total Assets: | $3,055,776,000 | 261 |
| Cash and due from depository institutions | $88,419,000 | 242 |
| Interest-bearing balances | $5,039,000 | 1,086 |
| Securities | $475,605,000 | 311 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $2,381,202,000 | 222 |
| Loan loss allowance | $19,917,000 | 279 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $52,845,000 | 166 |
| Other real estate owned | $674,000 | 242 |
| Goodwill and other intangibles | $4,340,000 | 896 |
| All other assets | $52,691,000 | 404 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $3,055,776,000 | 261 |
| Total liabilities | $2,748,342,000 | 258 |
| Total deposits | $2,083,786,000 | 256 |
| Interest-bearing deposits | $1,646,937,000 | 266 |
| Deposits held in domestic offices | $2,083,786,000 | 254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $645,468,000 | 154 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $19,088,000 | 419 |
| Total equity capital | $307,434,000 | 272 |
| Total bank equity capital | $307,434,000 | 272 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $50,077,000 | 581 |
| Undivided profits | $257,356,000 | 160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,615,000 | 1,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $13,725,000 | 271 |
| Earning assets | $2,861,846,000 | 250 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $2,945,288,200 | 255 |
| Average Assets, quarterly | $3,034,239,000 | 259 |
| Volatile liabilities | $1,375,439,000 | 199 |
| Insider loans | $7,773,000 | 833 |
| FHLB advances | $645,468,000 | 113 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $540,685,000 | 304 |
| Tier 1 (core) risk-based capital | $304,225,000 | 236 |
| Tier 2 risk-based capital | $19,917,000 | 306 |
| Total risk weighted assets | $1,962,288,000 | 278 |
| Total unused commitments | $540,685,000 | 304 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 654 | 251 |
| Assets and Liabilities | ||
| Total Assets: | $3,012,702,000 | 257 |
| Cash and due from depository institutions | $104,934,000 | 251 |
| Interest-bearing balances | $23,689,000 | 226 |
| Securities | $517,304,000 | 292 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $2,287,074,000 | 228 |
| Loan loss allowance | $19,505,000 | 276 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $50,622,000 | 173 |
| Other real estate owned | $664,000 | 251 |
| Goodwill and other intangibles | $3,932,000 | 919 |
| All other assets | $48,172,000 | 429 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $3,012,702,000 | 257 |
| Total liabilities | $2,703,693,000 | 263 |
| Total deposits | $2,094,512,000 | 255 |
| Interest-bearing deposits | $1,632,668,000 | 269 |
| Deposits held in domestic offices | $2,094,512,000 | 253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $595,473,000 | 167 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $13,708,000 | 487 |
| Total equity capital | $309,009,000 | 270 |
| Total bank equity capital | $309,009,000 | 270 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $48,861,000 | 578 |
| Undivided profits | $260,147,000 | 162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,182,000 | 1,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $12,324,000 | 280 |
| Earning assets | $2,828,067,000 | 249 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $2,917,666,250 | 256 |
| Average Assets, quarterly | $2,974,379,500 | 257 |
| Volatile liabilities | $1,308,660,000 | 202 |
| Insider loans | $7,632,000 | 819 |
| FHLB advances | $595,473,000 | 129 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $736,498,000 | 250 |
| Tier 1 (core) risk-based capital | $305,959,000 | 232 |
| Tier 2 risk-based capital | $19,505,000 | 307 |
| Total risk weighted assets | $1,888,562,000 | 284 |
| Total unused commitments | $736,498,000 | 251 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 648 | 252 |
| Assets and Liabilities | ||
| Total Assets: | $2,936,057,000 | 257 |
| Cash and due from depository institutions | $98,804,000 | 252 |
| Interest-bearing balances | $23,136,000 | 229 |
| Securities | $548,268,000 | 275 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $2,187,439,000 | 227 |
| Loan loss allowance | $18,983,000 | 280 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $47,590,000 | 177 |
| Other real estate owned | $669,000 | 252 |
| Goodwill and other intangibles | $3,940,000 | 904 |
| All other assets | $49,347,000 | 412 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $2,936,057,000 | 257 |
| Total liabilities | $2,634,303,000 | 257 |
| Total deposits | $2,020,462,000 | 253 |
| Interest-bearing deposits | $1,568,005,000 | 269 |
| Deposits held in domestic offices | $2,020,462,000 | 252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $600,478,000 | 166 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $13,363,000 | 472 |
| Total equity capital | $301,754,000 | 271 |
| Total bank equity capital | $301,754,000 | 271 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $48,461,000 | 568 |
| Undivided profits | $253,292,000 | 164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,618,000 | 1,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $12,230,000 | 270 |
| Earning assets | $2,758,843,000 | 250 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $2,885,987,670 | 255 |
| Average Assets, quarterly | $2,925,280,000 | 256 |
| Volatile liabilities | $1,278,817,000 | 195 |
| Insider loans | $6,898,000 | 895 |
| FHLB advances | $600,478,000 | 127 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $714,635,000 | 244 |
| Tier 1 (core) risk-based capital | $298,597,000 | 234 |
| Tier 2 risk-based capital | $18,983,000 | 306 |
| Total risk weighted assets | $1,800,619,000 | 288 |
| Total unused commitments | $714,635,000 | 245 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 613 | 264 |
| Assets and Liabilities | ||
| Total Assets: | $2,914,503,000 | 257 |
| Cash and due from depository institutions | $129,737,000 | 264 |
| Interest-bearing balances | $58,033,000 | 96 |
| Securities | $610,154,000 | 254 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $2,079,884,000 | 228 |
| Loan loss allowance | $18,822,000 | 284 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $42,038,000 | 197 |
| Other real estate owned | $672,000 | 264 |
| Goodwill and other intangibles | $3,947,000 | 891 |
| All other assets | $48,071,000 | 410 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $2,914,503,000 | 257 |
| Total liabilities | $2,620,153,000 | 254 |
| Total deposits | $2,029,786,000 | 248 |
| Interest-bearing deposits | $1,548,986,000 | 269 |
| Deposits held in domestic offices | $2,029,786,000 | 247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $578,483,000 | 163 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $11,884,000 | 510 |
| Total equity capital | $294,350,000 | 270 |
| Total bank equity capital | $294,350,000 | 270 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $48,415,000 | 553 |
| Undivided profits | $245,934,000 | 157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,251,000 | 1,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $11,480,000 | 274 |
| Earning assets | $2,748,071,000 | 248 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $2,860,953,000 | 259 |
| Average Assets, quarterly | $2,860,953,000 | 259 |
| Volatile liabilities | $1,242,830,000 | 197 |
| Insider loans | $6,835,000 | 886 |
| FHLB advances | $578,483,000 | 122 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $648,664,000 | 260 |
| Tier 1 (core) risk-based capital | $291,511,000 | 238 |
| Tier 2 risk-based capital | $18,822,000 | 308 |
| Total risk weighted assets | $1,718,860,000 | 291 |
| Total unused commitments | $648,664,000 | 260 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 628 | 261 |
| Assets and Liabilities | ||
| Total Assets: | $2,807,403,000 | 267 |
| Cash and due from depository institutions | $157,694,000 | 261 |
| Interest-bearing balances | $93,503,000 | 69 |
| Securities | $622,705,000 | 256 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $1,938,055,000 | 245 |
| Loan loss allowance | $18,246,000 | 297 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $39,360,000 | 209 |
| Other real estate owned | $680,000 | 261 |
| Goodwill and other intangibles | $3,954,000 | 880 |
| All other assets | $44,955,000 | 429 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $2,807,403,000 | 267 |
| Total liabilities | $2,519,168,000 | 264 |
| Total deposits | $1,953,696,000 | 257 |
| Interest-bearing deposits | $1,539,342,000 | 272 |
| Deposits held in domestic offices | $1,953,696,000 | 256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $549,254,000 | 173 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $16,218,000 | 422 |
| Total equity capital | $288,235,000 | 279 |
| Total bank equity capital | $288,235,000 | 279 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $48,415,000 | 549 |
| Undivided profits | $239,819,000 | 167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,975,000 | 888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $11,055,000 | 280 |
| Earning assets | $2,654,263,000 | 264 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $2,595,964,400 | 273 |
| Average Assets, quarterly | $2,717,466,500 | 273 |
| Volatile liabilities | $1,173,150,000 | 207 |
| Insider loans | $4,506,000 | 1,357 |
| FHLB advances | $548,488,000 | 131 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $613,096,000 | 259 |
| Tier 1 (core) risk-based capital | $284,910,000 | 245 |
| Tier 2 risk-based capital | $18,246,000 | 316 |
| Total risk weighted assets | $1,608,189,000 | 305 |
| Total unused commitments | $613,096,000 | 261 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 624 | 265 |
| Assets and Liabilities | ||
| Total Assets: | $2,627,530,000 | 285 |
| Cash and due from depository institutions | $74,876,000 | 265 |
| Interest-bearing balances | $7,054,000 | 824 |
| Securities | $573,234,000 | 276 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $1,894,028,000 | 245 |
| Loan loss allowance | $17,802,000 | 314 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $35,842,000 | 228 |
| Other real estate owned | $714,000 | 265 |
| Goodwill and other intangibles | $3,962,000 | 861 |
| All other assets | $44,874,000 | 430 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $2,627,530,000 | 285 |
| Total liabilities | $2,345,290,000 | 280 |
| Total deposits | $1,772,870,000 | 274 |
| Interest-bearing deposits | $1,439,938,000 | 283 |
| Deposits held in domestic offices | $1,772,870,000 | 272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $554,277,000 | 171 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $18,143,000 | 404 |
| Total equity capital | $282,240,000 | 281 |
| Total bank equity capital | $282,240,000 | 281 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $47,975,000 | 539 |
| Undivided profits | $234,264,000 | 169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,020,000 | 931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $10,998,000 | 281 |
| Earning assets | $2,474,316,000 | 276 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $2,543,104,750 | 279 |
| Average Assets, quarterly | $2,610,133,000 | 284 |
| Volatile liabilities | $1,104,079,000 | 210 |
| Insider loans | $4,550,000 | 1,286 |
| FHLB advances | $553,492,000 | 127 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $560,418,000 | 273 |
| Tier 1 (core) risk-based capital | $278,576,000 | 251 |
| Tier 2 risk-based capital | $17,802,000 | 326 |
| Total risk weighted assets | $1,540,028,000 | 312 |
| Total unused commitments | $560,418,000 | 274 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 604 | 267 |
| Assets and Liabilities | ||
| Total Assets: | $2,592,736,000 | 283 |
| Cash and due from depository institutions | $66,637,000 | 267 |
| Interest-bearing balances | $5,528,000 | 1,082 |
| Securities | $607,933,000 | 272 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $1,836,546,000 | 246 |
| Loan loss allowance | $17,454,000 | 313 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $34,846,000 | 229 |
| Other real estate owned | $962,000 | 267 |
| Goodwill and other intangibles | $3,970,000 | 841 |
| All other assets | $41,842,000 | 456 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $2,592,736,000 | 283 |
| Total liabilities | $2,328,497,000 | 280 |
| Total deposits | $1,771,530,000 | 274 |
| Interest-bearing deposits | $1,409,355,000 | 283 |
| Deposits held in domestic offices | $1,771,530,000 | 272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $545,300,000 | 170 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $11,667,000 | 491 |
| Total equity capital | $264,239,000 | 280 |
| Total bank equity capital | $264,239,000 | 280 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $41,634,000 | 588 |
| Undivided profits | $222,604,000 | 172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,075,000 | 1,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $10,249,000 | 272 |
| Earning assets | $2,450,007,000 | 267 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $2,514,963,000 | 280 |
| Average Assets, quarterly | $2,565,876,000 | 280 |
| Volatile liabilities | $1,102,028,000 | 204 |
| Insider loans | $3,914,000 | 1,476 |
| FHLB advances | $544,497,000 | 125 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $525,024,000 | 270 |
| Tier 1 (core) risk-based capital | $261,039,000 | 250 |
| Tier 2 risk-based capital | $17,454,000 | 328 |
| Total risk weighted assets | $1,491,564,000 | 313 |
| Total unused commitments | $525,024,000 | 271 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 599 | 273 |
| Assets and Liabilities | ||
| Total Assets: | $2,539,016,000 | 281 |
| Cash and due from depository institutions | $70,327,000 | 273 |
| Interest-bearing balances | $7,940,000 | 896 |
| Securities | $673,258,000 | 252 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $1,717,102,000 | 252 |
| Loan loss allowance | $16,960,000 | 315 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $32,488,000 | 243 |
| Other real estate owned | $1,266,000 | 273 |
| Goodwill and other intangibles | $3,977,000 | 821 |
| All other assets | $40,598,000 | 456 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $2,539,016,000 | 281 |
| Total liabilities | $2,282,872,000 | 276 |
| Total deposits | $1,718,307,000 | 274 |
| Interest-bearing deposits | $1,385,162,000 | 287 |
| Deposits held in domestic offices | $1,718,307,000 | 272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $554,322,000 | 167 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $10,243,000 | 580 |
| Total equity capital | $256,144,000 | 282 |
| Total bank equity capital | $256,144,000 | 282 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $41,602,000 | 575 |
| Undivided profits | $214,541,000 | 179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,911,000 | 1,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $10,070,000 | 277 |
| Earning assets | $2,398,300,000 | 272 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $2,476,076,500 | 284 |
| Average Assets, quarterly | $2,476,076,500 | 284 |
| Volatile liabilities | $1,077,081,000 | 204 |
| Insider loans | $3,595,000 | 1,602 |
| FHLB advances | $553,502,000 | 123 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $468,264,000 | 282 |
| Tier 1 (core) risk-based capital | $251,501,000 | 250 |
| Tier 2 risk-based capital | $16,960,000 | 334 |
| Total risk weighted assets | $1,406,858,000 | 323 |
| Total unused commitments | $468,264,000 | 284 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 613 | 278 |
| Assets and Liabilities | ||
| Total Assets: | $2,413,137,000 | 290 |
| Cash and due from depository institutions | $60,552,000 | 278 |
| Interest-bearing balances | $2,737,000 | 1,851 |
| Securities | $622,521,000 | 268 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $1,655,149,000 | 262 |
| Loan loss allowance | $16,614,000 | 322 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $30,680,000 | 265 |
| Other real estate owned | $1,295,000 | 278 |
| Goodwill and other intangibles | $3,984,000 | 818 |
| All other assets | $38,956,000 | 473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,413,137,000 | 290 |
| Total liabilities | $2,167,284,000 | 287 |
| Total deposits | $1,628,190,000 | 289 |
| Interest-bearing deposits | $1,340,914,000 | 295 |
| Deposits held in domestic offices | $1,628,190,000 | 286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $510,344,000 | 175 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $28,750,000 | 307 |
| Total equity capital | $245,853,000 | 284 |
| Total bank equity capital | $245,853,000 | 284 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $41,603,000 | 574 |
| Undivided profits | $204,249,000 | 180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,326,000 | 1,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $8,710,000 | 318 |
| Earning assets | $2,280,407,000 | 276 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $2,266,020,000 | 291 |
| Average Assets, quarterly | $2,381,286,000 | 290 |
| Volatile liabilities | $983,957,000 | 214 |
| Insider loans | $3,624,000 | 1,546 |
| FHLB advances | $509,506,000 | 128 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $405,664,000 | 310 |
| Tier 1 (core) risk-based capital | $241,481,000 | 257 |
| Tier 2 risk-based capital | $16,614,000 | 342 |
| Total risk weighted assets | $1,338,997,000 | 338 |
| Total unused commitments | $405,664,000 | 313 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 610 | 287 |
| Assets and Liabilities | ||
| Total Assets: | $2,349,435,000 | 299 |
| Cash and due from depository institutions | $59,694,000 | 287 |
| Interest-bearing balances | $4,432,000 | 1,507 |
| Securities | $601,042,000 | 270 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $1,614,377,000 | 268 |
| Loan loss allowance | $16,199,000 | 344 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $30,214,000 | 269 |
| Other real estate owned | $1,523,000 | 287 |
| Goodwill and other intangibles | $4,118,000 | 800 |
| All other assets | $38,467,000 | 481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,349,435,000 | 299 |
| Total liabilities | $2,112,736,000 | 296 |
| Total deposits | $1,582,295,000 | 300 |
| Interest-bearing deposits | $1,288,725,000 | 307 |
| Deposits held in domestic offices | $1,582,295,000 | 298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $504,366,000 | 177 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $26,075,000 | 342 |
| Total equity capital | $236,699,000 | 302 |
| Total bank equity capital | $236,699,000 | 302 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $41,155,000 | 588 |
| Undivided profits | $195,543,000 | 186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,204,000 | 1,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $8,714,000 | 331 |
| Earning assets | $2,219,851,000 | 290 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $2,229,240,750 | 303 |
| Average Assets, quarterly | $2,307,075,000 | 298 |
| Volatile liabilities | $938,390,000 | 212 |
| Insider loans | $3,658,000 | 1,516 |
| FHLB advances | $503,511,000 | 134 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $393,839,000 | 322 |
| Tier 1 (core) risk-based capital | $231,469,000 | 262 |
| Tier 2 risk-based capital | $16,199,000 | 351 |
| Total risk weighted assets | $1,296,169,000 | 352 |
| Total unused commitments | $393,839,000 | 322 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 593 | 293 |
| Assets and Liabilities | ||
| Total Assets: | $2,264,715,000 | 302 |
| Cash and due from depository institutions | $63,852,000 | 293 |
| Interest-bearing balances | $6,503,000 | 1,204 |
| Securities | $552,438,000 | 288 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $1,577,502,000 | 272 |
| Loan loss allowance | $15,846,000 | 341 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $28,102,000 | 289 |
| Other real estate owned | $1,507,000 | 293 |
| Goodwill and other intangibles | $4,126,000 | 768 |
| All other assets | $37,188,000 | 483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,264,715,000 | 302 |
| Total liabilities | $2,037,176,000 | 305 |
| Total deposits | $1,526,549,000 | 307 |
| Interest-bearing deposits | $1,263,492,000 | 318 |
| Deposits held in domestic offices | $1,526,549,000 | 304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $484,387,000 | 181 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $26,240,000 | 358 |
| Total equity capital | $227,539,000 | 307 |
| Total bank equity capital | $227,539,000 | 307 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $40,757,000 | 575 |
| Undivided profits | $186,781,000 | 188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,262,000 | 1,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $9,155,000 | 315 |
| Earning assets | $2,136,443,000 | 299 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $2,189,176,000 | 310 |
| Average Assets, quarterly | $2,221,742,000 | 308 |
| Volatile liabilities | $870,606,000 | 221 |
| Insider loans | $3,700,000 | 1,486 |
| FHLB advances | $483,515,000 | 134 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $317,105,000 | 379 |
| Tier 1 (core) risk-based capital | $221,530,000 | 268 |
| Tier 2 risk-based capital | $15,620,000 | 346 |
| Total risk weighted assets | $1,249,391,000 | 357 |
| Total unused commitments | $317,105,000 | 381 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 576 | 299 |
| Assets and Liabilities | ||
| Total Assets: | $2,178,769,000 | 316 |
| Cash and due from depository institutions | $83,895,000 | 299 |
| Interest-bearing balances | $25,269,000 | 308 |
| Securities | $456,399,000 | 330 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $1,570,094,000 | 270 |
| Loan loss allowance | $15,189,000 | 353 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $27,664,000 | 295 |
| Other real estate owned | $1,413,000 | 299 |
| Goodwill and other intangibles | $4,124,000 | 765 |
| All other assets | $35,180,000 | 495 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,178,769,000 | 316 |
| Total liabilities | $1,960,836,000 | 315 |
| Total deposits | $1,502,939,000 | 310 |
| Interest-bearing deposits | $1,248,651,000 | 317 |
| Deposits held in domestic offices | $1,502,939,000 | 307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $431,408,000 | 185 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $26,489,000 | 357 |
| Total equity capital | $217,933,000 | 313 |
| Total bank equity capital | $217,933,000 | 313 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $40,732,000 | 577 |
| Undivided profits | $177,200,000 | 199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,580,000 | 1,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $9,416,000 | 317 |
| Earning assets | $2,051,762,000 | 304 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $2,151,406,500 | 316 |
| Average Assets, quarterly | $2,151,406,500 | 316 |
| Volatile liabilities | $808,255,000 | 229 |
| Insider loans | $3,626,000 | 1,481 |
| FHLB advances | $430,519,000 | 141 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $289,921,000 | 397 |
| Tier 1 (core) risk-based capital | $212,101,000 | 274 |
| Tier 2 risk-based capital | $15,131,000 | 350 |
| Total risk weighted assets | $1,210,384,000 | 358 |
| Total unused commitments | $289,921,000 | 397 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 557 | 305 |
| Assets and Liabilities | ||
| Total Assets: | $2,124,044,000 | 313 |
| Cash and due from depository institutions | $115,518,000 | 305 |
| Interest-bearing balances | $59,699,000 | 115 |
| Securities | $390,279,000 | 361 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $1,551,529,000 | 269 |
| Loan loss allowance | $14,698,000 | 358 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $26,667,000 | 297 |
| Other real estate owned | $1,362,000 | 305 |
| Goodwill and other intangibles | $3,378,000 | 828 |
| All other assets | $35,311,000 | 488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,124,044,000 | 313 |
| Total liabilities | $1,915,506,000 | 313 |
| Total deposits | $1,439,527,000 | 320 |
| Interest-bearing deposits | $1,210,569,000 | 323 |
| Deposits held in domestic offices | $1,439,527,000 | 317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $445,523,000 | 184 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $30,456,000 | 319 |
| Total equity capital | $208,538,000 | 314 |
| Total bank equity capital | $208,538,000 | 314 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $40,732,000 | 563 |
| Undivided profits | $167,805,000 | 203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,803,000 | 1,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $8,769,000 | 343 |
| Earning assets | $2,001,507,000 | 306 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $1,996,312,800 | 320 |
| Average Assets, quarterly | $2,105,945,000 | 315 |
| Volatile liabilities | $796,091,000 | 232 |
| Insider loans | $3,772,000 | 1,402 |
| FHLB advances | $445,523,000 | 137 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $281,961,000 | 401 |
| Tier 1 (core) risk-based capital | $203,580,000 | 283 |
| Tier 2 risk-based capital | $14,698,000 | 357 |
| Total risk weighted assets | $1,177,499,000 | 362 |
| Total unused commitments | $281,961,000 | 401 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 497 | 339 |
| Assets and Liabilities | ||
| Total Assets: | $1,854,813,000 | 342 |
| Cash and due from depository institutions | $154,343,000 | 339 |
| Interest-bearing balances | $110,085,000 | 66 |
| Securities | $202,987,000 | 596 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $1,440,521,000 | 283 |
| Loan loss allowance | $13,544,000 | 360 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $23,227,000 | 331 |
| Other real estate owned | $1,472,000 | 339 |
| Goodwill and other intangibles | $3,378,000 | 785 |
| All other assets | $28,885,000 | 537 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,854,813,000 | 342 |
| Total liabilities | $1,652,568,000 | 342 |
| Total deposits | $1,280,164,000 | 341 |
| Interest-bearing deposits | $1,118,531,000 | 339 |
| Deposits held in domestic offices | $1,280,164,000 | 340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $345,570,000 | 212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $26,834,000 | 333 |
| Total equity capital | $202,245,000 | 312 |
| Total bank equity capital | $202,245,000 | 312 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $40,127,000 | 564 |
| Undivided profits | $162,117,000 | 190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,654,000 | 1,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $7,718,000 | 398 |
| Earning assets | $1,753,593,000 | 327 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $1,733,067,200 | 349 |
| Average Assets, quarterly | $1,802,908,500 | 350 |
| Volatile liabilities | $597,469,000 | 285 |
| Insider loans | $1,680,000 | 2,736 |
| FHLB advances | $345,540,000 | 157 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $205,850,000 | 469 |
| Tier 1 (core) risk-based capital | $198,036,000 | 285 |
| Tier 2 risk-based capital | $13,280,000 | 371 |
| Total risk weighted assets | $1,062,172,000 | 383 |
| Total unused commitments | $280,850,000 | 381 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 434 | 381 |
| Assets and Liabilities | ||
| Total Assets: | $1,616,173,000 | 376 |
| Cash and due from depository institutions | $38,627,000 | 381 |
| Interest-bearing balances | $1,634,000 | 1,896 |
| Securities | $228,515,000 | 522 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $1,299,006,000 | 307 |
| Loan loss allowance | $12,943,000 | 374 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $20,899,000 | 361 |
| Other real estate owned | $1,547,000 | 381 |
| Goodwill and other intangibles | $3,358,000 | 775 |
| All other assets | $24,221,000 | 523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,616,173,000 | 376 |
| Total liabilities | $1,439,881,000 | 376 |
| Total deposits | $1,147,848,000 | 363 |
| Interest-bearing deposits | $1,016,914,000 | 358 |
| Deposits held in domestic offices | $1,147,848,000 | 358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $243,079,000 | 267 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $48,954,000 | 242 |
| Total equity capital | $176,292,000 | 322 |
| Total bank equity capital | $176,292,000 | 322 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $39,635,000 | 535 |
| Undivided profits | $136,656,000 | 219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,561,000 | 731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $6,445,000 | 399 |
| Earning assets | $1,529,155,000 | 357 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $1,542,360,200 | 372 |
| Average Assets, quarterly | $1,596,403,000 | 369 |
| Volatile liabilities | $418,516,000 | 370 |
| Insider loans | $2,058,000 | 2,280 |
| FHLB advances | $243,000,000 | 74 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $163,931,000 | 511 |
| Tier 1 (core) risk-based capital | $172,746,000 | 307 |
| Tier 2 risk-based capital | $11,735,000 | 400 |
| Total risk weighted assets | $937,582,000 | 421 |
| Total unused commitments | $163,931,000 | 512 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 416 | 425 |
| Assets and Liabilities | ||
| Total Assets: | $1,481,066,000 | 401 |
| Cash and due from depository institutions | $62,972,000 | 425 |
| Interest-bearing balances | $17,545,000 | 221 |
| Securities | $267,300,000 | 480 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $1,105,750,000 | 343 |
| Loan loss allowance | $12,079,000 | 400 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $19,921,000 | 391 |
| Other real estate owned | $1,504,000 | 425 |
| Goodwill and other intangibles | $2,310,000 | 988 |
| All other assets | $21,309,000 | 564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,481,066,000 | 401 |
| Total liabilities | $1,329,564,000 | 405 |
| Total deposits | $1,013,587,000 | 408 |
| Interest-bearing deposits | $907,995,000 | 390 |
| Deposits held in domestic offices | $1,013,587,000 | 404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $245,000,000 | 281 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $70,977,000 | 182 |
| Total equity capital | $151,502,000 | 345 |
| Total bank equity capital | $151,502,000 | 345 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $38,417,000 | 550 |
| Undivided profits | $113,084,000 | 234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,310,000 | 720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $4,956,000 | 453 |
| Earning assets | $1,390,595,000 | 387 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $1,442,120,000 | 389 |
| Average Assets, quarterly | $1,468,539,500 | 395 |
| Volatile liabilities | $352,383,000 | 417 |
| Insider loans | $2,960,000 | 1,577 |
| FHLB advances | $245,000,000 | 74 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $159,325,000 | 533 |
| Tier 1 (core) risk-based capital | $149,833,000 | 333 |
| Tier 2 risk-based capital | $10,090,000 | 454 |
| Total risk weighted assets | $805,203,000 | 468 |
| Total unused commitments | $159,325,000 | 533 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 380 | 462 |
| Assets and Liabilities | ||
| Total Assets: | $1,418,264,000 | 401 |
| Cash and due from depository institutions | $70,406,000 | 462 |
| Interest-bearing balances | $41,803,000 | 134 |
| Securities | $316,445,000 | 426 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,717 |
| Net loans & leases | $979,867,000 | 365 |
| Loan loss allowance | $11,659,000 | 416 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $16,514,000 | 448 |
| Other real estate owned | $2,754,000 | 462 |
| Goodwill and other intangibles | $2,512,000 | 899 |
| All other assets | $19,766,000 | 543 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,418,264,000 | 401 |
| Total liabilities | $1,223,497,000 | 416 |
| Total deposits | $958,023,000 | 413 |
| Interest-bearing deposits | $869,347,000 | 393 |
| Deposits held in domestic offices | $958,023,000 | 407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $205,000,000 | 270 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $60,474,000 | 201 |
| Total equity capital | $194,767,000 | 281 |
| Total bank equity capital | $194,767,000 | 281 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $102,208,000 | 257 |
| Undivided profits | $92,558,000 | 277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,328,000 | 805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $4,783,000 | 455 |
| Earning assets | $1,348,115,000 | 383 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $1,300,243,000 | 406 |
| Average Assets, quarterly | $1,384,299,500 | 400 |
| Volatile liabilities | $292,586,000 | 416 |
| Insider loans | $2,447,000 | 1,754 |
| FHLB advances | $205,000,000 | 72 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $111,821,000 | 643 |
| Tier 1 (core) risk-based capital | $191,794,000 | 265 |
| Tier 2 risk-based capital | $9,100,000 | 481 |
| Total risk weighted assets | $725,451,000 | 486 |
| Total unused commitments | $111,821,000 | 648 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 336 | 524 |
| Assets and Liabilities | ||
| Total Assets: | $1,129,077,000 | 474 |
| Cash and due from depository institutions | $23,846,000 | 524 |
| Interest-bearing balances | $4,004,000 | 1,102 |
| Securities | $208,408,000 | 591 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 7,704 |
| Net loans & leases | $860,628,000 | 406 |
| Loan loss allowance | $11,291,000 | 445 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $14,491,000 | 515 |
| Other real estate owned | $2,486,000 | 524 |
| Goodwill and other intangibles | $2,989,000 | 762 |
| All other assets | $15,979,000 | 614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,129,077,000 | 474 |
| Total liabilities | $1,039,490,000 | 469 |
| Total deposits | $940,029,000 | 424 |
| Interest-bearing deposits | $868,332,000 | 403 |
| Deposits held in domestic offices | $940,029,000 | 420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $90,400,000 | 406 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $9,061,000 | 674 |
| Total equity capital | $89,587,000 | 543 |
| Total bank equity capital | $89,587,000 | 543 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $26,729,000 | 700 |
| Undivided profits | $62,857,000 | 403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,207,000 | 887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $4,810,000 | 483 |
| Earning assets | $1,073,290,000 | 463 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $1,108,435,800 | 465 |
| Average Assets, quarterly | $1,130,099,000 | 469 |
| Volatile liabilities | $169,642,000 | 597 |
| Insider loans | $2,924,000 | 1,455 |
| FHLB advances | $90,000,000 | 127 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $71,845,000 | 831 |
| Tier 1 (core) risk-based capital | $86,604,000 | 518 |
| Tier 2 risk-based capital | $7,635,000 | 511 |
| Total risk weighted assets | $607,145,000 | 550 |
| Total unused commitments | $81,845,000 | 760 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 305 | 606 |
| Assets and Liabilities | ||
| Total Assets: | $1,060,339,000 | 540 |
| Cash and due from depository institutions | $43,241,000 | 606 |
| Interest-bearing balances | $25,925,000 | 159 |
| Securities | $194,743,000 | 659 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 5,990 |
| Net loans & leases | $788,862,000 | 469 |
| Loan loss allowance | $11,127,000 | 492 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,351,000 | 662 |
| Other real estate owned | $2,799,000 | 606 |
| Goodwill and other intangibles | $3,526,000 | 661 |
| All other assets | $14,567,000 | 682 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,060,339,000 | 540 |
| Total liabilities | $972,656,000 | 539 |
| Total deposits | $866,882,000 | 500 |
| Interest-bearing deposits | $821,146,000 | 454 |
| Deposits held in domestic offices | $866,882,000 | 492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $100,599,000 | 390 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,175,000 | 972 |
| Total equity capital | $87,683,000 | 568 |
| Total bank equity capital | $87,683,000 | 568 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,939,000 | 797 |
| Surplus | $20,717,000 | 894 |
| Undivided profits | $62,027,000 | 436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,044,000 | 1,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,577,000 | 527 |
| Earning assets | $1,010,780,000 | 520 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $994,579,400 | 546 |
| Average Assets, quarterly | $1,058,891,000 | 536 |
| Volatile liabilities | $157,877,000 | 661 |
| Insider loans | $1,751,000 | 2,386 |
| FHLB advances | $100,000,000 | 125 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $31,352,000 | 1,496 |
| Tier 1 (core) risk-based capital | $83,927,000 | 556 |
| Tier 2 risk-based capital | $7,006,000 | 575 |
| Total risk weighted assets | $556,539,000 | 616 |
| Total unused commitments | $31,352,000 | 1,507 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 283 | 687 |
| Assets and Liabilities | ||
| Total Assets: | $908,248,000 | 623 |
| Cash and due from depository institutions | $37,375,000 | 687 |
| Interest-bearing balances | $21,258,000 | 217 |
| Securities | $181,220,000 | 734 |
| Federal funds sold & reverse repurchase agreements | $16,950,000 | 847 |
| Net loans & leases | $647,905,000 | 556 |
| Loan loss allowance | $9,841,000 | 571 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,008,000 | 739 |
| Other real estate owned | $1,975,000 | 687 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $12,815,000 | 772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $908,248,000 | 623 |
| Total liabilities | $828,120,000 | 628 |
| Total deposits | $746,425,000 | 583 |
| Interest-bearing deposits | $703,198,000 | 540 |
| Deposits held in domestic offices | $746,425,000 | 574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $75,899,000 | 446 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,796,000 | 942 |
| Total equity capital | $80,128,000 | 634 |
| Total bank equity capital | $80,128,000 | 634 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,911,000 | 802 |
| Surplus | $19,731,000 | 928 |
| Undivided profits | $55,486,000 | 490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,789,000 | 965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,977,000 | 609 |
| Earning assets | $867,333,000 | 609 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $871,097,600 | 619 |
| Average Assets, quarterly | $897,410,500 | 623 |
| Volatile liabilities | $116,384,000 | 757 |
| Insider loans | $1,468,000 | 2,824 |
| FHLB advances | $75,000,000 | 147 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $30,373,000 | 1,474 |
| Tier 1 (core) risk-based capital | $80,002,000 | 594 |
| Tier 2 risk-based capital | $5,908,000 | 654 |
| Total risk weighted assets | $469,092,000 | 696 |
| Total unused commitments | $30,373,000 | 1,484 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 290 | 685 |
| Assets and Liabilities | ||
| Total Assets: | $822,505,000 | 655 |
| Cash and due from depository institutions | $27,524,000 | 685 |
| Interest-bearing balances | $14,151,000 | 283 |
| Securities | $175,649,000 | 767 |
| Federal funds sold & reverse repurchase agreements | $10,125,000 | 926 |
| Net loans & leases | $585,997,000 | 569 |
| Loan loss allowance | $9,593,000 | 574 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,905,000 | 824 |
| Other real estate owned | $2,746,000 | 685 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $11,559,000 | 892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $822,505,000 | 655 |
| Total liabilities | $751,974,000 | 656 |
| Total deposits | $686,600,000 | 612 |
| Interest-bearing deposits | $661,162,000 | 554 |
| Deposits held in domestic offices | $686,600,000 | 602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $60,998,000 | 501 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,376,000 | 992 |
| Total equity capital | $70,531,000 | 637 |
| Total bank equity capital | $70,531,000 | 637 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,688,000 | 834 |
| Surplus | $17,324,000 | 969 |
| Undivided profits | $48,519,000 | 486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,921,000 | 1,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,393,000 | 627 |
| Earning assets | $785,922,000 | 629 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $798,242,000 | 649 |
| Average Assets, quarterly | $815,267,500 | 655 |
| Volatile liabilities | $98,859,000 | 823 |
| Insider loans | $1,392,000 | 2,856 |
| FHLB advances | $55,000,000 | 192 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,059,000 | 2,247 |
| Tier 1 (core) risk-based capital | $70,531,000 | 626 |
| Tier 2 risk-based capital | $5,239,000 | 706 |
| Total risk weighted assets | $415,264,000 | 748 |
| Total unused commitments | $26,059,000 | 1,592 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 323 | 662 |
| Assets and Liabilities | ||
| Total Assets: | $785,877,000 | 682 |
| Cash and due from depository institutions | $59,898,000 | 662 |
| Interest-bearing balances | $49,523,000 | 131 |
| Securities | $124,729,000 | 1,104 |
| Federal funds sold & reverse repurchase agreements | $21,450,000 | 651 |
| Net loans & leases | $552,707,000 | 585 |
| Loan loss allowance | $8,201,000 | 682 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,557,000 | 841 |
| Other real estate owned | $4,005,000 | 662 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $14,531,000 | 725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $785,877,000 | 682 |
| Total liabilities | $742,641,000 | 666 |
| Total deposits | $690,968,000 | 629 |
| Interest-bearing deposits | $669,800,000 | 571 |
| Deposits held in domestic offices | $690,968,000 | 619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $49,203,000 | 479 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,470,000 | 1,537 |
| Total equity capital | $43,236,000 | 975 |
| Total bank equity capital | $43,236,000 | 975 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $43,236,000 | 530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,066,000 | 1,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $3,066,000 | 615 |
| Earning assets | $748,409,000 | 660 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $748,792,800 | 693 |
| Average Assets, quarterly | $772,481,000 | 689 |
| Volatile liabilities | $85,304,000 | 847 |
| Insider loans | $1,538,000 | 2,621 |
| FHLB advances | $45,000,000 | 188 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,581,000 | 1,866 |
| Tier 1 (core) risk-based capital | $43,236,000 | 938 |
| Tier 2 risk-based capital | $5,115,000 | 722 |
| Total risk weighted assets | $406,488,000 | 765 |
| Total unused commitments | $20,581,000 | 1,886 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 310 | 711 |
| Assets and Liabilities | ||
| Total Assets: | $724,193,000 | 752 |
| Cash and due from depository institutions | $12,062,000 | 711 |
| Interest-bearing balances | $1,312,000 | 3,349 |
| Securities | $134,621,000 | 997 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $540,761,000 | 605 |
| Loan loss allowance | $6,265,000 | 846 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,256,000 | 1,003 |
| Other real estate owned | $8,429,000 | 711 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $20,064,000 | 620 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $724,193,000 | 752 |
| Total liabilities | $687,549,000 | 737 |
| Total deposits | $661,696,000 | 691 |
| Interest-bearing deposits | $640,330,000 | 624 |
| Deposits held in domestic offices | $661,696,000 | 683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,633,000 | 684 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $5,220,000 | 917 |
| Total equity capital | $36,644,000 | 1,069 |
| Total bank equity capital | $36,644,000 | 1,069 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $36,644,000 | 581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,894,000 | 1,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,379,000 | 617 |
| Earning assets | $677,694,000 | 723 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $731,578,200 | 735 |
| Average Assets, quarterly | $727,704,000 | 748 |
| Volatile liabilities | $51,481,000 | 1,155 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $15,000,000 | 329 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $21,221,000 | 1,756 |
| Tier 1 (core) risk-based capital | $36,644,000 | 1,038 |
| Tier 2 risk-based capital | $5,045,000 | 748 |
| Total risk weighted assets | $402,363,000 | 795 |
| Total unused commitments | $21,221,000 | 1,773 |
| Derivatives | $0 | 651 |